<SEC-DOCUMENT>0001144204-14-065871.txt : 20141107
<SEC-HEADER>0001144204-14-065871.hdr.sgml : 20141107
<ACCEPTANCE-DATETIME>20141107084804
ACCESSION NUMBER:		0001144204-14-065871
CONFORMED SUBMISSION TYPE:	10-Q
PUBLIC DOCUMENT COUNT:		15
CONFORMED PERIOD OF REPORT:	20140930
FILED AS OF DATE:		20141107
DATE AS OF CHANGE:		20141107

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			AMERISERV FINANCIAL INC /PA/
		CENTRAL INDEX KEY:			0000707605
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				251424278
		STATE OF INCORPORATION:			PA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		10-Q
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-11204
		FILM NUMBER:		141202786

	BUSINESS ADDRESS:	
		STREET 1:		MAIN & FRANKLIN STS
		STREET 2:		PO BOX 430
		CITY:			JOHNSTOWN
		STATE:			PA
		ZIP:			15907
		BUSINESS PHONE:		8145335300

	MAIL ADDRESS:	
		STREET 1:		MAIN & FRANKLIN STS
		STREET 2:		PO BOX 430
		CITY:			JOHNSTOWN
		STATE:			PA
		ZIP:			15907
</SEC-HEADER>
<DOCUMENT>
<TYPE>10-Q
<SEQUENCE>1
<FILENAME>v390956_10q.htm
<DESCRIPTION>FORM 10-Q
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<DIV  STYLE="width: 100%; display: inline-block; *display:inline; vertical-align: middle; border-top: 4pt black double">&nbsp;</DIV><H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">UNITED STATES<BR> SECURITIES AND EXCHANGE COMMISSION<BR> Washington, D.C. 20549 </H1>


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<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">FORM 10-Q </H1>


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          <TD STYLE="text-align: center; font-weight: bold" ROWSPAN=1 COLSPAN=1><FONT STYLE="font-family: wingdings">x</font></TD>

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          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left"><B>Quarterly Report Pursuant to Section 13 or 15(d)<BR> of the Securities Exchange Act of 1934</B></TD>

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<P STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">For the period ended <B>September 30, 2014</B> </P>

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<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="480" STYLE="vertical-align: text-top; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

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          <TD STYLE="text-align: center; font-weight: bold" ROWSPAN=1 COLSPAN=1><FONT STYLE="font-family: wingdings">o</font></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left"><B>Transition Report Pursuant to Section 13 or 15(d)<BR> of</B> <B>the Securities Exchange Act of 1934</B></TD>

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<P STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">For the transition period from &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; to &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </P>

<P STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Commission File Number <B>0-11204</B> </P>


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<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 18pt; line-height: 20pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">AmeriServ Financial, Inc. </H1>

<P STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 8pt; line-height: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">(Exact name of registrant as specified in its charter) </P>


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<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="672" STYLE="vertical-align: text-top; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

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          <TD STYLE="line-height: 12pt; vertical-align: bottom; font-weight: bold; font-size: 10pt; text-align: center" ROWSPAN=1 COLSPAN=1>Pennsylvania</TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: 12pt; vertical-align: bottom; font-weight: bold; font-size: 10pt; text-align: center" ROWSPAN=1 COLSPAN=1>25-1424278</TD>

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          <TD STYLE="padding-left: 0pt; text-indent: 0pt" ROWSPAN=1 COLSPAN=1>(State or other jurisdiction of<BR> incorporation or organization)</TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: center">(I.R.S. Employer<BR> Identification No.)</TD>

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          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

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          <TD STYLE="line-height: 12pt; vertical-align: bottom; font-weight: bold; font-size: 10pt; text-align: center" ROWSPAN=1 COLSPAN=1>Main &amp; Franklin Streets,<BR> P.O. Box 430, Johnstown, PA</TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: 12pt; vertical-align: bottom; font-weight: bold; font-size: 10pt; text-align: center" ROWSPAN=1 COLSPAN=1>15907-0430</TD>

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          <TD STYLE="padding-left: 0pt; text-indent: 0pt" ROWSPAN=1 COLSPAN=1>(Address of principal executive offices)</TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: center">(Zip Code)</TD>

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<P STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Registrant&#146;s telephone number, including area code <B>(814) 533-5300</B> </P>


<DIV ALIGN="CENTER"><BR><IMG SRC="line.gif" ALIGN="MIDDLE" STYLE="width: 180px; height: 1pt; text-align: center"><BR>&nbsp;</DIV>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.Yes <FONT STYLE="font-family: wingdings">x</font> No <FONT STYLE="font-family: wingdings">o</font> </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Web site, if any, every Interactive Data File required to be submitted and posted pursuant to Rule 405 of Regulation S-T during the preceding 12 months (or for such shorter period that the registrant was required to submit and post such files).Yes <FONT STYLE="font-family: wingdings">x</font> No <FONT STYLE="font-family: wingdings">o</font> </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Indicate by check mark whether the registrant is a large accelerated filer, accelerated filer, non-accelerated filer or a smaller reporting company. See definition of &#147;large accelerated filer,&#148; &#147;accelerated filer&#148; and &#147;smaller reporting company&#148; in Rule 12b-2 of the Exchange Act. </P>

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          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="161"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

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          <TD STYLE="padding-left: 10pt; text-indent: -10pt" ROWSPAN=1 COLSPAN=1>Large accelerated filer <FONT STYLE="font-family: wingdings">o</font></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left">Accelerated filer <FONT STYLE="font-family: wingdings">o</font></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left">Non-accelerated filer <FONT STYLE="font-family: wingdings">o</font></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left">Smaller reporting company <FONT STYLE="font-family: wingdings">x</font></TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Indicate by check mark whether the registrant is a shell company (as defined by Rule 12b-2 of the Exchange Act).<BR> Yes&nbsp;<FONT STYLE="font-family: wingdings">o</font>&nbsp;No&nbsp;<FONT STYLE="font-family: wingdings">x</font> </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Indicate the number of shares outstanding of each of the issuer&#146;s classes of common stock, as of the latest practicable date. </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="672" STYLE="vertical-align: text-top; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="328"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="328"></TD>

</TR>

<TR STYLE="vertical-align: top">

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>Class</TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>Outstanding at November 3, 2014</TD>

</TR>

<TR STYLE="vertical-align: top">

          <TD STYLE="text-align: center" ROWSPAN=1 COLSPAN=1>Common Stock, par value $0.01</TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: center">18,794,888</TD>

</TR>

</TABLE></DIV>

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<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">&nbsp;</P>

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<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><a name="TOC"></a>AmeriServ Financial, Inc.<BR>&nbsp;<BR> INDEX </H1>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><a name="tTOC"></a></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="536"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Page No.</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1><P STYLE="padding-left: 50pt; text-indent: -50pt; margin-bottom: -12pt">PART I.</P><P STYLE="margin-top: 0pt; padding-left: 50pt">FINANCIAL INFORMATION:<BR></P></TD>          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white"><TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1><a href="#tFS"><P STYLE="padding-left: 50pt; text-indent: -50pt; margin-bottom: -12pt"><B>Item 1.</B></P><P STYLE="margin-top: 0pt; padding-left: 50pt">Financial Statements</P></a></TD>

<TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

<TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

<TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1><a href="#tFS">1</a></TD>

<TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff"><TD STYLE="padding-left: 60pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1><a href="#tCBS">Consolidated Balance Sheets (Unaudited)&nbsp;&#151;&nbsp;September 30, 2014 and December 31, 2013</a></TD>

<TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

<TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

<TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1><a href="#tCBS">1</a></TD>

<TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white"><TD STYLE="padding-left: 60pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1><a href="#tCSO">Consolidated Statements of Operations (Unaudited)&nbsp;&#151;&nbsp;Three and nine months ended September 30, 2014 and 2013</a></TD>

<TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

<TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

<TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1><a href="#tCSO">2</a></TD>

<TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff"><TD STYLE="padding-left: 60pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1><a href="#tCSC">Consolidated Statements of Comprehensive Income (Unaudited)&nbsp;&#151;&nbsp;Three and nine months ended September 30, 2014 and 2013</a></TD>

<TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

<TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

<TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1><a href="#tCSC">4</a></TD>

<TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white"><TD STYLE="padding-left: 60pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1><a href="#tCSCF">Consolidated Statements of Cash Flows (Unaudited)&nbsp;&#151;&nbsp;Nine months ended September 30, 2014 and 2013</a></TD>

<TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

<TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

<TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1><a href="#tCSCF">5</a></TD>

<TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff"><TD STYLE="padding-left: 60pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1><a href="#tNCF">Notes to Unaudited Consolidated Financial Statements</a></TD>

<TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

<TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

<TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1><a href="#tNCF">7</a></TD>

<TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white"><TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1><a href="#tMDA"><P STYLE="padding-left: 50pt; text-indent: -50pt; margin-bottom: -12pt"><B>Item 2.</B></P><P STYLE="margin-top: 0pt; padding-left: 50pt">Management&#146;s Discussion and Analysis of Financial Condition and Results of Operations</P></a></TD>

<TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

<TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

<TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1><a href="#tMDA">32</a></TD>

<TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff"><TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1><a href="#tQQD"><P STYLE="padding-left: 50pt; text-indent: -50pt; margin-bottom: -12pt"><B>Item 3.</B></P><P STYLE="margin-top: 0pt; padding-left: 50pt">Quantitative and Qualitative Disclosure About Market Risk</P></a></TD>

<TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

<TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

<TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1><a href="#tQQD">47</a></TD>

<TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white"><TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1><a href="#tCP"><P STYLE="padding-left: 50pt; text-indent: -50pt; margin-bottom: -12pt"><B>Item 4.</B></P><P STYLE="margin-top: 0pt; padding-left: 50pt">Controls and Procedures</P></a></TD>

<TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

<TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

<TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1><a href="#tCP">47</a></TD>

<TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1><P STYLE="padding-left: 50pt; text-indent: -50pt; margin-bottom: -12pt">PART II.</P><P STYLE="margin-top: 0pt; padding-left: 50pt">OTHER INFORMATION<BR></P></TD>          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white"><TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1><a href="#tLP"><P STYLE="padding-left: 50pt; text-indent: -50pt; margin-bottom: -12pt"><B>Item 1.</B></P><P STYLE="margin-top: 0pt; padding-left: 50pt">Legal Proceedings</P></a></TD>

<TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

<TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

<TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1><a href="#tLP">48</a></TD>

<TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff"><TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1><a href="#tRF"><P STYLE="padding-left: 50pt; text-indent: -50pt; margin-bottom: -12pt"><B>Item 1A.</B></P><P STYLE="margin-top: 0pt; padding-left: 50pt">Risk Factors</P></a></TD>

<TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

<TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

<TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1><a href="#tRF">48</a></TD>

<TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white"><TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1><a href="#tUSE"><P STYLE="padding-left: 50pt; text-indent: -50pt; margin-bottom: -12pt"><B>Item 2.</B></P><P STYLE="margin-top: 0pt; padding-left: 50pt">Unregistered Sales of Equity Securities and Use of Proceeds</P></a></TD>

<TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

<TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

<TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1><a href="#tUSE">48</a></TD>

<TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff"><TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1><a href="#tDSS"><P STYLE="padding-left: 50pt; text-indent: -50pt; margin-bottom: -12pt"><B>Item 3.</B></P><P STYLE="margin-top: 0pt; padding-left: 50pt">Defaults Upon Senior Securities</P></a></TD>

<TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

<TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

<TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1><a href="#tDSS">48</a></TD>

<TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white"><TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1><a href="#tMSD"><P STYLE="padding-left: 50pt; text-indent: -50pt; margin-bottom: -12pt"><B>Item 4.</B></P><P STYLE="margin-top: 0pt; padding-left: 50pt">Mine Safety Disclosures</P></a></TD>

<TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

<TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

<TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1><a href="#tMSD">48</a></TD>

<TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff"><TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1><a href="#tOIF"><P STYLE="padding-left: 50pt; text-indent: -50pt; margin-bottom: -12pt"><B>Item 5.</B></P><P STYLE="margin-top: 0pt; padding-left: 50pt">Other Information</P></a></TD>

<TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

<TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

<TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1><a href="#tOIF">48</a></TD>

<TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white"><TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1><a href="#tEXH"><P STYLE="padding-left: 50pt; text-indent: -50pt; margin-bottom: -12pt"><B>Item 6.</B></P><P STYLE="margin-top: 0pt; padding-left: 50pt">Exhibits</P></a></TD>

<TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

<TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

<TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1><a href="#tEXH">48</a></TD>

<TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">
i
<HR align="left" STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><a name="tFS"></a>Item 1. Financial Statements </H2>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><a name="tCBS"></a>AmeriServ Financial, Inc. </H1>

<P STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><B>CONSOLIDATED BALANCE SHEETS</B><BR> (In thousands except shares)<BR> (Unaudited) </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 9pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="424"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="72"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="80"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>September 30,<BR> 2014</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>December 31,<BR> 2013</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>ASSETS<BR></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Cash and due from depository institutions</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>16,820</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>20,288</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Interest bearing deposits</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,952</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,967</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Short-term investments in money market funds</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>3,710</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>6,811</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Total cash and cash equivalents</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>23,482</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>30,066</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Investment securities:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Available for sale</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>130,973</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>141,978</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Held to maturity (fair value $19,626 on September 30, 2014 and $17,788 on December 31, 2013)</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>19,498</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>18,187</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Loans held for sale</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,964</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,402</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Loans</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>814,477</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>783,927</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Less: Unearned income</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>554</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>581</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Allowance for loan losses</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>9,582</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>10,104</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net loans</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>804,341</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>773,242</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Premises and equipment, net</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>13,409</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>13,119</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Accrued interest income receivable</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,280</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,908</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Goodwill</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>11,944</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>12,613</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Bank owned life insurance</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>37,228</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>36,669</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net deferred tax asset</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>8,799</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>9,572</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Federal Home Loan Bank stock</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5,027</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,677</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Federal Reserve Bank stock</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,125</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,125</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Other assets</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>6,361</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>7,478</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: bottom; font-weight: bold; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>TOTAL ASSETS</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,070,431</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,056,036</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>LIABILITIES<BR></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Non-interest bearing deposits</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>156,876</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>154,002</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Interest bearing deposits</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>715,294</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>700,520</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Total deposits</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>872,170</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>854,522</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Short-term borrowings</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>26,438</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>41,555</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Advances from Federal Home Loan Bank</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>37,000</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>25,000</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Guaranteed junior subordinated deferrable interest debentures</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>13,085</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>13,085</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Total borrowed funds</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>76,523</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>79,640</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Other liabilities</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>5,592</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>8,567</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: bottom; font-weight: bold; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>TOTAL LIABILITIES</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>954,285</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>942,729</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>SHAREHOLDERS&#146; EQUITY<BR></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Preferred stock, no par value; $1,000 per share liquidation preference; 2,000,000 shares authorized; 21,000 shares issued and outstanding on September 30, 2014 and December 31, 2013</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>21,000</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>21,000</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Common stock, par value $0.01 per share; 30,000,000 shares authorized; 26,412,707 shares issued and 18,794,888 outstanding on September 30, 2014; 26,402,007 shares issued and 18,784,188 outstanding on December 31, 2013</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>264</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>264</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Treasury stock at cost, 7,617,819 shares on September 30, 2014 and December 31, 2013</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(74,829</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(74,829</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Capital surplus</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>145,246</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>145,190</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Retained earnings</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>29,110</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>27,557</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Accumulated other comprehensive loss, net</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(4,645</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(5,875</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: bottom; font-weight: bold; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>TOTAL SHAREHOLDERS&#146; EQUITY</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>116,146</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>113,307</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: bottom; font-weight: bold; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>TOTAL LIABILITIES AND SHAREHOLDERS&#146; EQUITY</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,070,431</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,056,036</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">&nbsp;<BR>&nbsp;<BR>See accompanying notes to unaudited consolidated financial statements. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">1</P>

<HR align="left" STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><a name="tCSO"></a>AmeriServ Financial, Inc. </H1>

<P STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><B>CONSOLIDATED STATEMENTS OF OPERATIONS<BR> </B>(In thousands, except per share data)<BR> (Unaudited) </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="301"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="58"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="58"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="58"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="66"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Three months ended<BR> September 30,</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Nine months ended<BR> September 30,</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2014</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2013</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2014</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2013</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>INTEREST INCOME<BR></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Interest and fees on loans</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>9,019</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>8,765</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>26,990</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>25,983</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Interest bearing deposits</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Short-term investments in money market funds</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>7</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Investment securities:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Available for sale</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>859</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>911</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,688</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,774</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Held to maturity</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>138</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>133</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>410</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>371</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 40pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Total Interest Income</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>10,019</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>9,811</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>30,097</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>29,140</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>INTEREST EXPENSE<BR></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Deposits</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,237</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,274</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,688</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,912</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Short-term borrowings</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>10</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>12</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>34</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>25</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Advances from Federal Home Loan Bank</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>89</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>45</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>223</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>100</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Guaranteed junior subordinated deferrable interest debentures</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>280</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>280</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>840</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>840</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 40pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Total Interest Expense</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,616</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,611</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>4,785</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>4,877</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>NET INTEREST INCOME</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>8,403</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>8,200</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>25,312</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>24,263</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Provision (credit) for loan losses</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(100</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; font-weight: bold; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>NET INTEREST INCOME AFTER PROVISION (CREDIT) FOR LOAN LOSSES</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>8,403</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>8,200</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>25,312</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>24,363</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>NON-INTEREST INCOME<BR></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Trust and investment advisory fees</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,807</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,893</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5,787</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5,773</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Service charges on deposit accounts</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>507</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>560</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,486</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,609</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net gains on sale of loans</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>275</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>285</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>547</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>912</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Mortgage related fees</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>190</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>212</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>467</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>641</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net realized gains on investment securities</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>66</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>177</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>137</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Bank owned life insurance</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>188</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>204</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>559</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>793</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Other income</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>626</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>766</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,740</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>2,012</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 40pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Total Non-Interest Income</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>3,593</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>3,986</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>10,763</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>11,877</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>NON-INTEREST EXPENSE<BR></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Salaries and employee benefits</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6,139</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6,251</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>18,560</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>18,758</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net occupancy expense</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>709</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>694</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,265</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,218</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Equipment expense</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>468</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>429</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,432</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,339</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Professional fees</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,360</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,034</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,132</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,219</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Supplies, postage and freight</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>196</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>197</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>566</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>619</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Miscellaneous taxes and insurance</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>276</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>360</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>884</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,101</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Federal deposit insurance expense</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>159</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>152</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>473</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>437</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Goodwill impairment charge</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>669</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>669</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Other expense</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,267</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,296</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>3,620</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>3,786</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 40pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Total Non-Interest Expense</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>11,243</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>10,413</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>32,601</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>31,477</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">&nbsp;<BR>&nbsp;<BR>See accompanying notes to unaudited consolidated financial statements. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">2</P>

<HR align="left" STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">AmeriServ Financial, Inc. </H1>

<P STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><B>CONSOLIDATED STATEMENTS OF OPERATIONS&nbsp;&#150;&nbsp;(continued)<BR> </B>(In thousands, except per share data)<BR> (Unaudited) </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="301"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="58"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="58"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="58"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="66"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Three months ended<BR> September 30,</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Nine months ended<BR> September 30,</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2014</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2013</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2014</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2013</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>PRETAX INCOME</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>753</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,773</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,474</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,763</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Provision for income tax expense</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>388</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>547</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,200</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,411</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>NET INCOME</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>365</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,226</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,274</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,352</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Preferred stock dividends</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>53</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>53</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>158</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>157</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; font-weight: bold; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>NET INCOME AVAILABLE TO COMMON SHAREHOLDERS</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>312</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,173</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>2,116</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>3,195</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>PER COMMON SHARE DATA:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Basic:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net income</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.02</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.06</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.11</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.17</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Average number of shares outstanding</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>18,795</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>18,784</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>18,792</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>18,995</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Diluted:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net income</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.02</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.06</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.11</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.17</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Average number of shares outstanding</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>18,908</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>18,878</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>18,916</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>19,086</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Cash dividends declared</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.01</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.01</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.03</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.02</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">&nbsp;<BR>&nbsp;<BR>See accompanying notes to unaudited consolidated financial statements. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">3</P>

<HR align="left" STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><a name="tCSC"></a>AmeriServ Financial, Inc. </H1>

<P STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><B>CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME<BR> </B>(In thousands)<BR> (Unaudited) </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="301"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="58"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="58"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="58"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="66"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Three Months Ended<BR> September 30,</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Nine months ended<BR> September 30,</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2014</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2013</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2014</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2013</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>COMPREHENSIVE INCOME<BR></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Net income</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>365</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,226</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>2,274</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>3,352</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Other comprehensive income (loss), before tax:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Pension obligation change for defined benefit plan</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>799</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,191</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>823</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Income tax effect</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(272</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(405</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(280</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Unrealized holding gains (losses) on available for sale securities arising during period</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(701</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>176</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>850</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(3,429</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Income tax effect</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>238</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(60</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(289</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,165</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Reclassification adjustment for gains on available for sale securities included in net income</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(66</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(177</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(137</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Income tax effect</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>23</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>60</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>47</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Other comprehensive income (loss)</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>64</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>73</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,230</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(1,811</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Comprehensive income</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>429</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,299</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>3,504</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,541</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">&nbsp;<BR>&nbsp;<BR>See accompanying notes to unaudited consolidated financial statements. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">4</P>

<HR align="left" STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><a name="tCSCF"></a>AmeriServ Financial, Inc. </H1>

<P STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><B>CONSOLIDATED STATEMENTS OF CASH FLOWS<BR> </B>(In thousands)<BR> (Unaudited) </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="424"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="72"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="80"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Nine months ended<BR> September 30,</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2014</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2013</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>OPERATING ACTIVITIES<BR></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net income</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,274</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,352</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Adjustments to reconcile net income to net cash provided by operating activities:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Provision (credit) for loan losses</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(100</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Depreciation expense</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,359</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,178</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net amortization of investment securities</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>283</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>629</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net realized gains on investment securities available for sale</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(177</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(137</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net gains on loans held for sale</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(547</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(912</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Amortization of deferred loan fees</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(198</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(228</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Origination of mortgage loans held for sale</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(36,105</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(49,686</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Sales of mortgage loans held for sale</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>36,090</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>58,340</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Increase in accrued interest income receivable</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(372</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(340</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Decrease in accrued interest payable</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(173</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(414</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Earnings on bank owned life insurance</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(559</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(605</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Deferred income taxes</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>139</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,327</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Stock based compensation expense</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>56</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>68</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Goodwill impairment charge</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>669</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Decrease in prepaid Federal Deposit Insurance</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,444</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Other, net</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(679</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(1,337</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Net cash provided by operating activities</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>2,060</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>12,579</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>INVESTING ACTIVITIES<BR></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Purchases of investment securities - available for sale</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(10,215</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(41,176</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Purchases of investment securities - held to maturity</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(2,442</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(8,432</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Proceeds from sales of investment securities&nbsp;&#150;&nbsp;available for sale</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5,242</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,298</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Proceeds from maturities of investment securities&nbsp;&#150;&nbsp;available for sale</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>16,581</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>37,335</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Proceeds from maturities of investment securities&nbsp;&#150;&nbsp;held to maturity</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,095</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,067</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Purchases of regulatory stock</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(6,679</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(4,180</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Proceeds from redemption of regulatory stock</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6,329</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,844</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Long-term loans originated</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(126,805</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(144,733</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Principal collected on long-term loans</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>91,886</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>111,399</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Loans purchased or participated</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(4,247</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(9,000</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Loans sold or participated</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>7,810</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,000</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Proceeds from sale of other real estate owned</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>454</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,027</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Proceeds from life insurance policy</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>356</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Purchases of premises and equipment</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(1,643</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(2,643</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Net cash used in investing activities</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(22,634</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(48,838</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">&nbsp;<BR>&nbsp;<BR>See accompanying notes to unaudited consolidated financial statements. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">5</P>

<HR align="left" STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">AmeriServ Financial, Inc. </H1>

<P STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><B>CONSOLIDATED STATEMENTS OF CASH FLOWS&nbsp;&#150;&nbsp;(continued)<BR> </B>(In thousands)<BR> (Unaudited) </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="424"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="72"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="80"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Nine months ended<BR> September 30,</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2014</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2013</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>FINANCING ACTIVITIES<BR></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net increase in deposit balances</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>17,828</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>16,412</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net (decrease) increase in other short-term borrowings</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(15,117</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>15,436</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Principal borrowings on advances from Federal Home Loan Bank</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>12,000</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>14,000</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Principal repayments on advances from Federal Home Loan Bank</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(6,000</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Purchases of treasury stock</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(1,171</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Common stock dividends</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(563</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(379</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Preferred stock dividends</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(158</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(157</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Net cash provided by financing activities</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>13,990</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>38,141</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>NET (DECREASE) INCREASE IN CASH AND CASH<BR> EQUIVALENTS</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(6,584</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,882</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; font-weight: bold; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>CASH AND CASH EQUIVALENTS AT JANUARY 1</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>30,066</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>26,820</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; font-weight: bold; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>CASH AND CASH EQUIVALENTS AT SEPTEMBER 30</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>23,482</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>28,702</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">&nbsp;<BR>&nbsp;<BR>See accompanying notes to unaudited consolidated financial statements. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">6</P>

<HR align="left" STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><U>NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS</U> </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">1. Principles of Consolidation </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><a name="tNCF"></a>The accompanying consolidated financial statements include the accounts of AmeriServ Financial, Inc. (the Company) and its wholly-owned subsidiaries, AmeriServ Financial Bank (the Bank), AmeriServ Trust and Financial Services Company (the Trust Company), and AmeriServ Life Insurance Company (AmeriServ Life). The Bank is a Pennsylvania state-chartered full service bank with 17 locations in Pennsylvania. The Trust Company offers a complete range of trust and financial services and administers assets valued at $1.8 billion that are not reported on the Company&#146;s balance sheet at September 30, 2014.
AmeriServ Life is a captive insurance company that engages in underwriting as a reinsurer of credit life and disability insurance. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">In addition, the Parent Company is an administrative group that provides support in such areas as audit, finance, investments, loan review, general services, and marketing. Significant intercompany accounts and transactions have been eliminated in preparing the consolidated financial statements. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">2. Basis of Preparation </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The unaudited consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information. In the opinion of management, all adjustments consisting of normal recurring entries considered necessary for a fair presentation have been included. They are not, however, necessarily indicative of the results of consolidated operations for a full-year. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">For further information, refer to the consolidated financial statements and accompanying notes included in the Company&#146;s Annual Report on Form 10-K for the year ended December 31, 2013. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">3. Recent Accounting Pronouncements </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">In July 2013, the Financial Accounting Standards Board (FASB) issued Accounting Standards Update (ASU) 2013-11, <I>Income Taxes (Topic 740): Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists.</I> This Update applies to all entities that have unrecognized tax benefits when a net operating loss carryforward, a similar tax loss, or a tax credit carryforward exists at the reporting date. An unrecognized tax benefit, or a portion of an unrecognized tax benefit, should be presented in the financial statements as a reduction to a deferred tax
asset for a net operating loss carryforward, a similar tax loss, or a tax credit carryforward, except as follows. To the extent a net operating loss carryforward, a similar tax loss, or a tax credit carryforward is not available at the reporting date under the tax law of the applicable jurisdiction to settle any additional income taxes that would result from the disallowance of a tax position or the tax law of the applicable jurisdiction does not require the entity to use, and the entity does not intend to use, the deferred tax asset for such purpose, the unrecognized tax benefit should be presented in the financial statements as a liability and should not be combined with deferred tax assets. The assessment of whether a deferred tax asset is available is based on the unrecognized tax benefit and deferred tax asset that exist at the reporting date and should be made presuming disallowance of the tax position at the reporting date. The amendments in this Update are effective for fiscal
years, and interim periods within those years, beginning after December 15, 2013. The amendments should be applied prospectively to all unrecognized tax benefits that exist at the effective date. Retrospective application is permitted. This ASU did not have a significant impact on the Company&#146;s financial statements. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">In January 2014, the FASB issued ASU 2014-04, <I>Receivables&nbsp;&#151;&nbsp;Troubled Debt Restructurings by Creditors (Subtopic 310-40): Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure. </I>The amendments in this Update clarify that an in substance repossession or foreclosure occurs, and a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, upon either (1) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure or (2) the borrower
conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. Additionally, the amendments require interim and annual disclosure of both (1) the amount of foreclosed residential real estate property held by the creditor and (2) the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">7</P>

<HR align="left" STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><U>NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS</U> </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">3. Recent Accounting Pronouncements &nbsp;&#150;&nbsp;(continued)</H2>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">the process of foreclosure according to local requirements of the applicable jurisdiction. The amendments in this Update are effective for public business entities for annual periods, and interim periods within those annual periods, beginning after December 15, 2014. An entity can elect to adopt the amendments in this Update using either a modified retrospective transition method or a prospective transition method. This ASU is not expected to have a significant impact on the Company&#146;s financial statements. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">4. Earnings Per Common Share </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Basic earnings per share include only the weighted average common shares outstanding. Diluted earnings per share include the weighted average common shares outstanding and any potentially dilutive common stock equivalent shares in the calculation. Treasury shares are treated as retired for earnings per share purposes. Options to purchase 3,625 common shares, at exercise prices ranging from $4.60 to $5.22, and 101,070 common shares, at exercise prices ranging from $3.23 to $5.75, were outstanding as of September 30, 2014 and 2013, respectively, but were not included in the computation of diluted earnings per common share
because to do so would be antidilutive. Dividends on preferred shares are deducted from net income in the calculation of earnings per common share. </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="280"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="72"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Three months ended<BR> September 30,</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Nine months ended<BR> September 30,</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2014</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2013</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2014</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2013</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center" ROWSPAN=1 COLSPAN=15><FONT STYLE="font-weight: normal">(In thousands, except per share data)</FONT></TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>Numerator:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net income</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>365</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,226</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,274</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,352</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Preferred stock dividends</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>53</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>53</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>158</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>157</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Net income available to common shareholders</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>312</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,173</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>2,116</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>3,195</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>Denominator:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Weighted average common shares outstanding (basic)</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>18,795</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>18,784</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>18,792</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>18,995</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Effect of stock options</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>113</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>94</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>124</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>91</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Weighted average common shares<BR> outstanding (diluted)</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>18,908</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>18,878</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>18,916</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>19,086</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>Earnings per common share:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Basic</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.02</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.06</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.11</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.17</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Diluted</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.02</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.06</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.11</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.17</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">5. Consolidated Statement of Cash Flows </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">On a consolidated basis, cash and cash equivalents include cash and due from depository institutions, interest-bearing deposits, federal funds sold and short-term investments in money market funds. The Company made $1.1 million in income tax payments in the first nine months of 2014 as compared to $86,000 for the first nine months of 2013. The Company made total interest payments of $4,958,000 in the first nine months of 2014 compared to $5,291,000 in the same 2013 period. The Company had $455,000 non-cash transfers to other real estate owned (OREO) in the first nine months of 2014 compared to $593,000 in the same 2013 period.
</P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">8</P>

<HR align="left" STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><U>NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS</U> </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">6. Investment Securities </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The cost basis and fair values of investment securities are summarized as follows (in thousands): </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Investment securities available for sale (AFS): </H2>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="301"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="58"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="58"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="58"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="66"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=15>September 30, 2014</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Cost<BR> Basis</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Gross Unrealized Gains</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Gross Unrealized Losses</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Fair<BR> Value</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>US Agency</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6,930</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>33</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(58</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6,905</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>US Agency mortgage-backed securities</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>108,296</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,055</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(666</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>110,685</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Corporate bonds</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>13,494</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>57</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(168</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>13,383</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>128,720</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>3,145</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>(892</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>130,973</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Investment securities held to maturity (HTM): </H2>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="280"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="72"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=15>September 30, 2014</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Cost<BR> Basis</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Gross Unrealized Gains</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Gross Unrealized Losses</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Fair<BR> Value</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>US Agency mortgage-backed securities</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>12,788</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>340</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(169</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>12,959</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Taxable municipal</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,715</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>56</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(54</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,717</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Corporate bonds and other securities</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>3,995</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(45</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>3,950</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>19,498</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>396</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>(268</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>19,626</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Investment securities available for sale (AFS): </H2>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="280"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="72"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=15>December 31, 2013</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Cost<BR> Basis</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Gross Unrealized Gains</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Gross Unrealized Losses</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Fair<BR> Value</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>US Agency</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6,926</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>35</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(126</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6,835</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>US Agency mortgage-backed securities</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>121,480</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,129</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(1,227</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>123,382</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Corporate bonds</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>11,992</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>21</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(252</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>11,761</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>140,398</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>3,185</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>(1,605</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>141,978</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Investment securities held to maturity (HTM): </H2>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="280"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="72"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=15>December 31, 2013</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Cost<BR> Basis</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Gross Unrealized Gains</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Gross Unrealized Losses</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Fair<BR> Value</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>US Agency mortgage-backed securities</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>12,671</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>289</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(477</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>12,483</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Taxable municipal</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,521</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(120</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,401</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Corporate bonds and other securities</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>3,995</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(91</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>3,904</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>18,187</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>289</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>(688</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>17,788</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Maintaining investment quality is a primary objective of the Company&#146;s investment policy which, subject to certain limited exceptions, prohibits the purchase of any investment security below a Moody&#146;s Investor&#146;s Service or Standard &amp; Poor&#146;s rating of &#147;A.&#148; At September 30, 2014, 86.4% of the portfolio was rated &#147;AAA&#148; as compared to 89.0% at December 31, 2013. 2.0% of the portfolio was either rated below &#147;A&#148; or unrated at September 30, 2014. The Company has no exposure to subprime mortgage loans in the investment portfolio. At September 30, 2014, the Company&#146;s
consolidated investment securities portfolio had an effective duration of approximately 3.12 years. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">9</P>

<HR align="left" STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><U>NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS</U> </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">6. Investment Securities &nbsp;&#150;&nbsp;(continued)</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Total proceeds from the sale of AFS securities for the first nine months of 2014 were $5.2 million resulting in $182,000 of gross investment security gains and $5,000 of gross security losses. Total proceeds from the sale of AFS securities for the first nine months of 2013 were $2.3 million resulting in $137,000 of gross investment security gains. There were no sales of AFS securities in the third quarter of 2014. Sales of AFS securities in the third quarter of 2013 were $1.1 million resulting in $66,000 of gross investment security gains. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The book value of securities, both available for sale and held to maturity, pledged to secure public and trust deposits, and certain Federal Home Loan Bank borrowings was $119,411,000 at September 30, 2014 and $110,780,000 at December 31, 2013. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The following tables present information concerning investments with unrealized losses as of September 30, 2014 and December 31, 2013 (in thousands): </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><B>Total investment securities:</B> </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="168"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=23>September 30, 2014</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Less than 12 months</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>12 months or longer</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Total</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Fair<BR> Value</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Unrealized Losses</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Fair<BR> Value</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Unrealized Losses</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Fair<BR> Value</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Unrealized Losses</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>US Agency</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>50</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(1</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,843</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(57</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,893</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(58</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>US Agency mortgage-backed securities</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>16,415</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(68</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>26,320</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(767</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>42,735</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(835</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Taxable municipal</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>984</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(11</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>968</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(43</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,952</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(54</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Corporate bonds and other securities</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>2,933</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(62</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>8,847</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(151</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>11,780</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(213</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>20,382</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>(142</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>39,978</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>(1,018</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>60,360</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>(1,160</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><B>Total investment securities:</B> </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="168"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=23>December 31, 2013</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Less than 12 months</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>12 months or longer</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Total</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Fair<BR> Value</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Unrealized Losses</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Fair<BR> Value</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Unrealized Losses</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Fair<BR> Value</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Unrealized Losses</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>US Agency</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,812</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(64</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>938</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(62</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,750</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(126</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>US Agency mortgage-backed securities</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>52,163</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(1,701</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>669</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(3</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>52,832</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(1,704</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Taxable municipal</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>891</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(120</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>891</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(120</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Corporate bonds and other securities</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>9,687</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(300</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>2,957</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(43</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>12,644</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(343</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>66,553</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>(2,185</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>4,564</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>(108</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>71,117</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>(2,293</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; line-height: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">&nbsp;&nbsp; </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The unrealized losses are primarily a result of increases in market yields from the time of purchase. In general, as market yields rise, the value of securities will decrease; as market yields fall, the fair value of securities will increase. There are 53 positions that are considered temporarily impaired at September 30, 2014. Management generally views changes in fair value caused by changes in interest rates as temporary; therefore, these securities have not been classified as other-than-temporarily impaired. Management has also concluded that based on current information we expect to continue to receive scheduled interest
payments as well as the entire principal balance. Furthermore, management does not intend to sell these securities and does not believe it will be required to sell these securities before they recover in value. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">10</P>

<HR align="left" STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><U>NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS</U> </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">6. Investment Securities &nbsp;&#150;&nbsp;(continued)</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Contractual maturities of securities at September 30, 2014 are shown below (in thousands). Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without prepayment penalties. </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><B>Total investment securities:</B> </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="280"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="72"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=15>September 30, 2014</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Available for sale</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Held to maturity</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Cost<BR> Basis</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Fair<BR> Value</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Cost<BR> Basis</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Fair<BR> Value</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Within 1 year</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,000</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,018</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,000</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,990</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>After 1 year but within 5 years</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>13,827</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>13,944</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,000</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>979</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>After 5 years but within 10 years</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>17,881</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>18,026</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,325</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,246</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>After 10 years but within 15 years</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>60,072</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>61,067</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,011</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>968</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Over 15 years</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>35,940</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>36,918</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>12,162</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>12,443</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>128,720</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>130,973</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>19,498</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>19,626</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">7. Loans </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The loan portfolio of the Company consists of the following (in thousands): </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="554" STYLE="vertical-align: bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="370"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="72"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="80"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>September 30,<BR> 2014</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>December 31,<BR> 2013</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>134,352</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>120,102</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial loans secured by real estate</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>404,243</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>411,691</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Real estate-mortgage</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>257,567</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>235,689</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Consumer</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>17,761</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>15,864</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Loans, net of unearned income</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>813,923</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>783,346</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; line-height: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">&nbsp;&nbsp; </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Loan balances at September 30, 2014 and December 31, 2013 are net of unearned income of $554,000 and $581,000, respectively. Real estate-construction loans comprised 3.5% and 3.0% of total loans, net of unearned income at September 30, 2014 and December 31, 2013, respectively. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">8. Allowance for Loan Losses </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The following tables summarize the rollforward of the allowance for loan losses by portfolio segment for the three and nine month periods ending September 30, 2014 and 2013 (in thousands). </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="200"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="72"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=19>Three months ended September 30, 2014</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Balance at<BR> June 30,<BR> 2014</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Charge-Offs</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Recoveries</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Provision (Credit)</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Balance at<BR> September 30,<BR> 2014</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,254</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>35</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,295</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial loans secured by real estate</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,475</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(506</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>24</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(78</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,915</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Real estate-mortgage</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,301</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(103</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>29</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>115</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,342</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Consumer</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>145</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(24</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>24</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>151</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Allocation for general risk</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>975</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(96</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>879</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>10,150</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>(633</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>65</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>9,582</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">11</P>

<HR align="left" STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><U>NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS</U> </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">8. Allowance for Loan Losses &nbsp;&#150;&nbsp;(continued)</H2>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="200"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="72"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=19>Three months ended September 30, 2013</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Balance at<BR> June 30,<BR> 2013</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Charge-Offs</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Recoveries</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Provision<BR> (Credit)</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Balance at<BR> September 30,<BR> 2013</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,780</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>17</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>891</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,688</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial loans secured by real estate</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5,983</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>39</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(993</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5,029</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Real estate-mortgage</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,279</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(49</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>31</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>62</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,323</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Consumer</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>146</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(8</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>8</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(6</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>140</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Allocation for general risk</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>957</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>46</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,003</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>11,145</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>(57</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>95</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>11,183</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="200"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="72"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=19>Nine months ended September 30, 2014</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Balance at<BR> December 31,<BR> 2013</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Charge-Offs</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Recoveries</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Provision<BR> (Credit)</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Balance at<BR> September 30,<BR> 2014</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,844</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(72</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>111</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>412</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,295</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial loans secured by real estate</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,885</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(572</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>196</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(594</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,915</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Real estate-mortgage</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,260</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(176</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>54</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>204</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,342</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Consumer</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>136</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(82</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>19</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>78</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>151</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Allocation for general risk</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>979</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(100</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>879</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>10,104</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>(902</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>380</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>9,582</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="200"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="72"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=19>Nine months ended September 30, 2013</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Balance at<BR> December 31,<BR> 2012</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Charge-Offs</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Recoveries</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Provision<BR> (Credit)</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Balance at<BR> September 30,<BR> 2013</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,596</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>48</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,044</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,688</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial loans secured by real estate</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>7,796</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(1,480</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>181</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(1,468</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5,029</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Real estate-mortgage</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,269</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(96</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>98</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>52</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,323</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Consumer</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>150</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(87</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>48</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>29</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>140</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Allocation for general risk</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>760</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>243</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,003</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>12,571</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>(1,663</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>375</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>(100</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>11,183</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">As a result of successful ongoing problem credit resolution efforts, the Company achieved further asset quality improvements in 2014 and 2013, specifically in the commercial loans secured by real estate category, which resulted in no provision in 2014 and a credit provision in 2013. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">12</P>

<HR align="left" STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><U>NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS</U> </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">8. Allowance for Loan Losses &nbsp;&#150;&nbsp;(continued)</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The following tables summarize the loan portfolio and allowance for loan loss by the primary segments of the loan portfolio (in thousands). </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 9pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="184"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="68"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="76"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="60"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="60"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=23>At September 30, 2014</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Commercial</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Commercial<BR> Loans Secured<BR> by Real Estate</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Real<BR> Estate- Mortgage</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Consumer</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Allocation<BR> for General<BR> Risk</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Total</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>Loans:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Individually evaluated for impairment</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,444</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,444</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Collectively evaluated for impairment</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>134,352</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>402,799</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>257,567</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>17,761</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>812,479</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total loans</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>134,352</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>404,243</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>257,567</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>17,761</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>813,923</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>Allowance for loan losses:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Specific reserve allocation</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>547</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>547</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>General reserve allocation</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>3,295</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>3,368</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,342</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>151</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>879</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>9,035</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total allowance for loan losses</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>3,295</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>3,915</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,342</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>151</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>879</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>9,582</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 9pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="184"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="68"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="76"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="60"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="60"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=23>At December 31, 2013</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Commercial</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Commercial<BR> Loans Secured<BR> by Real Estate</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Real<BR> Estate-<BR> Mortgage</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Consumer</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Allocation<BR> for General<BR> Risk</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Total</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>Loans:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Individually evaluated for impairment</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,005</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>61</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,066</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Collectively evaluated for impairment</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>120,102</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>408,686</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>235,689</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>15,803</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>780,280</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total loans</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>120,102</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>411,691</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>235,689</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>15,864</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>783,346</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>Allowance for loan losses:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Specific reserve allocation</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>812</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>813</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>General reserve allocation</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>2,844</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>4,073</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,260</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>135</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>979</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>9,291</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total allowance for loan losses</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>2,844</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>4,885</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,260</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>136</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>979</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>10,104</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 4pt; line-height: 6pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">&nbsp;&nbsp; </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The segments of the Company&#146;s loan portfolio are disaggregated to a level that allows management to monitor risk and performance. The loan segments used are consistent with the internal reports evaluated by the Company&#146;s management and Board of Directors to monitor risk and performance within various segments of its loan portfolio and therefore, no further disaggregation into classes is necessary. The overall risk profile for the commercial loan segment is impacted by non-owner occupied CRE loans, which include loans secured by non-owner occupied nonfarm nonresidential properties, as a meaningful but declining
portion of the commercial portfolio is centered in these types of accounts. The residential mortgage loan segment is comprised of first lien amortizing residential mortgage loans and home equity loans. The consumer loan segment consists primarily of installment loans and overdraft lines of credit connected with customer deposit accounts. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Management evaluates for possible impairment any individual loan in the commercial or commercial real estate segment with a loan balance in excess of $100,000 that is in nonaccrual status or classified as a Troubled Debt Restructure (TDR). Loans are considered to be impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in evaluating impairment include payment status, collateral value, and the probability of collecting
scheduled principal and interest payments when due. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">13</P>

<HR align="left" STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><U>NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS</U> </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">8. Allowance for Loan Losses &nbsp;&#150;&nbsp;(continued)</H2>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">delay, the borrower&#146;s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. The Company does not separately evaluate individual consumer and residential mortgage loans for impairment, unless such loans are part of a larger relationship that is impaired, or are classified as a TDR. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Once the determination has been made that a loan is impaired, the determination of whether a specific allocation of the allowance is necessary is measured by comparing the recorded investment in the loan to the fair value of the loan using one of three methods: (a) the present value of expected future cash flows discounted at the loan&#146;s effective interest rate; (b) the loan&#146;s observable market price; or (c) the fair value of the collateral less selling costs for collateral dependent loans. The method is selected on a loan-by-loan basis, with management primarily utilizing the fair value of collateral method. The
evaluation of the need and amount of a specific allocation of the allowance and whether a loan can be removed from impairment status is made on a quarterly basis. The Company&#146;s policy for recognizing interest income on impaired loans does not differ from its overall policy for interest recognition. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The need for an updated appraisal on collateral dependent loans is determined on a case-by-case basis. The useful life of an appraisal or evaluation will vary depending upon the circumstances of the property and the economic conditions in the marketplace. A new appraisal is not required if there is an existing appraisal which, along with other information, is sufficient to determine a reasonable value for the property and to support an appropriate and adequate allowance for loan losses. At a minimum, annual documented reevaluation of the property is completed by the Bank&#146;s internal Assigned Risk Department to support the
value of the property. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">When reviewing an appraisal associated with an existing collateral real estate dependent transaction, the Bank&#146;s internal Assigned Risk Department must determine if there have been material changes to the underlying assumptions in the appraisal which affect the original estimate of value. Some of the factors that could cause material changes to reported values include: </P>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 24px; text-align: left">&#149;</TD>

          <TD STYLE="text-align: left">the passage of time; </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 24px; text-align: left">&#149;</TD>

          <TD STYLE="text-align: left">the volatility of the local market; </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 24px; text-align: left">&#149;</TD>

          <TD STYLE="text-align: left">the availability of financing; </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 24px; text-align: left">&#149;</TD>

          <TD STYLE="text-align: left">natural disasters; </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 24px; text-align: left">&#149;</TD>

          <TD STYLE="text-align: left">the inventory of competing properties; </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 24px; text-align: left">&#149;</TD>

          <TD STYLE="text-align: left">new improvements to, or lack of maintenance of, the subject property or competing properties upon physical inspection by the Bank; </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 24px; text-align: left">&#149;</TD>

          <TD STYLE="text-align: left">changes in underlying economic and market assumptions, such as material changes in current and projected vacancy, absorption rates, capitalization rates, lease terms, rental rates, sales prices, concessions, construction overruns and delays, zoning changes, etc.; and/or </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 24px; text-align: left">&#149;</TD>

          <TD STYLE="text-align: left">environmental contamination. </TD>

</TR>

</TABLE>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The value of the property is adjusted to appropriately reflect the above listed factors and the value is discounted to reflect the value impact of a forced or distressed sale, any outstanding senior liens, any outstanding unpaid real estate taxes, transfer taxes and closing costs that would occur with sale of the real estate. If the Assigned Risk Department personnel determine that a reasonable value cannot be derived based on available information, a new appraisal is ordered. The determination of the need for a new appraisal, versus completion of a property valuation by the Bank&#146;s Assigned Risk Department personnel rests
with the Assigned Risk Department and not the originating account officer. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">14</P>

<HR align="left" STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><U>NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS</U> </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">8. Allowance for Loan Losses &nbsp;&#150;&nbsp;(continued)</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The following tables present impaired loans by class, segregated by those for which a specific allowance was required and those for which a specific allowance was not necessary (in thousands). </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="258"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="60"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="60"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="60"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="60"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="50"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=19>September 30, 2014</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Impaired Loans with<BR> Specific Allowance</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Impaired Loans with no Specific Allowance</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Total Impaired Loans</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Recorded<BR> Investment</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Related<BR> Allowance</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Recorded<BR> Investment</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Recorded<BR> Investment</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Unpaid<BR> Principal<BR> Balance</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Commercial loans secured by real estate</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,064</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>547</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>380</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,444</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1> 1,981</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total impaired loans</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,064</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>547</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>380</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,444</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 1,981</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="258"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="60"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="60"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="60"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="60"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="50"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=19>December 31, 2013</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Impaired Loans with<BR> Specific Allowance</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Impaired<BR> Loans with<BR> no Specific<BR> Allowance</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Total Impaired Loans</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Recorded Investment</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Related Allowance</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Recorded Investment</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Recorded Investment</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Unpaid Principal Balance</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial loans secured by real estate</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,005</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>812</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1> &#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,005</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,118</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Consumer</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>61</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>61</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>61</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total impaired loans</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>3,066</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>813</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>3,066</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 3,179</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The following table presents the average recorded investment in impaired loans and related interest income recognized for the periods indicated (in thousands). </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="350"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="52"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="52"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="52"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="54"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Three months ended<BR> September 30,</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Nine months ended<BR> September 30,</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2014</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2013</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2014</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2013</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Average loan balance:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>50</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial loans secured by real estate</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,897</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,170</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,012</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,904</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Consumer</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>63</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>18</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Average investment in impaired loans</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,897</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>2,283</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>2,012</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>2,928</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Interest income recognized:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial loans secured by real estate</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>7</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Consumer</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Interest income recognized on a cash basis on impaired loans</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>4</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>3</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>6</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>8</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Management uses a nine point internal risk rating system to monitor the credit quality of the overall loan portfolio. The first six categories are considered not criticized. The first five &#147;Pass&#148; categories are aggregated, while the Pass-6, Special Mention, Substandard and Doubtful categories are disaggregated to separate pools. The criticized rating categories utilized by management generally follow bank regulatory definitions. The Special Mention category includes assets that are currently protected but are potentially weak, resulting in an undue and unwarranted credit risk, but not to the point of justifying a
Substandard classification. Loans in the Substandard category have well-defined weaknesses that jeopardize the liquidation of the debt, and have a distinct possibility that some loss will be sustained if the weaknesses are not corrected. Loans in the Doubtful category have all the weaknesses inherent in a credit classified Substandard with weaknesses pronounced to a point where collection or liquidation in full, on the basis of current facts, conditions, and value is highly </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">15</P>

<HR align="left" STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><U>NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS</U> </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">8. Allowance for Loan Losses &nbsp;&#150;&nbsp;(continued)</H2>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">questionable, but the extent of loss is not currently determinable. All loans greater than 90 days past due, or for which any portion of the loan represents a specific allocation of the allowance for loan losses are placed in Substandard or Doubtful. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">To help ensure that risk ratings are accurate and reflect the present and future capacity of borrowers to repay a loan as agreed, the Company has a structured loan rating process, which dictates that, at a minimum, credit reviews are mandatory for all commercial and commercial mortgage loan relationships with aggregate balances in excess of $250,000 within a 12-month period. Generally, consumer and residential mortgage loans are included in the Pass categories unless a specific action, such as bankruptcy, delinquency, or death occurs to raise awareness of a possible credit event. The Company&#146;s commercial relationship
managers are responsible for the timely and accurate risk rating of the loans in their portfolios at origination and on an ongoing basis. Risk ratings are assigned by the account officer, but require independent review and rating concurrence from the Company&#146;s internal Loan Review Department. The Loan Review Department is an experienced independent function which reports directly to the Board&#146;s Audit Committee. The scope of commercial portfolio coverage by the Loan Review Department is defined and presented to the Audit Committee for approval on an annual basis. The approved scope of coverage for 2014 required review of a minimum range of 50% to 55% of the commercial loan portfolio. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">In addition to loan monitoring by the account officer and Loan Review Department, the Company also requires presentation of all credits rated Pass-6 with aggregate balances greater than $1,000,000, all credits rated Special Mention or Substandard with aggregate balances greater than $250,000, and all credits rated Doubtful with aggregate balances greater than $100,000 on an individual basis to the Company&#146;s Loan Loss Reserve Committee on a quarterly basis. Additionally, the Asset Quality Task Force, which is a group comprised of senior level personnel, meets monthly to monitor the status of problem loans. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The following table presents the classes of the commercial loan portfolios summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system (in thousands). </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="237"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="54"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="54"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="54"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="62"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=19>September 30, 2014</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Pass</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Special Mention</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Substandard</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Doubtful</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Total</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>128,253</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>100</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5,861</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>138</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>134,352</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Commercial loans secured by real estate</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>399,334</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>627</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>3,995</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>287</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>404,243</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>527,587</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>727</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>9,856</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>425</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>538,595</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="237"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="54"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="54"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="54"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="62"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=19>December 31, 2013</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Pass</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Special Mention</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Substandard</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Doubtful</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Total</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>108,623</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>8,880</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,599</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>120,102</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Commercial loans secured by real estate</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>396,788</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>6,961</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>7,482</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>460</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>411,691</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>505,411</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>15,841</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>10,081</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>460</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1> 531,793</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">16</P>

<HR align="left" STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><U>NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS</U> </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">8. Allowance for Loan Losses &nbsp;&#150;&nbsp;(continued)</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">It is generally the policy of the bank that the outstanding balance of any residential mortgage loan that exceeds 90-days past due as to principal and/or interest is transferred to non-accrual status and an evaluation is completed to determine the fair value of the collateral less selling costs, unless the balance is minor. A charge down is recorded for any deficiency balance determined from the collateral evaluation. The remaining non-accrual balance is reported as impaired with no specific allowance. It is the policy of the bank that the outstanding balance of any consumer loan that exceeds 90-days past due as to principal
and/or interest is charged off. The following tables present the performing and non-performing outstanding balances of the residential and consumer portfolios (in thousands). </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="424"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="72"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="80"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>September 30, 2014</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Performing</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Non-Performing</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Real estate-mortgage</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>255,796</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,771</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Consumer</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>17,761</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>273,557</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,771</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="424"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="72"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="80"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>December 31, 2013</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Performing</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Non-Performing</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Real estate-mortgage</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>234,450</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,239</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Consumer</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>15,803</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>61</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>250,253</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,300</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Management further monitors the performance and credit quality of the loan portfolio by analyzing the age of the portfolio as determined by the length of time a recorded payment is past due. The following tables present the classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans (in thousands). </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="168"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="52"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="52"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="52"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="52"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="52"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="68"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=27>September 30, 2014</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Current</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>30&nbsp;&#150;&nbsp;59<BR> Days<BR>Past Due</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>60&nbsp;&#150;&nbsp;89<BR> Days<BR>Past Due</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>90 Days<BR> Past Due</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Total<BR>Past Due</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Total<BR> Loans</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>90 Days<BR>Past Due and<BR> Still Accruing</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>134,287</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>65</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>65</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>134,352</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial loans secured by real estate</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>403,561</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>250</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>432</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>682</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>404,243</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Real estate-mortgage</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>254,076</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,605</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>422</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,464</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,491</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>257,567</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Consumer</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>17,672</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>67</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>22</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>89</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>17,761</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>809,596</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,987</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>444</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,896</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>4,327</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>813,923</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="168"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="52"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="52"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="52"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="52"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="52"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="68"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=27>December 31, 2013</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Current</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>30&nbsp;&#150;&nbsp;59<BR> Days<BR>Past Due</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>60&nbsp;&#150;&nbsp;89<BR> Days<BR>Past Due</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>90 Days<BR> Past Due</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Total<BR>Past Due</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Total<BR> Loans</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>90 Days<BR>Past Due and<BR>Still Accruing</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>120,102</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>120,102</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial loans secured by real estate</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>410,619</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>457</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>615</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,072</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>411,691</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Real estate-mortgage</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>231,740</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,232</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>670</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,047</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,949</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>235,689</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Consumer</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>15,804</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>33</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>27</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>60</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>15,864</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>778,265</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>2,722</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>697</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,662</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>5,081</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>783,346</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">An allowance for loan losses (&#147;ALL&#148;) is maintained to absorb losses from the loan portfolio. The ALL is based on management&#146;s continuing evaluation of the risk characteristics and credit quality of the loan portfolio, assessment of current economic conditions, diversification and size of the portfolio, adequacy of collateral, past and anticipated loss experience, and the amount of non-performing loans. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">17</P>

<HR align="left" STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><U>NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS</U> </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">8. Allowance for Loan Losses &nbsp;&#150;&nbsp;(continued)</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Loans that are collectively evaluated for impairment are analyzed with general allowances being made as appropriate. For general allowances, historical loss trends are used in the estimation of losses in the current portfolio. These historical loss amounts are complemented by consideration of other qualitative factors. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Management tracks the historical net charge-off activity at each risk rating grade level for the entire commercial portfolio and at the aggregate level for the consumer, residential mortgage and small business portfolios. A historical charge-off factor is calculated utilizing a rolling 12 consecutive historical quarters for the commercial portfolios. This historical charge-off factor for the consumer, residential mortgage and small business portfolios are based on a three year historical average of actual loss experience. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Company uses a comprehensive methodology and procedural discipline to maintain an ALL to absorb inherent losses in the loan portfolio. The Company believes this is a critical accounting policy since it involves significant estimates and judgments. The allowance consists of three elements: 1) an allowance established on specifically identified problem loans, 2) formula driven general reserves established for loan categories based upon historical loss experience and other qualitative factors which include delinquency, non-performing and TDR loans, loan trends, economic trends, concentrations of credit, trends in loan volume,
experience and depth of management, examination and audit results, effects of any changes in lending policies, and trends in policy, financial information, and documentation exceptions, and 3) a general risk reserve which provides support for variance from our assessment of the previously listed qualitative factors, provides protection against credit risks resulting from other inherent risk factors contained in the Company&#146;s loan portfolio, and recognizes the model and estimation risk associated with the specific and formula driven allowances. The qualitative factors used in the formula driven general reserves are evaluated quarterly (and revised if necessary) by the Company&#146;s management to establish allocations which accommodate each of the listed risk factors. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">&#147;Pass&#148; rated credits are segregated from &#147;Criticized&#148; and &#147;Classified&#148; credits for the application of qualitative factors. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Management reviews the loan portfolio on a quarterly basis using a defined, consistently applied process in order to make appropriate and timely adjustments to the ALL. When information confirms all or part of specific loans to be uncollectible, these amounts are promptly charged off against the ALL.</P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">9. Non-performing Assets Including Troubled Debt Restructurings (TDR) </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The following table presents information concerning non-performing assets including TDR (in thousands, except percentages): </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="554" STYLE="vertical-align: bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="389"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="66"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="66"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>September 30,<BR> 2014</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>December 31,<BR> 2013</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1><U>Non-accrual loans</U><BR></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial loans secured by real estate</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,230</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,632</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Real estate-mortgage</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,771</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,239</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>3,001</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>2,871</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1><U>Other real estate owned</U><BR></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial loans secured by real estate</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>592</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>344</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Real estate-mortgage</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>91</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>673</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>683</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,017</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>TDR&#146;s not in non-accrual</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>214</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>221</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total non-performing assets including TDR</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>3,898</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>4,109</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Total non-performing assets as a percent of loans, net of unearned income, and other real estate owned</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.48</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.52</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">18</P>

<HR align="left" STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><U>NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS</U> </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">9. Non-performing Assets Including Troubled Debt Restructurings (TDR) &nbsp;&#150;&nbsp;(continued)</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Company had no loans past due 90 days or more for the periods presented which were accruing interest. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The following table sets forth, for the periods indicated, (1) the gross interest income that would have been recorded if non-accrual loans had been current in accordance with their original terms and had been outstanding throughout the period or since origination if held for part of the period, (2) the amount of interest income actually recorded on such loans, and (3) the net reduction in interest income attributable to such loans (in thousands). </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="344"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="48"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="48"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="48"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Three months ended<BR> September 30,</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Nine months ended<BR> September 30,</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2014</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2013</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2014</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2013</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Interest income due in accordance with original terms</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>39</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>37</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>106</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>139</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Interest income recorded</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Net reduction in interest income</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>39</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>37</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>106</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>139</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Consistent with accounting and regulatory guidance, the Bank recognizes a TDR when the Bank, for economic or legal reasons related to a borrower&#146;s financial difficulties, grants a concession to the borrower that would not normally be considered. Regardless of the form of concession granted, the Bank&#146;s objective in offering a troubled debt restructure is to increase the probability of repayment of the borrower&#146;s loan. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">To be considered a TDR, both of the following criteria must be met: </P>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 24px; text-align: left">&#149;</TD>

          <TD STYLE="text-align: left">the borrower must be experiencing financial difficulties; and </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 24px; text-align: left">&#149;</TD>

          <TD STYLE="text-align: left">the Bank, for economic or legal reasons related to the borrower&#146;s financial difficulties, grants a concession to the borrower that would not otherwise be considered. </TD>

</TR>

</TABLE>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Factors that indicate a borrower is experiencing financial difficulties include, but are not limited to: </P>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 24px; text-align: left">&#149;</TD>

          <TD STYLE="text-align: left">the borrower is currently in default on their loan(s); </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 24px; text-align: left">&#149;</TD>

          <TD STYLE="text-align: left">the borrower has filed for bankruptcy; </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 24px; text-align: left">&#149;</TD>

          <TD STYLE="text-align: left">the borrower has insufficient cash flows to service their loan(s); and </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 24px; text-align: left">&#149;</TD>

          <TD STYLE="text-align: left">the borrower is unable to obtain refinancing from other sources at a market rate similar to rates available to a non-troubled debtor. </TD>

</TR>

</TABLE>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Factors that indicate that a concession has been granted include, but are not limited to: </P>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 24px; text-align: left">&#149;</TD>

          <TD STYLE="text-align: left">the borrower is granted an interest rate reduction to a level below market rates for debt with similar risk; or </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 24px; text-align: left">&#149;</TD>

          <TD STYLE="text-align: left">the borrower is granted a material maturity date extension, or extension of the amortization plan to provide payment relief. For purposes of this policy, a material maturity date extension will generally include any maturity date extension, or the aggregate of multiple consecutive maturity date extensions, that exceed 120 days. A restructuring that results in an insignificant delay in payment, i.e. 120 days or less, is not necessarily a TDR. Insignificant payment delays occur when the amount of the restructured payments subject to the delay is insignificant relative to the unpaid principal or collateral value, and will result in an insignificant shortfall in the originally scheduled contractual amount due, and/or the delay in timing of the restructured payment period is insignificant relative to the frequency of payments, the original maturity or the original amortization. </TD>

</TR>

</TABLE>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The determination of whether a restructured loan is a TDR requires consideration of all of the facts and circumstances surrounding the modification. No single factor is determinative of whether a restructuring is a TDR. An overall general decline in the economy or some deterioration in a borrower&#146;s financial condition does not automatically mean that the borrower is experiencing financial difficulty. Accordingly, determination of whether a modification is a TDR involves a large degree of judgment. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">19</P>

<HR align="left" STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><U>NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS</U> </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">9. Non-performing Assets Including Troubled Debt Restructurings (TDR) &nbsp;&#150;&nbsp;(continued)</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Company had no loans modified as TDRs during the three month period ended September 30, 2014. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The following table details the loans modified as TDRs during the nine month period ended September 30, 2014 (dollars in thousands). </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="296"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="48"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="48"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="168"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>Loans in non-accrual status</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3># of<BR> Loans</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Current<BR> Balance</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Concession Granted</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial loan secured by real estate</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>138</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: left" ROWSPAN=1 COLSPAN=1>Extension of maturity date</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The following table details the loans modified as TDRs during the three and nine month periods ended on September 30, 2013. </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="296"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="48"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="48"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="168"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>Loans in accrual status</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3># of<BR> Loans</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Current<BR> Balance</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Concession Granted</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Consumer</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>51</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: left" ROWSPAN=1 COLSPAN=1>Extension of maturity date</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">In all instances where loans have been modified in troubled debt restructurings the pre- and post-modified balances are the same. The specific ALL reserve for loans modified as TDR&#146;s was $503,000 and $372,000 as of September 30, 2014 and 2013, respectively. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Once a loan is classified as a TDR, this classification will remain until documented improvement in the financial position of the borrower supports confidence that all principal and interest will be paid according to terms. Additionally, the customer must have re-established a track record of timely payments according to the restructured contract terms for a minimum of six consecutive months prior to consideration for removing the loan from non-accrual TDR status. However, a loan will continue to be on non-accrual status until, consistent with our policy, the borrower has made a minimum of an additional six consecutive monthly
payments in accordance with the terms of the loan. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The following table presents the recorded investment in loans that were modified as TDR&#146;s during each 12-month period prior to the current reporting periods, which begin January 1, 2014 and 2013 (nine month periods) and July 1, 2014 and 2013 (3 month periods), respectively, and that subsequently defaulted during these reporting periods (dollars in thousands). </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="280"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="72"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Three months ended<BR> September 30,</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Nine months ended<BR> September 30,</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2014</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2013</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2014</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2013</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1><U>Recorded investment of defaults</U><BR></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Commercial loan secured by real estate</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,320</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,320</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">All TDR&#146;s are individually evaluated for impairment and a related allowance is recorded, as needed. All TDR&#146;s which defaulted in the above table had a related allowance adequate to reserve for anticipated losses. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Company is unaware of any additional loans which are required to either be charged-off or added to the non-performing asset totals disclosed above. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">20</P>

<HR align="left" STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><U>NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS</U> </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">10. Federal Home Loan Bank Borrowings </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Total Federal Home Loan Bank (FHLB) borrowings and advances consist of the following (in thousands, except percentages): </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="554" STYLE="vertical-align: bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="306"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="72"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=11>At September 30, 2014</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left; border-bottom: 1pt solid black"  ROWSPAN=1 COLSPAN=1>Type</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Maturing</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Amount</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Weighted<BR> Average Rate</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Open Repo Plus</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>Overnight</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>26,438</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.26</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Advances</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: center" ROWSPAN=1 COLSPAN=1>2015</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,000</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.52</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: center" ROWSPAN=1 COLSPAN=1>2016</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>12,000</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.81</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: center" ROWSPAN=1 COLSPAN=1>2017</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>12,000</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1.06</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>2018</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>9,000</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>1.54</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Total advances</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>37,000</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>1.04</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total FHLB borrowings</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>63,438</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>0.71</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white">%<!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="554" STYLE="vertical-align: bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="306"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="72"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=11>At December 31, 2013</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left; border-bottom: 1pt solid black"  ROWSPAN=1 COLSPAN=1>Type</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Maturing</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Amount</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Weighted<BR> Average Rate</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Open Repo Plus</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>Overnight</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>41,555</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.25</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Advances</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: center" ROWSPAN=1 COLSPAN=1>2015</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,000</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.52</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: center" ROWSPAN=1 COLSPAN=1>2016</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>12,000</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.81</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: center" ROWSPAN=1 COLSPAN=1>2017</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>7,000</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1.07</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>2018</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>2,000</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>1.47</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Total advances</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>25,000</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>0.89</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total FHLB borrowings</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>66,555</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>0.49</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white">%<!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The rate on Open Repo Plus advances can change daily, while the rates on the advances are fixed until the maturity of the advance. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">11. Preferred Stock </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">On August 11, 2011, pursuant to the Small Business Lending Fund (SBLF), the Company issued and sold to the US Treasury 21,000 shares of its Senior Non-Cumulative Perpetual Preferred Stock, Series E (Series E Preferred Stock) for the aggregate proceeds of $21 million. The SBLF is a voluntary program sponsored by the US Treasury that encourages small business lending by providing capital to qualified community banks at favorable rates. The initial interest rate on the Series E Preferred Stock has been initially set at 5% per annum and may be decreased to as low as 1% per annum if growth thresholds are met for qualified
outstanding small business loans. The Company used the proceeds from the Series E Preferred Stock issued to the US Treasury to repurchase all 21,000 shares of its outstanding preferred shares previously issued to the US Treasury under the TARP Capital Purchase Program. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Series E Preferred Stock has an aggregate liquidation preference of approximately $21 million and qualifies as Tier 1 Capital for regulatory purposes. The terms of the Series E Preferred Stock provide for the payment of non-cumulative dividends on a quarterly basis. The dividend rate, as a percentage of the liquidation amount, may fluctuate while the Series E Preferred Stock is outstanding based upon changes in the level of &#147;qualified small business lending&#148; (&#147;QSBL&#148;) by the Bank from its average level of QSBL at each of the four quarter ends leading up to September 30, 2010 (the &#147;Baseline&#148;) as
follows: </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="501" STYLE="vertical-align: text-top; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="165"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="160"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="144"></TD>

</TR>

<TR STYLE="vertical-align: top">

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>DIVIDEND PERIOD ANNUALIZED</TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none" ROWSPAN=2><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=2 COLSPAN=1>ANNUALIZED<BR> DIVIDEND RATE</TD>

</TR>

<TR STYLE="vertical-align: top">

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black"  ROWSPAN=1 COLSPAN=1>BEGINNING</TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>ENDING</TD>

</TR>

<TR STYLE="vertical-align: top">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt" ROWSPAN=1 COLSPAN=1>August 11, 2011</TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left">December 31, 2011</TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: center">5.0%</TD>

</TR>

<TR STYLE="vertical-align: top">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt" ROWSPAN=1 COLSPAN=1>January 1, 2012</TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left">December 31, 2013</TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: center">1.0% to 5.0%</TD>

</TR>

<TR STYLE="vertical-align: top">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt" ROWSPAN=1 COLSPAN=1>January 1, 2014</TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left">February 7, 2016</TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: center">1.0% to 7.0%<sup>&#040;1&#041;</sup></TD>

</TR>

<TR STYLE="vertical-align: top">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt" ROWSPAN=1 COLSPAN=1>February 8, 2016</TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left">Redemption</TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: center">9.0%<sup>&#040;2&#041;</sup></TD>

</TR>

</TABLE></DIV>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">21</P>

<HR align="left" STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><U>NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS</U> </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">11. Preferred Stock &nbsp;&#150;&nbsp;(continued)</H2>


<P STYLE="text-align: left; text-indent: 1px"><IMG SRC="line.gif" STYLE="width: 72px; height: 1pt"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

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          <TD STYLE="width: 1px"></TD>

          <TD STYLE="width: 20px; text-align: left">(1)</TD>

          <TD STYLE="text-align: left">Between January 1, 2014 and February 7, 2016, the Company&#146;s dividend rate was fixed at 1% based upon the level of percentage change in QSBL between September 30, 2013 and the Baseline. </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 1px"></TD>

          <TD STYLE="width: 20px; text-align: left">(2)</TD>

          <TD STYLE="text-align: left">Beginning on February 8, 2016, the dividend rate will be fixed at nine percent (9%) per annum. </TD>

</TR>

</TABLE>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">As of September 30, 2013, the Company had increased its QSBL to a level that reduced the dividend rate to 1%. Accordingly, this 1% rate will continue through February 7, 2016. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">As long as shares of Series E Preferred Stock remain outstanding, we may not pay dividends to our common shareholders (nor may we repurchase or redeem any shares of our common stock) during any quarter in which we fail to declare and pay dividends on the Series E Preferred Stock and for the next three quarters following such failure. In addition, under the terms of the Series E Preferred Stock, we may only declare and pay dividends on our common stock (or repurchase shares of our common stock), if, after payment of such dividend, the dollar amount of our Tier 1 capital would be at least ninety percent (90%) of Tier 1 capital
as of September 30, 2011, excluding any charge-offs and redemptions of the Series E Preferred Stock (the &#147;Tier 1 Dividend Threshold&#148;). The Tier 1 Dividend Threshold is subject to reduction, beginning January 1, 2014, based upon the extent by which, if at all, the QSBL at September 30, 2013 has increased over the Baseline. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">We may redeem the Series E Preferred Stock at any time at our option, at a redemption price of 100% of the liquidation amount plus accrued but unpaid dividends, subject to the approval of our federal banking regulator. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">12. Accumulated Other Comprehensive Loss </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The following table presents the changes in each component of accumulated other comprehensive loss, net of tax, for the three months ended September 30, 2014 and 2013 (in thousands): </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="166"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="88"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="48"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="48"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="88"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="48"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="50"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=11>Three months ended September 30, 2014</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=11>Three months ended September 30, 2013</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Net Unrealized<BR> Gains and Losses<BR> on Investment<BR> Securities AFS<sup>&#040;1&#041;</sup></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Defined<BR> Benefit<BR> Pension<BR> Items<sup>&#040;1&#041;</sup></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Total<sup>&#040;1&#041;</sup></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Net Unrealized<BR> Gains and Losses<BR> on Investment<BR> Securities AFS<sup>&#040;1&#041;</sup></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Defined<BR> Benefit<BR> Pension<BR> Items<sup>&#040;1&#041;</sup></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Total<sup>&#040;1&#041;</sup></TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Beginning balance</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,950</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(6,659</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(4,709</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,714</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(8,977</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(7,263</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Other comprehensive income (loss) before reclassifications</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(463</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(463</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>116</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>116</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Amounts reclassified from accumulated other comprehensive loss</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>527</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>527</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(43</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(43</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Net current period other comprehensive income (loss)</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(463</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>527</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>64</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>73</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>73</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Ending balance</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,487</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>(6,132</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>(4,645</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,787</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>(8,977</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>(7,190</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>


<P STYLE="text-align: left; text-indent: 1px"><IMG SRC="line.gif" STYLE="width: 72px; height: 1pt"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 1px"></TD>

          <TD STYLE="width: 20px; text-align: left">(1)</TD>

          <TD STYLE="text-align: left">Amounts in parentheses indicate debits on the Consolidated Balance Sheets. </TD>

</TR>

</TABLE>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">22</P>

<HR align="left" STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><U>NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS</U> </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">12. Accumulated Other Comprehensive Loss &nbsp;&#150;&nbsp;(continued)</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The following table presents the changes in each component of accumulated other comprehensive loss, net of tax, for the nine months ended September 30, 2014 and 2013 (in thousands): </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="166"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="88"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="48"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="48"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="88"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="48"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="50"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=11>Nine months ended September 30, 2014</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=11>Nine months ended September 30, 2013</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Net Unrealized<BR> Gains and Losses<BR> on Investment<BR> Securities AFS<sup>&#040;1&#041;</sup></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Defined<BR> Benefit<BR> Pension<BR> Items<sup>&#040;1&#041;</sup></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Total<sup>&#040;1&#041;</sup></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Net Unrealized<BR> Gains and Losses<BR> on Investment<BR> Securities AFS<sup>&#040;1&#041;</sup></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Defined<BR> Benefit<BR> Pension<BR> Items<sup>&#040;1&#041;</sup><BR></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Total<sup>&#040;1&#041;</sup></TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Beginning balance</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,043</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(6,918</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(5,875</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,141</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(9,520</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(5,379</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Other comprehensive income (loss) before reclassifications</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>561</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>259</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>820</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(2,264</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>103</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(2,161</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Amounts reclassified from accumulated other comprehensive loss</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(117</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>527</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>410</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(90</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>440</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>350</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Net current period other comprehensive income (loss)</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>444</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>786</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,230</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(2,354</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>543</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(1,811</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Ending balance</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,487</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>(6,132</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>(4,645</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,787</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>(8,977</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>(7,190</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>


<P STYLE="text-align: left; text-indent: 1px"><IMG SRC="line.gif" STYLE="width: 72px; height: 1pt"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 1px"></TD>

          <TD STYLE="width: 20px; text-align: left">(1)</TD>

          <TD STYLE="text-align: left">Amounts in parentheses indicate debits on the Consolidated Balance Sheets. </TD>

</TR>

</TABLE>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The following table presents the amounts reclassified out of each component of accumulated other comprehensive loss for the three months ended September 30, 2014 and 2013 (in thousands): </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="616" STYLE="vertical-align: bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="180"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="104"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="104"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="196"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Amount reclassified from<BR>accumulated other comprehensive loss<sup>&#040;1&#041;</sup></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=2><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=2 COLSPAN=3>Affected line item in the<BR> statement of operations</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left; border-bottom: 1pt solid black"  ROWSPAN=1 COLSPAN=1>Details about accumulated other<BR>comprehensive loss components</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>For the<BR> three months ended<BR> September 30, 2014</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>For the<BR> three months ended<BR> September 30, 2013</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Unrealized gains and losses on sale of securities<BR></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: left" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(66</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: left" ROWSPAN=1 COLSPAN=1>Net realized gains on investment<BR> securities</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>23</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Provision for income tax expense</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>(43</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Net of tax</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Amortization of defined benefit items<sup>&#040;2&#041;</sup><BR></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: left" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Recognized net actuarial loss</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>813</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: left" ROWSPAN=1 COLSPAN=1>Salaries and employee benefits</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Prior service cost</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(14</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Salaries and employee benefits</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>799</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: left" ROWSPAN=1 COLSPAN=1>Pretax income</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(272</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Provision for income tax expense</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>527</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Net income</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total reclassifications for the period</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>527</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>(43</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Net income</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>


<P STYLE="text-align: left; text-indent: 1px"><IMG SRC="line.gif" STYLE="width: 72px; height: 1pt"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 1px"></TD>

          <TD STYLE="width: 20px; text-align: left">(1)</TD>

          <TD STYLE="text-align: left">Amounts in parentheses indicate credits. </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 1px"></TD>

          <TD STYLE="width: 20px; text-align: left">(2)</TD>

          <TD STYLE="text-align: left">These accumulated other comprehensive loss components are included in the computation of net periodic benefit cost (see Note 16 for additional details). </TD>

</TR>

</TABLE>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">23</P>

<HR align="left" STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><U>NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS</U> </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">12. Accumulated Other Comprehensive Loss &nbsp;&#150;&nbsp;(continued)</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The following table presents the amounts reclassified out of each component of accumulated other comprehensive loss for the nine months ended September 30, 2014 and 2013 (in thousands): </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="180"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="104"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="104"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="196"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Amount reclassified from<BR>accumulated other comprehensive loss<sup>&#040;1&#041;</sup><BR></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=2><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=2 COLSPAN=3>Affected line item in the<BR> statement of operations</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left; border-bottom: 1pt solid black"  ROWSPAN=1 COLSPAN=1>Details about accumulated other<BR> comprehensive loss components</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>For the<BR> nine months ended<BR> September 30, 2014</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>For the<BR> nine months ended<BR>September 30, 2013</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Unrealized gains and losses on sale of securities<BR></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: left" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(177</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(137</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: left" ROWSPAN=1 COLSPAN=1>Net realized gains on investment<BR> securities</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>60</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>47</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Provision for income tax expense</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>(117</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>(90</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Net of tax</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Amortization of defined benefit items<sup>&#040;2&#041;</sup><BR></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: left" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Recognized net actuarial loss</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>813</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>682</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: left" ROWSPAN=1 COLSPAN=1>Salaries and employee benefits</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Prior service cost</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(14</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(10</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: left" ROWSPAN=1 COLSPAN=1>Salaries and employee benefits</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Transition asset</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(4</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Salaries and employee benefits</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>799</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>668</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: left" ROWSPAN=1 COLSPAN=1>Pretax income</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(272</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(228</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Provision for income tax expense</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>527</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>440</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Net income</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total reclassifications for the period</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>410</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>350</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Net income</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>


<P STYLE="text-align: left; text-indent: 1px"><IMG SRC="line.gif" STYLE="width: 72px; height: 1pt"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 1px"></TD>

          <TD STYLE="width: 20px; text-align: left">(1)</TD>

          <TD STYLE="text-align: left">Amounts in parentheses indicate credits. </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 1px"></TD>

          <TD STYLE="width: 20px; text-align: left">(2)</TD>

          <TD STYLE="text-align: left">These accumulated other comprehensive loss components are included in the computation of net periodic benefit cost (see Note 16 for additional details). </TD>

</TR>

</TABLE>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">13. Regulatory Capital </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Company is subject to various capital requirements administered by the federal banking agencies. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company must meet specific capital guidelines that involve quantitative measures of the Company&#146;s assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. The Company&#146;s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. Failure to meet minimum capital requirements can
initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company&#146;s consolidated financial statements. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">24</P>

<HR align="left" STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><U>NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS</U> </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">13. Regulatory Capital &nbsp;&#150;&nbsp;(continued)</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Quantitative measures established by regulation to ensure capital adequacy require the Company to maintain minimum amounts and ratios (set forth in the table below) of total and Tier 1 capital to risk-weighted assets, and of Tier 1 capital to average assets. As of September 30, 2014, the Federal Reserve categorized the Company as Well Capitalized under the regulatory framework for prompt corrective action. The Company believes that no conditions or events have occurred that would change this conclusion. To be categorized as Well Capitalized, the Company must maintain minimum total risk-based, Tier 1 risk-based, and Tier 1
leverage ratios as set forth in the table. Additionally, while not a regulatory capital ratio, the Company&#146;s tangible common equity ratio was 7.86% at September 30, 2014 (in thousands, except ratios). </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="272"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="40"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="40"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="40"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=23>At September 30, 2014</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Actual</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>For Capital<BR> Adequacy Purposes</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>To Be Well Capitalized<BR> Under Prompt<BR> Corrective<BR> Action Provisions</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Amount</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Ratio</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Amount</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Ratio</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Amount</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Ratio</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Total Capital (To Risk Weighted Assets) Consolidated</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>130,416</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>15.00</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>69,571</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>8.00</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>86,964</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>10.00</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>AmeriServ Financial Bank</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>106,597</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>12.39</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>68,822</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>8.00</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>86,027</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>10.00</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Tier 1 Capital (To Risk Weighted Assets) Consolidated</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>120,042</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>13.80</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>34,786</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4.00</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>52,178</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6.00</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>AmeriServ Financial Bank</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>96,223</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>11.19</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>34,411</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4.00</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>51,616</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6.00</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Tier 1 Capital (To Average Assets) Consolidated</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>120,042</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>11.44</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>41,977</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4.00</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>52,471</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5.00</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>AmeriServ Financial Bank</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>96,223</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>9.41</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>40,921</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4.00</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>51,151</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5.00</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="272"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="40"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="40"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="40"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=23>At December 31, 2013</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Actual</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>For Capital<BR> Adequacy Purposes</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>To Be Well Capitalized<BR> Under Prompt Corrective<BR> Action Provisions</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Amount</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Ratio</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Amount</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Ratio</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Amount</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Ratio</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Total Capital (To Risk Weighted Assets) Consolidated</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>128,469</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>15.28</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>67,247</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>8.00</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>84,059</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>10.00</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>AmeriServ Financial Bank</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>103,009</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>12.39</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>66,506</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>8.00</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>83,132</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>10.00</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Tier 1 Capital (To Risk Weighted Assets) Consolidated</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>117,957</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>14.03</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>33,624</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4.00</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>50,435</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6.00</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>AmeriServ Financial Bank</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>92,611</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>11.14</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>33,253</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4.00</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>49,879</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6.00</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Tier 1 Capital (To Average Assets) Consolidated</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>117,957</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>11.45</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>41,204</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4.00</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>51,505</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5.00</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>AmeriServ Financial Bank</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>92,611</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>9.23</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>40,124</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4.00</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>50,155</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5.00</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">On July 2, 2013, the Board of Governors of the Federal Reserve System approved final rules that substantially amend the regulatory risk-based capital rules applicable to the Company and the Bank. The final rules implement the &#147;Basel III&#148; regulatory capital reforms, as well as certain changes required by the Dodd-Frank Act, which will require institutions to, among other things, have more capital and a higher quality of capital by increasing the minimum regulatory capital ratios, and requiring capital buffers. The new rules become effective for the Company and the Bank on January 1, 2015, with an implementation period
that stretches to 2019. The Company is continuing to review the impact of these new rules and currently expects that its capital position will be more than adequate to meet the revised regulatory capital requirements upon their implementation. For a more detailed discussion see the Capital Resources section of the MD&amp;A. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">25</P>

<HR align="left" STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><U>NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS</U> </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">14. Segment Results </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The financial performance of the Company is also monitored by an internal funds transfer pricing profitability measurement system which produces line of business results and key performance measures. The Company&#146;s major business units include retail banking, commercial lending, trust, and investment/parent. The reported results reflect the underlying economics of the business segments. Expenses for centrally provided services are allocated based upon the cost and estimated usage of those services. The businesses are match-funded and interest rate risk is centrally managed and accounted for within the investment/parent
business segment. The key performance measure the Company focuses on for each business segment is net income contribution. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Retail banking includes the deposit-gathering branch franchise and lending to both individuals and small businesses. Lending activities include residential mortgage loans, direct consumer loans, and small business commercial loans. Commercial banking to businesses includes commercial loans, and commercial real-estate loans. The trust segment contains our wealth management businesses which include the Trust Company, West Chester Capital Advisors (WCCA), our registered investment advisory firm and financial services. Wealth management includes personal trust products and services such as personal portfolio investment management,
estate planning and administration, custodial services and pre-need trusts. Also, institutional trust products and services such as 401(k) plans, defined benefit and defined contribution employee benefit plans, and individual retirement accounts are included in this segment. Financial services include the sale of mutual funds, annuities, and insurance products. The Wealth management businesses also includes the union collective investment funds, namely the ERECT and BUILD funds which are designed to use union pension dollars in construction projects that utilize union labor. The company recognized goodwill in connection with the acquisition of WCCA in 2007. In the third quarter of 2014, the Company performed a goodwill impairment test and determined that the fair value of WCCA was less than its carrying value and, accordingly, recorded an impairment charge of $669,000, which is included in net income (loss) for the Trust segment in the table below. The goodwill impairment charge was
the result of a reduction in earnings power caused by the departure of WCCA&#146;s former CEO and subsequent loss of a meaningful number of clients. The investment/parent includes the net results of investment securities and borrowing activities, general corporate expenses not allocated to the business segments, interest expense on guaranteed junior subordinated deferrable interest debentures, and centralized interest rate risk management. Inter-segment revenues were not material. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The contribution of the major business segments to the Consolidated Statements of Operations for the three and nine months ended September 30, 2014 and 2013 were as follows (in thousands): </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="192"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="60"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="60"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="60"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="60"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="96"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Three months ended<BR> September 30, 2014</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Nine months ended<BR> September 30, 2014</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>September 30, 2014</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Total<BR> revenue</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Net income<BR> (loss)</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Total<BR> revenue</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Net income<BR> (loss)</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Total<BR> assets</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Retail banking</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6,651</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>706</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>19,238</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,671</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>359,932</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial banking</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,279</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,141</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>12,691</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,267</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>557,909</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Trust</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,907</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(432</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6,062</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>232</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,457</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Investment/Parent</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(841</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(1,050</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(1,916</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(2,896</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>148,133</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>11,996</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>365</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>36,075</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>2,274</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,070,431</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="192"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="60"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="60"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="60"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="60"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="96"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Three months ended<BR> September 30, 2013</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Nine months ended<BR> September 30, 2013</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>December 31, 2013</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Total<BR> revenue</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Net income<BR> (loss)</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Total<BR> revenue</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Net income<BR> (loss)</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Total<BR> assets</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Retail banking</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6,775</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>729</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>20,285</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,339</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>347,823</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Commercial banking</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,075</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,136</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>11,943</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,189</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>545,556</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Trust</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,048</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>310</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6,216</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>816</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,722</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Investment/Parent</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(712</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(949</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(2,304</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(2,992</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>157,935</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Total</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>12,186</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,226</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>36,140</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>3,352</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,056,036</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">26</P>

<HR align="left" STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><U>NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS</U> </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">15. Commitments and Contingent Liabilities </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Company had various outstanding commitments to extend credit approximating $172.1 million and standby letters of credit of $12.1 million as of September 30, 2014. The Company&#146;s exposure to credit loss in the event of nonperformance by the other party to these commitments to extend credit and standby letters of credit is represented by their contractual amounts. The Bank uses the same credit and collateral policies in making commitments and conditional obligations as for all other lending. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Additionally, the Company is also subject to a number of asserted and unasserted potential claims encountered in the normal course of business. In the opinion of the Company, neither the resolution of these claims nor the funding of these credit commitments will have a material adverse effect on the Company&#146;s consolidated financial position, results of operation or cash flows. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">16. Pension Benefits </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Company has a noncontributory defined benefit pension plan covering certain employees who work at least 1,000 hours per year. The participants shall have a vested interest in their accrued benefit after five full years of service. The benefits of the plan are based upon the employee&#146;s years of service and average annual earnings for the highest five consecutive calendar years during the final ten year period of employment. Plan assets are primarily debt securities (including US Treasury and Agency securities, corporate notes and bonds), listed common stocks (including shares of AmeriServ Financial, Inc. common stock
which is limited to 10% of the plan&#146;s assets), mutual funds, and short-term cash equivalent instruments. The net periodic pension cost for the three and nine months ended September 30, 2014 and 2013 were as follows (in thousands): </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="554" STYLE="vertical-align: bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="290"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="48"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="48"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="48"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Three months ended<BR> September 30,</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Nine months ended<BR> September 30,</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2014</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2013</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2014</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>2013</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Components of net periodic benefit cost<BR></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Service cost</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>430</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>453</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,290</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,359</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Interest cost</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>331</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>291</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>993</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>873</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Expected return on plan assets</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(498</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(440</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(1,494</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(1,320</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Amortization of prior year service cost</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(5</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(5</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(15</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(15</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Amortization of transition asset</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(2</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(6</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Recognized net actuarial loss</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>272</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>341</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>816</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,023</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 30pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Net periodic pension cost</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>530</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>638</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,590</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,914</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Company implemented a soft freeze of its defined benefit pension plan to provide that non-union employees hired on or after January 1, 2013 and union employees hired on or after January 1, 2014 are not eligible to participate in the pension plan. Instead, such employees are eligible to participate in a qualified 401(k) plan. This change was made to help reduce pension costs in future periods. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">17. Disclosures about Fair Value Measurements </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The following disclosures establish a hierarchal disclosure framework associated with the level of pricing observability utilized in measuring assets and liabilities at fair value. The three broad levels defined within this hierarchy are as follows: </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Level I:&nbsp;&nbsp;Quoted prices are available in active markets for identical assets or liabilities as of the reported date. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Level II:&nbsp;&nbsp;Pricing inputs are other than the quoted prices in active markets, which are either directly or indirectly observable as of the reported date. The nature of these assets and liabilities includes items for which quoted prices are available but traded less frequently and items that are fair-valued using other financial instruments, the parameters of which can be directly observed. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Level III:&nbsp;&nbsp;Assets and liabilities that have little to no pricing observability as of the reported date. These items do not have two-way markets and are measured using management&#146;s best estimate of fair value, where the inputs into the determination of fair value require significant management judgment or estimation. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">27</P>

<HR align="left" STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><U>NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS</U> </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">17. Disclosures about Fair Value Measurements &nbsp;&#150;&nbsp;(continued)</H2>

<H5 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 24px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><U>Assets and Liability Measured on a Recurring Basis</U> </H5>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Securities classified as available for sale are reported at fair value utilizing Level 2 inputs. For these securities, the Company obtains fair value measurements from an independent pricing service. The fair value measurements consider observable data that may include dealer quoted market spreads, cash flows, the US Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information and the bond&#146;s terms and conditions, among other things. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The following tables present the assets reported on the Consolidated Balance Sheets at their fair value as of September 30, 2014 and December 31, 2013, by level within the fair value hierarchy. Financial assets and liabilities are classified in their entirety based on the lowest level of input that is significant to the fair value measurement. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Assets and liability measured at fair value on a recurring basis are summarized below (in thousands): </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="554" STYLE="vertical-align: bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="268"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="54"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=15>Fair Value Measurements at September 30, 2014 Using</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Total</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>(Level 1)</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>(Level 2)</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>(Level 3)</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>US Agency securities</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6,905</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6,905</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>US Agency mortgage-backed securities</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>110,685</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>110,685</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Corporate bonds</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>13,383</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>13,383</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="554" STYLE="vertical-align: bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="268"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="54"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=15>Fair Value Measurements at December 31, 2013 Using</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Total</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>(Level 1)</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>(Level 2)</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>(Level 3)</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>US Agency securities</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6,835</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6,835</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>US Agency mortgage-backed securities</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>123,382</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>123,382</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Corporate bonds</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>11,761</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>11,761</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<H5 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 24px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><U>Assets Measured on a Non-recurring Basis</U> </H5>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Loans considered impaired are loans for which, based on current information and events, it is probable that the creditor will be unable to collect all amounts due according to the contractual terms of the loan agreement. As detailed in the allowance for loan loss footnote, impaired loans are reported at fair value of the underlying collateral if the repayment is expected solely from the collateral. Collateral values are estimated using Level 3 inputs based on observable market data which at times are discounted. At September 30, 2014, impaired loans with a carrying value of $1.4 million were reduced by a specific valuation
allowance totaling $547,000 resulting in a net fair value of $897,000. At December 31, 2013, impaired loans with a carrying value of $3.1 million were reduced by a specific valuation allowance totaling $813,000 million resulting in a net fair value of $2.3 million. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Other real estate owned is measured at fair value based on appraisals, less cost to sell at the date of foreclosure. Valuations are periodically performed by management. Income and expenses from operations and changes in valuation allowance are included in the net expenses from OREO. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Assets measured at fair value on a non-recurring basis are summarized below (in thousands, except range data): </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="554" STYLE="vertical-align: bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="268"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="54"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=15>Fair Value Measurements at September 30, 2014 Using</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Total</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>(Level 1)</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>(Level 2)</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>(Level 3)</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Impaired loans</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>897</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>897</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Other real estate owned</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>683</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>683</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="554" STYLE="vertical-align: bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="268"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="54"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=15>Fair Value Measurements at December 31, 2013 Using</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Total</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>(Level 1)</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>(Level 2)</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>(Level 3)</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Impaired loans</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,253</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,253</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Other real estate owned</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,017</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,017</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">28</P>

<HR align="left" STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><U>NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS</U> </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">17. Disclosures about Fair Value Measurements &nbsp;&#150;&nbsp;(continued)</H2>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-top; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 9pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="152"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="52"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="140"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="128"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="104"></TD>

</TR>

<TR STYLE="vertical-align: top">

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left; border-bottom: 1pt solid black" ROWSPAN=2 COLSPAN=1>September 30, 2014</TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Quantitative Information About Level 3 Fair Value Measurements</TD>

</TR>

<TR STYLE="vertical-align: top">

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black"  ROWSPAN=1 COLSPAN=1>Fair Value Estimate</TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>Valuation Techniques</TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>Unobservable Input</TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>Range (Wgtd Ave)</TD>

</TR>

<TR STYLE="vertical-align: top">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt" ROWSPAN=1 COLSPAN=1>Impaired loans</TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: center">$897</TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left">Appraisal of collateral<sup>&#040;1&#041;</sup><BR></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left">Appraisal adjustments<sup>&#040;2&#041;</sup><BR> Liquidation expenses<sup>&#040;2&#041;</sup></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: center">0% to 35% (30)%<BR> 1% to 15% (10)%<BR></TD>

</TR>

<TR STYLE="vertical-align: top">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt" ROWSPAN=1 COLSPAN=1>Other real estate owned</TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: center">683</TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left">Appraisal of collateral<sup>&#040;1&#041;</sup><sup>,</sup><sup>&#040;3&#041;</sup><BR></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left">Appraisal adjustments<sup>&#040;2&#041;</sup><BR> Liquidation expenses<sup>&#040;2&#041;</sup></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: center">0% to 48% (38)%<BR> 1% to 20% (10)%</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-top; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 9pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="152"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="52"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="140"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="128"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="104"></TD>

</TR>

<TR STYLE="vertical-align: top">

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left; border-bottom: 1pt solid black" ROWSPAN=2 COLSPAN=1>December 31, 2013</TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=7>Quantitative Information About Level 3 Fair Value Measurements</TD>

</TR>

<TR STYLE="vertical-align: top">

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black"  ROWSPAN=1 COLSPAN=1>Fair Value Estimate</TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>Valuation Techniques</TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>Unobservable Input</TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>Range (Wgtd Ave)</TD>

</TR>

<TR STYLE="vertical-align: top">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt" ROWSPAN=1 COLSPAN=1>Impaired loans</TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: center">$2,253</TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left">Appraisal of collateral<sup>&#040;1&#041;</sup><BR></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left">Appraisal adjustments<sup>&#040;2&#041;</sup><BR> Liquidation expenses<sup>&#040;2&#041;</sup><BR></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: center">0% to 37% (30)%<BR> 1% to 15% (10)%<BR></TD>

</TR>

<TR STYLE="vertical-align: top">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt" ROWSPAN=1 COLSPAN=1>Other real estate owned</TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: center">1,017</TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left">Appraisal of collateral<sup>&#040;1&#041;</sup><sup>,</sup><sup>&#040;3&#041;</sup><BR></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left">Appraisal adjustments<sup>&#040;2&#041;</sup><BR> Liquidation expenses<sup>&#040;2&#041;</sup><BR></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: center">0% to 48% (38)%<BR> 1% to 20% (10)%</TD>

</TR>

</TABLE></DIV>


<P STYLE="text-align: left; text-indent: 1px"><IMG SRC="line.gif" STYLE="width: 72px; height: 1pt"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 1px"></TD>

          <TD STYLE="width: 20px; text-align: left">(1)</TD>

          <TD STYLE="text-align: left">Fair Value is generally determined through independent appraisals of the underlying collateral, which generally include various level 3 inputs which are not identifiable. </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 1px"></TD>

          <TD STYLE="width: 20px; text-align: left">(2)</TD>

          <TD STYLE="text-align: left">Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 1px"></TD>

          <TD STYLE="width: 20px; text-align: left">(3)</TD>

          <TD STYLE="text-align: left">Includes qualitative adjustments by management and estimated liquidation expenses. </TD>

</TR>

</TABLE>

<H5 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">DISCLOSURES ABOUT FAIR VALUE OF FINANCIAL INSTRUMENTS </H5>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">For the Company, as for most financial institutions, approximately 90% of its assets and liabilities are considered financial instruments. Many of the Company&#146;s financial instruments, however, lack an available trading market characterized by a willing buyer and willing seller engaging in an exchange transaction. Therefore, significant estimates and present value calculations were used by the Company for the purpose of this disclosure. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Fair values have been determined by the Company using independent third party valuations that use the best available data (Level 2) and an estimation methodology (Level 3) the Company believes is suitable for each category of financial instruments. Management believes that cash, cash equivalents, and loans and deposits with floating interest rates have estimated fair values which approximate the recorded book balances. The estimation methodologies used, the estimated fair values based on US GAAP measurements, and recorded book balances at September 30, 2014 and December 31, 2013, were as follows (in thousands): </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="250"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="60"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="60"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="60"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="60"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="58"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=19>September 30, 2014</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Carrying<BR> Value</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Fair<BR> Value</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>(Level 1)</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>(Level 2)</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>(Level 3)</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>FINANCIAL ASSETS:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Cash and cash equivalents</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 23,482</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 23,482</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>23,482</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Investment securities&nbsp;&#150;&nbsp;AFS</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>130,973</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>130,973</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>130,973</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Investment securities&nbsp;&#150;&nbsp;HTM</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>19,498</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>19,626</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>16,657</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,969</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Regulatory stock</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>7,152</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>7,152</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>7,152</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Loans held for sale</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,964</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,043</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,043</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Loans, net of allowance for loan loss and unearned income</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>804,341</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>803,931</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>803,931</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Accrued interest income receivable</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,280</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,280</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,280</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Bank owned life insurance</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>37,228</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>37,228</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>37,228</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151; </TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">29</P>

<HR align="left" STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><U>NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS</U> </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">17. Disclosures about Fair Value Measurements &nbsp;&#150;&nbsp;(continued)</H2>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="250"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="60"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="60"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="60"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="60"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="58"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=19>September 30, 2014</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Carrying<BR> Value</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Fair<BR> Value</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>(Level 1)</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>(Level 2)</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>(Level 3)</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>FINANCIAL LIABILITIES:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Deposits with no stated maturities</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>576,943</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>576,943</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>576,943</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Deposits with stated maturities</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>295,227</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>289,078</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>289,078</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Short-term borrowings</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>26,438</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>26,438</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>26,438</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>All other borrowings</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>50,085</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>53,479</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>53,479</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Accrued interest payable</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,611</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,611</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,611</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="250"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="60"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="60"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="60"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="60"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="58"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=19>December 31, 2013</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Carrying<BR> Value</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Fair<BR> Value</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>(Level 1)</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>(Level 2)</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>(Level 3)</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>FINANCIAL ASSETS:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Cash and cash equivalents</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 30,066</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1> 30,066</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>30,066</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Investment securities&nbsp;&#150;&nbsp;AFS</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>141,978</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>141,978</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>141,978</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Investment securities&nbsp;&#150;&nbsp;HTM</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>18,187</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>17,788</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>14,822</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,966</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Regulatory stock</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6,802</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6,802</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6,802</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Loans held for sale</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,402</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,453</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,453</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Loans, net of allowance for loan loss and unearned income</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>773,242</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>771,460</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>771,460</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Accrued interest income receivable</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,908</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,908</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,908</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Bank owned life insurance</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>36,669</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>36,669</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>36,669</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>FINANCIAL LIABILITIES:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Deposits with no stated maturities</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>546,384</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>546,384</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>546,384</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Deposits with stated maturities</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>308,138</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>313,272</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>313,272</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Short-term borrowings</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>41,555</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>41,555</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>41,555</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>All other borrowings</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>38,085</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>40,598</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>40,598</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Accrued interest payable</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,784</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,784</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,784</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The fair value of cash and cash equivalents, regulatory stock, accrued interest income receivable, short-term borrowings, and accrued interest payable are equal to the current carrying value. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The fair value of investment securities is equal to the available quoted market price for similar securities. The fair value measurements consider observable data that may include dealer quoted market spreads, cash flows, the US Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information and the bond&#146;s terms and conditions, among other things. The Level 3 securities are valued by discounted cash flows using the US Treasury rate for the remaining term of the securities. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Loans held for sale are priced individually at market rates on the day that the loan is locked for commitment with an investor. All loans in the held for sale account conform to Fannie Mae underwriting guidelines, with the specific intent of the loan being purchased by an investor at the predetermined rate structure. Loans in the held for sale account have specific delivery dates that must be executed to protect the pricing commitment (typically a 30, 45, or 60 day lock period). </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The net loan portfolio has been valued using a present value discounted cash flow. The discount rate used in these calculations is based upon the treasury yield curve adjusted for non-interest operating costs, credit loss, current market prices and assumed prepayment risk. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The fair value of bank owned life insurance is based upon the cash surrender value of the underlying policies and matches the book value. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">30</P>

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<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><U>NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS</U> </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">17. Disclosures about Fair Value Measurements &nbsp;&#150;&nbsp;(continued)</H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Deposits with stated maturities have been valued using a present value discounted cash flow with a discount rate approximating current market for similar assets and liabilities. Deposits with no stated maturities have an estimated fair value equal to both the amount payable on demand and the recorded book balance. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The fair value of all other borrowings is based on the discounted value of contractual cash flows. The discount rates are estimated using rates currently offered for similar instruments with similar remaining maturities. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Commitments to extend credit and standby letters of credit are financial instruments generally not subject to sale, and fair values are not readily available. The carrying value, represented by the net deferred fee arising from the unrecognized commitment, and the fair value, determined by discounting the remaining contractual fee over the term of the commitment using fees currently charged to enter into similar agreements with similar credit risk, is not considered material for disclosure. The contractual amounts of unfunded commitments are presented in Note 15. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Changes in assumptions or estimation methodologies may have a material effect on these estimated fair values. The Company&#146;s remaining assets and liabilities which are not considered financial instruments have not been valued differently than has been customary under historical cost accounting.</P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">31</P>

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<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><a name="tMDA"></a><U>Item 2. MANAGEMENT&#146;S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS (&#147;M.D. &amp; A.&#148;)</U> </H2>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><B>.....2014 THIRD QUARTER SUMMARY OVERVIEW.....</B>AmeriServ reported net income available to common shareholders of $312,000 or $0.02 per diluted share for the third quarter of 2014. This represents a decline from the $1,173,000 or $0.06 per diluted share reported for the third quarter of 2013. This means that for the nine month period ending on September 30, 2014, AmeriServ has reported net income available to common shareholders of $2,116,000 or $0.11 per diluted share as compared to the same period of 2013 when net income available to common shareholders was $3,195,000 or $0.17 per diluted share. These results reflect a
series of actions taken by the Board and management with the goal of improving future profitability. However, we will first discuss the impact of a negative event which occurred at West Chester Capital Advisors (WCCA), our registered investment advisory subsidiary that was disclosed previously in a press release and 8-K filing on September 25, 2014. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">In 2007, AmeriServ acquired WCCA in its entirety, as a logical addition to the strong wealth management offerings of AmeriServ Trust and Financial Services (Trust Company). The founder of WCCA became an employee and chief executive officer of WCCA, and remained so designated until he submitted his resignation effective January 31, 2014. Since 2011, the Trust Company management has been working to integrate the investment expertise of WCCA and the Trust Company into a single coordinated unit within WCCA to offer clients expanded investment opportunities. However, following his separation from WCCA on January 31, 2014 and during
the subsequent litigation involving violations of certain restrictions contained within his employment agreement, some customers chose to move their investment accounts from WCCA. This event caused a reduction in WCCA&#146;s projected earnings capacity which resulted in AmeriServ reducing the value of the goodwill attributed to WCCA by $669,000 in the third quarter of 2014. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">We are also focused on ways to improve the overall profitability of the franchise. Our first concern was to be certain that our products and services have been performing well in the market place. It goes without saying that satisfied customers are the key to the future. In this review, we have noted that loans outstanding have increased since September 30, 2013 by over $54 million, or 7.1%, in a rather lackluster economy. During that same period, customer deposits have increased by $20 million, or 2.4%, aiding our loan to deposit ratio. In addition, the Trust Company subsidiary has increased its fee revenues by $248,000, or
4.5%, since September 30, 2013. We believe these are indicators of AmeriServ&#146;s return to a community banking strategy in recent years. However, our inquiries also revealed that in this very same period AmeriServ&#146;s non-interest expenses increased by $1,124,000, or 3.6%. The simple fact became apparent that this expense growth was reducing the impact of the positive growth in revenues. During the remainder of 2014 and continuing into 2015, and perhaps beyond, we are taking a series of specific actions to reduce this growth of expenses. </P>

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          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 24px; text-align: left">&#149;</TD>

          <TD STYLE="text-align: left">The Federal Reserve continues to pursue its Zero Interest Rate program. The actual success of this program is debated constantly, but it is believed that the program has had a severe negative impact on savers, on community bank profitability and on pension funds. The defined benefit pension plan, which was common in the latter half of the 20<sup>th</sup> Century, has been disappearing as its financial viability has diminished. During 2013 and 2014, AmeriServ has taken the necessary steps to reduce its defined benefit pension plan during the next few years. The pensions of present employees will be protected, but new employees will be offered the popular alternative, the defined contribution plan. This action will be a positive for AmeriServ profitability as the transition proceeds. </TD>

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          <TD STYLE="width: 24px; text-align: left">&#149;</TD>

          <TD STYLE="text-align: left">As AmeriServ&#146;s customer services have expanded, there has been an increasing workload for many AmeriServ employees. Therefore, during 2014, AmeriServ invited a well-known consulting firm to analyze our procedures and make cost rationalization recommendations based on their opinion of best practices in banking. The bill for the analysis was $150,000, but it contained 50 separate recommendations. We expect that the savings potential will exceed the amount of the bill as the recommendations are implemented in 2014 and beyond. We believe this program will have a positive effect on earnings per share by increasing efficiency in every department involved in the analysis. </TD>

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          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 24px; text-align: left">&#149;</TD>

          <TD STYLE="text-align: left">Banking is becoming a very technologically oriented industry, incorporating smart phones, iPads, and creative new software applications. Admittedly, at first, the primary thrust of technology in banking was to shrink costs. But as we become more proficient, we have found it also can improve customer service </TD>

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<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">32</P>

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<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px; text-align: left"></TD>

          <TD STYLE="width: 24px; text-align: left"></TD>

          <TD STYLE="text-align: left">and provide entirely new and unforeseen advantages. During 2014, the fast growing Trust Company converted to an entirely new state of the art technology platform. We should note that new technology always has an up-front cost and a period of conversion and staff training. We believe the gains will justify the costs. Therefore, the intelligent use of advanced technology has been, and will be, a part of our search for better customer service and more robust profits for our shareholders. </TD>

</TR>

</TABLE>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Now let us gather this all together in something of a synergistic context. The basic theme is actually quite simple. We believe AmeriServ is performing well in bringing customers to use AmeriServ products and services. This is because the products themselves are good, and the staff is experienced and motivated. But AmeriServ must seek improvements in efficiency. This is a company-wide challenge and everyone is being asked to contribute. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Over the last 10 years, AmeriServ has become an integral part of its markets. AmeriServ is a safe and sound community bank with a Trust Company that has posted four consecutive years of double digit bottom line growth. This experience has convinced us that community banks can have a bright future. But we also remember the time honored axiom that nothing of real value is seldom achieved without hard work. Our job is to make AmeriServ not merely safe and sound but also a more efficient company with improving profitability. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">THREE MONTHS ENDED SEPTEMBER 30, 2014 VS. THREE MONTHS ENDED SEPTEMBER 30, 2013 </H2>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><B>.....PERFORMANCE OVERVIEW.....</B>The following table summarizes some of the Company&#146;s key performance indicators (in thousands, except per share and ratios). </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="554" STYLE="vertical-align: bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="326"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="96"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="100"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Three months ended<BR> September 30, 2014</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Three months ended<BR> September 30, 2013</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net income</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>365</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,226</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net income available to common shareholders</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>312</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,173</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Diluted earnings per share</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.02</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.06</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Return on average assets (annualized)</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.14</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.47</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Return on average equity (annualized)</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1.25</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4.44</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Company reported third quarter 2014 net income available to common shareholders of $312,000, or $0.02 per diluted common share. This compares to net income available to common shareholders of $1,173,000, or $0.06 per diluted common share, reported for the third quarter of 2013. As previously disclosed, the Company&#146;s third quarter 2014 financial performance was negatively impacted by a $669,000 goodwill impairment charge related to its registered investment advisory subsidiary and approximately $150,000 of non-recurring expenses related to a profitability improvement project. Both of these items contributed to higher
non-interest expense in the third quarter of 2014. Total revenue also declined in the third quarter of 2014 as a $203,000 increase in net interest income was more than offset by a $393,000 reduction in non-interest income. </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><B>.....NET INTEREST INCOME AND MARGIN.....</B>The Company&#146;s net interest income represents the amount by which interest income on average earning assets exceeds interest paid on average interest bearing liabilities. Net interest income is a primary source of the Company&#146;s earnings, and it is affected by interest rate fluctuations as well as changes in the amount and mix of average earning assets and average interest bearing liabilities. The following table compares the Company&#146;s net interest income performance for the third quarter of 2014 to the third quarter of 2013 (in thousands, except percentages): </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="554" STYLE="vertical-align: bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="186"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="96"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="96"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Three months ended<BR> September 30, 2014</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Three months ended<BR> September 30, 2013</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>$<BR>Change</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>%<BR>Change</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Interest income</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>10,019</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>9,811</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>208</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2.1</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Interest expense</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,616</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,611</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>5</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>0.3</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Net interest income</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>8,403</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>8,200</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>203</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>2.5</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net interest margin</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3.42</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3.46</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(0.04</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>N/M</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>


<P STYLE="text-align: left; text-indent: 1px"><IMG SRC="line.gif" STYLE="width: 72px; height: 1pt"></P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">N/M&nbsp;&#151;&nbsp;not meaningful </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">33</P>

<HR align="left" STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Company&#146;s net interest income in the third quarter of 2014 increased by $203,000, or 2.5%, when compared to the third quarter of 2013. The Company&#146;s net interest margin of 3.42% for the third quarter of 2014 was four basis points lower than the net interest margin of 3.46% for the third quarter 2013. We believe that this performance demonstrates that the recent pace of net interest margin contraction has slowed from the pace of margin decline experienced over the previous two years. The Company has been able to mitigate this net interest margin pressure and increase net interest income by both growing its earning
assets and reducing its cost of funds. Specifically, the earning asset growth has occurred in the loan portfolio as total loans averaged $809 million in the third quarter of 2014 which is $54 million, or 7.1%, higher than the $755 million average for the same period in 2013. This loan growth reflects the successful results of the Company&#146;s more intensive sales calling efforts, with an emphasis on generating commercial loans and owner occupied commercial real estate loans, which qualify as Small Business Lending Fund (SBLF) loans. As a result of this growth in SBLF qualified loans, the Company has locked in the lowest preferred dividend rate available under the program of 1% until the first quarter of 2016. Interest income in 2014 has also benefitted from reduced premium amortization on mortgage backed securities due to slower mortgage prepayment speeds. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Total interest expense for the third quarter of 2014 only increased by $5,000 from the 2013 third quarter due to the Company&#146;s proactive efforts to reduce deposit costs. The Company experienced growth in deposits which reflects the loyalty of our core deposit base and ongoing efforts to cross sell new loan customers into deposit products. Specifically, total deposits averaged $877 million for the third quarter of 2014 which is $22 million, or 2.6%, higher than the $855 million average in the third quarter of 2013. The Company&#146;s loan to deposit ratio has increased to 93.3% at September 30, 2014 from 89.3% at September
30, 2013. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The table that follows provides an analysis of net interest income on a tax-equivalent basis for the three month periods ended September 30, 2014 and September 30, 2013 setting forth (i) average assets, liabilities, and stockholders&#146; equity, (ii) interest income earned on interest earning assets and interest expense paid on interest bearing liabilities, (iii) average yields earned on interest earning assets and average rates paid on interest bearing liabilities, (iv) the Company&#146;s interest rate spread (the difference between the average yield earned on interest earning assets and the average rate paid on interest
bearing liabilities), and (v) the Company&#146;s net interest margin (net interest income as a percentage of average total interest earning assets). For purposes of these tables, loan balances do include non-accrual loans, and interest income on loans includes loan fees or amortization of such fees which have been deferred, as well as interest recorded on certain non-accrual loans as cash is received. Additionally, a tax rate of 34% is used to compute tax-equivalent yields. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">34</P>

<HR align="left" STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><B><U>Three months ended September 30</U> </B>(In thousands, except percentages) </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="220"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="65"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="53"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="53"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="65"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="53"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=11>2014</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=11>2013</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Average Balance</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Interest<BR> Income/<BR> Expense</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Yield/Rate</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Average Balance</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Interest<BR> Income/<BR> Expense</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Yield/Rate</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Interest earning assets:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Loans and loans held for sale, net of unearned income</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>808,731</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>9,025</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4.40</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>754,996</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>8,771</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4.57</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Interest bearing deposits</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>7,207</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.03</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6,542</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.06</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Short-term investment in money market funds</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,449</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.66</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,632</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.21</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Federal funds sold</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>318</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.03</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Investment securities&nbsp;&#150;&nbsp;AFS</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>136,172</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>859</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2.53</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>153,925</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>911</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2.37</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Investment securities&nbsp;&#150;&nbsp;HTM</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>19,644</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>138</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>2.81</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>18,955</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>133</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>2.81</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Total investment securities</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>155,816</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>997</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>2.56</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>172,880</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,044</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>2.42</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>Total interest earning assets/<BR>interest income</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>973,203</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>10,025</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4.08</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>937,368</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>9,817</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4.15</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Non-interest earning assets:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Cash and due from banks</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>16,027</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>16,469</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Premises and equipment</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>13,477</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>13,018</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Other assets</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>69,528</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>72,125</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Allowance for loan losses</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(10,040</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(11,177</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; font-weight: bold; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>TOTAL ASSETS</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,062,195</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,027,803</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Interest bearing liabilities:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Interest bearing deposits:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Interest bearing demand</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>104,197</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>52</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.20</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>79,224</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>37</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.19</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Savings</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>89,522</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>36</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.16</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>88,270</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>35</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.16</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Money markets</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>228,353</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>196</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.34</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>211,725</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>182</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.34</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Time deposits</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>299,730</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>953</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>1.26</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>315,890</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>1,020</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>1.28</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Total interest bearing deposits</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>721,802</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,237</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.69</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>695,109</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,274</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.73</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Short-term borrowings</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>12,933</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>10</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.27</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>18,711</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>12</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.26</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Advances from Federal Home<BR> Loan Bank</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>34,729</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>89</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.97</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>20,193</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>45</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.88</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Guaranteed junior subordinated deferrable interest debentures</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>13,085</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>280</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>8.57</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>13,085</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>280</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>8.57</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>Total interest bearing liabilities/<BR>interest expense</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>782,549</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,616</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.82</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>747,098</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1,611</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.86</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Non-interest bearing liabilities:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Demand deposits</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>155,157</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>159,627</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Other liabilities</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>8,143</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>11,622</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Shareholders&#146; equity</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>116,346</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>109,456</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; font-weight: bold; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>TOTAL LIABILITIES AND SHAREHOLDERS&#146; EQUITY</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,062,195</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,027,803</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Interest rate spread</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3.26</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3.29</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net interest income/Net interest margin</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>8,409</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3.42</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>8,206</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3.46</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Tax-equivalent adjustment</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(6</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(6</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; font-weight: bold; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Net Interest Income</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>8,403</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>8,200</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">35</P>

<HR align="left" STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><B>.....PROVISION FOR LOAN LOSSES.....</B>The Company did not record a provision for loan losses in the third quarter of 2014 or 2013. The Company continued to maintain outstanding asset quality in the third quarter of 2014. At September 30, 2014, non-performing assets totaled $3.9 million, or 0.48% of total loans, which represents the second time that our non-performing assets have been under $4 million in the past seven quarters. The Company experienced net loan charge-offs of $568,000, or 0.28% of total loans, in the third quarter of 2014 compared to net loan recoveries of $38,000, or 0.02% of total loans, in the third
quarter of 2013. The third quarter of 2014 represented the first quarter this year that we experienced net loan charge-offs as the Company had net loan recoveries in both the first and second quarter of 2014. When determining the provision for loan losses, the Company considers a number of factors, some of which include periodic credit reviews, non-performing assets, loan delinquency and charge-off trends, concentrations of credit, loan volume trends and broader local and national economic trends. In summary, the allowance for loan losses provided a strong 298% coverage of non-performing loans at September 30, 2014, compared to 327% coverage of non-performing loans at December 31, 2013. </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><B>.....NON-INTEREST INCOME.....</B>Non-interest income for the third quarter of 2014 totaled $3.6 million and decreased $393,000, or 9.9%, from the third quarter 2013 performance. Factors contributing to this lower level of non-interest income for the quarter included: </P>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 20px; text-align: left">*</TD>

          <TD STYLE="text-align: left">a $140,000 decrease in other income due largely to reduced gains realized on the sale of other real estate owned and lower financial services commission revenue. </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 20px; text-align: left">*</TD>

          <TD STYLE="text-align: left">a $86,000, or 4.5%, decrease in trust and investment advisory fees resulting from client attrition at WCCA due to the departure of its former CEO in that business earlier in January 2014. </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 20px; text-align: left">*</TD>

          <TD STYLE="text-align: left">a $66,000 reduction in gains realized on the sale of investment securities in the third quarter of 2014 as the Company took advantage of market opportunities to sell certain rapidly prepaying mortgage backed securities in the third quarter of 2013. </TD>

</TR>

</TABLE>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><B>.....NON-INTEREST EXPENSE.....</B>Non-interest expense for the third quarter of 2014 totaled $11.2 million and increased by $830,000, or 8.0%, from the prior year&#146;s third quarter. Factors contributing to the higher non-interest expense in the quarter included: </P>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 20px; text-align: left">*</TD>

          <TD STYLE="text-align: left">the recognition of a $669,000 goodwill impairment charge during the third quarter of 2014. The voluntary departure of WCCA&#146;s former CEO, and the related litigation against him for violations of his employment agreement, caused disruption within the WCCA customer base during 2014. This disruption ultimately led to the loss of certain clients and a reduction in the projected earnings capacity of WCCA which caused the Company to incur the goodwill impairment charge. </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 20px; text-align: left">*</TD>

          <TD STYLE="text-align: left">a $326,000 increase in professional fees due in part to approximately $150,000 of consulting costs related to a profitability improvement project in the third quarter of 2014. The Company expects to achieve a significant payback on the costs related to the profitability improvement project as we evaluate and prioritize recommendations for implementation beginning in the fourth quarter of 2014 and continuing into 2015. The remainder of the increase in professional fees was due to new recurring costs related to outsourcing our computer operations and statement processing to a third party vendor. </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 20px; text-align: left">*</TD>

          <TD STYLE="text-align: left">a $112,000, or 1.8%, decrease in salaries and employee benefits due to lower pension expense and incentive compensation expense in the third quarter of 2014. </TD>

</TR>

</TABLE>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">36</P>

<HR align="left" STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">NINE MONTHS ENDED SEPTEMBER 30, 2014 VS. NINE MONTHS ENDED SEPTEMBER 30, 2013 </H2>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><B>.....PERFORMANCE OVERVIEW.....</B>The following table summarizes some of the Company&#146;s key performance indicators (in thousands, except per share and ratios). </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="554" STYLE="vertical-align: bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="330"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="96"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="96"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Nine months ended<BR> September 30, 2014</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Nine months ended<BR> September 30, 2013</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net income</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,274</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,352</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net income available to common shareholders</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,116</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,195</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Diluted earnings per share</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.11</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.17</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Return on average assets (annualized)</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.29</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.44</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Return on average equity (annualized)</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2.64</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4.05</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">For the nine month period ended September 30, 2014, the Company reported net income available to common shareholders of $2,116,000, or $0.11 per diluted share. This represented a 35.3% decline in earnings per share from the same nine month period in 2013 where net income available to common shareholders totaled $3,195,000 or $0.17 per diluted common share. The factors causing the decline in earnings in 2014 were reduced non-interest income and higher non-interest expense. These negative items more than offset a 4.3% increase in net interest income in the first nine months of 2014 due to the previously mentioned solid loan
growth the Company has achieved over the past year. </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><B>.....NET INTEREST INCOME AND MARGIN.....</B>The following table compares the Company&#146;s net interest income performance for the first nine months of 2014 to the first nine months of 2013 (in thousands, except percentages): </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="554" STYLE="vertical-align: bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="186"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="96"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="96"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="48"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="64"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Nine months ended<BR> September 30, 2014</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Nine months ended<BR> September 30, 2013</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>$<BR>Chang</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>%<BR>Change</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Interest income</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>30,097</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>29,140</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>957</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3.3</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Interest expense</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>4,785</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>4,877</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(92</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>(1.9</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Net interest income</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>25,312</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>24,263</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,049</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>4.3</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net interest margin</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3.48</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3.52</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(0.04</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>N/M</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>


<P STYLE="text-align: left; text-indent: 1px"><IMG SRC="line.gif" STYLE="width: 72px; height: 1pt"></P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">N/M&nbsp;&#151;&nbsp;not meaningful </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Company&#146;s net interest income in the first nine months of 2014 increased by $1.0 million or 4.3% when compared to the first nine months of 2013. The Company&#146;s net interest margin of 3.48% for the first nine months of 2014 was four basis points lower than the net interest margin of 3.52% for the first nine months of 2013. The reduced net interest margin demonstrates the impact of Federal Reserve low interest rate policies which have pressured interest revenue. The Company has been able to mitigate this net interest margin pressure and to increase net interest income by both growing its earning assets and reducing
its cost of funds. Specifically, the earning asset growth has occurred in the loan portfolio as total loans averaged $797 million in the first nine months of 2014 which is $60 million, or 8.2%, higher than the $737 million average for the same period in 2013. Interest income in 2014 has also benefitted from reduced premium amortization on mortgage backed securities due to slower mortgage prepayment speeds which has caused the yield on the total securities portfolio to increase by 11 basis points to 2.60% in the first nine months of 2014. The size of the total securities portfolio and short term investments has decreased on average by $10 million in 2014 as the Company has utilized cash flow from these instruments to help fund the previously mentioned loan growth. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Total interest expense for the first nine months of 2014 declined by $92,000 from the first nine months of 2013 due to the Company&#146;s proactive efforts to reduce deposit costs. Even with this reduction in deposit costs, the Company still experienced growth in deposits which reflects the loyalty of our core deposit base and ongoing efforts to cross sell new loan customers into deposit products. Specifically, total deposits averaged a record level of $870 million for the first nine months of 2014 which is $26 million, or 3.1%, higher than the $844 million average in the first nine months of 2013. This decreased interest cost
for deposits has been partially offset by a $132,000 increase in the interest cost for borrowings as the Company has utilized more FHLB term advances to extend borrowings and provide protection against rising interest rates in future periods. These FHLB term advances have maturities ranging between three and five years. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">37</P>

<HR align="left" STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The table that follows provides an analysis of net interest income on a tax-equivalent basis for the nine month periods ended September 30, 2014 and September 30, 2013. For a detailed discussion of the components and assumptions included in the table, see the paragraph before the quarterly table on page 34. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><B><U>Nine months ended September 30</U> </B>(In thousands, except percentages) </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="220"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="65"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="53"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="53"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="65"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="53"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="56"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=11>2014</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=11>2013</TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left"  ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Average Balance</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Interest Income/ Expense</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Yield/Rate</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Average Balance</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Interest Income/ Expense</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Yield/Rate</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Interest earning assets:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Loans and loans held for sale, net of unearned income</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>797,090</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>27,008</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4.49</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>736,896</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>26,002</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4.67</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Interest bearing deposits</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6,904</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.06</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>8,541</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.09</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Short-term investment in money market funds</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,635</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>6</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.21</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,437</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>7</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.26</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Federal funds sold</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>106</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.04</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Investment securities&nbsp;&#150;&nbsp;AFS</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>139,548</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,688</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2.57</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>151,041</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,774</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2.45</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Investment securities&nbsp;&#150;&nbsp;HTM</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>19,103</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>410</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>2.86</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>17,625</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>371</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>2.81</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Total investment securities</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>158,651</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>3,098</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>2.60</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>168,666</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>3,145</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>2.49</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>Total interest earning assets/<BR>interest income</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>965,280</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>30,115</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4.15</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>917,646</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>29,159</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4.23</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Non-interest earning assets:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Cash and due from banks</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>15,755</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>16,720</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Premises and equipment</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>13,273</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>12,656</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Other assets</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>69,635</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>76,683</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Allowance for loan losses</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(10,101</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(11,571</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; font-weight: bold; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>TOTAL ASSETS</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,053,842</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,012,134</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Interest bearing liabilities:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Interest bearing deposits:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Interest bearing demand</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>95,688</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>140</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.20</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>72,308</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>99</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.18</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Savings</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>89,647</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>107</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.16</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>88,128</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>104</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.16</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Money markets</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>228,898</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>584</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.34</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>210,993</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>549</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.35</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Time deposits</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>301,959</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>2,857</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>1.27</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>313,075</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>3,160</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>1.35</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Total interest bearing deposits</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>716,192</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,688</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.69</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>684,504</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,912</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.76</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Short-term borrowings</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>16,606</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>34</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.26</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>13,590</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>25</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.25</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Advances from Federal Home Loan Bank</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>30,605</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>223</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.97</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>16,537</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>100</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.80</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Guaranteed junior subordinated deferrable interest debentures</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>13,085</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>840</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>8.57</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>13,085</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>840</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>8.57</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; font-weight: bold" ROWSPAN=1 COLSPAN=1>Total interest bearing liabilities/<BR>interest expense</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>776,488</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,785</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.82</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>727,716</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,877</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.90</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Non-interest bearing liabilities:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Demand deposits</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>153,648</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>159,550</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Other liabilities</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>8,395</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>14,298</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Shareholders&#146; equity</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>115,311</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>110,570</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; font-weight: bold; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>TOTAL LIABILITIES AND SHAREHOLDERS&#146; EQUITY</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,053,842</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>1,012,134</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Interest rate spread</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3.33</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3.33</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Net interest income/Net interest margin</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>25,330</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3.48</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>24,282</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3.52</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1>Tax-equivalent adjustment</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(18</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>(19</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 1pt solid white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 1pt solid white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid white"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; font-weight: bold; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1>Net Interest Income</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>25,312</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double black" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double black" ROWSPAN=1 COLSPAN=1>24,263</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center; border-bottom: 3pt double white" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left; border-bottom: 3pt double white" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right; border-bottom: 3pt double white" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double white"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">38</P>

<HR align="left" STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><B>.....PROVISION FOR LOAN LOSSES.....</B> For the nine month period during 2014, the Company did not record a provision for loan losses compared to a $100,000 negative provision in the first nine months of 2013. Overall, sustained improvements in asset quality evidenced by low levels of non-performing assets and classified loans has allowed the Company to benefit from zero or negative loan loss provisions in both 2014 and 2013 while still maintaining strong coverage ratios. For the first nine months of 2014 actual credit losses realized through net charge-offs totaled $522,000, or 0.09% of total loans, which represents a
decrease from the first nine months of 2013 when net charge-offs totaled $1.3 million, or 0.23% of total loans. The allowance for loan losses was 1.18% of total loans at September 30, 2014, compared to 1.29% of total loans at December 31, 2013. </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><B>.....NON-INTEREST INCOME.....</B>Non-interest income for the first nine months of 2014 totaled $10.8 million and decreased $1.1 million, or 9.4%, from the first nine months 2013 performance. Factors contributing to this lower level of non-interest income for the period included: </P>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 20px; text-align: left">*</TD>

          <TD STYLE="text-align: left">reduced revenue from residential mortgage banking activities was caused by both lower refinance activity due to higher mortgage rates and reduced purchase activity due to the harsh winter weather conditions in the first quarter. As a result, gains realized on residential mortgage loan sales into the secondary market declined by $365,000, or 40.0%, and mortgage related fees dropped by $174,000 due largely to lower mortgage origination and underwriting fees. </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 20px; text-align: left">*</TD>

          <TD STYLE="text-align: left">a $272,000 decrease in other income due to a net unfavorable swing of $136,000 on other real estate owned property transactions and lower financial services commission revenue in 2014. </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 20px; text-align: left">*</TD>

          <TD STYLE="text-align: left">a $234,000 decrease in bank owned life insurance revenue due largely to the receipt of a death claim in the prior year. </TD>

</TR>

</TABLE>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><B>.....NON-INTEREST EXPENSE.....</B>Non-interest expense for the first nine months of 2014 totaled $32.6 million and increased by $1.1 million, or 3.6%, from the prior year&#146;s first nine months. Factors contributing to the higher non-interest expense in the period included: </P>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 20px; text-align: left">*</TD>

          <TD STYLE="text-align: left">professional fees increased by $913,000 for the nine month period due to higher legal costs related to litigation against the former CEO of WCCA for violations of provisions in his employment agreement, the consulting costs associated with our profitability improvement project and new recurring costs related to outsourcing our computer operations and statement processing to a third party vendor. The overall cost savings benefit from outsourcing these services is captured in lower personnel costs in these departments and reduced software expense, which is a key factor contributing to the decline in other expenses of $166,000 for the nine month period in 2014. </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 20px; text-align: left">*</TD>

          <TD STYLE="text-align: left">the previously discussed $669,000 goodwill impairment charge at WCCA in 2014. </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 20px; text-align: left">*</TD>

          <TD STYLE="text-align: left">a $217,000 decrease in miscellaneous taxes and insurance due to reduced Pennsylvania bank shares tax expense resulting from a change in the calculation methodology that took effect January 1, 2014. </TD>

</TR>

</TABLE>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><B>.....INCOME TAX EXPENSE.....</B>The Company recorded an income tax expense of $1.2 million, or an effective tax rate of 34.5%, in the first nine months of 2014 compared to income tax expense of $1.4 million, or an effective tax rate of 29.6%, for the first nine months of 2013. The higher effective tax rate in 2014 was primarily due to the non-deductibility of the goodwill impairment charge for tax purposes. This was the factor responsible for the unusually high effective tax rate of 51.5% for the third quarter of 2014 as the impact of the goodwill impairment charge was more pronounced on the quarterly results. The
Company&#146;s deferred tax asset was $8.8 million at September 30, 2014 and relates primarily to the allowance for loan losses and net operating loss carryforwards. </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><B>.....SEGMENT RESULTS.....</B>Retail banking&#146;s net income contribution was $706,000 in the third quarter and $1.7 million for the first nine months of 2014 which was down by $23,000 and $668,000, respectively, from the net income contribution for the same 2013 periods. This decline in earnings in 2014 was due to the previously discussed decrease in residential mortgage banking related revenues, lower deposit service charges and reduced revenue from bank owned life insurance in 2014. Net interest income was also down in this segment reflecting the ongoing net interest margin pressure from the continued low interest rate
environment which causes the funding benefit for deposits provided by this segment to be lower. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">39</P>

<HR align="left" STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The commercial banking segment reported net income contributions of $1.1 million in the third quarter and $3.3 million for the first nine months of 2014 which were modestly better than the 2013 results for the same periods. This improved net income contribution was due to higher net interest income as a result of the previously discussed strong growth in commercial and commercial real estate loans over the past year. This growth in net interest income more than offset no earnings benefit from a negative loan loss provision, reduced non-interest revenue from a net $64,000 loss realized on the sale of other real estate owned
property and generally higher non-interest expenses in this segment in 2014. The higher non-interest expense was most evident in salaries and employee benefits as we have increased staffing levels within this segment to generate and support the solid commercial loan growth that we have achieved. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The trust segment reported a net loss of $432,000 for the third quarter of 2014 and net income of $232,000 for the first nine months of 2014. When compared to the same periods in 2013, this represents a $742,000 decline for the quarter and a $584,000 decline for the nine month period, respectively. Both 2014 periods were negatively impacted by the previously discussed $669,000 goodwill impairment charge at WCCA due to the loss of certain clients and a reduction in the projected earnings capacity of WCCA. Non-interest revenue for this segment was also negatively impacted by client attrition at WCCA and lower financial services
revenue due to fewer production personnel in 2014. However, non-interest expense in this segment (excluding the goodwill impairment charge) was also down due to reduced personnel cost at WCCA which has helped mitigate a significant portion of the revenue decline. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The investment/parent segment reported net losses of $1.1 million in the third quarter and $2.9 million for the first nine months of 2014 which was down by $101,000 for the quarter comparison, but was still $96,000 better compared to the same 2013 year to date period. The improvement between years for the nine month period reflects the benefit of reduced premium amortization on mortgage backed securities and increased gains realized on investment security sales in 2014. However, overall this segment has felt the most earnings pressure from the continued low interest rate environment. </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><B>.....BALANCE SHEET.....</B>The Company&#146;s total consolidated assets were $1.070 billion at September 30, 2014, which grew by $14.4 million, or 1.4%, from the December 31, 2013 asset level. The growth in assets was due to a $31.1 million, or 4.0%, increase in net loans during the first nine months of 2014. This loan increase was partially offset by a $9.7 million decrease in investment securities and a $7 million decline in cash and cash equivalents as the Company utilized these items to help fund the loan growth. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Total deposits increased by $18 million, or 2.1%, in the first nine months of 2014. The Company used these deposits to fund loans. Total FHLB borrowings are down by $3.1 million since year-end 2013 and there has also been a shift from short term borrowings to term advances. The FHLB term advances with maturities between 3 and 5 years grew by $12 million and now total $37 million as the Company has utilized these advances to help manage interest rate risk in a rising rate environment. The Company&#146;s total shareholders&#146; equity increased by $2.8 million over the first nine months of 2014 due to the Company&#146;s net
retention of earnings after dividend payments and a reduction in accumulated other comprehensive loss. The Company continues to be considered well capitalized for regulatory purposes with a risk based capital ratio of 15.00%, and an asset leverage ratio of 11.44% at September 30, 2014. The Company&#146;s book value per common share was $5.06, its tangible book value per common share was $4.43, and its tangible common equity to tangible assets ratio was 7.86% at September 30, 2014. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">40</P>

<HR align="left" STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><B>.....LOAN QUALITY.....</B>The following table sets forth information concerning the Company&#146;s loan delinquency, non-performing assets, and classified assets (in thousands, except percentages): </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="554" STYLE="vertical-align: bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="306"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="66"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="66"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="66"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>September 30,<BR> 2014</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>December 31,<BR> 2013</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>September 30,<BR> 2013</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Total accruing loan delinquency<BR> (past due 30 to 89 days)</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,256</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,264</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,882</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Total non-accrual loans</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,001</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>2,871</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,259</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Total non-performing assets including TDR*</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>3,898</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>4,109</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5,037</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Accruing loan delinquency, as a percentage of total loans, net of unearned income</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.28</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.42</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.51</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Non-accrual loans, as a percentage of total loans, net<BR> of unearned income</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.37</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.37</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.43</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Non-performing assets, as a percentage of total<BR> loans, net of unearned income, and other real<BR> estate owned</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.48</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.52</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.66</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Non-performing assets as a percentage of total assets</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.36</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.39</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.49</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>As a percent of average loans, net of unearned income:<BR></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&nbsp;&nbsp;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Annualized net charge-offs</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.09</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.18</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>0.23</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Annualized provision (credit) for loan losses</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>&#151;</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(0.15</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(0.02</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Total classified loans (loans rated substandard or doubtful)</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>12,053</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>11,779</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>17,396</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>


<P STYLE="text-align: left; text-indent: 1px"><IMG SRC="line.gif" STYLE="width: 72px; height: 1pt"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 1px"></TD>

          <TD STYLE="width: 20px; text-align: left">*</TD>

          <TD STYLE="text-align: left">Non-performing assets are comprised of (i) loans that are on a non-accrual basis, (ii) loans that are contractually past due 90 days or more as to interest and principal payments, (iii) performing loans classified as a troubled debt restructuring and (iv) other real estate owned. </TD>

</TR>

</TABLE>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Company continued to maintain strong asset quality in the first nine months of 2014 as evidenced by low levels of non-accrual loans, non-performing assets, classified loans, and loan delinquency levels that continue to be well below 1% of total loans. We continue to closely monitor the loan portfolio given the slow recovery in the economy and the number of relatively large-sized commercial and commercial real estate loans within the portfolio. As of September 30, 2014, the 25 largest credits represented 26.5% of total loans outstanding. </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><B>.....ALLOWANCE FOR LOAN LOSSES.....</B>The following table sets forth the allowance for loan losses and certain ratios for the periods ended (in thousands, except percentages): </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="554" STYLE="vertical-align: bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="301"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="66"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="66"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="72"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>September 30,<BR> 2014</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>December 31,<BR> 2013</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>September 30,<BR> 2013</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Allowance for loan losses</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>9,582</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>10,104</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->$</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>11,183</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>Allowance for loan losses as a percentage of each of the following total loans, net of unearned income</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1.18</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1.29</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1.47</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>total accruing delinquent loans<BR> (past due 30 to 89 days)</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>424.73</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>309.56</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>288.07</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>total non-accrual loans</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>298.13</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>351.93</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>343.14</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 20pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>total non-performing assets</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>245.82</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>245.90</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>222.02</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Company recorded no loan loss provision in the first nine months of 2014 and reversed a small portion of the allowance for loan losses into earnings during the same period in 2013 due to the previously discussed sustained improvement in asset quality. The Company did experience a relatively low level of net charge-offs in the first nine months of 2014. As a result, the balance in the allowance for loan losses has declined modestly in the first nine months of 2014 while the Company has been able to still maintain strong coverage of non-accrual loans and non-performing assets as indicated in the above table. </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">41</P>

<HR align="left" STYLE="width: 708px; height: 2px; text-align: center">

<div id="PN" style="PAGE-BREAK-AFTER: always">&nbsp;</div>

<div id="HDR">&nbsp;</div>

<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><B>.....LIQUIDITY.....</B>The Company&#146;s liquidity position has been strong during the last several years. Our core retail deposit base has grown over the past five years and has been more than adequate to fund the Company&#146;s operations. Cash flow from maturities, prepayments and amortization of securities was also used to help fund loan growth over the past few years. We strive to operate our loan to deposit ratio in a range of 85% to 100%. At September 30, 2014, the Company&#146;s loan to deposit ratio was 93.3%. We are optimistic that we can increase the loan to deposit ratio in the future given current commercial
loan pipelines, continued growth of our loan production offices and our focus on small business lending. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Liquidity can be analyzed by utilizing the Consolidated Statement of Cash Flows. Cash and cash equivalents decreased by $6.6 million from December 31, 2013 to September 30, 2014, due to $22.6 million of cash used in investing activities. This more than offset the $2.1 million of cash provided by operating activities and $14.0 million of cash provided by financing activities. Within investing activities, cash provided from investment security maturities and sales was higher than cash used for new investment security purchases by $10.3 million. Cash advanced for new loan fundings and purchases (excluding residential mortgages
sold in the secondary market) totaled $131.1 million and was $31.4 million higher than the $99.7 million of cash received from loan principal payments and participations. Within financing activities, deposit growth provided $17.8 million of cash. Total borrowings decreased as paydowns of short-term advances exceeded purchases of FHLB term advances by $3.1 million. At September 30, 2014, the Company had immediately available $348 million of overnight borrowing capacity at the FHLB and $39 million of unsecured federal funds lines with correspondent banks. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The holding company had $15.8 million of cash, short-term investments, and investment securities at September 30, 2014. Additionally, dividend payments from our subsidiaries can also provide ongoing cash to the holding company. At September 30, 2014, our subsidiary Bank had $1.2 million of cash available for immediate dividends to the holding company under applicable regulatory formulas. Overall, the holding company has strong liquidity to meet its trust preferred debt service requirements and preferred stock dividends, which should approximate $1.2 million over the next twelve months. Additionally, the Company has ample cash
to provide for its $0.01 per share quarterly common stock cash dividend, which will require $187,000 of cash on a quarterly basis. The most recent $0.01 dividend was announced on October 17, 2014 payable on November 17, 2014 to shareholders of record on November 3, 2014. </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><B>.....CAPITAL RESOURCES.....</B>The Company meaningfully exceeds all regulatory capital ratios for each of the periods presented and is considered well capitalized. The asset leverage ratio was 11.44% and the risk based capital ratio was 15.00% at September 30, 2014. The Company&#146;s tangible common equity to tangible assets ratio was 7.86% at September 30, 2014. We anticipate that we will maintain our strong capital ratios throughout the remainder of 2014. Capital generated from earnings will be utilized to pay the SBLF preferred dividend, common stock cash dividend and will also support anticipated balance sheet growth.
Our common dividend payout ratio for the first nine months of 2014 was 27.3%. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">On July 2, 2013, the Board of Governors of the Federal Reserve System approved final rules that substantially amend the regulatory risk-based capital rules applicable to the Company and the Bank. The final rules implement the &#147;Basel III&#148; regulatory capital reforms, as well as certain changes required by the Dodd-Frank Act. The July 2013 final rules generally implement higher minimum capital requirements, add a new common equity tier 1 capital requirement, and establish criteria that instruments must meet to be considered common equity tier 1 capital, additional tier 1 capital or tier 2 capital. The new minimum
capital to risk-adjusted assets requirements are a common equity tier 1 capital ratio of 4.5% (6.5% to be considered &#147;well capitalized&#148;) and a tier 1 capital ratio of 6.0%, increased from 4.0% (and increased from 6.0% to 8.0% to be considered &#147;well capitalized&#148;); the total capital ratio remains at 8.0% under the new rules (10.0% to be considered &#147;well capitalized&#148;). Under the new rules, in order to avoid limitations on capital distributions (including dividend payments and certain discretionary bonus payments to executive officers), a banking organization must hold a capital conservation buffer comprised of common equity tier 1 capital above its minimum risk-based capital requirements in an amount greater than 2.5% of total risk-weighted assets. The new minimum capital requirements are effective for the Company and the Bank on January 1, 2015. The capital contribution buffer requirements phase in over a three-year period beginning January 1, 2016. </P>

</DIV>

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<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The July 2013 final rules include three significant changes from the proposals initially made by federal banking regulators in September 2012: (i) the final rules do not change the current risk weighting for residential mortgage exposures; (ii) the final rules permit institutions, other than certain large institutions, to elect to continue to treat certain components of accumulated other comprehensive income as permitted under the current general risk-based capital rules, and not reflect unrealized gains and losses on available-for-sale securities in common equity tier 1 calculations; and (iii) the final rules permit
institutions with less than $15.0 billion in assets to grandfather certain non-qualifying capital instruments (including trust preferred securities) issued prior to May 19, 2009 into tier 1 capital. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Company is continuing to review the impact of these new rules and currently expects that its capital position will be more than adequate to meet the revised regulatory capital requirements upon their implementation. </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><B>.....INTEREST RATE SENSITIVITY.....</B>The following table presents an analysis of the sensitivity inherent in the Company&#146;s net interest income and market value of portfolio equity. The interest rate scenarios in the table compare the Company&#146;s base forecast, which was prepared using a flat interest rate scenario, to scenarios that reflect immediate interest rate changes of 100 and 200 basis points. Note that we suspended the 200 basis point downward rate shock since it has little value due to the absolute low level of interest rates. Each rate scenario contains unique prepayment and repricing assumptions that are
applied to the Company&#146;s existing balance sheet that was developed under the flat interest rate scenario. </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="554" STYLE="vertical-align: bottom; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="330"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="96"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD COLSPAN="3"><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="96"></TD>

</TR>

<TR>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: left; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=1>Interest Rate Scenario</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Variability of<BR> Net Interest Income</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="line-height: normal; vertical-align: bottom; font-weight: bold; font-size: 8pt; text-align: center; border-bottom: 1pt solid black" ROWSPAN=1 COLSPAN=3>Change in<BR> Market Value<BR> of Portfolio Equity</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>200bp increase</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1.1</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>8.1</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">%<!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: white">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>100bp increase</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>1.0</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>5.7</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left"><!-- PERCENT -->&nbsp;</TD>

</TR>

<TR STYLE="background-color: #cceeff">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom" ROWSPAN=1 COLSPAN=1>100bp decrease</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(3.8</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: center" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD STYLE="width: 6px; vertical-align: bottom; text-align: left" ROWSPAN=1><!-- $ -->&nbsp;</TD>

          <TD STYLE="vertical-align: bottom; text-align: right" ROWSPAN=1 COLSPAN=1>(14.8</TD>

          <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: left">)<!-- PERCENT -->&nbsp;</TD>

</TR>

</TABLE></DIV>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Company believes that its overall interest rate risk position is well controlled. The variability of net interest income is modestly positive in the upward rate shocks due to the Company&#146;s short duration investment securities portfolio and scheduled repricing of loans tied to LIBOR or prime. Also, the Company expects that it will not have to reprice its core deposit accounts up as quickly when interest rates rise. The variability of net interest income is negative in the 100 basis point downward rate scenario as the Company has more exposure to assets repricing downward to a greater extent than liabilities due to the
absolute low level of interest rates with the fed funds rate currently at 0.25%. The market value of portfolio equity increases in the upward rate shocks due to the improved value of the Company&#146;s core deposit base. Negative variability of market value of portfolio equity occurs in the downward rate shock due to a reduced value for core deposits. </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><B>.....OFF BALANCE SHEET ARRANGEMENTS.....</B>The Company incurs off-balance sheet risks in the normal course of business in order to meet the financing needs of its customers. These risks derive from commitments to extend credit and standby letters of credit. Such commitments and standby letters of credit involve, to varying degrees, elements of credit risk in excess of the amount recognized in the consolidated financial statements. The Company had various outstanding commitments to extend credit approximating $172.1 million and standby letters of credit of $12.1 million as of September 30, 2014. The Company&#146;s exposure
to credit loss in the event of nonperformance by the other party to these commitments to extend credit and standby letters of credit is represented by their contractual amounts. The Company uses the same credit and collateral policies in making commitments and conditional obligations as for all other lending. </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><B>.....CRITICAL ACCOUNTING POLICIES AND ESTIMATES.....</B>The accounting and reporting policies of the Company are in accordance with Generally Accepted Accounting Principles and conform to general practices within the banking industry. Accounting and reporting policies for the allowance for loan losses, goodwill, income taxes, and investment securities are deemed critical because they involve the use of estimates and require significant management judgments. Application of assumptions different than those used by the Company could result in material changes in the Company&#146;s financial position or results of operation. </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 24px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><B>ACCOUNT&nbsp;&#151;&nbsp;Allowance for Loan Losses<BR> BALANCE SHEET REFERENCE&nbsp;&#151;&nbsp;Allowance for loan losses<BR> INCOME STATEMENT REFERENCE&nbsp;&#151;&nbsp;Provision (credit) for loan losses<BR> DESCRIPTION</B> </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">43</P>

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<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The allowance for loan losses is calculated with the objective of maintaining reserve levels believed by management to be sufficient to absorb estimated probable credit losses. Management&#146;s determination of the adequacy of the allowance is based on periodic evaluations of the credit portfolio and other relevant factors. However, this quarterly evaluation is inherently subjective as it requires material estimates, including, among others, likelihood of customer default, loss given default, exposure at default, the amounts and timing of expected future cash flows on impaired loans, value of collateral, estimated losses on
consumer loans and residential mortgages, and general amounts for historical loss experience. This process also considers economic conditions, uncertainties in estimating losses and inherent risks in the various credit portfolios. All of these factors may be susceptible to significant change. Also, the allocation of the allowance for credit losses to specific loan pools is based on historical loss trends and management&#146;s judgment concerning those trends. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Commercial and commercial real estate loans are the largest category of credits and the most sensitive to changes in assumptions and judgments underlying the determination of the allowance for loan loss. Approximately $7.2 million, or 75%, of the total allowance for loan losses at September 30, 2014 has been allocated to these two loan categories. This allocation also considers other relevant factors such as actual versus estimated losses, economic trends, delinquencies, levels of non-performing and TDR loans, concentrations of credit, trends in loan volume, experience and depth of management, examination and audit results,
effects of any changes in lending policies and trends in policy, financial information and documentation exceptions. To the extent actual outcomes differ from management estimates, additional provision for loan losses may be required that would adversely impact earnings in future periods. </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 24px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><B>ACCOUNT&nbsp;&#151;&nbsp;Goodwill<BR> BALANCE SHEET REFERENCE&nbsp;&#151;&nbsp;Goodwill<BR> INCOME STATEMENT REFERENCE&nbsp;&#151;&nbsp;Goodwill impairment<BR> DESCRIPTION </B></P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Company considers our accounting policies related to goodwill to be critical because the assumptions or judgment used in determining the fair value of assets and liabilities acquired in past acquisitions are subjective and complex. As a result, changes in these assumptions or judgment could have a significant impact on our financial condition or results of operations. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The fair value of acquired assets and liabilities, including the resulting goodwill, was based either on quoted market prices or provided by other third party sources, when available. When third party information was not available, estimates were made in good faith by management primarily through the use of internal cash flow modeling techniques. The assumptions that were used in the cash flow modeling were subjective and are susceptible to significant changes. The Company routinely utilizes the services of an independent third party that is regarded within the banking industry as an expert in valuing core deposits to monitor
the ongoing value and changes in the Company&#146;s core deposit base. These core deposit valuation updates are based upon specific data provided from statistical analysis of the Company&#146;s own deposit behavior to estimate the duration of these non-maturity deposits combined with market interest rates and other economic factors. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Goodwill arising from business combinations represents the value attributable to unidentifiable intangible elements in the business acquired. The Company&#146;s goodwill relates to value inherent in the banking and wealth management businesses, and the value is dependent upon the Company&#146;s ability to provide quality, cost-effective services in the face of free competition from other market participants on a regional basis. This ability relies upon continuing investments in processing systems, the development of value-added service features and the ease of use of the Company&#146;s services. As such, goodwill value is
supported ultimately by revenue that is driven by the volume of business transacted and the loyalty of the Company&#146;s deposit and customer base over a longer time frame. The quality and value of a Company&#146;s assets is also an important factor to consider when performing goodwill impairment testing. A decline in earnings as a result of a lack of growth or the inability to deliver cost-effective value added services over sustained periods can lead to impairment of goodwill. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Goodwill which has an indefinite useful life is tested for impairment at least annually and written down and charged to results of operations only in periods in which the recorded value is more than the estimated fair value. </P>

</DIV>

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<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The Company recorded a $669,000 impairment charge as a result of a goodwill impairment analysis performed in the third quarter of 2014. A qualitative assessment of WCCA indicated that it was more likely than not that the carrying value of WCCA exceeded it fair value. As such, the Company then performed the necessary two-step impairment test. In Step 1, we determined the carrying value of WCCA, including the goodwill, and compared it to the estimated fair value of WCCA. The results of Step 1 indicated that the carrying value of the goodwill exceeded the fair value so it was necessary to move to Step 2 where we measured the
amount of the impairment loss. After performing Step 2, we determined that the implied value of the goodwill was less that its carrying costs which caused us to record an impairment charge of $669,000 in the third quarter of 2014. Overall, the voluntary departure of WCCA&#146;s former CEO and the related litigation against him for violations of his employment agreement, caused disruption within the WCCA customer base during 2014. This disruption ultimately led to the loss of certain clients and a reduction in the projected earnings capacity of WCCA. These were the key facts and circumstances that led to the goodwill impairment charge in the third quarter of 2014. The Company utilized a discounted cash flow model along with a valuation technique based upon a multiple of revenues to estimate the fair value of WCCA. </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 24px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><B>ACCOUNT&nbsp;&#151;&nbsp;Income Taxes<BR> BALANCE SHEET REFERENCE&nbsp;&#151;&nbsp;Net deferred tax asset<BR> INCOME STATEMENT REFERENCE&nbsp;&#151;&nbsp;Provision for income tax expense<BR> DESCRIPTION</B> </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The provision for income taxes is the sum of income taxes both currently payable and deferred. The changes in deferred tax assets and liabilities are determined based upon the changes in differences between the basis of assets and liabilities for financial reporting purposes and the basis of assets and liabilities as measured by the enacted tax rates that management estimates will be in effect when the differences reverse. This income tax review is completed on a quarterly basis. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">In relation to recording the provision for income taxes, management must estimate the future tax rates applicable to the reversal of tax differences, make certain assumptions regarding whether tax differences are permanent or temporary and the related timing of the expected reversal. Also, estimates are made as to whether taxable operating income in future periods will be sufficient to fully recognize any gross deferred tax assets. If recovery is not likely, we must increase our provision for taxes by recording a valuation allowance against the deferred tax assets that we estimate will not ultimately be recoverable.
Alternatively, we may make estimates about the potential usage of deferred tax assets that decrease our valuation allowances. As of September 30, 2014, we believe that all of the deferred tax assets recorded on our balance sheet will ultimately be recovered and that no valuation allowances were needed. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">In addition, the calculation of our tax liabilities involves dealing with uncertainties in the application of complex tax regulations. We recognize liabilities for anticipated tax audit issues based on our estimate of whether, and the extent to which, additional taxes will be due. If we ultimately determine that payment of these amounts is unnecessary, we reverse the liability and recognize a tax benefit during the period in which we determine that the liability is no longer necessary. We record an additional charge in our provision for taxes in the period in which we determine that the recorded tax liability is less than we
expect the ultimate assessment to be. </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 24px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><B>ACCOUNT&nbsp;&#151;&nbsp;Investment Securities<BR> BALANCE SHEET REFERENCE&nbsp;&#151;&nbsp;Investment securities<BR> INCOME STATEMENT REFERENCE&nbsp;&#151;&nbsp;Net realized gains (losses) on investment securities<BR> DESCRIPTION </B></P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Available-for-sale and held-to-maturity securities are reviewed quarterly for possible other-than-temporary impairment. The review includes an analysis of the facts and circumstances of each individual investment such as the severity of loss, the length of time the fair value has been below cost, the expectation for that security&#146;s performance, the creditworthiness of the issuer and the Company&#146;s intent and ability to hold the security to recovery. A decline in value that is considered to be other-than-temporary is recorded as a loss within non-interest income in the Consolidated Statements of Operations. At
September 30, 2014, the unrealized losses in the available-for-sale security portfolio were comprised of securities issued by government agencies or government sponsored agencies and certain high quality corporate securities. The Company </P>

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<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">believes the unrealized losses are primarily a result of increases in market yields from the time of purchase. In general, as market yields rise, the value of securities will decrease; as market yields fall, the fair value of securities will increase. Management generally views changes in fair value caused by changes in interest rates as temporary; therefore, these securities have not been classified as other-than-temporarily impaired. Management has also concluded that based on current information we expect to continue to receive scheduled interest payments as well as the entire principal balance. Furthermore, management does
not intend to sell these securities and does not believe it will be required to sell these securities before they recover in value. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">.....FORWARD LOOKING STATEMENT..... </H2>

<H5 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">THE STRATEGIC FOCUS: </H5>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The challenge for the future is to improve earnings performance to peer levels through a disciplined focus on community banking and improving the profitability of our Trust Company. In accordance with our strategic plan, AmeriServ will maintain its focus as a community bank delivering banking and trust services to the best of our ability and focus on further growing revenues by leveraging our strong capital base and infrastructure. This Company will not succumb to the lure of quick fixes and fancy financial gimmicks. It is our plan to continue to build AmeriServ into a potent banking force in this region and in this industry.
Our focus encompasses the following: </P>

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          <TD STYLE="width: 24px; text-align: left">&#149;</TD>

          <TD STYLE="text-align: left">Customer Service&nbsp;&#151;&nbsp;It is the existing and prospective customer that AmeriServ must satisfy. This means good products and fair prices. But it also means quick response time and professional competence. It means speedy problem resolution and a minimizing of bureaucratic frustrations. AmeriServ is training and motivating its staff to meet these standards while providing customers with more banking options that involve leading technologies such as computers, smartphones, and tablets to conduct business. </TD>

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          <TD STYLE="width: 24px; text-align: left">&#149;</TD>

          <TD STYLE="text-align: left">Revenue Growth&nbsp;&#151;&nbsp;It is necessary for AmeriServ to focus on growing revenues. This means loan growth, deposit growth and fee growth. It also means close coordination between all customer service areas so as many revenue producing products as possible can be presented to existing and prospective customers. The Company&#146;s Strategic Plan contains action plans in each of these areas particularly on increasing loans through several loan production offices. There will be a particular focus on small business commercial lending. An examination of the peer bank database provides ample proof that a well-executed community banking business model can generate a reliable and rewarding revenue stream. </TD>

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          <TD STYLE="width: 24px; text-align: left">&#149;</TD>

          <TD STYLE="text-align: left">Expense Rationalization&nbsp;&#151;&nbsp;AmeriServ Financial, Inc. remains focused on trying to rationalize expenses. This has not been a program of broad based cuts, but has been targeted so AmeriServ stays strong but spends less. The Company is implementing approximately $1 million of non-interest expense savings for 2014. It is critical to be certain that future expenditures are directed to areas that are playing a positive role in the drive to improve revenues. </TD>

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<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Additionally, the Company recently incurred approximately $150,000 of expenses related to a profitability improvement project. The Company engaged a consulting firm that specializes in the areas of expense rationalization and profit improvement for community banks. This firm completed a thorough analysis of our business operations and practices during the third quarter. As a result of this project, the firm provided the Company with recommendations to reduce expenses and improve future profitability that we will evaluate and prioritize for implementation beginning in the fourth quarter of 2014 and continuing into 2015. The
Company expects that its payback on this project will be significant. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">This Form 10-Q contains various forward-looking statements and includes assumptions concerning the Company&#146;s beliefs, plans, objectives, goals, expectations, anticipations, estimates, intentions, operations, future results, and prospects, including statements that include the words &#147;may,&#148; &#147;could,&#148; &#147;should,&#148; &#147;would,&#148; &#147;believe,&#148; &#147;expect,&#148; &#147;anticipate,&#148; &#147;estimate,&#148; &#147;intend,&#148; &#147;project,&#148; &#147;plan&#148; or similar expressions. These forward-looking statements are based upon current expectations, are subject to risk and
uncertainties and are applicable only as of the dates of such statements. Forward-looking statements involve risks, uncertainties and assumptions. Although we do not make forward-looking statements unless we believe we have a reasonable basis for doing so, we cannot guarantee their accuracy. You should not put undue reliance on </P>

</DIV>

<P STYLE="width: 708px; text-indent:0px; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; color: black; text-transform: none; text-decoration: none; padding-top: 12pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">46</P>

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<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">any forward-looking statements. These statements speak only as of the date of this Form 10-Q, even if subsequently made available on our website or otherwise, and we undertake no obligation to update or revise these statements to reflect events or circumstances occurring after the date of this Form 10-Q. In connection with the &#147;safe harbor&#148; provisions of the Private Securities Litigation Reform Act of 1995, the Company provides the following cautionary statement identifying important factors (some of which are beyond the Company&#146;s control) which could cause the actual results or events to differ materially from
those set forth in or implied by the forward-looking statements and related assumptions. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Such factors include the following: (i) the effect of changing regional and national economic conditions; (ii) the effects of trade, monetary and fiscal policies and laws, including interest rate policies of the Board of Governors of the Federal Reserve System; (iii) significant changes in interest rates and prepayment speeds; (iv) inflation, stock and bond market, and monetary fluctuations; (v) credit risks of commercial, real estate, consumer, and other lending activities; (vi) changes in federal and state banking and financial services laws and regulations; (vii) the presence in the Company&#146;s market area of competitors
with greater financial resources than the Company; (viii) the timely development of competitive new products and services by the Company and the acceptance of those products and services by customers and regulators (when required); (ix) the willingness of customers to substitute competitors&#146; products and services for those of the Company and vice versa; (x) changes in consumer spending and savings habits; (xi) unanticipated regulatory or judicial proceedings; and (xii) other external developments which could materially impact the Company&#146;s operational and financial performance. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">The foregoing list of important factors is not exclusive, and neither such list nor any forward-looking statement takes into account the impact that any future acquisition may have on the Company and on any such forward-looking statement. </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><a name="tQQD"></a><B>Item 3.....QUANTITATIVE AND QUALITATIVE DISCLOSURE ABOUT MARKET RISK.....</B>The Company manages market risk, which for the Company is primarily interest rate risk, through its asset liability management process and committee, see further discussion in Interest Rate Sensitivity section of the M.D. &amp; A. </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><a name="tCP"></a><B>Item 4.....CONTROLS AND PROCEDURES.....</B>(a) Evaluation of Disclosure Controls and Procedures. The Company&#146;s management carried out an evaluation, under the supervision and with the participation of the Chief Executive Officer and the Chief Financial Officer, of the effectiveness of the design and the operation of the Company&#146;s disclosure controls and procedures (as such term is defined in Rules 13a-15(e) and 15d-15(e) under the Exchange Act) as of September 30, 2014, pursuant to Exchange Act Rule 13a-15. Based upon that evaluation, the Chief Executive Officer along with the Chief Financial
Officer concluded that the Company&#146;s disclosure controls and procedures as of September 30, 2014, are effective. </P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">(b) Changes in Internal Controls. There have been no changes in AmeriServ Financial Inc.&#146;s internal controls over financial reporting that occurred during the most recent fiscal quarter that has materially affected, or is reasonably likely to materially affect, the Company&#146;s internal control over financial reporting. </P>

</DIV>

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<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Part II Other Information </H1>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><a name="tLP"></a>Item 1. Legal Proceedings </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">There are no material proceedings to which the Company or any of our subsidiaries are a party or by which, to the Company&#146;s&#146; knowledge, we, or any of our subsidiaries, are threatened. All legal proceedings presently pending or threatened against the Company or our subsidiaries involve routine litigation incidental to our business or that of the subsidiary involved and are not material in respect to the amount in controversy. </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><a name="tRF"></a>Item 1A. Risk Factors </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Not Applicable </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><a name="tUSE"></a>Item 2. Unregistered Sales of Equity Securities and Use of Proceeds </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">None </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><a name="tDSS"></a>Item 3. Defaults Upon Senior Securities </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">None </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><a name="tMSD"></a>Item 4. Mine Safety Disclosures </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">None </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><a name="tOIF"></a>Item 5. Other Information </H2>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">None </P>

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><a name="tEXH"></a>Item 6. Exhibits </H2>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="608" STYLE="vertical-align: text-top; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="24"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="568"></TD>

</TR>

<TR STYLE="vertical-align: top">

          <TD STYLE="text-align: center" ROWSPAN=1 COLSPAN=1>&nbsp;3.1</TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left">Amended and Restated Articles of Incorporation as amended through August 11, 2011, exhibit 3.1 to the Registration Statement on Form S-8 (File No. 333-176869) filed on September 16, 2011.</TD>

</TR>

<TR STYLE="vertical-align: top">

          <TD STYLE="text-align: center" ROWSPAN=1 COLSPAN=1>&nbsp;3.2</TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left">Bylaws, as amended and restated on May 16, 2013, Exhibit 3.2 to the Form 8-K (File No. 000-11204) filed on May 22, 2013.</TD>

</TR>

<TR STYLE="vertical-align: top">

          <TD STYLE="text-align: center" ROWSPAN=1 COLSPAN=1>15.1</TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left">Report of S.R. Snodgrass, P.C. regarding unaudited interim financial statement information.</TD>

</TR>

<TR STYLE="vertical-align: top">

          <TD STYLE="text-align: center" ROWSPAN=1 COLSPAN=1>15.2</TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left">Awareness Letter of S.R. Snodgrass, P.C.</TD>

</TR>

<TR STYLE="vertical-align: top">

          <TD STYLE="text-align: center" ROWSPAN=1 COLSPAN=1>31.1</TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left">Certification pursuant to Rule 13a-14(a)/15d-14(a), as adopted pursuant to section 302 of the Sarbanes-Oxley Act of 2002.</TD>

</TR>

<TR STYLE="vertical-align: top">

          <TD STYLE="text-align: center" ROWSPAN=1 COLSPAN=1>31.2</TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left">Certification pursuant to Rule 13a-14(a)/15d-14(a), as adopted pursuant to section 302 of the Sarbanes-Oxley Act of 2002.</TD>

</TR>

<TR STYLE="vertical-align: top">

          <TD STYLE="text-align: center" ROWSPAN=1 COLSPAN=1>32.1</TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left">Certification pursuant to 18 U.S.C. section 1350, as adopted pursuant to section 906 of the Sarbanes-Oxley Act of 2002.</TD>

</TR>

<TR STYLE="vertical-align: top">

          <TD STYLE="text-align: center" ROWSPAN=1 COLSPAN=1>32.2</TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left">Certification pursuant to 18 U.S.C. section 1350, as adopted pursuant to section 906 of the Sarbanes-Oxley Act of 2002.</TD>

</TR>

<TR STYLE="vertical-align: top">

          <TD STYLE="text-align: center" ROWSPAN=1 COLSPAN=1>101&nbsp;&nbsp;</TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left">The following information from AMERISERV FINANCIAL, INC.&#146;s Quarterly Report on Form 10-Q for the quarter ended September 30, 2014, formatted in XBRL (eTensible Business Reporting Language): (i) Consolidated Balance Sheets (unaudited), (ii) Consolidated Statements of Operations (unaudited), (iii) Consolidated Statements of Comprehensive Income (unaudited), (iv) Consolidated Statements of Cash Flows (unaudited), and (iv) Notes to the Unaudited Consolidated Financial Statements.</TD>

</TR>

</TABLE></DIV>

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<P STYLE="text-align: left; font-family: Times New Roman, Times, Serif; font-size: 8pt; font-style: normal; font-variant: normal; font-weight: bold"><a href="#TOC">TABLE OF CONTENTS</a></P>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. </P>

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          <TD STYLE="padding-left: 10pt; text-indent: -10pt" ROWSPAN=1 COLSPAN=1></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left">AmeriServ Financial, Inc.<BR> Registrant</TD>

</TR>

<TR STYLE="vertical-align: top">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt" ROWSPAN=1 COLSPAN=1>Date: November 7, 2014</TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left">/s/ Glenn L. Wilson<BR><IMG SRC="line.gif" STYLE="width: 100%; height: 1pt"><BR>Glenn L. Wilson<BR> President and Chief Executive Officer</TD>

</TR>

<TR STYLE="vertical-align: top">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt" ROWSPAN=1 COLSPAN=1>Date: November 7, 2014</TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left">/s/ Jeffrey A. Stopko<BR><IMG SRC="line.gif" STYLE="width: 100%; height: 1pt"><BR>Jeffrey A. Stopko<BR> Executive Vice President and Chief Financial Officer</TD>

</TR>

</TABLE></DIV>

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<TYPE>EX-15.1
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<FILENAME>v390956_ex15x1.htm
<DESCRIPTION>EXHIBIT 15.1
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<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Exhibit 15.1 </H2>

<P STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"><B><I><U>REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM</U></I></B></P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Audit Committee<BR>AmeriServ Financial, Inc.</P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">We have reviewed the accompanying consolidated balance sheet of AmeriServ Financial, Inc. and subsidiaries as of September 30, 2014, the related consolidated statements of operations and comprehensive income for the three- and nine-month periods ended September 30, 2014 and 2013, and the related consolidated statements of cash flows for the nine-month periods ended September 30, 2014 and 2013. These consolidated financial statements are the responsibility of AmeriServ Financial, Inc.&#146;s management.</P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">We conducted our reviews in accordance with standards of the Public Company Accounting Oversight Board (United States). A review of interim financial information consists principally of applying analytical procedures to financial data and making inquiries of persons responsible for financial and accounting matters. It is substantially less in scope than an audit conducted in accordance with standards of the Public Company Accounting Oversight Board (United States), the objective of which is the expression of an opinion regarding the financial statements taken as a whole. Accordingly, we do not express such an opinion.</P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Based on our reviews, we are not aware of any material modifications that should be made to the accompanying consolidated financial statements referred to above for them to be in conformity with U.S. generally accepted accounting principles.</P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">We have previously audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States), the consolidated balance sheet of AmeriServ Financial, Inc. and subsidiaries as of December 31, 2013, and the related consolidated statements of operations, comprehensive income, changes in stockholders&#146; equity, and cash flows for the year then ended (not presented herein); and in our report dated February 28, 2014, we expressed an unqualified opinion on those consolidated financial statements. In our opinion, the information set forth in the accompanying consolidated balance sheet as of December
31, 2013, is fairly stated, in all material respects, in relation to the balance sheet from which it has been derived.</P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">/s/ S.R. Snodgrass, P.C.</P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Wexford, Pennsylvania<BR>November 7, 2014</P>

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<TYPE>EX-15.2
<SEQUENCE>3
<FILENAME>v390956_ex15x2.htm
<DESCRIPTION>EXHIBIT 15.2
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<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Exhibit 15.2 </H2>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">November 7, 2014</P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">AmeriServ Financial, Inc.<BR>216 Franklin Street<BR>P.O. Box 520<BR>Johnstown, Pennsylvania 15907-0520</P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">We have reviewed, in accordance with the standards of the Public Company Accounting Oversight Board (United States), the unaudited interim financial information of AmeriServ Financial, Inc. and subsidiaries for the three- and nine-months ended September 30, 2014, as indicated in our report dated November 7, 2014; because we did not perform an audit, we expressed no opinion on that information.</P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">We are aware that our report referred to above, which is included in your Quarterly Report on Form10-Q for the quarter ended September 30, 2014, is incorporated by reference in the following Registration Statements:</P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Registration Statement No. 333-176869 on Form S-8<BR>Registration Statement No. 333-67600 on Form S-8<BR>Registration Statement No. 033-53935 on Form S-8<BR>Registration Statement No. 033-55845 on Form S-8<BR>Registration Statement No. 033-55207 on Form S-8<BR>Registration Statement No. 033-55211 on Form S-8<BR>Registration Statement No. 333-129009 on Form S-3<BR>Registration Statement No. 333-121215 on Form S-3<BR>Registration Statement No. 333-120022 on Form S-3<BR>Registration Statement No. 333-50225 on Form S-3<BR>Registration Statement No. 033-56604 on Form S-3</P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">We are also aware that the aforementioned report, pursuant to Rule 436(c) under the Securities Act of 1933, is not considered a part of the Registration Statement prepared or certified by an accountant or a report prepared or certified by an accountant within the meaning of Sections 7 and 11 of that Act.</P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Sincerely,<BR>/s/ S.R. Snodgrass, P.C.</P>

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<TYPE>EX-31.1
<SEQUENCE>4
<FILENAME>v390956_ex31x1.htm
<DESCRIPTION>EXHIBIT 31.1
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<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Exhibit 31.1 </H2>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">CERTIFICATION OF THE CHIEF EXECUTIVE OFFICER<BR> PURSUANT TO RULES 13a-14 AND 15d-14 OF THE SECURITIES EXCHANGE<BR> ACT OF 1934 AND SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002 </H1>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">I, Glenn L. Wilson, certify that: </P>

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          <TD STYLE="width: 20px; text-align: left">1.</TD>

          <TD STYLE="text-align: left">I have reviewed this quarterly report on Form 10-Q of AmeriServ Financial, Inc. (ASF); </TD>

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          <TD STYLE="width: 20px; text-align: left">2.</TD>

          <TD STYLE="text-align: left">Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report; </TD>

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          <TD STYLE="width: 20px; text-align: left">3.</TD>

          <TD STYLE="text-align: left">Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of ASF as of, and for, the periods presented in this report; </TD>

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          <TD STYLE="width: 1px"></TD>

          <TD STYLE="width: 20px; text-align: left">4.</TD>

          <TD STYLE="text-align: left">ASF&#146;s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for ASF and have: </TD>

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          <TD STYLE="width: 20px; text-align: left">(a)</TD>

          <TD STYLE="text-align: left">Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to ASF, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared; </TD>

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          <TD STYLE="width: 20px; text-align: left">(b)</TD>

          <TD STYLE="text-align: left">Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles; </TD>

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          <TD STYLE="width: 20px; text-align: left">(c)</TD>

          <TD STYLE="text-align: left">Evaluated the effectiveness of ASF&#146;s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and </TD>

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          <TD STYLE="width: 20px; text-align: left">(d)</TD>

          <TD STYLE="text-align: left">Disclosed in this report any change in ASF&#146;s internal control over financial reporting that occurred during ASF&#146;s most recent fiscal quarter (ASF&#146;s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, ASF&#146;s internal control over financial reporting; and </TD>

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          <TD STYLE="width: 1px"></TD>

          <TD STYLE="width: 20px; text-align: left">5.</TD>

          <TD STYLE="text-align: left">ASF&#146;s other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to ASF&#146;s auditors and the audit committee of ASF&#146;s board of directors: </TD>

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          <TD STYLE="width: 20px; text-align: left">(a)</TD>

          <TD STYLE="text-align: left">All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect ASF&#146;s ability to record, process, summarize and report financial information; and </TD>

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          <TD STYLE="width: 20px; text-align: left">(b)</TD>

          <TD STYLE="text-align: left">Any fraud, whether or not material, that involves management or other employees who have a significant role in ASF&#146;s internal control over financial reporting. </TD>

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          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="226"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

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          <TD STYLE="padding-left: 10pt; text-indent: -10pt" ROWSPAN=1 COLSPAN=1>Date: November 7, 2014</TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left">/s/ Glenn L. Wilson<BR><IMG SRC="line.gif" STYLE="width: 100%; height: 1pt"><BR>Glenn L. Wilson<BR> President &amp; CEO</TD>

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<TYPE>EX-31.2
<SEQUENCE>5
<FILENAME>v390956_ex31x2.htm
<DESCRIPTION>EXHIBIT 31.2
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<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Exhibit 31.2 </H2>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">CERTIFICATION OF THE CHIEF FINANCIAL OFFICER<BR> PURSUANT TO RULES 13a-14 AND 15d-14 OF THE SECURITIES EXCHANGE<BR> ACT OF 1934 AND SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002 </H1>

<P STYLE="text-indent:20px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">I, Jeffrey A. Stopko, certify that: </P>

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          <TD STYLE="width: 20px; text-align: left">1.</TD>

          <TD STYLE="text-align: left">I have reviewed this quarterly report on Form 10-Q of AmeriServ Financial, Inc. (ASF); </TD>

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          <TD STYLE="width: 20px; text-align: left">2.</TD>

          <TD STYLE="text-align: left">Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report; </TD>

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<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 1px"></TD>

          <TD STYLE="width: 20px; text-align: left">3.</TD>

          <TD STYLE="text-align: left">Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of ASF as of, and for, the periods presented in this report; </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 1px"></TD>

          <TD STYLE="width: 20px; text-align: left">4.</TD>

          <TD STYLE="text-align: left">ASF&#146;s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for ASF and have: </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 20px; text-align: left">(a)</TD>

          <TD STYLE="text-align: left">Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to ASF, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared; </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 20px; text-align: left">(b)</TD>

          <TD STYLE="text-align: left">Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles; </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 20px; text-align: left">(c)</TD>

          <TD STYLE="text-align: left">Evaluated the effectiveness of ASF&#146;s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 20px; text-align: left">(d)</TD>

          <TD STYLE="text-align: left">Disclosed in this report any change in ASF&#146;s internal control over financial reporting that occurred during ASF&#146;s most recent fiscal quarter (ASF&#146;s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, ASF&#146;s internal control over financial reporting; and </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 1px"></TD>

          <TD STYLE="width: 20px; text-align: left">5.</TD>

          <TD STYLE="text-align: left">ASF&#146;s other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to ASF&#146;s auditors and the audit committee of ASF&#146;s board of directors: </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 20px; text-align: left">(a)</TD>

          <TD STYLE="text-align: left">All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect ASF&#146;s ability to record, process, summarize and report financial information; and </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 20px; text-align: left">(b)</TD>

          <TD STYLE="text-align: left">Any fraud, whether or not material, that involves management or other employees who have a significant role in ASF&#146;s internal control over financial reporting. </TD>

</TR>

</TABLE>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt"></P>

<DIV style="text-align: center"><TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="554" STYLE="vertical-align: text-top; text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: -15pt; *margin-top: -20pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="226"></TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none"><!-- GUTTER -->&nbsp;</TD>

          <TD><IMG HEIGHT="1" SRC="spacer.gif" WIDTH="312"></TD>

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<TR STYLE="vertical-align: top">

          <TD STYLE="padding-left: 10pt; text-indent: -10pt" ROWSPAN=1 COLSPAN=1>Date: November 7, 2014</TD>

          <TD STYLE="width: 12px; vertical-align: bottom; text-align: center; border-bottom: none" ROWSPAN=1><!-- GUTTER -->&nbsp;</TD>

          <TD ROWSPAN=1 COLSPAN=1 STYLE="text-align: left">/s/ Jeffrey A. Stopko<BR><IMG SRC="line.gif" STYLE="width: 100%; height: 1pt"><BR>Jeffrey A. Stopko<BR> Executive Vice President &amp; CFO</TD>

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<DOCUMENT>
<TYPE>EX-32.1
<SEQUENCE>6
<FILENAME>v390956_ex32x1.htm
<DESCRIPTION>EXHIBIT 32.1
<TEXT>
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<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Exhibit 32.1 </H2>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350<BR> AS ADOPTED PURSUANT TO<BR> SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 </H1>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">In connection with the Quarterly Report of AmeriServ Financial, Inc. (the &#147;Company&#148;) on Form 10-Q for the period ended September 30, 2014, as filed with the Securities and Exchange Commission on the date hereof (the &#147;Report&#148;), I, Glenn L. Wilson, President and Chief Executive Officer of the Company, certify, pursuant to 18 U.S.C. ss. 1350, as adopted pursuant to ss. 906 of the Sarbanes-Oxley Act of 2002, that: </P>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 20px; text-align: left">1).</TD>

          <TD STYLE="text-align: left">The Report fully complies with the requirements of section 13(a) or 15 (d) of the Securities Exchange Act of 1934; and </TD>

</TR>

</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 20px; text-align: left">2).</TD>

          <TD STYLE="text-align: left">The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company. </TD>

</TR>

</TABLE>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">/s/ Glenn L. Wilson<BR> <IMG SRC="line.gif" STYLE="width: 216px; height: 1pt"><BR> Glenn L. Wilson<BR> President and<BR> Chief Executive Officer </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">November 7, 2014 </P>

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<TYPE>EX-32.2
<SEQUENCE>7
<FILENAME>v390956_ex32x2.htm
<DESCRIPTION>EXHIBIT 32.2
<TEXT>
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<DIV STYLE="width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left:6pt; margin-top:6pt; margin-right: 0pt; margin-left:0pt; margin-bottom:6pt" ALIGN="CENTER">

<H2 STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">Exhibit 32.2 </H2>

<H1 STYLE="text-indent:0pt; text-align: center; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: bold; text-transform: none; padding-top: 9pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350<BR> AS ADOPTED PURSUANT TO<BR> SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 </H1>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">In connection with the Quarterly Report of AmeriServ Financial, Inc. (the &#147;Company&#148;) on Form 10-Q for the period ended September 30, 2014, as filed with the Securities and Exchange Commission on the date hereof (the &#147;Report&#148;), I, Jeffrey A. Stopko, Executive Vice President and Chief Financial Officer of the Company, certify, pursuant to 18 U.S.C. ss. 1350, as adopted pursuant to ss. 906 of the Sarbanes-Oxley Act of 2002, that: </P>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

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          <TD STYLE="width: 20px; text-align: left">1).</TD>

          <TD STYLE="text-align: left">The Report fully complies with the requirements of section 13(a) or 15 (d) of the Securities Exchange Act of 1934; and </TD>

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</TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" STYLE="text-indent:0px; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 0pt; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">

<TR STYLE="font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left">

          <TD STYLE="width: 21px"></TD>

          <TD STYLE="width: 20px; text-align: left">2).</TD>

          <TD STYLE="text-align: left">The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company. </TD>

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</TABLE>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">/s/ Jeffrey A. Stopko<BR> <IMG SRC="line.gif" STYLE="width: 216px; height: 1pt"><BR> Jeffrey A. Stopko<BR> Executive Vice President and<BR> Chief Financial Officer </P>

<P STYLE="text-indent:0pt; text-align: left; font-family: Times New Roman, Times, Serif; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt">November 7, 2014 </P>

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  <us-gaap:PaymentsOfDividendsPreferredStockAndPreferenceStock id="Tag367" contextRef="D2014_9M" unitRef="USD" decimals="-3">158000</us-gaap:PaymentsOfDividendsPreferredStockAndPreferenceStock>
  <us-gaap:PaymentsOfDividendsPreferredStockAndPreferenceStock id="Tag368" contextRef="D2013_9M_54" unitRef="USD" decimals="-3">157000</us-gaap:PaymentsOfDividendsPreferredStockAndPreferenceStock>
  <us-gaap:NetCashProvidedByUsedInFinancingActivitiesContinuingOperations id="Tag369" contextRef="D2014_9M" unitRef="USD" decimals="-3">13990000</us-gaap:NetCashProvidedByUsedInFinancingActivitiesContinuingOperations>
  <us-gaap:NetCashProvidedByUsedInFinancingActivitiesContinuingOperations id="Tag370" contextRef="D2013_9M_54" unitRef="USD" decimals="-3">38141000</us-gaap:NetCashProvidedByUsedInFinancingActivitiesContinuingOperations>
  <us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease id="Tag371" contextRef="D2014_9M" unitRef="USD" decimals="-3">-6584000</us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease>
  <us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease id="Tag372" contextRef="D2013_9M_54" unitRef="USD" decimals="-3">1882000</us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease>
  <us-gaap:CashAndCashEquivalentsAtCarryingValue id="Tag373" contextRef="I20121231" unitRef="USD" decimals="-3">26820000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
  <us-gaap:CashAndCashEquivalentsAtCarryingValue id="Tag374" contextRef="I20130930" unitRef="USD" decimals="-3">28702000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
  <us-gaap:OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock id="Tag375" contextRef="D2014_9M">&lt;div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';"&gt;
&lt;h2 style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;&lt;strong&gt;&lt;font&gt;1&lt;/font&gt;. Principles of Consolidation&lt;/strong&gt;&lt;/h2&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;The accompanying consolidated financial statements include the accounts of AmeriServ Financial, Inc. (the Company) and its wholly-owned subsidiaries, AmeriServ Financial Bank (the Bank), AmeriServ Trust and Financial Services Company (the Trust Company), and AmeriServ Life Insurance Company (AmeriServ Life). The Bank is a Pennsylvania state-chartered full service bank with &lt;font&gt;17&lt;/font&gt; locations in Pennsylvania. The Trust Company offers a complete range of trust and financial services and administers assets valued at $&lt;font&gt;1.8&lt;/font&gt; billion that are not reported on the Company's balance sheet at September 30, 2014. AmeriServ Life is a captive insurance company that engages in underwriting as a reinsurer of credit life and disability insurance.&lt;/p&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;In addition, the Parent Company is an administrative group that provides support in such areas as audit, finance, investments, loan review, general services, and marketing. Significant intercompany accounts and transactions have been eliminated in preparing the consolidated financial statements.&lt;/p&gt;
&lt;/div&gt;</us-gaap:OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock>
  <asrv:NumberOfLocation id="Tag376" contextRef="I20140930" unitRef="Pure" decimals="0">17</asrv:NumberOfLocation>
  <us-gaap:AssetsHeldInTrust id="Tag377" contextRef="I20140930" unitRef="USD" decimals="-8">1800000000</us-gaap:AssetsHeldInTrust>
  <us-gaap:BasisOfAccounting id="Tag378" contextRef="D2014_9M">&lt;div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';"&gt;
&lt;h2 style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;&lt;strong&gt;&lt;font&gt;2&lt;/font&gt;. Basis of Preparation&lt;/strong&gt;&lt;/h2&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;The unaudited consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information. In the opinion of management, all adjustments consisting of normal recurring entries considered necessary for a fair presentation have been included. They are not, however, necessarily indicative of the results of consolidated operations for a full-year.&lt;/p&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;For further information, refer to the consolidated financial statements and accompanying notes included in the Company's Annual Report on Form 10-K for the year ended December 31, 2013.&lt;/p&gt;
&lt;/div&gt;</us-gaap:BasisOfAccounting>
  <us-gaap:IncomeTaxesPaid id="Tag379" contextRef="D2014_9M" unitRef="USD" decimals="-5">1100000</us-gaap:IncomeTaxesPaid>
  <us-gaap:IncomeTaxesPaid id="Tag380" contextRef="D2013_9M_54" unitRef="USD" decimals="0">86000</us-gaap:IncomeTaxesPaid>
  <us-gaap:InterestPaid id="Tag381" contextRef="D2014_9M" unitRef="USD" decimals="0">4958000</us-gaap:InterestPaid>
  <us-gaap:InterestPaid id="Tag382" contextRef="D2013_9M_54" unitRef="USD" decimals="0">5291000</us-gaap:InterestPaid>
  <us-gaap:TransferOfOtherRealEstate id="Tag383" contextRef="D2014_9M" unitRef="USD" decimals="0">455000</us-gaap:TransferOfOtherRealEstate>
  <us-gaap:TransferOfOtherRealEstate id="Tag384" contextRef="D2013_9M_54" unitRef="USD" decimals="0">593000</us-gaap:TransferOfOtherRealEstate>
  <us-gaap:CashFlowSupplementalDisclosuresTextBlock id="Tag385" contextRef="D2014_9M">&lt;div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';"&gt;
&lt;h2 style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;&lt;strong&gt;&lt;font&gt;5&lt;/font&gt;. Consolidated Statement of Cash Flows&lt;/strong&gt;&lt;/h2&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;On a consolidated basis, cash and cash equivalents include cash and due from depository institutions, interest-bearing deposits, federal funds sold and short-term investments in money market funds. The Company made $&lt;font&gt;1.1 million&lt;/font&gt; in income tax payments in the first &lt;font&gt;nine&lt;/font&gt; months of &lt;font&gt;2014&lt;/font&gt; as compared to $&lt;font&gt;86,000&lt;/font&gt; for the first &lt;font&gt;nine&lt;/font&gt; months of &lt;font&gt;2013&lt;/font&gt;. The Company made total interest payments of $&lt;font&gt;4,958,000&lt;/font&gt; in the first &lt;font&gt;nine&lt;/font&gt; months of &lt;font&gt;2014&lt;/font&gt; compared to $&lt;font&gt;5,291,000&lt;/font&gt; in the same &lt;font&gt;2013&lt;/font&gt; period. The Company had $&lt;font&gt;455,000&lt;/font&gt; non-cash transfers to other real estate owned (OREO) in the first &lt;font&gt;nine&lt;/font&gt; months of &lt;font&gt;2014&lt;/font&gt; compared to $&lt;font&gt;593,000&lt;/font&gt; in the same &lt;font&gt;2013&lt;/font&gt; period.&lt;/p&gt;
&lt;/div&gt;</us-gaap:CashFlowSupplementalDisclosuresTextBlock>
  <us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock id="Tag386" contextRef="D2014_9M">&lt;div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';"&gt;
&lt;h2 style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;&lt;strong&gt;7. Loans&lt;/strong&gt;&lt;/h2&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;The loan portfolio of the Company consists of the following (in thousands):&lt;/p&gt;

&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;div&gt;

&lt;table cellpadding="0" cellspacing="0" style=" font-weight: normal; vertical-align: bottom; font-variant: normal; *margin-top: -20pt; text-indent: 0px; text-transform: none; font-style: normal; width: 65%; font-family : Times New Roman; text-align: left; font-size: 10pt;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;September 30,&lt;br/&gt;
2014&lt;/p&gt;
&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;December 31, 2013&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td colspan="1" rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 67%;"&gt;Commercial&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; width: 12%; text-align: right;"&gt;&lt;font&gt;134,352&lt;/font&gt;&lt;/td&gt;
&lt;td style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 1%; text-align: left; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; vertical-align: bottom; width: 1%; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; width: 20%; text-align: right;"&gt;&lt;font&gt;120,102&lt;/font&gt;&lt;/td&gt;
&lt;td style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 1%; text-align: left; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Commercial loans secured by real estate&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;404,243&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;411,691&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Real estate-mortgage&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;257,567&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;235,689&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; padding: 0px;"&gt;Consumer&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;17,761&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;15,864&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; padding: 0px;"&gt;Loans, net of unearned income&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: #000000 1pt solid; border-color: #000000; padding: 0px; padding-right: 10px; border-bottom: #000000 2.80pt double;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: #000000 1pt solid; border-color: #000000; padding: 0px; border-bottom: #000000 2.80pt double;"&gt;&lt;font&gt;813,923&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: #000000 1pt solid; border-color: #000000; padding: 0px; padding-right: 10px; border-bottom: #000000 2.80pt double;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: #000000 1pt solid; border-color: #000000; padding: 0px; border-bottom: #000000 2.80pt double;"&gt;&lt;font&gt;783,346&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;

&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;Loan balances at September 30, 2014 and December 31, 2013 are net of unearned income of $&lt;font&gt;554,000&lt;/font&gt; and $&lt;font&gt;581,000&lt;/font&gt;, respectively. Real estate-construction loans comprised &lt;font&gt;3.5&lt;/font&gt;% and &lt;font&gt;3.0&lt;/font&gt;% of total loans, net of unearned income at September 30, 2014 and December 31, 2013, respectively.&lt;/p&gt;
&lt;/div&gt;</us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock>
  <us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock id="Tag387" contextRef="D2014_9M">&lt;div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';"&gt;
&lt;table cellpadding="0" cellspacing="0" style=" font-weight: normal; vertical-align: bottom; font-variant: normal; *margin-top: -20pt; text-indent: 0px; text-transform: none; font-style: normal; width: 65%; font-family : Times New Roman; text-align: left; font-size: 10pt;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;September 30,&lt;br/&gt;
2014&lt;/p&gt;
&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;December 31, 2013&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td colspan="1" rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 67%;"&gt;Commercial&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; width: 12%; text-align: right;"&gt;&lt;font&gt;134,352&lt;/font&gt;&lt;/td&gt;
&lt;td style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 1%; text-align: left; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; vertical-align: bottom; width: 1%; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; width: 20%; text-align: right;"&gt;&lt;font&gt;120,102&lt;/font&gt;&lt;/td&gt;
&lt;td style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 1%; text-align: left; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Commercial loans secured by real estate&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;404,243&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;411,691&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Real estate-mortgage&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;257,567&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;235,689&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; padding: 0px;"&gt;Consumer&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;17,761&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;15,864&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; padding: 0px;"&gt;Loans, net of unearned income&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: #000000 1pt solid; border-color: #000000; padding: 0px; padding-right: 10px; border-bottom: #000000 2.80pt double;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: #000000 1pt solid; border-color: #000000; padding: 0px; border-bottom: #000000 2.80pt double;"&gt;&lt;font&gt;813,923&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: #000000 1pt solid; border-color: #000000; padding: 0px; padding-right: 10px; border-bottom: #000000 2.80pt double;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: #000000 1pt solid; border-color: #000000; padding: 0px; border-bottom: #000000 2.80pt double;"&gt;&lt;font&gt;783,346&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;</us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock>
  <us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome id="Tag388" contextRef="I20140930_CommercialLoanMember" unitRef="USD" decimals="-3">134352000</us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome>
  <us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome id="Tag389" contextRef="I20131231_CommercialLoanMember" unitRef="USD" decimals="-3">120102000</us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome>
  <us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome id="Tag390" contextRef="I20140930_CommercialRealEstateMember" unitRef="USD" decimals="-3">404243000</us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome>
  <us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome id="Tag391" contextRef="I20131231_CommercialRealEstateMember" unitRef="USD" decimals="-3">411691000</us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome>
  <us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome id="Tag392" contextRef="I20140930_MortgageLoansOnRealEstateMember" unitRef="USD" decimals="-3">257567000</us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome>
  <us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome id="Tag393" contextRef="I20131231_MortgageLoansOnRealEstateMember" unitRef="USD" decimals="-3">235689000</us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome>
  <us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome id="Tag394" contextRef="I20140930_ConsumerLoanMember" unitRef="USD" decimals="-3">17761000</us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome>
  <us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome id="Tag395" contextRef="I20131231_ConsumerLoanMember" unitRef="USD" decimals="-3">15864000</us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome>
  <us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome id="Tag396" contextRef="I20140930" unitRef="USD" decimals="-3">813923000</us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome>
  <us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome id="Tag397" contextRef="I20131231" unitRef="USD" decimals="-3">783346000</us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome>
  <asrv:RealEstateConstructionLoansPercentage id="Tag398" contextRef="I20140930" unitRef="Pure" decimals="3">0.035</asrv:RealEstateConstructionLoansPercentage>
  <asrv:RealEstateConstructionLoansPercentage id="Tag399" contextRef="I20131231" unitRef="Pure" decimals="3">0.030</asrv:RealEstateConstructionLoansPercentage>
  <us-gaap:AssetsSoldUnderAgreementsToRepurchaseCarryingAmounts id="Tag400" contextRef="I20140930" unitRef="USD" decimals="-3">26438000</us-gaap:AssetsSoldUnderAgreementsToRepurchaseCarryingAmounts>
  <asrv:FederalHomeLoanBankOpenRepoPlusMaturitiesSummaryAverageInterestRateOvernightFromBalanceSheetDate id="Tag401" contextRef="I20140930" unitRef="Pure" decimals="4">0.0026</asrv:FederalHomeLoanBankOpenRepoPlusMaturitiesSummaryAverageInterestRateOvernightFromBalanceSheetDate>
  <us-gaap:AdvancesFromFederalHomeLoanBanks id="Tag402" contextRef="I20140930" unitRef="USD" decimals="-3">63438000</us-gaap:AdvancesFromFederalHomeLoanBanks>
  <asrv:FederalHomeLoanBankWeightedAverageInterestRate id="Tag403" contextRef="I20140930" unitRef="Pure" decimals="4">0.0071</asrv:FederalHomeLoanBankWeightedAverageInterestRate>
  <us-gaap:AssetsSoldUnderAgreementsToRepurchaseCarryingAmounts id="Tag404" contextRef="I20131231" unitRef="USD" decimals="-3">41555000</us-gaap:AssetsSoldUnderAgreementsToRepurchaseCarryingAmounts>
  <asrv:FederalHomeLoanBankOpenRepoPlusMaturitiesSummaryAverageInterestRateOvernightFromBalanceSheetDate id="Tag405" contextRef="I20131231" unitRef="Pure" decimals="4">0.0025</asrv:FederalHomeLoanBankOpenRepoPlusMaturitiesSummaryAverageInterestRateOvernightFromBalanceSheetDate>
  <us-gaap:AdvancesFromFederalHomeLoanBanks id="Tag406" contextRef="I20131231" unitRef="USD" decimals="-3">66555000</us-gaap:AdvancesFromFederalHomeLoanBanks>
  <asrv:FederalHomeLoanBankWeightedAverageInterestRate id="Tag407" contextRef="I20131231" unitRef="Pure" decimals="4">0.0049</asrv:FederalHomeLoanBankWeightedAverageInterestRate>
  <us-gaap:FederalHomeLoanBankAdvancesDisclosureTextBlock id="Tag408" contextRef="D2014_9M">&lt;div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';"&gt;
&lt;div&gt;
&lt;h2 style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;&lt;strong&gt;&lt;font&gt;10&lt;/font&gt;. Federal Home Loan Bank Borrowings&lt;/strong&gt;&lt;/h2&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;Total Federal Home Loan Bank (FHLB) borrowings and advances consist of the following (in thousands, except percentages):&lt;/p&gt;

&lt;div&gt;


&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="11" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;At &lt;/strong&gt;September 30, 2014&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Type&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Maturing&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Amount&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Weighted Average Rate&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Open Repo Plus&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Overnight&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;26,438&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;0.26&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;%&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Advances&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;2015&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;4,000&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;0.52&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;2016&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;12,000&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;0.81&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;2017&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;12,000&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;1.06&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;2018&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;9,000&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;1.54&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;Total advances&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;37,000&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;1.04&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;Total FHLB borrowings&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;63,438&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;0.71&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;%&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;&amp;#160;&lt;/p&gt;



&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="11" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;At &lt;/strong&gt;December 31, 2013&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Type&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Maturing&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Amount&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Weighted Average Rate&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Open Repo Plus&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Overnight&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;41,555&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;0.25&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;%&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Advances&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;2015&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;4,000&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;0.52&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;2016&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;12,000&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;0.81&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;2017&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;7,000&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;1.07&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;2018&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;2,000&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;1.47&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;Total advances&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;25,000&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;0.89&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;Total FHLB borrowings&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;66,555&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;0.49&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;%&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;The rate on Open Repo Plus advances can change daily, while the rates on the advances are fixed until the maturity of the advance.&lt;/p&gt;
&lt;/div&gt;
&lt;/div&gt;</us-gaap:FederalHomeLoanBankAdvancesDisclosureTextBlock>
  <us-gaap:ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTextBlock id="Tag409" contextRef="D2014_9M">&lt;div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';"&gt;


&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="11" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;At &lt;/strong&gt;September 30, 2014&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Type&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Maturing&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Amount&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Weighted Average Rate&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Open Repo Plus&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Overnight&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;26,438&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;0.26&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;%&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Advances&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;2015&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;4,000&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;0.52&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;2016&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;12,000&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;0.81&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;2017&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;12,000&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;1.06&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;2018&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;9,000&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;1.54&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;Total advances&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;37,000&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;1.04&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;Total FHLB borrowings&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;63,438&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;0.71&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;%&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;&amp;#160;&lt;/p&gt;



&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="11" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;At &lt;/strong&gt;December 31, 2013&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Type&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Maturing&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Amount&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Weighted Average Rate&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Open Repo Plus&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Overnight&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;41,555&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;0.25&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;%&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Advances&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;2015&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;4,000&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;0.52&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;2016&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;12,000&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;0.81&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;2017&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;7,000&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;1.07&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;2018&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;2,000&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;1.47&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;Total advances&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;25,000&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;0.89&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;Total FHLB borrowings&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;66,555&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;0.49&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;%&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;</us-gaap:ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTextBlock>
  <us-gaap:FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate id="Tag410" contextRef="I20140930" unitRef="USD" decimals="-3">4000000</us-gaap:FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate>
  <us-gaap:FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate id="Tag411" contextRef="I20131231" unitRef="USD" decimals="-3">4000000</us-gaap:FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate>
  <us-gaap:FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromTwoToThreeYearsOfBalanceSheetDate id="Tag412" contextRef="I20140930" unitRef="USD" decimals="-3">12000000</us-gaap:FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromTwoToThreeYearsOfBalanceSheetDate>
  <us-gaap:FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromTwoToThreeYearsOfBalanceSheetDate id="Tag413" contextRef="I20131231" unitRef="USD" decimals="-3">12000000</us-gaap:FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromTwoToThreeYearsOfBalanceSheetDate>
  <us-gaap:FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromThreeToFourYearsOfBalanceSheetDate id="Tag414" contextRef="I20131231" unitRef="USD" decimals="-3">7000000</us-gaap:FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromThreeToFourYearsOfBalanceSheetDate>
  <us-gaap:FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromFourToFiveYearsOfBalanceSheetDate id="Tag415" contextRef="I20131231" unitRef="USD" decimals="-3">2000000</us-gaap:FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromFourToFiveYearsOfBalanceSheetDate>
  <us-gaap:FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateOneToTwoYearsFromBalanceSheetDate id="Tag416" contextRef="I20140930" unitRef="Pure" decimals="4">0.0052</us-gaap:FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateOneToTwoYearsFromBalanceSheetDate>
  <us-gaap:FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateOneToTwoYearsFromBalanceSheetDate id="Tag417" contextRef="I20131231" unitRef="Pure" decimals="4">0.0052</us-gaap:FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateOneToTwoYearsFromBalanceSheetDate>
  <us-gaap:FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateTwoToThreeYearsFromBalanceSheetDate id="Tag418" contextRef="I20140930" unitRef="Pure" decimals="4">0.0081</us-gaap:FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateTwoToThreeYearsFromBalanceSheetDate>
  <us-gaap:FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateTwoToThreeYearsFromBalanceSheetDate id="Tag419" contextRef="I20131231" unitRef="Pure" decimals="4">0.0081</us-gaap:FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateTwoToThreeYearsFromBalanceSheetDate>
  <us-gaap:FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateThreeToFourYearsFromBalanceSheetDate id="Tag420" contextRef="I20131231" unitRef="Pure" decimals="4">0.0107</us-gaap:FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateThreeToFourYearsFromBalanceSheetDate>
  <us-gaap:FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateFourToFiveYearsFromBalanceSheetDate id="Tag421" contextRef="I20131231" unitRef="Pure" decimals="4">0.0147</us-gaap:FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateFourToFiveYearsFromBalanceSheetDate>
  <us-gaap:FederalHomeLoanBankAdvancesBranchOfFHLBBankWeightedAverageInterestRate id="Tag422" contextRef="I20131231" unitRef="Pure" decimals="4">0.0089</us-gaap:FederalHomeLoanBankAdvancesBranchOfFHLBBankWeightedAverageInterestRate>
  <us-gaap:FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromThreeToFourYearsOfBalanceSheetDate id="Tag423" contextRef="I20140930" unitRef="USD" decimals="-3">12000000</us-gaap:FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromThreeToFourYearsOfBalanceSheetDate>
  <us-gaap:FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromFourToFiveYearsOfBalanceSheetDate id="Tag424" contextRef="I20140930" unitRef="USD" decimals="-3">9000000</us-gaap:FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromFourToFiveYearsOfBalanceSheetDate>
  <us-gaap:FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateThreeToFourYearsFromBalanceSheetDate id="Tag425" contextRef="I20140930" unitRef="Pure" decimals="4">0.0106</us-gaap:FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateThreeToFourYearsFromBalanceSheetDate>
  <us-gaap:FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateFourToFiveYearsFromBalanceSheetDate id="Tag426" contextRef="I20140930" unitRef="Pure" decimals="4">0.0154</us-gaap:FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateFourToFiveYearsFromBalanceSheetDate>
  <us-gaap:FederalHomeLoanBankAdvancesBranchOfFHLBBankWeightedAverageInterestRate id="Tag427" contextRef="I20140930" unitRef="Pure" decimals="4">0.0104</us-gaap:FederalHomeLoanBankAdvancesBranchOfFHLBBankWeightedAverageInterestRate>
  <us-gaap:DefinedBenefitPlanAmortizationOfTransitionObligationsAssets id="Tag428" contextRef="D2013_3M" unitRef="USD" decimals="-3">-2000</us-gaap:DefinedBenefitPlanAmortizationOfTransitionObligationsAssets>
  <us-gaap:DefinedBenefitPlanAmortizationOfTransitionObligationsAssets id="Tag429" contextRef="D2014_9M" unitRef="USD" xsi:nil="true" />
  <us-gaap:DefinedBenefitPlanAmortizationOfTransitionObligationsAssets id="Tag430" contextRef="D2013_9M_54" unitRef="USD" decimals="-3">-6000</us-gaap:DefinedBenefitPlanAmortizationOfTransitionObligationsAssets>
  <us-gaap:CommitmentsAndContingenciesDisclosureTextBlock id="Tag431" contextRef="D2014_9M">&lt;div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';"&gt;
&lt;div&gt;
&lt;div align="center" style=" width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;"&gt;
&lt;h2 style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;&lt;strong&gt;&lt;font&gt;15&lt;/font&gt;. Commitments and Contingent Liabilities&lt;/strong&gt;&lt;/h2&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;The Company had various outstanding commitments to extend credit approximating $&lt;font&gt;172.1&lt;/font&gt; million and standby letters of credit of $&lt;font&gt;12.1&lt;/font&gt; million as of September 30, 2014. The Company's exposure to credit loss in the event of nonperformance by the other party to these commitments to extend credit and standby letters of credit is represented by their contractual amounts. The Bank uses the same credit and collateral policies in making commitments and conditional obligations as for all other lending.&lt;/p&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;Additionally, the Company is also subject to a number of asserted and unasserted potential claims encountered in the normal course of business. In the opinion of the Company, neither the resolution of these claims nor the funding of these credit commitments will have a material adverse effect on the Company's consolidated financial position, results of operation or cash flows.&lt;/p&gt;
&lt;/div&gt;



&lt;p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;&amp;#160;&lt;/p&gt;
&lt;/div&gt;
&lt;/div&gt;</us-gaap:CommitmentsAndContingenciesDisclosureTextBlock>
  <us-gaap:CommitmentsAndContingencies id="Tag432" contextRef="I20140930_CommitmentsToExtendCreditMember" unitRef="USD" decimals="-5">172100000</us-gaap:CommitmentsAndContingencies>
  <us-gaap:CommitmentsAndContingencies id="Tag433" contextRef="I20140930_StandbyLettersOfCreditMember" unitRef="USD" decimals="-5">12100000</us-gaap:CommitmentsAndContingencies>
  <us-gaap:PensionAndOtherPostretirementBenefitsDisclosureTextBlock id="Tag434" contextRef="D2014_9M">&lt;div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';"&gt;
&lt;div&gt;
&lt;h2 style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;&lt;strong&gt;&lt;font&gt;16&lt;/font&gt;. Pension Benefits&lt;/strong&gt;&lt;/h2&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;The Company has a noncontributory defined benefit pension plan covering certain employees who work at least &lt;font&gt;1,000&lt;/font&gt; hours per year. The participants shall have a vested interest in their accrued benefit after &lt;font&gt;five&lt;/font&gt; full years of service. The benefits of the plan are based upon the employee's years of service and average annual earnings for the highest &lt;font&gt;five&lt;/font&gt; consecutive calendar years during the final &lt;font&gt;ten&lt;/font&gt; year period of employment. Plan assets are primarily debt securities (including US Treasury and Agency securities, corporate notes and bonds), listed common stocks (including shares of AmeriServ Financial, Inc. common stock which is limited to &lt;font&gt;10&lt;/font&gt;% of the plan's assets), mutual funds, and short-term cash equivalent instruments. The net periodic pension cost for the three and nine months ended September 30, 2014 and &lt;font&gt;2013&lt;/font&gt; were as follows (in thousands):&lt;br/&gt;
&amp;#160;&lt;/p&gt;

&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;div&gt;

&lt;table cellspacing="0" cellpadding="0" style=" font-variant: normal; *margin-top: -20pt; width: 80%; text-align: left; text-indent: 0px; text-transform: none; vertical-align: bottom; font-family : Times New Roman; font-style: normal; font-size: 10pt; font-weight: normal;"&gt;
&lt;tr&gt;
&lt;td style=" vertical-align: top; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3" style=" vertical-align: top; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3" style=" vertical-align: top; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3" style=" vertical-align: top; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3" style=" vertical-align: top; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;Three months ended September 30,&lt;/p&gt;
&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;Nine months ended September 30,&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;&lt;font&gt;2014&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;&lt;font&gt;2013&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;&lt;font&gt;2014&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;&lt;font&gt;2013&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 0pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Components of net periodic benefit cost&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 2pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding-top: 0px; padding-left: 10px;"&gt;Service cost&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;430&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;453&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;1,290&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;1,359&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 2pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding-top: 0px; padding-left: 10px;"&gt;Interest cost&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;331&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;291&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;993&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;873&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 2pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding-top: 0px; padding-left: 10px;"&gt;Expected return on plan assets&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(498&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(440&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(1,494&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(1,320&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 2pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding-top: 0px; padding-left: 10px;"&gt;Amortization of prior year service cost&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(5&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(5&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(15&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(15&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 2pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding-top: 0px; padding-left: 10px;"&gt;Amortization of transition asset&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(2&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(6&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 2pt; vertical-align: bottom; padding-top: 0px; padding-left: 10px;"&gt;Recognized net actuarial loss&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;272&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;341&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;816&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;1,023&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 3pt; vertical-align: bottom; padding-top: 0px; padding-left: 20px;"&gt;Net periodic pension cost&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;530&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;638&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;1,590&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;1,914&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;

&lt;div style=" display: block; text-indent: 0pt;"&gt;&lt;br/&gt;
&lt;/div&gt;

&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;The Company implemented a soft freeze of its defined benefit pension plan to provide that non-union employees hired on or after January 1, 2013 and union employees hired on or after January 1, 2014 are not eligible to participate in the pension plan. Instead, such employees are eligible to participate in a qualified &lt;font&gt;401&lt;/font&gt;(k) plan. This change was made to help reduce pension costs in future periods.&lt;/p&gt;
&lt;/div&gt;
&lt;/div&gt;</us-gaap:PensionAndOtherPostretirementBenefitsDisclosureTextBlock>
  <us-gaap:ScheduleOfNetBenefitCostsTableTextBlock id="Tag435" contextRef="D2014_9M">&lt;div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';"&gt;
&lt;table cellspacing="0" cellpadding="0" style=" font-variant: normal; *margin-top: -20pt; width: 80%; text-align: left; text-indent: 0px; text-transform: none; vertical-align: bottom; font-family : Times New Roman; font-style: normal; font-size: 10pt; font-weight: normal;"&gt;
&lt;tr&gt;
&lt;td style=" vertical-align: top; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3" style=" vertical-align: top; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3" style=" vertical-align: top; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3" style=" vertical-align: top; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3" style=" vertical-align: top; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;Three months ended September 30,&lt;/p&gt;
&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;Nine months ended September 30,&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;&lt;font&gt;2014&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;&lt;font&gt;2013&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;&lt;font&gt;2014&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;&lt;font&gt;2013&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 0pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Components of net periodic benefit cost&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 2pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding-top: 0px; padding-left: 10px;"&gt;Service cost&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;430&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;453&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;1,290&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;1,359&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 2pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding-top: 0px; padding-left: 10px;"&gt;Interest cost&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;331&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;291&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;993&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;873&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 2pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding-top: 0px; padding-left: 10px;"&gt;Expected return on plan assets&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(498&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(440&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(1,494&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(1,320&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 2pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding-top: 0px; padding-left: 10px;"&gt;Amortization of prior year service cost&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(5&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(5&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(15&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(15&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 2pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding-top: 0px; padding-left: 10px;"&gt;Amortization of transition asset&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(2&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(6&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 2pt; vertical-align: bottom; padding-top: 0px; padding-left: 10px;"&gt;Recognized net actuarial loss&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;272&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;341&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;816&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;1,023&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 3pt; vertical-align: bottom; padding-top: 0px; padding-left: 20px;"&gt;Net periodic pension cost&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;530&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;638&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;1,590&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;1,914&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;

&lt;div style=" display: block; text-indent: 0pt;"&gt;&lt;br/&gt;
&lt;/div&gt;
&lt;/div&gt;</us-gaap:ScheduleOfNetBenefitCostsTableTextBlock>
  <us-gaap:DefinedBenefitPlanServiceCost id="Tag436" contextRef="D2014_3M" unitRef="USD" decimals="-3">430000</us-gaap:DefinedBenefitPlanServiceCost>
  <us-gaap:DefinedBenefitPlanServiceCost id="Tag437" contextRef="D2013_3M" unitRef="USD" decimals="-3">453000</us-gaap:DefinedBenefitPlanServiceCost>
  <us-gaap:DefinedBenefitPlanServiceCost id="Tag438" contextRef="D2014_9M" unitRef="USD" decimals="-3">1290000</us-gaap:DefinedBenefitPlanServiceCost>
  <us-gaap:DefinedBenefitPlanServiceCost id="Tag439" contextRef="D2013_9M_54" unitRef="USD" decimals="-3">1359000</us-gaap:DefinedBenefitPlanServiceCost>
  <us-gaap:DefinedBenefitPlanInterestCost id="Tag440" contextRef="D2014_3M" unitRef="USD" decimals="-3">331000</us-gaap:DefinedBenefitPlanInterestCost>
  <us-gaap:DefinedBenefitPlanInterestCost id="Tag441" contextRef="D2013_3M" unitRef="USD" decimals="-3">291000</us-gaap:DefinedBenefitPlanInterestCost>
  <us-gaap:DefinedBenefitPlanInterestCost id="Tag442" contextRef="D2014_9M" unitRef="USD" decimals="-3">993000</us-gaap:DefinedBenefitPlanInterestCost>
  <us-gaap:DefinedBenefitPlanInterestCost id="Tag443" contextRef="D2013_9M_54" unitRef="USD" decimals="-3">873000</us-gaap:DefinedBenefitPlanInterestCost>
  <us-gaap:DefinedBenefitPlanExpectedReturnOnPlanAssets id="Tag444" contextRef="D2014_3M" unitRef="USD" decimals="-3">498000</us-gaap:DefinedBenefitPlanExpectedReturnOnPlanAssets>
  <us-gaap:DefinedBenefitPlanExpectedReturnOnPlanAssets id="Tag445" contextRef="D2013_3M" unitRef="USD" decimals="-3">440000</us-gaap:DefinedBenefitPlanExpectedReturnOnPlanAssets>
  <us-gaap:DefinedBenefitPlanExpectedReturnOnPlanAssets id="Tag446" contextRef="D2014_9M" unitRef="USD" decimals="-3">1494000</us-gaap:DefinedBenefitPlanExpectedReturnOnPlanAssets>
  <us-gaap:DefinedBenefitPlanExpectedReturnOnPlanAssets id="Tag447" contextRef="D2013_9M_54" unitRef="USD" decimals="-3">1320000</us-gaap:DefinedBenefitPlanExpectedReturnOnPlanAssets>
  <us-gaap:DefinedBenefitPlanAmortizationOfPriorServiceCostCredit id="Tag448" contextRef="D2014_3M" unitRef="USD" decimals="-3">-5000</us-gaap:DefinedBenefitPlanAmortizationOfPriorServiceCostCredit>
  <us-gaap:DefinedBenefitPlanAmortizationOfPriorServiceCostCredit id="Tag449" contextRef="D2013_3M" unitRef="USD" decimals="-3">-5000</us-gaap:DefinedBenefitPlanAmortizationOfPriorServiceCostCredit>
  <us-gaap:DefinedBenefitPlanAmortizationOfPriorServiceCostCredit id="Tag450" contextRef="D2014_9M" unitRef="USD" decimals="-3">-15000</us-gaap:DefinedBenefitPlanAmortizationOfPriorServiceCostCredit>
  <us-gaap:DefinedBenefitPlanAmortizationOfPriorServiceCostCredit id="Tag451" contextRef="D2013_9M_54" unitRef="USD" decimals="-3">-15000</us-gaap:DefinedBenefitPlanAmortizationOfPriorServiceCostCredit>
  <us-gaap:DefinedBenefitPlanAmortizationOfTransitionObligationsAssets id="Tag452" contextRef="D2014_3M" unitRef="USD" xsi:nil="true" />
  <asrv:RecognizedNetActuarialLoss id="Tag453" contextRef="D2014_3M" unitRef="USD" decimals="-3">-272000</asrv:RecognizedNetActuarialLoss>
  <asrv:RecognizedNetActuarialLoss id="Tag454" contextRef="D2013_3M" unitRef="USD" decimals="-3">-341000</asrv:RecognizedNetActuarialLoss>
  <asrv:RecognizedNetActuarialLoss id="Tag455" contextRef="D2014_9M" unitRef="USD" decimals="-3">-816000</asrv:RecognizedNetActuarialLoss>
  <asrv:RecognizedNetActuarialLoss id="Tag456" contextRef="D2013_9M_54" unitRef="USD" decimals="-3">-1023000</asrv:RecognizedNetActuarialLoss>
  <us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost id="Tag457" contextRef="D2014_3M" unitRef="USD" decimals="-3">530000</us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost>
  <us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost id="Tag458" contextRef="D2013_3M" unitRef="USD" decimals="-3">638000</us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost>
  <us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost id="Tag459" contextRef="D2014_9M" unitRef="USD" decimals="-3">1590000</us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost>
  <us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost id="Tag460" contextRef="D2013_9M_54" unitRef="USD" decimals="-3">1914000</us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost>
  <asrv:NoncontributoryDefinedBenefitPensionPlanLeastWorkHoursPerYear id="Tag461" contextRef="D2014_9M" unitRef="Pure" decimals="0">1000</asrv:NoncontributoryDefinedBenefitPensionPlanLeastWorkHoursPerYear>
  <asrv:ParticipantsVestedInterestAccruedBenefitServicePeriod id="Tag462" contextRef="D2014_9M">P5Y</asrv:ParticipantsVestedInterestAccruedBenefitServicePeriod>
  <asrv:BenefitsPlanBasedOnServiceAndAverageAnnualEarningsForHighestConsecutiveCalendarYears id="Tag463" contextRef="D2014_9M">P5Y</asrv:BenefitsPlanBasedOnServiceAndAverageAnnualEarningsForHighestConsecutiveCalendarYears>
  <asrv:BenefitsPlanBasedOnServiceAndAverageAnnualEarningsForHighestConsecutiveCalendarYearsFromFinalEmploymentPeriodYears id="Tag464" contextRef="D2014_9M">P10Y</asrv:BenefitsPlanBasedOnServiceAndAverageAnnualEarningsForHighestConsecutiveCalendarYearsFromFinalEmploymentPeriodYears>
  <us-gaap:DefinedBenefitPlanTargetPlanAssetAllocations id="Tag465" contextRef="D2014_9M_MaximumMember" unitRef="Pure" decimals="2">0.10</us-gaap:DefinedBenefitPlanTargetPlanAssetAllocations>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment id="Tag466" contextRef="I20140930_ImpairedLoansWithNoSpecificAllowanceMember_CommercialRealEstateMember" unitRef="USD" decimals="-3">380000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment id="Tag467" contextRef="I20140930_ImpairedLoansWithNoSpecificAllowanceMember" unitRef="USD" decimals="-3">380000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment id="Tag468" contextRef="I20131231_ImpairedLoansWithNoSpecificAllowanceMember_CommercialRealEstateMember" unitRef="USD" xsi:nil="true" />
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment id="Tag469" contextRef="I20131231_ImpairedLoansWithNoSpecificAllowanceMember_ConsumerLoanMember" unitRef="USD" xsi:nil="true" />
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment id="Tag470" contextRef="I20131231_ImpairedLoansWithNoSpecificAllowanceMember" unitRef="USD" xsi:nil="true" />
  <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment id="Tag471" contextRef="D2014_3M_ConsumerLoanMember" unitRef="USD" xsi:nil="true" />
  <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment id="Tag472" contextRef="D2014_9M_ConsumerLoanMember" unitRef="USD" xsi:nil="true" />
  <us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod id="Tag473" contextRef="D2013_3M_CommercialRealEstateMember" unitRef="USD" decimals="-3">3000</us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod>
  <us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod id="Tag474" contextRef="D2013_3M" unitRef="USD" decimals="-3">3000</us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod>
  <us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod id="Tag475" contextRef="D2013_9M_CommercialRealEstateMember_1" unitRef="USD" decimals="-3">7000</us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod>
  <us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod id="Tag476" contextRef="D2013_9M_54" unitRef="USD" decimals="-3">8000</us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod>
  <us-gaap:ImpairedFinancingReceivablesTableTextBlock id="Tag477" contextRef="D2014_9M">&lt;div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';"&gt;
&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="19" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;September 30, 2014&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt; &lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Impaired Loans with Specific Allowance&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Impaired Loans with &lt;font&gt;no&lt;/font&gt; Specific Allowance&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Total Impaired Loans&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt; &lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Recorded Investment&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Related Allowance&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Recorded Investment&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Recorded Investment&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Unpaid Principal Balance&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt; &lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;Commercial loans secured by real estate&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;1,064&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;547&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;380&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;1,444&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;1,981&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt; &lt;tr&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;"&gt;Total impaired loans&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;&lt;font&gt;1,064&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;&lt;font&gt;547&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;&lt;font&gt;380&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;&lt;font&gt;1,444&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;&lt;font&gt;1,981&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt; &lt;p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;&amp;#160;&lt;/p&gt; &lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="19" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;December 31, 2013&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt; &lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Impaired Loans with Specific Allowance&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Impaired Loans with &lt;font&gt;no&lt;/font&gt; Specific Allowance&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Total Impaired Loans&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt; &lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Recorded Investment&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Related Allowance&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Recorded Investment&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Recorded Investment&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Unpaid Principal Balance&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt; &lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Commercial loans secured by real estate&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;3,005&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;812&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;3,005&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;3,118&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt; &lt;tr&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;Consumer&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;61&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;1&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;61&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;61&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt; &lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;"&gt;Total impaired loans&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;&lt;font&gt;3,066&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;&lt;font&gt;813&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;&lt;font&gt;3,066&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;&lt;font&gt;3,179&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;</us-gaap:ImpairedFinancingReceivablesTableTextBlock>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment id="Tag478" contextRef="I20140930_ImpairedLoansWithSpecificAllowanceMember_CommercialRealEstateMember" unitRef="USD" decimals="-3">1064000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance id="Tag479" contextRef="I20140930_ImpairedLoansWithSpecificAllowanceMember_CommercialRealEstateMember" unitRef="USD" decimals="-3">547000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment id="Tag480" contextRef="I20140930_CommercialRealEstateMember" unitRef="USD" decimals="-3">1444000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance id="Tag481" contextRef="I20140930_CommercialRealEstateMember" unitRef="USD" decimals="-3">1981000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment id="Tag482" contextRef="I20140930_ImpairedLoansWithSpecificAllowanceMember" unitRef="USD" decimals="-3">1064000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance id="Tag483" contextRef="I20140930_ImpairedLoansWithSpecificAllowanceMember" unitRef="USD" decimals="-3">547000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment id="Tag484" contextRef="I20140930" unitRef="USD" decimals="-3">1444000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance id="Tag485" contextRef="I20140930" unitRef="USD" decimals="-3">1981000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment id="Tag486" contextRef="I20131231_ImpairedLoansWithSpecificAllowanceMember_CommercialRealEstateMember" unitRef="USD" decimals="-3">3005000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance id="Tag487" contextRef="I20131231_ImpairedLoansWithSpecificAllowanceMember_CommercialRealEstateMember" unitRef="USD" decimals="-3">812000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment id="Tag488" contextRef="I20131231_CommercialRealEstateMember" unitRef="USD" decimals="-3">3005000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance id="Tag489" contextRef="I20131231_CommercialRealEstateMember" unitRef="USD" decimals="-3">3118000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment id="Tag490" contextRef="I20131231_ImpairedLoansWithSpecificAllowanceMember_ConsumerLoanMember" unitRef="USD" decimals="-3">61000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance id="Tag491" contextRef="I20131231_ImpairedLoansWithSpecificAllowanceMember_ConsumerLoanMember" unitRef="USD" decimals="-3">1000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment id="Tag492" contextRef="I20131231_ConsumerLoanMember" unitRef="USD" decimals="-3">61000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance id="Tag493" contextRef="I20131231_ConsumerLoanMember" unitRef="USD" decimals="-3">61000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment id="Tag494" contextRef="I20131231_ImpairedLoansWithSpecificAllowanceMember" unitRef="USD" decimals="-3">3066000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance id="Tag495" contextRef="I20131231_ImpairedLoansWithSpecificAllowanceMember" unitRef="USD" decimals="-3">813000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment id="Tag496" contextRef="I20131231" unitRef="USD" decimals="-3">3066000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance id="Tag497" contextRef="I20131231" unitRef="USD" decimals="-3">3179000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment id="Tag498" contextRef="D2014_3M_CommercialRealEstateMember" unitRef="USD" decimals="-3">1897000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment id="Tag499" contextRef="D2013_3M_CommercialRealEstateMember" unitRef="USD" decimals="-3">2170000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment id="Tag500" contextRef="D2014_9M_CommercialRealEstateMember" unitRef="USD" decimals="-3">2012000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment id="Tag501" contextRef="D2013_9M_CommercialRealEstateMember_1" unitRef="USD" decimals="-3">2904000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment id="Tag502" contextRef="D2013_3M_ConsumerLoanMember" unitRef="USD" decimals="-3">63000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment id="Tag503" contextRef="D2013_9M_ConsumerLoanMember_1" unitRef="USD" decimals="-3">18000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment id="Tag504" contextRef="D2014_3M" unitRef="USD" decimals="-3">1897000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment id="Tag505" contextRef="D2013_3M" unitRef="USD" decimals="-3">2283000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment id="Tag506" contextRef="D2014_9M" unitRef="USD" decimals="-3">2012000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment id="Tag507" contextRef="D2013_9M_54" unitRef="USD" decimals="-3">2928000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod id="Tag508" contextRef="D2014_3M_CommercialRealEstateMember" unitRef="USD" decimals="-3">4000</us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod>
  <us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod id="Tag509" contextRef="D2014_9M_CommercialRealEstateMember" unitRef="USD" decimals="-3">6000</us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod>
  <us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod id="Tag510" contextRef="D2014_3M" unitRef="USD" decimals="-3">4000</us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod>
  <us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod id="Tag511" contextRef="D2014_9M" unitRef="USD" decimals="-3">6000</us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod>
  <us-gaap:AllowanceForCreditLossesTextBlock id="Tag512" contextRef="D2014_9M">&lt;div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';"&gt;
&lt;div align="center" style=" width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;"&gt;
&lt;h2 style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;&lt;strong&gt;8. Allowance for Loan Losses&lt;/strong&gt;&lt;/h2&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;The following tables summarize the rollforward of the allowance for loan losses by portfolio segment for the three and nine month periods ending September 30, 2014 and 2013 (in thousands).&lt;/p&gt;
&lt;/div&gt;

&lt;div&gt;

&lt;div align="center" style=" width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;"&gt;
&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="19" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;Three months ended September 30, 2014&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Balance at &lt;/strong&gt;June 30, 2014&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Charge-Offs&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Recoveries&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Provision (Credit)&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Balance at&lt;br/&gt;
&lt;/strong&gt;September 30,&lt;br/&gt;
2014&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Commercial&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;3,254&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;6&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;35&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;3,295&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Commercial loans secured by real estate&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;4,475&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;(506&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;24&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;(78&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;3,915&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Real estate-mortgage&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;1,301&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;(103&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;29&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;115&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;1,342&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Consumer&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;145&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;(24&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;6&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;24&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;151&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Allocation for general risk&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;975&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;(96&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;879&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px; width: 5%;"&gt;Total&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&lt;font&gt;10,150&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&lt;font&gt;(633&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; border-bottom: #000000 2.80pt double; width: 5%;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&lt;font&gt;65&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&lt;font&gt;9,582&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;



&lt;div align="center" style=" width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;"&gt;
&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="19" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;Three months ended September 30, 2013&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Balance at &lt;/strong&gt;June 30, 2013&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Charge-Offs&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Recoveries&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Provision (Credit)&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Balance at&lt;br/&gt;
&lt;/strong&gt;September 30,&lt;br/&gt;
2013&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Commercial&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;2,780&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;17&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;891&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;3,688&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Commercial loans secured by real estate&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;5,983&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;39&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;(993&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;5,029&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Real estate-mortgage&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;1,279&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;(49&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;31&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;62&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;1,323&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Consumer&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;146&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;(8&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;8&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;(6&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;140&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Allocation for general risk&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;957&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;46&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;1,003&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px; width: 5%;"&gt;Total&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&lt;font&gt;11,145&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&lt;font&gt;(57&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; border-bottom: #000000 2.80pt double; width: 5%;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&lt;font&gt;95&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&lt;font&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&lt;font&gt;11,183&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;&amp;#160;&lt;/p&gt;

&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="19" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;Nine months ended September 30, 2014&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Balance at &lt;/strong&gt;December 31, 2013&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Charge-Offs&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Recoveries&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Provision (Credit)&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Balance at&lt;br/&gt;
&lt;/strong&gt;September 30,&lt;br/&gt;
2014&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Commercial&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;2,844&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;(72&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;111&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;412&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;3,295&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Commercial loans secured by real estate&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;4,885&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;(572&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;196&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;(594&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;3,915&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Real estate-mortgage&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;1,260&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;(176&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;54&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;204&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;1,342&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Consumer&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;136&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;(82&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;19&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;78&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;151&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Allocation for general risk&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;979&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;(100&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;879&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px; width: 5%;"&gt;Total&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&lt;font&gt;10,104&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&lt;font&gt;(902&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; border-bottom: #000000 2.80pt double; width: 5%;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&lt;font&gt;380&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&lt;font&gt;9,582&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;&amp;#160;&lt;/p&gt;

&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="19" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;Nine months ended September 30, 2013&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Balance at &lt;/strong&gt;December 31, 2012&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Charge-Offs&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Recoveries&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Provision (Credit)&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Balance at&lt;br/&gt;
&lt;/strong&gt;September 30,&lt;br/&gt;
2013&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Commercial&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;2,596&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;48&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;1,044&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;3,688&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Commercial loans secured by real estate&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;7,796&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;(1,480&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;181&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;(1,468&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;5,029&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Real estate-mortgage&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;1,269&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;(96&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;98&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;52&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;1,323&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Consumer&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;150&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;(87&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;48&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;29&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;140&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Allocation for general risk&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;760&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;243&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;1,003&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px; width: 5%;"&gt;Total&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&lt;font&gt;12,571&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&lt;font&gt;(1,663&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; border-bottom: #000000 2.80pt double; width: 5%;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&lt;font&gt;375&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&lt;font&gt;(100&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; border-bottom: #000000 2.80pt double; width: 5%;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&lt;font&gt;11,183&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;/div&gt;

&lt;div align="center" style=" width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;"&gt;
&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;As a result of successful ongoing problem credit resolution efforts, the Company achieved further asset quality improvements in 2014 and 2013, specifically in the commercial loans secured by real estate category, which resulted in no provision in 2014 and a credit provision in 2013.&lt;/p&gt;
&lt;/div&gt;



&lt;div align="center" style=" width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;"&gt;
&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;The following tables summarize the loan portfolio and allowance for loan loss by the primary segments of the loan portfolio (in thousands).&lt;/p&gt;

&lt;p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;&amp;#160;&lt;/p&gt;

&lt;div&gt;
&lt;div class="CursorPointer"&gt;&lt;/div&gt;
&lt;/div&gt;

&lt;div&gt;

&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="23" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&lt;strong&gt;At &lt;/strong&gt;September 30, 2014&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&lt;strong&gt;Commercial&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&lt;strong&gt;Commercial Loans Secured by Real Estate&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&lt;strong&gt;Real&lt;br/&gt;
Estate- Mortgage&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&lt;strong&gt;Consumer&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&lt;strong&gt;Allocation&lt;br/&gt;
for General Risk&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&lt;strong&gt;Total&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&lt;strong&gt;Loans:&lt;br/&gt;
&lt;/strong&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;Individually evaluated for impairment&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;1,444&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;1,444&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 4%;"&gt;Collectively evaluated for impairment&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;134,352&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;402,799&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;257,567&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;17,761&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;812,479&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px; width: 4%;"&gt;Total loans&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&lt;font&gt;134,352&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&lt;font&gt;404,243&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&lt;font&gt;257,567&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&lt;font&gt;17,761&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&lt;font&gt;813,923&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&lt;strong&gt;Allowance for loan losses: &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;Specific reserve allocation&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;547&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;547&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 4%;"&gt;General reserve allocation&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;3,295&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;3,368&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;1,342&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;151&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;879&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;9,035&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px; width: 4%;"&gt;Total allowance for loan losses&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&lt;font&gt;3,295&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&lt;font&gt;3,915&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&lt;font&gt;1,342&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&lt;font&gt;151&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&lt;font&gt;879&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&lt;font&gt;9,582&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;&amp;#160;&lt;/p&gt;

&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="23" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&lt;strong&gt;At &lt;/strong&gt;December 31, 2013&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&lt;strong&gt;Commercial&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&lt;strong&gt;Commercial Loans Secured by Real Estate&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&lt;strong&gt;Real&lt;br/&gt;
Estate- Mortgage&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&lt;strong&gt;Consumer&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&lt;strong&gt;Allocation&lt;br/&gt;
for General Risk&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&lt;strong&gt;Total&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&lt;strong&gt;Loans:&lt;br/&gt;
&lt;/strong&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;Individually evaluated for impairment&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;3,005&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;61&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;3,066&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 4%;"&gt;Collectively evaluated for impairment&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;120,102&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;408,686&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;235,689&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;15,803&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;780,280&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px; width: 4%;"&gt;Total loans&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&lt;font&gt;120,102&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&lt;font&gt;411,691&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&lt;font&gt;235,689&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&lt;font&gt;15,864&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&lt;font&gt;783,346&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&lt;strong&gt;Allowance for loan losses: &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;Specific reserve allocation&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;812&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;1&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;813&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 4%;"&gt;General reserve allocation&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;2,844&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;4,073&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;1,260&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;135&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;979&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;9,291&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px; width: 4%;"&gt;Total allowance for loan losses&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&lt;font&gt;2,844&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&lt;font&gt;4,885&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&lt;font&gt;1,260&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&lt;font&gt;136&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&lt;font&gt;979&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&lt;font&gt;10,104&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;/div&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;The segments of the Company's loan portfolio are disaggregated to a level that allows management to monitor risk and performance. The loan segments used are consistent with the internal reports evaluated by the Company's management and Board of Directors to monitor risk and performance within various segments of its loan portfolio and therefore, no further disaggregation into classes is necessary. The overall risk profile for the commercial loan segment is impacted by non-owner occupied CRE loans, which include loans secured by non-owner occupied nonfarm nonresidential properties, as a meaningful but declining portion of the commercial portfolio is centered in these types of accounts. The residential mortgage loan segment is comprised of first lien amortizing residential mortgage loans and home equity loans. The consumer loan segment consists primarily of installment loans and overdraft lines of credit connected with customer deposit accounts.&lt;/p&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;Management evaluates for possible impairment any individual loan in the commercial or commercial real estate segment with a loan balance in excess of $&lt;font&gt;100,000&lt;/font&gt; that is in nonaccrual status or classified as a Troubled Debt Restructure (TDR). Loans are considered to be impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by&lt;/p&gt;
&lt;/div&gt;



&lt;div align="center" style=" border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;"&gt;
&lt;p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;management in evaluating impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower's prior payment record, and the amount of the shortfall in relation to the principal and interest owed. The Company does not separately evaluate individual consumer and residential mortgage loans for impairment, unless such loans are part of a larger relationship that is impaired, or are classified as a TDR.&lt;/p&gt;
&lt;/div&gt;

&lt;div&gt;
&lt;div align="center" style=" border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;"&gt;
&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;Once the determination has been made that a loan is impaired, the determination of whether a specific allocation of the allowance is necessary is measured by comparing the recorded investment in the loan to the fair value of the loan using &lt;font&gt;one&lt;/font&gt; of &lt;font&gt;three&lt;/font&gt; methods: (a) the present value of expected future cash flows discounted at the loan's effective interest rate; (b) the loan's observable market price; or (c) the fair value of the collateral less selling costs for collateral dependent loans. The method is selected on a loan-by-loan basis, with management primarily utilizing the fair value of collateral method. The evaluation of the need and amount of a specific allocation of the allowance and whether a loan can be removed from impairment status is made on a quarterly basis. The Company's policy for recognizing interest income on impaired loans does not differ from its overall policy for interest recognition.&lt;/p&gt; &lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;The need for an updated appraisal on collateral dependent loans is determined on a case-by-case basis. The useful life of an appraisal or evaluation will vary depending upon the circumstances of the property and the economic conditions in the marketplace. A new appraisal is not required if there is an existing appraisal which, along with other information, is sufficient to determine a reasonable value for the property and to support an appropriate and adequate allowance for loan losses. At a minimum, annual documented reevaluation of the property is completed by the Bank's internal Assigned Risk Department to support the value of the property.&lt;/p&gt; &lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;When reviewing an appraisal associated with an existing collateral real estate dependent transaction, the Bank's internal Assigned Risk Department must determine if there have been material changes to the underlying assumptions in the appraisal which affect the original estimate of value. Some of the factors that could cause material changes to reported values include:&lt;/p&gt; &lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; margin-top: 0pt; margin-bottom: 0pt;"&gt;
&lt;tr style=" font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left;"&gt;
&lt;td style=" width: 21px; border-left: none; border-right: none; border-top: none; border-bottom: none;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" width: 24px; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;"&gt;&amp;#149;&lt;/td&gt;
&lt;td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;"&gt;the passage of time;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt; &lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; margin-top: 0pt; margin-bottom: 0pt;"&gt;
&lt;tr style=" font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left;"&gt;
&lt;td style=" width: 21px; border-left: none; border-right: none; border-top: none; border-bottom: none;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" width: 24px; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;"&gt;&amp;#149;&lt;/td&gt;
&lt;td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;"&gt;the volatility of the local market;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt; &lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; margin-top: 0pt; margin-bottom: 0pt;"&gt;
&lt;tr style=" font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left;"&gt;
&lt;td style=" width: 21px; border-left: none; border-right: none; border-top: none; border-bottom: none;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" width: 24px; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;"&gt;&amp;#149;&lt;/td&gt;
&lt;td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;"&gt;the availability of financing;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt; &lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; margin-top: 0pt; margin-bottom: 0pt;"&gt;
&lt;tr style=" font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left;"&gt;
&lt;td style=" width: 21px; border-left: none; border-right: none; border-top: none; border-bottom: none;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" width: 24px; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;"&gt;&amp;#149;&lt;/td&gt;
&lt;td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;"&gt;natural disasters;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt; &lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; margin-top: 0pt; margin-bottom: 0pt;"&gt;
&lt;tr style=" font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left;"&gt;
&lt;td style=" width: 21px; border-left: none; border-right: none; border-top: none; border-bottom: none;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" width: 24px; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;"&gt;&amp;#149;&lt;/td&gt;
&lt;td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;"&gt;the inventory of competing properties;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt; &lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; margin-top: 0pt; margin-bottom: 0pt;"&gt;
&lt;tr style=" font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left;"&gt;
&lt;td style=" width: 21px; border-left: none; border-right: none; border-top: none; border-bottom: none;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" width: 24px; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;"&gt;&amp;#149;&lt;/td&gt;
&lt;td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;"&gt;new improvements to, or lack of maintenance of, the subject property or competing properties upon physical inspection by the Bank;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt; &lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; margin-top: 0pt; margin-bottom: 0pt;"&gt;
&lt;tr style=" font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left;"&gt;
&lt;td style=" width: 21px; border-left: none; border-right: none; border-top: none; border-bottom: none;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" width: 24px; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;"&gt;&amp;#149;&lt;/td&gt;
&lt;td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;"&gt;changes in underlying economic and market assumptions, such as material changes in current and projected vacancy, absorption rates, capitalization rates, lease terms, rental rates, sales prices, concessions, construction overruns and delays, zoning changes, etc.; and/or&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt; &lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; margin-top: 0pt; margin-bottom: 0pt;"&gt;
&lt;tr style=" font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left;"&gt;
&lt;td style=" width: 21px; border-left: none; border-right: none; border-top: none; border-bottom: none;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" width: 24px; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;"&gt;&amp;#149;&lt;/td&gt;
&lt;td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;"&gt;environmental contamination.&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt; &lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;The value of the property is adjusted to appropriately reflect the above listed factors and the value is discounted to reflect the value impact of a forced or distressed sale, any outstanding senior liens, any outstanding unpaid real estate taxes, transfer taxes and closing costs that would occur with sale of the real estate. If the Assigned Risk Department personnel determine that a reasonable value cannot be derived based on available information, a new appraisal is ordered. The determination of the need for a new appraisal, versus completion of a property valuation by the Bank's Assigned Risk Department personnel rests with the Assigned Risk Department and not the originating account officer.&lt;/p&gt;
&lt;/div&gt;  &lt;div align="center" style=" width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;"&gt;
&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;The following tables present impaired loans by class, segregated by those for which a specific allowance was required and those for which a specific allowance was not necessary (in thousands).&lt;/p&gt; &lt;p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;&amp;#160;&lt;/p&gt; &lt;div&gt;
&lt;div class="CursorPointer"&gt;&lt;/div&gt;
&lt;/div&gt; &lt;div&gt;
&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="19" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;September 30, 2014&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt; &lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Impaired Loans with Specific Allowance&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Impaired Loans with &lt;font&gt;no&lt;/font&gt; Specific Allowance&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Total Impaired Loans&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt; &lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Recorded Investment&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Related Allowance&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Recorded Investment&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Recorded Investment&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Unpaid Principal Balance&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt; &lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;Commercial loans secured by real estate&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;1,064&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;547&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;380&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;1,444&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;1,981&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt; &lt;tr&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;"&gt;Total impaired loans&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;&lt;font&gt;1,064&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;&lt;font&gt;547&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;&lt;font&gt;380&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;&lt;font&gt;1,444&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;&lt;font&gt;1,981&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt; &lt;p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;&amp;#160;&lt;/p&gt; &lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="19" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;December 31, 2013&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt; &lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Impaired Loans with Specific Allowance&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Impaired Loans with &lt;font&gt;no&lt;/font&gt; Specific Allowance&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Total Impaired Loans&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt; &lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Recorded Investment&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Related Allowance&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Recorded Investment&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Recorded Investment&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Unpaid Principal Balance&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt; &lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Commercial loans secured by real estate&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;3,005&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;812&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;3,005&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;3,118&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt; &lt;tr&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;Consumer&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;61&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;1&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;61&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;61&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt; &lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;"&gt;Total impaired loans&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;&lt;font&gt;3,066&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;&lt;font&gt;813&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;&lt;font&gt;3,066&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;&lt;font&gt;3,179&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt; &lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;The following table presents the average recorded investment in impaired loans and related interest income recognized for the periods indicated (in thousands).&lt;/p&gt; &lt;p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;&amp;#160;&lt;/p&gt; &lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;div&gt;

&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;Three months ended&lt;br/&gt;
September 30,&lt;/p&gt;
&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;Nine months ended&lt;br/&gt;
September 30,&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt; &lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;&lt;font&gt;2014&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;&lt;font&gt;2013&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;&lt;font&gt;2014&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;&lt;font&gt;2013&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt; &lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Average loan balance:&lt;br/&gt;
&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt; &lt;tr&gt;
&lt;td colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;Commercial&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;&lt;font&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;&lt;font&gt;50&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;&lt;font&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;&lt;font&gt;6&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt; &lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Commercial loans secured by real estate&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;1,897&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;2,170&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;2,012&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;2,904&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt; &lt;tr&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;Consumer&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;63&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;18&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt; &lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;"&gt;Average investment in impaired loans&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;&lt;font&gt;1,897&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;&lt;font&gt;2,283&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;&lt;font&gt;2,012&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;&lt;font&gt;2,928&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt; &lt;tr&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Interest income recognized:&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt; &lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;Commercial loans secured by real estate&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;4&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;3&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;6&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;7&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt; &lt;tr&gt;
&lt;td colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;Consumer&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;&lt;font&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;&lt;font&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;&lt;font&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;&lt;font&gt;1&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt; &lt;tr&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;"&gt;Interest income recognized on a cash basis on impaired loans&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;&lt;font&gt;4&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;&lt;font&gt;3&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;&lt;font&gt;6&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;&lt;font&gt;8&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;

&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt; &lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;Management uses a &lt;font&gt;nine&lt;/font&gt; point internal risk rating system to monitor the credit quality of the overall loan portfolio. The first &lt;font&gt;six&lt;/font&gt; categories are considered not criticized. The first &lt;font&gt;five&lt;/font&gt; &amp;#147;Pass&amp;#148; categories are aggregated, while the Pass-&lt;font&gt;6&lt;/font&gt;, Special Mention, Substandard and Doubtful categories are disaggregated to separate pools. The criticized rating categories utilized by management generally follow bank regulatory definitions. The Special Mention category includes assets that are currently protected but are potentially weak, resulting in an undue and unwarranted credit risk, but not to the point of justifying a Substandard classification. Loans in the Substandard category have well-defined weaknesses that jeopardize the liquidation of the debt, and have a distinct possibility that some loss will be sustained if the weaknesses are not corrected. Loans in the Doubtful category have all the weaknesses inherent in a credit classified Substandard with weaknesses pronounced to a point where collection or liquidation in full, on the basis of current facts, conditions, and value is highly questionable, but the extent of loss is not currently determinable. All loans greater than &lt;font&gt;90&lt;/font&gt; days past due, or for which any portion of the loan represents a specific allocation of the allowance for loan losses are placed in Substandard or Doubtful.&lt;/p&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;div&gt;
&lt;div align="center" style=" width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;"&gt;
&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;To help ensure that risk ratings are accurate and reflect the present and future capacity of borrowers to repay a loan as agreed, the Company has a structured loan rating process, which dictates that, at a minimum, credit reviews are mandatory for all commercial and commercial mortgage loan relationships with aggregate balances in excess of $&lt;font&gt;250,000&lt;/font&gt; within a &lt;font&gt;12&lt;/font&gt;-month period. Generally, consumer and residential mortgage loans are included in the Pass categories unless a specific action, such as bankruptcy, delinquency, or death occurs to raise awareness of a possible credit event. The Company's commercial relationship managers are responsible for the timely and accurate risk rating of the loans in their portfolios at origination and on an ongoing basis. Risk ratings are assigned by the account officer, but require independent review and rating concurrence from the Company's internal Loan Review Department. The Loan Review Department is an experienced independent function which reports directly to the Board's Audit Committee. The scope of commercial portfolio coverage by the Loan Review Department is defined and presented to the Audit Committee for approval on an annual basis. The approved scope of coverage for 2014 required review of a minimum range of &lt;font&gt;50&lt;/font&gt;% to &lt;font&gt;55&lt;/font&gt;% of the commercial loan portfolio.&lt;/p&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;In addition to loan monitoring by the account officer and Loan Review Department, the Company also requires presentation of all credits rated Pass-&lt;font&gt;6&lt;/font&gt; with aggregate balances greater than $&lt;font&gt;1,000,000&lt;/font&gt;, all credits rated Special Mention or Substandard with aggregate balances greater than $&lt;font&gt;250,000&lt;/font&gt;, and all credits rated Doubtful with aggregate balances greater than $&lt;font&gt;100,000&lt;/font&gt; on an individual basis to the Company's Loan Loss Reserve Committee on a quarterly basis. Additionally, the Asset Quality Task Force, which is a group comprised of senior level personnel, meets monthly to monitor the status of problem loans.&lt;/p&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;The following table presents the classes of the commercial loan portfolios summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system (in thousands).&lt;/p&gt;

&lt;p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;&amp;#160;&lt;/p&gt;

&lt;div&gt;
&lt;div class="CursorPointer"&gt;&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;div&gt;

&lt;div align="center" style=" width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;"&gt;
&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="19" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;September 30, 2014&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Pass&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Special Mention&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Substandard&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Doubtful&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Total&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Commercial&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;128,253&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;100&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;5,861&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;138&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;134,352&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Commercial loans secured by real estate&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;399,334&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;627&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;3,995&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;287&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;404,243&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px; width: 5%;"&gt;Total&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&lt;font&gt;527,587&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&lt;font&gt;727&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&lt;font&gt;9,586&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&lt;font&gt;425&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&lt;font&gt;538,595&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;&amp;#160;&lt;/p&gt;

&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="19" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;December 31, 2013&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Pass&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Special Mention&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Substandard&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Doubtful&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Total&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Commercial&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;108,623&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;8,880&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;2,599&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;120,102&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Commercial loans secured by real estate&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;396,788&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;6,961&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;7,482&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;460&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;411,691&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px; width: 5%;"&gt;Total&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&lt;font&gt;505,411&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&lt;font&gt;15,841&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&lt;font&gt;10,081&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&lt;font&gt;460&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&lt;font&gt;531,793&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;



&lt;/div&gt;



&lt;div align="center" style=" width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;"&gt;
&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;It is generally the policy of the bank that the outstanding balance of any residential mortgage loan that exceeds &lt;font&gt;90&lt;/font&gt;-days past due as to principal and/or interest is transferred to non-accrual status and an evaluation is completed to determine the fair value of the collateral less selling costs, unless the balance is minor. A charge down is recorded for any deficiency balance determined from the collateral evaluation. The remaining non-accrual balance is reported as impaired with &lt;font&gt;no&lt;/font&gt; specific allowance. It is the policy of the bank that the outstanding balance of any consumer loan that exceeds &lt;font&gt;90&lt;/font&gt;-days past due as to principal and/or interest is charged off. The following tables present the performing and non-performing outstanding balances of the residential and consumer portfolios (in thousands).&lt;/p&gt;

&lt;p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;&amp;#160;&lt;/p&gt;

&lt;div&gt;
&lt;div class="CursorPointer"&gt;&lt;/div&gt;
&lt;/div&gt;

&lt;div&gt;

&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;September 30, 2014&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 20%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 20%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 20%;"&gt;&lt;strong&gt;Performing&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 20%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 20%;"&gt;&lt;strong&gt;Non-Performing&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;"&gt;Real estate-mortgage&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 11%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 11%;"&gt;&lt;font&gt;255,796&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 11%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 11%;"&gt;&lt;font&gt;1,771&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;"&gt;Consumer&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 11%;"&gt;&lt;font&gt;17,761&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 11%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px; width: 11%;"&gt;Total&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 11%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 11%;"&gt;&lt;font&gt;273,557&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 11%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 11%;"&gt;&lt;font&gt;1,771&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;&amp;#160;&lt;/p&gt;

&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;December 31, 2013&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 20%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 20%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 20%;"&gt;&lt;strong&gt;Performing&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 20%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 20%;"&gt;&lt;strong&gt;Non-Performing&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;"&gt;Real estate-mortgage&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 11%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 11%;"&gt;&lt;font&gt;234,450&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 11%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 11%;"&gt;&lt;font&gt;1,239&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"&gt;Consumer&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 11%;"&gt;&lt;font&gt;15,803&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 11%;"&gt;&lt;font&gt;61&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px; width: 11%;"&gt;Total&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 11%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 11%;"&gt;&lt;font&gt;250,253&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 11%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 11%;"&gt;&lt;font&gt;1,300&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;/div&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt; clear: both;"&gt;Management further monitors the performance and credit quality of the loan portfolio by analyzing the age of the portfolio as determined by the length of time a recorded payment is past due. The following tables present the classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans (in thousands).&lt;/p&gt;

&lt;p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;&amp;#160;&lt;/p&gt;

&lt;div&gt;
&lt;div class="CursorPointer"&gt;&lt;/div&gt;
&lt;/div&gt;

&lt;div&gt;

&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="27" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;September 30, 2014&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 7%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 7%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 7%;"&gt;&lt;strong&gt;Current&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 7%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 7%;"&gt;&lt;strong&gt;&lt;font&gt;30&lt;/font&gt;&amp;#160;&amp;#150;&amp;#160;&lt;font&gt;59&lt;/font&gt;&lt;br/&gt;
Days Past Due&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 7%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 7%;"&gt;&lt;strong&gt;&lt;font&gt;60&lt;/font&gt;&amp;#160;&amp;#150;&amp;#160;&lt;font&gt;89&lt;/font&gt;&lt;br/&gt;
Days Past Due&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 7%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 7%;"&gt;&lt;strong&gt;&lt;font&gt;90&lt;/font&gt; Days&lt;br/&gt;
Past Due&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 7%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 7%;"&gt;&lt;strong&gt;Total Past Due&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 7%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 7%;"&gt;&lt;strong&gt;Total&lt;br/&gt;
Loans&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 7%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 7%;"&gt;&lt;strong&gt;&lt;font&gt;90&lt;/font&gt; Days Past Due and Still Accruing&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 3%;"&gt;Commercial&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 3%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;134,287&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 3%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;65&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 3%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 3%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 3%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;65&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 3%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;134,352&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 3%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 3%;"&gt;Commercial loans secured by real estate&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;403,561&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;250&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;432&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;682&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;404,243&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 3%;"&gt;Real estate-mortgage&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;254,076&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;1,605&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;422&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;1,464&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;3,491&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;257,567&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 3%;"&gt;Consumer&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;17,672&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;67&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;22&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;89&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;17,761&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px; width: 3%;"&gt;Total&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"&gt;&lt;font&gt;809,596&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"&gt;&lt;font&gt;1,987&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"&gt;&lt;font&gt;444&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"&gt;&lt;font&gt;1,896&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"&gt;&lt;font&gt;4,327&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"&gt;&lt;font&gt;813,923&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;&amp;#160;&lt;/p&gt;

&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="27" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;December 31, 2013&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 7%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 7%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 7%;"&gt;&lt;strong&gt;Current&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 7%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 7%;"&gt;&lt;strong&gt;&lt;font&gt;30&lt;/font&gt;&amp;#160;&amp;#150;&amp;#160;&lt;font&gt;59&lt;/font&gt;&lt;br/&gt;
Days Past Due&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 7%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 7%;"&gt;&lt;strong&gt;&lt;font&gt;60&lt;/font&gt;&amp;#160;&amp;#150;&amp;#160;&lt;font&gt;89&lt;/font&gt;&lt;br/&gt;
Days Past Due&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 7%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 7%;"&gt;&lt;strong&gt;&lt;font&gt;90&lt;/font&gt; Days Past Due&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 7%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 7%;"&gt;&lt;strong&gt;Total Past Due&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 7%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 7%;"&gt;&lt;strong&gt;Total&lt;br/&gt;
Loans&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 7%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 7%;"&gt;&lt;strong&gt;&lt;font&gt;90&lt;/font&gt; Days Past Due and Still Accruing&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 3%;"&gt;Commercial&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 3%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;120,102&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 3%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 3%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 3%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 3%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 3%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;120,102&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 3%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 3%;"&gt;Commercial loans secured by real estate&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;410,619&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;457&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;615&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;1,072&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;411,691&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 3%;"&gt;Real estate-mortgage&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;231,740&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;2,232&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;670&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;1,047&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;3,949&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;235,689&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 3%;"&gt;Consumer&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;15,804&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;33&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;27&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;60&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;15,864&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px; width: 3%;"&gt;Total&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"&gt;&lt;font&gt;778,265&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"&gt;&lt;font&gt;2,722&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"&gt;&lt;font&gt;697&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"&gt;&lt;font&gt;1,662&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"&gt;&lt;font&gt;5,081&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"&gt;&lt;font&gt;783,346&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;/div&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt; clear: both;"&gt;An allowance for loan losses (&amp;#147;ALL&amp;#148;) is maintained to absorb losses from the loan portfolio. The ALL is based on management's continuing evaluation of the risk characteristics and credit quality of the loan portfolio, assessment of current economic conditions, diversification and size of the portfolio, adequacy of collateral, past and anticipated loss experience, and the amount of non-performing loans.&lt;/p&gt;
&lt;/div&gt;



&lt;div align="center" style=" width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;"&gt;
&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;Loans that are collectively evaluated for impairment are analyzed with general allowances being made as appropriate. For general allowances, historical loss trends are used in the estimation of losses in the current portfolio. These historical loss amounts are complemented by consideration of other qualitative factors.&lt;/p&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;Management tracks the historical net charge-off activity at each risk rating grade level for the entire commercial portfolio and at the aggregate level for the consumer, residential mortgage and small business portfolios. A historical charge-off factor is calculated utilizing a rolling &lt;font&gt;12&lt;/font&gt; consecutive historical quarters for the commercial portfolios. This historical charge-off factor for the consumer, residential mortgage and small business portfolios are based on a &lt;font&gt;three&lt;/font&gt; year historical average of actual loss experience.&lt;/p&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;The Company uses a comprehensive methodology and procedural discipline to maintain an ALL to absorb inherent losses in the loan portfolio. The Company believes this is a critical accounting policy since it involves significant estimates and judgments. The allowance consists of &lt;font&gt;three&lt;/font&gt; elements: &lt;font&gt;1&lt;/font&gt;) an allowance established on specifically identified problem loans, &lt;font&gt;2&lt;/font&gt;) formula driven general reserves established for loan categories based upon historical loss experience and other qualitative factors which include delinquency, non-performing and TDR loans, loan trends, economic trends, concentrations of credit, trends in loan volume, experience and depth of management, examination and audit results, effects of any changes in lending policies, and trends in policy, financial information, and documentation exceptions, and &lt;font&gt;3&lt;/font&gt;) a general risk reserve which provides support for variance from our assessment of the previously listed qualitative factors, provides protection against credit risks resulting from other inherent risk factors contained in the Company's loan portfolio, and recognizes the model and estimation risk associated with the specific and formula driven allowances. The qualitative factors used in the formula driven general reserves are evaluated quarterly (and revised if necessary) by the Company's management to establish allocations which accommodate each of the listed risk factors.&lt;/p&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;&amp;#147;Pass&amp;#148; rated credits are segregated from &amp;#147;Criticized&amp;#148; and &amp;#147;Classified&amp;#148; credits for the application of qualitative factors.&lt;/p&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;Management reviews the loan portfolio on a quarterly basis using a defined, consistently applied process in order to make appropriate and timely adjustments to the ALL. When information confirms all or part of specific loans to be uncollectible, these amounts are promptly charged off against the ALL.&lt;/p&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;</us-gaap:AllowanceForCreditLossesTextBlock>
  <asrv:ScheduleOfAverageRecordedInvestmentInImpairedLoansAndRelatedInterestIncomeRecognizedTableTextBlock id="Tag513" contextRef="D2014_9M">&lt;div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;Three months ended&lt;br/&gt;
September 30,&lt;/p&gt;
&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;Nine months ended&lt;br/&gt;
September 30,&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt; &lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;&lt;font&gt;2014&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;&lt;font&gt;2013&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;&lt;font&gt;2014&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;&lt;font&gt;2013&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt; &lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Average loan balance:&lt;br/&gt;
&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt; &lt;tr&gt;
&lt;td colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;Commercial&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;&lt;font&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;&lt;font&gt;50&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;&lt;font&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;&lt;font&gt;6&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt; &lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Commercial loans secured by real estate&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;1,897&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;2,170&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;2,012&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;2,904&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt; &lt;tr&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;Consumer&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;63&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;18&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt; &lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;"&gt;Average investment in impaired loans&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;&lt;font&gt;1,897&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;&lt;font&gt;2,283&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;&lt;font&gt;2,012&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;&lt;font&gt;2,928&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt; &lt;tr&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Interest income recognized:&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt; &lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;Commercial loans secured by real estate&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;4&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;3&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;6&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;7&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt; &lt;tr&gt;
&lt;td colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;Consumer&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;&lt;font&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;&lt;font&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;&lt;font&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;&lt;font&gt;1&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt; &lt;tr&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;"&gt;Interest income recognized on a cash basis on impaired loans&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;&lt;font&gt;4&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"&gt;&lt;font&gt;3&lt;/font&gt;&lt;/td&gt;
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  <asrv:InvestmentSecuritiesContinuousUnrealizedLossPositionFairValue id="Tag629" contextRef="I20131231_TaxableMunicipalBondsMember" unitRef="USD" decimals="-3">891000</asrv:InvestmentSecuritiesContinuousUnrealizedLossPositionFairValue>
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  <asrv:InvestmentSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInAOCI id="Tag638" contextRef="I20131231" unitRef="USD" decimals="-3">2185000</asrv:InvestmentSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInAOCI>
  <asrv:InvestmentSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue id="Tag639" contextRef="I20131231" unitRef="USD" decimals="-3">4564000</asrv:InvestmentSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue>
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  <asrv:InvestmentSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInAOCI id="Tag642" contextRef="I20131231" unitRef="USD" decimals="-3">2293000</asrv:InvestmentSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInAOCI>
  <us-gaap:HeldToMaturitySecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions id="Tag643" contextRef="I20140930" unitRef="Pure" decimals="0">53</us-gaap:HeldToMaturitySecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions>
  <us-gaap:HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount id="Tag644" contextRef="I20140930" unitRef="USD" decimals="-3">2000000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount>
  <us-gaap:HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue id="Tag645" contextRef="I20140930" unitRef="USD" decimals="-3">1990000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue>
  <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost id="Tag646" contextRef="I20140930" unitRef="USD" decimals="-3">13827000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost>
  <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue id="Tag647" contextRef="I20140930" unitRef="USD" decimals="-3">13944000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue>
  <us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount id="Tag648" contextRef="I20140930" unitRef="USD" decimals="-3">1000000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount>
  <us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue id="Tag649" contextRef="I20140930" unitRef="USD" decimals="-3">979000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue>
  <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost id="Tag650" contextRef="I20140930" unitRef="USD" decimals="-3">17881000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost>
  <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue id="Tag651" contextRef="I20140930" unitRef="USD" decimals="-3">18026000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue>
  <us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount id="Tag652" contextRef="I20140930" unitRef="USD" decimals="-3">3325000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount>
  <us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue id="Tag653" contextRef="I20140930" unitRef="USD" decimals="-3">3246000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue>
  <asrv:AvailableforsaleSecuritiesDebtMaturitiesAfterTenThroughFifteenYearsAmortizedCostBasis id="Tag654" contextRef="I20140930" unitRef="USD" decimals="-3">60072000</asrv:AvailableforsaleSecuritiesDebtMaturitiesAfterTenThroughFifteenYearsAmortizedCostBasis>
  <asrv:AvailableforsaleSecuritiesDebtMaturitiesAfterTenThroughFifteenYearsFairValue id="Tag655" contextRef="I20140930" unitRef="USD" decimals="-3">61067000</asrv:AvailableforsaleSecuritiesDebtMaturitiesAfterTenThroughFifteenYearsFairValue>
  <asrv:HeldtomaturitySecuritiesDebtMaturitiesAfterTenThroughFifteenYearsNetCarryingAmount id="Tag656" contextRef="I20140930" unitRef="USD" decimals="-3">1011000</asrv:HeldtomaturitySecuritiesDebtMaturitiesAfterTenThroughFifteenYearsNetCarryingAmount>
  <asrv:HeldtomaturitySecuritiesDebtMaturitiesAfterTenThroughFifteenYearsFairValue id="Tag657" contextRef="I20140930" unitRef="USD" decimals="-3">968000</asrv:HeldtomaturitySecuritiesDebtMaturitiesAfterTenThroughFifteenYearsFairValue>
  <asrv:AvailableforsaleSecuritiesDebtMaturitiesAfterFifteenYearsAmortizedCost id="Tag658" contextRef="I20140930" unitRef="USD" decimals="-3">35940000</asrv:AvailableforsaleSecuritiesDebtMaturitiesAfterFifteenYearsAmortizedCost>
  <asrv:AvailableforsaleSecuritiesDebtMaturitiesAfterFifteenYearsFairValue id="Tag659" contextRef="I20140930" unitRef="USD" decimals="-3">36918000</asrv:AvailableforsaleSecuritiesDebtMaturitiesAfterFifteenYearsFairValue>
  <asrv:HeldtomaturitySecuritiesDebtMaturitiesAfterFifteenYearsNetCarryingAmount id="Tag660" contextRef="I20140930" unitRef="USD" decimals="-3">12162000</asrv:HeldtomaturitySecuritiesDebtMaturitiesAfterFifteenYearsNetCarryingAmount>
  <asrv:HeldtomaturitySecuritiesDebtMaturitiesAfterFifteenYearsFairValue id="Tag661" contextRef="I20140930" unitRef="USD" decimals="-3">12443000</asrv:HeldtomaturitySecuritiesDebtMaturitiesAfterFifteenYearsFairValue>
  <us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis id="Tag662" contextRef="I20140930" unitRef="USD" decimals="-3">128720000</us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis>
  <us-gaap:ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock id="Tag663" contextRef="D2014_9M">&lt;div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';"&gt;
&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellpadding="0" align="left" cellspacing="0" style=" font-style: normal; font-weight: normal; vertical-align: bottom; font-size: 10pt; font-variant: normal; text-align: left; text-indent: 0px; text-transform: none; *margin-top: -20pt; width: 70%; font-family : Times New Roman;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 100%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 100%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="15" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 100%;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;September 30, 2014&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Cost&lt;br/&gt;
Basis&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Gross Unrealized Gains&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Gross Unrealized Losses&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Fair&lt;br/&gt;
Value&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td colspan="1" rowspan="1" style=" text-indent: 10pt; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 56%;"&gt;US Agency&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; text-align: right; width: 6%; vertical-align: bottom;"&gt;&lt;font&gt;6,930&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; text-align: center; width: 1%; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; text-align: right; width: 10%; vertical-align: bottom;"&gt;&lt;font&gt;33&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; text-align: center; width: 1%; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(58&lt;/font&gt;&lt;/td&gt;
&lt;td style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; text-align: left; width: 8%; vertical-align: bottom;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; text-align: center; width: 1%; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; text-align: right; width: 7%; vertical-align: bottom;"&gt;&lt;font&gt;6,905&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;US Agency mortgage-backed securities&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;108,296&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;3,055&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(666&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;110,685&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;"&gt;Corporate bonds&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;13,494&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 1pt solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;57&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 1pt solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(168&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;13,383&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;"&gt;Total&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;128,720&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;3,145&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(892&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;130,973&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;h2 style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt; clear: both;"&gt;&lt;br/&gt;
&lt;strong&gt;Investment securities held to maturity (HTM):&lt;/strong&gt;&amp;#160; &amp;#160;&amp;#160; &amp;#160;&amp;#160; &amp;#160;&amp;#160;&lt;br/&gt;
&lt;/h2&gt;

&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellpadding="0" align="left" cellspacing="0" style=" font-style: normal; font-weight: normal; vertical-align: bottom; font-size: 10pt; font-variant: normal; text-align: left; text-indent: 0px; text-transform: none; *margin-top: -20pt; width: 70%; font-family : Times New Roman;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="15" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;September 30, 2014&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Cost&lt;br/&gt;
Basis&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Gross Unrealized Gains&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Gross Unrealized Losses&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Fair&lt;br/&gt;
Value&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td colspan="1" rowspan="1" style=" text-indent: 10pt; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 56%;"&gt;US Agency mortgage-backed securities&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; text-align: right; width: 7%; white-space: nowrap; vertical-align: bottom;"&gt;&lt;font&gt;12,788&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; text-align: center; width: 1%; white-space: nowrap; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; text-align: right; width: 10%; white-space: nowrap; vertical-align: bottom;"&gt;&lt;font&gt;340&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; text-align: right; width: 8%; white-space: nowrap; vertical-align: bottom;"&gt;&lt;font&gt;(169&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; text-align: right; width: 7%; white-space: nowrap; vertical-align: bottom;"&gt;&lt;font&gt;12,959&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Taxable municipal&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;2,715&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;56&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(54&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;2,717&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;Corporate bonds and other securities&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;3,995&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(45&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;3,950&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;"&gt;Total&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;19,498&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;396&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(268&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;19,626&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;h2 style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt; clear: both;"&gt;&lt;br/&gt;
&lt;strong&gt;Investment securities available for sale (AFS):&lt;/strong&gt;&amp;#160; &amp;#160;&amp;#160; &amp;#160;&amp;#160; &amp;#160;&amp;#160;&lt;br/&gt;
&lt;/h2&gt;

&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" align="left" cellpadding="0" style=" font-variant: normal; font-size: 10pt; *margin-top: -20pt; font-weight: normal; font-style: normal; width: 70%; vertical-align: bottom; text-indent: 0px; text-transform: none; font-family : Times New Roman; text-align: left;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="15" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;December 31, 2013&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Cost&lt;br/&gt;
Basis&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Gross Unrealized Gains&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Gross Unrealized Losses&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Fair&lt;br/&gt;
Value&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 56%;"&gt;US Agency&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; text-align: right; width: 7%;"&gt;&lt;font&gt;6,926&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; vertical-align: bottom; text-align: center; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; text-align: right; width: 10%;"&gt;&lt;font&gt;35&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; vertical-align: bottom; text-align: center; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; text-align: right; width: 8%;"&gt;&lt;font&gt;(126&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; vertical-align: bottom; text-align: center; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; text-align: right; width: 7%;"&gt;&lt;font&gt;6,835&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;US Agency mortgage-backed securities&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;121,480&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;3,129&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(1,227&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;123,382&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;"&gt;Corporate bonds&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;11,992&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;21&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(252&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;11,761&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;"&gt;Total&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;140,398&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;3,185&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(1,605&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;141,978&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;h2 style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt; clear: both;"&gt;&lt;br/&gt;
&lt;strong&gt;Investment securities held to maturity (HTM):&lt;/strong&gt;&amp;#160; &amp;#160;&amp;#160; &amp;#160;&amp;#160; &amp;#160;&amp;#160;&lt;/h2&gt;



&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" align="left" cellpadding="0" style=" font-variant: normal; font-size: 10pt; *margin-top: -20pt; font-weight: normal; font-style: normal; width: 70%; vertical-align: bottom; text-indent: 0px; text-transform: none; font-family : Times New Roman; text-align: left;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="15" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;December 31, 2013&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Cost&lt;br/&gt;
Basis&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Gross Unrealized Gains&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Gross Unrealized Losses&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Fair&lt;br/&gt;
Value&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 56%;"&gt;US Agency mortgage-backed securities&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; text-align: right; width: 7%;"&gt;&lt;font&gt;12,671&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; text-align: right; width: 10%;"&gt;&lt;font&gt;289&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; text-align: right; width: 8%;"&gt;&lt;font&gt;(477&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; text-align: right; width: 7%;"&gt;&lt;font&gt;12,483&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Taxable municipal&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;1,521&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(120&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;1,401&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;"&gt;Corporate bonds and other securities&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;3,995&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(91&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;3,904&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;"&gt;Total&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;18,187&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;289&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(688&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;17,788&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;</us-gaap:ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock>
  <asrv:InvestmentSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInAOCI id="Tag664" contextRef="I20131231_TaxableMunicipalBondsMember" unitRef="USD" xsi:nil="true" />
  <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost id="Tag665" contextRef="I20140930" unitRef="USD" decimals="-3">1000000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost>
  <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue id="Tag666" contextRef="I20140930" unitRef="USD" decimals="-3">1018000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="Tag667" contextRef="I20131231_MortgageLoansOnRealEstateMember" unitRef="USD" decimals="-3">231740000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="Tag668" contextRef="I20131231_MortgageLoansOnRealEstateMember" unitRef="USD" decimals="-3">2232000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="Tag669" contextRef="I20131231_MortgageLoansOnRealEstateMember" unitRef="USD" decimals="-3">670000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="Tag670" contextRef="I20131231_MortgageLoansOnRealEstateMember" unitRef="USD" decimals="-3">1047000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="Tag671" contextRef="I20131231_MortgageLoansOnRealEstateMember" unitRef="USD" decimals="-3">3949000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock id="Tag672" contextRef="D2014_9M">&lt;div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';"&gt;
&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" align="left" cellpadding="0" style=" font-variant: normal; font-size: 10pt; *margin-top: -20pt; font-weight: normal; font-style: normal; width: 70%; vertical-align: bottom; text-indent: 0px; text-transform: none; font-family : Times New Roman; text-align: left;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="23" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;September 30, 2014&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Less than &lt;font&gt;12&lt;/font&gt; months&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;&lt;font&gt;12&lt;/font&gt; months or longer&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Total&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Fair&lt;br/&gt;
Value&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Unrealized Losses&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Fair&lt;br/&gt;
Value&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Unrealized Losses&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Fair&lt;br/&gt;
Value&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Unrealized Losses&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 38%;"&gt;US Agency&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; text-align: right; width: 8%;"&gt;&lt;font&gt;50&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; vertical-align: bottom; text-align: center; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; text-align: right; width: 8%;"&gt;&lt;font&gt;(1&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; vertical-align: bottom; text-align: center; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; text-align: right; width: 8%;"&gt;&lt;font&gt;3,843&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; vertical-align: bottom; text-align: center; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; text-align: right; width: 8%;"&gt;&lt;font&gt;(57&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; text-align: right; width: 8%;"&gt;&lt;font&gt;3,893&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; vertical-align: bottom; text-align: center; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; text-align: right; width: 8%;"&gt;&lt;font&gt;(58&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;US Agency mortgage-backed securities&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;16,415&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(68&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;26,320&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(767&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;42,735&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(835&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Taxable municipal&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;984&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(11&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;968&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(43&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;1,952&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(54&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;Corporate bonds and other securities&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;2,933&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(62&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;8,847&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(151&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;11,780&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(213&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;"&gt;Total&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;20,382&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(142&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;39,978&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(1,018&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;60,360&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(1,160&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;h2 style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt; clear: both;"&gt;&lt;br/&gt;
&lt;strong&gt;Total investment securities&lt;/strong&gt;&amp;#160; &amp;#160;&amp;#160; &amp;#160;&amp;#160; &amp;#160;&amp;#160; &amp;#160;&amp;#160; &amp;#160;&amp;#160;&lt;/h2&gt;



&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" align="left" cellpadding="0" style=" font-variant: normal; font-size: 10pt; *margin-top: -20pt; font-weight: normal; font-style: normal; width: 70%; vertical-align: bottom; text-indent: 0px; text-transform: none; font-family : Times New Roman; text-align: left;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="23" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;December 31, 2013&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Less than &lt;font&gt;12&lt;/font&gt; months&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;&lt;font&gt;12&lt;/font&gt; months or longer&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Total&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Fair&lt;br/&gt;
Value&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Unrealized Losses&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Fair&lt;br/&gt;
Value&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Unrealized Losses&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Fair&lt;br/&gt;
Value&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Unrealized Losses&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 38%;"&gt;US Agency&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; width: 8%; text-align: right;"&gt;&lt;font&gt;3,812&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; vertical-align: bottom; width: 1%; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; width: 8%; text-align: right;"&gt;&lt;font&gt;(64&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; vertical-align: bottom; width: 1%; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; width: 8%; text-align: right;"&gt;&lt;font&gt;938&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; vertical-align: bottom; width: 1%; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; width: 8%; text-align: right;"&gt;&lt;font&gt;(62&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; vertical-align: bottom; width: 1%; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; width: 8%; text-align: right;"&gt;&lt;font&gt;4,750&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; vertical-align: bottom; width: 1%; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; width: 8%; text-align: right;"&gt;&lt;font&gt;(126&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;US Agency mortgage-backed securities&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;52,163&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(1,701&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;669&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(3&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;52,832&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(1,704&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Taxable municipal&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;891&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(120&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;891&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(120&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;Corporate bonds and other securities&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;9,687&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(300&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;2,957&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(43&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;12,644&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(343&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;"&gt;Total&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;66,553&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(2,185&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;4,564&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(108&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;71,117&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(2,293&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;</us-gaap:ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock>
  <us-gaap:InvestmentsClassifiedByContractualMaturityDateTableTextBlock id="Tag673" contextRef="D2014_9M">&lt;div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';"&gt;
&lt;div align="center" style=" width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;"&gt;
&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table align="left" cellspacing="0" cellpadding="0" style=" font-weight: normal; text-align: left; font-family : Times New Roman; text-indent: 0px; vertical-align: bottom; width: 70%; text-transform: none; *margin-top: -20pt; font-size: 10pt; font-variant: normal; font-style: normal;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="15" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;September 30, 2014&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Available for sale&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Held to maturity&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Cost&lt;br/&gt;
Basis&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Fair&lt;br/&gt;
Value&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Cost&lt;br/&gt;
Basis&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Fair&lt;br/&gt;
Value&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 57%;"&gt;Within &lt;font&gt;1&lt;/font&gt; year&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; width: 8%; text-align: right;"&gt;&lt;font&gt;1,000&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; vertical-align: bottom; width: 1%; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; width: 8%; text-align: right;"&gt;&lt;font&gt;1,018&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; vertical-align: bottom; width: 1%; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; width: 8%; text-align: right;"&gt;&lt;font&gt;2,000&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; vertical-align: bottom; width: 1%; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; width: 8%; text-align: right;"&gt;&lt;font&gt;1,990&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;After &lt;font&gt;1&lt;/font&gt; year but within &lt;font&gt;5&lt;/font&gt; years&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;13,827&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;13,944&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;1,000&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;979&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;After &lt;font&gt;5&lt;/font&gt; years but within &lt;font&gt;10&lt;/font&gt; years&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;17,881&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;18,026&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;3,325&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;3,246&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;After &lt;font&gt;10&lt;/font&gt; years but within &lt;font&gt;15&lt;/font&gt; years&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;60,072&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;61,067&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;1,011&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;968&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;"&gt;Over &lt;font&gt;15&lt;/font&gt; years&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;35,940&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;36,918&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;12,162&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;12,443&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;"&gt;Total&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;128,720&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;130,973&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;19,498&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;19,626&lt;/font&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;</us-gaap:InvestmentsClassifiedByContractualMaturityDateTableTextBlock>
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  <asrv:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGains id="Tag675" contextRef="I20131231_TaxableMunicipalBondsMember" unitRef="USD" xsi:nil="true" />
  <asrv:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGains id="Tag676" contextRef="I20131231_OtherDebtSecuritiesMember" unitRef="USD" xsi:nil="true" />
  <asrv:InvestmentSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue id="Tag677" contextRef="I20131231_TaxableMunicipalBondsMember" unitRef="USD" xsi:nil="true" />
  <us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock id="Tag678" contextRef="D2014_9M">&lt;div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';"&gt;
&lt;div&gt;
&lt;div align="center" style=" width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;"&gt;
&lt;h2 style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;&lt;strong&gt;&lt;font&gt;6&lt;/font&gt;. Investment Securities&lt;/strong&gt;&lt;/h2&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;The cost basis and fair values of investment securities are summarized as follows (in thousands):&lt;br/&gt;
&lt;br/&gt;
&lt;strong&gt;Investment securities available for sale (AFS):&lt;/strong&gt;&amp;#160; &amp;#160;&amp;#160;&amp;#160; &amp;#160;&amp;#160; &amp;#160;&amp;#160;&lt;/p&gt;

&lt;div&gt;
&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellpadding="0" align="left" cellspacing="0" style=" font-style: normal; font-weight: normal; vertical-align: bottom; font-size: 10pt; font-variant: normal; text-align: left; text-indent: 0px; text-transform: none; *margin-top: -20pt; width: 70%; font-family : Times New Roman;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 100%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 100%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="15" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 100%;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;September 30, 2014&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Cost&lt;br/&gt;
Basis&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Gross Unrealized Gains&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Gross Unrealized Losses&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Fair&lt;br/&gt;
Value&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td colspan="1" rowspan="1" style=" text-indent: 10pt; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 56%;"&gt;US Agency&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; text-align: right; width: 6%; vertical-align: bottom;"&gt;&lt;font&gt;6,930&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; text-align: center; width: 1%; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; text-align: right; width: 10%; vertical-align: bottom;"&gt;&lt;font&gt;33&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; text-align: center; width: 1%; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(58&lt;/font&gt;&lt;/td&gt;
&lt;td style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; text-align: left; width: 8%; vertical-align: bottom;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; text-align: center; width: 1%; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; text-align: right; width: 7%; vertical-align: bottom;"&gt;&lt;font&gt;6,905&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;US Agency mortgage-backed securities&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;108,296&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;3,055&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(666&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;110,685&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;"&gt;Corporate bonds&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;13,494&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 1pt solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;57&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 1pt solid;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(168&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;13,383&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;"&gt;Total&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;128,720&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;3,145&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(892&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;130,973&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;h2 style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt; clear: both;"&gt;&lt;br/&gt;
&lt;strong&gt;Investment securities held to maturity (HTM):&lt;/strong&gt;&amp;#160; &amp;#160;&amp;#160; &amp;#160;&amp;#160; &amp;#160;&amp;#160;&lt;br/&gt;
&lt;/h2&gt;

&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellpadding="0" align="left" cellspacing="0" style=" font-style: normal; font-weight: normal; vertical-align: bottom; font-size: 10pt; font-variant: normal; text-align: left; text-indent: 0px; text-transform: none; *margin-top: -20pt; width: 70%; font-family : Times New Roman;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="15" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;September 30, 2014&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Cost&lt;br/&gt;
Basis&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Gross Unrealized Gains&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Gross Unrealized Losses&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Fair&lt;br/&gt;
Value&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td colspan="1" rowspan="1" style=" text-indent: 10pt; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 56%;"&gt;US Agency mortgage-backed securities&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; text-align: right; width: 7%; white-space: nowrap; vertical-align: bottom;"&gt;&lt;font&gt;12,788&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; text-align: center; width: 1%; white-space: nowrap; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; text-align: right; width: 10%; white-space: nowrap; vertical-align: bottom;"&gt;&lt;font&gt;340&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; text-align: right; width: 8%; white-space: nowrap; vertical-align: bottom;"&gt;&lt;font&gt;(169&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; text-align: right; width: 7%; white-space: nowrap; vertical-align: bottom;"&gt;&lt;font&gt;12,959&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Taxable municipal&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;2,715&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;56&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(54&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;2,717&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;Corporate bonds and other securities&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;3,995&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(45&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;3,950&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;"&gt;Total&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;19,498&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;396&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(268&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;19,626&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;h2 style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt; clear: both;"&gt;&lt;br/&gt;
&lt;strong&gt;Investment securities available for sale (AFS):&lt;/strong&gt;&amp;#160; &amp;#160;&amp;#160; &amp;#160;&amp;#160; &amp;#160;&amp;#160;&lt;br/&gt;
&lt;/h2&gt;

&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" align="left" cellpadding="0" style=" font-variant: normal; font-size: 10pt; *margin-top: -20pt; font-weight: normal; font-style: normal; width: 70%; vertical-align: bottom; text-indent: 0px; text-transform: none; font-family : Times New Roman; text-align: left;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="15" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;December 31, 2013&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Cost&lt;br/&gt;
Basis&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Gross Unrealized Gains&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Gross Unrealized Losses&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Fair&lt;br/&gt;
Value&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 56%;"&gt;US Agency&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; text-align: right; width: 7%;"&gt;&lt;font&gt;6,926&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; vertical-align: bottom; text-align: center; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; text-align: right; width: 10%;"&gt;&lt;font&gt;35&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; vertical-align: bottom; text-align: center; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; text-align: right; width: 8%;"&gt;&lt;font&gt;(126&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; vertical-align: bottom; text-align: center; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; text-align: right; width: 7%;"&gt;&lt;font&gt;6,835&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;US Agency mortgage-backed securities&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;121,480&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;3,129&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(1,227&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;123,382&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;"&gt;Corporate bonds&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;11,992&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;21&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(252&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;11,761&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;"&gt;Total&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;140,398&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;3,185&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(1,605&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;141,978&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;h2 style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt; clear: both;"&gt;&lt;br/&gt;
&lt;strong&gt;Investment securities held to maturity (HTM):&lt;/strong&gt;&amp;#160; &amp;#160;&amp;#160; &amp;#160;&amp;#160; &amp;#160;&amp;#160;&lt;/h2&gt;



&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" align="left" cellpadding="0" style=" font-variant: normal; font-size: 10pt; *margin-top: -20pt; font-weight: normal; font-style: normal; width: 70%; vertical-align: bottom; text-indent: 0px; text-transform: none; font-family : Times New Roman; text-align: left;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="15" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;December 31, 2013&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Cost&lt;br/&gt;
Basis&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Gross Unrealized Gains&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Gross Unrealized Losses&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Fair&lt;br/&gt;
Value&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 56%;"&gt;US Agency mortgage-backed securities&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; text-align: right; width: 7%;"&gt;&lt;font&gt;12,671&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; text-align: right; width: 10%;"&gt;&lt;font&gt;289&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; text-align: right; width: 8%;"&gt;&lt;font&gt;(477&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; text-align: right; width: 7%;"&gt;&lt;font&gt;12,483&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Taxable municipal&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;1,521&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(120&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;1,401&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;"&gt;Corporate bonds and other securities&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;3,995&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(91&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;3,904&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;"&gt;Total&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;18,187&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;289&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(688&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;17,788&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt; clear: both;"&gt;&lt;br/&gt;
Maintaining investment quality is a primary objective of the Company's investment policy which, subject to certain limited exceptions, prohibits the purchase of any investment security below a Moody's Investor's Service or Standard &amp;amp; Poor's rating of &amp;#147;A.&amp;#148; At September 30, 2014, &lt;font&gt;86.4&lt;/font&gt;% of the portfolio was rated &amp;#147;AAA&amp;#148; as compared to &lt;font&gt;89.0&lt;/font&gt;% at December 31, 2013. &lt;font&gt;2.0&lt;/font&gt;% of the portfolio was either rated below &amp;#147;A&amp;#148; or unrated at September 30, 2014. The Company has &lt;font&gt;no&lt;/font&gt; exposure to subprime mortgage loans in the investment portfolio. At September 30, 2014, the Company's consolidated investment securities portfolio had an effective duration of approximately &lt;font&gt;3.12&lt;/font&gt; years.&lt;/p&gt;
&lt;/div&gt;



&lt;div align="center" style=" width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;"&gt;
&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;Total proceeds from the sale of AFS securities for the first &lt;font&gt;nine&lt;/font&gt; months of &lt;font&gt;2014&lt;/font&gt; were $&lt;font&gt;5.2&lt;/font&gt; million resulting in $&lt;font&gt;182,000&lt;/font&gt; of gross investment security gains and $&lt;font&gt;5,000&lt;/font&gt; of gross security losses. Total proceeds from the sale of AFS securities for the first &lt;font&gt;nine&lt;/font&gt; months of &lt;font&gt;2013&lt;/font&gt; were $&lt;font&gt;2.3&lt;/font&gt; million resulting in $&lt;font&gt;137,000&lt;/font&gt; of gross investment security gains. There were no sales of AFS securities in the third quarter of 2014. Sales of AFS securities in the third quarter of 2013 were $&lt;font&gt;1.1&lt;/font&gt; million resulting in $&lt;font&gt;66,000&lt;/font&gt; of gross investment security gains.&lt;/p&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;The book value of securities, both available for sale and held to maturity, pledged to secure public and trust deposits, and certain Federal Home Loan Bank borrowings was $&lt;font&gt;119,411,000&lt;/font&gt; at September 30, 2014 and $&lt;font&gt;110,780,000&lt;/font&gt; at December 31, 2013.&lt;/p&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;The following tables present information concerning investments with unrealized losses as of September 30, 2014 and December 31, 2013 (in thousands):&lt;br/&gt;
&lt;br/&gt;
&lt;strong&gt;Total investment securities:&lt;/strong&gt;&amp;#160; &amp;#160;&amp;#160; &amp;#160;&amp;#160; &amp;#160;&amp;#160; &amp;#160;&amp;#160; &amp;#160;&amp;#160;&lt;/p&gt;

&lt;div&gt;
&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" align="left" cellpadding="0" style=" font-variant: normal; font-size: 10pt; *margin-top: -20pt; font-weight: normal; font-style: normal; width: 70%; vertical-align: bottom; text-indent: 0px; text-transform: none; font-family : Times New Roman; text-align: left;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="23" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;September 30, 2014&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Less than &lt;font&gt;12&lt;/font&gt; months&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;&lt;font&gt;12&lt;/font&gt; months or longer&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Total&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Fair&lt;br/&gt;
Value&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Unrealized Losses&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Fair&lt;br/&gt;
Value&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Unrealized Losses&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Fair&lt;br/&gt;
Value&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Unrealized Losses&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 38%;"&gt;US Agency&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; text-align: right; width: 8%;"&gt;&lt;font&gt;50&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; vertical-align: bottom; text-align: center; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; text-align: right; width: 8%;"&gt;&lt;font&gt;(1&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; vertical-align: bottom; text-align: center; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; text-align: right; width: 8%;"&gt;&lt;font&gt;3,843&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; vertical-align: bottom; text-align: center; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; text-align: right; width: 8%;"&gt;&lt;font&gt;(57&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; text-align: right; width: 8%;"&gt;&lt;font&gt;3,893&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; vertical-align: bottom; text-align: center; width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; text-align: right; width: 8%;"&gt;&lt;font&gt;(58&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;US Agency mortgage-backed securities&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;16,415&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(68&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;26,320&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(767&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;42,735&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(835&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Taxable municipal&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;984&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(11&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;968&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(43&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;1,952&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(54&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;Corporate bonds and other securities&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;2,933&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(62&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;8,847&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(151&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;11,780&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(213&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;"&gt;Total&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;20,382&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(142&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;39,978&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(1,018&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;60,360&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(1,160&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;h2 style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt; clear: both;"&gt;&lt;br/&gt;
&lt;strong&gt;Total investment securities&lt;/strong&gt;&amp;#160; &amp;#160;&amp;#160; &amp;#160;&amp;#160; &amp;#160;&amp;#160; &amp;#160;&amp;#160; &amp;#160;&amp;#160;&lt;/h2&gt;



&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" align="left" cellpadding="0" style=" font-variant: normal; font-size: 10pt; *margin-top: -20pt; font-weight: normal; font-style: normal; width: 70%; vertical-align: bottom; text-indent: 0px; text-transform: none; font-family : Times New Roman; text-align: left;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="23" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;December 31, 2013&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Less than &lt;font&gt;12&lt;/font&gt; months&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;&lt;font&gt;12&lt;/font&gt; months or longer&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Total&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Fair&lt;br/&gt;
Value&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Unrealized Losses&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Fair&lt;br/&gt;
Value&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Unrealized Losses&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Fair&lt;br/&gt;
Value&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Unrealized Losses&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 38%;"&gt;US Agency&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; width: 8%; text-align: right;"&gt;&lt;font&gt;3,812&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; vertical-align: bottom; width: 1%; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; width: 8%; text-align: right;"&gt;&lt;font&gt;(64&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; vertical-align: bottom; width: 1%; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; width: 8%; text-align: right;"&gt;&lt;font&gt;938&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; vertical-align: bottom; width: 1%; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; width: 8%; text-align: right;"&gt;&lt;font&gt;(62&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; vertical-align: bottom; width: 1%; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; width: 8%; text-align: right;"&gt;&lt;font&gt;4,750&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; vertical-align: bottom; width: 1%; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; width: 8%; text-align: right;"&gt;&lt;font&gt;(126&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;US Agency mortgage-backed securities&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;52,163&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(1,701&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;669&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(3&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;52,832&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(1,704&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Taxable municipal&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;891&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(120&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;891&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(120&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;Corporate bonds and other securities&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;9,687&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(300&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;2,957&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(43&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;12,644&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(343&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;"&gt;Total&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;66,553&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(2,185&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;4,564&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(108&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;71,117&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;(2,293&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt; clear: both;"&gt;&lt;br/&gt;
The unrealized losses are primarily a result of increases in market yields from the time of purchase. In general, as market yields rise, the value of securities will decrease; as market yields fall, the fair value of securities will increase. There are &lt;font&gt;53&lt;/font&gt; positions that are considered temporarily impaired at September 30, 2014. Management generally views changes in fair value caused by changes in interest rates as temporary; therefore, these securities have not been classified as other-than-temporarily impaired. Management has also concluded that based on current information we expect to continue to receive scheduled interest payments as well as the entire principal balance. Furthermore, management does not intend to sell these securities and does not believe it will be required to sell these securities before they recover in value.&lt;/p&gt;
&lt;/div&gt;



&lt;div align="center" style=" width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;"&gt;
&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;Contractual maturities of securities at September 30, 2014 are shown below (in thousands). Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without prepayment penalties.&lt;/p&gt;

&lt;h2 style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;&lt;strong&gt;Total investment securities:&lt;/strong&gt;&amp;#160; &amp;#160;&amp;#160; &amp;#160;&amp;#160; &amp;#160;&amp;#160;&lt;/h2&gt;
&lt;/div&gt;

&lt;div&gt;
&lt;div align="center" style=" width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;"&gt;
&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table align="left" cellspacing="0" cellpadding="0" style=" font-weight: normal; text-align: left; font-family : Times New Roman; text-indent: 0px; vertical-align: bottom; width: 70%; text-transform: none; *margin-top: -20pt; font-size: 10pt; font-variant: normal; font-style: normal;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="15" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;September 30, 2014&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Available for sale&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Held to maturity&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Cost&lt;br/&gt;
Basis&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Fair&lt;br/&gt;
Value&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Cost&lt;br/&gt;
Basis&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Fair&lt;br/&gt;
Value&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 57%;"&gt;Within &lt;font&gt;1&lt;/font&gt; year&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; width: 8%; text-align: right;"&gt;&lt;font&gt;1,000&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; vertical-align: bottom; width: 1%; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; width: 8%; text-align: right;"&gt;&lt;font&gt;1,018&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; vertical-align: bottom; width: 1%; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; width: 8%; text-align: right;"&gt;&lt;font&gt;2,000&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; vertical-align: bottom; width: 1%; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; width: 8%; text-align: right;"&gt;&lt;font&gt;1,990&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;After &lt;font&gt;1&lt;/font&gt; year but within &lt;font&gt;5&lt;/font&gt; years&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;13,827&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;13,944&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;1,000&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;979&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;After &lt;font&gt;5&lt;/font&gt; years but within &lt;font&gt;10&lt;/font&gt; years&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;17,881&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;18,026&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;3,325&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;3,246&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;After &lt;font&gt;10&lt;/font&gt; years but within &lt;font&gt;15&lt;/font&gt; years&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;60,072&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;61,067&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;1,011&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;968&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;"&gt;Over &lt;font&gt;15&lt;/font&gt; years&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;35,940&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;36,918&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;12,162&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;12,443&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;"&gt;Total&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;128,720&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;130,973&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;19,498&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;19,626&lt;/font&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;div align="center" style=" width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;"&gt;
&lt;div&gt;
&lt;div&gt;
&lt;div class="CursorPointer"&gt;&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;div&gt;
&lt;div class="CursorPointer"&gt;&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;
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  <us-gaap:ProceedsFromSaleOfAvailableForSaleSecurities id="Tag679" contextRef="D2013_3M" unitRef="USD" decimals="-5">1100000</us-gaap:ProceedsFromSaleOfAvailableForSaleSecurities>
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&lt;div align="center" style=" width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;"&gt;
&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="19" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;September 30, 2014&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Pass&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Special Mention&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Substandard&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Doubtful&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Total&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Commercial&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;128,253&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;100&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;5,861&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;138&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;134,352&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Commercial loans secured by real estate&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;399,334&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;627&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;3,995&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;287&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;404,243&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px; width: 5%;"&gt;Total&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&lt;font&gt;527,587&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&lt;font&gt;727&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&lt;font&gt;9,586&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&lt;font&gt;425&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&lt;font&gt;538,595&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;&amp;#160;&lt;/p&gt;

&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="19" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;December 31, 2013&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Pass&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Special Mention&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Substandard&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Doubtful&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Total&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Commercial&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;108,623&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;8,880&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;2,599&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;120,102&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Commercial loans secured by real estate&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;396,788&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;6,961&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;7,482&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;460&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;411,691&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px; width: 5%;"&gt;Total&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&lt;font&gt;505,411&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&lt;font&gt;15,841&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&lt;font&gt;10,081&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&lt;font&gt;460&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&lt;font&gt;531,793&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;


&lt;/div&gt;</us-gaap:FinancingReceivableCreditQualityIndicatorsTableTextBlock>
  <asrv:ScheduleOfFinancingReceivablePerformingAndNonperformingTableTextBlock id="Tag724" contextRef="D2014_9M">&lt;div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';"&gt;
&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;September 30, 2014&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 20%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 20%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 20%;"&gt;&lt;strong&gt;Performing&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 20%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 20%;"&gt;&lt;strong&gt;Non-Performing&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;"&gt;Real estate-mortgage&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 11%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 11%;"&gt;&lt;font&gt;255,796&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 11%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 11%;"&gt;&lt;font&gt;1,771&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;"&gt;Consumer&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 11%;"&gt;&lt;font&gt;17,761&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 11%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px; width: 11%;"&gt;Total&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 11%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 11%;"&gt;&lt;font&gt;273,557&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 11%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 11%;"&gt;&lt;font&gt;1,771&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;&amp;#160;&lt;/p&gt;

&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;December 31, 2013&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 20%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 20%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 20%;"&gt;&lt;strong&gt;Performing&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 20%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 20%;"&gt;&lt;strong&gt;Non-Performing&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;"&gt;Real estate-mortgage&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 11%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 11%;"&gt;&lt;font&gt;234,450&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 11%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 11%;"&gt;&lt;font&gt;1,239&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"&gt;Consumer&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 11%;"&gt;&lt;font&gt;15,803&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 11%;"&gt;&lt;font&gt;61&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px; width: 11%;"&gt;Total&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 11%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 11%;"&gt;&lt;font&gt;250,253&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 11%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 11%;"&gt;&lt;font&gt;1,300&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;</asrv:ScheduleOfFinancingReceivablePerformingAndNonperformingTableTextBlock>
  <us-gaap:LoansAndLeasesReceivableCommercial id="Tag725" contextRef="I20140930_CommercialRealEstateMember" unitRef="USD" decimals="-3">404243000</us-gaap:LoansAndLeasesReceivableCommercial>
  <us-gaap:LoansAndLeasesReceivableCommercial id="Tag726" contextRef="I20140930_PassMember" unitRef="USD" decimals="-3">527587000</us-gaap:LoansAndLeasesReceivableCommercial>
  <us-gaap:PastDueFinancingReceivablesTableTextBlock id="Tag727" contextRef="D2014_9M">&lt;div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';"&gt;
&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="27" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;September 30, 2014&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 7%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 7%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 7%;"&gt;&lt;strong&gt;Current&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 7%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 7%;"&gt;&lt;strong&gt;&lt;font&gt;30&lt;/font&gt;&amp;#160;&amp;#150;&amp;#160;&lt;font&gt;59&lt;/font&gt;&lt;br/&gt;
Days Past Due&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 7%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 7%;"&gt;&lt;strong&gt;&lt;font&gt;60&lt;/font&gt;&amp;#160;&amp;#150;&amp;#160;&lt;font&gt;89&lt;/font&gt;&lt;br/&gt;
Days Past Due&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 7%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 7%;"&gt;&lt;strong&gt;&lt;font&gt;90&lt;/font&gt; Days&lt;br/&gt;
Past Due&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 7%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 7%;"&gt;&lt;strong&gt;Total Past Due&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 7%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 7%;"&gt;&lt;strong&gt;Total&lt;br/&gt;
Loans&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 7%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 7%;"&gt;&lt;strong&gt;&lt;font&gt;90&lt;/font&gt; Days Past Due and Still Accruing&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 3%;"&gt;Commercial&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 3%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;134,287&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 3%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;65&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 3%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 3%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 3%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;65&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 3%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;134,352&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 3%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 3%;"&gt;Commercial loans secured by real estate&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;403,561&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;250&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;432&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;682&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;404,243&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 3%;"&gt;Real estate-mortgage&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;254,076&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;1,605&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;422&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;1,464&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;3,491&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;257,567&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 3%;"&gt;Consumer&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;17,672&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;67&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;22&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;89&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;17,761&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px; width: 3%;"&gt;Total&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"&gt;&lt;font&gt;809,596&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"&gt;&lt;font&gt;1,987&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"&gt;&lt;font&gt;444&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"&gt;&lt;font&gt;1,896&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"&gt;&lt;font&gt;4,327&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"&gt;&lt;font&gt;813,923&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;&amp;#160;&lt;/p&gt;

&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="27" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;December 31, 2013&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 7%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 7%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 7%;"&gt;&lt;strong&gt;Current&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 7%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 7%;"&gt;&lt;strong&gt;&lt;font&gt;30&lt;/font&gt;&amp;#160;&amp;#150;&amp;#160;&lt;font&gt;59&lt;/font&gt;&lt;br/&gt;
Days Past Due&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 7%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 7%;"&gt;&lt;strong&gt;&lt;font&gt;60&lt;/font&gt;&amp;#160;&amp;#150;&amp;#160;&lt;font&gt;89&lt;/font&gt;&lt;br/&gt;
Days Past Due&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 7%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 7%;"&gt;&lt;strong&gt;&lt;font&gt;90&lt;/font&gt; Days Past Due&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 7%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 7%;"&gt;&lt;strong&gt;Total Past Due&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 7%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 7%;"&gt;&lt;strong&gt;Total&lt;br/&gt;
Loans&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 7%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 7%;"&gt;&lt;strong&gt;&lt;font&gt;90&lt;/font&gt; Days Past Due and Still Accruing&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 3%;"&gt;Commercial&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 3%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;120,102&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 3%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 3%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 3%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 3%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 3%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;120,102&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 3%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 3%;"&gt;Commercial loans secured by real estate&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;410,619&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;457&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;615&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;1,072&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;411,691&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 3%;"&gt;Real estate-mortgage&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;231,740&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;2,232&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;670&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;1,047&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;3,949&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;235,689&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 3%;"&gt;Consumer&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;15,804&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;33&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;27&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;60&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;15,864&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px; width: 3%;"&gt;Total&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"&gt;&lt;font&gt;778,265&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"&gt;&lt;font&gt;2,722&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"&gt;&lt;font&gt;697&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"&gt;&lt;font&gt;1,662&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"&gt;&lt;font&gt;5,081&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"&gt;&lt;font&gt;783,346&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;
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  <us-gaap:LoansAndLeasesReceivableConsumer id="Tag760" contextRef="I20131231_MortgageLoansOnRealEstateMember_PerformingFinancingReceivableMember" unitRef="USD" decimals="-3">234450000</us-gaap:LoansAndLeasesReceivableConsumer>
  <us-gaap:LoansAndLeasesReceivableConsumer id="Tag761" contextRef="I20131231_MortgageLoansOnRealEstateMember_NonperformingFinancingReceivableMember" unitRef="USD" decimals="-3">1239000</us-gaap:LoansAndLeasesReceivableConsumer>
  <us-gaap:LoansAndLeasesReceivableConsumer id="Tag762" contextRef="I20131231_ConsumerLoanMember_PerformingFinancingReceivableMember" unitRef="USD" decimals="-3">15803000</us-gaap:LoansAndLeasesReceivableConsumer>
  <us-gaap:LoansAndLeasesReceivableConsumer id="Tag763" contextRef="I20131231_ConsumerLoanMember_NonperformingFinancingReceivableMember" unitRef="USD" decimals="-3">61000</us-gaap:LoansAndLeasesReceivableConsumer>
  <us-gaap:LoansAndLeasesReceivableConsumer id="Tag764" contextRef="I20131231_PerformingFinancingReceivableMember" unitRef="USD" decimals="-3">250253000</us-gaap:LoansAndLeasesReceivableConsumer>
  <us-gaap:LoansAndLeasesReceivableConsumer id="Tag765" contextRef="I20131231_NonperformingFinancingReceivableMember" unitRef="USD" decimals="-3">1300000</us-gaap:LoansAndLeasesReceivableConsumer>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="Tag766" contextRef="I20140930_CommercialLoanMember" unitRef="USD" decimals="-3">134287000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="Tag767" contextRef="I20140930_CommercialLoanMember" unitRef="USD" decimals="-3">65000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="Tag768" contextRef="I20140930_CommercialLoanMember" unitRef="USD" decimals="-3">65000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="Tag769" contextRef="I20140930_CommercialRealEstateMember" unitRef="USD" decimals="-3">403561000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="Tag770" contextRef="I20140930_CommercialRealEstateMember" unitRef="USD" decimals="-3">250000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="Tag771" contextRef="I20140930_CommercialRealEstateMember" unitRef="USD" decimals="-3">432000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="Tag772" contextRef="I20140930_CommercialRealEstateMember" unitRef="USD" decimals="-3">682000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="Tag773" contextRef="I20140930_MortgageLoansOnRealEstateMember" unitRef="USD" decimals="-3">254076000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="Tag774" contextRef="I20140930_MortgageLoansOnRealEstateMember" unitRef="USD" decimals="-3">1605000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="Tag775" contextRef="I20140930_MortgageLoansOnRealEstateMember" unitRef="USD" decimals="-3">422000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="Tag776" contextRef="I20140930_MortgageLoansOnRealEstateMember" unitRef="USD" decimals="-3">1464000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="Tag777" contextRef="I20140930_MortgageLoansOnRealEstateMember" unitRef="USD" decimals="-3">3491000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="Tag778" contextRef="I20140930_ConsumerLoanMember" unitRef="USD" decimals="-3">17672000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="Tag779" contextRef="I20140930_ConsumerLoanMember" unitRef="USD" decimals="-3">67000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="Tag780" contextRef="I20140930_ConsumerLoanMember" unitRef="USD" decimals="-3">22000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="Tag781" contextRef="I20140930_ConsumerLoanMember" unitRef="USD" decimals="-3">89000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentCurrent id="Tag782" contextRef="I20140930" unitRef="USD" decimals="-3">809596000</us-gaap:FinancingReceivableRecordedInvestmentCurrent>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue id="Tag783" contextRef="I20140930" unitRef="USD" decimals="-3">1987000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue id="Tag784" contextRef="I20140930" unitRef="USD" decimals="-3">444000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue id="Tag785" contextRef="I20140930" unitRef="USD" decimals="-3">1896000</us-gaap:FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestmentPastDue id="Tag786" contextRef="I20140930" unitRef="USD" decimals="-3">4327000</us-gaap:FinancingReceivableRecordedInvestmentPastDue>
  <asrv:LoansPastDueAsToMaturity id="Tag787" contextRef="D2014_9M">P90D</asrv:LoansPastDueAsToMaturity>
  <us-gaap:IncrementalCommonSharesAttributableToCallOptionsAndWarrants id="Tag788" contextRef="D2014_3M" unitRef="Shares" decimals="-3">113000</us-gaap:IncrementalCommonSharesAttributableToCallOptionsAndWarrants>
  <us-gaap:IncrementalCommonSharesAttributableToCallOptionsAndWarrants id="Tag789" contextRef="D2013_3M" unitRef="Shares" decimals="-3">94000</us-gaap:IncrementalCommonSharesAttributableToCallOptionsAndWarrants>
  <us-gaap:IncrementalCommonSharesAttributableToCallOptionsAndWarrants id="Tag790" contextRef="D2014_9M" unitRef="Shares" decimals="-3">124000</us-gaap:IncrementalCommonSharesAttributableToCallOptionsAndWarrants>
  <us-gaap:IncrementalCommonSharesAttributableToCallOptionsAndWarrants id="Tag791" contextRef="D2013_9M_54" unitRef="Shares" decimals="-3">91000</us-gaap:IncrementalCommonSharesAttributableToCallOptionsAndWarrants>
  <us-gaap:EarningsPerShareTextBlock id="Tag792" contextRef="D2014_9M">&lt;div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';"&gt;
&lt;h2 style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;&lt;strong&gt;&lt;font&gt;4&lt;/font&gt;. Earnings Per Common Share&lt;/strong&gt;&lt;/h2&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;Basic earnings per share include only the weighted average common shares outstanding. Diluted earnings per share include the weighted average common shares outstanding and any potentially dilutive common stock equivalent shares in the calculation. Treasury shares are treated as retired for earnings per share purposes. Options to purchase &lt;font&gt;3,625&lt;/font&gt; common shares, at exercise prices ranging from $&lt;font&gt;4.60&lt;/font&gt; to $&lt;font&gt;5.22&lt;/font&gt;, and &lt;font&gt;101,070&lt;/font&gt; common shares, at exercise prices ranging from $&lt;font&gt;3.23&lt;/font&gt; to $&lt;font&gt;5.75&lt;/font&gt;, were outstanding as of September 30, 2014 and &lt;font&gt;2013&lt;/font&gt;, respectively, but were not included in the computation of diluted earnings per common share because to do so would be antidilutive. Dividends on preferred shares are deducted from net income in the calculation of earnings per common share.&lt;/p&gt;

&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;div&gt;&amp;#160; &amp;#160;&amp;#160; &amp;#160;&amp;#160; &amp;#160;&amp;#160;

&lt;table cellspacing="0" cellpadding="0" style=" font-size: 10pt; text-align: left; text-indent: 0px; vertical-align: bottom; font-variant: normal; font-family : Times New Roman; text-transform: none; width: 70%; *margin-top: -20pt; font-style: normal; font-weight: normal;"&gt;
&lt;tr&gt;
&lt;td colspan="3" style=" vertical-align: top; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;Three months ended&lt;br/&gt;
September 30,&lt;/p&gt;
&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;Nine months ended&lt;br/&gt;
September 30,&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;&lt;font&gt;2014&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;&lt;font&gt;2013&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;&lt;font&gt;2014&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;&lt;font&gt;2013&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="15" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;&lt;font style=" font-weight: normal;"&gt;(&lt;/font&gt;In thousands, except per share data&lt;font style=" font-weight: normal;"&gt;)&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Numerator:&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 61%;"&gt;Net income&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%; text-align: right; vertical-align: bottom;"&gt;&lt;font&gt;365&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 1%; text-align: center; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%; text-align: right; vertical-align: bottom;"&gt;&lt;font&gt;1,226&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 1%; text-align: center; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%; text-align: right; vertical-align: bottom;"&gt;&lt;font&gt;2,274&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 1%; text-align: center; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%; text-align: right; vertical-align: bottom;"&gt;&lt;font&gt;3,352&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;"&gt;Preferred stock dividends&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;53&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;53&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;158&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;157&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;"&gt;Net income available to common shareholders&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;312&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;1,173&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;2,116&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;3,195&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Denominator: &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Weighted average common shares outstanding (basic)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;18,795&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;18,784&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;18,792&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;18,995&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;"&gt;Effect of stock options&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;113&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;94&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;124&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;91&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;"&gt;Weighted average common shares outstanding (diluted)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;18,908&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;18,878&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;18,916&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;19,086&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Earnings per common share: &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Basic&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;0.02&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;0.06&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;0.11&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;0.17&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Diluted&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;0.02&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;0.06&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;0.11&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;0.17&lt;/font&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;</us-gaap:EarningsPerShareTextBlock>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery id="Tag793" contextRef="D2013_9M_MortgageLoansOnRealEstateMember_2" unitRef="USD" decimals="-3">98000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses id="Tag794" contextRef="D2013_9M_MortgageLoansOnRealEstateMember_2" unitRef="USD" decimals="-3">-52000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="Tag795" contextRef="I20121231_ConsumerLoanMember" unitRef="USD" decimals="-3">150000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="Tag796" contextRef="D2013_9M_ConsumerLoanMember_1" unitRef="USD" decimals="-3">87000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery id="Tag797" contextRef="D2013_9M_ConsumerLoanMember_1" unitRef="USD" decimals="-3">48000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses id="Tag798" contextRef="D2013_9M_ConsumerLoanMember_1" unitRef="USD" decimals="-3">-29000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="Tag799" contextRef="I20121231_AllocationForGeneralRiskMember" unitRef="USD" decimals="-3">760000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock id="Tag800" contextRef="D2014_9M">&lt;div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';"&gt;&amp;#160; &amp;#160;&amp;#160; &amp;#160;&amp;#160; &amp;#160;&amp;#160;

&lt;table cellspacing="0" cellpadding="0" style=" font-size: 10pt; text-align: left; text-indent: 0px; vertical-align: bottom; font-variant: normal; font-family : Times New Roman; text-transform: none; width: 70%; *margin-top: -20pt; font-style: normal; font-weight: normal;"&gt;
&lt;tr&gt;
&lt;td colspan="3" style=" vertical-align: top; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;Three months ended&lt;br/&gt;
September 30,&lt;/p&gt;
&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;Nine months ended&lt;br/&gt;
September 30,&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;&lt;font&gt;2014&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;&lt;font&gt;2013&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;&lt;font&gt;2014&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;&lt;font&gt;2013&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="15" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;&lt;font style=" font-weight: normal;"&gt;(&lt;/font&gt;In thousands, except per share data&lt;font style=" font-weight: normal;"&gt;)&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Numerator:&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 61%;"&gt;Net income&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%; text-align: right; vertical-align: bottom;"&gt;&lt;font&gt;365&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 1%; text-align: center; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%; text-align: right; vertical-align: bottom;"&gt;&lt;font&gt;1,226&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 1%; text-align: center; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%; text-align: right; vertical-align: bottom;"&gt;&lt;font&gt;2,274&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 1%; text-align: center; vertical-align: bottom;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%; text-align: right; vertical-align: bottom;"&gt;&lt;font&gt;3,352&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;"&gt;Preferred stock dividends&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;53&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;53&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;158&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;157&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;"&gt;Net income available to common shareholders&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;312&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;1,173&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;2,116&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;3,195&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Denominator: &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Weighted average common shares outstanding (basic)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;18,795&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;18,784&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;18,792&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;18,995&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;"&gt;Effect of stock options&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;113&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;94&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;124&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;91&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;"&gt;Weighted average common shares outstanding (diluted)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;18,908&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;18,878&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;18,916&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;19,086&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Earnings per common share: &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Basic&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;0.02&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;0.06&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;0.11&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;0.17&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Diluted&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;0.02&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;0.06&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;0.11&lt;/font&gt;&lt;/td&gt;
&lt;td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;0.17&lt;/font&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;</us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock>
  <us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount id="Tag801" contextRef="C278" unitRef="Shares" decimals="INF">3625</us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice id="Tag802" contextRef="C279" unitRef="USDPerShare" decimals="2">4.60</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice id="Tag803" contextRef="C280" unitRef="USDPerShare" decimals="2">5.22</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice>
  <us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount id="Tag804" contextRef="C281" unitRef="Shares" decimals="INF">101070</us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice id="Tag805" contextRef="C282" unitRef="USDPerShare" decimals="2">3.23</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice id="Tag806" contextRef="C283" unitRef="USDPerShare" decimals="2">5.75</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice>
  <dei:EntityCommonStockSharesOutstanding id="Tag807" contextRef="C284" unitRef="Shares" decimals="INF">18794888</dei:EntityCommonStockSharesOutstanding>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses id="Tag808" contextRef="D2013_9M_AllocationForGeneralRiskMember_1" unitRef="USD" decimals="-3">-243000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="Tag809" contextRef="I20121231" unitRef="USD" decimals="-3">12571000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="Tag810" contextRef="D2013_9M_54" unitRef="USD" decimals="-3">1663000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery id="Tag811" contextRef="D2013_9M_54" unitRef="USD" decimals="-3">375000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses id="Tag812" contextRef="D2013_9M_54" unitRef="USD" decimals="-3">100000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment id="Tag813" contextRef="I20140930_CommercialRealEstateMember" unitRef="USD" decimals="-3">1444000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:NewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock id="Tag814" contextRef="D2014_9M">&lt;div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';"&gt;
&lt;h2 style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;&lt;strong&gt;&lt;font&gt;3&lt;/font&gt;. Recent Accounting Pronouncements&lt;/strong&gt;&lt;/h2&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;In July 2013, the Financial Accounting Standards Board (FASB) issued Accounting Standards Update (ASU) &lt;font&gt;2013&lt;/font&gt;-&lt;font&gt;11&lt;/font&gt;, &lt;em&gt;Income Taxes (Topic &lt;font&gt;740&lt;/font&gt;): Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists.&lt;/em&gt; This Update applies to all entities that have unrecognized tax benefits when a net operating loss carryforward, a similar tax loss, or a tax credit carryforward exists at the reporting date. An unrecognized tax benefit, or a portion of an unrecognized tax benefit, should be presented in the financial statements as a reduction to a deferred tax asset for a net operating loss carryforward, a similar tax loss, or a tax credit carryforward, except as follows. To the extent a net operating loss carryforward, a similar tax loss, or a tax credit carryforward is not available at the reporting date under the tax law of the applicable jurisdiction to settle any additional income taxes that would result from the disallowance of a tax position or the tax law of the applicable jurisdiction does not require the entity to use, and the entity does not intend to use, the deferred tax asset for such purpose, the unrecognized tax benefit should be presented in the financial statements as a liability and should not be combined with deferred tax assets. The assessment of whether a deferred tax asset is available is based on the unrecognized tax benefit and deferred tax asset that exist at the reporting date and should be made presuming disallowance of the tax position at the reporting date. The amendments in this Update are effective for fiscal years, and interim periods within those years, beginning after December 15, 2013. The amendments should be applied prospectively to all unrecognized tax benefits that exist at the effective date. Retrospective application is permitted. This ASU did not have a significant impact on the Company's financial statements.&lt;/p&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;In January 2014, the FASB issued ASU &lt;font&gt;2014&lt;/font&gt;-&lt;font&gt;04&lt;/font&gt;, &lt;em&gt;Receivables&amp;#160;&amp;#151;&amp;#160;Troubled Debt Restructurings by Creditors (Subtopic &lt;font&gt;310&lt;/font&gt;-&lt;font&gt;40&lt;/font&gt;): Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure. &lt;/em&gt;The amendments in this Update clarify that an in substance repossession or foreclosure occurs, and a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, upon either (&lt;font&gt;1&lt;/font&gt;) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure or (&lt;font&gt;2&lt;/font&gt;) the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. Additionally, the amendments require interim and annual disclosure of both (&lt;font&gt;1&lt;/font&gt;) the amount of foreclosed residential real estate property held by the creditor and (&lt;font&gt;2&lt;/font&gt;) the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure according to local requirements of the applicable jurisdiction. The amendments in this Update are effective for public business entities for annual periods, and interim periods within those annual periods, beginning after December 15, 2014. An entity can elect to adopt the amendments in this Update using either a modified retrospective transition method or a prospective transition method. This ASU is not expected to have a significant impact on the Company's financial statements.&lt;/p&gt;
&lt;/div&gt;</us-gaap:NewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="Tag815" contextRef="I20121231_CommercialLoanMember" unitRef="USD" decimals="-3">2596000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
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  <asrv:ScheduleOfPrimarySegmentsOfLoanPortfolioTableTextBlock id="Tag896" contextRef="D2014_9M">&lt;div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';"&gt;
&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="23" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&lt;strong&gt;At &lt;/strong&gt;September 30, 2014&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&lt;strong&gt;Commercial&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&lt;strong&gt;Commercial Loans Secured by Real Estate&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&lt;strong&gt;Real&lt;br/&gt;
Estate- Mortgage&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&lt;strong&gt;Consumer&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&lt;strong&gt;Allocation&lt;br/&gt;
for General Risk&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&lt;strong&gt;Total&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&lt;strong&gt;Loans:&lt;br/&gt;
&lt;/strong&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;Individually evaluated for impairment&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;1,444&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;1,444&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 4%;"&gt;Collectively evaluated for impairment&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;134,352&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;402,799&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;257,567&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;17,761&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;812,479&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px; width: 4%;"&gt;Total loans&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&lt;font&gt;134,352&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&lt;font&gt;404,243&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&lt;font&gt;257,567&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&lt;font&gt;17,761&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&lt;font&gt;813,923&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&lt;strong&gt;Allowance for loan losses: &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;Specific reserve allocation&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;547&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;547&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 4%;"&gt;General reserve allocation&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;3,295&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;3,368&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;1,342&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;151&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;879&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;9,035&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px; width: 4%;"&gt;Total allowance for loan losses&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&lt;font&gt;3,295&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&lt;font&gt;3,915&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&lt;font&gt;1,342&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&lt;font&gt;151&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&lt;font&gt;879&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&lt;font&gt;9,582&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;&amp;#160;&lt;/p&gt;

&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="23" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&lt;strong&gt;At &lt;/strong&gt;December 31, 2013&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&lt;strong&gt;Commercial&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&lt;strong&gt;Commercial Loans Secured by Real Estate&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&lt;strong&gt;Real&lt;br/&gt;
Estate- Mortgage&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&lt;strong&gt;Consumer&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&lt;strong&gt;Allocation&lt;br/&gt;
for General Risk&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&lt;strong&gt;Total&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&lt;strong&gt;Loans:&lt;br/&gt;
&lt;/strong&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;Individually evaluated for impairment&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;3,005&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;61&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;3,066&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 4%;"&gt;Collectively evaluated for impairment&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;120,102&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;408,686&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;235,689&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;15,803&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;780,280&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px; width: 4%;"&gt;Total loans&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&lt;font&gt;120,102&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&lt;font&gt;411,691&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&lt;font&gt;235,689&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&lt;font&gt;15,864&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&lt;font&gt;783,346&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&lt;strong&gt;Allowance for loan losses: &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;Specific reserve allocation&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;812&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;1&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;813&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 4%;"&gt;General reserve allocation&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;2,844&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;4,073&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;1,260&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;135&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;979&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;9,291&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px; width: 4%;"&gt;Total allowance for loan losses&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&lt;font&gt;2,844&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&lt;font&gt;4,885&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&lt;font&gt;1,260&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&lt;font&gt;136&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&lt;font&gt;979&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&lt;font&gt;10,104&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;</asrv:ScheduleOfPrimarySegmentsOfLoanPortfolioTableTextBlock>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="Tag897" contextRef="D2014_3M_ConsumerLoanMember" unitRef="USD" decimals="-3">24000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery id="Tag898" contextRef="D2014_3M_ConsumerLoanMember" unitRef="USD" decimals="-3">6000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses id="Tag899" contextRef="D2014_3M_ConsumerLoanMember" unitRef="USD" decimals="-3">-24000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="Tag900" contextRef="I20140630_AllocationForGeneralRiskMember" unitRef="USD" decimals="-3">975000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses id="Tag901" contextRef="D2014_3M_AllocationForGeneralRiskMember" unitRef="USD" decimals="-3">96000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="Tag902" contextRef="I20140630" unitRef="USD" decimals="-3">10150000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs id="Tag903" contextRef="D2014_3M" unitRef="USD" decimals="-3">633000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery id="Tag904" contextRef="D2014_3M" unitRef="USD" decimals="-3">65000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="Tag905" contextRef="I20130930_CommercialLoanMember" unitRef="USD" decimals="-3">2780000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery id="Tag906" contextRef="D2013_3M_CommercialLoanMember" unitRef="USD" decimals="-3">17000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses id="Tag907" contextRef="D2013_3M_CommercialLoanMember" unitRef="USD" decimals="-3">-891000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="Tag908" contextRef="I20130930_CommercialRealEstateMember" unitRef="USD" decimals="-3">5983000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery id="Tag909" contextRef="D2013_3M_CommercialRealEstateMember" unitRef="USD" decimals="-3">39000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses id="Tag910" contextRef="D2013_3M_CommercialRealEstateMember" unitRef="USD" decimals="-3">993000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:FinancingReceivableAllowanceForCreditLosses id="Tag911" contextRef="I20130930_MortgageLoansOnRealEstateMember" unitRef="USD" decimals="-3">1279000</us-gaap:FinancingReceivableAllowanceForCreditLosses>
  <us-gaap:AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock id="Tag912" contextRef="D2014_9M">&lt;div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';"&gt;
&lt;div align="center" style=" width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;"&gt;
&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="19" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;Three months ended September 30, 2014&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Balance at &lt;/strong&gt;June 30, 2014&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Charge-Offs&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Recoveries&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Provision (Credit)&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Balance at&lt;br/&gt;
&lt;/strong&gt;September 30,&lt;br/&gt;
2014&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Commercial&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;3,254&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;6&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;35&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;3,295&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Commercial loans secured by real estate&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;4,475&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;(506&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;24&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;(78&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;3,915&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Real estate-mortgage&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;1,301&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;(103&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;29&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;115&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;1,342&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Consumer&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;145&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;(24&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;6&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;24&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;151&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Allocation for general risk&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;975&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;(96&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;879&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px; width: 5%;"&gt;Total&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&lt;font&gt;10,150&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&lt;font&gt;(633&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; border-bottom: #000000 2.80pt double; width: 5%;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&lt;font&gt;65&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&lt;font&gt;9,582&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;



&lt;div align="center" style=" width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;"&gt;
&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="19" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;Three months ended September 30, 2013&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Balance at &lt;/strong&gt;June 30, 2013&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Charge-Offs&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Recoveries&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Provision (Credit)&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Balance at&lt;br/&gt;
&lt;/strong&gt;September 30,&lt;br/&gt;
2013&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Commercial&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;2,780&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;17&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;891&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;3,688&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Commercial loans secured by real estate&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;5,983&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;39&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;(993&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;5,029&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Real estate-mortgage&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;1,279&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;(49&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;31&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;62&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;1,323&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Consumer&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;146&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;(8&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;8&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;(6&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;140&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Allocation for general risk&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;957&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;46&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;1,003&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px; width: 5%;"&gt;Total&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&lt;font&gt;11,145&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&lt;font&gt;(57&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; border-bottom: #000000 2.80pt double; width: 5%;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&lt;font&gt;95&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&lt;font&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&lt;font&gt;11,183&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;&amp;#160;&lt;/p&gt;

&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="19" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;Nine months ended September 30, 2014&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Balance at &lt;/strong&gt;December 31, 2013&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Charge-Offs&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Recoveries&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Provision (Credit)&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Balance at&lt;br/&gt;
&lt;/strong&gt;September 30,&lt;br/&gt;
2014&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Commercial&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;2,844&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;(72&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;111&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;412&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;3,295&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Commercial loans secured by real estate&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;4,885&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;(572&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;196&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;(594&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;3,915&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Real estate-mortgage&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;1,260&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;(176&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;54&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;204&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;1,342&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Consumer&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;136&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;(82&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;19&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;78&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;151&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Allocation for general risk&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;979&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;(100&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;879&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px; width: 5%;"&gt;Total&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&lt;font&gt;10,104&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&lt;font&gt;(902&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; border-bottom: #000000 2.80pt double; width: 5%;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&lt;font&gt;380&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&lt;font&gt;9,582&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;&amp;#160;&lt;/p&gt;

&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="19" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;Nine months ended September 30, 2013&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Balance at &lt;/strong&gt;December 31, 2012&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Charge-Offs&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Recoveries&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Provision (Credit)&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Balance at&lt;br/&gt;
&lt;/strong&gt;September 30,&lt;br/&gt;
2013&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Commercial&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;2,596&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;48&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;1,044&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;3,688&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Commercial loans secured by real estate&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;7,796&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;(1,480&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;181&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;(1,468&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;5,029&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Real estate-mortgage&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;1,269&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;(96&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;98&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;52&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;1,323&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Consumer&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;150&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;(87&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;48&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;29&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;140&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Allocation for general risk&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;760&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;243&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;1,003&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px; width: 5%;"&gt;Total&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&lt;font&gt;12,571&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&lt;font&gt;(1,663&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; border-bottom: #000000 2.80pt double; width: 5%;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&lt;font&gt;375&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&lt;font&gt;(100&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; border-bottom: #000000 2.80pt double; width: 5%;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&lt;font&gt;11,183&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;
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  <asrv:InterestIncomeRecordedNonaccrualLoans id="Tag950" contextRef="D2013_9M_54" unitRef="USD" xsi:nil="true" />
  <us-gaap:FinancingReceivableModificationsDeterminationOfAllowanceForCreditLosses1 id="Tag951" contextRef="D2014_9M_LoansInNonAccrualStatusMember_CommercialRealEstateMember">&lt;div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';"&gt;Extension of maturity date&lt;/div&gt;</us-gaap:FinancingReceivableModificationsDeterminationOfAllowanceForCreditLosses1>
  <asrv:CommercialLoanReceivableModificationsRecordedInvestment id="Tag952" contextRef="D2014_3M" unitRef="USD" xsi:nil="true" />
  <asrv:CommercialLoanReceivableModificationsRecordedInvestment id="Tag953" contextRef="D2014_9M" unitRef="USD" xsi:nil="true" />
  <asrv:CommercialLoanReceivableModificationsRecordedInvestment id="Tag954" contextRef="D2014_3M_MortgageLoansOnRealEstateMember_1" unitRef="USD" xsi:nil="true" />
  <asrv:CommercialLoanReceivableModificationsRecordedInvestment id="Tag955" contextRef="D2014_9M_MortgageLoansOnRealEstateMember_1" unitRef="USD" xsi:nil="true" />
  <asrv:NonPerformingAssetsIncludingTroubledDebtRestructuringsTdr id="Tag956" contextRef="D2014_9M">&lt;div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';"&gt;
&lt;div align="center" style=" width: 708px; border: 1pt solid white; padding: 9pt 3pt 9pt 6pt; margin: 6pt 0pt;"&gt;
&lt;h2 style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; text-transform: none; padding: 5pt 0pt 3pt 4px; margin: 0pt;"&gt;&lt;strong&gt;&lt;font&gt;9&lt;/font&gt;. Non-performing Assets Including Troubled Debt Restructurings (TDR)&lt;/strong&gt;&lt;/h2&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt 3pt 4px; margin: 0pt;"&gt;The following table presents information concerning non-performing assets including TDR (in thousands, except percentages):&lt;/p&gt;
&lt;/div&gt;

&lt;div&gt;

&lt;div align="center" style=" width: 708px; border: 1pt solid white; padding: 9pt 3pt 9pt 6pt; margin: 6pt 0pt;"&gt;
&lt;div style=" text-align: center;"&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="554" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt; margin: -15pt 0pt 0pt;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;September 30,&lt;br/&gt;
&lt;font&gt;2014&lt;/font&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;December 31, 2013&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: rgb(204, 238, 255);"&gt;
&lt;td rowspan="1" colspan="1" style=" padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom;"&gt;&lt;u&gt;Non-accrual loans&lt;/u&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: white;"&gt;
&lt;td rowspan="1" colspan="1" style=" padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom;"&gt;Commercial loans secured by real estate&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;"&gt;&lt;font&gt;1,230&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;"&gt;&lt;font&gt;1,632&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: rgb(204, 238, 255);"&gt;
&lt;td rowspan="1" colspan="1" style=" padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;Real estate-mortgage&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&lt;font&gt;1,771&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&lt;font&gt;1,239&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: white;"&gt;
&lt;td rowspan="1" colspan="1" style=" padding-left: 20pt; text-indent: -10pt; vertical-align: bottom; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;Total&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&lt;font&gt;3,001&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&lt;font&gt;2,871&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: rgb(204, 238, 255);"&gt;
&lt;td rowspan="1" colspan="1" style=" padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom;"&gt;&lt;u&gt;Other real estate owned&lt;/u&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: white;"&gt;
&lt;td rowspan="1" colspan="1" style=" padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom;"&gt;Commercial loans secured by real estate&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;"&gt;&lt;font&gt;592&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;"&gt;&lt;font&gt;344&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: rgb(204, 238, 255);"&gt;
&lt;td rowspan="1" colspan="1" style=" padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;Real estate-mortgage&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&lt;font&gt;91&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&lt;font&gt;673&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: white;"&gt;
&lt;td rowspan="1" colspan="1" style=" padding-left: 20pt; text-indent: -10pt; vertical-align: bottom; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;Total&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&lt;font&gt;683&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&lt;font&gt;1,017&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: rgb(204, 238, 255);"&gt;
&lt;td rowspan="1" colspan="1" style=" padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;TDR's not in non-accrual&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&lt;font&gt;214&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&lt;font&gt;221&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: white;"&gt;
&lt;td rowspan="1" colspan="1" style=" padding-left: 20pt; text-indent: -10pt; vertical-align: bottom; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;"&gt;Total non-performing assets including TDR&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;"&gt;&lt;font&gt;3,898&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;"&gt;&lt;font&gt;4,109&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: rgb(204, 238, 255);"&gt;
&lt;td rowspan="1" colspan="1" style=" padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom;"&gt;Total non-performing assets as a percent of loans, net of unearned income, and other real estate owned&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;"&gt;&lt;font&gt;0.48&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left;"&gt;%&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;"&gt;&lt;font&gt;0.52&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left;"&gt;%&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;/div&gt;

&lt;div align="center" style=" width: 708px; border: 1pt solid white; margin: 6pt 0pt;"&gt;
&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt 3pt 4px; margin: 0pt;"&gt;The Company had &lt;font&gt;no&lt;/font&gt; loans past due &lt;font&gt;90&lt;/font&gt; days or more for the periods presented which were accruing interest.&lt;/p&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt 3pt 4px; margin: 0pt;"&gt;The following table sets forth, for the periods indicated, (&lt;font&gt;1&lt;/font&gt;) the gross interest income that would have been recorded if non-accrual loans had been current in accordance with their original terms and had been outstanding throughout the period or since origination if held for part of the period, (&lt;font&gt;2&lt;/font&gt;) the amount of interest income actually recorded on such loans, and (&lt;font&gt;3&lt;/font&gt;) the net reduction in interest income attributable to such loans (in thousands).&lt;/p&gt;

&lt;div&gt;

&lt;p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt 3pt 4px; margin: 0pt;"&gt;&amp;#160;&lt;/p&gt;

&lt;div style=" text-align: center;"&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="608" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt; margin: -15pt 0pt 0pt;"&gt;
&lt;tr&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" width: 12px; vertical-align: bottom; text-align: center; border-bottom-style: none;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" width: 12px; vertical-align: bottom; text-align: center; border-bottom-style: none;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" width: 12px; vertical-align: bottom; text-align: center; border-bottom-style: none;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" width: 12px; vertical-align: bottom; text-align: center; border-bottom-style: none;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;Three months ended&lt;br/&gt;
September 30,&lt;/p&gt;
&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;Nine months ended&lt;br/&gt;
September 30,&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left;"&gt;&lt;strong&gt;&amp;#160;&amp;#160;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&lt;strong&gt;&lt;font&gt;2014&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&lt;strong&gt;&lt;font&gt;2013&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&lt;strong&gt;&lt;font&gt;2014&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&lt;strong&gt;&lt;font&gt;2013&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: white;"&gt;
&lt;td rowspan="1" colspan="1" style=" padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom;"&gt;Interest income due in accordance with original terms&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;"&gt;&lt;font&gt;39&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;"&gt;&lt;font&gt;37&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;"&gt;&lt;font&gt;106&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;"&gt;&lt;font&gt;139&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: rgb(204, 238, 255);"&gt;
&lt;td rowspan="1" colspan="1" style=" padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;Interest income recorded&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: white;"&gt;
&lt;td rowspan="1" colspan="1" style=" padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;"&gt;Net reduction in interest income&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;"&gt;&lt;font&gt;39&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;"&gt;&lt;font&gt;37&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;"&gt;&lt;font&gt;106&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;"&gt;&lt;font&gt;139&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;/div&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt 3pt 4px; margin: 0pt;"&gt;Consistent with accounting and regulatory guidance, the Bank recognizes a TDR when the Bank, for economic or legal reasons related to a borrower's financial difficulties, grants a concession to the borrower that would not normally be considered. Regardless of the form of concession granted, the Bank's objective in offering a troubled debt restructure is to increase the probability of repayment of the borrower's loan.&lt;/p&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt 3pt 4px; margin: 0pt;"&gt;To be considered a TDR, both of the following criteria must be met:&lt;/p&gt;

&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt; margin: 0pt;"&gt;
&lt;tr style=" font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left;"&gt;
&lt;td style=" width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" text-align: left; width: 3%;"&gt;&amp;#149;&lt;/td&gt;
&lt;td style=" text-align: left; width: 94%;"&gt;the borrower must be experiencing financial difficulties; and&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;

&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt; margin: 0pt;"&gt;
&lt;tr style=" font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left;"&gt;
&lt;td style=" width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" text-align: left; width: 3%;"&gt;&amp;#149;&lt;/td&gt;
&lt;td style=" text-align: left; width: 94%;"&gt;the Bank, for economic or legal reasons related to the borrower's financial difficulties, grants a concession to the borrower that would not otherwise be considered.&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt 3pt 4px; margin: 0pt;"&gt;Factors that indicate a borrower is experiencing financial difficulties include, but are not limited to:&lt;/p&gt;

&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt; margin: 0pt;"&gt;
&lt;tr style=" font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left;"&gt;
&lt;td style=" width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" text-align: left; width: 3%;"&gt;&amp;#149;&lt;/td&gt;
&lt;td style=" text-align: left; width: 94%;"&gt;the borrower is currently in default on their loan(s);&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;

&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt; margin: 0pt;"&gt;
&lt;tr style=" font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left;"&gt;
&lt;td style=" width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" text-align: left; width: 3%;"&gt;&amp;#149;&lt;/td&gt;
&lt;td style=" text-align: left; width: 94%;"&gt;the borrower has filed for bankruptcy;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;

&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt; margin: 0pt;"&gt;
&lt;tr style=" font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left;"&gt;
&lt;td style=" width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" text-align: left; width: 3%;"&gt;&amp;#149;&lt;/td&gt;
&lt;td style=" text-align: left; width: 94%;"&gt;the borrower has insufficient cash flows to service their loan(s); and&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;

&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt; margin: 0pt;"&gt;
&lt;tr style=" font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left;"&gt;
&lt;td style=" width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" text-align: left; width: 3%;"&gt;&amp;#149;&lt;/td&gt;
&lt;td style=" text-align: left; width: 94%;"&gt;the borrower is unable to obtain refinancing from other sources at a market rate similar to rates available to a non-troubled debtor.&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt 3pt 4px; margin: 0pt;"&gt;Factors that indicate that a concession has been granted include, but are not limited to:&lt;/p&gt;

&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt; margin: 0pt;"&gt;
&lt;tr style=" font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left;"&gt;
&lt;td style=" width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" text-align: left; width: 3%;"&gt;&amp;#149;&lt;/td&gt;
&lt;td style=" text-align: left; width: 94%;"&gt;the borrower is granted an interest rate reduction to a level below market rates for debt with similar risk; or&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;

&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt; margin: 0pt;"&gt;
&lt;tr style=" font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left;"&gt;
&lt;td style=" width: 3%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" text-align: left; width: 3%;"&gt;&amp;#149;&lt;/td&gt;
&lt;td style=" text-align: left; width: 94%;"&gt;the borrower is granted a material maturity date extension, or extension of the amortization plan to provide payment relief. For purposes of this policy, a material maturity date extension will generally include any maturity date extension, or the aggregate of multiple consecutive maturity date extensions, that exceed &lt;font&gt;120&lt;/font&gt; days. A restructuring that results in an insignificant delay in payment, i.e. &lt;font&gt;120&lt;/font&gt; days or less, is not necessarily a TDR. Insignificant payment delays occur when the amount of the restructured payments subject to the delay is insignificant relative to the unpaid principal or collateral value, and will result in an insignificant shortfall in the originally scheduled contractual amount due, and/or the delay in timing of the restructured payment period is insignificant relative to the frequency of payments, the original maturity or the original amortization.&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt 3pt 4px; margin: 0pt;"&gt;The determination of whether a restructured loan is a TDR requires consideration of all of the facts and circumstances surrounding the modification. &lt;font&gt;No&lt;/font&gt; single factor is determinative of whether a restructuring is a TDR. An overall general decline in the economy or some deterioration in a borrower's financial condition does not automatically mean that the borrower is experiencing financial difficulty. Accordingly, determination of whether a modification is a TDR involves a large degree of judgment.&lt;/p&gt;
&lt;/div&gt;

&lt;div align="center" style=" width: 708px; border: 1pt solid white; margin: 6pt 0pt;"&gt;
&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt 3pt 4px; margin: 0pt;"&gt;The Company had no loans modified as TDRs during the &lt;font&gt;three&lt;/font&gt; month period ended September 30, 2014.&lt;/p&gt;

&lt;div&gt;

&lt;div&gt;

&lt;div style=" text-align: center;"&gt;
&lt;div class="CursorPointer"&gt;&lt;/div&gt;
&lt;/div&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt 3pt 4px; margin: 0pt;"&gt;The following table details the loans modified as TDRs during the &lt;font&gt;nine&lt;/font&gt; month period ended September 30, 2014 (dollars in thousands).&lt;/p&gt;

&lt;div style=" text-align: center;"&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="608" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt; margin: -15pt 0pt 0pt;"&gt;
&lt;tr&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" width: 12px; vertical-align: bottom; text-align: center; border-bottom-style: none;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" width: 12px; vertical-align: bottom; text-align: center; border-bottom-style: none;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" width: 12px; vertical-align: bottom; text-align: center; border-bottom-style: none;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&lt;strong&gt;Loans in non-accrual status&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&lt;strong&gt;# of Loans&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&lt;strong&gt;Current Balance&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&lt;strong&gt;Concession Granted&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: rgb(204, 238, 255);"&gt;
&lt;td rowspan="1" colspan="1" style=" padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom;"&gt;Commercial loan secured by real estate&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;"&gt;&lt;font&gt;1&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;"&gt;&lt;font&gt;138&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left;"&gt;&lt;font&gt;Extension of maturity date&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;/div&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt 3pt 4px; margin: 0pt;"&gt;The &lt;font&gt;following table details the&lt;/font&gt; loans modified as TDR's during the &lt;font&gt;three&lt;/font&gt; and &lt;font&gt;nine&lt;/font&gt; month periods ended on September 30, 2013.&lt;/p&gt;

&lt;p style=" font: 10pt/normal Times New Roman, Times, Serif; margin: 0pt 0px; text-align: justify; text-indent: 0.5in; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;

&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" style=" font: 10pt/normal Times New Roman, Times, Serif; width: 95%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;"&gt;
&lt;tr style=" vertical-align: bottom;"&gt;
&lt;td style=" border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;Loans in accrual status&lt;/td&gt;
&lt;td style=" padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="2" style=" text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;# of Loans&lt;/td&gt;
&lt;td style=" padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="2" style=" text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;Current Balance&lt;/td&gt;
&lt;td style=" padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;Concession Granted&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" vertical-align: bottom; background-color: rgb(204, 238, 255);"&gt;
&lt;td style=" width: 37%;"&gt;Consumer&lt;/td&gt;
&lt;td style=" width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" width: 10%; text-align: right;"&gt;&lt;font&gt;1&lt;/font&gt;&lt;/td&gt;
&lt;td style=" width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style=" width: 10%; text-align: right;"&gt;&lt;font&gt;51&lt;/font&gt;&lt;/td&gt;
&lt;td style=" width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" width: 36%; text-align: left;"&gt;&lt;font&gt;Extension of maturity date&lt;/font&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;

&lt;/div&gt;

&lt;p style=" text-indent: 0.5in; text-align: justify; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt 3pt 4px; margin: 0pt 0px; font: 10pt/normal Times New Roman, Times, Serif; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt 3pt 4px; margin: 0pt;"&gt;&amp;#160;&lt;/p&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt 3pt 4px; margin: 0pt;"&gt;In all instances where loans have been modified in troubled debt restructurings the pre- and post-modified balances are the same. The specific ALL reserve for loans modified as TDR's was $&lt;font&gt;503,000&lt;/font&gt; and $&lt;font&gt;372,000&lt;/font&gt; as of September 30, 2014 and &lt;font&gt;2013&lt;/font&gt;, respectively.&lt;/p&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt 3pt 4px; margin: 0pt;"&gt;Once a loan is classified as a TDR, this classification will remain until documented improvement in the financial position of the borrower supports confidence that all principal and interest will be paid according to terms. Additionally, the customer must have re-established a track record of timely payments according to the restructured contract terms for a minimum of &lt;font&gt;six&lt;/font&gt; consecutive months prior to consideration for removing the loan from non-accrual TDR status. However, a loan will continue to be on non-accrual status until, consistent with our policy, the borrower has made a minimum of an additional &lt;font&gt;six&lt;/font&gt; consecutive monthly payments in accordance with the terms of the loan.&lt;/p&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt 3pt 4px; margin: 0pt;"&gt;The following table presents the recorded investment in loans that were modified as TDR's during each &lt;font&gt;12&lt;/font&gt;-month period prior to the current reporting periods, which begin January 1, 2014 and &lt;font&gt;2013&lt;/font&gt; (&lt;font&gt;nine&lt;/font&gt; month periods) and July 1, 2014 and &lt;font&gt;2013&lt;/font&gt; (&lt;font&gt;3&lt;/font&gt; month periods), respectively, and that subsequently defaulted during these reporting periods (dollars in thousands).&lt;/p&gt;

&lt;div style=" text-align: center;"&gt;
&lt;div class="CursorPointer"&gt;
&lt;div&gt;

&lt;table cellspacing="0" cellpadding="0" width="608" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt; margin: -15pt 0pt 0pt;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;Three months ended&lt;br/&gt;
September 30,&lt;/p&gt;
&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;Nine months ended&lt;br/&gt;
September 30,&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left;"&gt;&lt;strong&gt;&amp;#160;&amp;#160;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&lt;strong&gt;&lt;font&gt;2014&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&lt;strong&gt;&lt;font&gt;2013&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&lt;strong&gt;&lt;font&gt;2014&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&lt;strong&gt;&lt;font&gt;2013&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: white;"&gt;
&lt;td rowspan="1" colspan="1" style=" padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom;"&gt;&lt;u&gt;Recorded investment of defaults&lt;/u&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: rgb(204, 238, 255);"&gt;
&lt;td rowspan="1" colspan="1" style=" padding-left: 20pt; text-indent: -10pt; vertical-align: bottom; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;Commercial loan secured by real estate&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&lt;font&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&lt;font&gt;1,320&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: white;"&gt;
&lt;td rowspan="1" colspan="1" style=" padding-left: 30pt; text-indent: -10pt; vertical-align: bottom; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;"&gt;Total&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;"&gt;&lt;font&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;"&gt;&lt;font&gt;1,320&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;

&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt 3pt 4px; margin: 0pt;"&gt;All TDR's are individually evaluated for impairment and a related allowance is recorded, as needed. All TDR's which defaulted in the above table had a related allowance adequate to reserve for anticipated losses.&lt;/p&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt 3pt 4px; margin: 0pt;"&gt;The Company is unaware of any additional loans which are required to either be charged-off or added to the non-performing asset totals disclosed above.&lt;/p&gt;
&lt;/div&gt;
&lt;/div&gt;</asrv:NonPerformingAssetsIncludingTroubledDebtRestructuringsTdr>
  <us-gaap:PreferredStockSharesIssued id="Tag957" contextRef="I20110811_NoncumulativeSeriesEpreferredStockMember" unitRef="Shares" decimals="INF">21000</us-gaap:PreferredStockSharesIssued>
  <us-gaap:ProceedsFromIssuanceOfPreferredStockAndPreferenceStock id="Tag958" contextRef="D2011_2M" unitRef="USD" decimals="-6">21000000</us-gaap:ProceedsFromIssuanceOfPreferredStockAndPreferenceStock>
  <us-gaap:PreferredStockDividendRatePercentage id="Tag959" contextRef="D2014_9M_MaximumMember_NoncumulativeSeriesEpreferredStockMember" unitRef="Pure" decimals="2">0.05</us-gaap:PreferredStockDividendRatePercentage>
  <us-gaap:ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock id="Tag960" contextRef="D2014_9M">&lt;div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';"&gt;
&lt;p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt 3pt 4px; margin: 0pt;"&gt;&amp;#160;&lt;/p&gt;

&lt;div style=" text-align: center;"&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="608" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt; margin: -15pt 0pt 0pt;"&gt;
&lt;tr&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" width: 12px; vertical-align: bottom; text-align: center; border-bottom-style: none;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" width: 12px; vertical-align: bottom; text-align: center; border-bottom-style: none;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" width: 12px; vertical-align: bottom; text-align: center; border-bottom-style: none;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" width: 12px; vertical-align: bottom; text-align: center; border-bottom-style: none;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;Three months ended&lt;br/&gt;
September 30,&lt;/p&gt;
&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;Nine months ended&lt;br/&gt;
September 30,&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left;"&gt;&lt;strong&gt;&amp;#160;&amp;#160;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&lt;strong&gt;&lt;font&gt;2014&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&lt;strong&gt;&lt;font&gt;2013&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&lt;strong&gt;&lt;font&gt;2014&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&lt;strong&gt;&lt;font&gt;2013&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: white;"&gt;
&lt;td rowspan="1" colspan="1" style=" padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom;"&gt;Interest income due in accordance with original terms&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;"&gt;&lt;font&gt;39&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;"&gt;&lt;font&gt;37&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;"&gt;&lt;font&gt;106&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;"&gt;&lt;font&gt;139&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: rgb(204, 238, 255);"&gt;
&lt;td rowspan="1" colspan="1" style=" padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;Interest income recorded&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: white;"&gt;
&lt;td rowspan="1" colspan="1" style=" padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;"&gt;Net reduction in interest income&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;"&gt;&lt;font&gt;39&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;"&gt;&lt;font&gt;37&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;"&gt;&lt;font&gt;106&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;"&gt;&lt;font&gt;139&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;</us-gaap:ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock>
  <asrv:ScheduleOfNonperformingAssetsIncludingTroubleDebtRestructuringsTableTextBlock id="Tag961" contextRef="D2014_9M">&lt;div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';"&gt;
&lt;div align="center" style=" width: 708px; border: 1pt solid white; padding: 9pt 3pt 9pt 6pt; margin: 6pt 0pt;"&gt;
&lt;div style=" text-align: center;"&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="554" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt; margin: -15pt 0pt 0pt;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;September 30,&lt;br/&gt;
&lt;font&gt;2014&lt;/font&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;December 31, 2013&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: rgb(204, 238, 255);"&gt;
&lt;td rowspan="1" colspan="1" style=" padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom;"&gt;&lt;u&gt;Non-accrual loans&lt;/u&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: white;"&gt;
&lt;td rowspan="1" colspan="1" style=" padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom;"&gt;Commercial loans secured by real estate&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;"&gt;&lt;font&gt;1,230&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;"&gt;&lt;font&gt;1,632&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: rgb(204, 238, 255);"&gt;
&lt;td rowspan="1" colspan="1" style=" padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;Real estate-mortgage&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&lt;font&gt;1,771&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&lt;font&gt;1,239&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: white;"&gt;
&lt;td rowspan="1" colspan="1" style=" padding-left: 20pt; text-indent: -10pt; vertical-align: bottom; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;Total&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&lt;font&gt;3,001&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&lt;font&gt;2,871&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: rgb(204, 238, 255);"&gt;
&lt;td rowspan="1" colspan="1" style=" padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom;"&gt;&lt;u&gt;Other real estate owned&lt;/u&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: white;"&gt;
&lt;td rowspan="1" colspan="1" style=" padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom;"&gt;Commercial loans secured by real estate&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;"&gt;&lt;font&gt;592&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;"&gt;&lt;font&gt;344&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: rgb(204, 238, 255);"&gt;
&lt;td rowspan="1" colspan="1" style=" padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;Real estate-mortgage&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&lt;font&gt;91&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&lt;font&gt;673&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: white;"&gt;
&lt;td rowspan="1" colspan="1" style=" padding-left: 20pt; text-indent: -10pt; vertical-align: bottom; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;Total&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&lt;font&gt;683&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&lt;font&gt;1,017&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: rgb(204, 238, 255);"&gt;
&lt;td rowspan="1" colspan="1" style=" padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;TDR's not in non-accrual&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&lt;font&gt;214&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&lt;font&gt;221&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: white;"&gt;
&lt;td rowspan="1" colspan="1" style=" padding-left: 20pt; text-indent: -10pt; vertical-align: bottom; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;"&gt;Total non-performing assets including TDR&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;"&gt;&lt;font&gt;3,898&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;"&gt;&lt;font&gt;4,109&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: rgb(204, 238, 255);"&gt;
&lt;td rowspan="1" colspan="1" style=" padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom;"&gt;Total non-performing assets as a percent of loans, net of unearned income, and other real estate owned&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;"&gt;&lt;font&gt;0.48&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left;"&gt;%&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;"&gt;&lt;font&gt;0.52&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left;"&gt;%&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;</asrv:ScheduleOfNonperformingAssetsIncludingTroubleDebtRestructuringsTableTextBlock>
  <us-gaap:LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest id="Tag962" contextRef="I20140930_CommercialRealEstateMember_1" unitRef="USD" decimals="-3">1230000</us-gaap:LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest>
  <us-gaap:LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest id="Tag963" contextRef="I20131231_CommercialRealEstateMember_1" unitRef="USD" decimals="-3">1632000</us-gaap:LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest>
  <us-gaap:LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest id="Tag964" contextRef="I20140930_MortgageLoansOnRealEstateMember_1" unitRef="USD" decimals="-3">1771000</us-gaap:LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest>
  <us-gaap:LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest id="Tag965" contextRef="I20131231_MortgageLoansOnRealEstateMember_1" unitRef="USD" decimals="-3">1239000</us-gaap:LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest>
  <us-gaap:LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest id="Tag966" contextRef="I20140930" unitRef="USD" decimals="-3">3001000</us-gaap:LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest>
  <us-gaap:LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest id="Tag967" contextRef="I20131231" unitRef="USD" decimals="-3">2871000</us-gaap:LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest>
  <us-gaap:OtherRealEstate id="Tag968" contextRef="I20140930_CommercialRealEstateMember_1" unitRef="USD" decimals="-3">592000</us-gaap:OtherRealEstate>
  <us-gaap:OtherRealEstate id="Tag969" contextRef="I20131231_CommercialRealEstateMember_1" unitRef="USD" decimals="-3">344000</us-gaap:OtherRealEstate>
  <us-gaap:OtherRealEstate id="Tag970" contextRef="I20140930_MortgageLoansOnRealEstateMember_1" unitRef="USD" decimals="-3">91000</us-gaap:OtherRealEstate>
  <us-gaap:OtherRealEstate id="Tag971" contextRef="I20131231_MortgageLoansOnRealEstateMember_1" unitRef="USD" decimals="-3">673000</us-gaap:OtherRealEstate>
  <us-gaap:OtherRealEstate id="Tag972" contextRef="I20140930" unitRef="USD" decimals="-3">683000</us-gaap:OtherRealEstate>
  <us-gaap:OtherRealEstate id="Tag973" contextRef="I20131231" unitRef="USD" decimals="-3">1017000</us-gaap:OtherRealEstate>
  <asrv:TroubledDebtRestructuringModificationsRecordedInvestment id="Tag974" contextRef="I20140930" unitRef="USD" decimals="-3">214000</asrv:TroubledDebtRestructuringModificationsRecordedInvestment>
  <asrv:TroubledDebtRestructuringModificationsRecordedInvestment id="Tag975" contextRef="I20131231" unitRef="USD" decimals="-3">221000</asrv:TroubledDebtRestructuringModificationsRecordedInvestment>
  <asrv:NonperformingAssetsIncludingTroubleDebtRestructurings id="Tag976" contextRef="I20140930" unitRef="USD" decimals="-3">3898000</asrv:NonperformingAssetsIncludingTroubleDebtRestructurings>
  <asrv:NonperformingAssetsIncludingTroubleDebtRestructurings id="Tag977" contextRef="I20131231" unitRef="USD" decimals="-3">4109000</asrv:NonperformingAssetsIncludingTroubleDebtRestructurings>
  <us-gaap:LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans id="Tag978" contextRef="I20140930" unitRef="Pure" decimals="4">0.0048</us-gaap:LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans>
  <us-gaap:LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans id="Tag979" contextRef="I20131231" unitRef="Pure" decimals="4">0.0052</us-gaap:LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans>
  <us-gaap:LoansAndLeasesReceivableImpairedTroubledDebtInterestIncome id="Tag980" contextRef="D2014_3M" unitRef="USD" decimals="-3">39000</us-gaap:LoansAndLeasesReceivableImpairedTroubledDebtInterestIncome>
  <us-gaap:LoansAndLeasesReceivableImpairedTroubledDebtInterestIncome id="Tag981" contextRef="D2013_3M" unitRef="USD" decimals="-3">37000</us-gaap:LoansAndLeasesReceivableImpairedTroubledDebtInterestIncome>
  <us-gaap:LoansAndLeasesReceivableImpairedTroubledDebtInterestIncome id="Tag982" contextRef="D2014_9M" unitRef="USD" decimals="-3">106000</us-gaap:LoansAndLeasesReceivableImpairedTroubledDebtInterestIncome>
  <us-gaap:LoansAndLeasesReceivableImpairedTroubledDebtInterestIncome id="Tag983" contextRef="D2013_9M_54" unitRef="USD" decimals="-3">139000</us-gaap:LoansAndLeasesReceivableImpairedTroubledDebtInterestIncome>
  <asrv:NetReductionInInterestIncome id="Tag984" contextRef="D2014_3M" unitRef="USD" decimals="-3">39000</asrv:NetReductionInInterestIncome>
  <asrv:NetReductionInInterestIncome id="Tag985" contextRef="D2013_3M" unitRef="USD" decimals="-3">37000</asrv:NetReductionInInterestIncome>
  <asrv:NetReductionInInterestIncome id="Tag986" contextRef="D2014_9M" unitRef="USD" decimals="-3">106000</asrv:NetReductionInInterestIncome>
  <asrv:NetReductionInInterestIncome id="Tag987" contextRef="D2013_9M_54" unitRef="USD" decimals="-3">139000</asrv:NetReductionInInterestIncome>
  <us-gaap:FinancingReceivableModificationsNumberOfContracts2 id="Tag988" contextRef="D2014_9M_LoansInNonAccrualStatusMember_CommercialRealEstateMember" unitRef="Pure" decimals="INF">1</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
  <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2 id="Tag989" contextRef="D2014_9M_LoansInNonAccrualStatusMember_CommercialRealEstateMember" unitRef="USD" decimals="-3">138000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
  <asrv:AllowanceForLoanAndLeaseLossesTroubledDebtRestructurings id="Tag990" contextRef="I20140930" unitRef="USD" decimals="0">503000</asrv:AllowanceForLoanAndLeaseLossesTroubledDebtRestructurings>
  <asrv:AllowanceForLoanAndLeaseLossesTroubledDebtRestructurings id="Tag991" contextRef="I20130930" unitRef="USD" decimals="0">372000</asrv:AllowanceForLoanAndLeaseLossesTroubledDebtRestructurings>
  <asrv:CommercialLoanReceivableModificationsRecordedInvestment id="Tag992" contextRef="D2013_3M" unitRef="USD" xsi:nil="true" />
  <asrv:CommercialLoanReceivableModificationsRecordedInvestment id="Tag993" contextRef="D2013_9M_54" unitRef="USD" decimals="-3">1320000</asrv:CommercialLoanReceivableModificationsRecordedInvestment>
  <asrv:CommercialLoanReceivableModificationsRecordedInvestment id="Tag994" contextRef="D2013_3M_MortgageLoansOnRealEstateMember_1" unitRef="USD" xsi:nil="true" />
  <asrv:CommercialLoanReceivableModificationsRecordedInvestment id="Tag995" contextRef="D2013_9M_MortgageLoansOnRealEstateMember_3" unitRef="USD" decimals="-3">1320000</asrv:CommercialLoanReceivableModificationsRecordedInvestment>
  <asrv:AggregateOfMultipleConsecutiveMaturityDateExtensionsDelayInPaymentDays id="Tag996" contextRef="D2014_9M">P120D</asrv:AggregateOfMultipleConsecutiveMaturityDateExtensionsDelayInPaymentDays>
  <asrv:TimelyPaymentsOnContractTermsForMinimumConsecutiveMonthsPriorToConsiderationForRemovingLoanFromTdrStatus id="Tag997" contextRef="D2014_9M">P6M</asrv:TimelyPaymentsOnContractTermsForMinimumConsecutiveMonthsPriorToConsiderationForRemovingLoanFromTdrStatus>
  <asrv:MinimumNumberOfConsecutiveMonthsPaymentForRemovingLoanFromNonaccrualStatus id="Tag998" contextRef="D2014_9M">P6M</asrv:MinimumNumberOfConsecutiveMonthsPaymentForRemovingLoanFromNonaccrualStatus>
  <asrv:ScheduleOfRecordedInvestmentInLoansAsTroubleDebtRestructuringTableTextBlock id="Tag999" contextRef="D2014_9M">&lt;div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';"&gt;
&lt;table cellspacing="0" cellpadding="0" width="608" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt; margin: -15pt 0pt 0pt;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;Three months ended&lt;br/&gt;
September 30,&lt;/p&gt;
&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;Nine months ended&lt;br/&gt;
September 30,&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left;"&gt;&lt;strong&gt;&amp;#160;&amp;#160;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&lt;strong&gt;&lt;font&gt;2014&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&lt;strong&gt;&lt;font&gt;2013&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&lt;strong&gt;&lt;font&gt;2014&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&lt;strong&gt;&lt;font&gt;2013&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: white;"&gt;
&lt;td rowspan="1" colspan="1" style=" padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom;"&gt;&lt;u&gt;Recorded investment of defaults&lt;/u&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;"&gt;&amp;#160;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: rgb(204, 238, 255);"&gt;
&lt;td rowspan="1" colspan="1" style=" padding-left: 20pt; text-indent: -10pt; vertical-align: bottom; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;Commercial loan secured by real estate&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&lt;font&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&lt;font&gt;1,320&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: white;"&gt;
&lt;td rowspan="1" colspan="1" style=" padding-left: 30pt; text-indent: -10pt; vertical-align: bottom; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;"&gt;Total&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;"&gt;&lt;font&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;"&gt;&lt;font&gt;1,320&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;</asrv:ScheduleOfRecordedInvestmentInLoansAsTroubleDebtRestructuringTableTextBlock>
  <us-gaap:FinancingReceivableModificationsNumberOfContracts2 id="Tag1000" contextRef="D2013_3M_LoansInAccrualStatusMember_ConsumerLoanMember" unitRef="Pure" decimals="INF">1</us-gaap:FinancingReceivableModificationsNumberOfContracts2>
  <us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2 id="Tag1001" contextRef="D2013_3M_LoansInAccrualStatusMember_ConsumerLoanMember" unitRef="USD" decimals="-3">51000</us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2>
  <us-gaap:FinancingReceivableModificationsDeterminationOfAllowanceForCreditLosses1 id="Tag1002" contextRef="D2013_3M_LoansInAccrualStatusMember_ConsumerLoanMember">&lt;div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';"&gt;Extension of maturity date&lt;/div&gt;</us-gaap:FinancingReceivableModificationsDeterminationOfAllowanceForCreditLosses1>
  <us-gaap:TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock id="Tag1003" contextRef="D2014_9M">&lt;div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';"&gt;
&lt;div&gt;

&lt;div style=" text-align: center;"&gt;
&lt;div class="CursorPointer"&gt;&lt;/div&gt;
&lt;/div&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt 3pt 4px; margin: 0pt;"&gt;The following table details the loans modified as TDRs during the &lt;font&gt;nine&lt;/font&gt; month period ended September 30, 2014 (dollars in thousands).&lt;/p&gt;

&lt;div style=" text-align: center;"&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="608" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt; margin: -15pt 0pt 0pt;"&gt;
&lt;tr&gt;
&lt;td&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" width: 12px; vertical-align: bottom; text-align: center; border-bottom-style: none;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" width: 12px; vertical-align: bottom; text-align: center; border-bottom-style: none;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" width: 12px; vertical-align: bottom; text-align: center; border-bottom-style: none;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&lt;strong&gt;Loans in non-accrual status&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&lt;strong&gt;# of Loans&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&lt;strong&gt;Current Balance&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"&gt;&lt;strong&gt;Concession Granted&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: rgb(204, 238, 255);"&gt;
&lt;td rowspan="1" colspan="1" style=" padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom;"&gt;Commercial loan secured by real estate&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;"&gt;&lt;font&gt;1&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;"&gt;&lt;font&gt;138&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left;"&gt;&lt;font&gt;Extension of maturity date&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;/div&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt 3pt 4px; margin: 0pt;"&gt;The &lt;font&gt;following table details the&lt;/font&gt; loans modified as TDR's during the &lt;font&gt;three&lt;/font&gt; and &lt;font&gt;nine&lt;/font&gt; month periods ended on September 30, 2013.&lt;/p&gt;

&lt;p style=" font: 10pt/normal Times New Roman, Times, Serif; margin: 0pt 0px; text-align: justify; text-indent: 0.5in; font-size-adjust: none; font-stretch: normal;"&gt;&amp;#160;&lt;/p&gt;

&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" style=" font: 10pt/normal Times New Roman, Times, Serif; width: 95%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;"&gt;
&lt;tr style=" vertical-align: bottom;"&gt;
&lt;td style=" border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;Loans in accrual status&lt;/td&gt;
&lt;td style=" padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="2" style=" text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;# of Loans&lt;/td&gt;
&lt;td style=" padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="2" style=" text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;Current Balance&lt;/td&gt;
&lt;td style=" padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" padding-bottom: 1pt;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"&gt;Concession Granted&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" vertical-align: bottom; background-color: rgb(204, 238, 255);"&gt;
&lt;td style=" width: 37%;"&gt;Consumer&lt;/td&gt;
&lt;td style=" width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" width: 10%; text-align: right;"&gt;&lt;font&gt;1&lt;/font&gt;&lt;/td&gt;
&lt;td style=" width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" width: 1%; text-align: left;"&gt;$&lt;/td&gt;
&lt;td style=" width: 10%; text-align: right;"&gt;&lt;font&gt;51&lt;/font&gt;&lt;/td&gt;
&lt;td style=" width: 1%; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" width: 1%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" width: 36%; text-align: left;"&gt;&lt;font&gt;Extension of maturity date&lt;/font&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;</us-gaap:TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock>
  <us-gaap:PreferredStockDividendRatePercentage id="Tag1004" contextRef="D2014_9M_SeriesEPreferredStockMember_TermOneMember" unitRef="Pure" decimals="3">0.050</us-gaap:PreferredStockDividendRatePercentage>
  <us-gaap:PreferredStockDividendRatePercentage id="Tag1005" contextRef="D2014_9M_TermTwoMember_MinimumMember_SeriesEPreferredStockMember" unitRef="Pure" decimals="3">0.010</us-gaap:PreferredStockDividendRatePercentage>
  <us-gaap:PreferredStockDividendRatePercentage id="Tag1006" contextRef="D2014_9M_TermTwoMember_MaximumMember_SeriesEPreferredStockMember" unitRef="Pure" decimals="3">0.050</us-gaap:PreferredStockDividendRatePercentage>
  <us-gaap:PreferredStockDividendRatePercentage id="Tag1007" contextRef="D2014_9M_TermThreeMember_MinimumMember_SeriesEPreferredStockMember" unitRef="Pure" decimals="3">0.010</us-gaap:PreferredStockDividendRatePercentage>
  <us-gaap:PreferredStockDividendRatePercentage id="Tag1008" contextRef="D2014_9M_TermThreeMember_MaximumMember_SeriesEPreferredStockMember" unitRef="Pure" decimals="3">0.070</us-gaap:PreferredStockDividendRatePercentage>
  <us-gaap:PreferredStockDividendRatePercentage id="Tag1009" contextRef="D2014_9M_TermFourMember_SeriesEPreferredStockMember" unitRef="Pure" decimals="3">0.090</us-gaap:PreferredStockDividendRatePercentage>
  <us-gaap:PreferredStockDividendRatePercentage id="Tag1010" contextRef="D2014_9M_SeriesEPreferredStockMember" unitRef="Pure" decimals="2">0.09</us-gaap:PreferredStockDividendRatePercentage>
  <asrv:MinimumPercentageTierOneCapitalToBeMaintain id="Tag1011" contextRef="I20140930" unitRef="Pure" decimals="2">0.90</asrv:MinimumPercentageTierOneCapitalToBeMaintain>
  <asrv:DividendAnnualizedPeriod id="Tag1012" contextRef="D2014_9M_TermTwoMember_MaximumMember_SeriesEPreferredStockMember">2013-12-31</asrv:DividendAnnualizedPeriod>
  <asrv:DividendAnnualizedPeriod id="Tag1013" contextRef="D2014_9M_MaximumMember_SeriesEPreferredStockMember_TermOneMember">2011-12-31</asrv:DividendAnnualizedPeriod>
  <asrv:DividendAnnualizedPeriod id="Tag1014" contextRef="D2014_9M_TermThreeMember_MinimumMember_SeriesEPreferredStockMember">2014-01-01</asrv:DividendAnnualizedPeriod>
  <asrv:DividendAnnualizedPeriod id="Tag1015" contextRef="D2014_9M_TermTwoMember_MinimumMember_SeriesEPreferredStockMember">2012-01-01</asrv:DividendAnnualizedPeriod>
  <asrv:DividendAnnualizedPeriod id="Tag1016" contextRef="D2014_9M_TermThreeMember_MaximumMember_SeriesEPreferredStockMember">2016-02-07</asrv:DividendAnnualizedPeriod>
  <asrv:DividendAnnualizedPeriod id="Tag1017" contextRef="D2014_9M_MinimumMember_SeriesEPreferredStockMember_TermOneMember">2011-08-11</asrv:DividendAnnualizedPeriod>
  <asrv:DividendAnnualizedPeriod id="Tag1018" contextRef="D2014_9M_MinimumMember_SeriesEPreferredStockMember_TermFourMember">2016-02-08</asrv:DividendAnnualizedPeriod>
  <us-gaap:PreferredStockDividendRatePercentage id="Tag1019" contextRef="D2014_9M_MinimumMember_NoncumulativeSeriesEpreferredStockMember" unitRef="Pure" decimals="2">0.01</us-gaap:PreferredStockDividendRatePercentage>
  <asrv:PercentagePreferredStockRedemption id="Tag1020" contextRef="D2014_9M_SeriesEPreferredStockMember" unitRef="Pure" decimals="2">1.00</asrv:PercentagePreferredStockRedemption>
  <us-gaap:PreferredStockTextBlock id="Tag1021" contextRef="D2014_9M">&lt;div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';"&gt;
&lt;div&gt;
&lt;div align="center" style=" width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;"&gt;
&lt;h2 style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;&lt;strong&gt;&lt;font&gt;11&lt;/font&gt;. Preferred Stock&lt;/strong&gt;&lt;/h2&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;On August 11, 2011, pursuant to the Small Business Lending Fund (SBLF), the Company issued and sold to the US Treasury &lt;font&gt;21,000&lt;/font&gt; shares of its Senior Non-Cumulative Perpetual Preferred Stock, Series E (Series E Preferred Stock) for the aggregate proceeds of $&lt;font&gt;21&lt;/font&gt; million. The SBLF is a voluntary program sponsored by the US Treasury that encourages small business lending by providing capital to qualified community banks at favorable rates. The initial interest rate on the Series E Preferred Stock has been initially set at &lt;font&gt;5&lt;/font&gt;% per annum and may be decreased to as low as &lt;font&gt;1&lt;/font&gt;% per annum if growth thresholds are met for qualified outstanding small business loans. The Company used the proceeds from the Series E Preferred Stock issued to the US Treasury to repurchase all &lt;font&gt;21,000&lt;/font&gt; shares of its outstanding preferred shares previously issued to the US Treasury under the TARP Capital Purchase Program.&lt;/p&gt;
&lt;/div&gt;



&lt;div align="center" style=" border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;"&gt;
&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;The Series E Preferred Stock has an aggregate liquidation preference of approximately $&lt;font&gt;21&lt;/font&gt; million and qualifies as Tier &lt;font&gt;1&lt;/font&gt; Capital for regulatory purposes. The terms of the Series E Preferred Stock provide for the payment of non-cumulative dividends on a quarterly basis. The dividend rate, as a percentage of the liquidation amount, may fluctuate while the Series E Preferred Stock is outstanding based upon changes in the level of &amp;#147;qualified small business lending&amp;#148; (&amp;#147;QSBL&amp;#148;) by the Bank from its average level of QSBL at each of the &lt;font&gt;four&lt;/font&gt; quarter ends leading up to September 30, 2010 (the &amp;#147;Baseline&amp;#148;) as follows&lt;/p&gt;

&lt;div&gt;



&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: text-top; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr style=" vertical-align: top;"&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;DIVIDEND PERIOD ANNUALIZED&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" align="center" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="center" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-left: none; border-right: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" align="center" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;ANNUALIZED&lt;br/&gt;
DIVIDEND RATE&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" vertical-align: top;"&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;BEGINNING&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" align="center" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" align="center" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;ENDING&lt;/strong&gt;&lt;/td&gt;
&lt;td align="center" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; : none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="center" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-left: none; border-right: none; : none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3" align="center" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; border-bottom: #000000 1pt solid; border-left: none; border-right: none; : none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" vertical-align: top;"&gt;
&lt;td width="50%" rowspan="1" colspan="1" style=" text-indent: 10pt; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;August 11, 2011&lt;/p&gt;
&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" width="50%" style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;December 31, 2011&lt;/p&gt;
&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" text-align: center; border-left: none; border-right: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="left" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; white-space: nowrap; padding-right: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" align="right" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; white-space: nowrap;"&gt;&lt;font&gt;5.0&lt;/font&gt;&lt;/td&gt;
&lt;td align="left" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; white-space: nowrap; padding-right: 5px;"&gt;%&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" vertical-align: top;"&gt;
&lt;td width="50%" rowspan="1" colspan="1" style=" text-indent: 10pt; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;January 1, 2012&lt;/p&gt;
&lt;/td&gt;
&lt;td rowspan="1" align="center" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" width="50%" align="center" style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;December 31, 2013&lt;/p&gt;
&lt;/td&gt;
&lt;td rowspan="1" align="center" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="center" style=" text-align: center; border-left: none; border-right: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" align="center" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; white-space: nowrap;"&gt;&lt;font&gt;1.0&lt;/font&gt;% to &lt;font&gt;5.0&lt;/font&gt;%&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" vertical-align: top;"&gt;
&lt;td width="50%" rowspan="1" colspan="1" style=" text-indent: 10pt; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;January 1, 2014&lt;/p&gt;
&lt;/td&gt;
&lt;td rowspan="1" align="center" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" width="50%" align="center" style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;February 7, 2016&lt;/p&gt;
&lt;/td&gt;
&lt;td rowspan="1" align="center" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="center" style=" text-align: center; border-left: none; border-right: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" align="center" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom;"&gt;&lt;font&gt;1.0&lt;/font&gt;% to &lt;font&gt;7.0&lt;/font&gt;%&lt;sup&gt;&lt;font&gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" vertical-align: top;"&gt;
&lt;td width="50%" rowspan="1" colspan="1" style=" text-indent: 10pt; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;February 8, 2016&lt;/p&gt;
&lt;/td&gt;
&lt;td rowspan="1" align="center" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" align="center" style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Redemption&lt;/td&gt;
&lt;td rowspan="1" align="center" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="center" style=" text-align: center; border-left: none; border-right: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" align="center" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom;"&gt;&lt;font&gt;9.0&lt;/font&gt;%&lt;sup&gt;&lt;font&gt;(2)&lt;/font&gt;&lt;/sup&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;p style=" text-align: left; text-indent: 1px; font-family : Times New Roman;"&gt;&amp;#160;&lt;/p&gt;

&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; margin-top: 0pt; margin-bottom: 0pt;"&gt;
&lt;tr style=" font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left;"&gt;
&lt;td style=" border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;"&gt;&lt;font&gt;(1)&lt;/font&gt;&lt;/td&gt;
&lt;td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;"&gt;
&lt;div&gt;
Between January 1, 2014 and February 7, 2016, the Company's dividend rate was fixed at 1% based upon the level of percentage change in QSBL between September 30, 2013 and the Baseline.
&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;

&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; margin-top: 0pt; margin-bottom: 0pt;"&gt;
&lt;tr style=" font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left;"&gt;
&lt;td style=" border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;"&gt;&lt;font&gt;(2)&lt;/font&gt;&lt;/td&gt;
&lt;td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;"&gt;
&lt;div&gt;
Beginning on February 8, 2016, the dividend rate will be fixed at &lt;font&gt;nine&lt;/font&gt; percent (&lt;font&gt;9&lt;/font&gt;%) per annum.
&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;

&lt;/div&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;As of September 30, 2013, the Company had increased its QSBL to a level that reduced the dividend rate to &lt;font&gt;1&lt;/font&gt;%. Accordingly, this &lt;font&gt;1&lt;/font&gt;% rate will continue through February 7, 2016.&lt;/p&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;As long as shares of Series E Preferred Stock remain outstanding, we may not pay dividends to our common shareholders (nor may we repurchase or redeem any shares of our common stock) during any quarter in which we fail to declare and pay dividends on the Series E Preferred Stock and for the next &lt;font&gt;three&lt;/font&gt; quarters following such failure. In addition, under the terms of the Series E Preferred Stock, we may only declare and pay dividends on our common stock (or repurchase shares of our common stock), if, after payment of such dividend, the dollar amount of our Tier &lt;font&gt;1&lt;/font&gt; capital would be at least &lt;font&gt;ninety&lt;/font&gt; percent (&lt;font&gt;90&lt;/font&gt;%) of Tier &lt;font&gt;1&lt;/font&gt; capital as of September 30, 2011, excluding any charge-offs and redemptions of the Series E Preferred Stock (the &amp;#147;Tier &lt;font&gt;1&lt;/font&gt; Dividend Threshold&amp;#148;). The Tier &lt;font&gt;1&lt;/font&gt; Dividend Threshold is subject to reduction, beginning January 1, 2014, based upon the extent by which, if at all, the QSBL at September 30, 2013 has increased over the Baseline.&lt;/p&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;We may redeem the Series E Preferred Stock at any time at our option, at a redemption price of &lt;font&gt;100&lt;/font&gt;% of the liquidation amount plus accrued but unpaid dividends, subject to the approval of our federal banking regulator.&lt;/p&gt;
&lt;/div&gt;
&lt;/div&gt;


&lt;/div&gt;</us-gaap:PreferredStockTextBlock>
  <us-gaap:ScheduleOfDividendsPayableTextBlock id="Tag1022" contextRef="D2014_9M">&lt;div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';"&gt;


&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: text-top; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr style=" vertical-align: top;"&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;DIVIDEND PERIOD ANNUALIZED&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" align="center" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="center" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-left: none; border-right: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" align="center" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;ANNUALIZED&lt;br/&gt;
DIVIDEND RATE&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" vertical-align: top;"&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;BEGINNING&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" align="center" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" align="center" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;ENDING&lt;/strong&gt;&lt;/td&gt;
&lt;td align="center" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; : none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="center" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-left: none; border-right: none; : none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3" align="center" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; border-bottom: #000000 1pt solid; border-left: none; border-right: none; : none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" vertical-align: top;"&gt;
&lt;td width="50%" rowspan="1" colspan="1" style=" text-indent: 10pt; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;August 11, 2011&lt;/p&gt;
&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" width="50%" style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;December 31, 2011&lt;/p&gt;
&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" text-align: center; border-left: none; border-right: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="left" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; white-space: nowrap; padding-right: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" align="right" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; white-space: nowrap;"&gt;&lt;font&gt;5.0&lt;/font&gt;&lt;/td&gt;
&lt;td align="left" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; white-space: nowrap; padding-right: 5px;"&gt;%&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" vertical-align: top;"&gt;
&lt;td width="50%" rowspan="1" colspan="1" style=" text-indent: 10pt; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;January 1, 2012&lt;/p&gt;
&lt;/td&gt;
&lt;td rowspan="1" align="center" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" width="50%" align="center" style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;December 31, 2013&lt;/p&gt;
&lt;/td&gt;
&lt;td rowspan="1" align="center" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="center" style=" text-align: center; border-left: none; border-right: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" align="center" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; white-space: nowrap;"&gt;&lt;font&gt;1.0&lt;/font&gt;% to &lt;font&gt;5.0&lt;/font&gt;%&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" vertical-align: top;"&gt;
&lt;td width="50%" rowspan="1" colspan="1" style=" text-indent: 10pt; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;January 1, 2014&lt;/p&gt;
&lt;/td&gt;
&lt;td rowspan="1" align="center" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" width="50%" align="center" style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;February 7, 2016&lt;/p&gt;
&lt;/td&gt;
&lt;td rowspan="1" align="center" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="center" style=" text-align: center; border-left: none; border-right: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" align="center" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom;"&gt;&lt;font&gt;1.0&lt;/font&gt;% to &lt;font&gt;7.0&lt;/font&gt;%&lt;sup&gt;&lt;font&gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" vertical-align: top;"&gt;
&lt;td width="50%" rowspan="1" colspan="1" style=" text-indent: 10pt; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;February 8, 2016&lt;/p&gt;
&lt;/td&gt;
&lt;td rowspan="1" align="center" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" align="center" style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Redemption&lt;/td&gt;
&lt;td rowspan="1" align="center" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td align="center" style=" text-align: center; border-left: none; border-right: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" align="center" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom;"&gt;&lt;font&gt;9.0&lt;/font&gt;%&lt;sup&gt;&lt;font&gt;(2)&lt;/font&gt;&lt;/sup&gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;p style=" text-align: left; text-indent: 1px; font-family : Times New Roman;"&gt;&amp;#160;&lt;/p&gt;

&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; margin-top: 0pt; margin-bottom: 0pt;"&gt;
&lt;tr style=" font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left;"&gt;
&lt;td style=" border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;"&gt;&lt;font&gt;(1)&lt;/font&gt;&lt;/td&gt;
&lt;td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;"&gt;
&lt;div&gt;
Between January 1, 2014 and February 7, 2016, the Company's dividend rate was fixed at 1% based upon the level of percentage change in QSBL between September 30, 2013 and the Baseline.
&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;

&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; margin-top: 0pt; margin-bottom: 0pt;"&gt;
&lt;tr style=" font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left;"&gt;
&lt;td style=" border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;"&gt;&lt;font&gt;(2)&lt;/font&gt;&lt;/td&gt;
&lt;td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;"&gt;
&lt;div&gt;
Beginning on February 8, 2016, the dividend rate will be fixed at &lt;font&gt;nine&lt;/font&gt; percent (&lt;font&gt;9&lt;/font&gt;%) per annum.
&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;</us-gaap:ScheduleOfDividendsPayableTextBlock>
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  <asrv:AmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeLoss id="Tag1034" contextRef="D2014_9M" unitRef="USD" decimals="-3">410000</asrv:AmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeLoss>
  <asrv:AmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeLoss id="Tag1035" contextRef="D2013_9M_54" unitRef="USD" decimals="-3">350000</asrv:AmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeLoss>
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  <us-gaap:GainLossOnSaleOfInvestments id="Tag1042" contextRef="D2013_3M" unitRef="USD" decimals="-3">66000</us-gaap:GainLossOnSaleOfInvestments>
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  <us-gaap:DefinedBenefitPlanFutureAmortizationOfGainLoss id="Tag1049" contextRef="D2014_9M" unitRef="USD" decimals="-3">813000</us-gaap:DefinedBenefitPlanFutureAmortizationOfGainLoss>
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  <asrv:AmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeLoss id="Tag1057" contextRef="D2014_3M" unitRef="USD" decimals="-3">527000</asrv:AmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeLoss>
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  <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent id="Tag1060" contextRef="D2013_3M_AccumulatedNetUnrealizedInvestmentGainLossMember" unitRef="USD" decimals="-3">73000</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
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&lt;div align="center" style=" border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;"&gt;


&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="11" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;Three months ended September 30, 2014&lt;/p&gt;
&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="11" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;Three months ended September 30, 2013&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Net Unrealized Gains and Losses on Investment Securities AFS&lt;sup&gt;&lt;font&gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Defined Benefit Pension Items&lt;sup&gt;&lt;font&gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Total&lt;sup&gt;&lt;font&gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Net Unrealized Gains and Losses on Investment Securities AFS&lt;sup&gt;&lt;font&gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Defined Benefit Pension Items&lt;sup&gt;&lt;font&gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Total&lt;sup&gt;&lt;font&gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Beginning balance&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;1,950&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(6,659&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(4,709&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;1,714&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(8,977&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(7,263&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Other comprehensive income before Reclassifications&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(463&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(463&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;116&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;116&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;Amounts reclassified from accumulated other comprehensive loss&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;527&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;527&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(43&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(43&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;)&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;Net current period other comprehensive income (loss)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(463&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;527&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;64&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;73&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;73&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;Ending balance&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;1,487&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(6,132&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(4,645&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;1,787&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(8,977&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(7,190&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;p style=" text-align: left; text-indent: 1px; font-family : Times New Roman;"&gt;&amp;#160;&lt;/p&gt;

&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; margin-top: 0pt; margin-bottom: 0pt;"&gt;
&lt;tr style=" font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left;"&gt;
&lt;td style=" border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;"&gt;(1)&lt;/td&gt;
&lt;td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;"&gt;Amounts in parentheses indicate debits on the Consolidated Balance Sheets.&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;

&lt;div class="CursorPointer"&gt;&lt;/div&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;The following table presents the changes in each component of accumulated other comprehensive loss, net of tax, for the nine months ended September 30, 2014 and 2013 (in thousands):&lt;/p&gt;



&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="11" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;Nine months ended September 30, 2014&lt;/p&gt;
&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="11" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;Nine months ended September 30, 2013&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Net Unrealized Gains and Losses on Investment Securities AFS&lt;sup&gt;&lt;font&gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Defined Benefit Pension Items&lt;sup&gt;&lt;font&gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Total&lt;sup&gt;&lt;font&gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Net Unrealized Gains and Losses on Investment Securities AFS&lt;sup&gt;&lt;font&gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Defined Benefit Pension Items&lt;sup&gt;&lt;font&gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Total&lt;sup&gt;&lt;font&gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Beginning balance&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;1,043&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(6,918&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(5,875&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;4,141&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(9,520&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(5,379&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Other comprehensive income before Reclassifications&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;561&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;259&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;820&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(2,264&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;103&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(2,161&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;Amounts reclassified from accumulated other comprehensive loss&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(117&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;527&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;410&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(90&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;440&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;350&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;Net current period other comprehensive income (loss)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;444&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;786&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;1,230&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(2,354&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;543&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(1,811&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;Ending balance&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;1,487&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(6,132&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(4,645&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;1,787&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(8,977&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(7,190&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;p style=" text-align: left; text-indent: 1px; font-family : Times New Roman;"&gt;&amp;#160;&lt;/p&gt;

&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; margin-top: 0pt; margin-bottom: 0pt;"&gt;
&lt;tr style=" font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left;"&gt;
&lt;td style=" border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;"&gt;(1)&lt;/td&gt;
&lt;td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;"&gt;Amounts in parentheses indicate debits on the Consolidated Balance Sheets.&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;

&lt;div class="CursorPointer"&gt;&lt;/div&gt;
&lt;/div&gt;


&lt;/div&gt;</us-gaap:ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax id="Tag1063" contextRef="I20140930_AccumulatedNetUnrealizedInvestmentGainLossMember" unitRef="USD" decimals="-3">1487000</us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax id="Tag1064" contextRef="I20140930_PensionPlansDefinedBenefitMember" unitRef="USD" decimals="-3">-6132000</us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax id="Tag1065" contextRef="I20131231_AccumulatedNetUnrealizedInvestmentGainLossMember" unitRef="USD" decimals="-3">1043000</us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax id="Tag1066" contextRef="I20131231_PensionPlansDefinedBenefitMember" unitRef="USD" decimals="-3">-6918000</us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax id="Tag1067" contextRef="I20121231_AccumulatedNetUnrealizedInvestmentGainLossMember" unitRef="USD" decimals="-3">4141000</us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax id="Tag1068" contextRef="I20121231_PensionPlansDefinedBenefitMember" unitRef="USD" decimals="-3">-9520000</us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax id="Tag1069" contextRef="I20121231" unitRef="USD" decimals="-3">-5379000</us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:TangibleCapitalToTangibleAssets id="Tag1070" contextRef="I20140930" unitRef="Pure" decimals="4">0.0786</us-gaap:TangibleCapitalToTangibleAssets>
  <us-gaap:ComprehensiveIncomeNoteTextBlock id="Tag1071" contextRef="D2014_9M">&lt;div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';"&gt;
&lt;div&gt;
&lt;div align="center" style=" border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;"&gt;
&lt;h2 style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;&lt;strong&gt;12. Accumulated Other Comprehensive Loss&lt;/strong&gt;&lt;/h2&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;The following table presents the changes in each component of accumulated other comprehensive loss, net of tax, for the three months ended September 30, 2014 and 2013 (in thousands):&lt;/p&gt;
&lt;/div&gt;

&lt;div&gt;
&lt;div align="center" style=" border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;"&gt;


&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="11" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;Three months ended September 30, 2014&lt;/p&gt;
&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="11" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;Three months ended September 30, 2013&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Net Unrealized Gains and Losses on Investment Securities AFS&lt;sup&gt;&lt;font&gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Defined Benefit Pension Items&lt;sup&gt;&lt;font&gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Total&lt;sup&gt;&lt;font&gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Net Unrealized Gains and Losses on Investment Securities AFS&lt;sup&gt;&lt;font&gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Defined Benefit Pension Items&lt;sup&gt;&lt;font&gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Total&lt;sup&gt;&lt;font&gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Beginning balance&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;1,950&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(6,659&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(4,709&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;1,714&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(8,977&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(7,263&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Other comprehensive income before Reclassifications&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(463&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(463&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;116&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;116&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;Amounts reclassified from accumulated other comprehensive loss&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;527&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;527&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(43&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(43&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;)&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;Net current period other comprehensive income (loss)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(463&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;527&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;64&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;73&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;73&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;Ending balance&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;1,487&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(6,132&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(4,645&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;1,787&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(8,977&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(7,190&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;p style=" text-align: left; text-indent: 1px; font-family : Times New Roman;"&gt;&amp;#160;&lt;/p&gt;

&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; margin-top: 0pt; margin-bottom: 0pt;"&gt;
&lt;tr style=" font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left;"&gt;
&lt;td style=" border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;"&gt;(1)&lt;/td&gt;
&lt;td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;"&gt;Amounts in parentheses indicate debits on the Consolidated Balance Sheets.&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;

&lt;div class="CursorPointer"&gt;&lt;/div&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;The following table presents the changes in each component of accumulated other comprehensive loss, net of tax, for the nine months ended September 30, 2014 and 2013 (in thousands):&lt;/p&gt;



&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="11" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;Nine months ended September 30, 2014&lt;/p&gt;
&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="11" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;Nine months ended September 30, 2013&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Net Unrealized Gains and Losses on Investment Securities AFS&lt;sup&gt;&lt;font&gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Defined Benefit Pension Items&lt;sup&gt;&lt;font&gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Total&lt;sup&gt;&lt;font&gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Net Unrealized Gains and Losses on Investment Securities AFS&lt;sup&gt;&lt;font&gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Defined Benefit Pension Items&lt;sup&gt;&lt;font&gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Total&lt;sup&gt;&lt;font&gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Beginning balance&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;1,043&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(6,918&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(5,875&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;4,141&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(9,520&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(5,379&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Other comprehensive income before Reclassifications&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;561&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;259&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;820&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(2,264&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;103&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(2,161&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;Amounts reclassified from accumulated other comprehensive loss&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(117&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;527&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;410&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(90&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;440&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;350&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;Net current period other comprehensive income (loss)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;444&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;786&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;1,230&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(2,354&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;543&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(1,811&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;Ending balance&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;1,487&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(6,132&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(4,645&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;1,787&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(8,977&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(7,190&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;p style=" text-align: left; text-indent: 1px; font-family : Times New Roman;"&gt;&amp;#160;&lt;/p&gt;

&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; margin-top: 0pt; margin-bottom: 0pt;"&gt;
&lt;tr style=" font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left;"&gt;
&lt;td style=" border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;"&gt;(1)&lt;/td&gt;
&lt;td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;"&gt;Amounts in parentheses indicate debits on the Consolidated Balance Sheets.&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;

&lt;div class="CursorPointer"&gt;&lt;/div&gt;
&lt;/div&gt;


&lt;/div&gt;



&lt;div align="center" style=" border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;"&gt;&lt;/div&gt;

&lt;div&gt;

&lt;div align="center" style=" border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;"&gt;
&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;The following table presents the amounts reclassified out of each component of accumulated other comprehensive loss for the three months ended September 30, 2014 and 2013 (in thousands):&lt;/p&gt;



&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Amount reclassified from accumulated other comprehensive loss&lt;sup&gt;(1)&lt;/sup&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Details about accumulated other comprehensive loss components&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;For the &lt;/strong&gt;three months ended&lt;br/&gt;
September 30, 2014&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;For the &lt;/strong&gt;three months ended&lt;br/&gt;
September 30, 2013&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Affected line item in the&lt;br/&gt;
statement of operations&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Unrealized gains and losses on sale of securities&lt;br/&gt;
&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(66&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Net realized gains on investment securities&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;23&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;Provision for income tax expense&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(43&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;Net of tax&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Amortization of defined benefit items&lt;sup&gt;&lt;font&gt;(2)&lt;/font&gt;&lt;/sup&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Recognized net actuarial loss&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;813&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Salaries and employee benefits&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Prior service cost&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(14&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Salaries and employee benefits&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;799&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Pretax income&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(272&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;Provision for income tax expense&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;527&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;Net income&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;Total reclassifications for the period&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;527&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(43&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;Net income&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;p style=" text-align: left; text-indent: 1px; font-family : Times New Roman;"&gt;&amp;#160;&lt;/p&gt;

&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; margin-top: 0pt; margin-bottom: 0pt;"&gt;
&lt;tr style=" font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left;"&gt;
&lt;td style=" border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;"&gt;(1)&lt;/td&gt;
&lt;td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;"&gt;Amounts in parentheses indicate credits.&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;

&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; margin-top: 0pt; margin-bottom: 0pt;"&gt;
&lt;tr style=" font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left;"&gt;
&lt;td style=" border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;"&gt;(2)&lt;/td&gt;
&lt;td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;"&gt;
&lt;div&gt;
These accumulated other comprehensive loss components are included in the computation of net periodic benefit cost (see Note &lt;font&gt;16&lt;/font&gt; for additional details).
&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;



&lt;div align="center" style=" border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;"&gt;


&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;The following table presents the amounts reclassified out of each component of accumulated other comprehensive loss for the nine months ended September 30, 2014 and 2013 (in thousands):&lt;/p&gt;



&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Amount reclassified from accumulated other comprehensive loss&lt;sup&gt;&lt;font&gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Details about accumulated other comprehensive loss components&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;For the &lt;/strong&gt;nine months ended September 30, 2014&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;For the &lt;/strong&gt;nine months ended September 30, 2013&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Affected line item in the&lt;br/&gt;
statement of operations&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Unrealized gains and losses on sale of securities&lt;br/&gt;
&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(177&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(137&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Net realized gains on investment securities&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;60&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;47&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;Provision for income tax expense&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(117&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(90&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;Net of tax&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Amortization of defined benefit items&lt;sup&gt;&lt;font&gt;(2)&lt;/font&gt;&lt;/sup&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Recognized net actuarial loss&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;813&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;682&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Salaries and employee benefits&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Prior service cost&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(14&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(10&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Salaries and employee benefits&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;Transition asset&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(4&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;Salaries and employee benefits&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;799&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;668&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Pretax income&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(272&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(228&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;Provision for income tax expense&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;527&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;440&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;Net income&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;Total reclassifications for the period&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;410&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;350&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;Net income&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;p style=" text-align: left; text-indent: 1px; font-family : Times New Roman;"&gt;&amp;#160;&lt;/p&gt;

&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; margin-top: 0pt; margin-bottom: 0pt;"&gt;
&lt;tr style=" font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left;"&gt;
&lt;td style=" border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;"&gt;(1)&lt;/td&gt;
&lt;td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;"&gt;Amounts in parentheses indicate credits.&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;

&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; margin-top: 0pt; margin-bottom: 0pt;"&gt;
&lt;tr style=" font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left;"&gt;
&lt;td style=" border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;"&gt;(2)&lt;/td&gt;
&lt;td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;"&gt;These accumulated other comprehensive loss components are included in the computation of net periodic benefit cost (see Note 16 for additional details).&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;/div&gt;

&lt;div align="center" style=" border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;"&gt;
&lt;div class="CursorPointer"&gt;&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;</us-gaap:ComprehensiveIncomeNoteTextBlock>
  <asrv:OtherComprehensiveIncomeLossBeforeReclassifications id="Tag1072" contextRef="D2014_9M_AccumulatedNetUnrealizedInvestmentGainLossMember" unitRef="USD" decimals="-3">561000</asrv:OtherComprehensiveIncomeLossBeforeReclassifications>
  <asrv:OtherComprehensiveIncomeLossBeforeReclassifications id="Tag1073" contextRef="D2014_9M_PensionPlansDefinedBenefitMember" unitRef="USD" decimals="-3">259000</asrv:OtherComprehensiveIncomeLossBeforeReclassifications>
  <asrv:OtherComprehensiveIncomeLossBeforeReclassifications id="Tag1074" contextRef="D2014_9M" unitRef="USD" decimals="-3">820000</asrv:OtherComprehensiveIncomeLossBeforeReclassifications>
  <asrv:OtherComprehensiveIncomeLossBeforeReclassifications id="Tag1075" contextRef="D2013_9M_AccumulatedNetUnrealizedInvestmentGainLossMember_1" unitRef="USD" decimals="-3">-2264000</asrv:OtherComprehensiveIncomeLossBeforeReclassifications>
  <asrv:OtherComprehensiveIncomeLossBeforeReclassifications id="Tag1076" contextRef="D2013_9M_PensionPlansDefinedBenefitMember_1" unitRef="USD" decimals="-3">103000</asrv:OtherComprehensiveIncomeLossBeforeReclassifications>
  <asrv:OtherComprehensiveIncomeLossBeforeReclassifications id="Tag1077" contextRef="D2013_9M_54" unitRef="USD" decimals="-3">-2161000</asrv:OtherComprehensiveIncomeLossBeforeReclassifications>
  <asrv:AmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeLoss id="Tag1078" contextRef="D2014_9M_AccumulatedNetUnrealizedInvestmentGainLossMember" unitRef="USD" decimals="-3">-117000</asrv:AmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeLoss>
  <asrv:AmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeLoss id="Tag1079" contextRef="D2013_9M_AccumulatedNetUnrealizedInvestmentGainLossMember_1" unitRef="USD" decimals="-3">-90000</asrv:AmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeLoss>
  <us-gaap:ScheduleOfAmountsInAccumulatedOtherComprehensiveIncomeLossToBeRecognizedOverNextFiscalYearTableTextBlock id="Tag1080" contextRef="D2014_9M">&lt;div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';"&gt;
&lt;div align="center" style=" border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;"&gt;
&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;The following table presents the amounts reclassified out of each component of accumulated other comprehensive loss for the three months ended September 30, 2014 and 2013 (in thousands):&lt;/p&gt;



&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Amount reclassified from accumulated other comprehensive loss&lt;sup&gt;(1)&lt;/sup&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Details about accumulated other comprehensive loss components&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;For the &lt;/strong&gt;three months ended&lt;br/&gt;
September 30, 2014&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;For the &lt;/strong&gt;three months ended&lt;br/&gt;
September 30, 2013&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Affected line item in the&lt;br/&gt;
statement of operations&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Unrealized gains and losses on sale of securities&lt;br/&gt;
&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(66&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Net realized gains on investment securities&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;23&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;Provision for income tax expense&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(43&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;Net of tax&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Amortization of defined benefit items&lt;sup&gt;&lt;font&gt;(2)&lt;/font&gt;&lt;/sup&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Recognized net actuarial loss&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;813&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Salaries and employee benefits&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Prior service cost&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(14&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Salaries and employee benefits&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;799&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Pretax income&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(272&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;Provision for income tax expense&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;527&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;Net income&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;Total reclassifications for the period&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;527&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(43&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;Net income&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;p style=" text-align: left; text-indent: 1px; font-family : Times New Roman;"&gt;&amp;#160;&lt;/p&gt;

&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; margin-top: 0pt; margin-bottom: 0pt;"&gt;
&lt;tr style=" font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left;"&gt;
&lt;td style=" border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;"&gt;(1)&lt;/td&gt;
&lt;td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;"&gt;Amounts in parentheses indicate credits.&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;

&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; margin-top: 0pt; margin-bottom: 0pt;"&gt;
&lt;tr style=" font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left;"&gt;
&lt;td style=" border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;"&gt;(2)&lt;/td&gt;
&lt;td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;"&gt;
&lt;div&gt;
These accumulated other comprehensive loss components are included in the computation of net periodic benefit cost (see Note &lt;font&gt;16&lt;/font&gt; for additional details).
&lt;/div&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;



&lt;div align="center" style=" border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;"&gt;


&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;The following table presents the amounts reclassified out of each component of accumulated other comprehensive loss for the nine months ended September 30, 2014 and 2013 (in thousands):&lt;/p&gt;



&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Amount reclassified from accumulated other comprehensive loss&lt;sup&gt;&lt;font&gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Details about accumulated other comprehensive loss components&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;For the &lt;/strong&gt;nine months ended September 30, 2014&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;For the &lt;/strong&gt;nine months ended September 30, 2013&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Affected line item in the&lt;br/&gt;
statement of operations&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Unrealized gains and losses on sale of securities&lt;br/&gt;
&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(177&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(137&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Net realized gains on investment securities&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;60&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;47&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;Provision for income tax expense&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(117&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(90&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;Net of tax&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Amortization of defined benefit items&lt;sup&gt;&lt;font&gt;(2)&lt;/font&gt;&lt;/sup&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Recognized net actuarial loss&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;813&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;682&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Salaries and employee benefits&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Prior service cost&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(14&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(10&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Salaries and employee benefits&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;Transition asset&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(4&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;Salaries and employee benefits&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;799&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;668&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Pretax income&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(272&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(228&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;Provision for income tax expense&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;527&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;440&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;Net income&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;Total reclassifications for the period&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;410&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;350&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;Net income&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;p style=" text-align: left; text-indent: 1px; font-family : Times New Roman;"&gt;&amp;#160;&lt;/p&gt;

&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; margin-top: 0pt; margin-bottom: 0pt;"&gt;
&lt;tr style=" font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left;"&gt;
&lt;td style=" border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;"&gt;(1)&lt;/td&gt;
&lt;td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;"&gt;Amounts in parentheses indicate credits.&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;

&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; margin-top: 0pt; margin-bottom: 0pt;"&gt;
&lt;tr style=" font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left;"&gt;
&lt;td style=" border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;"&gt;(2)&lt;/td&gt;
&lt;td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;"&gt;These accumulated other comprehensive loss components are included in the computation of net periodic benefit cost (see Note 16 for additional details).&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;</us-gaap:ScheduleOfAmountsInAccumulatedOtherComprehensiveIncomeLossToBeRecognizedOverNextFiscalYearTableTextBlock>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax id="Tag1081" contextRef="I20140630_AccumulatedNetUnrealizedInvestmentGainLossMember" unitRef="USD" decimals="-3">1950000</us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax id="Tag1082" contextRef="I20140630_PensionPlansDefinedBenefitMember" unitRef="USD" decimals="-3">-6659000</us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax id="Tag1083" contextRef="I20140630" unitRef="USD" decimals="-3">-4709000</us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax id="Tag1084" contextRef="I20130930_AccumulatedNetUnrealizedInvestmentGainLossMember" unitRef="USD" decimals="-3">1714000</us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax>
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  <asrv:OtherComprehensiveIncomeLossBeforeReclassifications id="Tag1087" contextRef="D2014_3M_AccumulatedNetUnrealizedInvestmentGainLossMember" unitRef="USD" decimals="-3">-463000</asrv:OtherComprehensiveIncomeLossBeforeReclassifications>
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  <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent id="Tag1094" contextRef="D2013_9M_PensionPlansDefinedBenefitMember_1" unitRef="USD" decimals="-3">543000</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
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  <us-gaap:InterestRevenueExpenseNet id="Tag1174" contextRef="D2014_3M_TrustMember" unitRef="USD" decimals="-3">1907000</us-gaap:InterestRevenueExpenseNet>
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  <us-gaap:Assets id="Tag1178" contextRef="I20140930_TrustMember" unitRef="USD" decimals="-3">4457000</us-gaap:Assets>
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  <us-gaap:ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock id="Tag1183" contextRef="D2014_9M">&lt;div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';"&gt;
&lt;p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;&amp;#160;&lt;/p&gt;

&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td style=" vertical-align: top; text-align: left; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3" style=" vertical-align: top; text-align: left; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3" style=" vertical-align: top; text-align: left; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3" style=" vertical-align: top; text-align: left; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3" style=" vertical-align: top; text-align: left; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3" style=" vertical-align: top; text-align: left; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3" style=" vertical-align: top; text-align: left; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="23" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&lt;strong&gt;At &lt;/strong&gt;September 30, 2014&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 14%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 14%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 14%;"&gt;&lt;strong&gt;Actual&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 14%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 14%;"&gt;&lt;strong&gt;For Capital&lt;br/&gt;
Adequacy Purposes&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 14%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 14%;"&gt;&lt;strong&gt;To Be Well Capitalized Under Prompt Corrective Action Provisions&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&lt;strong&gt;Amount&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&lt;strong&gt;Ratio&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&lt;strong&gt;Amount&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&lt;strong&gt;Ratio&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&lt;strong&gt;Amount&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&lt;strong&gt;Ratio&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;Total Capital (To Risk Weighted Assets) Consolidated&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;130,416&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;15.00&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 4%;"&gt;%&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;69,571&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;8.00&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 4%;"&gt;%&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;86,964&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;10.00&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 4%;"&gt;%&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;AmeriServ Financial Bank&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;106,597&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;12.39&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;68,822&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;8.00&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;86,027&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;10.00&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;Tier &lt;font&gt;1&lt;/font&gt; Capital (To Risk Weighted Assets) Consolidated&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;120,042&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;13.80&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;34,786&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;4.00&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;52,178&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;6.00&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;AmeriServ Financial Bank&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;96,223&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;11.19&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;34,411&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;4.00&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;51,616&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;6.00&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;Tier &lt;font&gt;1&lt;/font&gt; Capital (To Average Assets) Consolidated&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;120,042&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;11.44&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;41,977&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;4.00&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;52,471&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;5.00&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;AmeriServ Financial Bank&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;96,223&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;9.41&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;40,921&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;4.00&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;51,151&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;5.00&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;&amp;#160;&lt;/p&gt;

&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td style=" vertical-align: top; text-align: left; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3" style=" vertical-align: top; text-align: left; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3" style=" vertical-align: top; text-align: left; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3" style=" vertical-align: top; text-align: left; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3" style=" vertical-align: top; text-align: left; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3" style=" vertical-align: top; text-align: left; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3" style=" vertical-align: top; text-align: left; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="23" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&lt;strong&gt;At &lt;/strong&gt;December 31, 2013&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 14%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 14%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 14%;"&gt;&lt;strong&gt;Actual&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 14%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 14%;"&gt;&lt;strong&gt;For Capital&lt;br/&gt;
Adequacy Purposes&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 14%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 14%;"&gt;&lt;strong&gt;To Be Well Capitalized Under Prompt Corrective Action Provisions&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&lt;strong&gt;Amount&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&lt;strong&gt;Ratio&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&lt;strong&gt;Amount&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&lt;strong&gt;Ratio&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&lt;strong&gt;Amount&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&lt;strong&gt;Ratio&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;Total Capital (To Risk Weighted Assets) Consolidated&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;128,469&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;15.28&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 4%;"&gt;%&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;67,247&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;8.00&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 4%;"&gt;%&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;84,059&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;10.00&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 4%;"&gt;%&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;AmeriServ Financial Bank&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;103,009&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;12.39&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;66,506&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;8.00&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;83,132&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;10.00&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;Tier &lt;font&gt;1&lt;/font&gt; Capital (To Risk Weighted Assets) Consolidated&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;117,957&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;14.03&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;33,624&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;4.00&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;50,435&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;6.00&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;AmeriServ Financial Bank&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;92,611&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;11.14&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;33,253&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;4.00&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;49,879&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;6.00&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;Tier &lt;font&gt;1&lt;/font&gt; Capital (To Average Assets) Consolidated&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;117,957&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;11.45&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;41,204&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;4.00&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;51,505&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;5.00&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;AmeriServ Financial Bank&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;92,611&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;9.23&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;40,124&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;4.00&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;50,155&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;5.00&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;</us-gaap:ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock>
  <us-gaap:Assets id="Tag1184" contextRef="I20140930_InvestmentOrParentMember" unitRef="USD" decimals="-3">148133000</us-gaap:Assets>
  <us-gaap:InterestRevenueExpenseNet id="Tag1185" contextRef="D2014_3M" unitRef="USD" decimals="-3">11996000</us-gaap:InterestRevenueExpenseNet>
  <us-gaap:InterestRevenueExpenseNet id="Tag1186" contextRef="D2014_9M" unitRef="USD" decimals="-3">36075000</us-gaap:InterestRevenueExpenseNet>
  <us-gaap:InterestRevenueExpenseNet id="Tag1187" contextRef="D2013_3M_RetailBankingMember" unitRef="USD" decimals="-3">6775000</us-gaap:InterestRevenueExpenseNet>
  <us-gaap:NetIncomeLoss id="Tag1188" contextRef="D2013_3M_RetailBankingMember" unitRef="USD" decimals="-3">729000</us-gaap:NetIncomeLoss>
  <us-gaap:InterestRevenueExpenseNet id="Tag1189" contextRef="D2013_9M_RetailBankingMember_1" unitRef="USD" decimals="-3">20285000</us-gaap:InterestRevenueExpenseNet>
  <us-gaap:NetIncomeLoss id="Tag1190" contextRef="D2013_9M_RetailBankingMember_1" unitRef="USD" decimals="-3">2339000</us-gaap:NetIncomeLoss>
  <us-gaap:Assets id="Tag1191" contextRef="I20131231_RetailBankingMember" unitRef="USD" decimals="-3">347823000</us-gaap:Assets>
  <us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock id="Tag1192" contextRef="D2014_9M">&lt;div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';"&gt;
&lt;div&gt;
&lt;div align="center" style=" border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;"&gt;
&lt;h2 style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;&lt;strong&gt;13. Regulatory Capital&lt;/strong&gt;&lt;/h2&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;The Company is subject to various capital requirements administered by the federal banking agencies. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company must meet specific capital guidelines that involve quantitative measures of the Company's assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. The Company's capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company's consolidated financial statements.&lt;/p&gt;
&lt;/div&gt;



&lt;div align="center" style=" width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;"&gt;
&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;Quantitative measures established by regulation to ensure capital adequacy require the Company to maintain minimum amounts and ratios (set forth in the table below) of total and Tier &lt;font&gt;1&lt;/font&gt; capital to risk-weighted assets, and of Tier 1 capital to average assets. As of September 30, 2014, the Federal Reserve categorized the Company as Well Capitalized under the regulatory framework for prompt corrective action. The Company believes that &lt;font&gt;no&lt;/font&gt; conditions or events have occurred that would change this conclusion. To be categorized as Well Capitalized, the Company must maintain minimum total risk-based, Tier 1 risk-based, and Tier 1 leverage ratios as set forth in the table. Additionally, while not a regulatory capital ratio, the Company's tangible common equity ratio was &lt;font&gt;7.86&lt;/font&gt;% at September 30, 2014 (in thousands, except ratios).&lt;/p&gt;

&lt;div&gt;

&lt;p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;&amp;#160;&lt;/p&gt;

&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td style=" vertical-align: top; text-align: left; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3" style=" vertical-align: top; text-align: left; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3" style=" vertical-align: top; text-align: left; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3" style=" vertical-align: top; text-align: left; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3" style=" vertical-align: top; text-align: left; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3" style=" vertical-align: top; text-align: left; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3" style=" vertical-align: top; text-align: left; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="23" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&lt;strong&gt;At &lt;/strong&gt;September 30, 2014&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 14%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 14%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 14%;"&gt;&lt;strong&gt;Actual&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 14%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 14%;"&gt;&lt;strong&gt;For Capital&lt;br/&gt;
Adequacy Purposes&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 14%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 14%;"&gt;&lt;strong&gt;To Be Well Capitalized Under Prompt Corrective Action Provisions&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&lt;strong&gt;Amount&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&lt;strong&gt;Ratio&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&lt;strong&gt;Amount&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&lt;strong&gt;Ratio&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&lt;strong&gt;Amount&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&lt;strong&gt;Ratio&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;Total Capital (To Risk Weighted Assets) Consolidated&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;130,416&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;15.00&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 4%;"&gt;%&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;69,571&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;8.00&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 4%;"&gt;%&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;86,964&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;10.00&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 4%;"&gt;%&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;AmeriServ Financial Bank&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;106,597&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;12.39&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;68,822&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;8.00&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;86,027&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;10.00&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;Tier &lt;font&gt;1&lt;/font&gt; Capital (To Risk Weighted Assets) Consolidated&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;120,042&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;13.80&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;34,786&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;4.00&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;52,178&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;6.00&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;AmeriServ Financial Bank&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;96,223&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;11.19&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;34,411&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;4.00&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;51,616&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;6.00&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;Tier &lt;font&gt;1&lt;/font&gt; Capital (To Average Assets) Consolidated&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;120,042&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;11.44&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;41,977&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;4.00&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;52,471&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;5.00&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;AmeriServ Financial Bank&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;96,223&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;9.41&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;40,921&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;4.00&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;51,151&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;5.00&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;&amp;#160;&lt;/p&gt;

&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td style=" vertical-align: top; text-align: left; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3" style=" vertical-align: top; text-align: left; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3" style=" vertical-align: top; text-align: left; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3" style=" vertical-align: top; text-align: left; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3" style=" vertical-align: top; text-align: left; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3" style=" vertical-align: top; text-align: left; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3" style=" vertical-align: top; text-align: left; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="23" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&lt;strong&gt;At &lt;/strong&gt;December 31, 2013&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 14%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 14%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 14%;"&gt;&lt;strong&gt;Actual&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 14%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 14%;"&gt;&lt;strong&gt;For Capital&lt;br/&gt;
Adequacy Purposes&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 14%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 14%;"&gt;&lt;strong&gt;To Be Well Capitalized Under Prompt Corrective Action Provisions&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&lt;strong&gt;Amount&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&lt;strong&gt;Ratio&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&lt;strong&gt;Amount&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&lt;strong&gt;Ratio&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&lt;strong&gt;Amount&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"&gt;&lt;strong&gt;Ratio&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;Total Capital (To Risk Weighted Assets) Consolidated&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;128,469&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;15.28&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 4%;"&gt;%&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;67,247&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;8.00&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 4%;"&gt;%&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;84,059&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;10.00&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 4%;"&gt;%&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;AmeriServ Financial Bank&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;103,009&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;12.39&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;66,506&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;8.00&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;83,132&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;10.00&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;Tier &lt;font&gt;1&lt;/font&gt; Capital (To Risk Weighted Assets) Consolidated&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;117,957&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;14.03&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;33,624&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;4.00&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;50,435&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;6.00&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;AmeriServ Financial Bank&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;92,611&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;11.14&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;33,253&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;4.00&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;49,879&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;6.00&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #cceeff;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;Tier &lt;font&gt;1&lt;/font&gt; Capital (To Average Assets) Consolidated&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;117,957&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;11.45&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;41,204&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;4.00&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;51,505&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;5.00&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;AmeriServ Financial Bank&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;92,611&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;9.23&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;40,124&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;4.00&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;50,155&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"&gt;&lt;font&gt;5.00&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;/div&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;On July 2, 2013, the Board of Governors of the Federal Reserve System approved final rules that substantially amend the regulatory risk-based capital rules applicable to the Company and the Bank. The final rules implement the &amp;#147;Basel III&amp;#148; regulatory capital reforms, as well as certain changes required by the Dodd-Frank Act, which will require institutions to, among other things, have more capital and a higher quality of capital by increasing the minimum regulatory capital ratios, and requiring capital buffers. The new rules become effective for the Company and the Bank on January 1, 2015, with an implementation period that stretches to 2019. The Company is continuing to review the impact of these new rules and currently expects that its capital position will be more than adequate to meet the revised regulatory capital requirements upon their implementation. For a more detailed discussion see the Capital Resources section of the MD&amp;amp;A.&lt;/p&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;</us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock>
  <us-gaap:InterestRevenueExpenseNet id="Tag1193" contextRef="D2014_3M_RetailBankingMember" unitRef="USD" decimals="-3">6651000</us-gaap:InterestRevenueExpenseNet>
  <us-gaap:NetIncomeLoss id="Tag1194" contextRef="D2014_3M_RetailBankingMember" unitRef="USD" decimals="-3">706000</us-gaap:NetIncomeLoss>
  <us-gaap:InterestRevenueExpenseNet id="Tag1195" contextRef="D2014_9M_RetailBankingMember" unitRef="USD" decimals="-3">19238000</us-gaap:InterestRevenueExpenseNet>
  <us-gaap:NetIncomeLoss id="Tag1196" contextRef="D2014_9M_RetailBankingMember" unitRef="USD" decimals="-3">1671000</us-gaap:NetIncomeLoss>
  <us-gaap:Assets id="Tag1197" contextRef="I20140930_RetailBankingMember" unitRef="USD" decimals="-3">359932000</us-gaap:Assets>
  <us-gaap:InterestRevenueExpenseNet id="Tag1198" contextRef="D2014_3M_CommercialBankingMember" unitRef="USD" decimals="-3">4279000</us-gaap:InterestRevenueExpenseNet>
  <us-gaap:NetIncomeLoss id="Tag1199" contextRef="D2014_3M_CommercialBankingMember" unitRef="USD" decimals="-3">1141000</us-gaap:NetIncomeLoss>
  <us-gaap:InterestRevenueExpenseNet id="Tag1200" contextRef="D2014_9M_CommercialBankingMember" unitRef="USD" decimals="-3">12691000</us-gaap:InterestRevenueExpenseNet>
  <us-gaap:NetIncomeLoss id="Tag1201" contextRef="D2014_9M_CommercialBankingMember" unitRef="USD" decimals="-3">3267000</us-gaap:NetIncomeLoss>
  <us-gaap:Assets id="Tag1202" contextRef="I20140930_CommercialBankingMember" unitRef="USD" decimals="-3">557909000</us-gaap:Assets>
  <us-gaap:InterestRevenueExpenseNet id="Tag1203" contextRef="D2013_3M_CommercialBankingMember" unitRef="USD" decimals="-3">4075000</us-gaap:InterestRevenueExpenseNet>
  <us-gaap:NetIncomeLoss id="Tag1204" contextRef="D2013_3M_CommercialBankingMember" unitRef="USD" decimals="-3">1136000</us-gaap:NetIncomeLoss>
  <us-gaap:InterestRevenueExpenseNet id="Tag1205" contextRef="D2013_9M_CommercialBankingMember_1" unitRef="USD" decimals="-3">11943000</us-gaap:InterestRevenueExpenseNet>
  <us-gaap:NetIncomeLoss id="Tag1206" contextRef="D2013_9M_CommercialBankingMember_1" unitRef="USD" decimals="-3">3189000</us-gaap:NetIncomeLoss>
  <us-gaap:Assets id="Tag1207" contextRef="I20131231_CommercialBankingMember" unitRef="USD" decimals="-3">545556000</us-gaap:Assets>
  <us-gaap:InterestRevenueExpenseNet id="Tag1208" contextRef="D2013_3M_TrustMember" unitRef="USD" decimals="-3">2048000</us-gaap:InterestRevenueExpenseNet>
  <us-gaap:ScheduleOfSegmentReportingInformationBySegmentTextBlock id="Tag1209" contextRef="D2014_9M">&lt;div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';"&gt;
&lt;p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;&amp;#160;&lt;/p&gt;

&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td style=" vertical-align: top; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3" style=" vertical-align: top; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3" style=" vertical-align: top; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3" style=" vertical-align: top; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3" style=" vertical-align: top; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3" style=" vertical-align: top; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;Three months ended&lt;br/&gt;
September 30, 2014&lt;/p&gt;
&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;Nine months ended&lt;br/&gt;
September 30, 2014&lt;/p&gt;
&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;September 30,&lt;br/&gt;
&lt;font&gt;2014&lt;/font&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Total&lt;br/&gt;
revenue&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Net income (loss)&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Total&lt;br/&gt;
revenue&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Net income (loss)&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Total&lt;br/&gt;
assets&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Retail banking&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;6,651&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;706&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;19,238&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;1,671&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;359,932&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Commercial banking&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;4,279&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;1,141&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;12,691&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;3,267&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;557,909&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Trust&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;1,907&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(432&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;6,062&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;232&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;4,457&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;"&gt;Investment/Parent&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(841&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(1,050&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(1,916&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(2,896&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;148,133&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;"&gt;Total&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;11,996&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;365&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;36,075&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;2,274&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;1,070,431&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;&amp;#160;&lt;/p&gt;

&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td style=" vertical-align: top; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3" style=" vertical-align: top; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3" style=" vertical-align: top; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3" style=" vertical-align: top; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3" style=" vertical-align: top; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3" style=" vertical-align: top; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;Three months ended&lt;br/&gt;
September 30, 2013&lt;/p&gt;
&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;Nine months ended&lt;br/&gt;
September 30, 2013&lt;/p&gt;
&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;December 31, 2013&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Total&lt;br/&gt;
revenue&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Net income (loss)&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Total&lt;br/&gt;
revenue&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Net income (loss)&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Total&lt;br/&gt;
assets&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Retail banking&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;6,775&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;729&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;20,285&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;2,339&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;347,823&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Commercial banking&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;4,075&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;1,136&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;11,943&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;3,189&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;545,556&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Trust&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;2,048&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;310&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;6,216&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;816&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;4,722&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;"&gt;Investment/Parent&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(712&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(949&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(2,304&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(2,992&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;157,935&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;"&gt;Total&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;12,186&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;1,226&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;36,140&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;3,352&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;1,056,036&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;</us-gaap:ScheduleOfSegmentReportingInformationBySegmentTextBlock>
  <us-gaap:NetIncomeLoss id="Tag1210" contextRef="D2013_3M_TrustMember" unitRef="USD" decimals="-3">310000</us-gaap:NetIncomeLoss>
  <us-gaap:InterestRevenueExpenseNet id="Tag1211" contextRef="D2013_9M_TrustMember_1" unitRef="USD" decimals="-3">6216000</us-gaap:InterestRevenueExpenseNet>
  <us-gaap:NetIncomeLoss id="Tag1212" contextRef="D2013_9M_TrustMember_1" unitRef="USD" decimals="-3">816000</us-gaap:NetIncomeLoss>
  <us-gaap:Assets id="Tag1213" contextRef="I20131231_TrustMember" unitRef="USD" decimals="-3">4722000</us-gaap:Assets>
  <us-gaap:InterestRevenueExpenseNet id="Tag1214" contextRef="D2013_3M_InvestmentOrParentMember" unitRef="USD" decimals="-3">-712000</us-gaap:InterestRevenueExpenseNet>
  <us-gaap:NetIncomeLoss id="Tag1215" contextRef="D2013_3M_InvestmentOrParentMember" unitRef="USD" decimals="-3">-949000</us-gaap:NetIncomeLoss>
  <us-gaap:InterestRevenueExpenseNet id="Tag1216" contextRef="D2013_9M_InvestmentOrParentMember_1" unitRef="USD" decimals="-3">-2304000</us-gaap:InterestRevenueExpenseNet>
  <us-gaap:NetIncomeLoss id="Tag1217" contextRef="D2013_9M_InvestmentOrParentMember_1" unitRef="USD" decimals="-3">-2992000</us-gaap:NetIncomeLoss>
  <us-gaap:Assets id="Tag1218" contextRef="I20131231_InvestmentOrParentMember" unitRef="USD" decimals="-3">157935000</us-gaap:Assets>
  <us-gaap:InterestRevenueExpenseNet id="Tag1219" contextRef="D2013_3M" unitRef="USD" decimals="-3">12186000</us-gaap:InterestRevenueExpenseNet>
  <us-gaap:InterestRevenueExpenseNet id="Tag1220" contextRef="D2013_9M_54" unitRef="USD" decimals="-3">36140000</us-gaap:InterestRevenueExpenseNet>
  <us-gaap:SegmentReportingDisclosureTextBlock id="Tag1221" contextRef="D2014_9M">&lt;div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';"&gt;
&lt;div&gt;
&lt;div align="center" style=" border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;"&gt;
&lt;h2 style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;&lt;strong&gt;&lt;font&gt;14&lt;/font&gt;. Segment Results&lt;/strong&gt;&lt;/h2&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;The financial performance of the Company is also monitored by an internal funds transfer pricing profitability measurement system which produces line of business results and key performance measures. The Company's major business units include retail banking, commercial lending, trust, and investment/parent. The reported results reflect the underlying economics of the business segments. Expenses for centrally provided services are allocated based upon the cost and estimated usage of those services. The businesses are match-funded and interest rate risk is centrally managed and accounted for within the investment/parent business segment. The key performance measure the Company focuses on for each business segment is net income contribution.&lt;/p&gt;
&lt;/div&gt;



&lt;div align="center" style=" border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;"&gt;


&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;Retail banking includes the deposit-gathering branch franchise and lending to both individuals and small businesses. Lending activities include residential mortgage loans, direct consumer loans, and small business commercial loans. Commercial banking to businesses includes commercial loans, and commercial real-estate loans. The trust segment contains our wealth management businesses which include the Trust Company, West Chester Capital Advisors (WCCA), our registered investment advisory firm and financial services. Wealth management includes personal trust products and services such as personal portfolio investment management, estate planning and administration, custodial services and pre-need trusts. Also, institutional trust products and services such as &lt;font&gt;401&lt;/font&gt;(k) plans, defined benefit and defined contribution employee benefit plans, and individual retirement accounts are included in this segment. Financial services include the sale of mutual funds, annuities, and insurance products. The Wealth management businesses also includes the union collective investment funds, namely the ERECT and BUILD funds which are designed to use union pension dollars in construction projects that utilize union labor. The company recognized goodwill in connection with the acquisition of WCCA in 2007. In the third quarter of 2014, the Company performed a goodwill impairment test and determined that the fair value of WCCA was less than its carrying value and, accordingly, recorded an impairment charge of $&lt;font&gt;669,000&lt;/font&gt; which is included in net income (loss) for the Trust segment in the table below. The goodwill impairment charge was the result of a reduction in earnings power caused by the departure of WCCA's former CEO and subsequent loss of a meaningful number of clients. The investment/parent includes the net results of investment securities and borrowing activities, general corporate expenses not allocated to the business segments, interest expense on guaranteed junior subordinated deferrable interest debentures, and centralized interest rate risk management. Inter-segment revenues were not material.&lt;/p&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;The contribution of the major business segments to the Consolidated Statements of Operations for the three and nine months ended September 30, 2014 and &lt;font&gt;2013&lt;/font&gt; were as follows (in thousands):&lt;/p&gt;

&lt;div&gt;

&lt;p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;&amp;#160;&lt;/p&gt;

&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td style=" vertical-align: top; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3" style=" vertical-align: top; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3" style=" vertical-align: top; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3" style=" vertical-align: top; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3" style=" vertical-align: top; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3" style=" vertical-align: top; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;Three months ended&lt;br/&gt;
September 30, 2014&lt;/p&gt;
&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;Nine months ended&lt;br/&gt;
September 30, 2014&lt;/p&gt;
&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;September 30,&lt;br/&gt;
&lt;font&gt;2014&lt;/font&gt;&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Total&lt;br/&gt;
revenue&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Net income (loss)&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Total&lt;br/&gt;
revenue&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Net income (loss)&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Total&lt;br/&gt;
assets&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Retail banking&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;6,651&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;706&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;19,238&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;1,671&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;359,932&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Commercial banking&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;4,279&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;1,141&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;12,691&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;3,267&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;557,909&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Trust&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;1,907&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(432&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;6,062&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;232&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;4,457&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;"&gt;Investment/Parent&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(841&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(1,050&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(1,916&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(2,896&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;148,133&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;"&gt;Total&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;11,996&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;365&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;36,075&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;2,274&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;1,070,431&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;&amp;#160;&lt;/p&gt;

&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td style=" vertical-align: top; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3" style=" vertical-align: top; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3" style=" vertical-align: top; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3" style=" vertical-align: top; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3" style=" vertical-align: top; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td colspan="3" style=" vertical-align: top; text-align: left;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;Three months ended&lt;br/&gt;
September 30, 2013&lt;/p&gt;
&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;Nine months ended&lt;br/&gt;
September 30, 2013&lt;/p&gt;
&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;December 31, 2013&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Total&lt;br/&gt;
revenue&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Net income (loss)&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Total&lt;br/&gt;
revenue&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Net income (loss)&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Total&lt;br/&gt;
assets&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Retail banking&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;6,775&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;729&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;20,285&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;2,339&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;347,823&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Commercial banking&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;4,075&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;1,136&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;11,943&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;3,189&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;545,556&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Trust&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;2,048&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;310&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;6,216&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;816&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;4,722&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;"&gt;Investment/Parent&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(712&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(949&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(2,304&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;(2,992&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;"&gt;)&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;157,935&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;"&gt;Total&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;12,186&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;1,226&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;36,140&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;3,352&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;1,056,036&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;


&lt;/div&gt;</us-gaap:SegmentReportingDisclosureTextBlock>
  <asrv:RegulatoryAssetsFairValueDisclosure id="Tag1222" contextRef="I20140930" unitRef="USD" decimals="-3">7152000</asrv:RegulatoryAssetsFairValueDisclosure>
  <asrv:FairValueOfImpairedLoansAppraisalOfAdjustments id="Tag1223" contextRef="I20131231_OtherRealEstateOwnedMember_FairValueMeasurementsNonrecurringMember_MinimumMember" unitRef="Pure" decimals="2">0.00</asrv:FairValueOfImpairedLoansAppraisalOfAdjustments>
  <asrv:FairValueOfImpairedLoansAppraisalOfAdjustments id="Tag1224" contextRef="I20131231_OtherRealEstateOwnedMember_FairValueMeasurementsNonrecurringMember_MaximumMember" unitRef="Pure" decimals="2">0.48</asrv:FairValueOfImpairedLoansAppraisalOfAdjustments>
  <asrv:FairValueOfImpairedLoansLiquidationExpenses id="Tag1225" contextRef="I20131231_OtherRealEstateOwnedMember_FairValueMeasurementsNonrecurringMember_MinimumMember" unitRef="Pure" decimals="2">0.01</asrv:FairValueOfImpairedLoansLiquidationExpenses>
  <asrv:FairValueOfImpairedLoansLiquidationExpenses id="Tag1226" contextRef="I20131231_OtherRealEstateOwnedMember_FairValueMeasurementsNonrecurringMember_MaximumMember" unitRef="Pure" decimals="2">0.20</asrv:FairValueOfImpairedLoansLiquidationExpenses>
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  <us-gaap:AvailableForSaleSecurities id="Tag1238" contextRef="I20131231_CorporateBondSecuritiesMember_FairValueInputsLevel3Member_FairValueMeasurementsRecurringMember" unitRef="USD" xsi:nil="true" />
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment id="Tag1239" contextRef="I20140930_FairValueInputsLevel2Member_FairValueMeasurementsNonrecurringMember" unitRef="USD" xsi:nil="true" />
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  <asrv:FairValueOfImpairedLoansAppraisalOfAdjustments id="Tag1247" contextRef="I20140930_ImpairedLoansMember_FairValueMeasurementsNonrecurringMember" unitRef="Pure" decimals="2">0.30</asrv:FairValueOfImpairedLoansAppraisalOfAdjustments>
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  <asrv:FairValueOfImpairedLoansAppraisalOfAdjustments id="Tag1249" contextRef="I20140930_OtherRealEstateOwnedMember_FairValueMeasurementsNonrecurringMember" unitRef="Pure" decimals="2">0.38</asrv:FairValueOfImpairedLoansAppraisalOfAdjustments>
  <asrv:FairValueOfImpairedLoansLiquidationExpenses id="Tag1250" contextRef="I20140930_OtherRealEstateOwnedMember_FairValueMeasurementsNonrecurringMember" unitRef="Pure" decimals="2">0.10</asrv:FairValueOfImpairedLoansLiquidationExpenses>
  <asrv:FairValueOfImpairedLoansAppraisalOfAdjustments id="Tag1251" contextRef="I20131231_ImpairedLoansMember_FairValueMeasurementsNonrecurringMember" unitRef="Pure" decimals="2">0.30</asrv:FairValueOfImpairedLoansAppraisalOfAdjustments>
  <asrv:FairValueOfImpairedLoansLiquidationExpenses id="Tag1252" contextRef="I20131231_ImpairedLoansMember_FairValueMeasurementsNonrecurringMember" unitRef="Pure" decimals="2">0.10</asrv:FairValueOfImpairedLoansLiquidationExpenses>
  <asrv:FairValueOfImpairedLoansAppraisalOfAdjustments id="Tag1253" contextRef="I20131231_OtherRealEstateOwnedMember_FairValueMeasurementsNonrecurringMember" unitRef="Pure" decimals="2">0.38</asrv:FairValueOfImpairedLoansAppraisalOfAdjustments>
  <asrv:FairValueOfImpairedLoansLiquidationExpenses id="Tag1254" contextRef="I20131231_OtherRealEstateOwnedMember_FairValueMeasurementsNonrecurringMember" unitRef="Pure" decimals="2">0.10</asrv:FairValueOfImpairedLoansLiquidationExpenses>
  <us-gaap:FairValueMeasurementsValuationTechniques id="Tag1255" contextRef="D2014_9M_ImpairedLoansMember_FairValueMeasurementsNonrecurringMember">&lt;div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';"&gt;Appraisal of collateral&lt;/div&gt;</us-gaap:FairValueMeasurementsValuationTechniques>
  <us-gaap:FairValueMeasurementsValuationTechniques id="Tag1256" contextRef="D2014_9M_OtherRealEstateOwnedMember_FairValueMeasurementsNonrecurringMember">&lt;div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';"&gt;Appraisal of collateral&lt;/div&gt;</us-gaap:FairValueMeasurementsValuationTechniques>
  <us-gaap:FairValueMeasurementsValuationTechniques id="Tag1257" contextRef="D2013_12M_ImpairedLoansMember_FairValueMeasurementsNonrecurringMember">&lt;div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';"&gt;Appraisal of collateral&lt;/div&gt;</us-gaap:FairValueMeasurementsValuationTechniques>
  <us-gaap:FairValueMeasurementsValuationTechniques id="Tag1258" contextRef="D2013_12M_OtherRealEstateOwnedMember_FairValueMeasurementsNonrecurringMember">&lt;div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';"&gt;Appraisal of collateral&lt;/div&gt;</us-gaap:FairValueMeasurementsValuationTechniques>
  <us-gaap:ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock id="Tag1259" contextRef="D2014_9M">&lt;div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';"&gt;


&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="15" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&lt;strong&gt;Fair Value Measurements at &lt;/strong&gt;September 30, 2014 Using&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&lt;strong&gt;Total&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&lt;strong&gt;(Level &lt;font&gt;1)&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&lt;strong&gt;(Level &lt;font&gt;2)&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&lt;strong&gt;(Level &lt;font&gt;3)&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"&gt;US Agency securities&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;6,905&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;6,905&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"&gt;US Agency mortgage-backed securities&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;110,685&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;110,685&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"&gt;Corporate bonds&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;13,383&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;13,383&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;&amp;#160;&lt;/p&gt;



&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="15" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&lt;strong&gt;Fair Value Measurements at &lt;/strong&gt;December 31, 2013 Using&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&lt;strong&gt;Total&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&lt;strong&gt;(Level &lt;font&gt;1)&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&lt;strong&gt;(Level &lt;font&gt;2)&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&lt;strong&gt;(Level &lt;font&gt;3)&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"&gt;US Agency securities&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;6,835&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;6,835&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"&gt;US Agency mortgage-backed securities&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;123,382&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;123,382&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"&gt;Corporate bonds&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;11,761&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;11,761&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;</us-gaap:ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock>
  <us-gaap:AvailableForSaleSecurities id="Tag1260" contextRef="I20131231_USGovernmentAgenciesDebtSecuritiesMember_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">6835000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecurities id="Tag1261" contextRef="I20131231_USGovernmentAgenciesDebtSecuritiesMember_FairValueInputsLevel2Member_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">6835000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecurities id="Tag1262" contextRef="I20131231_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">123382000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AccountsReceivableFairValueDisclosure id="Tag1263" contextRef="I20140930" unitRef="USD" decimals="-3">3280000</us-gaap:AccountsReceivableFairValueDisclosure>
  <us-gaap:FairValueAssetsMeasuredOnNonrecurringBasisTextBlock id="Tag1264" contextRef="D2014_9M">&lt;div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';"&gt;
&lt;div&gt;
&lt;div align="center" style=" width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;"&gt;


&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td colspan="3" style=" vertical-align: top; text-align: left; width: 100%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="15" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&lt;strong&gt;Fair Value Measurements at &lt;/strong&gt;September 30, 2014 Using&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&lt;strong&gt;Total&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&lt;strong&gt;(Level &lt;font&gt;1)&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&lt;strong&gt;(Level &lt;font&gt;2)&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&lt;strong&gt;(Level &lt;font&gt;3)&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"&gt;Impaired loans&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;897&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;897&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"&gt;Other real estate owned&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;683&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;683&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;&amp;#160;&lt;/p&gt;



&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="15" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&lt;strong&gt;Fair Value Measurements at &lt;/strong&gt;December 31, 2013 Using&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&lt;strong&gt;Total&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&lt;strong&gt;(Level &lt;font&gt;1)&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&lt;strong&gt;(Level &lt;font&gt;2)&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&lt;strong&gt;(Level &lt;font&gt;3)&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"&gt;Impaired loans&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;2,253&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;2,253&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"&gt;Other real estate owned&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;1,017&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;1,017&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;&amp;#160;&lt;/p&gt;



&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td rowspan="2" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;September 30, 2014&lt;/p&gt;
&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="15" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&lt;strong&gt;Quantitative Information About Level &lt;font&gt;3&lt;/font&gt; Fair Value Measurements&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; font-weight: normal; font-size: 10pt; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 13%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 13%;"&gt;&lt;strong&gt;Fair Value Estimate&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 13%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 13%;"&gt;&lt;strong&gt;Valuation Techniques&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 13%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 13%;"&gt;&lt;strong&gt;Unobservable Input&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 13%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 13%;"&gt;&lt;strong&gt;Range (Wgtd Ave)&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"&gt;Impaired loans&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;897&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: rright; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"&gt;&lt;font&gt;Appraisal of collateral&lt;/font&gt;&lt;sup&gt;(1)&lt;/sup&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: rright; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"&gt;Appraisal adjustments&lt;sup&gt;&lt;font&gt;(2)&lt;/font&gt;&lt;/sup&gt;&lt;br/&gt;
Liquidation expenses&lt;sup&gt;&lt;font&gt;(2)&lt;/font&gt;&lt;/sup&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: rright; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"&gt;&lt;font&gt;0&lt;/font&gt;% to &lt;font&gt;35&lt;/font&gt;% (&lt;font&gt;30&lt;/font&gt;%)&lt;br/&gt;
&lt;font&gt;1&lt;/font&gt;% to &lt;font&gt;15&lt;/font&gt;% (&lt;font&gt;10&lt;/font&gt;%)&lt;br/&gt;
&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"&gt;Other real estate owned&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;683&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: rright; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"&gt;&lt;font&gt;Appraisal of collateral&lt;/font&gt;&lt;sup&gt;(1),(3)&lt;/sup&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: rright; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"&gt;Appraisal adjustments&lt;sup&gt;&lt;font&gt;(2)&lt;/font&gt;&lt;/sup&gt;&lt;br/&gt;
Liquidation expenses&lt;sup&gt;&lt;font&gt;(2)&lt;/font&gt;&lt;/sup&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: rright; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"&gt;&lt;font&gt;0&lt;/font&gt;% to &lt;font&gt;48&lt;/font&gt;% (&lt;font&gt;38&lt;/font&gt;%)&lt;br/&gt;
&lt;font&gt;1&lt;/font&gt;% to &lt;font&gt;20&lt;/font&gt;% (&lt;font&gt;10&lt;/font&gt;%)&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;



&lt;div align="center" style=" border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;"&gt;
&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td rowspan="2" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;December 31, 2013&lt;/p&gt;
&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="15" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Quantitative Information About Level &lt;font&gt;3&lt;/font&gt; Fair Value Measurements&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; font-weight: normal; font-size: 10pt; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Fair Value Estimate&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Valuation Techniques&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Unobservable Input&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Range(Wgtd Ave)&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Impaired loans&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;2,253&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: rright; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;Appraisal of collateral&lt;/font&gt;&lt;sup&gt;(1)&lt;/sup&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: rright; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Appraisal adjustments&lt;sup&gt;&lt;font&gt;(2)&lt;/font&gt;&lt;/sup&gt;&lt;br/&gt;
Liquidation expenses&lt;sup&gt;&lt;font&gt;(2)&lt;/font&gt;&lt;/sup&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: rright; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;0&lt;/font&gt;% to &lt;font&gt;37&lt;/font&gt;% (&lt;font&gt;30&lt;/font&gt;%) &lt;font&gt;1&lt;/font&gt;% to &lt;font&gt;15&lt;/font&gt;% (&lt;font&gt;10&lt;/font&gt;%)&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Other real estate owned&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;1,017&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: rright; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;Appraisal of collateral&lt;/font&gt;&lt;sup&gt;(1),(3)&lt;/sup&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: rright; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Appraisal adjustments&lt;sup&gt;&lt;font&gt;(2)&lt;/font&gt;&lt;/sup&gt;&lt;br/&gt;
Liquidation expenses&lt;sup&gt;&lt;font&gt;(2)&lt;/font&gt;&lt;/sup&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: rright; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;0&lt;/font&gt;% to &lt;font&gt;48&lt;/font&gt;% (&lt;font&gt;38&lt;/font&gt;%) &lt;font&gt;1&lt;/font&gt;% to &lt;font&gt;20&lt;/font&gt;% (&lt;font&gt;10&lt;/font&gt;%)&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;p style=" text-align: left; text-indent: 1px; font-family : Times New Roman;"&gt;&amp;#160;&lt;/p&gt;

&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; margin-top: 0pt; margin-bottom: 0pt;"&gt;
&lt;tr style=" font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left;"&gt;
&lt;td style=" border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;"&gt;&lt;font&gt;(1)&lt;/font&gt;&lt;/td&gt;
&lt;td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;"&gt;Fair Value is generally determined through independent appraisals of the underlying collateral, which generally include various level &lt;font&gt;3&lt;/font&gt; inputs which are not identifiable.&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;

&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; margin-top: 0pt; margin-bottom: 0pt;"&gt;
&lt;tr style=" font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left;"&gt;
&lt;td style=" border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;"&gt;&lt;font&gt;(2)&lt;/font&gt;&lt;/td&gt;
&lt;td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;"&gt;Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses.&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;

&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; margin-top: 0pt; margin-bottom: 0pt;"&gt;
&lt;tr style=" font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left;"&gt;
&lt;td style=" border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;"&gt;&lt;font&gt;(3)&lt;/font&gt;&lt;/td&gt;
&lt;td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;"&gt;Includes qualitative adjustments by management and estimated liquidation expenses.&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;</us-gaap:FairValueAssetsMeasuredOnNonrecurringBasisTextBlock>
  <us-gaap:AvailableForSaleSecurities id="Tag1265" contextRef="I20131231_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_FairValueInputsLevel2Member_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">123382000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecurities id="Tag1266" contextRef="I20131231_CorporateBondSecuritiesMember_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">11761000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecurities id="Tag1267" contextRef="I20131231_CorporateBondSecuritiesMember_FairValueInputsLevel2Member_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">11761000</us-gaap:AvailableForSaleSecurities>
  <asrv:NetFairValueOfImpairedLoans id="Tag1268" contextRef="I20140930" unitRef="USD" decimals="0">897000</asrv:NetFairValueOfImpairedLoans>
  <asrv:NetFairValueOfImpairedLoans id="Tag1269" contextRef="I20131231" unitRef="USD" decimals="-5">2300000</asrv:NetFairValueOfImpairedLoans>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment id="Tag1270" contextRef="I20140930_FairValueMeasurementsNonrecurringMember" unitRef="USD" decimals="-3">897000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment id="Tag1271" contextRef="I20140930_FairValueInputsLevel3Member_FairValueMeasurementsNonrecurringMember" unitRef="USD" decimals="-3">897000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:CashAndCashEquivalentsFairValueDisclosure id="Tag1272" contextRef="I20131231" unitRef="USD" decimals="-3">30066000</us-gaap:CashAndCashEquivalentsFairValueDisclosure>
  <us-gaap:FairValueMeasurementInputsDisclosureTextBlock id="Tag1273" contextRef="D2014_9M">&lt;div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';"&gt;
&lt;div&gt;
&lt;div align="center" style=" border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;"&gt;
&lt;h2 style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;&lt;strong&gt;&lt;font&gt;17&lt;/font&gt;. Disclosures about Fair Value Measurements&lt;/strong&gt;&lt;/h2&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;The following disclosures establish a hierarchal disclosure framework associated with the level of pricing observability utilized in measuring assets and liabilities at fair value. The &lt;font&gt;three&lt;/font&gt; broad levels defined within this hierarchy are as follows:&lt;/p&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;Level I:&amp;#160;&amp;#160;Quoted prices are available in active markets for identical assets or liabilities as of the reported date.&lt;/p&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;Level II:&amp;#160;&amp;#160;Pricing inputs are other than the quoted prices in active markets, which are either directly or indirectly observable as of the reported date. The nature of these assets and liabilities includes items for which quoted prices are available but traded less frequently and items that are fair-valued using other financial instruments, the parameters of which can be directly observed.&lt;/p&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;Level III:&amp;#160;&amp;#160;Assets and liabilities that have little to &lt;font&gt;no&lt;/font&gt; pricing observability as of the reported date. These items do not have &lt;font&gt;two&lt;/font&gt;-way markets and are measured using management's best estimate of fair value, where the inputs into the determination of fair value require significant management judgment or estimation.&lt;/p&gt;

&lt;h5 style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 24px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;&lt;font style=" text-decoration: underline;"&gt;Assets and Liability Measured on a Recurring Basis&lt;/font&gt;&lt;/h5&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;Securities classified as available for sale are reported at fair value utilizing Level &lt;font&gt;2&lt;/font&gt; inputs. For these securities, the Company obtains fair value measurements from an independent pricing service. The fair value measurements consider observable data that may include dealer quoted market spreads, cash flows, the US Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information and the bond's terms and conditions, among other things.&lt;/p&gt;
&lt;/div&gt;



&lt;div align="center" style=" border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt; width: 708px;"&gt;
&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;The following tables present the assets reported on the Consolidated Balance Sheets at their fair value as of September 30, 2014 and December 31, 2013, by level within the fair value hierarchy. Financial assets and liabilities are classified in their entirety based on the lowest level of input that is significant to the fair value measurement.&lt;/p&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;Assets and liability measured at fair value on a recurring basis are summarized below (in thousands):&lt;/p&gt;

&lt;div&gt;



&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="15" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&lt;strong&gt;Fair Value Measurements at &lt;/strong&gt;September 30, 2014 Using&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&lt;strong&gt;Total&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&lt;strong&gt;(Level &lt;font&gt;1)&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&lt;strong&gt;(Level &lt;font&gt;2)&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&lt;strong&gt;(Level &lt;font&gt;3)&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"&gt;US Agency securities&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;6,905&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;6,905&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"&gt;US Agency mortgage-backed securities&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;110,685&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;110,685&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"&gt;Corporate bonds&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;13,383&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;13,383&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;&amp;#160;&lt;/p&gt;



&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="15" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&lt;strong&gt;Fair Value Measurements at &lt;/strong&gt;December 31, 2013 Using&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&lt;strong&gt;Total&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&lt;strong&gt;(Level &lt;font&gt;1)&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&lt;strong&gt;(Level &lt;font&gt;2)&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&lt;strong&gt;(Level &lt;font&gt;3)&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"&gt;US Agency securities&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;6,835&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;6,835&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"&gt;US Agency mortgage-backed securities&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;123,382&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;123,382&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"&gt;Corporate bonds&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;11,761&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;11,761&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;/div&gt;

&lt;h5 style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 24px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;&lt;font style=" text-decoration: underline;"&gt;Assets Measured on a Non-recurring Basis&lt;/font&gt;&lt;/h5&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;&amp;#160;&lt;/p&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;Loans considered impaired are loans for which, based on current information and events, it is probable that the creditor will be unable to collect all amounts due according to the contractual terms of the loan agreement. As detailed in the allowance for loan loss footnote, impaired loans are reported at fair value of the underlying collateral if the repayment is expected solely from the collateral. Collateral values are estimated using Level &lt;font&gt;3&lt;/font&gt; inputs based on observable market data which at times are discounted. At September 30, 2014, impaired loans with a carrying value of $&lt;font&gt;1.4&lt;/font&gt; million were reduced by a specific valuation allowance totaling $&lt;font&gt;547,000&lt;/font&gt; resulting in a net fair value of $&lt;font&gt;897,000&lt;/font&gt;. At December 31, 2013, impaired loans with a carrying value of $&lt;font&gt;3.1&lt;/font&gt; million were reduced by a specific valuation allowance totaling $&lt;font&gt;813,000&lt;/font&gt; million resulting in a net fair value of $&lt;font&gt;2.3&lt;/font&gt; million.&lt;/p&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;Other real estate owned is measured at fair value based on appraisals, less cost to sell at the date of foreclosure. Valuations are periodically performed by management. Income and expenses from operations and changes in valuation allowance are included in the net expenses from OREO.&lt;/p&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;Assets measured at fair value on a non-recurring basis are summarized below (in thousands, except range data):&lt;/p&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;div&gt;

&lt;div&gt;
&lt;div align="center" style=" width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;"&gt;


&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td colspan="3" style=" vertical-align: top; text-align: left; width: 100%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="15" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&lt;strong&gt;Fair Value Measurements at &lt;/strong&gt;September 30, 2014 Using&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&lt;strong&gt;Total&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&lt;strong&gt;(Level &lt;font&gt;1)&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&lt;strong&gt;(Level &lt;font&gt;2)&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&lt;strong&gt;(Level &lt;font&gt;3)&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"&gt;Impaired loans&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;897&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;897&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"&gt;Other real estate owned&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;683&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;683&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;&amp;#160;&lt;/p&gt;



&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="15" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&lt;strong&gt;Fair Value Measurements at &lt;/strong&gt;December 31, 2013 Using&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&lt;strong&gt;Total&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&lt;strong&gt;(Level &lt;font&gt;1)&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&lt;strong&gt;(Level &lt;font&gt;2)&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"&gt;&lt;strong&gt;(Level &lt;font&gt;3)&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"&gt;Impaired loans&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;2,253&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;2,253&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"&gt;Other real estate owned&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;1,017&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;1,017&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;&amp;#160;&lt;/p&gt;



&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td rowspan="2" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;September 30, 2014&lt;/p&gt;
&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="15" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&lt;strong&gt;Quantitative Information About Level &lt;font&gt;3&lt;/font&gt; Fair Value Measurements&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; font-weight: normal; font-size: 10pt; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 13%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 13%;"&gt;&lt;strong&gt;Fair Value Estimate&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 13%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 13%;"&gt;&lt;strong&gt;Valuation Techniques&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 13%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 13%;"&gt;&lt;strong&gt;Unobservable Input&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 13%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 13%;"&gt;&lt;strong&gt;Range (Wgtd Ave)&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"&gt;Impaired loans&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;897&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: rright; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"&gt;&lt;font&gt;Appraisal of collateral&lt;/font&gt;&lt;sup&gt;(1)&lt;/sup&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: rright; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"&gt;Appraisal adjustments&lt;sup&gt;&lt;font&gt;(2)&lt;/font&gt;&lt;/sup&gt;&lt;br/&gt;
Liquidation expenses&lt;sup&gt;&lt;font&gt;(2)&lt;/font&gt;&lt;/sup&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: rright; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"&gt;&lt;font&gt;0&lt;/font&gt;% to &lt;font&gt;35&lt;/font&gt;% (&lt;font&gt;30&lt;/font&gt;%)&lt;br/&gt;
&lt;font&gt;1&lt;/font&gt;% to &lt;font&gt;15&lt;/font&gt;% (&lt;font&gt;10&lt;/font&gt;%)&lt;br/&gt;
&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"&gt;Other real estate owned&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"&gt;&lt;font&gt;683&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: rright; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"&gt;&lt;font&gt;Appraisal of collateral&lt;/font&gt;&lt;sup&gt;(1),(3)&lt;/sup&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: rright; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"&gt;Appraisal adjustments&lt;sup&gt;&lt;font&gt;(2)&lt;/font&gt;&lt;/sup&gt;&lt;br/&gt;
Liquidation expenses&lt;sup&gt;&lt;font&gt;(2)&lt;/font&gt;&lt;/sup&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: rright; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"&gt;&lt;font&gt;0&lt;/font&gt;% to &lt;font&gt;48&lt;/font&gt;% (&lt;font&gt;38&lt;/font&gt;%)&lt;br/&gt;
&lt;font&gt;1&lt;/font&gt;% to &lt;font&gt;20&lt;/font&gt;% (&lt;font&gt;10&lt;/font&gt;%)&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;



&lt;div align="center" style=" border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;"&gt;
&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td rowspan="2" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;December 31, 2013&lt;/p&gt;
&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="15" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Quantitative Information About Level &lt;font&gt;3&lt;/font&gt; Fair Value Measurements&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; font-weight: normal; font-size: 10pt; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Fair Value Estimate&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Valuation Techniques&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Unobservable Input&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"&gt;&lt;strong&gt;Range(Wgtd Ave)&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Impaired loans&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;2,253&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: rright; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;Appraisal of collateral&lt;/font&gt;&lt;sup&gt;(1)&lt;/sup&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: rright; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Appraisal adjustments&lt;sup&gt;&lt;font&gt;(2)&lt;/font&gt;&lt;/sup&gt;&lt;br/&gt;
Liquidation expenses&lt;sup&gt;&lt;font&gt;(2)&lt;/font&gt;&lt;/sup&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: rright; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;0&lt;/font&gt;% to &lt;font&gt;37&lt;/font&gt;% (&lt;font&gt;30&lt;/font&gt;%) &lt;font&gt;1&lt;/font&gt;% to &lt;font&gt;15&lt;/font&gt;% (&lt;font&gt;10&lt;/font&gt;%)&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Other real estate owned&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"&gt;&lt;font&gt;1,017&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: rright; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;Appraisal of collateral&lt;/font&gt;&lt;sup&gt;(1),(3)&lt;/sup&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: rright; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;Appraisal adjustments&lt;sup&gt;&lt;font&gt;(2)&lt;/font&gt;&lt;/sup&gt;&lt;br/&gt;
Liquidation expenses&lt;sup&gt;&lt;font&gt;(2)&lt;/font&gt;&lt;/sup&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: rright; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"&gt;&lt;font&gt;0&lt;/font&gt;% to &lt;font&gt;48&lt;/font&gt;% (&lt;font&gt;38&lt;/font&gt;%) &lt;font&gt;1&lt;/font&gt;% to &lt;font&gt;20&lt;/font&gt;% (&lt;font&gt;10&lt;/font&gt;%)&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;p style=" text-align: left; text-indent: 1px; font-family : Times New Roman;"&gt;&amp;#160;&lt;/p&gt;

&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; margin-top: 0pt; margin-bottom: 0pt;"&gt;
&lt;tr style=" font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left;"&gt;
&lt;td style=" border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;"&gt;&lt;font&gt;(1)&lt;/font&gt;&lt;/td&gt;
&lt;td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;"&gt;Fair Value is generally determined through independent appraisals of the underlying collateral, which generally include various level &lt;font&gt;3&lt;/font&gt; inputs which are not identifiable.&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;

&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; margin-top: 0pt; margin-bottom: 0pt;"&gt;
&lt;tr style=" font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left;"&gt;
&lt;td style=" border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;"&gt;&lt;font&gt;(2)&lt;/font&gt;&lt;/td&gt;
&lt;td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;"&gt;Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses.&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;

&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; margin-top: 0pt; margin-bottom: 0pt;"&gt;
&lt;tr style=" font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left;"&gt;
&lt;td style=" border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;"&gt;&lt;font&gt;(3)&lt;/font&gt;&lt;/td&gt;
&lt;td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;"&gt;Includes qualitative adjustments by management and estimated liquidation expenses.&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;/div&gt;

&lt;div&gt;
&lt;div align="center" style=" border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;"&gt;
&lt;h5 style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;DISCLOSURES ABOUT FAIR VALUE OF FINANCIAL INSTRUMENTS&lt;/h5&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;For the Company, as for most financial institutions, approximately &lt;font&gt;90&lt;/font&gt;% of its assets and liabilities are considered financial instruments. Many of the Company's financial instruments, however, lack an available trading market characterized by a willing buyer and willing seller engaging in an exchange transaction. Therefore, significant estimates and present value calculations were used by the Company for the purpose of this disclosure.&lt;/p&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;Fair values have been determined by the Company using independent third party valuations that use the best available data (Level &lt;font&gt;2&lt;/font&gt;) and an estimation methodology (Level &lt;font&gt;3&lt;/font&gt;) the Company believes is suitable for each category of financial instruments. Management believes that cash, cash equivalents, and loans and deposits with floating interest rates have estimated fair values which approximate the recorded book balances. The estimation methodologies used, the estimated fair values based on US GAAP measurements, and recorded book balances at September 30, 2014 and December 31, 2013, were as follows (in thousands):&lt;/p&gt;
&lt;/div&gt;

&lt;div&gt;

&lt;div align="center" style=" width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;"&gt;


&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="19" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;September 30, 2014&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Carrying&lt;br/&gt;
Value&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Fair&lt;br/&gt;
Value&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;(Level &lt;font&gt;1)&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;(Level &lt;font&gt;2)&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;(Level &lt;font&gt;3)&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;FINANCIAL ASSETS:&lt;br/&gt;
&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Cash and cash equivalents&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;23,482&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;23,482&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;23,482&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Investment securities&amp;#160;&amp;#150;&amp;#160;AFS&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;130,973&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;130,973&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;130,973&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Investment securities&amp;#160;&amp;#150;&amp;#160;HTM&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;19,498&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;19,626&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;16,657&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;2,969&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Regulatory stock&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;7,152&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;7,152&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;7,152&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Loans held for sale&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;3,964&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;4,043&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;4,043&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Loans, net of allowance for loan loss and unearned income&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;804,341&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;803,931&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;803,931&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Accrued interest income receivable&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;3,280&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;3,280&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;3,280&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Bank owned life insurance&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;37,228&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;37,228&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;37,228&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;FINANCIAL LIABILITIES:&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Deposits with &lt;font&gt;no&lt;/font&gt; stated maturities&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;576,943&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;576,943&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;576,943&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Deposits with stated maturities&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;295,227&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;289,078&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;289,078&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Short-term borrowings&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;26,438&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;26,438&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;26,438&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;All other borrowings&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;50,085&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;53,479&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;53,479&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Accrued interest payable&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;1,611&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;1,611&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;1,611&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;



&lt;div align="center" style=" width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;"&gt;
&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="19" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;December 31, 2013&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Carrying&lt;br/&gt;
Value&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Fair&lt;br/&gt;
Value&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;(Level &lt;font&gt;1)&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;(Level &lt;font&gt;2)&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;(Level &lt;font&gt;3)&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;FINANCIAL ASSETS:&lt;br/&gt;
&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Cash and cash equivalents&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;30,066&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;30,066&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;30,066&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Investment securities&amp;#160;&amp;#150;&amp;#160;AFS&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;141,978&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;141,978&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;141,978&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Investment securities&amp;#160;&amp;#150;&amp;#160;HTM&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;18,187&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;17,788&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;14,822&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;2,966&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Regulatory stock&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;6,802&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;6,802&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;6,802&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Loans held for sale&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;3,402&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;3,453&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;3,453&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Loans, net of allowance for loan loss and unearned income&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;773,242&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;771,460&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;771,460&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Accrued interest income receivable&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;2,908&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;2,908&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;2,908&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Bank owned life insurance&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;36,669&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;36,669&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;36,669&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;FINANCIAL LIABILITIES:&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Deposits with &lt;font&gt;no&lt;/font&gt; stated maturities&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;546,384&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;546,384&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;546,384&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Deposits with stated maturities&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;308,138&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;313,272&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;313,272&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Short-term borrowings&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;41,555&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;41,555&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;41,555&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;All other borrowings&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;38,085&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;40,598&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;40,598&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Accrued interest payable&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;1,784&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;1,784&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;1,784&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;

&lt;/div&gt;

&lt;div align="center" style=" border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;"&gt;
&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;The fair value of cash and cash equivalents, regulatory stock, accrued interest income receivable, short-term borrowings, and accrued interest payable are equal to the current carrying value.&lt;/p&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;The fair value of investment securities is equal to the available quoted market price for similar securities. The fair value measurements consider observable data that may include dealer quoted market spreads, cash flows, the US Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information and the bond's terms and conditions, among other things. The Level &lt;font&gt;3&lt;/font&gt; securities are valued by discounted cash flows using the US Treasury rate for the remaining term of the securities.&lt;/p&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;Loans held for sale are priced individually at market rates on the day that the loan is locked for commitment with an investor. All loans in the held for sale account conform to Fannie Mae underwriting guidelines, with the specific intent of the loan being purchased by an investor at the predetermined rate structure. Loans in the held for sale account have specific delivery dates that must be executed to protect the pricing commitment (typically a &lt;font&gt;30&lt;/font&gt;, &lt;font&gt;45&lt;/font&gt;, or &lt;font&gt;60&lt;/font&gt; day lock period).&lt;/p&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;The net loan portfolio has been valued using a present value discounted cash flow. The discount rate used in these calculations is based upon the treasury yield curve adjusted for non-interest operating costs, credit loss, current market prices and assumed prepayment risk.&lt;/p&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;The fair value of bank owned life insurance is based upon the cash surrender value of the underlying policies and matches the book value.&lt;/p&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;Deposits with stated maturities have been valued using a present value discounted cash flow with a discount rate approximating current market for similar assets and liabilities. Deposits with &lt;font&gt;no&lt;/font&gt; stated maturities have an estimated fair value equal to both the amount payable on demand and the recorded book balance.&lt;/p&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;The fair value of all other borrowings is based on the discounted value of contractual cash flows. The discount rates are estimated using rates currently offered for similar instruments with similar remaining maturities.&lt;/p&gt;
&lt;/div&gt;



&lt;div align="center" style=" border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;"&gt;
&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;Commitments to extend credit and standby letters of credit are financial instruments generally not subject to sale, and fair values are not readily available. The carrying value, represented by the net deferred fee arising from the unrecognized commitment, and the fair value, determined by discounting the remaining contractual fee over the term of the commitment using fees currently charged to enter into similar agreements with similar credit risk, is not considered material for disclosure. The contractual amounts of unfunded commitments are presented in Note &lt;font&gt;15&lt;/font&gt;.&lt;/p&gt;

&lt;p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"&gt;Changes in assumptions or estimation methodologies may have a material effect on these estimated fair values. The Company's remaining assets and liabilities which are not considered financial instruments have not been valued differently than has been customary under historical cost accounting.&lt;/p&gt;
&lt;/div&gt;
&lt;/div&gt;


&lt;/div&gt;</us-gaap:FairValueMeasurementInputsDisclosureTextBlock>
  <us-gaap:AvailableForSaleSecurities id="Tag1274" contextRef="I20140930_USGovernmentAgenciesDebtSecuritiesMember_FairValueMeasurementsRecurringMember" unitRef="USD" decimals="-3">6905000</us-gaap:AvailableForSaleSecurities>
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  <us-gaap:AccountsPayableAndAccruedLiabilitiesFairValueDisclosure id="Tag1301" contextRef="I20131231_FairValueInputsLevel1Member" unitRef="USD" decimals="-3">1784000</us-gaap:AccountsPayableAndAccruedLiabilitiesFairValueDisclosure>
  <asrv:AssetsAndLiabilitiesConsideredFinancialInstrumentsPercentage id="Tag1302" contextRef="D2014_9M" unitRef="Pure" decimals="2">0.90</asrv:AssetsAndLiabilitiesConsideredFinancialInstrumentsPercentage>
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&lt;div align="center" style=" width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;"&gt;


&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="19" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;September 30, 2014&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Carrying&lt;br/&gt;
Value&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Fair&lt;br/&gt;
Value&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;(Level &lt;font&gt;1)&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;(Level &lt;font&gt;2)&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;(Level &lt;font&gt;3)&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;FINANCIAL ASSETS:&lt;br/&gt;
&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Cash and cash equivalents&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;23,482&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;23,482&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;23,482&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Investment securities&amp;#160;&amp;#150;&amp;#160;AFS&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;130,973&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;130,973&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;130,973&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Investment securities&amp;#160;&amp;#150;&amp;#160;HTM&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;19,498&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;19,626&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;16,657&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;2,969&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Regulatory stock&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;7,152&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;7,152&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;7,152&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Loans held for sale&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;3,964&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;4,043&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;4,043&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Loans, net of allowance for loan loss and unearned income&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;804,341&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;803,931&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;803,931&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Accrued interest income receivable&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;3,280&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;3,280&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;3,280&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Bank owned life insurance&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;37,228&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;37,228&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;37,228&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;FINANCIAL LIABILITIES:&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Deposits with &lt;font&gt;no&lt;/font&gt; stated maturities&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;576,943&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;576,943&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;576,943&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Deposits with stated maturities&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;295,227&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;289,078&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;289,078&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Short-term borrowings&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;26,438&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;26,438&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;26,438&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;All other borrowings&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;50,085&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;53,479&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;53,479&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Accrued interest payable&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;1,611&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;1,611&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;1,611&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;
&lt;/table&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;



&lt;div align="center" style=" width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;"&gt;
&lt;div&gt;
&lt;div class="CursorPointer"&gt;
&lt;table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;"&gt;
&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="19" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;"&gt;
&lt;p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);"&gt;December 31, 2013&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt; &lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Carrying&lt;br/&gt;
Value&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;Fair&lt;br/&gt;
Value&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;(Level &lt;font&gt;1)&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;(Level &lt;font&gt;2)&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"&gt;&lt;strong&gt;(Level &lt;font&gt;3)&lt;/font&gt;&lt;/strong&gt;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;FINANCIAL ASSETS:&lt;br/&gt;
&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Cash and cash equivalents&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;30,066&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;30,066&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;30,066&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Investment securities&amp;#160;&amp;#150;&amp;#160;AFS&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;141,978&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;141,978&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;141,978&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Investment securities&amp;#160;&amp;#150;&amp;#160;HTM&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;18,187&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;17,788&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;14,822&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;2,966&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Regulatory stock&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;6,802&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;6,802&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;6,802&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Loans held for sale&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;3,402&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;3,453&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;3,453&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Loans, net of allowance for loan loss and unearned income&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;773,242&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;771,460&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;771,460&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Accrued interest income receivable&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;2,908&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;2,908&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;2,908&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Bank owned life insurance&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;36,669&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;36,669&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;36,669&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;FINANCIAL LIABILITIES:&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Deposits with &lt;font&gt;no&lt;/font&gt; stated maturities&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;546,384&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;546,384&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;546,384&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;"&gt;$&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Deposits with stated maturities&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;308,138&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;313,272&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;313,272&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;Short-term borrowings&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;41,555&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;41,555&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;41,555&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;/tr&gt;

&lt;tr style=" background-color: #CCEEFF;"&gt;
&lt;td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;All other borrowings&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;38,085&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;40,598&lt;/font&gt;&lt;/td&gt;
&lt;td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;"&gt;&amp;#160;&lt;/td&gt;
&lt;td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"&gt;&lt;font&gt;&amp;#151;&lt;/font&gt;&lt;/td&gt;
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  <xsd:element name="AnticipatedScopeOfRangeOfCoverage" id="asrv_AnticipatedScopeOfRangeOfCoverage" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
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  <xsd:element name="AvailableforsaleSecuritiesDebtMaturitiesAfterFifteenYearsFairValue" id="asrv_AvailableforsaleSecuritiesDebtMaturitiesAfterFifteenYearsFairValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="AvailableforsaleSecuritiesDebtMaturitiesAfterTenThroughFifteenYearsAmortizedCostBasis" id="asrv_AvailableforsaleSecuritiesDebtMaturitiesAfterTenThroughFifteenYearsAmortizedCostBasis" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="instant" />
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  <xsd:element name="AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAOCI" id="asrv_AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAOCI" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="instant" />
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  <xsd:element name="BenefitsPlanBasedOnServiceAndAverageAnnualEarningsForHighestConsecutiveCalendarYears" id="asrv_BenefitsPlanBasedOnServiceAndAverageAnnualEarningsForHighestConsecutiveCalendarYears" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
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  <xsd:element name="CarryingValueOfAvailableForSaleHeldToMaturityAndFederalHomeLoanBankBorrowings" id="asrv_CarryingValueOfAvailableForSaleHeldToMaturityAndFederalHomeLoanBankBorrowings" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="instant" />
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  <xsd:element name="DocumentAndEntityInformationAbstract" id="asrv_DocumentAndEntityInformationAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueOfOtherRealEstateOwnedEstimatedLiquidationExpenses" id="asrv_FairValueOfOtherRealEstateOwnedEstimatedLiquidationExpenses" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
  <xsd:element name="FinancialInstrumentsFinancialAssetsCarryingValueAbstract" id="asrv_FinancialInstrumentsFinancialAssetsCarryingValueAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="FinancialInstrumentsFinancialLiabilitiesCarryingValueAbstract" id="asrv_FinancialInstrumentsFinancialLiabilitiesCarryingValueAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="FinancingReceivableAccrualAndNonAccrualStatusDomain" id="asrv_FinancingReceivableAccrualAndNonAccrualStatusDomain" type="nonnum:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="GainOnSaleOfSecurities" id="asrv_GainOnSaleOfSecurities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="duration" />
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  <xsd:element name="GrossInvestmentSecuritiesGainOrLossAxis" id="asrv_GrossInvestmentSecuritiesGainOrLossAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="GrossInvestmentSecuritiesGainOrLossDomain" id="asrv_GrossInvestmentSecuritiesGainOrLossDomain" type="nonnum:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="GrossInvestmentSecuritiesLossMember" id="asrv_GrossInvestmentSecuritiesLossMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
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  <xsd:element name="HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLosses" id="asrv_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLosses" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="instant" />
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  <xsd:element name="HeldtomaturitySecuritiesDebtMaturitiesAfterFifteenYearsNetCarryingAmount" id="asrv_HeldtomaturitySecuritiesDebtMaturitiesAfterFifteenYearsNetCarryingAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="HeldtomaturitySecuritiesDebtMaturitiesAfterTenThroughFifteenYearsFairValue" id="asrv_HeldtomaturitySecuritiesDebtMaturitiesAfterTenThroughFifteenYearsFairValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="instant" />
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  <xsd:element name="ImpairedLoansWithSpecificAllowanceMember" id="asrv_ImpairedLoansWithSpecificAllowanceMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="IncreasedPercentageOfLendingIncentiveFee" id="asrv_IncreasedPercentageOfLendingIncentiveFee" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="IndividualLoanBalanceIsClassifiedAsNonaccrualStatusOrTroubledDebtRestructure" id="asrv_IndividualLoanBalanceIsClassifiedAsNonaccrualStatusOrTroubledDebtRestructure" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="InvestmentOrParentMember" id="asrv_InvestmentOrParentMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="InvestmentSecuritiesAdditionalTextualAbstract" id="asrv_InvestmentSecuritiesAdditionalTextualAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="InvestmentSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInAOCI" id="asrv_InvestmentSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInAOCI" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="InvestmentSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInAOCI" id="asrv_InvestmentSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInAOCI" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="InvestmentSecuritiesContinuousUnrealizedLossPositionFairValue" id="asrv_InvestmentSecuritiesContinuousUnrealizedLossPositionFairValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="InvestmentSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInAOCI" id="asrv_InvestmentSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInAOCI" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="InvestmentSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue" id="asrv_InvestmentSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="InvestmentSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue" id="asrv_InvestmentSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="LoanHeldForSaleAccountDeliveryDatesLockPeriod" id="asrv_LoanHeldForSaleAccountDeliveryDatesLockPeriod" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="LoanPortfolioClassifiedAsPerformanceAndNonperformanceAbstract" id="asrv_LoanPortfolioClassifiedAsPerformanceAndNonperformanceAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="LoansInAccrualStatusMember" id="asrv_LoansInAccrualStatusMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="LoansPastDueAsToMaturity" id="asrv_LoansPastDueAsToMaturity" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="LossOnSaleOfSecurities" id="asrv_LossOnSaleOfSecurities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="NonperformingAssetIncludingTdrTable" id="asrv_NonperformingAssetIncludingTdrTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" nillable="true" abstract="true" xbrli:periodType="duration" />
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  <xsd:element name="NonperformingAssetsIncludingTroubledDebtRestructuringsAbstract" id="asrv_NonperformingAssetsIncludingTroubledDebtRestructuringsAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="NonperformingAssetsIncludingTroubleDebtRestructuringsLineItems" id="asrv_NonperformingAssetsIncludingTroubleDebtRestructuringsLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="NumeratorAbstract" id="asrv_NumeratorAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="OptionsAndWarrantsMember" id="asrv_OptionsAndWarrantsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="OtherBankOwnedLifeInsuranceIncome" id="asrv_OtherBankOwnedLifeInsuranceIncome" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="ParticipantsVestedInterestAccruedBenefitServicePeriod" id="asrv_ParticipantsVestedInterestAccruedBenefitServicePeriod" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="PensionBenefitsLineItems" id="asrv_PensionBenefitsLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="PercentageOfInvestmentSecuritiesPortfolioRated" id="asrv_PercentageOfInvestmentSecuritiesPortfolioRated" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
  <xsd:element name="PercentageOfLendingIncentiveFeePayable" id="asrv_PercentageOfLendingIncentiveFeePayable" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="PerCommonShareDataAbstract" id="asrv_PerCommonShareDataAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="PreferredStockLineItems" id="asrv_PreferredStockLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="PreferredStockTable" id="asrv_PreferredStockTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="PrinciplesOfConsolidationAbstract" id="asrv_PrinciplesOfConsolidationAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="RecordedInvestmentOfDefaults" id="asrv_RecordedInvestmentOfDefaults" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="Redemption" id="asrv_Redemption" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="RegulatoryCapitalTable" id="asrv_RegulatoryCapitalTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="RepurchaseOfPreferredStock" id="asrv_RepurchaseOfPreferredStock" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant" />
  <xsd:element name="RetailBankingMember" id="asrv_RetailBankingMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfAverageRecordedInvestmentInImpairedLoansAndRelatedInterestIncomeRecognizedTableTextBlock" id="asrv_ScheduleOfAverageRecordedInvestmentInImpairedLoansAndRelatedInterestIncomeRecognizedTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfFinancingReceivablePerformingAndNonperformingTableTextBlock" id="asrv_ScheduleOfFinancingReceivablePerformingAndNonperformingTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfPrimarySegmentsOfLoanPortfolioTableTextBlock" id="asrv_ScheduleOfPrimarySegmentsOfLoanPortfolioTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration" />
  <xsd:element name="SubPrimeMortgageLoansExposure" id="asrv_SubPrimeMortgageLoansExposure" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="TroubleDebtRestructuringForNonPerformingAssetsGrantedAbstract" id="asrv_TroubleDebtRestructuringForNonPerformingAssetsGrantedAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
  <xsd:element name="TrustMember" id="asrv_TrustMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration" />
</xsd:schema>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.CAL
<SEQUENCE>12
<FILENAME>asrv-20140930_cal.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION CALCULATION LINKBASE
<TEXT>
<XBRL>
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<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xl="http://www.xbrl.org/2003/XLink" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
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    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="asrv_FinancialInstrumentsFinancialLiabilitiesCarryingValueAbstract" xlink:to="us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate" xlink:title="Definition : asrv_FinancialInstrumentsFinancialLiabilitiesCarryingValueAbstract to us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate" xlink:type="arc" order="3.5" xbrldt:closed="false" />
  </link:definitionLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>14
<FILENAME>asrv-20140930_lab.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION LABEL LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="us-ascii" standalone="yes"?>
<!--Created by The Vintage Group, Powered by IRIS Carbon-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedLabel" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTotalLabel" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/netLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd#netLabel" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTerseLabel" />
  <link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_FairValueOfImpairedLoansAppraisalOfAdjustments" xlink:label="asrv_FairValueOfImpairedLoansAppraisalOfAdjustments" xlink:title="asrv_FairValueOfImpairedLoansAppraisalOfAdjustments" />
    <link:label xlink:type="resource" xlink:label="label_asrv_FairValueOfImpairedLoansAppraisalOfAdjustments" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_FairValueOfImpairedLoansAppraisalOfAdjustments" xml:lang="en-US" id="label_asrv_FairValueOfImpairedLoansAppraisalOfAdjustments">Fair value of impaired loans appraisal of adjustments.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_FairValueOfImpairedLoansAppraisalOfAdjustments" xlink:to="label_asrv_FairValueOfImpairedLoansAppraisalOfAdjustments" xlink:title="Label : asrv_FairValueOfImpairedLoansAppraisalOfAdjustments to label_asrv_FairValueOfImpairedLoansAppraisalOfAdjustments" />
    <link:label xlink:type="resource" xlink:label="label_asrv_FairValueOfImpairedLoansAppraisalOfAdjustments_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_FairValueOfImpairedLoansAppraisalOfAdjustments_1" xml:lang="en-US" id="label_asrv_FairValueOfImpairedLoansAppraisalOfAdjustments_1">Fair value of impaired loans appraisal of adjustments</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_FairValueOfImpairedLoansAppraisalOfAdjustments" xlink:to="label_asrv_FairValueOfImpairedLoansAppraisalOfAdjustments_1" xlink:title="Label : asrv_FairValueOfImpairedLoansAppraisalOfAdjustments to label_asrv_FairValueOfImpairedLoansAppraisalOfAdjustments_1" />
    <link:label xlink:type="resource" xlink:label="label_asrv_FairValueOfImpairedLoansAppraisalOfAdjustments_2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_asrv_FairValueOfImpairedLoansAppraisalOfAdjustments_2" xml:lang="en-US" id="label_asrv_FairValueOfImpairedLoansAppraisalOfAdjustments_2">Appraisal of Adjustment</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_FairValueOfImpairedLoansAppraisalOfAdjustments" xlink:to="label_asrv_FairValueOfImpairedLoansAppraisalOfAdjustments_2" xlink:title="Label : asrv_FairValueOfImpairedLoansAppraisalOfAdjustments to label_asrv_FairValueOfImpairedLoansAppraisalOfAdjustments_2" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_FairValueOfImpairedLoansLiquidationExpenses" xlink:label="asrv_FairValueOfImpairedLoansLiquidationExpenses" xlink:title="asrv_FairValueOfImpairedLoansLiquidationExpenses" />
    <link:label xlink:type="resource" xlink:label="label_asrv_FairValueOfImpairedLoansLiquidationExpenses" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_FairValueOfImpairedLoansLiquidationExpenses" xml:lang="en-US" id="label_asrv_FairValueOfImpairedLoansLiquidationExpenses">Fair value of impaired loans liquidation expenses.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_FairValueOfImpairedLoansLiquidationExpenses" xlink:to="label_asrv_FairValueOfImpairedLoansLiquidationExpenses" xlink:title="Label : asrv_FairValueOfImpairedLoansLiquidationExpenses to label_asrv_FairValueOfImpairedLoansLiquidationExpenses" />
    <link:label xlink:type="resource" xlink:label="label_asrv_FairValueOfImpairedLoansLiquidationExpenses_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_FairValueOfImpairedLoansLiquidationExpenses_1" xml:lang="en-US" id="label_asrv_FairValueOfImpairedLoansLiquidationExpenses_1">Fair Value of Impaired Loans Liquidation Expenses</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_FairValueOfImpairedLoansLiquidationExpenses" xlink:to="label_asrv_FairValueOfImpairedLoansLiquidationExpenses_1" xlink:title="Label : asrv_FairValueOfImpairedLoansLiquidationExpenses to label_asrv_FairValueOfImpairedLoansLiquidationExpenses_1" />
    <link:label xlink:type="resource" xlink:label="label_asrv_FairValueOfImpairedLoansLiquidationExpenses_2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_asrv_FairValueOfImpairedLoansLiquidationExpenses_2" xml:lang="en-US" id="label_asrv_FairValueOfImpairedLoansLiquidationExpenses_2">Liquidation Expense</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_FairValueOfImpairedLoansLiquidationExpenses" xlink:to="label_asrv_FairValueOfImpairedLoansLiquidationExpenses_2" xlink:title="Label : asrv_FairValueOfImpairedLoansLiquidationExpenses to label_asrv_FairValueOfImpairedLoansLiquidationExpenses_2" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_ImpairedLoansMember" xlink:label="asrv_ImpairedLoansMember" xlink:title="asrv_ImpairedLoansMember" />
    <link:label xlink:type="resource" xlink:label="label_asrv_ImpairedLoansMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_ImpairedLoansMember" xml:lang="en-US" id="label_asrv_ImpairedLoansMember">Impaired Loans [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_ImpairedLoansMember" xlink:to="label_asrv_ImpairedLoansMember" xlink:title="Label : asrv_ImpairedLoansMember to label_asrv_ImpairedLoansMember" />
    <link:label xlink:type="resource" xlink:label="label_asrv_ImpairedLoansMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_ImpairedLoansMember_1" xml:lang="en-US" id="label_asrv_ImpairedLoansMember_1">Impaired Loans [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_ImpairedLoansMember" xlink:to="label_asrv_ImpairedLoansMember_1" xlink:title="Label : asrv_ImpairedLoansMember to label_asrv_ImpairedLoansMember_1" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_OtherRealEstateOwnedMember" xlink:label="asrv_OtherRealEstateOwnedMember" xlink:title="asrv_OtherRealEstateOwnedMember" />
    <link:label xlink:type="resource" xlink:label="label_asrv_OtherRealEstateOwnedMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_OtherRealEstateOwnedMember" xml:lang="en-US" id="label_asrv_OtherRealEstateOwnedMember">Other Real Estate Owned [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_OtherRealEstateOwnedMember" xlink:to="label_asrv_OtherRealEstateOwnedMember" xlink:title="Label : asrv_OtherRealEstateOwnedMember to label_asrv_OtherRealEstateOwnedMember" />
    <link:label xlink:type="resource" xlink:label="label_asrv_OtherRealEstateOwnedMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_OtherRealEstateOwnedMember_1" xml:lang="en-US" id="label_asrv_OtherRealEstateOwnedMember_1">Other Real Estate Owned [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_OtherRealEstateOwnedMember" xlink:to="label_asrv_OtherRealEstateOwnedMember_1" xlink:title="Label : asrv_OtherRealEstateOwnedMember to label_asrv_OtherRealEstateOwnedMember_1" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_RealEstateConstructionLoansPercentage" xlink:label="asrv_RealEstateConstructionLoansPercentage" xlink:title="asrv_RealEstateConstructionLoansPercentage" />
    <link:label xlink:type="resource" xlink:label="label_asrv_RealEstateConstructionLoansPercentage" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_RealEstateConstructionLoansPercentage" xml:lang="en-US" id="label_asrv_RealEstateConstructionLoansPercentage">Real estate-construction loans, percentage.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_RealEstateConstructionLoansPercentage" xlink:to="label_asrv_RealEstateConstructionLoansPercentage" xlink:title="Label : asrv_RealEstateConstructionLoansPercentage to label_asrv_RealEstateConstructionLoansPercentage" />
    <link:label xlink:type="resource" xlink:label="label_asrv_RealEstateConstructionLoansPercentage_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_RealEstateConstructionLoansPercentage_1" xml:lang="en-US" id="label_asrv_RealEstateConstructionLoansPercentage_1">Real Estate Construction Loans, Percentage</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_RealEstateConstructionLoansPercentage" xlink:to="label_asrv_RealEstateConstructionLoansPercentage_1" xlink:title="Label : asrv_RealEstateConstructionLoansPercentage to label_asrv_RealEstateConstructionLoansPercentage_1" />
    <link:label xlink:type="resource" xlink:label="label_asrv_RealEstateConstructionLoansPercentage_2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_asrv_RealEstateConstructionLoansPercentage_2" xml:lang="en-US" id="label_asrv_RealEstateConstructionLoansPercentage_2">Real estate-construction loans, percentage</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_RealEstateConstructionLoansPercentage" xlink:to="label_asrv_RealEstateConstructionLoansPercentage_2" xlink:title="Label : asrv_RealEstateConstructionLoansPercentage to label_asrv_RealEstateConstructionLoansPercentage_2" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentTable" xlink:label="invest_InvestmentTable" xlink:title="invest_InvestmentTable" />
    <link:label xlink:type="resource" xlink:label="label_invest_InvestmentTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_invest_InvestmentTable" xml:lang="en-US" id="label_invest_InvestmentTable">Investment [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="invest_InvestmentTable" xlink:to="label_invest_InvestmentTable" xlink:title="Label : invest_InvestmentTable to label_invest_InvestmentTable" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_RegulatoryAssetsFairValueDisclosure" xlink:label="asrv_RegulatoryAssetsFairValueDisclosure" xlink:title="asrv_RegulatoryAssetsFairValueDisclosure" />
    <link:label xlink:type="resource" xlink:label="label_asrv_RegulatoryAssetsFairValueDisclosure" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_RegulatoryAssetsFairValueDisclosure" xml:lang="en-US" id="label_asrv_RegulatoryAssetsFairValueDisclosure">Regulatory assets fair value disclosure.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_RegulatoryAssetsFairValueDisclosure" xlink:to="label_asrv_RegulatoryAssetsFairValueDisclosure" xlink:title="Label : asrv_RegulatoryAssetsFairValueDisclosure to label_asrv_RegulatoryAssetsFairValueDisclosure" />
    <link:label xlink:type="resource" xlink:label="label_asrv_RegulatoryAssetsFairValueDisclosure_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_RegulatoryAssetsFairValueDisclosure_1" xml:lang="en-US" id="label_asrv_RegulatoryAssetsFairValueDisclosure_1">Regulatory Assets Fair Value Disclosure</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_RegulatoryAssetsFairValueDisclosure" xlink:to="label_asrv_RegulatoryAssetsFairValueDisclosure_1" xlink:title="Label : asrv_RegulatoryAssetsFairValueDisclosure to label_asrv_RegulatoryAssetsFairValueDisclosure_1" />
    <link:label xlink:type="resource" xlink:label="label_asrv_RegulatoryAssetsFairValueDisclosure_2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_asrv_RegulatoryAssetsFairValueDisclosure_2" xml:lang="en-US" id="label_asrv_RegulatoryAssetsFairValueDisclosure_2">Regulatory stock</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_RegulatoryAssetsFairValueDisclosure" xlink:to="label_asrv_RegulatoryAssetsFairValueDisclosure_2" xlink:title="Label : asrv_RegulatoryAssetsFairValueDisclosure to label_asrv_RegulatoryAssetsFairValueDisclosure_2" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_DepositsWithNoStatedMaturities" xlink:label="asrv_DepositsWithNoStatedMaturities" xlink:title="asrv_DepositsWithNoStatedMaturities" />
    <link:label xlink:type="resource" xlink:label="label_asrv_DepositsWithNoStatedMaturities" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_DepositsWithNoStatedMaturities" xml:lang="en-US" id="label_asrv_DepositsWithNoStatedMaturities">The aggregate of all deposit liabilities held by the entity, including foreign and domestic, interest and noninterest bearing; may include demand deposits, saving deposits, Negotiable Order of Withdrawal (NOW) and time deposits among others that do not have stated maturities.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_DepositsWithNoStatedMaturities" xlink:to="label_asrv_DepositsWithNoStatedMaturities" xlink:title="Label : asrv_DepositsWithNoStatedMaturities to label_asrv_DepositsWithNoStatedMaturities" />
    <link:label xlink:type="resource" xlink:label="label_asrv_DepositsWithNoStatedMaturities_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_DepositsWithNoStatedMaturities_1" xml:lang="en-US" id="label_asrv_DepositsWithNoStatedMaturities_1">Deposits With No Stated Maturities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_DepositsWithNoStatedMaturities" xlink:to="label_asrv_DepositsWithNoStatedMaturities_1" xlink:title="Label : asrv_DepositsWithNoStatedMaturities to label_asrv_DepositsWithNoStatedMaturities_1" />
    <link:label xlink:type="resource" xlink:label="label_asrv_DepositsWithNoStatedMaturities_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_asrv_DepositsWithNoStatedMaturities_2" xml:lang="en-US" id="label_asrv_DepositsWithNoStatedMaturities_2">Deposits with no stated maturities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_DepositsWithNoStatedMaturities" xlink:to="label_asrv_DepositsWithNoStatedMaturities_2" xlink:title="Label : asrv_DepositsWithNoStatedMaturities to label_asrv_DepositsWithNoStatedMaturities_2" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_DepositsWithNoStatedMaturitiesFairValueDisclosure" xlink:label="asrv_DepositsWithNoStatedMaturitiesFairValueDisclosure" xlink:title="asrv_DepositsWithNoStatedMaturitiesFairValueDisclosure" />
    <link:label xlink:type="resource" xlink:label="label_asrv_DepositsWithNoStatedMaturitiesFairValueDisclosure" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_DepositsWithNoStatedMaturitiesFairValueDisclosure" xml:lang="en-US" id="label_asrv_DepositsWithNoStatedMaturitiesFairValueDisclosure">Deposits with no stated maturities fair value disclosure.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_DepositsWithNoStatedMaturitiesFairValueDisclosure" xlink:to="label_asrv_DepositsWithNoStatedMaturitiesFairValueDisclosure" xlink:title="Label : asrv_DepositsWithNoStatedMaturitiesFairValueDisclosure to label_asrv_DepositsWithNoStatedMaturitiesFairValueDisclosure" />
    <link:label xlink:type="resource" xlink:label="label_asrv_DepositsWithNoStatedMaturitiesFairValueDisclosure_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_DepositsWithNoStatedMaturitiesFairValueDisclosure_1" xml:lang="en-US" id="label_asrv_DepositsWithNoStatedMaturitiesFairValueDisclosure_1">Deposits with No Stated Maturities Fair Value Disclosure</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_DepositsWithNoStatedMaturitiesFairValueDisclosure" xlink:to="label_asrv_DepositsWithNoStatedMaturitiesFairValueDisclosure_1" xlink:title="Label : asrv_DepositsWithNoStatedMaturitiesFairValueDisclosure to label_asrv_DepositsWithNoStatedMaturitiesFairValueDisclosure_1" />
    <link:label xlink:type="resource" xlink:label="label_asrv_DepositsWithNoStatedMaturitiesFairValueDisclosure_2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_asrv_DepositsWithNoStatedMaturitiesFairValueDisclosure_2" xml:lang="en-US" id="label_asrv_DepositsWithNoStatedMaturitiesFairValueDisclosure_2">Deposits with no stated maturities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_DepositsWithNoStatedMaturitiesFairValueDisclosure" xlink:to="label_asrv_DepositsWithNoStatedMaturitiesFairValueDisclosure_2" xlink:title="Label : asrv_DepositsWithNoStatedMaturitiesFairValueDisclosure to label_asrv_DepositsWithNoStatedMaturitiesFairValueDisclosure_2" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_DepositsWithStatedMaturities" xlink:label="asrv_DepositsWithStatedMaturities" xlink:title="asrv_DepositsWithStatedMaturities" />
    <link:label xlink:type="resource" xlink:label="label_asrv_DepositsWithStatedMaturities" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_DepositsWithStatedMaturities" xml:lang="en-US" id="label_asrv_DepositsWithStatedMaturities">The aggregate of all deposit liabilities held by the entity, including foreign and domestic, interest and noninterest bearing; may include demand deposits, saving deposits, Negotiable Order of Withdrawal (NOW) and time deposits among others having stated maturities.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_DepositsWithStatedMaturities" xlink:to="label_asrv_DepositsWithStatedMaturities" xlink:title="Label : asrv_DepositsWithStatedMaturities to label_asrv_DepositsWithStatedMaturities" />
    <link:label xlink:type="resource" xlink:label="label_asrv_DepositsWithStatedMaturities_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_DepositsWithStatedMaturities_1" xml:lang="en-US" id="label_asrv_DepositsWithStatedMaturities_1">Deposits With Stated Maturities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_DepositsWithStatedMaturities" xlink:to="label_asrv_DepositsWithStatedMaturities_1" xlink:title="Label : asrv_DepositsWithStatedMaturities to label_asrv_DepositsWithStatedMaturities_1" />
    <link:label xlink:type="resource" xlink:label="label_asrv_DepositsWithStatedMaturities_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_asrv_DepositsWithStatedMaturities_2" xml:lang="en-US" id="label_asrv_DepositsWithStatedMaturities_2">Deposits with stated maturities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_DepositsWithStatedMaturities" xlink:to="label_asrv_DepositsWithStatedMaturities_2" xlink:title="Label : asrv_DepositsWithStatedMaturities to label_asrv_DepositsWithStatedMaturities_2" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_DepositsWithStatedMaturitiesFairValueDisclosure" xlink:label="asrv_DepositsWithStatedMaturitiesFairValueDisclosure" xlink:title="asrv_DepositsWithStatedMaturitiesFairValueDisclosure" />
    <link:label xlink:type="resource" xlink:label="label_asrv_DepositsWithStatedMaturitiesFairValueDisclosure" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_DepositsWithStatedMaturitiesFairValueDisclosure" xml:lang="en-US" id="label_asrv_DepositsWithStatedMaturitiesFairValueDisclosure">Deposits with stated maturities fair value disclosure.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_DepositsWithStatedMaturitiesFairValueDisclosure" xlink:to="label_asrv_DepositsWithStatedMaturitiesFairValueDisclosure" xlink:title="Label : asrv_DepositsWithStatedMaturitiesFairValueDisclosure to label_asrv_DepositsWithStatedMaturitiesFairValueDisclosure" />
    <link:label xlink:type="resource" xlink:label="label_asrv_DepositsWithStatedMaturitiesFairValueDisclosure_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_DepositsWithStatedMaturitiesFairValueDisclosure_1" xml:lang="en-US" id="label_asrv_DepositsWithStatedMaturitiesFairValueDisclosure_1">Deposits with Stated Maturities Fair Value Disclosure</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_DepositsWithStatedMaturitiesFairValueDisclosure" xlink:to="label_asrv_DepositsWithStatedMaturitiesFairValueDisclosure_1" xlink:title="Label : asrv_DepositsWithStatedMaturitiesFairValueDisclosure to label_asrv_DepositsWithStatedMaturitiesFairValueDisclosure_1" />
    <link:label xlink:type="resource" xlink:label="label_asrv_DepositsWithStatedMaturitiesFairValueDisclosure_2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_asrv_DepositsWithStatedMaturitiesFairValueDisclosure_2" xml:lang="en-US" id="label_asrv_DepositsWithStatedMaturitiesFairValueDisclosure_2">Deposits with stated maturities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_DepositsWithStatedMaturitiesFairValueDisclosure" xlink:to="label_asrv_DepositsWithStatedMaturitiesFairValueDisclosure_2" xlink:title="Label : asrv_DepositsWithStatedMaturitiesFairValueDisclosure to label_asrv_DepositsWithStatedMaturitiesFairValueDisclosure_2" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_DebtAndCapitalLeaseObligationsFairValueDisclosure" xlink:label="asrv_DebtAndCapitalLeaseObligationsFairValueDisclosure" xlink:title="asrv_DebtAndCapitalLeaseObligationsFairValueDisclosure" />
    <link:label xlink:type="resource" xlink:label="label_asrv_DebtAndCapitalLeaseObligationsFairValueDisclosure" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_DebtAndCapitalLeaseObligationsFairValueDisclosure" xml:lang="en-US" id="label_asrv_DebtAndCapitalLeaseObligationsFairValueDisclosure">Debt and capital lease obligations fair value disclosure.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_DebtAndCapitalLeaseObligationsFairValueDisclosure" xlink:to="label_asrv_DebtAndCapitalLeaseObligationsFairValueDisclosure" xlink:title="Label : asrv_DebtAndCapitalLeaseObligationsFairValueDisclosure to label_asrv_DebtAndCapitalLeaseObligationsFairValueDisclosure" />
    <link:label xlink:type="resource" xlink:label="label_asrv_DebtAndCapitalLeaseObligationsFairValueDisclosure_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_DebtAndCapitalLeaseObligationsFairValueDisclosure_1" xml:lang="en-US" id="label_asrv_DebtAndCapitalLeaseObligationsFairValueDisclosure_1">Debt and Capital Lease Obligations Fair Value Disclosure</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_DebtAndCapitalLeaseObligationsFairValueDisclosure" xlink:to="label_asrv_DebtAndCapitalLeaseObligationsFairValueDisclosure_1" xlink:title="Label : asrv_DebtAndCapitalLeaseObligationsFairValueDisclosure to label_asrv_DebtAndCapitalLeaseObligationsFairValueDisclosure_1" />
    <link:label xlink:type="resource" xlink:label="label_asrv_DebtAndCapitalLeaseObligationsFairValueDisclosure_2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_asrv_DebtAndCapitalLeaseObligationsFairValueDisclosure_2" xml:lang="en-US" id="label_asrv_DebtAndCapitalLeaseObligationsFairValueDisclosure_2">All other borrowings</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_DebtAndCapitalLeaseObligationsFairValueDisclosure" xlink:to="label_asrv_DebtAndCapitalLeaseObligationsFairValueDisclosure_2" xlink:title="Label : asrv_DebtAndCapitalLeaseObligationsFairValueDisclosure to label_asrv_DebtAndCapitalLeaseObligationsFairValueDisclosure_2" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_AmendmentFlag" xlink:label="dei_AmendmentFlag" xlink:title="dei_AmendmentFlag" />
    <link:label xlink:type="resource" xlink:label="label_dei_AmendmentFlag" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_dei_AmendmentFlag" xml:lang="en-US" id="label_dei_AmendmentFlag">Amendment Flag</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_AmendmentFlag" xlink:to="label_dei_AmendmentFlag" xlink:title="Label : dei_AmendmentFlag to label_dei_AmendmentFlag" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_OtherComprehensiveIncomeLossBeforeReclassifications" xlink:label="asrv_OtherComprehensiveIncomeLossBeforeReclassifications" xlink:title="asrv_OtherComprehensiveIncomeLossBeforeReclassifications" />
    <link:label xlink:type="resource" xlink:label="label_asrv_OtherComprehensiveIncomeLossBeforeReclassifications" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_OtherComprehensiveIncomeLossBeforeReclassifications" xml:lang="en-US" id="label_asrv_OtherComprehensiveIncomeLossBeforeReclassifications">The amount of other comprehensive income (loss) before reclassifications.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_OtherComprehensiveIncomeLossBeforeReclassifications" xlink:to="label_asrv_OtherComprehensiveIncomeLossBeforeReclassifications" xlink:title="Label : asrv_OtherComprehensiveIncomeLossBeforeReclassifications to label_asrv_OtherComprehensiveIncomeLossBeforeReclassifications" />
    <link:label xlink:type="resource" xlink:label="label_asrv_OtherComprehensiveIncomeLossBeforeReclassifications_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_OtherComprehensiveIncomeLossBeforeReclassifications_1" xml:lang="en-US" id="label_asrv_OtherComprehensiveIncomeLossBeforeReclassifications_1">Other Comprehensive Income Loss Before Reclassifications</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_OtherComprehensiveIncomeLossBeforeReclassifications" xlink:to="label_asrv_OtherComprehensiveIncomeLossBeforeReclassifications_1" xlink:title="Label : asrv_OtherComprehensiveIncomeLossBeforeReclassifications to label_asrv_OtherComprehensiveIncomeLossBeforeReclassifications_1" />
    <link:label xlink:type="resource" xlink:label="label_asrv_OtherComprehensiveIncomeLossBeforeReclassifications_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_asrv_OtherComprehensiveIncomeLossBeforeReclassifications_2" xml:lang="en-US" id="label_asrv_OtherComprehensiveIncomeLossBeforeReclassifications_2">Other comprehensive income before reclassifications</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_OtherComprehensiveIncomeLossBeforeReclassifications" xlink:to="label_asrv_OtherComprehensiveIncomeLossBeforeReclassifications_2" xlink:title="Label : asrv_OtherComprehensiveIncomeLossBeforeReclassifications to label_asrv_OtherComprehensiveIncomeLossBeforeReclassifications_2" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_AmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeLoss" xlink:label="asrv_AmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeLoss" xlink:title="asrv_AmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeLoss" />
    <link:label xlink:type="resource" xlink:label="label_asrv_AmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeLoss" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_AmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeLoss" xml:lang="en-US" id="label_asrv_AmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeLoss">Amounts Reclassified From Accumulated Other Comprehensive Income Loss</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_AmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeLoss" xlink:to="label_asrv_AmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeLoss" xlink:title="Label : asrv_AmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeLoss to label_asrv_AmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeLoss" />
    <link:label xlink:type="resource" xlink:label="label_asrv_AmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeLoss_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_AmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeLoss_1" xml:lang="en-US" id="label_asrv_AmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeLoss_1">Amounts Reclassified From Accumulated Other Comprehensive Income Loss</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_AmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeLoss" xlink:to="label_asrv_AmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeLoss_1" xlink:title="Label : asrv_AmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeLoss to label_asrv_AmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeLoss_1" />
    <link:label xlink:type="resource" xlink:label="label_asrv_AmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeLoss_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_asrv_AmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeLoss_2" xml:lang="en-US" id="label_asrv_AmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeLoss_2">Amounts reclassified from accumulated other comprehensive loss</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_AmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeLoss" xlink:to="label_asrv_AmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeLoss_2" xlink:title="Label : asrv_AmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeLoss to label_asrv_AmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeLoss_2" />
    <link:label xlink:type="resource" xlink:label="label_asrv_AmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeLoss_3" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_asrv_AmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeLoss_3" xml:lang="en-US" id="label_asrv_AmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeLoss_3">Total reclassifications for the period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_AmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeLoss" xlink:to="label_asrv_AmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeLoss_3" xlink:title="Label : asrv_AmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeLoss to label_asrv_AmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeLoss_3" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_AssetsAndLiabilitiesConsideredFinancialInstrumentsPercentage" xlink:label="asrv_AssetsAndLiabilitiesConsideredFinancialInstrumentsPercentage" xlink:title="asrv_AssetsAndLiabilitiesConsideredFinancialInstrumentsPercentage" />
    <link:label xlink:type="resource" xlink:label="label_asrv_AssetsAndLiabilitiesConsideredFinancialInstrumentsPercentage" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_AssetsAndLiabilitiesConsideredFinancialInstrumentsPercentage" xml:lang="en-US" id="label_asrv_AssetsAndLiabilitiesConsideredFinancialInstrumentsPercentage">Assets and liabilities considered financial instruments, percentage.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_AssetsAndLiabilitiesConsideredFinancialInstrumentsPercentage" xlink:to="label_asrv_AssetsAndLiabilitiesConsideredFinancialInstrumentsPercentage" xlink:title="Label : asrv_AssetsAndLiabilitiesConsideredFinancialInstrumentsPercentage to label_asrv_AssetsAndLiabilitiesConsideredFinancialInstrumentsPercentage" />
    <link:label xlink:type="resource" xlink:label="label_asrv_AssetsAndLiabilitiesConsideredFinancialInstrumentsPercentage_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_AssetsAndLiabilitiesConsideredFinancialInstrumentsPercentage_1" xml:lang="en-US" id="label_asrv_AssetsAndLiabilitiesConsideredFinancialInstrumentsPercentage_1">Assets and Liabilities Considered Financial Instruments, Percentage</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_AssetsAndLiabilitiesConsideredFinancialInstrumentsPercentage" xlink:to="label_asrv_AssetsAndLiabilitiesConsideredFinancialInstrumentsPercentage_1" xlink:title="Label : asrv_AssetsAndLiabilitiesConsideredFinancialInstrumentsPercentage to label_asrv_AssetsAndLiabilitiesConsideredFinancialInstrumentsPercentage_1" />
    <link:label xlink:type="resource" xlink:label="label_asrv_AssetsAndLiabilitiesConsideredFinancialInstrumentsPercentage_2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_asrv_AssetsAndLiabilitiesConsideredFinancialInstrumentsPercentage_2" xml:lang="en-US" id="label_asrv_AssetsAndLiabilitiesConsideredFinancialInstrumentsPercentage_2">Assets and liabilities considered financial instruments, percentage</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_AssetsAndLiabilitiesConsideredFinancialInstrumentsPercentage" xlink:to="label_asrv_AssetsAndLiabilitiesConsideredFinancialInstrumentsPercentage_2" xlink:title="Label : asrv_AssetsAndLiabilitiesConsideredFinancialInstrumentsPercentage to label_asrv_AssetsAndLiabilitiesConsideredFinancialInstrumentsPercentage_2" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_NetFairValueOfImpairedLoans" xlink:label="asrv_NetFairValueOfImpairedLoans" xlink:title="asrv_NetFairValueOfImpairedLoans" />
    <link:label xlink:type="resource" xlink:label="label_asrv_NetFairValueOfImpairedLoans" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_NetFairValueOfImpairedLoans" xml:lang="en-US" id="label_asrv_NetFairValueOfImpairedLoans">Net fair value of impaired loans.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_NetFairValueOfImpairedLoans" xlink:to="label_asrv_NetFairValueOfImpairedLoans" xlink:title="Label : asrv_NetFairValueOfImpairedLoans to label_asrv_NetFairValueOfImpairedLoans" />
    <link:label xlink:type="resource" xlink:label="label_asrv_NetFairValueOfImpairedLoans_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_NetFairValueOfImpairedLoans_1" xml:lang="en-US" id="label_asrv_NetFairValueOfImpairedLoans_1">Net Fair Value of Impaired Loans</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_NetFairValueOfImpairedLoans" xlink:to="label_asrv_NetFairValueOfImpairedLoans_1" xlink:title="Label : asrv_NetFairValueOfImpairedLoans to label_asrv_NetFairValueOfImpairedLoans_1" />
    <link:label xlink:type="resource" xlink:label="label_asrv_NetFairValueOfImpairedLoans_2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_asrv_NetFairValueOfImpairedLoans_2" xml:lang="en-US" id="label_asrv_NetFairValueOfImpairedLoans_2">Net fair value of impaired loans</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_NetFairValueOfImpairedLoans" xlink:to="label_asrv_NetFairValueOfImpairedLoans_2" xlink:title="Label : asrv_NetFairValueOfImpairedLoans to label_asrv_NetFairValueOfImpairedLoans_2" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_DividendRateOfPreferredStockAxis" xlink:label="asrv_DividendRateOfPreferredStockAxis" xlink:title="asrv_DividendRateOfPreferredStockAxis" />
    <link:label xlink:type="resource" xlink:label="label_asrv_DividendRateOfPreferredStockAxis" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_DividendRateOfPreferredStockAxis" xml:lang="en-US" id="label_asrv_DividendRateOfPreferredStockAxis">Dividend rate of preferred stock.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_DividendRateOfPreferredStockAxis" xlink:to="label_asrv_DividendRateOfPreferredStockAxis" xlink:title="Label : asrv_DividendRateOfPreferredStockAxis to label_asrv_DividendRateOfPreferredStockAxis" />
    <link:label xlink:type="resource" xlink:label="label_asrv_DividendRateOfPreferredStockAxis_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_DividendRateOfPreferredStockAxis_1" xml:lang="en-US" id="label_asrv_DividendRateOfPreferredStockAxis_1">Dividend Rate of Preferred Stock [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_DividendRateOfPreferredStockAxis" xlink:to="label_asrv_DividendRateOfPreferredStockAxis_1" xlink:title="Label : asrv_DividendRateOfPreferredStockAxis to label_asrv_DividendRateOfPreferredStockAxis_1" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_TermOneMember" xlink:label="asrv_TermOneMember" xlink:title="asrv_TermOneMember" />
    <link:label xlink:type="resource" xlink:label="label_asrv_TermOneMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_TermOneMember" xml:lang="en-US" id="label_asrv_TermOneMember">Term 1.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_TermOneMember" xlink:to="label_asrv_TermOneMember" xlink:title="Label : asrv_TermOneMember to label_asrv_TermOneMember" />
    <link:label xlink:type="resource" xlink:label="label_asrv_TermOneMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_TermOneMember_1" xml:lang="en-US" id="label_asrv_TermOneMember_1">Term One [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_TermOneMember" xlink:to="label_asrv_TermOneMember_1" xlink:title="Label : asrv_TermOneMember to label_asrv_TermOneMember_1" />
    <link:label xlink:type="resource" xlink:label="label_asrv_TermOneMember_2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_asrv_TermOneMember_2" xml:lang="en-US" id="label_asrv_TermOneMember_2">Term 1 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_TermOneMember" xlink:to="label_asrv_TermOneMember_2" xlink:title="Label : asrv_TermOneMember to label_asrv_TermOneMember_2" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_TermTwoMember" xlink:label="asrv_TermTwoMember" xlink:title="asrv_TermTwoMember" />
    <link:label xlink:type="resource" xlink:label="label_asrv_TermTwoMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_TermTwoMember" xml:lang="en-US" id="label_asrv_TermTwoMember">Term 2.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_TermTwoMember" xlink:to="label_asrv_TermTwoMember" xlink:title="Label : asrv_TermTwoMember to label_asrv_TermTwoMember" />
    <link:label xlink:type="resource" xlink:label="label_asrv_TermTwoMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_TermTwoMember_1" xml:lang="en-US" id="label_asrv_TermTwoMember_1">Term Two [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_TermTwoMember" xlink:to="label_asrv_TermTwoMember_1" xlink:title="Label : asrv_TermTwoMember to label_asrv_TermTwoMember_1" />
    <link:label xlink:type="resource" xlink:label="label_asrv_TermTwoMember_2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_asrv_TermTwoMember_2" xml:lang="en-US" id="label_asrv_TermTwoMember_2">Term 2 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_TermTwoMember" xlink:to="label_asrv_TermTwoMember_2" xlink:title="Label : asrv_TermTwoMember to label_asrv_TermTwoMember_2" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_TermThreeMember" xlink:label="asrv_TermThreeMember" xlink:title="asrv_TermThreeMember" />
    <link:label xlink:type="resource" xlink:label="label_asrv_TermThreeMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_TermThreeMember" xml:lang="en-US" id="label_asrv_TermThreeMember">Term 3.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_TermThreeMember" xlink:to="label_asrv_TermThreeMember" xlink:title="Label : asrv_TermThreeMember to label_asrv_TermThreeMember" />
    <link:label xlink:type="resource" xlink:label="label_asrv_TermThreeMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_TermThreeMember_1" xml:lang="en-US" id="label_asrv_TermThreeMember_1">Term Three [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_TermThreeMember" xlink:to="label_asrv_TermThreeMember_1" xlink:title="Label : asrv_TermThreeMember to label_asrv_TermThreeMember_1" />
    <link:label xlink:type="resource" xlink:label="label_asrv_TermThreeMember_2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_asrv_TermThreeMember_2" xml:lang="en-US" id="label_asrv_TermThreeMember_2">Term 3 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_TermThreeMember" xlink:to="label_asrv_TermThreeMember_2" xlink:title="Label : asrv_TermThreeMember to label_asrv_TermThreeMember_2" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_DividendAnnualizedPeriod" xlink:label="asrv_DividendAnnualizedPeriod" xlink:title="asrv_DividendAnnualizedPeriod" />
    <link:label xlink:type="resource" xlink:label="label_asrv_DividendAnnualizedPeriod" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_DividendAnnualizedPeriod" xml:lang="en-US" id="label_asrv_DividendAnnualizedPeriod">Dividend annualized period.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_DividendAnnualizedPeriod" xlink:to="label_asrv_DividendAnnualizedPeriod" xlink:title="Label : asrv_DividendAnnualizedPeriod to label_asrv_DividendAnnualizedPeriod" />
    <link:label xlink:type="resource" xlink:label="label_asrv_DividendAnnualizedPeriod_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_DividendAnnualizedPeriod_1" xml:lang="en-US" id="label_asrv_DividendAnnualizedPeriod_1">Dividend Annualized Period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_DividendAnnualizedPeriod" xlink:to="label_asrv_DividendAnnualizedPeriod_1" xlink:title="Label : asrv_DividendAnnualizedPeriod to label_asrv_DividendAnnualizedPeriod_1" />
    <link:label xlink:type="resource" xlink:label="label_asrv_DividendAnnualizedPeriod_2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_asrv_DividendAnnualizedPeriod_2" xml:lang="en-US" id="label_asrv_DividendAnnualizedPeriod_2">Dividend Annualized Period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_DividendAnnualizedPeriod" xlink:to="label_asrv_DividendAnnualizedPeriod_2" xlink:title="Label : asrv_DividendAnnualizedPeriod to label_asrv_DividendAnnualizedPeriod_2" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_TermFourMember" xlink:label="asrv_TermFourMember" xlink:title="asrv_TermFourMember" />
    <link:label xlink:type="resource" xlink:label="label_asrv_TermFourMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_TermFourMember" xml:lang="en-US" id="label_asrv_TermFourMember">Term 4.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_TermFourMember" xlink:to="label_asrv_TermFourMember" xlink:title="Label : asrv_TermFourMember to label_asrv_TermFourMember" />
    <link:label xlink:type="resource" xlink:label="label_asrv_TermFourMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_TermFourMember_1" xml:lang="en-US" id="label_asrv_TermFourMember_1">Term Four [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_TermFourMember" xlink:to="label_asrv_TermFourMember_1" xlink:title="Label : asrv_TermFourMember to label_asrv_TermFourMember_1" />
    <link:label xlink:type="resource" xlink:label="label_asrv_TermFourMember_2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_asrv_TermFourMember_2" xml:lang="en-US" id="label_asrv_TermFourMember_2">Term 4 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_TermFourMember" xlink:to="label_asrv_TermFourMember_2" xlink:title="Label : asrv_TermFourMember to label_asrv_TermFourMember_2" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_MinimumPercentageTierOneCapitalToBeMaintain" xlink:label="asrv_MinimumPercentageTierOneCapitalToBeMaintain" xlink:title="asrv_MinimumPercentageTierOneCapitalToBeMaintain" />
    <link:label xlink:type="resource" xlink:label="label_asrv_MinimumPercentageTierOneCapitalToBeMaintain" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_MinimumPercentageTierOneCapitalToBeMaintain" xml:lang="en-US" id="label_asrv_MinimumPercentageTierOneCapitalToBeMaintain">Minimum percentage tier one capital to be maintain.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_MinimumPercentageTierOneCapitalToBeMaintain" xlink:to="label_asrv_MinimumPercentageTierOneCapitalToBeMaintain" xlink:title="Label : asrv_MinimumPercentageTierOneCapitalToBeMaintain to label_asrv_MinimumPercentageTierOneCapitalToBeMaintain" />
    <link:label xlink:type="resource" xlink:label="label_asrv_MinimumPercentageTierOneCapitalToBeMaintain_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_MinimumPercentageTierOneCapitalToBeMaintain_1" xml:lang="en-US" id="label_asrv_MinimumPercentageTierOneCapitalToBeMaintain_1">Minimum Percentage Tier One Capital to be Maintain</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_MinimumPercentageTierOneCapitalToBeMaintain" xlink:to="label_asrv_MinimumPercentageTierOneCapitalToBeMaintain_1" xlink:title="Label : asrv_MinimumPercentageTierOneCapitalToBeMaintain to label_asrv_MinimumPercentageTierOneCapitalToBeMaintain_1" />
    <link:label xlink:type="resource" xlink:label="label_asrv_MinimumPercentageTierOneCapitalToBeMaintain_2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_asrv_MinimumPercentageTierOneCapitalToBeMaintain_2" xml:lang="en-US" id="label_asrv_MinimumPercentageTierOneCapitalToBeMaintain_2">Minimum percentage tier one capital to be maintain</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_MinimumPercentageTierOneCapitalToBeMaintain" xlink:to="label_asrv_MinimumPercentageTierOneCapitalToBeMaintain_2" xlink:title="Label : asrv_MinimumPercentageTierOneCapitalToBeMaintain to label_asrv_MinimumPercentageTierOneCapitalToBeMaintain_2" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_PercentagePreferredStockRedemption" xlink:label="asrv_PercentagePreferredStockRedemption" xlink:title="asrv_PercentagePreferredStockRedemption" />
    <link:label xlink:type="resource" xlink:label="label_asrv_PercentagePreferredStockRedemption" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_PercentagePreferredStockRedemption" xml:lang="en-US" id="label_asrv_PercentagePreferredStockRedemption">Percentage preferred stock redemption.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_PercentagePreferredStockRedemption" xlink:to="label_asrv_PercentagePreferredStockRedemption" xlink:title="Label : asrv_PercentagePreferredStockRedemption to label_asrv_PercentagePreferredStockRedemption" />
    <link:label xlink:type="resource" xlink:label="label_asrv_PercentagePreferredStockRedemption_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_PercentagePreferredStockRedemption_1" xml:lang="en-US" id="label_asrv_PercentagePreferredStockRedemption_1">Percentage Preferred Stock Redemption</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_PercentagePreferredStockRedemption" xlink:to="label_asrv_PercentagePreferredStockRedemption_1" xlink:title="Label : asrv_PercentagePreferredStockRedemption to label_asrv_PercentagePreferredStockRedemption_1" />
    <link:label xlink:type="resource" xlink:label="label_asrv_PercentagePreferredStockRedemption_2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_asrv_PercentagePreferredStockRedemption_2" xml:lang="en-US" id="label_asrv_PercentagePreferredStockRedemption_2">Redemption price of series E preferred stock</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_PercentagePreferredStockRedemption" xlink:to="label_asrv_PercentagePreferredStockRedemption_2" xlink:title="Label : asrv_PercentagePreferredStockRedemption to label_asrv_PercentagePreferredStockRedemption_2" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_NoncumulativeSeriesEpreferredStockMember" xlink:label="asrv_NoncumulativeSeriesEpreferredStockMember" xlink:title="asrv_NoncumulativeSeriesEpreferredStockMember" />
    <link:label xlink:type="resource" xlink:label="label_asrv_NoncumulativeSeriesEpreferredStockMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_NoncumulativeSeriesEpreferredStockMember" xml:lang="en-US" id="label_asrv_NoncumulativeSeriesEpreferredStockMember">Noncumulative series E preferred stock.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_NoncumulativeSeriesEpreferredStockMember" xlink:to="label_asrv_NoncumulativeSeriesEpreferredStockMember" xlink:title="Label : asrv_NoncumulativeSeriesEpreferredStockMember to label_asrv_NoncumulativeSeriesEpreferredStockMember" />
    <link:label xlink:type="resource" xlink:label="label_asrv_NoncumulativeSeriesEpreferredStockMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_NoncumulativeSeriesEpreferredStockMember_1" xml:lang="en-US" id="label_asrv_NoncumulativeSeriesEpreferredStockMember_1">Noncumulative Series Epreferred Stock [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_NoncumulativeSeriesEpreferredStockMember" xlink:to="label_asrv_NoncumulativeSeriesEpreferredStockMember_1" xlink:title="Label : asrv_NoncumulativeSeriesEpreferredStockMember to label_asrv_NoncumulativeSeriesEpreferredStockMember_1" />
    <link:label xlink:type="resource" xlink:label="label_asrv_NoncumulativeSeriesEpreferredStockMember_2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_asrv_NoncumulativeSeriesEpreferredStockMember_2" xml:lang="en-US" id="label_asrv_NoncumulativeSeriesEpreferredStockMember_2">Noncumulative Series E Preferred Stock [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_NoncumulativeSeriesEpreferredStockMember" xlink:to="label_asrv_NoncumulativeSeriesEpreferredStockMember_2" xlink:title="Label : asrv_NoncumulativeSeriesEpreferredStockMember to label_asrv_NoncumulativeSeriesEpreferredStockMember_2" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentLineItems" xlink:label="invest_InvestmentLineItems" xlink:title="invest_InvestmentLineItems" />
    <link:label xlink:type="resource" xlink:label="label_invest_InvestmentLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_invest_InvestmentLineItems" xml:lang="en-US" id="label_invest_InvestmentLineItems">Investment [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="invest_InvestmentLineItems" xlink:to="label_invest_InvestmentLineItems" xlink:title="Label : invest_InvestmentLineItems to label_invest_InvestmentLineItems" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_FederalHomeLoanBankOpenRepoPlusMaturitiesSummaryAverageInterestRateOvernightFromBalanceSheetDate" xlink:label="asrv_FederalHomeLoanBankOpenRepoPlusMaturitiesSummaryAverageInterestRateOvernightFromBalanceSheetDate" xlink:title="asrv_FederalHomeLoanBankOpenRepoPlusMaturitiesSummaryAverageInterestRateOvernightFromBalanceSheetDate" />
    <link:label xlink:type="resource" xlink:label="label_asrv_FederalHomeLoanBankOpenRepoPlusMaturitiesSummaryAverageInterestRateOvernightFromBalanceSheetDate" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_FederalHomeLoanBankOpenRepoPlusMaturitiesSummaryAverageInterestRateOvernightFromBalanceSheetDate" xml:lang="en-US" id="label_asrv_FederalHomeLoanBankOpenRepoPlusMaturitiesSummaryAverageInterestRateOvernightFromBalanceSheetDate">Federal home loan bank, open repo plus, maturities summary, average interest rate, overnight from balance sheet date.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_FederalHomeLoanBankOpenRepoPlusMaturitiesSummaryAverageInterestRateOvernightFromBalanceSheetDate" xlink:to="label_asrv_FederalHomeLoanBankOpenRepoPlusMaturitiesSummaryAverageInterestRateOvernightFromBalanceSheetDate" xlink:title="Label : asrv_FederalHomeLoanBankOpenRepoPlusMaturitiesSummaryAverageInterestRateOvernightFromBalanceSheetDate to label_asrv_FederalHomeLoanBankOpenRepoPlusMaturitiesSummaryAverageInterestRateOvernightFromBalanceSheetDate" />
    <link:label xlink:type="resource" xlink:label="label_asrv_FederalHomeLoanBankOpenRepoPlusMaturitiesSummaryAverageInterestRateOvernightFromBalanceSheetDate_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_FederalHomeLoanBankOpenRepoPlusMaturitiesSummaryAverageInterestRateOvernightFromBalanceSheetDate_1" xml:lang="en-US" id="label_asrv_FederalHomeLoanBankOpenRepoPlusMaturitiesSummaryAverageInterestRateOvernightFromBalanceSheetDate_1">Federal Home Loan Bank Open Repo Plus Maturities Summary Average Interest Rate Overnight From Balance Sheet Date</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_FederalHomeLoanBankOpenRepoPlusMaturitiesSummaryAverageInterestRateOvernightFromBalanceSheetDate" xlink:to="label_asrv_FederalHomeLoanBankOpenRepoPlusMaturitiesSummaryAverageInterestRateOvernightFromBalanceSheetDate_1" xlink:title="Label : asrv_FederalHomeLoanBankOpenRepoPlusMaturitiesSummaryAverageInterestRateOvernightFromBalanceSheetDate to label_asrv_FederalHomeLoanBankOpenRepoPlusMaturitiesSummaryAverageInterestRateOvernightFromBalanceSheetDate_1" />
    <link:label xlink:type="resource" xlink:label="label_asrv_FederalHomeLoanBankOpenRepoPlusMaturitiesSummaryAverageInterestRateOvernightFromBalanceSheetDate_2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_asrv_FederalHomeLoanBankOpenRepoPlusMaturitiesSummaryAverageInterestRateOvernightFromBalanceSheetDate_2" xml:lang="en-US" id="label_asrv_FederalHomeLoanBankOpenRepoPlusMaturitiesSummaryAverageInterestRateOvernightFromBalanceSheetDate_2">Open Repo Plus Maturity Overnight, Weighted Average Rate</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_FederalHomeLoanBankOpenRepoPlusMaturitiesSummaryAverageInterestRateOvernightFromBalanceSheetDate" xlink:to="label_asrv_FederalHomeLoanBankOpenRepoPlusMaturitiesSummaryAverageInterestRateOvernightFromBalanceSheetDate_2" xlink:title="Label : asrv_FederalHomeLoanBankOpenRepoPlusMaturitiesSummaryAverageInterestRateOvernightFromBalanceSheetDate to label_asrv_FederalHomeLoanBankOpenRepoPlusMaturitiesSummaryAverageInterestRateOvernightFromBalanceSheetDate_2" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_FederalHomeLoanBankWeightedAverageInterestRate" xlink:label="asrv_FederalHomeLoanBankWeightedAverageInterestRate" xlink:title="asrv_FederalHomeLoanBankWeightedAverageInterestRate" />
    <link:label xlink:type="resource" xlink:label="label_asrv_FederalHomeLoanBankWeightedAverageInterestRate" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_FederalHomeLoanBankWeightedAverageInterestRate" xml:lang="en-US" id="label_asrv_FederalHomeLoanBankWeightedAverageInterestRate">Federal home loan bank weighted average interest rate.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_FederalHomeLoanBankWeightedAverageInterestRate" xlink:to="label_asrv_FederalHomeLoanBankWeightedAverageInterestRate" xlink:title="Label : asrv_FederalHomeLoanBankWeightedAverageInterestRate to label_asrv_FederalHomeLoanBankWeightedAverageInterestRate" />
    <link:label xlink:type="resource" xlink:label="label_asrv_FederalHomeLoanBankWeightedAverageInterestRate_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_FederalHomeLoanBankWeightedAverageInterestRate_1" xml:lang="en-US" id="label_asrv_FederalHomeLoanBankWeightedAverageInterestRate_1">Federal Home Loan Bank Weighted Average Interest Rate</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_FederalHomeLoanBankWeightedAverageInterestRate" xlink:to="label_asrv_FederalHomeLoanBankWeightedAverageInterestRate_1" xlink:title="Label : asrv_FederalHomeLoanBankWeightedAverageInterestRate to label_asrv_FederalHomeLoanBankWeightedAverageInterestRate_1" />
    <link:label xlink:type="resource" xlink:label="label_asrv_FederalHomeLoanBankWeightedAverageInterestRate_2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_asrv_FederalHomeLoanBankWeightedAverageInterestRate_2" xml:lang="en-US" id="label_asrv_FederalHomeLoanBankWeightedAverageInterestRate_2">Aggregate FHLB borrowings, Weighted Average Rate</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_FederalHomeLoanBankWeightedAverageInterestRate" xlink:to="label_asrv_FederalHomeLoanBankWeightedAverageInterestRate_2" xlink:title="Label : asrv_FederalHomeLoanBankWeightedAverageInterestRate to label_asrv_FederalHomeLoanBankWeightedAverageInterestRate_2" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_AllocationForGeneralRiskMember" xlink:label="asrv_AllocationForGeneralRiskMember" xlink:title="asrv_AllocationForGeneralRiskMember" />
    <link:label xlink:type="resource" xlink:label="label_asrv_AllocationForGeneralRiskMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_AllocationForGeneralRiskMember" xml:lang="en-US" id="label_asrv_AllocationForGeneralRiskMember">Allocation for general risk.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_AllocationForGeneralRiskMember" xlink:to="label_asrv_AllocationForGeneralRiskMember" xlink:title="Label : asrv_AllocationForGeneralRiskMember to label_asrv_AllocationForGeneralRiskMember" />
    <link:label xlink:type="resource" xlink:label="label_asrv_AllocationForGeneralRiskMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_AllocationForGeneralRiskMember_1" xml:lang="en-US" id="label_asrv_AllocationForGeneralRiskMember_1">Allocation For General Risk [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_AllocationForGeneralRiskMember" xlink:to="label_asrv_AllocationForGeneralRiskMember_1" xlink:title="Label : asrv_AllocationForGeneralRiskMember to label_asrv_AllocationForGeneralRiskMember_1" />
    <link:label xlink:type="resource" xlink:label="label_asrv_AllocationForGeneralRiskMember_2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_asrv_AllocationForGeneralRiskMember_2" xml:lang="en-US" id="label_asrv_AllocationForGeneralRiskMember_2">Allocation for general risk [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_AllocationForGeneralRiskMember" xlink:to="label_asrv_AllocationForGeneralRiskMember_2" xlink:title="Label : asrv_AllocationForGeneralRiskMember to label_asrv_AllocationForGeneralRiskMember_2" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_CurrentFiscalYearEndDate" xlink:label="dei_CurrentFiscalYearEndDate" xlink:title="dei_CurrentFiscalYearEndDate" />
    <link:label xlink:type="resource" xlink:label="label_dei_CurrentFiscalYearEndDate" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_dei_CurrentFiscalYearEndDate" xml:lang="en-US" id="label_dei_CurrentFiscalYearEndDate">Current Fiscal Year End Date</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CurrentFiscalYearEndDate" xlink:to="label_dei_CurrentFiscalYearEndDate" xlink:title="Label : dei_CurrentFiscalYearEndDate to label_dei_CurrentFiscalYearEndDate" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_NumberOfLocation" xlink:label="asrv_NumberOfLocation" xlink:title="asrv_NumberOfLocation" />
    <link:label xlink:type="resource" xlink:label="label_asrv_NumberOfLocation" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_NumberOfLocation" xml:lang="en-US" id="label_asrv_NumberOfLocation">Number of location.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_NumberOfLocation" xlink:to="label_asrv_NumberOfLocation" xlink:title="Label : asrv_NumberOfLocation to label_asrv_NumberOfLocation" />
    <link:label xlink:type="resource" xlink:label="label_asrv_NumberOfLocation_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_NumberOfLocation_1" xml:lang="en-US" id="label_asrv_NumberOfLocation_1">Number of Location</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_NumberOfLocation" xlink:to="label_asrv_NumberOfLocation_1" xlink:title="Label : asrv_NumberOfLocation to label_asrv_NumberOfLocation_1" />
    <link:label xlink:type="resource" xlink:label="label_asrv_NumberOfLocation_2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_asrv_NumberOfLocation_2" xml:lang="en-US" id="label_asrv_NumberOfLocation_2">Number of locations</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_NumberOfLocation" xlink:to="label_asrv_NumberOfLocation_2" xlink:title="Label : asrv_NumberOfLocation to label_asrv_NumberOfLocation_2" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_TroubledDebtRestructuringModificationsRecordedInvestment" xlink:label="asrv_TroubledDebtRestructuringModificationsRecordedInvestment" xlink:title="asrv_TroubledDebtRestructuringModificationsRecordedInvestment" />
    <link:label xlink:type="resource" xlink:label="label_asrv_TroubledDebtRestructuringModificationsRecordedInvestment" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_TroubledDebtRestructuringModificationsRecordedInvestment" xml:lang="en-US" id="label_asrv_TroubledDebtRestructuringModificationsRecordedInvestment">The amount of the outstanding recorded investment related to financing receivables that have been modified by troubled debt restructurings.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_TroubledDebtRestructuringModificationsRecordedInvestment" xlink:to="label_asrv_TroubledDebtRestructuringModificationsRecordedInvestment" xlink:title="Label : asrv_TroubledDebtRestructuringModificationsRecordedInvestment to label_asrv_TroubledDebtRestructuringModificationsRecordedInvestment" />
    <link:label xlink:type="resource" xlink:label="label_asrv_TroubledDebtRestructuringModificationsRecordedInvestment_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_TroubledDebtRestructuringModificationsRecordedInvestment_1" xml:lang="en-US" id="label_asrv_TroubledDebtRestructuringModificationsRecordedInvestment_1">Troubled Debt Restructuring Modifications Recorded Investment</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_TroubledDebtRestructuringModificationsRecordedInvestment" xlink:to="label_asrv_TroubledDebtRestructuringModificationsRecordedInvestment_1" xlink:title="Label : asrv_TroubledDebtRestructuringModificationsRecordedInvestment to label_asrv_TroubledDebtRestructuringModificationsRecordedInvestment_1" />
    <link:label xlink:type="resource" xlink:label="label_asrv_TroubledDebtRestructuringModificationsRecordedInvestment_2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_asrv_TroubledDebtRestructuringModificationsRecordedInvestment_2" xml:lang="en-US" id="label_asrv_TroubledDebtRestructuringModificationsRecordedInvestment_2">TDR's not in non-accrual</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_TroubledDebtRestructuringModificationsRecordedInvestment" xlink:to="label_asrv_TroubledDebtRestructuringModificationsRecordedInvestment_2" xlink:title="Label : asrv_TroubledDebtRestructuringModificationsRecordedInvestment to label_asrv_TroubledDebtRestructuringModificationsRecordedInvestment_2" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_NonperformingAssetsIncludingTroubleDebtRestructurings" xlink:label="asrv_NonperformingAssetsIncludingTroubleDebtRestructurings" xlink:title="asrv_NonperformingAssetsIncludingTroubleDebtRestructurings" />
    <link:label xlink:type="resource" xlink:label="label_asrv_NonperformingAssetsIncludingTroubleDebtRestructurings" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_NonperformingAssetsIncludingTroubleDebtRestructurings" xml:lang="en-US" id="label_asrv_NonperformingAssetsIncludingTroubleDebtRestructurings">Total non-performing assets including trouble debt restructurings.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_NonperformingAssetsIncludingTroubleDebtRestructurings" xlink:to="label_asrv_NonperformingAssetsIncludingTroubleDebtRestructurings" xlink:title="Label : asrv_NonperformingAssetsIncludingTroubleDebtRestructurings to label_asrv_NonperformingAssetsIncludingTroubleDebtRestructurings" />
    <link:label xlink:type="resource" xlink:label="label_asrv_NonperformingAssetsIncludingTroubleDebtRestructurings_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_NonperformingAssetsIncludingTroubleDebtRestructurings_1" xml:lang="en-US" id="label_asrv_NonperformingAssetsIncludingTroubleDebtRestructurings_1">Nonperforming Assets Including Trouble Debt Restructurings</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_NonperformingAssetsIncludingTroubleDebtRestructurings" xlink:to="label_asrv_NonperformingAssetsIncludingTroubleDebtRestructurings_1" xlink:title="Label : asrv_NonperformingAssetsIncludingTroubleDebtRestructurings to label_asrv_NonperformingAssetsIncludingTroubleDebtRestructurings_1" />
    <link:label xlink:type="resource" xlink:label="label_asrv_NonperformingAssetsIncludingTroubleDebtRestructurings_2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_asrv_NonperformingAssetsIncludingTroubleDebtRestructurings_2" xml:lang="en-US" id="label_asrv_NonperformingAssetsIncludingTroubleDebtRestructurings_2">Total non-performing assets including TDR</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_NonperformingAssetsIncludingTroubleDebtRestructurings" xlink:to="label_asrv_NonperformingAssetsIncludingTroubleDebtRestructurings_2" xlink:title="Label : asrv_NonperformingAssetsIncludingTroubleDebtRestructurings to label_asrv_NonperformingAssetsIncludingTroubleDebtRestructurings_2" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_InterestIncomeRecordedNonaccrualLoans" xlink:label="asrv_InterestIncomeRecordedNonaccrualLoans" xlink:title="asrv_InterestIncomeRecordedNonaccrualLoans" />
    <link:label xlink:type="resource" xlink:label="label_asrv_InterestIncomeRecordedNonaccrualLoans" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_InterestIncomeRecordedNonaccrualLoans" xml:lang="en-US" id="label_asrv_InterestIncomeRecordedNonaccrualLoans">Interest income recorded for nonaccrual loans.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_InterestIncomeRecordedNonaccrualLoans" xlink:to="label_asrv_InterestIncomeRecordedNonaccrualLoans" xlink:title="Label : asrv_InterestIncomeRecordedNonaccrualLoans to label_asrv_InterestIncomeRecordedNonaccrualLoans" />
    <link:label xlink:type="resource" xlink:label="label_asrv_InterestIncomeRecordedNonaccrualLoans_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_InterestIncomeRecordedNonaccrualLoans_1" xml:lang="en-US" id="label_asrv_InterestIncomeRecordedNonaccrualLoans_1">Interest Income Recorded Nonaccrual Loans</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_InterestIncomeRecordedNonaccrualLoans" xlink:to="label_asrv_InterestIncomeRecordedNonaccrualLoans_1" xlink:title="Label : asrv_InterestIncomeRecordedNonaccrualLoans to label_asrv_InterestIncomeRecordedNonaccrualLoans_1" />
    <link:label xlink:type="resource" xlink:label="label_asrv_InterestIncomeRecordedNonaccrualLoans_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_asrv_InterestIncomeRecordedNonaccrualLoans_2" xml:lang="en-US" id="label_asrv_InterestIncomeRecordedNonaccrualLoans_2">Interest income recorded</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_InterestIncomeRecordedNonaccrualLoans" xlink:to="label_asrv_InterestIncomeRecordedNonaccrualLoans_2" xlink:title="Label : asrv_InterestIncomeRecordedNonaccrualLoans to label_asrv_InterestIncomeRecordedNonaccrualLoans_2" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_NetReductionInInterestIncome" xlink:label="asrv_NetReductionInInterestIncome" xlink:title="asrv_NetReductionInInterestIncome" />
    <link:label xlink:type="resource" xlink:label="label_asrv_NetReductionInInterestIncome" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_NetReductionInInterestIncome" xml:lang="en-US" id="label_asrv_NetReductionInInterestIncome">Net reduction in interest income</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_NetReductionInInterestIncome" xlink:to="label_asrv_NetReductionInInterestIncome" xlink:title="Label : asrv_NetReductionInInterestIncome to label_asrv_NetReductionInInterestIncome" />
    <link:label xlink:type="resource" xlink:label="label_asrv_NetReductionInInterestIncome_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_NetReductionInInterestIncome_1" xml:lang="en-US" id="label_asrv_NetReductionInInterestIncome_1">Net Reduction in Interest Income</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_NetReductionInInterestIncome" xlink:to="label_asrv_NetReductionInInterestIncome_1" xlink:title="Label : asrv_NetReductionInInterestIncome to label_asrv_NetReductionInInterestIncome_1" />
    <link:label xlink:type="resource" xlink:label="label_asrv_NetReductionInInterestIncome_2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_asrv_NetReductionInInterestIncome_2" xml:lang="en-US" id="label_asrv_NetReductionInInterestIncome_2">Net reduction in interest income</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_NetReductionInInterestIncome" xlink:to="label_asrv_NetReductionInInterestIncome_2" xlink:title="Label : asrv_NetReductionInInterestIncome to label_asrv_NetReductionInInterestIncome_2" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_CommercialLoanReceivableModificationsRecordedInvestment" xlink:label="asrv_CommercialLoanReceivableModificationsRecordedInvestment" xlink:title="asrv_CommercialLoanReceivableModificationsRecordedInvestment" />
    <link:label xlink:type="resource" xlink:label="label_asrv_CommercialLoanReceivableModificationsRecordedInvestment" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_CommercialLoanReceivableModificationsRecordedInvestment" xml:lang="en-US" id="label_asrv_CommercialLoanReceivableModificationsRecordedInvestment">Commercial loan receivable modifications, recorded investment.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_CommercialLoanReceivableModificationsRecordedInvestment" xlink:to="label_asrv_CommercialLoanReceivableModificationsRecordedInvestment" xlink:title="Label : asrv_CommercialLoanReceivableModificationsRecordedInvestment to label_asrv_CommercialLoanReceivableModificationsRecordedInvestment" />
    <link:label xlink:type="resource" xlink:label="label_asrv_CommercialLoanReceivableModificationsRecordedInvestment_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_CommercialLoanReceivableModificationsRecordedInvestment_1" xml:lang="en-US" id="label_asrv_CommercialLoanReceivableModificationsRecordedInvestment_1">Commercial Loan Receivable Modifications Recorded Investment</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_CommercialLoanReceivableModificationsRecordedInvestment" xlink:to="label_asrv_CommercialLoanReceivableModificationsRecordedInvestment_1" xlink:title="Label : asrv_CommercialLoanReceivableModificationsRecordedInvestment to label_asrv_CommercialLoanReceivableModificationsRecordedInvestment_1" />
    <link:label xlink:type="resource" xlink:label="label_asrv_CommercialLoanReceivableModificationsRecordedInvestment_2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_asrv_CommercialLoanReceivableModificationsRecordedInvestment_2" xml:lang="en-US" id="label_asrv_CommercialLoanReceivableModificationsRecordedInvestment_2">Recorded investment default, total</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_CommercialLoanReceivableModificationsRecordedInvestment" xlink:to="label_asrv_CommercialLoanReceivableModificationsRecordedInvestment_2" xlink:title="Label : asrv_CommercialLoanReceivableModificationsRecordedInvestment to label_asrv_CommercialLoanReceivableModificationsRecordedInvestment_2" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_FinancingReceivableAccrualAndNonaccrualStatusAxis" xlink:label="asrv_FinancingReceivableAccrualAndNonaccrualStatusAxis" xlink:title="asrv_FinancingReceivableAccrualAndNonaccrualStatusAxis" />
    <link:label xlink:type="resource" xlink:label="label_asrv_FinancingReceivableAccrualAndNonaccrualStatusAxis" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_FinancingReceivableAccrualAndNonaccrualStatusAxis" xml:lang="en-US" id="label_asrv_FinancingReceivableAccrualAndNonaccrualStatusAxis">Financing receivable, accrual and non-accrual status.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_FinancingReceivableAccrualAndNonaccrualStatusAxis" xlink:to="label_asrv_FinancingReceivableAccrualAndNonaccrualStatusAxis" xlink:title="Label : asrv_FinancingReceivableAccrualAndNonaccrualStatusAxis to label_asrv_FinancingReceivableAccrualAndNonaccrualStatusAxis" />
    <link:label xlink:type="resource" xlink:label="label_asrv_FinancingReceivableAccrualAndNonaccrualStatusAxis_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_FinancingReceivableAccrualAndNonaccrualStatusAxis_1" xml:lang="en-US" id="label_asrv_FinancingReceivableAccrualAndNonaccrualStatusAxis_1">Financing Receivable Accrual And Nonaccrual Status [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_FinancingReceivableAccrualAndNonaccrualStatusAxis" xlink:to="label_asrv_FinancingReceivableAccrualAndNonaccrualStatusAxis_1" xlink:title="Label : asrv_FinancingReceivableAccrualAndNonaccrualStatusAxis to label_asrv_FinancingReceivableAccrualAndNonaccrualStatusAxis_1" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_LoansInNonAccrualStatusMember" xlink:label="asrv_LoansInNonAccrualStatusMember" xlink:title="asrv_LoansInNonAccrualStatusMember" />
    <link:label xlink:type="resource" xlink:label="label_asrv_LoansInNonAccrualStatusMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_LoansInNonAccrualStatusMember" xml:lang="en-US" id="label_asrv_LoansInNonAccrualStatusMember">Loans in non-accrual status.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_LoansInNonAccrualStatusMember" xlink:to="label_asrv_LoansInNonAccrualStatusMember" xlink:title="Label : asrv_LoansInNonAccrualStatusMember to label_asrv_LoansInNonAccrualStatusMember" />
    <link:label xlink:type="resource" xlink:label="label_asrv_LoansInNonAccrualStatusMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_LoansInNonAccrualStatusMember_1" xml:lang="en-US" id="label_asrv_LoansInNonAccrualStatusMember_1">Loans in Non Accrual Status [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_LoansInNonAccrualStatusMember" xlink:to="label_asrv_LoansInNonAccrualStatusMember_1" xlink:title="Label : asrv_LoansInNonAccrualStatusMember to label_asrv_LoansInNonAccrualStatusMember_1" />
    <link:label xlink:type="resource" xlink:label="label_asrv_LoansInNonAccrualStatusMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_asrv_LoansInNonAccrualStatusMember_2" xml:lang="en-US" id="label_asrv_LoansInNonAccrualStatusMember_2">Loans in non-accrual status [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_LoansInNonAccrualStatusMember" xlink:to="label_asrv_LoansInNonAccrualStatusMember_2" xlink:title="Label : asrv_LoansInNonAccrualStatusMember to label_asrv_LoansInNonAccrualStatusMember_2" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_AllowanceForLoanAndLeaseLossesTroubledDebtRestructurings" xlink:label="asrv_AllowanceForLoanAndLeaseLossesTroubledDebtRestructurings" xlink:title="asrv_AllowanceForLoanAndLeaseLossesTroubledDebtRestructurings" />
    <link:label xlink:type="resource" xlink:label="label_asrv_AllowanceForLoanAndLeaseLossesTroubledDebtRestructurings" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_AllowanceForLoanAndLeaseLossesTroubledDebtRestructurings" xml:lang="en-US" id="label_asrv_AllowanceForLoanAndLeaseLossesTroubledDebtRestructurings">Allowance for loan and lease losses pertaining to troubled debt restructurings.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_AllowanceForLoanAndLeaseLossesTroubledDebtRestructurings" xlink:to="label_asrv_AllowanceForLoanAndLeaseLossesTroubledDebtRestructurings" xlink:title="Label : asrv_AllowanceForLoanAndLeaseLossesTroubledDebtRestructurings to label_asrv_AllowanceForLoanAndLeaseLossesTroubledDebtRestructurings" />
    <link:label xlink:type="resource" xlink:label="label_asrv_AllowanceForLoanAndLeaseLossesTroubledDebtRestructurings_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_AllowanceForLoanAndLeaseLossesTroubledDebtRestructurings_1" xml:lang="en-US" id="label_asrv_AllowanceForLoanAndLeaseLossesTroubledDebtRestructurings_1">Allowance For Loan And Lease Losses Troubled Debt Restructurings</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_AllowanceForLoanAndLeaseLossesTroubledDebtRestructurings" xlink:to="label_asrv_AllowanceForLoanAndLeaseLossesTroubledDebtRestructurings_1" xlink:title="Label : asrv_AllowanceForLoanAndLeaseLossesTroubledDebtRestructurings to label_asrv_AllowanceForLoanAndLeaseLossesTroubledDebtRestructurings_1" />
    <link:label xlink:type="resource" xlink:label="label_asrv_AllowanceForLoanAndLeaseLossesTroubledDebtRestructurings_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_asrv_AllowanceForLoanAndLeaseLossesTroubledDebtRestructurings_2" xml:lang="en-US" id="label_asrv_AllowanceForLoanAndLeaseLossesTroubledDebtRestructurings_2">ALL reserve for TDR's</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_AllowanceForLoanAndLeaseLossesTroubledDebtRestructurings" xlink:to="label_asrv_AllowanceForLoanAndLeaseLossesTroubledDebtRestructurings_2" xlink:title="Label : asrv_AllowanceForLoanAndLeaseLossesTroubledDebtRestructurings to label_asrv_AllowanceForLoanAndLeaseLossesTroubledDebtRestructurings_2" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_AggregateOfMultipleConsecutiveMaturityDateExtensionsDelayInPaymentDays" xlink:label="asrv_AggregateOfMultipleConsecutiveMaturityDateExtensionsDelayInPaymentDays" xlink:title="asrv_AggregateOfMultipleConsecutiveMaturityDateExtensionsDelayInPaymentDays" />
    <link:label xlink:type="resource" xlink:label="label_asrv_AggregateOfMultipleConsecutiveMaturityDateExtensionsDelayInPaymentDays" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_AggregateOfMultipleConsecutiveMaturityDateExtensionsDelayInPaymentDays" xml:lang="en-US" id="label_asrv_AggregateOfMultipleConsecutiveMaturityDateExtensionsDelayInPaymentDays">Aggregate of multiple consecutive maturity date extensions delay in payment.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_AggregateOfMultipleConsecutiveMaturityDateExtensionsDelayInPaymentDays" xlink:to="label_asrv_AggregateOfMultipleConsecutiveMaturityDateExtensionsDelayInPaymentDays" xlink:title="Label : asrv_AggregateOfMultipleConsecutiveMaturityDateExtensionsDelayInPaymentDays to label_asrv_AggregateOfMultipleConsecutiveMaturityDateExtensionsDelayInPaymentDays" />
    <link:label xlink:type="resource" xlink:label="label_asrv_AggregateOfMultipleConsecutiveMaturityDateExtensionsDelayInPaymentDays_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_AggregateOfMultipleConsecutiveMaturityDateExtensionsDelayInPaymentDays_1" xml:lang="en-US" id="label_asrv_AggregateOfMultipleConsecutiveMaturityDateExtensionsDelayInPaymentDays_1">Aggregate of Multiple Consecutive Maturity Date Extensions Delay in Payment Days</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_AggregateOfMultipleConsecutiveMaturityDateExtensionsDelayInPaymentDays" xlink:to="label_asrv_AggregateOfMultipleConsecutiveMaturityDateExtensionsDelayInPaymentDays_1" xlink:title="Label : asrv_AggregateOfMultipleConsecutiveMaturityDateExtensionsDelayInPaymentDays to label_asrv_AggregateOfMultipleConsecutiveMaturityDateExtensionsDelayInPaymentDays_1" />
    <link:label xlink:type="resource" xlink:label="label_asrv_AggregateOfMultipleConsecutiveMaturityDateExtensionsDelayInPaymentDays_2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_asrv_AggregateOfMultipleConsecutiveMaturityDateExtensionsDelayInPaymentDays_2" xml:lang="en-US" id="label_asrv_AggregateOfMultipleConsecutiveMaturityDateExtensionsDelayInPaymentDays_2">Aggregate of multiple consecutive maturity date extensions delay in payment, days</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_AggregateOfMultipleConsecutiveMaturityDateExtensionsDelayInPaymentDays" xlink:to="label_asrv_AggregateOfMultipleConsecutiveMaturityDateExtensionsDelayInPaymentDays_2" xlink:title="Label : asrv_AggregateOfMultipleConsecutiveMaturityDateExtensionsDelayInPaymentDays to label_asrv_AggregateOfMultipleConsecutiveMaturityDateExtensionsDelayInPaymentDays_2" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_TimelyPaymentsOnContractTermsForMinimumConsecutiveMonthsPriorToConsiderationForRemovingLoanFromTdrStatus" xlink:label="asrv_TimelyPaymentsOnContractTermsForMinimumConsecutiveMonthsPriorToConsiderationForRemovingLoanFromTdrStatus" xlink:title="asrv_TimelyPaymentsOnContractTermsForMinimumConsecutiveMonthsPriorToConsiderationForRemovingLoanFromTdrStatus" />
    <link:label xlink:type="resource" xlink:label="label_asrv_TimelyPaymentsOnContractTermsForMinimumConsecutiveMonthsPriorToConsiderationForRemovingLoanFromTdrStatus" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_TimelyPaymentsOnContractTermsForMinimumConsecutiveMonthsPriorToConsiderationForRemovingLoanFromTdrStatus" xml:lang="en-US" id="label_asrv_TimelyPaymentsOnContractTermsForMinimumConsecutiveMonthsPriorToConsiderationForRemovingLoanFromTdrStatus">Timely payments on contract terms for minimum consecutive months prior to consideration for removing loan from TDR status.</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_DocumentPeriodEndDate" xlink:label="dei_DocumentPeriodEndDate" xlink:title="dei_DocumentPeriodEndDate" />
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    <link:label xlink:type="resource" xlink:label="label_asrv_MinimumNumberOfConsecutiveMonthsPaymentForRemovingLoanFromNonaccrualStatus_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_MinimumNumberOfConsecutiveMonthsPaymentForRemovingLoanFromNonaccrualStatus_1" xml:lang="en-US" id="label_asrv_MinimumNumberOfConsecutiveMonthsPaymentForRemovingLoanFromNonaccrualStatus_1">Minimum Number Of Consecutive Months Payment For Removing Loan From Nonaccrual Status</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_MinimumNumberOfConsecutiveMonthsPaymentForRemovingLoanFromNonaccrualStatus" xlink:to="label_asrv_MinimumNumberOfConsecutiveMonthsPaymentForRemovingLoanFromNonaccrualStatus_1" xlink:title="Label : asrv_MinimumNumberOfConsecutiveMonthsPaymentForRemovingLoanFromNonaccrualStatus to label_asrv_MinimumNumberOfConsecutiveMonthsPaymentForRemovingLoanFromNonaccrualStatus_1" />
    <link:label xlink:type="resource" xlink:label="label_asrv_MinimumNumberOfConsecutiveMonthsPaymentForRemovingLoanFromNonaccrualStatus_2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_asrv_MinimumNumberOfConsecutiveMonthsPaymentForRemovingLoanFromNonaccrualStatus_2" xml:lang="en-US" id="label_asrv_MinimumNumberOfConsecutiveMonthsPaymentForRemovingLoanFromNonaccrualStatus_2">Minimum consecutive months payment for removing the loan from non-accrual status</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_MinimumNumberOfConsecutiveMonthsPaymentForRemovingLoanFromNonaccrualStatus" xlink:to="label_asrv_MinimumNumberOfConsecutiveMonthsPaymentForRemovingLoanFromNonaccrualStatus_2" xlink:title="Label : asrv_MinimumNumberOfConsecutiveMonthsPaymentForRemovingLoanFromNonaccrualStatus to label_asrv_MinimumNumberOfConsecutiveMonthsPaymentForRemovingLoanFromNonaccrualStatus_2" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_ScheduleOfNonperformingAssetsIncludingTroubleDebtRestructuringsTableTextBlock" xlink:label="asrv_ScheduleOfNonperformingAssetsIncludingTroubleDebtRestructuringsTableTextBlock" xlink:title="asrv_ScheduleOfNonperformingAssetsIncludingTroubleDebtRestructuringsTableTextBlock" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_ScheduleOfNonperformingAssetsIncludingTroubleDebtRestructuringsTableTextBlock" xlink:to="label_asrv_ScheduleOfNonperformingAssetsIncludingTroubleDebtRestructuringsTableTextBlock" xlink:title="Label : asrv_ScheduleOfNonperformingAssetsIncludingTroubleDebtRestructuringsTableTextBlock to label_asrv_ScheduleOfNonperformingAssetsIncludingTroubleDebtRestructuringsTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_asrv_ScheduleOfNonperformingAssetsIncludingTroubleDebtRestructuringsTableTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_ScheduleOfNonperformingAssetsIncludingTroubleDebtRestructuringsTableTextBlock_1" xml:lang="en-US" id="label_asrv_ScheduleOfNonperformingAssetsIncludingTroubleDebtRestructuringsTableTextBlock_1">Schedule Of Nonperforming Assets Including Trouble Debt Restructurings [Table Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_ScheduleOfNonperformingAssetsIncludingTroubleDebtRestructuringsTableTextBlock" xlink:to="label_asrv_ScheduleOfNonperformingAssetsIncludingTroubleDebtRestructuringsTableTextBlock_1" xlink:title="Label : asrv_ScheduleOfNonperformingAssetsIncludingTroubleDebtRestructuringsTableTextBlock to label_asrv_ScheduleOfNonperformingAssetsIncludingTroubleDebtRestructuringsTableTextBlock_1" />
    <link:label xlink:type="resource" xlink:label="label_asrv_ScheduleOfNonperformingAssetsIncludingTroubleDebtRestructuringsTableTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_asrv_ScheduleOfNonperformingAssetsIncludingTroubleDebtRestructuringsTableTextBlock_2" xml:lang="en-US" id="label_asrv_ScheduleOfNonperformingAssetsIncludingTroubleDebtRestructuringsTableTextBlock_2">Non-performing Assets Including TDR</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_ScheduleOfNonperformingAssetsIncludingTroubleDebtRestructuringsTableTextBlock" xlink:to="label_asrv_ScheduleOfNonperformingAssetsIncludingTroubleDebtRestructuringsTableTextBlock_2" xlink:title="Label : asrv_ScheduleOfNonperformingAssetsIncludingTroubleDebtRestructuringsTableTextBlock to label_asrv_ScheduleOfNonperformingAssetsIncludingTroubleDebtRestructuringsTableTextBlock_2" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_NonPerformingAssetsIncludingTroubledDebtRestructuringsTdr" xlink:label="asrv_NonPerformingAssetsIncludingTroubledDebtRestructuringsTdr" xlink:title="asrv_NonPerformingAssetsIncludingTroubledDebtRestructuringsTdr" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_NonPerformingAssetsIncludingTroubledDebtRestructuringsTdr" xlink:to="label_asrv_NonPerformingAssetsIncludingTroubledDebtRestructuringsTdr" xlink:title="Label : asrv_NonPerformingAssetsIncludingTroubledDebtRestructuringsTdr to label_asrv_NonPerformingAssetsIncludingTroubledDebtRestructuringsTdr" />
    <link:label xlink:type="resource" xlink:label="label_asrv_NonPerformingAssetsIncludingTroubledDebtRestructuringsTdr_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_NonPerformingAssetsIncludingTroubledDebtRestructuringsTdr_1" xml:lang="en-US" id="label_asrv_NonPerformingAssetsIncludingTroubledDebtRestructuringsTdr_1">Non Performing Assets Including Troubled Debt Restructurings Tdr</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_NonPerformingAssetsIncludingTroubledDebtRestructuringsTdr" xlink:to="label_asrv_NonPerformingAssetsIncludingTroubledDebtRestructuringsTdr_1" xlink:title="Label : asrv_NonPerformingAssetsIncludingTroubledDebtRestructuringsTdr to label_asrv_NonPerformingAssetsIncludingTroubledDebtRestructuringsTdr_1" />
    <link:label xlink:type="resource" xlink:label="label_asrv_NonPerformingAssetsIncludingTroubledDebtRestructuringsTdr_2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_asrv_NonPerformingAssetsIncludingTroubledDebtRestructuringsTdr_2" xml:lang="en-US" id="label_asrv_NonPerformingAssetsIncludingTroubledDebtRestructuringsTdr_2">Non-performing Assets Including Troubled Debt Restructurings (TDR)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_NonPerformingAssetsIncludingTroubledDebtRestructuringsTdr" xlink:to="label_asrv_NonPerformingAssetsIncludingTroubledDebtRestructuringsTdr_2" xlink:title="Label : asrv_NonPerformingAssetsIncludingTroubledDebtRestructuringsTdr to label_asrv_NonPerformingAssetsIncludingTroubledDebtRestructuringsTdr_2" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_ScheduleOfRecordedInvestmentInLoansAsTroubleDebtRestructuringTableTextBlock" xlink:label="asrv_ScheduleOfRecordedInvestmentInLoansAsTroubleDebtRestructuringTableTextBlock" xlink:title="asrv_ScheduleOfRecordedInvestmentInLoansAsTroubleDebtRestructuringTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_asrv_ScheduleOfRecordedInvestmentInLoansAsTroubleDebtRestructuringTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_ScheduleOfRecordedInvestmentInLoansAsTroubleDebtRestructuringTableTextBlock" xml:lang="en-US" id="label_asrv_ScheduleOfRecordedInvestmentInLoansAsTroubleDebtRestructuringTableTextBlock">Schedule of recorded investment in loans as trouble debt restructuring.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_ScheduleOfRecordedInvestmentInLoansAsTroubleDebtRestructuringTableTextBlock" xlink:to="label_asrv_ScheduleOfRecordedInvestmentInLoansAsTroubleDebtRestructuringTableTextBlock" xlink:title="Label : asrv_ScheduleOfRecordedInvestmentInLoansAsTroubleDebtRestructuringTableTextBlock to label_asrv_ScheduleOfRecordedInvestmentInLoansAsTroubleDebtRestructuringTableTextBlock" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_ScheduleOfRecordedInvestmentInLoansAsTroubleDebtRestructuringTableTextBlock" xlink:to="label_asrv_ScheduleOfRecordedInvestmentInLoansAsTroubleDebtRestructuringTableTextBlock_1" xlink:title="Label : asrv_ScheduleOfRecordedInvestmentInLoansAsTroubleDebtRestructuringTableTextBlock to label_asrv_ScheduleOfRecordedInvestmentInLoansAsTroubleDebtRestructuringTableTextBlock_1" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_ScheduleOfRecordedInvestmentInLoansAsTroubleDebtRestructuringTableTextBlock" xlink:to="label_asrv_ScheduleOfRecordedInvestmentInLoansAsTroubleDebtRestructuringTableTextBlock_2" xlink:title="Label : asrv_ScheduleOfRecordedInvestmentInLoansAsTroubleDebtRestructuringTableTextBlock to label_asrv_ScheduleOfRecordedInvestmentInLoansAsTroubleDebtRestructuringTableTextBlock_2" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_RecognizedNetActuarialLoss" xlink:label="asrv_RecognizedNetActuarialLoss" xlink:title="asrv_RecognizedNetActuarialLoss" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_RecognizedNetActuarialLoss" xlink:to="label_asrv_RecognizedNetActuarialLoss" xlink:title="Label : asrv_RecognizedNetActuarialLoss to label_asrv_RecognizedNetActuarialLoss" />
    <link:label xlink:type="resource" xlink:label="label_asrv_RecognizedNetActuarialLoss_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_RecognizedNetActuarialLoss_1" xml:lang="en-US" id="label_asrv_RecognizedNetActuarialLoss_1">Recognized Net Actuarial Loss</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_RecognizedNetActuarialLoss" xlink:to="label_asrv_RecognizedNetActuarialLoss_1" xlink:title="Label : asrv_RecognizedNetActuarialLoss to label_asrv_RecognizedNetActuarialLoss_1" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_RecognizedNetActuarialLoss" xlink:to="label_asrv_RecognizedNetActuarialLoss_2" xlink:title="Label : asrv_RecognizedNetActuarialLoss to label_asrv_RecognizedNetActuarialLoss_2" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_NoncontributoryDefinedBenefitPensionPlanLeastWorkHoursPerYear" xlink:label="asrv_NoncontributoryDefinedBenefitPensionPlanLeastWorkHoursPerYear" xlink:title="asrv_NoncontributoryDefinedBenefitPensionPlanLeastWorkHoursPerYear" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_NoncontributoryDefinedBenefitPensionPlanLeastWorkHoursPerYear" xlink:to="label_asrv_NoncontributoryDefinedBenefitPensionPlanLeastWorkHoursPerYear" xlink:title="Label : asrv_NoncontributoryDefinedBenefitPensionPlanLeastWorkHoursPerYear to label_asrv_NoncontributoryDefinedBenefitPensionPlanLeastWorkHoursPerYear" />
    <link:label xlink:type="resource" xlink:label="label_asrv_NoncontributoryDefinedBenefitPensionPlanLeastWorkHoursPerYear_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_NoncontributoryDefinedBenefitPensionPlanLeastWorkHoursPerYear_1" xml:lang="en-US" id="label_asrv_NoncontributoryDefinedBenefitPensionPlanLeastWorkHoursPerYear_1">Noncontributory Defined Benefit Pension Plan, Least Work Hours Per Year</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_NoncontributoryDefinedBenefitPensionPlanLeastWorkHoursPerYear" xlink:to="label_asrv_NoncontributoryDefinedBenefitPensionPlanLeastWorkHoursPerYear_1" xlink:title="Label : asrv_NoncontributoryDefinedBenefitPensionPlanLeastWorkHoursPerYear to label_asrv_NoncontributoryDefinedBenefitPensionPlanLeastWorkHoursPerYear_1" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_NoncontributoryDefinedBenefitPensionPlanLeastWorkHoursPerYear" xlink:to="label_asrv_NoncontributoryDefinedBenefitPensionPlanLeastWorkHoursPerYear_2" xlink:title="Label : asrv_NoncontributoryDefinedBenefitPensionPlanLeastWorkHoursPerYear to label_asrv_NoncontributoryDefinedBenefitPensionPlanLeastWorkHoursPerYear_2" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_AccumulatedOtherComprehensiveLossLineItems" xlink:label="asrv_AccumulatedOtherComprehensiveLossLineItems" xlink:title="asrv_AccumulatedOtherComprehensiveLossLineItems" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_AccumulatedOtherComprehensiveLossLineItems" xlink:to="label_asrv_AccumulatedOtherComprehensiveLossLineItems" xlink:title="Label : asrv_AccumulatedOtherComprehensiveLossLineItems to label_asrv_AccumulatedOtherComprehensiveLossLineItems" />
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    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_BorrowersAggregateExposureForLoanModificationMinimum" xlink:label="asrv_BorrowersAggregateExposureForLoanModificationMinimum" xlink:title="asrv_BorrowersAggregateExposureForLoanModificationMinimum" />
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    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_CarryingValueOfAvailableForSaleHeldToMaturityAndFederalHomeLoanBankBorrowings" xlink:label="asrv_CarryingValueOfAvailableForSaleHeldToMaturityAndFederalHomeLoanBankBorrowings" xlink:title="asrv_CarryingValueOfAvailableForSaleHeldToMaturityAndFederalHomeLoanBankBorrowings" />
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    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_CommercialBankingMember" xlink:label="asrv_CommercialBankingMember" xlink:title="asrv_CommercialBankingMember" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_CreditReviewsMandatoryForLoansAggregateBalances" xlink:to="label_asrv_CreditReviewsMandatoryForLoansAggregateBalances" xlink:title="Label : asrv_CreditReviewsMandatoryForLoansAggregateBalances to label_asrv_CreditReviewsMandatoryForLoansAggregateBalances" />
    <link:label xlink:type="resource" xlink:label="label_asrv_CreditReviewsMandatoryForLoansAggregateBalances_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_CreditReviewsMandatoryForLoansAggregateBalances_1" xml:lang="en-US" id="label_asrv_CreditReviewsMandatoryForLoansAggregateBalances_1">Credit Reviews Mandatory for Loans Aggregate Balances</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_CreditReviewsMandatoryForLoansAggregateBalances" xlink:to="label_asrv_CreditReviewsMandatoryForLoansAggregateBalances_1" xlink:title="Label : asrv_CreditReviewsMandatoryForLoansAggregateBalances to label_asrv_CreditReviewsMandatoryForLoansAggregateBalances_1" />
    <link:label xlink:type="resource" xlink:label="label_asrv_CreditReviewsMandatoryForLoansAggregateBalances_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_asrv_CreditReviewsMandatoryForLoansAggregateBalances_2" xml:lang="en-US" id="label_asrv_CreditReviewsMandatoryForLoansAggregateBalances_2">Credit reviews mandatory for loan aggregate balances with in 12-month period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_CreditReviewsMandatoryForLoansAggregateBalances" xlink:to="label_asrv_CreditReviewsMandatoryForLoansAggregateBalances_2" xlink:title="Label : asrv_CreditReviewsMandatoryForLoansAggregateBalances to label_asrv_CreditReviewsMandatoryForLoansAggregateBalances_2" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_DenominatorAbstract" xlink:label="asrv_DenominatorAbstract" xlink:title="asrv_DenominatorAbstract" />
    <link:label xlink:type="resource" xlink:label="label_asrv_DenominatorAbstract" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_DenominatorAbstract" xml:lang="en-US" id="label_asrv_DenominatorAbstract">Denominator.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_DenominatorAbstract" xlink:to="label_asrv_DenominatorAbstract" xlink:title="Label : asrv_DenominatorAbstract to label_asrv_DenominatorAbstract" />
    <link:label xlink:type="resource" xlink:label="label_asrv_DenominatorAbstract_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_DenominatorAbstract_1" xml:lang="en-US" id="label_asrv_DenominatorAbstract_1">Denominator [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_DenominatorAbstract" xlink:to="label_asrv_DenominatorAbstract_1" xlink:title="Label : asrv_DenominatorAbstract to label_asrv_DenominatorAbstract_1" />
    <link:label xlink:type="resource" xlink:label="label_asrv_DenominatorAbstract_2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_asrv_DenominatorAbstract_2" xml:lang="en-US" id="label_asrv_DenominatorAbstract_2">Denominator:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_DenominatorAbstract" xlink:to="label_asrv_DenominatorAbstract_2" xlink:title="Label : asrv_DenominatorAbstract to label_asrv_DenominatorAbstract_2" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_DividendRateOfPreferredStockDomain" xlink:label="asrv_DividendRateOfPreferredStockDomain" xlink:title="asrv_DividendRateOfPreferredStockDomain" />
    <link:label xlink:type="resource" xlink:label="label_asrv_DividendRateOfPreferredStockDomain" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_DividendRateOfPreferredStockDomain" xml:lang="en-US" id="label_asrv_DividendRateOfPreferredStockDomain">Dividend rate of preferred stock.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_DividendRateOfPreferredStockDomain" xlink:to="label_asrv_DividendRateOfPreferredStockDomain" xlink:title="Label : asrv_DividendRateOfPreferredStockDomain to label_asrv_DividendRateOfPreferredStockDomain" />
    <link:label xlink:type="resource" xlink:label="label_asrv_DividendRateOfPreferredStockDomain_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_DividendRateOfPreferredStockDomain_1" xml:lang="en-US" id="label_asrv_DividendRateOfPreferredStockDomain_1">Dividend Rate of Preferred Stock [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_DividendRateOfPreferredStockDomain" xlink:to="label_asrv_DividendRateOfPreferredStockDomain_1" xlink:title="Label : asrv_DividendRateOfPreferredStockDomain to label_asrv_DividendRateOfPreferredStockDomain_1" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_DocumentAndEntityInformationAbstract" xlink:label="asrv_DocumentAndEntityInformationAbstract" xlink:title="asrv_DocumentAndEntityInformationAbstract" />
    <link:label xlink:type="resource" xlink:label="label_asrv_DocumentAndEntityInformationAbstract" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_DocumentAndEntityInformationAbstract" xml:lang="en-US" id="label_asrv_DocumentAndEntityInformationAbstract">Document and entity information.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_DocumentAndEntityInformationAbstract" xlink:to="label_asrv_DocumentAndEntityInformationAbstract" xlink:title="Label : asrv_DocumentAndEntityInformationAbstract to label_asrv_DocumentAndEntityInformationAbstract" />
    <link:label xlink:type="resource" xlink:label="label_asrv_DocumentAndEntityInformationAbstract_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_DocumentAndEntityInformationAbstract_1" xml:lang="en-US" id="label_asrv_DocumentAndEntityInformationAbstract_1">Document and Entity Information [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_DocumentAndEntityInformationAbstract" xlink:to="label_asrv_DocumentAndEntityInformationAbstract_1" xlink:title="Label : asrv_DocumentAndEntityInformationAbstract to label_asrv_DocumentAndEntityInformationAbstract_1" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_FairValueOfOtherRealEstateOwnedEstimatedLiquidationExpenses" xlink:label="asrv_FairValueOfOtherRealEstateOwnedEstimatedLiquidationExpenses" xlink:title="asrv_FairValueOfOtherRealEstateOwnedEstimatedLiquidationExpenses" />
    <link:label xlink:type="resource" xlink:label="label_asrv_FairValueOfOtherRealEstateOwnedEstimatedLiquidationExpenses" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_FairValueOfOtherRealEstateOwnedEstimatedLiquidationExpenses" xml:lang="en-US" id="label_asrv_FairValueOfOtherRealEstateOwnedEstimatedLiquidationExpenses">Fair value of other real estate owned estimated liquidation expenses.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_FairValueOfOtherRealEstateOwnedEstimatedLiquidationExpenses" xlink:to="label_asrv_FairValueOfOtherRealEstateOwnedEstimatedLiquidationExpenses" xlink:title="Label : asrv_FairValueOfOtherRealEstateOwnedEstimatedLiquidationExpenses to label_asrv_FairValueOfOtherRealEstateOwnedEstimatedLiquidationExpenses" />
    <link:label xlink:type="resource" xlink:label="label_asrv_FairValueOfOtherRealEstateOwnedEstimatedLiquidationExpenses_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_FairValueOfOtherRealEstateOwnedEstimatedLiquidationExpenses_1" xml:lang="en-US" id="label_asrv_FairValueOfOtherRealEstateOwnedEstimatedLiquidationExpenses_1">Fair Value of Other Real Estate Owned Estimated Liquidation Expenses</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_FairValueOfOtherRealEstateOwnedEstimatedLiquidationExpenses" xlink:to="label_asrv_FairValueOfOtherRealEstateOwnedEstimatedLiquidationExpenses_1" xlink:title="Label : asrv_FairValueOfOtherRealEstateOwnedEstimatedLiquidationExpenses to label_asrv_FairValueOfOtherRealEstateOwnedEstimatedLiquidationExpenses_1" />
    <link:label xlink:type="resource" xlink:label="label_asrv_FairValueOfOtherRealEstateOwnedEstimatedLiquidationExpenses_2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_asrv_FairValueOfOtherRealEstateOwnedEstimatedLiquidationExpenses_2" xml:lang="en-US" id="label_asrv_FairValueOfOtherRealEstateOwnedEstimatedLiquidationExpenses_2">Estimated Liquidation Expense</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_FairValueOfOtherRealEstateOwnedEstimatedLiquidationExpenses" xlink:to="label_asrv_FairValueOfOtherRealEstateOwnedEstimatedLiquidationExpenses_2" xlink:title="Label : asrv_FairValueOfOtherRealEstateOwnedEstimatedLiquidationExpenses to label_asrv_FairValueOfOtherRealEstateOwnedEstimatedLiquidationExpenses_2" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_FinancialInstrumentsFinancialAssetsCarryingValueAbstract" xlink:label="asrv_FinancialInstrumentsFinancialAssetsCarryingValueAbstract" xlink:title="asrv_FinancialInstrumentsFinancialAssetsCarryingValueAbstract" />
    <link:label xlink:type="resource" xlink:label="label_asrv_FinancialInstrumentsFinancialAssetsCarryingValueAbstract" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_FinancialInstrumentsFinancialAssetsCarryingValueAbstract" xml:lang="en-US" id="label_asrv_FinancialInstrumentsFinancialAssetsCarryingValueAbstract">Financial Instruments, Financial Assets, CarryingValue [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_FinancialInstrumentsFinancialAssetsCarryingValueAbstract" xlink:to="label_asrv_FinancialInstrumentsFinancialAssetsCarryingValueAbstract" xlink:title="Label : asrv_FinancialInstrumentsFinancialAssetsCarryingValueAbstract to label_asrv_FinancialInstrumentsFinancialAssetsCarryingValueAbstract" />
    <link:label xlink:type="resource" xlink:label="label_asrv_FinancialInstrumentsFinancialAssetsCarryingValueAbstract_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_FinancialInstrumentsFinancialAssetsCarryingValueAbstract_1" xml:lang="en-US" id="label_asrv_FinancialInstrumentsFinancialAssetsCarryingValueAbstract_1">Financial Instruments Financial Assets Carrying Value Abstract</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_FinancialInstrumentsFinancialAssetsCarryingValueAbstract" xlink:to="label_asrv_FinancialInstrumentsFinancialAssetsCarryingValueAbstract_1" xlink:title="Label : asrv_FinancialInstrumentsFinancialAssetsCarryingValueAbstract to label_asrv_FinancialInstrumentsFinancialAssetsCarryingValueAbstract_1" />
    <link:label xlink:type="resource" xlink:label="label_asrv_FinancialInstrumentsFinancialAssetsCarryingValueAbstract_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_asrv_FinancialInstrumentsFinancialAssetsCarryingValueAbstract_2" xml:lang="en-US" id="label_asrv_FinancialInstrumentsFinancialAssetsCarryingValueAbstract_2">FINANCIAL ASSETS: Carrying Value</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_FinancialInstrumentsFinancialAssetsCarryingValueAbstract" xlink:to="label_asrv_FinancialInstrumentsFinancialAssetsCarryingValueAbstract_2" xlink:title="Label : asrv_FinancialInstrumentsFinancialAssetsCarryingValueAbstract to label_asrv_FinancialInstrumentsFinancialAssetsCarryingValueAbstract_2" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_FinancialInstrumentsFinancialLiabilitiesCarryingValueAbstract" xlink:label="asrv_FinancialInstrumentsFinancialLiabilitiesCarryingValueAbstract" xlink:title="asrv_FinancialInstrumentsFinancialLiabilitiesCarryingValueAbstract" />
    <link:label xlink:type="resource" xlink:label="label_asrv_FinancialInstrumentsFinancialLiabilitiesCarryingValueAbstract" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_FinancialInstrumentsFinancialLiabilitiesCarryingValueAbstract" xml:lang="en-US" id="label_asrv_FinancialInstrumentsFinancialLiabilitiesCarryingValueAbstract">Financial Instruments, Financial Liabilities, Carrying Value [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_FinancialInstrumentsFinancialLiabilitiesCarryingValueAbstract" xlink:to="label_asrv_FinancialInstrumentsFinancialLiabilitiesCarryingValueAbstract" xlink:title="Label : asrv_FinancialInstrumentsFinancialLiabilitiesCarryingValueAbstract to label_asrv_FinancialInstrumentsFinancialLiabilitiesCarryingValueAbstract" />
    <link:label xlink:type="resource" xlink:label="label_asrv_FinancialInstrumentsFinancialLiabilitiesCarryingValueAbstract_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_FinancialInstrumentsFinancialLiabilitiesCarryingValueAbstract_1" xml:lang="en-US" id="label_asrv_FinancialInstrumentsFinancialLiabilitiesCarryingValueAbstract_1">Financial Instruments, Financial Liabilities, Carrying Value [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_FinancialInstrumentsFinancialLiabilitiesCarryingValueAbstract" xlink:to="label_asrv_FinancialInstrumentsFinancialLiabilitiesCarryingValueAbstract_1" xlink:title="Label : asrv_FinancialInstrumentsFinancialLiabilitiesCarryingValueAbstract to label_asrv_FinancialInstrumentsFinancialLiabilitiesCarryingValueAbstract_1" />
    <link:label xlink:type="resource" xlink:label="label_asrv_FinancialInstrumentsFinancialLiabilitiesCarryingValueAbstract_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_asrv_FinancialInstrumentsFinancialLiabilitiesCarryingValueAbstract_2" xml:lang="en-US" id="label_asrv_FinancialInstrumentsFinancialLiabilitiesCarryingValueAbstract_2">FINANCIAL LIABILITIES: Carrying Value</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_FinancialInstrumentsFinancialLiabilitiesCarryingValueAbstract" xlink:to="label_asrv_FinancialInstrumentsFinancialLiabilitiesCarryingValueAbstract_2" xlink:title="Label : asrv_FinancialInstrumentsFinancialLiabilitiesCarryingValueAbstract to label_asrv_FinancialInstrumentsFinancialLiabilitiesCarryingValueAbstract_2" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_FinancingReceivableAccrualAndNonAccrualStatusDomain" xlink:label="asrv_FinancingReceivableAccrualAndNonAccrualStatusDomain" xlink:title="asrv_FinancingReceivableAccrualAndNonAccrualStatusDomain" />
    <link:label xlink:type="resource" xlink:label="label_asrv_FinancingReceivableAccrualAndNonAccrualStatusDomain" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_FinancingReceivableAccrualAndNonAccrualStatusDomain" xml:lang="en-US" id="label_asrv_FinancingReceivableAccrualAndNonAccrualStatusDomain">Financing receivable, accrual and non-accrual status.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_FinancingReceivableAccrualAndNonAccrualStatusDomain" xlink:to="label_asrv_FinancingReceivableAccrualAndNonAccrualStatusDomain" xlink:title="Label : asrv_FinancingReceivableAccrualAndNonAccrualStatusDomain to label_asrv_FinancingReceivableAccrualAndNonAccrualStatusDomain" />
    <link:label xlink:type="resource" xlink:label="label_asrv_FinancingReceivableAccrualAndNonAccrualStatusDomain_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_FinancingReceivableAccrualAndNonAccrualStatusDomain_1" xml:lang="en-US" id="label_asrv_FinancingReceivableAccrualAndNonAccrualStatusDomain_1">Financing Receivable Accrual and Non Accrual Status [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_FinancingReceivableAccrualAndNonAccrualStatusDomain" xlink:to="label_asrv_FinancingReceivableAccrualAndNonAccrualStatusDomain_1" xlink:title="Label : asrv_FinancingReceivableAccrualAndNonAccrualStatusDomain to label_asrv_FinancingReceivableAccrualAndNonAccrualStatusDomain_1" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_GainOnSaleOfSecurities" xlink:label="asrv_GainOnSaleOfSecurities" xlink:title="asrv_GainOnSaleOfSecurities" />
    <link:label xlink:type="resource" xlink:label="label_asrv_GainOnSaleOfSecurities" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_GainOnSaleOfSecurities" xml:lang="en-US" id="label_asrv_GainOnSaleOfSecurities">The gain realized from the sale, exchange, redemption, or retirement of securities, not separately or otherwise categorized as trading, available-for-sale, or held-to-maturity.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_GainOnSaleOfSecurities" xlink:to="label_asrv_GainOnSaleOfSecurities" xlink:title="Label : asrv_GainOnSaleOfSecurities to label_asrv_GainOnSaleOfSecurities" />
    <link:label xlink:type="resource" xlink:label="label_asrv_GainOnSaleOfSecurities_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_GainOnSaleOfSecurities_1" xml:lang="en-US" id="label_asrv_GainOnSaleOfSecurities_1">Gain On Sale Of Securities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_GainOnSaleOfSecurities" xlink:to="label_asrv_GainOnSaleOfSecurities_1" xlink:title="Label : asrv_GainOnSaleOfSecurities to label_asrv_GainOnSaleOfSecurities_1" />
    <link:label xlink:type="resource" xlink:label="label_asrv_GainOnSaleOfSecurities_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_asrv_GainOnSaleOfSecurities_2" xml:lang="en-US" id="label_asrv_GainOnSaleOfSecurities_2">Gross investment gains</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_GainOnSaleOfSecurities" xlink:to="label_asrv_GainOnSaleOfSecurities_2" xlink:title="Label : asrv_GainOnSaleOfSecurities to label_asrv_GainOnSaleOfSecurities_2" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_GrossInvestmentSecuritiesGainMember" xlink:label="asrv_GrossInvestmentSecuritiesGainMember" xlink:title="asrv_GrossInvestmentSecuritiesGainMember" />
    <link:label xlink:type="resource" xlink:label="label_asrv_GrossInvestmentSecuritiesGainMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_GrossInvestmentSecuritiesGainMember" xml:lang="en-US" id="label_asrv_GrossInvestmentSecuritiesGainMember">Gross investment securities gain.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_GrossInvestmentSecuritiesGainMember" xlink:to="label_asrv_GrossInvestmentSecuritiesGainMember" xlink:title="Label : asrv_GrossInvestmentSecuritiesGainMember to label_asrv_GrossInvestmentSecuritiesGainMember" />
    <link:label xlink:type="resource" xlink:label="label_asrv_GrossInvestmentSecuritiesGainMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_GrossInvestmentSecuritiesGainMember_1" xml:lang="en-US" id="label_asrv_GrossInvestmentSecuritiesGainMember_1">Gross Investment Securities Gain [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_GrossInvestmentSecuritiesGainMember" xlink:to="label_asrv_GrossInvestmentSecuritiesGainMember_1" xlink:title="Label : asrv_GrossInvestmentSecuritiesGainMember to label_asrv_GrossInvestmentSecuritiesGainMember_1" />
    <link:label xlink:type="resource" xlink:label="label_asrv_GrossInvestmentSecuritiesGainMember_2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_asrv_GrossInvestmentSecuritiesGainMember_2" xml:lang="en-US" id="label_asrv_GrossInvestmentSecuritiesGainMember_2">Gross Investment Securities Gain [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_GrossInvestmentSecuritiesGainMember" xlink:to="label_asrv_GrossInvestmentSecuritiesGainMember_2" xlink:title="Label : asrv_GrossInvestmentSecuritiesGainMember to label_asrv_GrossInvestmentSecuritiesGainMember_2" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_GrossInvestmentSecuritiesGainOrLossAxis" xlink:label="asrv_GrossInvestmentSecuritiesGainOrLossAxis" xlink:title="asrv_GrossInvestmentSecuritiesGainOrLossAxis" />
    <link:label xlink:type="resource" xlink:label="label_asrv_GrossInvestmentSecuritiesGainOrLossAxis" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_GrossInvestmentSecuritiesGainOrLossAxis" xml:lang="en-US" id="label_asrv_GrossInvestmentSecuritiesGainOrLossAxis">Gross investment securities gain or loss.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_GrossInvestmentSecuritiesGainOrLossAxis" xlink:to="label_asrv_GrossInvestmentSecuritiesGainOrLossAxis" xlink:title="Label : asrv_GrossInvestmentSecuritiesGainOrLossAxis to label_asrv_GrossInvestmentSecuritiesGainOrLossAxis" />
    <link:label xlink:type="resource" xlink:label="label_asrv_GrossInvestmentSecuritiesGainOrLossAxis_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_GrossInvestmentSecuritiesGainOrLossAxis_1" xml:lang="en-US" id="label_asrv_GrossInvestmentSecuritiesGainOrLossAxis_1">Gross Investment Securities Gain or Loss [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_GrossInvestmentSecuritiesGainOrLossAxis" xlink:to="label_asrv_GrossInvestmentSecuritiesGainOrLossAxis_1" xlink:title="Label : asrv_GrossInvestmentSecuritiesGainOrLossAxis to label_asrv_GrossInvestmentSecuritiesGainOrLossAxis_1" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_ImpairedLoansAxis" xlink:to="label_asrv_ImpairedLoansAxis_1" xlink:title="Label : asrv_ImpairedLoansAxis to label_asrv_ImpairedLoansAxis_1" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_ImpairedLoansDomain" xlink:label="asrv_ImpairedLoansDomain" xlink:title="asrv_ImpairedLoansDomain" />
    <link:label xlink:type="resource" xlink:label="label_asrv_ImpairedLoansDomain" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_ImpairedLoansDomain" xml:lang="en-US" id="label_asrv_ImpairedLoansDomain">Impaired Loans [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_ImpairedLoansDomain" xlink:to="label_asrv_ImpairedLoansDomain" xlink:title="Label : asrv_ImpairedLoansDomain to label_asrv_ImpairedLoansDomain" />
    <link:label xlink:type="resource" xlink:label="label_asrv_ImpairedLoansDomain_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_ImpairedLoansDomain_1" xml:lang="en-US" id="label_asrv_ImpairedLoansDomain_1">Impaired Loans [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_ImpairedLoansDomain" xlink:to="label_asrv_ImpairedLoansDomain_1" xlink:title="Label : asrv_ImpairedLoansDomain to label_asrv_ImpairedLoansDomain_1" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_ImpairedLoansWithNoSpecificAllowanceMember" xlink:label="asrv_ImpairedLoansWithNoSpecificAllowanceMember" xlink:title="asrv_ImpairedLoansWithNoSpecificAllowanceMember" />
    <link:label xlink:type="resource" xlink:label="label_asrv_ImpairedLoansWithNoSpecificAllowanceMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_ImpairedLoansWithNoSpecificAllowanceMember" xml:lang="en-US" id="label_asrv_ImpairedLoansWithNoSpecificAllowanceMember">Impaired loans with no specific allowance.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_ImpairedLoansWithNoSpecificAllowanceMember" xlink:to="label_asrv_ImpairedLoansWithNoSpecificAllowanceMember" xlink:title="Label : asrv_ImpairedLoansWithNoSpecificAllowanceMember to label_asrv_ImpairedLoansWithNoSpecificAllowanceMember" />
    <link:label xlink:type="resource" xlink:label="label_asrv_ImpairedLoansWithNoSpecificAllowanceMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_ImpairedLoansWithNoSpecificAllowanceMember_1" xml:lang="en-US" id="label_asrv_ImpairedLoansWithNoSpecificAllowanceMember_1">Impaired Loans with No Specific Allowance [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_ImpairedLoansWithNoSpecificAllowanceMember" xlink:to="label_asrv_ImpairedLoansWithNoSpecificAllowanceMember_1" xlink:title="Label : asrv_ImpairedLoansWithNoSpecificAllowanceMember to label_asrv_ImpairedLoansWithNoSpecificAllowanceMember_1" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_ImpairedLoansWithSpecificAllowanceMember" xlink:label="asrv_ImpairedLoansWithSpecificAllowanceMember" xlink:title="asrv_ImpairedLoansWithSpecificAllowanceMember" />
    <link:label xlink:type="resource" xlink:label="label_asrv_ImpairedLoansWithSpecificAllowanceMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_ImpairedLoansWithSpecificAllowanceMember" xml:lang="en-US" id="label_asrv_ImpairedLoansWithSpecificAllowanceMember">Impaired loans with specific allowance.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_ImpairedLoansWithSpecificAllowanceMember" xlink:to="label_asrv_ImpairedLoansWithSpecificAllowanceMember" xlink:title="Label : asrv_ImpairedLoansWithSpecificAllowanceMember to label_asrv_ImpairedLoansWithSpecificAllowanceMember" />
    <link:label xlink:type="resource" xlink:label="label_asrv_ImpairedLoansWithSpecificAllowanceMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_ImpairedLoansWithSpecificAllowanceMember_1" xml:lang="en-US" id="label_asrv_ImpairedLoansWithSpecificAllowanceMember_1">Impaired Loans with Specific Allowance [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_ImpairedLoansWithSpecificAllowanceMember" xlink:to="label_asrv_ImpairedLoansWithSpecificAllowanceMember_1" xlink:title="Label : asrv_ImpairedLoansWithSpecificAllowanceMember to label_asrv_ImpairedLoansWithSpecificAllowanceMember_1" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_IncreasedPercentageOfLendingIncentiveFee" xlink:label="asrv_IncreasedPercentageOfLendingIncentiveFee" xlink:title="asrv_IncreasedPercentageOfLendingIncentiveFee" />
    <link:label xlink:type="resource" xlink:label="label_asrv_IncreasedPercentageOfLendingIncentiveFee" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_IncreasedPercentageOfLendingIncentiveFee" xml:lang="en-US" id="label_asrv_IncreasedPercentageOfLendingIncentiveFee">Increased percentage of lending incentive fee.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_IncreasedPercentageOfLendingIncentiveFee" xlink:to="label_asrv_IncreasedPercentageOfLendingIncentiveFee" xlink:title="Label : asrv_IncreasedPercentageOfLendingIncentiveFee to label_asrv_IncreasedPercentageOfLendingIncentiveFee" />
    <link:label xlink:type="resource" xlink:label="label_asrv_IncreasedPercentageOfLendingIncentiveFee_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_IncreasedPercentageOfLendingIncentiveFee_1" xml:lang="en-US" id="label_asrv_IncreasedPercentageOfLendingIncentiveFee_1">Increased Percentage of Lending Incentive Fee</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_IncreasedPercentageOfLendingIncentiveFee" xlink:to="label_asrv_IncreasedPercentageOfLendingIncentiveFee_1" xlink:title="Label : asrv_IncreasedPercentageOfLendingIncentiveFee to label_asrv_IncreasedPercentageOfLendingIncentiveFee_1" />
    <link:label xlink:type="resource" xlink:label="label_asrv_IncreasedPercentageOfLendingIncentiveFee_2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_asrv_IncreasedPercentageOfLendingIncentiveFee_2" xml:lang="en-US" id="label_asrv_IncreasedPercentageOfLendingIncentiveFee_2">Increased percentage of lending incentive fee</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_IncreasedPercentageOfLendingIncentiveFee" xlink:to="label_asrv_IncreasedPercentageOfLendingIncentiveFee_2" xlink:title="Label : asrv_IncreasedPercentageOfLendingIncentiveFee to label_asrv_IncreasedPercentageOfLendingIncentiveFee_2" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_IndividualLoanBalanceIsClassifiedAsNonaccrualStatusOrTroubledDebtRestructure" xlink:label="asrv_IndividualLoanBalanceIsClassifiedAsNonaccrualStatusOrTroubledDebtRestructure" xlink:title="asrv_IndividualLoanBalanceIsClassifiedAsNonaccrualStatusOrTroubledDebtRestructure" />
    <link:label xlink:type="resource" xlink:label="label_asrv_IndividualLoanBalanceIsClassifiedAsNonaccrualStatusOrTroubledDebtRestructure" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_IndividualLoanBalanceIsClassifiedAsNonaccrualStatusOrTroubledDebtRestructure" xml:lang="en-US" id="label_asrv_IndividualLoanBalanceIsClassifiedAsNonaccrualStatusOrTroubledDebtRestructure">Individual loan balance is classified as nonaccrual status or troubled debt restructure.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_IndividualLoanBalanceIsClassifiedAsNonaccrualStatusOrTroubledDebtRestructure" xlink:to="label_asrv_IndividualLoanBalanceIsClassifiedAsNonaccrualStatusOrTroubledDebtRestructure" xlink:title="Label : asrv_IndividualLoanBalanceIsClassifiedAsNonaccrualStatusOrTroubledDebtRestructure to label_asrv_IndividualLoanBalanceIsClassifiedAsNonaccrualStatusOrTroubledDebtRestructure" />
    <link:label xlink:type="resource" xlink:label="label_asrv_IndividualLoanBalanceIsClassifiedAsNonaccrualStatusOrTroubledDebtRestructure_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_IndividualLoanBalanceIsClassifiedAsNonaccrualStatusOrTroubledDebtRestructure_1" xml:lang="en-US" id="label_asrv_IndividualLoanBalanceIsClassifiedAsNonaccrualStatusOrTroubledDebtRestructure_1">Individual Loan Balance is Classified as Nonaccrual Status or Troubled Debt Restructure</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_IndividualLoanBalanceIsClassifiedAsNonaccrualStatusOrTroubledDebtRestructure" xlink:to="label_asrv_IndividualLoanBalanceIsClassifiedAsNonaccrualStatusOrTroubledDebtRestructure_1" xlink:title="Label : asrv_IndividualLoanBalanceIsClassifiedAsNonaccrualStatusOrTroubledDebtRestructure to label_asrv_IndividualLoanBalanceIsClassifiedAsNonaccrualStatusOrTroubledDebtRestructure_1" />
    <link:label xlink:type="resource" xlink:label="label_asrv_IndividualLoanBalanceIsClassifiedAsNonaccrualStatusOrTroubledDebtRestructure_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_asrv_IndividualLoanBalanceIsClassifiedAsNonaccrualStatusOrTroubledDebtRestructure_2" xml:lang="en-US" id="label_asrv_IndividualLoanBalanceIsClassifiedAsNonaccrualStatusOrTroubledDebtRestructure_2">Individual loan balance is classified as nonaccrual status or troubled debt restructure</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_IndividualLoanBalanceIsClassifiedAsNonaccrualStatusOrTroubledDebtRestructure" xlink:to="label_asrv_IndividualLoanBalanceIsClassifiedAsNonaccrualStatusOrTroubledDebtRestructure_2" xlink:title="Label : asrv_IndividualLoanBalanceIsClassifiedAsNonaccrualStatusOrTroubledDebtRestructure to label_asrv_IndividualLoanBalanceIsClassifiedAsNonaccrualStatusOrTroubledDebtRestructure_2" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_InvestmentOrParentMember" xlink:label="asrv_InvestmentOrParentMember" xlink:title="asrv_InvestmentOrParentMember" />
    <link:label xlink:type="resource" xlink:label="label_asrv_InvestmentOrParentMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_InvestmentOrParentMember" xml:lang="en-US" id="label_asrv_InvestmentOrParentMember">Investment or parent.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_InvestmentOrParentMember" xlink:to="label_asrv_InvestmentOrParentMember" xlink:title="Label : asrv_InvestmentOrParentMember to label_asrv_InvestmentOrParentMember" />
    <link:label xlink:type="resource" xlink:label="label_asrv_InvestmentOrParentMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_InvestmentOrParentMember_1" xml:lang="en-US" id="label_asrv_InvestmentOrParentMember_1">Investment Or Parent [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_InvestmentOrParentMember" xlink:to="label_asrv_InvestmentOrParentMember_1" xlink:title="Label : asrv_InvestmentOrParentMember to label_asrv_InvestmentOrParentMember_1" />
    <link:label xlink:type="resource" xlink:label="label_asrv_InvestmentOrParentMember_2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_asrv_InvestmentOrParentMember_2" xml:lang="en-US" id="label_asrv_InvestmentOrParentMember_2">Investment/ Parent [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_InvestmentOrParentMember" xlink:to="label_asrv_InvestmentOrParentMember_2" xlink:title="Label : asrv_InvestmentOrParentMember to label_asrv_InvestmentOrParentMember_2" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_InvestmentSecuritiesAdditionalTextualAbstract" xlink:label="asrv_InvestmentSecuritiesAdditionalTextualAbstract" xlink:title="asrv_InvestmentSecuritiesAdditionalTextualAbstract" />
    <link:label xlink:type="resource" xlink:label="label_asrv_InvestmentSecuritiesAdditionalTextualAbstract" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_InvestmentSecuritiesAdditionalTextualAbstract" xml:lang="en-US" id="label_asrv_InvestmentSecuritiesAdditionalTextualAbstract">Investment securities.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_InvestmentSecuritiesAdditionalTextualAbstract" xlink:to="label_asrv_InvestmentSecuritiesAdditionalTextualAbstract" xlink:title="Label : asrv_InvestmentSecuritiesAdditionalTextualAbstract to label_asrv_InvestmentSecuritiesAdditionalTextualAbstract" />
    <link:label xlink:type="resource" xlink:label="label_asrv_InvestmentSecuritiesAdditionalTextualAbstract_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_InvestmentSecuritiesAdditionalTextualAbstract_1" xml:lang="en-US" id="label_asrv_InvestmentSecuritiesAdditionalTextualAbstract_1">Investment Securities (Additional Textual) [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_InvestmentSecuritiesAdditionalTextualAbstract" xlink:to="label_asrv_InvestmentSecuritiesAdditionalTextualAbstract_1" xlink:title="Label : asrv_InvestmentSecuritiesAdditionalTextualAbstract to label_asrv_InvestmentSecuritiesAdditionalTextualAbstract_1" />
    <link:label xlink:type="resource" xlink:label="label_asrv_InvestmentSecuritiesAdditionalTextualAbstract_2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_asrv_InvestmentSecuritiesAdditionalTextualAbstract_2" xml:lang="en-US" id="label_asrv_InvestmentSecuritiesAdditionalTextualAbstract_2">Investment Securities:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_InvestmentSecuritiesAdditionalTextualAbstract" xlink:to="label_asrv_InvestmentSecuritiesAdditionalTextualAbstract_2" xlink:title="Label : asrv_InvestmentSecuritiesAdditionalTextualAbstract to label_asrv_InvestmentSecuritiesAdditionalTextualAbstract_2" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_InvestmentSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInAOCI" xlink:label="asrv_InvestmentSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInAOCI" xlink:title="asrv_InvestmentSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInAOCI" />
    <link:label xlink:type="resource" xlink:label="label_asrv_InvestmentSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInAOCI" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_InvestmentSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInAOCI" xml:lang="en-US" id="label_asrv_InvestmentSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInAOCI">Amount of accumulated pre-tax unrealized loss on securities that have been in a loss position for twelve months or longer recognized in Accumulated Other Comprehensive Income (AOCI).</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_InvestmentSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInAOCI" xlink:to="label_asrv_InvestmentSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInAOCI" xlink:title="Label : asrv_InvestmentSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInAOCI to label_asrv_InvestmentSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInAOCI" />
    <link:label xlink:type="resource" xlink:label="label_asrv_InvestmentSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInAOCI_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_InvestmentSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInAOCI_1" xml:lang="en-US" id="label_asrv_InvestmentSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInAOCI_1">Investment Securities Continuous Unrealized Loss Position 12Months Or Longer Aggregate Losses Accumulated In AOCI</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_InvestmentSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInAOCI" xlink:to="label_asrv_InvestmentSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInAOCI_1" xlink:title="Label : asrv_InvestmentSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInAOCI to label_asrv_InvestmentSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInAOCI_1" />
    <link:label xlink:type="resource" xlink:label="label_asrv_InvestmentSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInAOCI_2" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_asrv_InvestmentSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInAOCI_2" xml:lang="en-US" id="label_asrv_InvestmentSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInAOCI_2">12 months or longer, Unrealized Losses</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_InvestmentSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInAOCI" xlink:to="label_asrv_InvestmentSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInAOCI_2" xlink:title="Label : asrv_InvestmentSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInAOCI to label_asrv_InvestmentSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInAOCI_2" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_InvestmentSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInAOCI" xlink:label="asrv_InvestmentSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInAOCI" xlink:title="asrv_InvestmentSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInAOCI" />
    <link:label xlink:type="resource" xlink:label="label_asrv_InvestmentSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInAOCI" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_InvestmentSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInAOCI" xml:lang="en-US" id="label_asrv_InvestmentSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInAOCI">Amount of accumulated pre-tax unrealized loss on securities recognized in Accumulated Other Comprehensive Income (AOCI).</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_InvestmentSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInAOCI" xlink:to="label_asrv_InvestmentSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInAOCI" xlink:title="Label : asrv_InvestmentSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInAOCI to label_asrv_InvestmentSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInAOCI" />
    <link:label xlink:type="resource" xlink:label="label_asrv_InvestmentSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInAOCI_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_InvestmentSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInAOCI_1" xml:lang="en-US" id="label_asrv_InvestmentSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInAOCI_1">Investment Securities Continuous Unrealized Loss Position Aggregate Losses Accumulated In AOCI</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_InvestmentSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInAOCI" xlink:to="label_asrv_InvestmentSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInAOCI_1" xlink:title="Label : asrv_InvestmentSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInAOCI to label_asrv_InvestmentSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInAOCI_1" />
    <link:label xlink:type="resource" xlink:label="label_asrv_InvestmentSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInAOCI_2" xlink:role="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:title="label_asrv_InvestmentSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInAOCI_2" xml:lang="en-US" id="label_asrv_InvestmentSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInAOCI_2">Total, Unrealized Losses</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_InvestmentSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInAOCI" xlink:to="label_asrv_InvestmentSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInAOCI_2" xlink:title="Label : asrv_InvestmentSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInAOCI to label_asrv_InvestmentSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInAOCI_2" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_InvestmentSecuritiesContinuousUnrealizedLossPositionFairValue" xlink:label="asrv_InvestmentSecuritiesContinuousUnrealizedLossPositionFairValue" xlink:title="asrv_InvestmentSecuritiesContinuousUnrealizedLossPositionFairValue" />
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    <link:label xlink:type="resource" xlink:label="label_asrv_LoansPastDueAsToMaturity_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_asrv_LoansPastDueAsToMaturity_2" xml:lang="en-US" id="label_asrv_LoansPastDueAsToMaturity_2">Loans past due as to maturity, days</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_LoansPastDueAsToMaturity" xlink:to="label_asrv_LoansPastDueAsToMaturity_2" xlink:title="Label : asrv_LoansPastDueAsToMaturity to label_asrv_LoansPastDueAsToMaturity_2" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_LossOnSaleOfSecurities" xlink:label="asrv_LossOnSaleOfSecurities" xlink:title="asrv_LossOnSaleOfSecurities" />
    <link:label xlink:type="resource" xlink:label="label_asrv_LossOnSaleOfSecurities" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_LossOnSaleOfSecurities" xml:lang="en-US" id="label_asrv_LossOnSaleOfSecurities">The loss realized from the sale, exchange, redemption, or retirement of securities, not separately or otherwise categorized as trading, available-for-sale, or held-to-maturity.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_LossOnSaleOfSecurities" xlink:to="label_asrv_LossOnSaleOfSecurities" xlink:title="Label : asrv_LossOnSaleOfSecurities to label_asrv_LossOnSaleOfSecurities" />
    <link:label xlink:type="resource" xlink:label="label_asrv_LossOnSaleOfSecurities_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_LossOnSaleOfSecurities_1" xml:lang="en-US" id="label_asrv_LossOnSaleOfSecurities_1">Loss On Sale Of Securities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_LossOnSaleOfSecurities" xlink:to="label_asrv_LossOnSaleOfSecurities_1" xlink:title="Label : asrv_LossOnSaleOfSecurities to label_asrv_LossOnSaleOfSecurities_1" />
    <link:label xlink:type="resource" xlink:label="label_asrv_LossOnSaleOfSecurities_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_asrv_LossOnSaleOfSecurities_2" xml:lang="en-US" id="label_asrv_LossOnSaleOfSecurities_2">Gross investment losses</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_LossOnSaleOfSecurities" xlink:to="label_asrv_LossOnSaleOfSecurities_2" xlink:title="Label : asrv_LossOnSaleOfSecurities to label_asrv_LossOnSaleOfSecurities_2" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_NonperformingAssetIncludingTdrTable" xlink:label="asrv_NonperformingAssetIncludingTdrTable" xlink:title="asrv_NonperformingAssetIncludingTdrTable" />
    <link:label xlink:type="resource" xlink:label="label_asrv_NonperformingAssetIncludingTdrTable" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_NonperformingAssetIncludingTdrTable" xml:lang="en-US" id="label_asrv_NonperformingAssetIncludingTdrTable">Non-Performing Asset Including TBR [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_NonperformingAssetIncludingTdrTable" xlink:to="label_asrv_NonperformingAssetIncludingTdrTable" xlink:title="Label : asrv_NonperformingAssetIncludingTdrTable to label_asrv_NonperformingAssetIncludingTdrTable" />
    <link:label xlink:type="resource" xlink:label="label_asrv_NonperformingAssetIncludingTdrTable_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_NonperformingAssetIncludingTdrTable_1" xml:lang="en-US" id="label_asrv_NonperformingAssetIncludingTdrTable_1">Nonperforming Asset Including Tdr [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_NonperformingAssetIncludingTdrTable" xlink:to="label_asrv_NonperformingAssetIncludingTdrTable_1" xlink:title="Label : asrv_NonperformingAssetIncludingTdrTable to label_asrv_NonperformingAssetIncludingTdrTable_1" />
    <link:label xlink:type="resource" xlink:label="label_asrv_NonperformingAssetIncludingTdrTable_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_asrv_NonperformingAssetIncludingTdrTable_2" xml:lang="en-US" id="label_asrv_NonperformingAssetIncludingTdrTable_2">Nonperforming Asset Including TDR [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_NonperformingAssetIncludingTdrTable" xlink:to="label_asrv_NonperformingAssetIncludingTdrTable_2" xlink:title="Label : asrv_NonperformingAssetIncludingTdrTable to label_asrv_NonperformingAssetIncludingTdrTable_2" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_NonPerformingAssetsDueToLoanInclusionOfRestructuringAbstract" xlink:label="asrv_NonPerformingAssetsDueToLoanInclusionOfRestructuringAbstract" xlink:title="asrv_NonPerformingAssetsDueToLoanInclusionOfRestructuringAbstract" />
    <link:label xlink:type="resource" xlink:label="label_asrv_NonPerformingAssetsDueToLoanInclusionOfRestructuringAbstract" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_NonPerformingAssetsDueToLoanInclusionOfRestructuringAbstract" xml:lang="en-US" id="label_asrv_NonPerformingAssetsDueToLoanInclusionOfRestructuringAbstract">Non performing assets due to loan inclusion of restructuring.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_NonPerformingAssetsDueToLoanInclusionOfRestructuringAbstract" xlink:to="label_asrv_NonPerformingAssetsDueToLoanInclusionOfRestructuringAbstract" xlink:title="Label : asrv_NonPerformingAssetsDueToLoanInclusionOfRestructuringAbstract to label_asrv_NonPerformingAssetsDueToLoanInclusionOfRestructuringAbstract" />
    <link:label xlink:type="resource" xlink:label="label_asrv_NonPerformingAssetsDueToLoanInclusionOfRestructuringAbstract_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_NonPerformingAssetsDueToLoanInclusionOfRestructuringAbstract_1" xml:lang="en-US" id="label_asrv_NonPerformingAssetsDueToLoanInclusionOfRestructuringAbstract_1">Non Performing Assets Due to Loan Inclusion of Restructuring [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_NonPerformingAssetsDueToLoanInclusionOfRestructuringAbstract" xlink:to="label_asrv_NonPerformingAssetsDueToLoanInclusionOfRestructuringAbstract_1" xlink:title="Label : asrv_NonPerformingAssetsDueToLoanInclusionOfRestructuringAbstract to label_asrv_NonPerformingAssetsDueToLoanInclusionOfRestructuringAbstract_1" />
    <link:label xlink:type="resource" xlink:label="label_asrv_NonPerformingAssetsDueToLoanInclusionOfRestructuringAbstract_2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_asrv_NonPerformingAssetsDueToLoanInclusionOfRestructuringAbstract_2" xml:lang="en-US" id="label_asrv_NonPerformingAssetsDueToLoanInclusionOfRestructuringAbstract_2">Non-performing assets including TDR</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_NonPerformingAssetsDueToLoanInclusionOfRestructuringAbstract" xlink:to="label_asrv_NonPerformingAssetsDueToLoanInclusionOfRestructuringAbstract_2" xlink:title="Label : asrv_NonPerformingAssetsDueToLoanInclusionOfRestructuringAbstract to label_asrv_NonPerformingAssetsDueToLoanInclusionOfRestructuringAbstract_2" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="dei_EntityCommonStockSharesOutstanding" xlink:title="dei_EntityCommonStockSharesOutstanding" />
    <link:label xlink:type="resource" xlink:label="label_dei_EntityCommonStockSharesOutstanding" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_dei_EntityCommonStockSharesOutstanding" xml:lang="en-US" id="label_dei_EntityCommonStockSharesOutstanding">Entity Common Stock, Shares Outstanding</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityCommonStockSharesOutstanding" xlink:to="label_dei_EntityCommonStockSharesOutstanding" xlink:title="Label : dei_EntityCommonStockSharesOutstanding to label_dei_EntityCommonStockSharesOutstanding" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_NonperformingAssetsIncludingTroubledDebtRestructuringsAbstract" xlink:label="asrv_NonperformingAssetsIncludingTroubledDebtRestructuringsAbstract" xlink:title="asrv_NonperformingAssetsIncludingTroubledDebtRestructuringsAbstract" />
    <link:label xlink:type="resource" xlink:label="label_asrv_NonperformingAssetsIncludingTroubledDebtRestructuringsAbstract" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_NonperformingAssetsIncludingTroubledDebtRestructuringsAbstract" xml:lang="en-US" id="label_asrv_NonperformingAssetsIncludingTroubledDebtRestructuringsAbstract">Non performing assets including trouble debt restructurings.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_NonperformingAssetsIncludingTroubledDebtRestructuringsAbstract" xlink:to="label_asrv_NonperformingAssetsIncludingTroubledDebtRestructuringsAbstract" xlink:title="Label : asrv_NonperformingAssetsIncludingTroubledDebtRestructuringsAbstract to label_asrv_NonperformingAssetsIncludingTroubledDebtRestructuringsAbstract" />
    <link:label xlink:type="resource" xlink:label="label_asrv_NonperformingAssetsIncludingTroubledDebtRestructuringsAbstract_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_NonperformingAssetsIncludingTroubledDebtRestructuringsAbstract_1" xml:lang="en-US" id="label_asrv_NonperformingAssetsIncludingTroubledDebtRestructuringsAbstract_1">Nonperforming Assets Including Troubled Debt Restructurings [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_NonperformingAssetsIncludingTroubledDebtRestructuringsAbstract" xlink:to="label_asrv_NonperformingAssetsIncludingTroubledDebtRestructuringsAbstract_1" xlink:title="Label : asrv_NonperformingAssetsIncludingTroubledDebtRestructuringsAbstract to label_asrv_NonperformingAssetsIncludingTroubledDebtRestructuringsAbstract_1" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_NonperformingAssetsIncludingTroubleDebtRestructuringsLineItems" xlink:label="asrv_NonperformingAssetsIncludingTroubleDebtRestructuringsLineItems" xlink:title="asrv_NonperformingAssetsIncludingTroubleDebtRestructuringsLineItems" />
    <link:label xlink:type="resource" xlink:label="label_asrv_NonperformingAssetsIncludingTroubleDebtRestructuringsLineItems" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_NonperformingAssetsIncludingTroubleDebtRestructuringsLineItems" xml:lang="en-US" id="label_asrv_NonperformingAssetsIncludingTroubleDebtRestructuringsLineItems">Non-performing assets including trouble debt restructurings.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_NonperformingAssetsIncludingTroubleDebtRestructuringsLineItems" xlink:to="label_asrv_NonperformingAssetsIncludingTroubleDebtRestructuringsLineItems" xlink:title="Label : asrv_NonperformingAssetsIncludingTroubleDebtRestructuringsLineItems to label_asrv_NonperformingAssetsIncludingTroubleDebtRestructuringsLineItems" />
    <link:label xlink:type="resource" xlink:label="label_asrv_NonperformingAssetsIncludingTroubleDebtRestructuringsLineItems_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_NonperformingAssetsIncludingTroubleDebtRestructuringsLineItems_1" xml:lang="en-US" id="label_asrv_NonperformingAssetsIncludingTroubleDebtRestructuringsLineItems_1">Nonperforming Assets Including Trouble Debt Restructurings [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_NonperformingAssetsIncludingTroubleDebtRestructuringsLineItems" xlink:to="label_asrv_NonperformingAssetsIncludingTroubleDebtRestructuringsLineItems_1" xlink:title="Label : asrv_NonperformingAssetsIncludingTroubleDebtRestructuringsLineItems to label_asrv_NonperformingAssetsIncludingTroubleDebtRestructuringsLineItems_1" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_NumeratorAbstract" xlink:label="asrv_NumeratorAbstract" xlink:title="asrv_NumeratorAbstract" />
    <link:label xlink:type="resource" xlink:label="label_asrv_NumeratorAbstract" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_NumeratorAbstract" xml:lang="en-US" id="label_asrv_NumeratorAbstract">Numerator.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_NumeratorAbstract" xlink:to="label_asrv_NumeratorAbstract" xlink:title="Label : asrv_NumeratorAbstract to label_asrv_NumeratorAbstract" />
    <link:label xlink:type="resource" xlink:label="label_asrv_NumeratorAbstract_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_NumeratorAbstract_1" xml:lang="en-US" id="label_asrv_NumeratorAbstract_1">Numerator [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_NumeratorAbstract" xlink:to="label_asrv_NumeratorAbstract_1" xlink:title="Label : asrv_NumeratorAbstract to label_asrv_NumeratorAbstract_1" />
    <link:label xlink:type="resource" xlink:label="label_asrv_NumeratorAbstract_2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_asrv_NumeratorAbstract_2" xml:lang="en-US" id="label_asrv_NumeratorAbstract_2">Numerator:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_NumeratorAbstract" xlink:to="label_asrv_NumeratorAbstract_2" xlink:title="Label : asrv_NumeratorAbstract to label_asrv_NumeratorAbstract_2" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_OptionsAndWarrantsMember" xlink:label="asrv_OptionsAndWarrantsMember" xlink:title="asrv_OptionsAndWarrantsMember" />
    <link:label xlink:type="resource" xlink:label="label_asrv_OptionsAndWarrantsMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_OptionsAndWarrantsMember" xml:lang="en-US" id="label_asrv_OptionsAndWarrantsMember">Options and warrants.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_OptionsAndWarrantsMember" xlink:to="label_asrv_OptionsAndWarrantsMember" xlink:title="Label : asrv_OptionsAndWarrantsMember to label_asrv_OptionsAndWarrantsMember" />
    <link:label xlink:type="resource" xlink:label="label_asrv_OptionsAndWarrantsMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_OptionsAndWarrantsMember_1" xml:lang="en-US" id="label_asrv_OptionsAndWarrantsMember_1">Options And Warrants [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_OptionsAndWarrantsMember" xlink:to="label_asrv_OptionsAndWarrantsMember_1" xlink:title="Label : asrv_OptionsAndWarrantsMember to label_asrv_OptionsAndWarrantsMember_1" />
    <link:label xlink:type="resource" xlink:label="label_asrv_OptionsAndWarrantsMember_2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_asrv_OptionsAndWarrantsMember_2" xml:lang="en-US" id="label_asrv_OptionsAndWarrantsMember_2">Options and Warrants [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_OptionsAndWarrantsMember" xlink:to="label_asrv_OptionsAndWarrantsMember_2" xlink:title="Label : asrv_OptionsAndWarrantsMember to label_asrv_OptionsAndWarrantsMember_2" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_OtherBankOwnedLifeInsuranceIncome" xlink:label="asrv_OtherBankOwnedLifeInsuranceIncome" xlink:title="asrv_OtherBankOwnedLifeInsuranceIncome" />
    <link:label xlink:type="resource" xlink:label="label_asrv_OtherBankOwnedLifeInsuranceIncome" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_OtherBankOwnedLifeInsuranceIncome" xml:lang="en-US" id="label_asrv_OtherBankOwnedLifeInsuranceIncome">Life insurance income not elsewhere specified in the taxonomy earned during the period.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_OtherBankOwnedLifeInsuranceIncome" xlink:to="label_asrv_OtherBankOwnedLifeInsuranceIncome" xlink:title="Label : asrv_OtherBankOwnedLifeInsuranceIncome to label_asrv_OtherBankOwnedLifeInsuranceIncome" />
    <link:label xlink:type="resource" xlink:label="label_asrv_OtherBankOwnedLifeInsuranceIncome_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_OtherBankOwnedLifeInsuranceIncome_1" xml:lang="en-US" id="label_asrv_OtherBankOwnedLifeInsuranceIncome_1">Other Bank Owned Life Insurance Income</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_OtherBankOwnedLifeInsuranceIncome" xlink:to="label_asrv_OtherBankOwnedLifeInsuranceIncome_1" xlink:title="Label : asrv_OtherBankOwnedLifeInsuranceIncome to label_asrv_OtherBankOwnedLifeInsuranceIncome_1" />
    <link:label xlink:type="resource" xlink:label="label_asrv_OtherBankOwnedLifeInsuranceIncome_2" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_asrv_OtherBankOwnedLifeInsuranceIncome_2" xml:lang="en-US" id="label_asrv_OtherBankOwnedLifeInsuranceIncome_2">Earnings on bank owned life insurance</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_OtherBankOwnedLifeInsuranceIncome" xlink:to="label_asrv_OtherBankOwnedLifeInsuranceIncome_2" xlink:title="Label : asrv_OtherBankOwnedLifeInsuranceIncome to label_asrv_OtherBankOwnedLifeInsuranceIncome_2" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_ParticipantsVestedInterestAccruedBenefitServicePeriod" xlink:label="asrv_ParticipantsVestedInterestAccruedBenefitServicePeriod" xlink:title="asrv_ParticipantsVestedInterestAccruedBenefitServicePeriod" />
    <link:label xlink:type="resource" xlink:label="label_asrv_ParticipantsVestedInterestAccruedBenefitServicePeriod" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_ParticipantsVestedInterestAccruedBenefitServicePeriod" xml:lang="en-US" id="label_asrv_ParticipantsVestedInterestAccruedBenefitServicePeriod">Participants vested interest accrued benefit, service period.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_ParticipantsVestedInterestAccruedBenefitServicePeriod" xlink:to="label_asrv_ParticipantsVestedInterestAccruedBenefitServicePeriod" xlink:title="Label : asrv_ParticipantsVestedInterestAccruedBenefitServicePeriod to label_asrv_ParticipantsVestedInterestAccruedBenefitServicePeriod" />
    <link:label xlink:type="resource" xlink:label="label_asrv_ParticipantsVestedInterestAccruedBenefitServicePeriod_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_ParticipantsVestedInterestAccruedBenefitServicePeriod_1" xml:lang="en-US" id="label_asrv_ParticipantsVestedInterestAccruedBenefitServicePeriod_1">Participants Vested Interest Accrued Benefit, Service Period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_ParticipantsVestedInterestAccruedBenefitServicePeriod" xlink:to="label_asrv_ParticipantsVestedInterestAccruedBenefitServicePeriod_1" xlink:title="Label : asrv_ParticipantsVestedInterestAccruedBenefitServicePeriod to label_asrv_ParticipantsVestedInterestAccruedBenefitServicePeriod_1" />
    <link:label xlink:type="resource" xlink:label="label_asrv_ParticipantsVestedInterestAccruedBenefitServicePeriod_2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_asrv_ParticipantsVestedInterestAccruedBenefitServicePeriod_2" xml:lang="en-US" id="label_asrv_ParticipantsVestedInterestAccruedBenefitServicePeriod_2">Participants vested interest accrued benefit, service period, years</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_ParticipantsVestedInterestAccruedBenefitServicePeriod" xlink:to="label_asrv_ParticipantsVestedInterestAccruedBenefitServicePeriod_2" xlink:title="Label : asrv_ParticipantsVestedInterestAccruedBenefitServicePeriod to label_asrv_ParticipantsVestedInterestAccruedBenefitServicePeriod_2" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_PensionBenefitsLineItems" xlink:label="asrv_PensionBenefitsLineItems" xlink:title="asrv_PensionBenefitsLineItems" />
    <link:label xlink:type="resource" xlink:label="label_asrv_PensionBenefitsLineItems" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_PensionBenefitsLineItems" xml:lang="en-US" id="label_asrv_PensionBenefitsLineItems">Pension benefits.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_PensionBenefitsLineItems" xlink:to="label_asrv_PensionBenefitsLineItems" xlink:title="Label : asrv_PensionBenefitsLineItems to label_asrv_PensionBenefitsLineItems" />
    <link:label xlink:type="resource" xlink:label="label_asrv_PensionBenefitsLineItems_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_PensionBenefitsLineItems_1" xml:lang="en-US" id="label_asrv_PensionBenefitsLineItems_1">Pension Benefits [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_PensionBenefitsLineItems" xlink:to="label_asrv_PensionBenefitsLineItems_1" xlink:title="Label : asrv_PensionBenefitsLineItems to label_asrv_PensionBenefitsLineItems_1" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_PercentageOfInvestmentSecuritiesPortfolioRated" xlink:label="asrv_PercentageOfInvestmentSecuritiesPortfolioRated" xlink:title="asrv_PercentageOfInvestmentSecuritiesPortfolioRated" />
    <link:label xlink:type="resource" xlink:label="label_asrv_PercentageOfInvestmentSecuritiesPortfolioRated" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_PercentageOfInvestmentSecuritiesPortfolioRated" xml:lang="en-US" id="label_asrv_PercentageOfInvestmentSecuritiesPortfolioRated">Percentage of investment securities portfolio rated.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_PercentageOfInvestmentSecuritiesPortfolioRated" xlink:to="label_asrv_PercentageOfInvestmentSecuritiesPortfolioRated" xlink:title="Label : asrv_PercentageOfInvestmentSecuritiesPortfolioRated to label_asrv_PercentageOfInvestmentSecuritiesPortfolioRated" />
    <link:label xlink:type="resource" xlink:label="label_asrv_PercentageOfInvestmentSecuritiesPortfolioRated_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_PercentageOfInvestmentSecuritiesPortfolioRated_1" xml:lang="en-US" id="label_asrv_PercentageOfInvestmentSecuritiesPortfolioRated_1">Percentage of Investment Securities Portfolio Rated</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_PercentageOfInvestmentSecuritiesPortfolioRated" xlink:to="label_asrv_PercentageOfInvestmentSecuritiesPortfolioRated_1" xlink:title="Label : asrv_PercentageOfInvestmentSecuritiesPortfolioRated to label_asrv_PercentageOfInvestmentSecuritiesPortfolioRated_1" />
    <link:label xlink:type="resource" xlink:label="label_asrv_PercentageOfInvestmentSecuritiesPortfolioRated_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_asrv_PercentageOfInvestmentSecuritiesPortfolioRated_2" xml:lang="en-US" id="label_asrv_PercentageOfInvestmentSecuritiesPortfolioRated_2">Portfolio rated</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_PercentageOfInvestmentSecuritiesPortfolioRated" xlink:to="label_asrv_PercentageOfInvestmentSecuritiesPortfolioRated_2" xlink:title="Label : asrv_PercentageOfInvestmentSecuritiesPortfolioRated to label_asrv_PercentageOfInvestmentSecuritiesPortfolioRated_2" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_PercentageOfLendingIncentiveFeePayable" xlink:label="asrv_PercentageOfLendingIncentiveFeePayable" xlink:title="asrv_PercentageOfLendingIncentiveFeePayable" />
    <link:label xlink:type="resource" xlink:label="label_asrv_PercentageOfLendingIncentiveFeePayable" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_PercentageOfLendingIncentiveFeePayable" xml:lang="en-US" id="label_asrv_PercentageOfLendingIncentiveFeePayable">Percentage of lending incentive fee payable.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_PercentageOfLendingIncentiveFeePayable" xlink:to="label_asrv_PercentageOfLendingIncentiveFeePayable" xlink:title="Label : asrv_PercentageOfLendingIncentiveFeePayable to label_asrv_PercentageOfLendingIncentiveFeePayable" />
    <link:label xlink:type="resource" xlink:label="label_asrv_PercentageOfLendingIncentiveFeePayable_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_PercentageOfLendingIncentiveFeePayable_1" xml:lang="en-US" id="label_asrv_PercentageOfLendingIncentiveFeePayable_1">Percentage of Lending Incentive Fee Payable</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_PercentageOfLendingIncentiveFeePayable" xlink:to="label_asrv_PercentageOfLendingIncentiveFeePayable_1" xlink:title="Label : asrv_PercentageOfLendingIncentiveFeePayable to label_asrv_PercentageOfLendingIncentiveFeePayable_1" />
    <link:label xlink:type="resource" xlink:label="label_asrv_PercentageOfLendingIncentiveFeePayable_2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_asrv_PercentageOfLendingIncentiveFeePayable_2" xml:lang="en-US" id="label_asrv_PercentageOfLendingIncentiveFeePayable_2">Percentage of lending incentive fee payable</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_PercentageOfLendingIncentiveFeePayable" xlink:to="label_asrv_PercentageOfLendingIncentiveFeePayable_2" xlink:title="Label : asrv_PercentageOfLendingIncentiveFeePayable to label_asrv_PercentageOfLendingIncentiveFeePayable_2" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_PerCommonShareDataAbstract" xlink:label="asrv_PerCommonShareDataAbstract" xlink:title="asrv_PerCommonShareDataAbstract" />
    <link:label xlink:type="resource" xlink:label="label_asrv_PerCommonShareDataAbstract" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_PerCommonShareDataAbstract" xml:lang="en-US" id="label_asrv_PerCommonShareDataAbstract">Per common share data.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_PerCommonShareDataAbstract" xlink:to="label_asrv_PerCommonShareDataAbstract" xlink:title="Label : asrv_PerCommonShareDataAbstract to label_asrv_PerCommonShareDataAbstract" />
    <link:label xlink:type="resource" xlink:label="label_asrv_PerCommonShareDataAbstract_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_PerCommonShareDataAbstract_1" xml:lang="en-US" id="label_asrv_PerCommonShareDataAbstract_1">Per Common Share Data [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_PerCommonShareDataAbstract" xlink:to="label_asrv_PerCommonShareDataAbstract_1" xlink:title="Label : asrv_PerCommonShareDataAbstract to label_asrv_PerCommonShareDataAbstract_1" />
    <link:label xlink:type="resource" xlink:label="label_asrv_PerCommonShareDataAbstract_2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_asrv_PerCommonShareDataAbstract_2" xml:lang="en-US" id="label_asrv_PerCommonShareDataAbstract_2">PER COMMON SHARE DATA:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_PerCommonShareDataAbstract" xlink:to="label_asrv_PerCommonShareDataAbstract_2" xlink:title="Label : asrv_PerCommonShareDataAbstract to label_asrv_PerCommonShareDataAbstract_2" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_PreferredStockLineItems" xlink:label="asrv_PreferredStockLineItems" xlink:title="asrv_PreferredStockLineItems" />
    <link:label xlink:type="resource" xlink:label="label_asrv_PreferredStockLineItems" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_PreferredStockLineItems" xml:lang="en-US" id="label_asrv_PreferredStockLineItems">Preferred stock.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_PreferredStockLineItems" xlink:to="label_asrv_PreferredStockLineItems" xlink:title="Label : asrv_PreferredStockLineItems to label_asrv_PreferredStockLineItems" />
    <link:label xlink:type="resource" xlink:label="label_asrv_PreferredStockLineItems_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_PreferredStockLineItems_1" xml:lang="en-US" id="label_asrv_PreferredStockLineItems_1">Preferred Stock [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_PreferredStockLineItems" xlink:to="label_asrv_PreferredStockLineItems_1" xlink:title="Label : asrv_PreferredStockLineItems to label_asrv_PreferredStockLineItems_1" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_PreferredStockTable" xlink:label="asrv_PreferredStockTable" xlink:title="asrv_PreferredStockTable" />
    <link:label xlink:type="resource" xlink:label="label_asrv_PreferredStockTable" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_PreferredStockTable" xml:lang="en-US" id="label_asrv_PreferredStockTable">Preferred stock table.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_PreferredStockTable" xlink:to="label_asrv_PreferredStockTable" xlink:title="Label : asrv_PreferredStockTable to label_asrv_PreferredStockTable" />
    <link:label xlink:type="resource" xlink:label="label_asrv_PreferredStockTable_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_PreferredStockTable_1" xml:lang="en-US" id="label_asrv_PreferredStockTable_1">Preferred Stock [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_PreferredStockTable" xlink:to="label_asrv_PreferredStockTable_1" xlink:title="Label : asrv_PreferredStockTable to label_asrv_PreferredStockTable_1" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_PrinciplesOfConsolidationAbstract" xlink:label="asrv_PrinciplesOfConsolidationAbstract" xlink:title="asrv_PrinciplesOfConsolidationAbstract" />
    <link:label xlink:type="resource" xlink:label="label_asrv_PrinciplesOfConsolidationAbstract" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_PrinciplesOfConsolidationAbstract" xml:lang="en-US" id="label_asrv_PrinciplesOfConsolidationAbstract">Principles of consolidation.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_PrinciplesOfConsolidationAbstract" xlink:to="label_asrv_PrinciplesOfConsolidationAbstract" xlink:title="Label : asrv_PrinciplesOfConsolidationAbstract to label_asrv_PrinciplesOfConsolidationAbstract" />
    <link:label xlink:type="resource" xlink:label="label_asrv_PrinciplesOfConsolidationAbstract_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_PrinciplesOfConsolidationAbstract_1" xml:lang="en-US" id="label_asrv_PrinciplesOfConsolidationAbstract_1">Principles of Consolidation [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_PrinciplesOfConsolidationAbstract" xlink:to="label_asrv_PrinciplesOfConsolidationAbstract_1" xlink:title="Label : asrv_PrinciplesOfConsolidationAbstract to label_asrv_PrinciplesOfConsolidationAbstract_1" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_RecordedInvestmentOfDefaults" xlink:label="asrv_RecordedInvestmentOfDefaults" xlink:title="asrv_RecordedInvestmentOfDefaults" />
    <link:label xlink:type="resource" xlink:label="label_asrv_RecordedInvestmentOfDefaults" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_RecordedInvestmentOfDefaults" xml:lang="en-US" id="label_asrv_RecordedInvestmentOfDefaults">Recorded investment of defaults.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_RecordedInvestmentOfDefaults" xlink:to="label_asrv_RecordedInvestmentOfDefaults" xlink:title="Label : asrv_RecordedInvestmentOfDefaults to label_asrv_RecordedInvestmentOfDefaults" />
    <link:label xlink:type="resource" xlink:label="label_asrv_RecordedInvestmentOfDefaults_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_RecordedInvestmentOfDefaults_1" xml:lang="en-US" id="label_asrv_RecordedInvestmentOfDefaults_1">Recorded Investment of Defaults</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_RecordedInvestmentOfDefaults" xlink:to="label_asrv_RecordedInvestmentOfDefaults_1" xlink:title="Label : asrv_RecordedInvestmentOfDefaults to label_asrv_RecordedInvestmentOfDefaults_1" />
    <link:label xlink:type="resource" xlink:label="label_asrv_RecordedInvestmentOfDefaults_2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_asrv_RecordedInvestmentOfDefaults_2" xml:lang="en-US" id="label_asrv_RecordedInvestmentOfDefaults_2">Recorded investment of defaults</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_RecordedInvestmentOfDefaults" xlink:to="label_asrv_RecordedInvestmentOfDefaults_2" xlink:title="Label : asrv_RecordedInvestmentOfDefaults to label_asrv_RecordedInvestmentOfDefaults_2" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_Redemption" xlink:label="asrv_Redemption" xlink:title="asrv_Redemption" />
    <link:label xlink:type="resource" xlink:label="label_asrv_Redemption" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_Redemption" xml:lang="en-US" id="label_asrv_Redemption">Redemption.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_Redemption" xlink:to="label_asrv_Redemption" xlink:title="Label : asrv_Redemption to label_asrv_Redemption" />
    <link:label xlink:type="resource" xlink:label="label_asrv_Redemption_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_Redemption_1" xml:lang="en-US" id="label_asrv_Redemption_1">Redemption</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_Redemption" xlink:to="label_asrv_Redemption_1" xlink:title="Label : asrv_Redemption to label_asrv_Redemption_1" />
    <link:label xlink:type="resource" xlink:label="label_asrv_Redemption_2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_asrv_Redemption_2" xml:lang="en-US" id="label_asrv_Redemption_2">Redemption</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_Redemption" xlink:to="label_asrv_Redemption_2" xlink:title="Label : asrv_Redemption to label_asrv_Redemption_2" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_RegulatoryCapitalTable" xlink:label="asrv_RegulatoryCapitalTable" xlink:title="asrv_RegulatoryCapitalTable" />
    <link:label xlink:type="resource" xlink:label="label_asrv_RegulatoryCapitalTable" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_RegulatoryCapitalTable" xml:lang="en-US" id="label_asrv_RegulatoryCapitalTable">Regulatory capital table.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_RegulatoryCapitalTable" xlink:to="label_asrv_RegulatoryCapitalTable" xlink:title="Label : asrv_RegulatoryCapitalTable to label_asrv_RegulatoryCapitalTable" />
    <link:label xlink:type="resource" xlink:label="label_asrv_RegulatoryCapitalTable_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_RegulatoryCapitalTable_1" xml:lang="en-US" id="label_asrv_RegulatoryCapitalTable_1">Regulatory Capital [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_RegulatoryCapitalTable" xlink:to="label_asrv_RegulatoryCapitalTable_1" xlink:title="Label : asrv_RegulatoryCapitalTable to label_asrv_RegulatoryCapitalTable_1" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_RepurchaseOfPreferredStock" xlink:label="asrv_RepurchaseOfPreferredStock" xlink:title="asrv_RepurchaseOfPreferredStock" />
    <link:label xlink:type="resource" xlink:label="label_asrv_RepurchaseOfPreferredStock" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_RepurchaseOfPreferredStock" xml:lang="en-US" id="label_asrv_RepurchaseOfPreferredStock">Repurchase of preferred stock.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_RepurchaseOfPreferredStock" xlink:to="label_asrv_RepurchaseOfPreferredStock" xlink:title="Label : asrv_RepurchaseOfPreferredStock to label_asrv_RepurchaseOfPreferredStock" />
    <link:label xlink:type="resource" xlink:label="label_asrv_RepurchaseOfPreferredStock_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_RepurchaseOfPreferredStock_1" xml:lang="en-US" id="label_asrv_RepurchaseOfPreferredStock_1">Repurchase of Preferred Stock</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_RepurchaseOfPreferredStock" xlink:to="label_asrv_RepurchaseOfPreferredStock_1" xlink:title="Label : asrv_RepurchaseOfPreferredStock to label_asrv_RepurchaseOfPreferredStock_1" />
    <link:label xlink:type="resource" xlink:label="label_asrv_RepurchaseOfPreferredStock_2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_asrv_RepurchaseOfPreferredStock_2" xml:lang="en-US" id="label_asrv_RepurchaseOfPreferredStock_2">Repurchase of preferred stock, shares outstanding</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_RepurchaseOfPreferredStock" xlink:to="label_asrv_RepurchaseOfPreferredStock_2" xlink:title="Label : asrv_RepurchaseOfPreferredStock to label_asrv_RepurchaseOfPreferredStock_2" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_DocumentFiscalYearFocus" xlink:label="dei_DocumentFiscalYearFocus" xlink:title="dei_DocumentFiscalYearFocus" />
    <link:label xlink:type="resource" xlink:label="label_dei_DocumentFiscalYearFocus" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_dei_DocumentFiscalYearFocus" xml:lang="en-US" id="label_dei_DocumentFiscalYearFocus">Document Fiscal Year Focus</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentFiscalYearFocus" xlink:to="label_dei_DocumentFiscalYearFocus" xlink:title="Label : dei_DocumentFiscalYearFocus to label_dei_DocumentFiscalYearFocus" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_RetailBankingMember" xlink:label="asrv_RetailBankingMember" xlink:title="asrv_RetailBankingMember" />
    <link:label xlink:type="resource" xlink:label="label_asrv_RetailBankingMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_RetailBankingMember" xml:lang="en-US" id="label_asrv_RetailBankingMember">Retail banking.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_RetailBankingMember" xlink:to="label_asrv_RetailBankingMember" xlink:title="Label : asrv_RetailBankingMember to label_asrv_RetailBankingMember" />
    <link:label xlink:type="resource" xlink:label="label_asrv_RetailBankingMember_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_RetailBankingMember_1" xml:lang="en-US" id="label_asrv_RetailBankingMember_1">Retail Banking [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_RetailBankingMember" xlink:to="label_asrv_RetailBankingMember_1" xlink:title="Label : asrv_RetailBankingMember to label_asrv_RetailBankingMember_1" />
    <link:label xlink:type="resource" xlink:label="label_asrv_RetailBankingMember_2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_asrv_RetailBankingMember_2" xml:lang="en-US" id="label_asrv_RetailBankingMember_2">Retail Banking [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_RetailBankingMember" xlink:to="label_asrv_RetailBankingMember_2" xlink:title="Label : asrv_RetailBankingMember to label_asrv_RetailBankingMember_2" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="dei_DocumentFiscalPeriodFocus" xlink:title="dei_DocumentFiscalPeriodFocus" />
    <link:label xlink:type="resource" xlink:label="label_dei_DocumentFiscalPeriodFocus" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_dei_DocumentFiscalPeriodFocus" xml:lang="en-US" id="label_dei_DocumentFiscalPeriodFocus">Document Fiscal Period Focus</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentFiscalPeriodFocus" xlink:to="label_dei_DocumentFiscalPeriodFocus" xlink:title="Label : dei_DocumentFiscalPeriodFocus to label_dei_DocumentFiscalPeriodFocus" />
    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_ScheduleOfAverageRecordedInvestmentInImpairedLoansAndRelatedInterestIncomeRecognizedTableTextBlock" xlink:label="asrv_ScheduleOfAverageRecordedInvestmentInImpairedLoansAndRelatedInterestIncomeRecognizedTableTextBlock" xlink:title="asrv_ScheduleOfAverageRecordedInvestmentInImpairedLoansAndRelatedInterestIncomeRecognizedTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_asrv_ScheduleOfAverageRecordedInvestmentInImpairedLoansAndRelatedInterestIncomeRecognizedTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_ScheduleOfAverageRecordedInvestmentInImpairedLoansAndRelatedInterestIncomeRecognizedTableTextBlock" xml:lang="en-US" id="label_asrv_ScheduleOfAverageRecordedInvestmentInImpairedLoansAndRelatedInterestIncomeRecognizedTableTextBlock">Schedule of average recorded investment in impaired loans and related interest income recognized.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_ScheduleOfAverageRecordedInvestmentInImpairedLoansAndRelatedInterestIncomeRecognizedTableTextBlock" xlink:to="label_asrv_ScheduleOfAverageRecordedInvestmentInImpairedLoansAndRelatedInterestIncomeRecognizedTableTextBlock" xlink:title="Label : asrv_ScheduleOfAverageRecordedInvestmentInImpairedLoansAndRelatedInterestIncomeRecognizedTableTextBlock to label_asrv_ScheduleOfAverageRecordedInvestmentInImpairedLoansAndRelatedInterestIncomeRecognizedTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_asrv_ScheduleOfAverageRecordedInvestmentInImpairedLoansAndRelatedInterestIncomeRecognizedTableTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_ScheduleOfAverageRecordedInvestmentInImpairedLoansAndRelatedInterestIncomeRecognizedTableTextBlock_1" xml:lang="en-US" id="label_asrv_ScheduleOfAverageRecordedInvestmentInImpairedLoansAndRelatedInterestIncomeRecognizedTableTextBlock_1">Schedule of Average Recorded Investment in Impaired Loans and Related Interest Income Recognized [Table Text Block]</link:label>
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    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_ScheduleOfFinancingReceivablePerformingAndNonperformingTableTextBlock" xlink:label="asrv_ScheduleOfFinancingReceivablePerformingAndNonperformingTableTextBlock" xlink:title="asrv_ScheduleOfFinancingReceivablePerformingAndNonperformingTableTextBlock" />
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    <link:label xlink:type="resource" xlink:label="label_asrv_ScheduleOfPrimarySegmentsOfLoanPortfolioTableTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_ScheduleOfPrimarySegmentsOfLoanPortfolioTableTextBlock_1" xml:lang="en-US" id="label_asrv_ScheduleOfPrimarySegmentsOfLoanPortfolioTableTextBlock_1">Schedule of Primary Segments of Loan Portfolio [Table Text Block]</link:label>
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    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_SubPrimeMortgageLoansExposure" xlink:label="asrv_SubPrimeMortgageLoansExposure" xlink:title="asrv_SubPrimeMortgageLoansExposure" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_SubPrimeMortgageLoansExposure" xlink:to="label_asrv_SubPrimeMortgageLoansExposure" xlink:title="Label : asrv_SubPrimeMortgageLoansExposure to label_asrv_SubPrimeMortgageLoansExposure" />
    <link:label xlink:type="resource" xlink:label="label_asrv_SubPrimeMortgageLoansExposure_1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_asrv_SubPrimeMortgageLoansExposure_1" xml:lang="en-US" id="label_asrv_SubPrimeMortgageLoansExposure_1">Sub Prime Mortgage Loans Exposure</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_SubPrimeMortgageLoansExposure" xlink:to="label_asrv_SubPrimeMortgageLoansExposure_1" xlink:title="Label : asrv_SubPrimeMortgageLoansExposure to label_asrv_SubPrimeMortgageLoansExposure_1" />
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    <link:loc xlink:type="locator" xlink:href="asrv-20140930.xsd#asrv_TroubleDebtRestructuringForNonPerformingAssetsGrantedAbstract" xlink:label="asrv_TroubleDebtRestructuringForNonPerformingAssetsGrantedAbstract" xlink:title="asrv_TroubleDebtRestructuringForNonPerformingAssetsGrantedAbstract" />
    <link:label xlink:type="resource" xlink:label="label_asrv_TroubleDebtRestructuringForNonPerformingAssetsGrantedAbstract" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_asrv_TroubleDebtRestructuringForNonPerformingAssetsGrantedAbstract" xml:lang="en-US" id="label_asrv_TroubleDebtRestructuringForNonPerformingAssetsGrantedAbstract">Trouble debt restructuring for non performing assets granted.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="asrv_TroubleDebtRestructuringForNonPerformingAssetsGrantedAbstract" xlink:to="label_asrv_TroubleDebtRestructuringForNonPerformingAssetsGrantedAbstract" xlink:title="Label : asrv_TroubleDebtRestructuringForNonPerformingAssetsGrantedAbstract to label_asrv_TroubleDebtRestructuringForNonPerformingAssetsGrantedAbstract" />
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    <link:label xlink:type="resource" xlink:label="label_dei_DocumentType" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_dei_DocumentType" xml:lang="en-US" id="label_dei_DocumentType">Document Type</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsReceivableAdditionalDisclosuresAbstract" xlink:label="us-gaap_AccountsReceivableAdditionalDisclosuresAbstract" xlink:title="us-gaap_AccountsReceivableAdditionalDisclosuresAbstract" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanAmortizationOfNetTransitionAssetObligation" xlink:to="label_us-gaap_DefinedBenefitPlanAmortizationOfNetTransitionAssetObligation" xlink:title="Label : us-gaap_DefinedBenefitPlanAmortizationOfNetTransitionAssetObligation to label_us-gaap_DefinedBenefitPlanAmortizationOfNetTransitionAssetObligation" />
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    <link:label xlink:type="resource" xlink:label="label_us-gaap_DefinedBenefitPlanFutureAmortizationOfPriorServiceCostCredit" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_DefinedBenefitPlanFutureAmortizationOfPriorServiceCostCredit" xml:lang="en-US" id="label_us-gaap_DefinedBenefitPlanFutureAmortizationOfPriorServiceCostCredit">Defined Benefit Plan, Future Amortization of Prior Service Cost (Credit)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanFutureAmortizationOfPriorServiceCostCredit" xlink:to="label_us-gaap_DefinedBenefitPlanFutureAmortizationOfPriorServiceCostCredit" xlink:title="Label : us-gaap_DefinedBenefitPlanFutureAmortizationOfPriorServiceCostCredit to label_us-gaap_DefinedBenefitPlanFutureAmortizationOfPriorServiceCostCredit" />
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    <link:label xlink:type="resource" xlink:label="label_us-gaap_Deposits_1" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_us-gaap_Deposits_1" xml:lang="en-US" id="label_us-gaap_Deposits_1">Total deposits</link:label>
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    <link:label xlink:type="resource" xlink:label="label_us-gaap_DerivativeAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_DerivativeAssets" xml:lang="en-US" id="label_us-gaap_DerivativeAssets">Derivative Assets</link:label>
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    <link:label xlink:type="resource" xlink:label="label_us-gaap_DerivativeAssets_1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_us-gaap_DerivativeAssets_1" xml:lang="en-US" id="label_us-gaap_DerivativeAssets_1">Fair value of swap asset</link:label>
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    <link:label xlink:type="resource" xlink:label="label_us-gaap_DerivativeLiabilities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_DerivativeLiabilities" xml:lang="en-US" id="label_us-gaap_DerivativeLiabilities">Derivative Liability</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DerivativeLiabilities" xlink:to="label_us-gaap_DerivativeLiabilities" xlink:title="Label : us-gaap_DerivativeLiabilities to label_us-gaap_DerivativeLiabilities" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_DerivativeLiabilities_1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_us-gaap_DerivativeLiabilities_1" xml:lang="en-US" id="label_us-gaap_DerivativeLiabilities_1">Fair value of swap liability</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DerivativeLiabilities" xlink:to="label_us-gaap_DerivativeLiabilities_1" xlink:title="Label : us-gaap_DerivativeLiabilities to label_us-gaap_DerivativeLiabilities_1" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DividendsPreferredStock" xlink:label="us-gaap_DividendsPreferredStock" xlink:title="us-gaap_DividendsPreferredStock" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_DividendsPreferredStock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_DividendsPreferredStock" xml:lang="en-US" id="label_us-gaap_DividendsPreferredStock">Dividends, Preferred Stock</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DividendsPreferredStock" xlink:to="label_us-gaap_DividendsPreferredStock" xlink:title="Label : us-gaap_DividendsPreferredStock to label_us-gaap_DividendsPreferredStock" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_DividendsPreferredStock_1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_us-gaap_DividendsPreferredStock_1" xml:lang="en-US" id="label_us-gaap_DividendsPreferredStock_1">Preferred stock dividends</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DividendsPreferredStock" xlink:to="label_us-gaap_DividendsPreferredStock_1" xlink:title="Label : us-gaap_DividendsPreferredStock to label_us-gaap_DividendsPreferredStock_1" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ExternalCreditRatingStandardPoorsMember" xlink:label="us-gaap_ExternalCreditRatingStandardPoorsMember" xlink:title="us-gaap_ExternalCreditRatingStandardPoorsMember" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_ExternalCreditRatingStandardPoorsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_ExternalCreditRatingStandardPoorsMember" xml:lang="en-US" id="label_us-gaap_ExternalCreditRatingStandardPoorsMember">External Credit Rating, Standard &amp; Poor's [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ExternalCreditRatingStandardPoorsMember" xlink:to="label_us-gaap_ExternalCreditRatingStandardPoorsMember" xlink:title="Label : us-gaap_ExternalCreditRatingStandardPoorsMember to label_us-gaap_ExternalCreditRatingStandardPoorsMember" />
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    <link:label xlink:type="resource" xlink:label="label_us-gaap_EarningsPerShareBasicAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_EarningsPerShareBasicAbstract" xml:lang="en-US" id="label_us-gaap_EarningsPerShareBasicAbstract">Earnings Per Share Basic [Abstract]</link:label>
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EarningsPerShareBasicAbstract" xlink:to="label_us-gaap_EarningsPerShareBasicAbstract_1" xlink:title="Label : us-gaap_EarningsPerShareBasicAbstract to label_us-gaap_EarningsPerShareBasicAbstract_1" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerShareDilutedAbstract" xlink:label="us-gaap_EarningsPerShareDilutedAbstract" xlink:title="us-gaap_EarningsPerShareDilutedAbstract" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EarningsPerShareDilutedAbstract" xlink:to="label_us-gaap_EarningsPerShareDilutedAbstract" xlink:title="Label : us-gaap_EarningsPerShareDilutedAbstract to label_us-gaap_EarningsPerShareDilutedAbstract" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_EarningsPerShareDilutedAbstract_1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_us-gaap_EarningsPerShareDilutedAbstract_1" xml:lang="en-US" id="label_us-gaap_EarningsPerShareDilutedAbstract_1">Diluted:</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerShareBasicAndDilutedAbstract" xlink:label="us-gaap_EarningsPerShareBasicAndDilutedAbstract" xlink:title="us-gaap_EarningsPerShareBasicAndDilutedAbstract" />
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerShareReconciliationAbstract" xlink:label="us-gaap_EarningsPerShareReconciliationAbstract" xlink:title="us-gaap_EarningsPerShareReconciliationAbstract" />
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerShareTextBlock" xlink:label="us-gaap_EarningsPerShareTextBlock" xlink:title="us-gaap_EarningsPerShareTextBlock" />
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    <link:label xlink:type="resource" xlink:label="label_us-gaap_Liabilities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_Liabilities" xml:lang="en-US" id="label_us-gaap_Liabilities">Liabilities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_Liabilities" xlink:to="label_us-gaap_Liabilities" xlink:title="Label : us-gaap_Liabilities to label_us-gaap_Liabilities" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_Liabilities_1" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_us-gaap_Liabilities_1" xml:lang="en-US" id="label_us-gaap_Liabilities_1">TOTAL LIABILITIES</link:label>
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    <link:label xlink:type="resource" xlink:label="label_us-gaap_LoansAndLeasesReceivableCommercial" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_LoansAndLeasesReceivableCommercial" xml:lang="en-US" id="label_us-gaap_LoansAndLeasesReceivableCommercial">Loans and Leases Receivable, Gross, Commercial</link:label>
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    <link:label xlink:type="resource" xlink:label="label_us-gaap_LoansAndLeasesReceivableDeferredIncome_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_us-gaap_LoansAndLeasesReceivableDeferredIncome_1" xml:lang="en-US" id="label_us-gaap_LoansAndLeasesReceivableDeferredIncome_1">Less: Unearned income</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome" xlink:label="us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome" xlink:title="us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome" xlink:to="label_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome" xlink:title="Label : us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome to label_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansHeldForSaleFairValueDisclosure" xlink:to="label_us-gaap_LoansHeldForSaleFairValueDisclosure" xlink:title="Label : us-gaap_LoansHeldForSaleFairValueDisclosure to label_us-gaap_LoansHeldForSaleFairValueDisclosure" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansHeldForSaleFairValueDisclosure" xlink:to="label_us-gaap_LoansHeldForSaleFairValueDisclosure_1" xlink:title="Label : us-gaap_LoansHeldForSaleFairValueDisclosure to label_us-gaap_LoansHeldForSaleFairValueDisclosure_1" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansHeldForSaleMortgages" xlink:to="label_us-gaap_LoansHeldForSaleMortgages_1" xlink:title="Label : us-gaap_LoansHeldForSaleMortgages to label_us-gaap_LoansHeldForSaleMortgages_1" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest" xlink:to="label_us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest" xlink:title="Label : us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest to label_us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest" />
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansReceivableCommercialRealEstateAbstract" xlink:label="us-gaap_LoansReceivableCommercialRealEstateAbstract" xlink:title="us-gaap_LoansReceivableCommercialRealEstateAbstract" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_LoansReceivableCommercialRealEstateAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_LoansReceivableCommercialRealEstateAbstract" xml:lang="en-US" id="label_us-gaap_LoansReceivableCommercialRealEstateAbstract">Loans Receivable, Gross, Commercial, Real Estate [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansReceivableCommercialRealEstateAbstract" xlink:to="label_us-gaap_LoansReceivableCommercialRealEstateAbstract" xlink:title="Label : us-gaap_LoansReceivableCommercialRealEstateAbstract to label_us-gaap_LoansReceivableCommercialRealEstateAbstract" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_LoansReceivableCommercialRealEstateAbstract_1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_us-gaap_LoansReceivableCommercialRealEstateAbstract_1" xml:lang="en-US" id="label_us-gaap_LoansReceivableCommercialRealEstateAbstract_1">Loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansReceivableCommercialRealEstateAbstract" xlink:to="label_us-gaap_LoansReceivableCommercialRealEstateAbstract_1" xlink:title="Label : us-gaap_LoansReceivableCommercialRealEstateAbstract to label_us-gaap_LoansReceivableCommercialRealEstateAbstract_1" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" xlink:label="us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" xlink:title="us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" xml:lang="en-US" id="label_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock">Loans, Notes, Trade and Other Receivables Disclosure [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" xlink:to="label_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" xlink:title="Label : us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock to label_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock_1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock_1" xml:lang="en-US" id="label_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock_1">Loans</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" xlink:to="label_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock_1" xlink:title="Label : us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock to label_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock_1" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LoansReceivableFairValueDisclosure" xlink:label="us-gaap_LoansReceivableFairValueDisclosure" xlink:title="us-gaap_LoansReceivableFairValueDisclosure" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_LoansReceivableFairValueDisclosure" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_LoansReceivableFairValueDisclosure" xml:lang="en-US" id="label_us-gaap_LoansReceivableFairValueDisclosure">Loans Receivable, Fair Value Disclosure</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansReceivableFairValueDisclosure" xlink:to="label_us-gaap_LoansReceivableFairValueDisclosure" xlink:title="Label : us-gaap_LoansReceivableFairValueDisclosure to label_us-gaap_LoansReceivableFairValueDisclosure" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_LoansReceivableFairValueDisclosure_1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_us-gaap_LoansReceivableFairValueDisclosure_1" xml:lang="en-US" id="label_us-gaap_LoansReceivableFairValueDisclosure_1">Loans, net of allowance for loan loss and unearned income</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansReceivableFairValueDisclosure" xlink:to="label_us-gaap_LoansReceivableFairValueDisclosure_1" xlink:title="Label : us-gaap_LoansReceivableFairValueDisclosure to label_us-gaap_LoansReceivableFairValueDisclosure_1" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LossContingenciesTable" xlink:label="us-gaap_LossContingenciesTable" xlink:title="us-gaap_LossContingenciesTable" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LossContingenciesTable" xlink:to="label_us-gaap_LossContingenciesTable" xlink:title="Label : us-gaap_LossContingenciesTable to label_us-gaap_LossContingenciesTable" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LossContingenciesLineItems" xlink:label="us-gaap_LossContingenciesLineItems" xlink:title="us-gaap_LossContingenciesLineItems" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_LossContingenciesLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_LossContingenciesLineItems" xml:lang="en-US" id="label_us-gaap_LossContingenciesLineItems">Loss Contingencies [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LossContingenciesLineItems" xlink:to="label_us-gaap_LossContingenciesLineItems" xlink:title="Label : us-gaap_LossContingenciesLineItems to label_us-gaap_LossContingenciesLineItems" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LossContingenciesByNatureOfContingencyAxis" xlink:label="us-gaap_LossContingenciesByNatureOfContingencyAxis" xlink:title="us-gaap_LossContingenciesByNatureOfContingencyAxis" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_LossContingenciesByNatureOfContingencyAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_LossContingenciesByNatureOfContingencyAxis" xml:lang="en-US" id="label_us-gaap_LossContingenciesByNatureOfContingencyAxis">Loss Contingencies by Nature of Contingency [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LossContingenciesByNatureOfContingencyAxis" xlink:to="label_us-gaap_LossContingenciesByNatureOfContingencyAxis" xlink:title="Label : us-gaap_LossContingenciesByNatureOfContingencyAxis to label_us-gaap_LossContingenciesByNatureOfContingencyAxis" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LossContingencyNatureDomain" xlink:label="us-gaap_LossContingencyNatureDomain" xlink:title="us-gaap_LossContingencyNatureDomain" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_LossContingencyNatureDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_LossContingencyNatureDomain" xml:lang="en-US" id="label_us-gaap_LossContingencyNatureDomain">Loss Contingency Nature [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LossContingencyNatureDomain" xlink:to="label_us-gaap_LossContingencyNatureDomain" xlink:title="Label : us-gaap_LossContingencyNatureDomain to label_us-gaap_LossContingencyNatureDomain" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LossContingencyNatureDomain" xlink:to="label_us-gaap_LossContingencyNatureDomain_1" xlink:title="Label : us-gaap_LossContingencyNatureDomain to label_us-gaap_LossContingencyNatureDomain_1" />
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    <link:label xlink:type="resource" xlink:label="label_us-gaap_MarketableSecuritiesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_MarketableSecuritiesAbstract" xml:lang="en-US" id="label_us-gaap_MarketableSecuritiesAbstract">Marketable Securities [Abstract]</link:label>
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_MaximumMember" xlink:to="label_us-gaap_MaximumMember" xlink:title="Label : us-gaap_MaximumMember to label_us-gaap_MaximumMember" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_MinimumMember" xlink:to="label_us-gaap_MinimumMember" xlink:title="Label : us-gaap_MinimumMember to label_us-gaap_MinimumMember" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_MinimumMember" xlink:to="label_us-gaap_MinimumMember_1" xlink:title="Label : us-gaap_MinimumMember to label_us-gaap_MinimumMember_1" />
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TransferOfOtherRealEstate" xlink:label="us-gaap_TransferOfOtherRealEstate" xlink:title="us-gaap_TransferOfOtherRealEstate" />
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    <link:label xlink:type="resource" xlink:label="label_us-gaap_TransferOfOtherRealEstate_1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_us-gaap_TransferOfOtherRealEstate_1" xml:lang="en-US" id="label_us-gaap_TransferOfOtherRealEstate_1">Non-cash transfers to other real estate owned</link:label>
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TreasuryStockShares" xlink:to="label_us-gaap_TreasuryStockShares" xlink:title="Label : us-gaap_TreasuryStockShares to label_us-gaap_TreasuryStockShares" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_TreasuryStockShares_1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_us-gaap_TreasuryStockShares_1" xml:lang="en-US" id="label_us-gaap_TreasuryStockShares_1">Treasury stock, shares</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TreasuryStockShares" xlink:to="label_us-gaap_TreasuryStockShares_1" xlink:title="Label : us-gaap_TreasuryStockShares to label_us-gaap_TreasuryStockShares_1" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TreasuryStockValue" xlink:label="us-gaap_TreasuryStockValue" xlink:title="us-gaap_TreasuryStockValue" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_TreasuryStockValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_TreasuryStockValue" xml:lang="en-US" id="label_us-gaap_TreasuryStockValue">Treasury Stock, Value</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TreasuryStockValue" xlink:to="label_us-gaap_TreasuryStockValue" xlink:title="Label : us-gaap_TreasuryStockValue to label_us-gaap_TreasuryStockValue" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_TreasuryStockValue_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_us-gaap_TreasuryStockValue_1" xml:lang="en-US" id="label_us-gaap_TreasuryStockValue_1">Treasury stock at cost, 7,617,819 shares on September 30, 2014 and December 31, 2013</link:label>
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    <link:label xlink:type="resource" xlink:label="label_us-gaap_TreasuryStockValue_2" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_us-gaap_TreasuryStockValue_2" xml:lang="en-US" id="label_us-gaap_TreasuryStockValue_2">Treasury stock at cost, 7,617,819 shares on June 30, 2014 and December 31, 2013</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock" xlink:label="us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock" xlink:title="us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock" />
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_TaxableMunicipalBondsMember" xlink:label="us-gaap_TaxableMunicipalBondsMember" xlink:title="us-gaap_TaxableMunicipalBondsMember" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_TaxableMunicipalBondsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_TaxableMunicipalBondsMember" xml:lang="en-US" id="label_us-gaap_TaxableMunicipalBondsMember">Taxable Municipal Bonds [Member]</link:label>
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    <link:label xlink:type="resource" xlink:label="label_us-gaap_TaxableMunicipalBondsMember_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_us-gaap_TaxableMunicipalBondsMember_1" xml:lang="en-US" id="label_us-gaap_TaxableMunicipalBondsMember_1">Taxable Municipal [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TaxableMunicipalBondsMember" xlink:to="label_us-gaap_TaxableMunicipalBondsMember_1" xlink:title="Label : us-gaap_TaxableMunicipalBondsMember to label_us-gaap_TaxableMunicipalBondsMember_1" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_USGovernmentAgenciesDebtSecuritiesMember" xlink:label="us-gaap_USGovernmentAgenciesDebtSecuritiesMember" xlink:title="us-gaap_USGovernmentAgenciesDebtSecuritiesMember" />
    <link:label xlink:type="resource" xlink:label="label_us-gaap_USGovernmentAgenciesDebtSecuritiesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_USGovernmentAgenciesDebtSecuritiesMember" xml:lang="en-US" id="label_us-gaap_USGovernmentAgenciesDebtSecuritiesMember">U S Government Agencies Debt Securities [Member]</link:label>
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_USGovernmentAgenciesDebtSecuritiesMember" xlink:to="label_us-gaap_USGovernmentAgenciesDebtSecuritiesMember_2" xlink:title="Label : us-gaap_USGovernmentAgenciesDebtSecuritiesMember to label_us-gaap_USGovernmentAgenciesDebtSecuritiesMember_2" />
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    <link:label xlink:type="resource" xlink:label="label_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xml:lang="en-US" id="label_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic">Weighted Average Number of Shares Outstanding, Basic</link:label>
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    <link:label xlink:type="resource" xlink:label="label_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_1" xml:lang="en-US" id="label_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_1">Average number of shares outstanding</link:label>
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<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>15
<FILENAME>asrv-20140930_pre.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE
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<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EHDAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Consolidated Statement of Cash Flows (Details) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="2">9 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Sep. 30, 2014</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementOfCashFlowsAbstract', window );"><strong>Consolidated Statement of Cash Flows [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxesPaid', window );">Income tax payments</a></td>
        <td class="nump">$ 1,100,000<span></span></td>
        <td class="nump">$ 86,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestPaid', window );">Total interest payments</a></td>
        <td class="nump">4,958,000<span></span></td>
        <td class="nump">5,291,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TransferOfOtherRealEstate', window );">Non-cash transfers to other real estate owned</a></td>
        <td class="nump">$ 455,000<span></span></td>
        <td class="nump">$ 593,000<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxesPaid">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of cash paid during the current period to foreign, federal, state, and local authorities as taxes on income.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4297-108586<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 25<br><br> -Subparagraph (f)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3536-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxesPaid</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of cash paid for interest during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4297-108586<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 25<br><br> -Subparagraph (e)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3536-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestPaid</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StatementOfCashFlowsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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          </td>
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      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TransferOfOtherRealEstate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Value transferred out of real estate owned (REO) in noncash transactions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4332-108586<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4313-108586<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4304-108586<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TransferOfOtherRealEstate</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EZPAE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Non-performing Assets Including Troubled Debt Restructurings (Non-performing Assets Including TDR) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Sep. 30, 2014</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_NonPerformingAssetsDueToLoanInclusionOfRestructuringAbstract', window );"><strong>Non-performing assets including TDR</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest', window );">Non-accrual loans</a></td>
        <td class="nump">$ 3,001<span></span></td>
        <td class="nump">$ 2,871<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherRealEstate', window );">Other real estate owned</a></td>
        <td class="nump">683<span></span></td>
        <td class="nump">1,017<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_TroubledDebtRestructuringModificationsRecordedInvestment', window );">TDR's not in non-accrual</a></td>
        <td class="nump">214<span></span></td>
        <td class="nump">221<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_NonperformingAssetsIncludingTroubleDebtRestructurings', window );">Total non-performing assets including TDR</a></td>
        <td class="nump">3,898<span></span></td>
        <td class="nump">4,109<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans', window );">Total non-performing assets as a percent of loans, net of unearned income, and other real estate owned</a></td>
        <td class="nump">0.48%<span></span></td>
        <td class="nump">0.52%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial loans secured by real estate [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_NonPerformingAssetsDueToLoanInclusionOfRestructuringAbstract', window );"><strong>Non-performing assets including TDR</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest', window );">Non-accrual loans</a></td>
        <td class="nump">1,230<span></span></td>
        <td class="nump">1,632<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherRealEstate', window );">Other real estate owned</a></td>
        <td class="nump">592<span></span></td>
        <td class="nump">344<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real estate-mortgage [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_NonPerformingAssetsDueToLoanInclusionOfRestructuringAbstract', window );"><strong>Non-performing assets including TDR</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest', window );">Non-accrual loans</a></td>
        <td class="nump">1,771<span></span></td>
        <td class="nump">1,239<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherRealEstate', window );">Other real estate owned</a></td>
        <td class="nump">$ 91<span></span></td>
        <td class="nump">$ 673<span></span></td>
      </tr>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total non-performing assets including trouble debt restructurings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_NonperformingAssetsIncludingTroubleDebtRestructurings</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of the outstanding recorded investment related to financing receivables that have been modified by troubled debt restructurings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_TroubledDebtRestructuringModificationsRecordedInvestment</nobr></td>
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                    <td>xbrli:monetaryItemType</td>
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                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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          </td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Reflects the carrying amount of loans deemed to be questionable as to collection on which no interest is continuing to be recognized.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=d3e5111-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest</nobr></td>
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                    <td>xbrli:monetaryItemType</td>
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                    <td>debit</td>
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                    <td>instant</td>
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                <p>Reflects the percentage derived from dividing impaired loans on which interest has ceased to be accrued by total loans.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount of other real estate not separately disclosed, including, but not limited to, real estate investments, real estate loans that qualify as investments in real estate, and premises that are no longer used in operations may also be included in real estate owned. This does not include real estate assets taken in settlement of troubled loans through surrender or foreclosure.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.10(4))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherRealEstate</nobr></td>
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                    <td>us-gaap_</td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EPCBG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Allowance for Loan Losses (Impaired Loans by Class) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Sep. 30, 2014</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Recorded Investment</a></td>
        <td class="nump">$ 1,444<span></span></td>
        <td class="nump">$ 3,066<span></span></td>
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        <td class="nump">1,981<span></span></td>
        <td class="nump">3,179<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial loans secured by real estate [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Recorded Investment</a></td>
        <td class="nump">1,444<span></span></td>
        <td class="nump">3,005<span></span></td>
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        <td class="nump">1,981<span></span></td>
        <td class="nump">3,118<span></span></td>
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      <tr class="rh">
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          <div class="a">Consumer [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Recorded Investment</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">61<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Unpaid Principal Balance</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">61<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Impaired Loans with Specific Allowance [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Recorded Investment</a></td>
        <td class="nump">1,064<span></span></td>
        <td class="nump">3,066<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Related Allowance</a></td>
        <td class="nump">547<span></span></td>
        <td class="nump">813<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Impaired Loans with Specific Allowance [Member] | Commercial loans secured by real estate [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Recorded Investment</a></td>
        <td class="nump">1,064<span></span></td>
        <td class="nump">3,005<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Related Allowance</a></td>
        <td class="nump">547<span></span></td>
        <td class="nump">812<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Impaired Loans with Specific Allowance [Member] | Consumer [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Recorded Investment</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">61<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Related Allowance</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1<span></span></td>
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          <div class="a">Impaired Loans with No Specific Allowance [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Recorded Investment</a></td>
        <td class="nump">380<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Impaired Loans with No Specific Allowance [Member] | Commercial loans secured by real estate [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Recorded Investment</a></td>
        <td class="nump">380<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Impaired Loans with No Specific Allowance [Member] | Consumer [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Recorded Investment</a></td>
        <td class="text">&#xA0;<span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
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                    <td><nobr>us-gaap_AccountsNotesAndLoansReceivableLineItems</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td>duration</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 14A<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953550-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ImpairedFinancingReceivableRecordedInvestment</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td>debit</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of allowance for credit losses related to recorded investment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -Subparagraph (a)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=d3e5212-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><strong> Name:</strong></td>
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                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of unpaid principal balance of impaired financing receivables with related allowance for credit losses and without related allowance for credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -Subparagraph (a)(4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=d3e5212-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance</nobr></td>
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<DOCUMENT>
<TYPE>EXCEL
<SEQUENCE>19
<FILENAME>Financial_Report.xlsx
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EHUBI">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Disclosures about Fair Value Measurements (Assets and Liabilities Measured on Recurring Basis) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Sep. 30, 2014</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for sale</a></td>
        <td class="nump">$ 130,973<span></span></td>
        <td class="nump">$ 141,978<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">U.S. Agency Securities [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for sale</a></td>
        <td class="nump">6,905<span></span></td>
        <td class="nump">6,835<span></span></td>
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      <tr class="rh">
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          <div class="a">U.S. Agency mortgage-backed securities [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for sale</a></td>
        <td class="nump">110,685<span></span></td>
        <td class="nump">123,382<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for sale</a></td>
        <td class="nump">13,383<span></span></td>
        <td class="nump">11,761<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for sale</a></td>
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          <div class="a">Level 2 [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for sale</a></td>
        <td class="nump">130,973<span></span></td>
        <td class="nump">141,978<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for sale</a></td>
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          <div class="a">Fair Value Measurements, Recurring Basis [Member] | U.S. Agency Securities [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for sale</a></td>
        <td class="nump">6,905<span></span></td>
        <td class="nump">6,835<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value Measurements, Recurring Basis [Member] | U.S. Agency mortgage-backed securities [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for sale</a></td>
        <td class="nump">110,685<span></span></td>
        <td class="nump">123,382<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value Measurements, Recurring Basis [Member] | Corporate Bond Securities [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for sale</a></td>
        <td class="nump">13,383<span></span></td>
        <td class="nump">11,761<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value Measurements, Recurring Basis [Member] | Level 1 [Member] | U.S. Agency Securities [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for sale</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value Measurements, Recurring Basis [Member] | Level 1 [Member] | U.S. Agency mortgage-backed securities [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for sale</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value Measurements, Recurring Basis [Member] | Level 1 [Member] | Corporate Bond Securities [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for sale</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value Measurements, Recurring Basis [Member] | Level 2 [Member] | U.S. Agency Securities [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for sale</a></td>
        <td class="nump">6,905<span></span></td>
        <td class="nump">6,835<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value Measurements, Recurring Basis [Member] | Level 2 [Member] | U.S. Agency mortgage-backed securities [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for sale</a></td>
        <td class="nump">110,685<span></span></td>
        <td class="nump">123,382<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value Measurements, Recurring Basis [Member] | Level 2 [Member] | Corporate Bond Securities [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for sale</a></td>
        <td class="nump">13,383<span></span></td>
        <td class="nump">11,761<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value Measurements, Recurring Basis [Member] | Level 3 [Member] | U.S. Agency Securities [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for sale</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value Measurements, Recurring Basis [Member] | Level 3 [Member] | U.S. Agency mortgage-backed securities [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for sale</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value Measurements, Recurring Basis [Member] | Level 3 [Member] | Corporate Bond Securities [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for sale</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment in debt and equity securities categorized neither as held-to-maturity nor trading.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 1<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28360136&amp;loc=d3e22054-111558<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (aa)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26610-111562<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecurities</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems</nobr></td>
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                    <td>duration</td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EMKAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Non-performing Assets Including Troubled Debt Restructurings (Schedule of Interest Income) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
        <th class="th" colspan="2">9 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Sep. 30, 2014</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2013</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2014</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsReceivableAdditionalDisclosuresAbstract', window );"><strong>Schedule of Interest Income</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableImpairedTroubledDebtInterestIncome', window );">Interest income due in accordance with original terms</a></td>
        <td class="nump">$ 39<span></span></td>
        <td class="nump">$ 37<span></span></td>
        <td class="nump">$ 106<span></span></td>
        <td class="nump">$ 139<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_InterestIncomeRecordedNonaccrualLoans', window );">Interest income recorded</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_NetReductionInInterestIncome', window );">Net reduction in interest income</a></td>
        <td class="nump">$ 39<span></span></td>
        <td class="nump">$ 37<span></span></td>
        <td class="nump">$ 106<span></span></td>
        <td class="nump">$ 139<span></span></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest income recorded for nonaccrual loans.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_InterestIncomeRecordedNonaccrualLoans</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Net reduction in interest income</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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        <tr>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The gross interest income that would have been recorded in the period on troubled debt restructurings, if the loans had been current in accordance with their original terms and had been outstanding throughout the period or since origination, if held for part of the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 40<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=25495931&amp;loc=d3e18794-111554<br><br><br><br></p>
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<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EH2AI">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Allowance for Loan Losses (Rollforward of the Allowance for Loan Losses by Portfolio Segment) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
        <th class="th" colspan="2">9 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Sep. 30, 2014</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2013</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2014</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Balance at beginning of period</a></td>
        <td class="nump">$ 10,150<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 10,104<span></span></td>
        <td class="nump">$ 12,571<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge-offs</a></td>
        <td class="num">(633)<span></span></td>
        <td class="num">(57)<span></span></td>
        <td class="num">(902)<span></span></td>
        <td class="num">(1,663)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
        <td class="nump">65<span></span></td>
        <td class="nump">95<span></span></td>
        <td class="nump">380<span></span></td>
        <td class="nump">375<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provision (credit) for loan losses</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="num">(100)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Balance at end of period</a></td>
        <td class="nump">9,582<span></span></td>
        <td class="nump">11,145<span></span></td>
        <td class="nump">9,582<span></span></td>
        <td class="nump">11,145<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Balance at beginning of period</a></td>
        <td class="nump">3,254<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">2,844<span></span></td>
        <td class="nump">2,596<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge-offs</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="num">(72)<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
        <td class="nump">6<span></span></td>
        <td class="nump">17<span></span></td>
        <td class="nump">111<span></span></td>
        <td class="nump">48<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provision (credit) for loan losses</a></td>
        <td class="nump">35<span></span></td>
        <td class="nump">891<span></span></td>
        <td class="nump">412<span></span></td>
        <td class="nump">1,044<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Balance at end of period</a></td>
        <td class="nump">3,295<span></span></td>
        <td class="nump">2,780<span></span></td>
        <td class="nump">3,295<span></span></td>
        <td class="nump">2,780<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial loans secured by real estate [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Balance at beginning of period</a></td>
        <td class="nump">4,475<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">4,885<span></span></td>
        <td class="nump">7,796<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge-offs</a></td>
        <td class="num">(506)<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="num">(572)<span></span></td>
        <td class="num">(1,480)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
        <td class="nump">24<span></span></td>
        <td class="nump">39<span></span></td>
        <td class="nump">196<span></span></td>
        <td class="nump">181<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provision (credit) for loan losses</a></td>
        <td class="num">(78)<span></span></td>
        <td class="num">(993)<span></span></td>
        <td class="num">(594)<span></span></td>
        <td class="num">(1,468)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Balance at end of period</a></td>
        <td class="nump">3,915<span></span></td>
        <td class="nump">5,983<span></span></td>
        <td class="nump">3,915<span></span></td>
        <td class="nump">5,983<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real estate-mortgage [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Balance at beginning of period</a></td>
        <td class="nump">1,301<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,260<span></span></td>
        <td class="nump">1,269<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge-offs</a></td>
        <td class="num">(103)<span></span></td>
        <td class="num">(49)<span></span></td>
        <td class="num">(176)<span></span></td>
        <td class="num">(96)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
        <td class="nump">29<span></span></td>
        <td class="nump">31<span></span></td>
        <td class="nump">54<span></span></td>
        <td class="nump">98<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provision (credit) for loan losses</a></td>
        <td class="nump">115<span></span></td>
        <td class="nump">62<span></span></td>
        <td class="nump">204<span></span></td>
        <td class="nump">52<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Balance at end of period</a></td>
        <td class="nump">1,342<span></span></td>
        <td class="nump">1,279<span></span></td>
        <td class="nump">1,342<span></span></td>
        <td class="nump">1,279<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Consumer [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Balance at beginning of period</a></td>
        <td class="nump">145<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">136<span></span></td>
        <td class="nump">150<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge-offs</a></td>
        <td class="num">(24)<span></span></td>
        <td class="num">(8)<span></span></td>
        <td class="num">(82)<span></span></td>
        <td class="num">(87)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
        <td class="nump">6<span></span></td>
        <td class="nump">8<span></span></td>
        <td class="nump">19<span></span></td>
        <td class="nump">48<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provision (credit) for loan losses</a></td>
        <td class="nump">24<span></span></td>
        <td class="num">(6)<span></span></td>
        <td class="nump">78<span></span></td>
        <td class="nump">29<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Balance at end of period</a></td>
        <td class="nump">151<span></span></td>
        <td class="nump">146<span></span></td>
        <td class="nump">151<span></span></td>
        <td class="nump">146<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Allocation for general risk [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Balance at beginning of period</a></td>
        <td class="nump">975<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">979<span></span></td>
        <td class="nump">760<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge-offs</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanLeaseAndOtherLosses', window );">Provision (credit) for loan losses</a></td>
        <td class="num">(96)<span></span></td>
        <td class="nump">46<span></span></td>
        <td class="num">(100)<span></span></td>
        <td class="nump">243<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Balance at end of period</a></td>
        <td class="nump">$ 879<span></span></td>
        <td class="nump">$ 957<span></span></td>
        <td class="nump">$ 879<span></span></td>
        <td class="nump">$ 957<span></span></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccountsNotesAndLoansReceivableLineItems</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                    <td>na</td>
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                    <td>duration</td>
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          </td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLosses">
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>A valuation allowance for financing receivables that are expected to be uncollectible.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableAllowanceForCreditLosses</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td>instant</td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of recovery of financing receivables doubtful of collection that were previously charged off.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (c)(4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953423-111524<br><br><br><br></p>
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                    <td><nobr>us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery</nobr></td>
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                <p>Amount of direct write-downs of financing receivables charged against the allowance.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (c)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><nobr>us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs</nobr></td>
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                <p>Amount of expense related loan transactions, lease transactions, credit loss from transactions other than loan and lease transactions, and other loss based on assessment of uncollectability from the counterparty to reduce the account to their net realizable value.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 11<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.11)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953423-111524<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
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<td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
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September 30, 2014</p>
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<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">Nine months ended<br/>
September 30, 2014</p>
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<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">September 30,<br/>
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revenue</strong></td>
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revenue</strong></td>
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<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
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<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
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<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
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<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>359,932</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
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<tr>
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Commercial banking</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>4,279</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>1,141</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>12,691</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>3,267</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>557,909</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Trust</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>1,907</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(432</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>6,062</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>232</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>4,457</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;">Investment/Parent</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(841</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(1,050</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(1,916</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(2,896</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>148,133</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;">Total</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>11,996</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>365</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>36,075</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>2,274</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>1,070,431</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>
</table>
</div>
</div>

<p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">&#160;</p>

<div>
<div class="CursorPointer">
<table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;">
<tr>
<td style=" vertical-align: top; text-align: left;">&#160;</td>
<td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td colspan="3" style=" vertical-align: top; text-align: left;">&#160;</td>
<td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td colspan="3" style=" vertical-align: top; text-align: left;">&#160;</td>
<td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td colspan="3" style=" vertical-align: top; text-align: left;">&#160;</td>
<td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td colspan="3" style=" vertical-align: top; text-align: left;">&#160;</td>
<td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td colspan="3" style=" vertical-align: top; text-align: left;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">Three months ended<br/>
September 30, 2013</p>
</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">Nine months ended<br/>
September 30, 2013</p>
</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">December 31, 2013</p>
</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Total<br/>
revenue</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Net income (loss)</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Total<br/>
revenue</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Net income (loss)</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Total<br/>
assets</strong></td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Retail banking</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>6,775</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>729</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>20,285</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>2,339</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>347,823</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Commercial banking</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>4,075</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>1,136</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>11,943</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>3,189</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>545,556</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Trust</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>2,048</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>310</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>6,216</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>816</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>4,722</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;">Investment/Parent</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(712</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(949</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(2,304</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(2,992</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>157,935</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;">Total</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>12,186</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>1,226</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>36,140</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>3,352</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>1,056,036</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>
</table>
</div>
</div>
</div><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 280<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 21<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8721-108599<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 280<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 25<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8813-108599<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35741047&amp;loc=d3e13816-109267<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 280<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 30<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8906-108599<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 280<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 22<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8736-108599<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfSegmentReportingInformationBySegmentTextBlock</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SegmentReportingAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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<html>
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    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ENDAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Disclosures about Fair Value Measurements (Narrative) (Details) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="1">9 Months Ended</th>
        <th class="th" colspan="1"></th>
      </tr>
      <tr>
        <th class="th">
          <div>Sep. 30, 2014</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2013</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueDisclosuresAbstract', window );"><strong>Disclosures about Fair Value Measurements [Abstract]</strong></a></td>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">$ 1,444,000<span></span></td>
        <td class="nump">$ 3,066,000<span></span></td>
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        <td class="nump">$ 897,000<span></span></td>
        <td class="nump">$ 2,300,000<span></span></td>
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                <p>Assets and liabilities considered financial instruments, percentage.</p>
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                <p>No definition available.</p>
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                <p>Net fair value of impaired loans.</p>
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                <p>Amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 14A<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953550-111524<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EDDAE">
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          <div style="width: 200px;"><strong>Non-performing Assets Including Troubled Debt Restructurings (Recorded Investment of Defaults) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
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          <div>Sep. 30, 2014</div>
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        <th class="th">
          <div>Sep. 30, 2013</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_RecordedInvestmentOfDefaults', window );"><strong>Recorded investment of defaults</strong></a></td>
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        <td class="text">&#xA0;<span></span></td>
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                <p>Commercial loan receivable modifications, recorded investment.</p>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EPEAI">
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        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">1,017<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Carrying value of impaired loans</a></td>
        <td class="nump">897<span></span></td>
        <td class="nump">2,253<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value Measurements, Nonrecurring Basis [Member] | Impaired Loans [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_FairValueOfImpairedLoansLiquidationExpenses', window );">Liquidation Expense</a></td>
        <td class="nump">10.00%<span></span></td>
        <td class="nump">10.00%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementsValuationTechniques', window );">Valuation Techniques</a></td>
        <td class="text"><div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';">Appraisal of collateral</div><span></span></td>
        <td class="text"><div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';">Appraisal of collateral</div><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_FairValueOfImpairedLoansAppraisalOfAdjustments', window );">Appraisal of Adjustment</a></td>
        <td class="nump">30.00%<span></span></td>
        <td class="nump">30.00%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value Measurements, Nonrecurring Basis [Member] | Other Real Estate Owned [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_FairValueOfImpairedLoansLiquidationExpenses', window );">Liquidation Expense</a></td>
        <td class="nump">10.00%<span></span></td>
        <td class="nump">10.00%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementsValuationTechniques', window );">Valuation Techniques</a></td>
        <td class="text"><div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';">Appraisal of collateral</div><span></span></td>
        <td class="text"><div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';">Appraisal of collateral</div><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_FairValueOfImpairedLoansAppraisalOfAdjustments', window );">Appraisal of Adjustment</a></td>
        <td class="nump">38.00%<span></span></td>
        <td class="nump">38.00%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value Measurements, Nonrecurring Basis [Member] | Minimum [Member] | Impaired Loans [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_FairValueOfImpairedLoansLiquidationExpenses', window );">Liquidation Expense</a></td>
        <td class="nump">1.00%<span></span></td>
        <td class="nump">1.00%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_FairValueOfImpairedLoansAppraisalOfAdjustments', window );">Appraisal of Adjustment</a></td>
        <td class="nump">0.00%<span></span></td>
        <td class="nump">0.00%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value Measurements, Nonrecurring Basis [Member] | Minimum [Member] | Other Real Estate Owned [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_FairValueOfImpairedLoansLiquidationExpenses', window );">Liquidation Expense</a></td>
        <td class="nump">1.00%<span></span></td>
        <td class="nump">1.00%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_FairValueOfImpairedLoansAppraisalOfAdjustments', window );">Appraisal of Adjustment</a></td>
        <td class="nump">0.00%<span></span></td>
        <td class="nump">0.00%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value Measurements, Nonrecurring Basis [Member] | Maximum [Member] | Impaired Loans [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_FairValueOfImpairedLoansLiquidationExpenses', window );">Liquidation Expense</a></td>
        <td class="nump">15.00%<span></span></td>
        <td class="nump">15.00%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_FairValueOfImpairedLoansAppraisalOfAdjustments', window );">Appraisal of Adjustment</a></td>
        <td class="nump">35.00%<span></span></td>
        <td class="nump">37.00%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value Measurements, Nonrecurring Basis [Member] | Maximum [Member] | Other Real Estate Owned [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_FairValueOfImpairedLoansLiquidationExpenses', window );">Liquidation Expense</a></td>
        <td class="nump">20.00%<span></span></td>
        <td class="nump">20.00%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_FairValueOfImpairedLoansAppraisalOfAdjustments', window );">Appraisal of Adjustment</a></td>
        <td class="nump">48.00%<span></span></td>
        <td class="nump">48.00%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value Measurements, Nonrecurring Basis [Member] | Level 1 [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentsOwnedOtherAtFairValue', window );">Other real estate owned</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Carrying value of impaired loans</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value Measurements, Nonrecurring Basis [Member] | Level 2 [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentsOwnedOtherAtFairValue', window );">Other real estate owned</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Carrying value of impaired loans</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value Measurements, Nonrecurring Basis [Member] | Level 3 [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems', window );"><strong>Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentsOwnedOtherAtFairValue', window );">Other real estate owned</a></td>
        <td class="nump">683<span></span></td>
        <td class="nump">1,017<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Carrying value of impaired loans</a></td>
        <td class="nump">$ 897<span></span></td>
        <td class="nump">$ 2,253<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_FairValueOfImpairedLoansAppraisalOfAdjustments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value of impaired loans appraisal of adjustments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_FairValueOfImpairedLoansAppraisalOfAdjustments</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
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            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_FairValueOfImpairedLoansLiquidationExpenses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value of impaired loans liquidation expenses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_FairValueOfImpairedLoansLiquidationExpenses</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueMeasurementsValuationTechniques">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Description of the inputs and valuation technique(s) used to measure fair value.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 820<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (bbb)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=36462937&amp;loc=d3e19207-110258<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FairValueMeasurementsValuationTechniques</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentsOwnedOtherAtFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The fair value as of the balance sheet date of firm holdings in other positions not elsewhere specified in the taxonomy. Includes both pledged (to counterparties as collateral for financing transactions) and unpledged holdings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 940<br><br> -SubTopic 320<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35711157&amp;loc=d3e42546-110969<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancialInstrumentsOwnedOtherAtFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 14A<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953550-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ImpairedFinancingReceivableRecordedInvestment</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EKH">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Investment Securities (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">9 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Sep. 30, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsAbstract', window );"><strong>Investment Securities [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock', window );">Summary of Cost Basis and Fair Values of Investment Securities</a></td>
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<div>
<div class="CursorPointer">
<table cellpadding="0" align="left" cellspacing="0" style=" font-style: normal; font-weight: normal; vertical-align: bottom; font-size: 10pt; font-variant: normal; text-align: left; text-indent: 0px; text-transform: none; *margin-top: -20pt; width: 70%; font-family : Times New Roman;">
<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 100%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 100%;">&#160;</td>
<td rowspan="1" colspan="15" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 100%;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">September 30, 2014</p>
</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Cost<br/>
Basis</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Gross Unrealized Gains</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Gross Unrealized Losses</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Fair<br/>
Value</strong></td>
</tr>

<tr>
<td colspan="1" rowspan="1" style=" text-indent: 10pt; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 56%;">US Agency</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; text-align: right; width: 6%; vertical-align: bottom;"><font>6,930</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; text-align: center; width: 1%; vertical-align: bottom;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; text-align: right; width: 10%; vertical-align: bottom;"><font>33</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; text-align: center; width: 1%; vertical-align: bottom;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>(58</font></td>
<td style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; text-align: left; width: 8%; vertical-align: bottom;">)</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; text-align: center; width: 1%; vertical-align: bottom;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; text-align: right; width: 7%; vertical-align: bottom;"><font>6,905</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">US Agency mortgage-backed securities</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>108,296</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>3,055</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>(666</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>110,685</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;">Corporate bonds</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>13,494</font></td>
<td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 1pt solid;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>57</font></td>
<td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 1pt solid;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>(168</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>13,383</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;">Total</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>128,720</font></td>
<td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>3,145</font></td>
<td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>(892</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>130,973</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>
</table>
</div>
</div>

<h2 style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt; clear: both;"><br/>
<strong>Investment securities held to maturity (HTM):</strong>&#160; &#160;&#160; &#160;&#160; &#160;&#160;<br/>
</h2>

<div>
<div class="CursorPointer">
<table cellpadding="0" align="left" cellspacing="0" style=" font-style: normal; font-weight: normal; vertical-align: bottom; font-size: 10pt; font-variant: normal; text-align: left; text-indent: 0px; text-transform: none; *margin-top: -20pt; width: 70%; font-family : Times New Roman;">
<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="15" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">September 30, 2014</p>
</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Cost<br/>
Basis</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Gross Unrealized Gains</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Gross Unrealized Losses</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Fair<br/>
Value</strong></td>
</tr>

<tr>
<td colspan="1" rowspan="1" style=" text-indent: 10pt; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 56%;">US Agency mortgage-backed securities</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; text-align: right; width: 7%; white-space: nowrap; vertical-align: bottom;"><font>12,788</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; text-align: center; width: 1%; white-space: nowrap; vertical-align: bottom;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; text-align: right; width: 10%; white-space: nowrap; vertical-align: bottom;"><font>340</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; text-align: right; width: 8%; white-space: nowrap; vertical-align: bottom;"><font>(169</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; text-align: right; width: 7%; white-space: nowrap; vertical-align: bottom;"><font>12,959</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Taxable municipal</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>2,715</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>56</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(54</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>2,717</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">Corporate bonds and other securities</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>3,995</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(45</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>3,950</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;">Total</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>19,498</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>396</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(268</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>19,626</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>
</table>
</div>
</div>

<h2 style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt; clear: both;"><br/>
<strong>Investment securities available for sale (AFS):</strong>&#160; &#160;&#160; &#160;&#160; &#160;&#160;<br/>
</h2>

<div>
<div class="CursorPointer">
<table cellspacing="0" align="left" cellpadding="0" style=" font-variant: normal; font-size: 10pt; *margin-top: -20pt; font-weight: normal; font-style: normal; width: 70%; vertical-align: bottom; text-indent: 0px; text-transform: none; font-family : Times New Roman; text-align: left;">
<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="15" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">December 31, 2013</p>
</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Cost<br/>
Basis</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Gross Unrealized Gains</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Gross Unrealized Losses</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Fair<br/>
Value</strong></td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 56%;">US Agency</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; text-align: right; width: 7%;"><font>6,926</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; vertical-align: bottom; text-align: center; width: 1%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; text-align: right; width: 10%;"><font>35</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; vertical-align: bottom; text-align: center; width: 1%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; text-align: right; width: 8%;"><font>(126</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; vertical-align: bottom; text-align: center; width: 1%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; text-align: right; width: 7%;"><font>6,835</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">US Agency mortgage-backed securities</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>121,480</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>3,129</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>(1,227</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>123,382</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;">Corporate bonds</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>11,992</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>21</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>(252</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>11,761</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;">Total</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>140,398</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>3,185</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>(1,605</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>141,978</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>
</table>
</div>
</div>

<h2 style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt; clear: both;"><br/>
<strong>Investment securities held to maturity (HTM):</strong>&#160; &#160;&#160; &#160;&#160; &#160;&#160;</h2>



<div>
<div class="CursorPointer">
<table cellspacing="0" align="left" cellpadding="0" style=" font-variant: normal; font-size: 10pt; *margin-top: -20pt; font-weight: normal; font-style: normal; width: 70%; vertical-align: bottom; text-indent: 0px; text-transform: none; font-family : Times New Roman; text-align: left;">
<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="15" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">December 31, 2013</p>
</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Cost<br/>
Basis</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Gross Unrealized Gains</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Gross Unrealized Losses</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Fair<br/>
Value</strong></td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 56%;">US Agency mortgage-backed securities</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; text-align: right; width: 7%;"><font>12,671</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; text-align: right; width: 10%;"><font>289</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; text-align: right; width: 8%;"><font>(477</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; text-align: right; width: 7%;"><font>12,483</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Taxable municipal</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>1,521</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>&#151;</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>(120</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>1,401</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;">Corporate bonds and other securities</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>3,995</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>&#151;</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>(91</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>3,904</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;">Total</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>18,187</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>289</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>(688</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>17,788</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>
</table>
</div>
</div>
</div><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock', window );">Information Concerning Investments with Unrealized Losses</a></td>
        <td class="text"><div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';">
<div>
<div class="CursorPointer">
<table cellspacing="0" align="left" cellpadding="0" style=" font-variant: normal; font-size: 10pt; *margin-top: -20pt; font-weight: normal; font-style: normal; width: 70%; vertical-align: bottom; text-indent: 0px; text-transform: none; font-family : Times New Roman; text-align: left;">
<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="23" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">September 30, 2014</p>
</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Less than <font>12</font> months</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong><font>12</font> months or longer</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Total</strong></td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Fair<br/>
Value</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Unrealized Losses</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Fair<br/>
Value</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Unrealized Losses</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Fair<br/>
Value</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Unrealized Losses</strong></td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 38%;">US Agency</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; text-align: right; width: 8%;"><font>50</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; vertical-align: bottom; text-align: center; width: 1%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; text-align: right; width: 8%;"><font>(1</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; vertical-align: bottom; text-align: center; width: 1%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; text-align: right; width: 8%;"><font>3,843</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; vertical-align: bottom; text-align: center; width: 1%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; text-align: right; width: 8%;"><font>(57</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; text-align: right; width: 8%;"><font>3,893</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; vertical-align: bottom; text-align: center; width: 1%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; text-align: right; width: 8%;"><font>(58</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">US Agency mortgage-backed securities</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>16,415</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>(68</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>26,320</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>(767</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>42,735</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>(835</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Taxable municipal</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>984</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>(11</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>968</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>(43</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>1,952</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>(54</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">Corporate bonds and other securities</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>2,933</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>(62</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>8,847</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>(151</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>11,780</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>(213</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;">Total</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>20,382</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>(142</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>39,978</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>(1,018</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>60,360</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>(1,160</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
</tr>
</table>
</div>
</div>

<h2 style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt; clear: both;"><br/>
<strong>Total investment securities</strong>&#160; &#160;&#160; &#160;&#160; &#160;&#160; &#160;&#160; &#160;&#160;</h2>



<div>
<div class="CursorPointer">
<table cellspacing="0" align="left" cellpadding="0" style=" font-variant: normal; font-size: 10pt; *margin-top: -20pt; font-weight: normal; font-style: normal; width: 70%; vertical-align: bottom; text-indent: 0px; text-transform: none; font-family : Times New Roman; text-align: left;">
<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="23" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">December 31, 2013</p>
</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Less than <font>12</font> months</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong><font>12</font> months or longer</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Total</strong></td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Fair<br/>
Value</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Unrealized Losses</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Fair<br/>
Value</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Unrealized Losses</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Fair<br/>
Value</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Unrealized Losses</strong></td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 38%;">US Agency</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; width: 8%; text-align: right;"><font>3,812</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; vertical-align: bottom; width: 1%; text-align: center;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; width: 8%; text-align: right;"><font>(64</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; vertical-align: bottom; width: 1%; text-align: center;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; width: 8%; text-align: right;"><font>938</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; vertical-align: bottom; width: 1%; text-align: center;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; width: 8%; text-align: right;"><font>(62</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; vertical-align: bottom; width: 1%; text-align: center;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; width: 8%; text-align: right;"><font>4,750</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; vertical-align: bottom; width: 1%; text-align: center;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; width: 8%; text-align: right;"><font>(126</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">US Agency mortgage-backed securities</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>52,163</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>(1,701</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>669</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>(3</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>52,832</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>(1,704</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Taxable municipal</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>891</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>(120</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>&#151;</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>&#151;</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>891</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>(120</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">Corporate bonds and other securities</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>9,687</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>(300</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>2,957</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>(43</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>12,644</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>(343</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;">Total</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>66,553</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>(2,185</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>4,564</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>(108</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>71,117</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>(2,293</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
</tr>
</table>
</div>
</div>
</div><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock', window );">Contractual Maturities of Securities</a></td>
        <td class="text"><div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';">
<div align="center" style=" width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;">
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<table align="left" cellspacing="0" cellpadding="0" style=" font-weight: normal; text-align: left; font-family : Times New Roman; text-indent: 0px; vertical-align: bottom; width: 70%; text-transform: none; *margin-top: -20pt; font-size: 10pt; font-variant: normal; font-style: normal;">
<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="15" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">September 30, 2014</p>
</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Available for sale</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Held to maturity</strong></td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Cost<br/>
Basis</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Fair<br/>
Value</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Cost<br/>
Basis</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Fair<br/>
Value</strong></td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 57%;">Within <font>1</font> year</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; width: 8%; text-align: right;"><font>1,000</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; vertical-align: bottom; width: 1%; text-align: center;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; width: 8%; text-align: right;"><font>1,018</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; vertical-align: bottom; width: 1%; text-align: center;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; width: 8%; text-align: right;"><font>2,000</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; vertical-align: bottom; width: 1%; text-align: center;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; width: 8%; text-align: right;"><font>1,990</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">After <font>1</font> year but within <font>5</font> years</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>13,827</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>13,944</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>1,000</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>979</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">After <font>5</font> years but within <font>10</font> years</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>17,881</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>18,026</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>3,325</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>3,246</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">After <font>10</font> years but within <font>15</font> years</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>60,072</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>61,067</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>1,011</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>968</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;">Over <font>15</font> years</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>35,940</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>36,918</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>12,162</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>12,443</font></td>
<td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;">Total</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>128,720</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>130,973</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>19,498</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>19,626</font></td>
</tr>
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                <p>Tabular disclosure of maturities of an entity's investments as well as any other information pertinent to the investments.</p>
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                <p>Tabular disclosure of the reconciliation of available-for-sale securities from cost basis to fair value.</p>
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                <p>No definition available.</p>
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                <p>For all investments in an unrealized loss position, including those for which other-than-temporary impairments have not been recognized in earnings (including investments for which a portion of an other-than-temporary impairment has been recognized in other comprehensive income), a tabular disclosure of the aggregate related fair value of investments with unrealized losses and the aggregate amount of unrealized losses (that is, the amount by which amortized cost basis exceeds fair value).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27290-111563<br><br><br><br></p>
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  <head>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0E4LAI">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Allowance for Loan Losses (Loan Portfolio Summarized by Categories) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Sep. 30, 2014</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableCommercialRealEstateAbstract', window );"><strong>Loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableCommercial', window );">Loan portfolio</a></td>
        <td class="nump">$ 538,595<span></span></td>
        <td class="nump">$ 531,793<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableCommercialRealEstateAbstract', window );"><strong>Loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableCommercial', window );">Loan portfolio</a></td>
        <td class="nump">134,352<span></span></td>
        <td class="nump">120,102<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial loans secured by real estate [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableCommercialRealEstateAbstract', window );"><strong>Loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableCommercial', window );">Loan portfolio</a></td>
        <td class="nump">404,243<span></span></td>
        <td class="nump">411,691<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Pass [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableCommercialRealEstateAbstract', window );"><strong>Loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableCommercial', window );">Loan portfolio</a></td>
        <td class="nump">527,587<span></span></td>
        <td class="nump">505,411<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Pass [Member] | Commercial [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableCommercialRealEstateAbstract', window );"><strong>Loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableCommercial', window );">Loan portfolio</a></td>
        <td class="nump">128,253<span></span></td>
        <td class="nump">108,623<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Pass [Member] | Commercial loans secured by real estate [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableCommercialRealEstateAbstract', window );"><strong>Loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableCommercial', window );">Loan portfolio</a></td>
        <td class="nump">399,334<span></span></td>
        <td class="nump">396,788<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Special Mention [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableCommercialRealEstateAbstract', window );"><strong>Loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableCommercial', window );">Loan portfolio</a></td>
        <td class="nump">727<span></span></td>
        <td class="nump">15,841<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Special Mention [Member] | Commercial [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableCommercialRealEstateAbstract', window );"><strong>Loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableCommercial', window );">Loan portfolio</a></td>
        <td class="nump">100<span></span></td>
        <td class="nump">8,880<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Special Mention [Member] | Commercial loans secured by real estate [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableCommercialRealEstateAbstract', window );"><strong>Loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableCommercial', window );">Loan portfolio</a></td>
        <td class="nump">627<span></span></td>
        <td class="nump">6,961<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Substandard [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableCommercialRealEstateAbstract', window );"><strong>Loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableCommercial', window );">Loan portfolio</a></td>
        <td class="nump">9,586<span></span></td>
        <td class="nump">10,081<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Substandard [Member] | Commercial [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableCommercialRealEstateAbstract', window );"><strong>Loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableCommercial', window );">Loan portfolio</a></td>
        <td class="nump">5,861<span></span></td>
        <td class="nump">2,599<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Substandard [Member] | Commercial loans secured by real estate [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableCommercialRealEstateAbstract', window );"><strong>Loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableCommercial', window );">Loan portfolio</a></td>
        <td class="nump">3,995<span></span></td>
        <td class="nump">7,482<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Doubtful [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableCommercialRealEstateAbstract', window );"><strong>Loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableCommercial', window );">Loan portfolio</a></td>
        <td class="nump">425<span></span></td>
        <td class="nump">460<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Doubtful [Member] | Commercial [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableCommercialRealEstateAbstract', window );"><strong>Loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableCommercial', window );">Loan portfolio</a></td>
        <td class="nump">138<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Doubtful [Member] | Commercial loans secured by real estate [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableCommercialRealEstateAbstract', window );"><strong>Loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableCommercial', window );">Loan portfolio</a></td>
        <td class="nump">$ 287<span></span></td>
        <td class="nump">$ 460<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableCommercial">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allowance of commercial loans and leases receivable includes, but not limited to, commercial and industrial loans, agricultural loans, mortgage loans, promissory notes, interbank and other loans to financial institutions, draws against credit facilities, trade financing, lease financings. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28367877&amp;loc=d3e4428-111522<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 7<br><br> -Subparagraph a, b<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.7(a),(b))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableCommercial</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td>instant</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansReceivableCommercialRealEstateAbstract</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                    <td>na</td>
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                    <td>duration</td>
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<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EB4AE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Investment Securities (Contractual Maturities of Securities) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Sep. 30, 2014</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract', window );"><strong>Contractual maturities of securities</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost', window );">Available for Sale, Cost Basis, Within 1 year</a></td>
        <td class="nump">$ 1,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost', window );">Available for Sale, Cost Basis, After 1 year but within 5 years</a></td>
        <td class="nump">13,827<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost', window );">Available for Sale, Cost Basis, After 5 years but within 10 years</a></td>
        <td class="nump">17,881<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AvailableforsaleSecuritiesDebtMaturitiesAfterTenThroughFifteenYearsAmortizedCostBasis', window );">Available for Sale, Cost Basis, After 10 years but within15 years</a></td>
        <td class="nump">60,072<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AvailableforsaleSecuritiesDebtMaturitiesAfterFifteenYearsAmortizedCost', window );">Available for Sale, Cost Basis, Over 15 years</a></td>
        <td class="nump">35,940<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis', window );">Available for Sale, Cost Basis, Total</a></td>
        <td class="nump">128,720<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue', window );">Available for Sale, Fair Value, Within 1 year</a></td>
        <td class="nump">1,018<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue', window );">Available for Sale, Fair Value, After 1 year but within 5 years</a></td>
        <td class="nump">13,944<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue', window );">Available for Sale, Fair Value, After 5 years but within 10 years</a></td>
        <td class="nump">18,026<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AvailableforsaleSecuritiesDebtMaturitiesAfterTenThroughFifteenYearsFairValue', window );">Available for Sale, Fair Value, After 10 years but within15 years</a></td>
        <td class="nump">61,067<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AvailableforsaleSecuritiesDebtMaturitiesAfterFifteenYearsFairValue', window );">Available for Sale, Fair Value, Over 15 years</a></td>
        <td class="nump">36,918<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for Sale, Fair Value, Total</a></td>
        <td class="nump">130,973<span></span></td>
        <td class="nump">141,978<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount', window );">Held to Maturity, Cost Basis, Within 1 year</a></td>
        <td class="nump">2,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount', window );">Held to Maturity, Cost Basis, After 1 year but within 5 years</a></td>
        <td class="nump">1,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount', window );">Held to Maturity, Cost Basis, After 5 years but within 10 years</a></td>
        <td class="nump">3,325<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_HeldtomaturitySecuritiesDebtMaturitiesAfterTenThroughFifteenYearsNetCarryingAmount', window );">Held to Maturity, Cost Basis, After 10 years but within 15 years</a></td>
        <td class="nump">1,011<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_HeldtomaturitySecuritiesDebtMaturitiesAfterFifteenYearsNetCarryingAmount', window );">Held to Maturity, Cost Basis, Over 15 years</a></td>
        <td class="nump">12,162<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecurities', window );">Held to Maturity, Cost Basis, Total</a></td>
        <td class="nump">19,498<span></span></td>
        <td class="nump">18,187<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue', window );">Held to Maturity, Fair Value, Within 1 year</a></td>
        <td class="nump">1,990<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue', window );">Held to Maturity, Fair Value, After 1 year but within 5 years</a></td>
        <td class="nump">979<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue', window );">Held to Maturity, Fair Value, After 5 years but within 10 years</a></td>
        <td class="nump">3,246<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_HeldtomaturitySecuritiesDebtMaturitiesAfterTenThroughFifteenYearsFairValue', window );">Held to Maturity, Fair Value, After 10 years but within 15 years</a></td>
        <td class="nump">968<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_HeldtomaturitySecuritiesDebtMaturitiesAfterFifteenYearsFairValue', window );">Held to Maturity, Fair Value, Over 15 years</a></td>
        <td class="nump">12,443<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Held to Maturity, Fair Value, Total</a></td>
        <td class="nump">$ 19,626<span></span></td>
        <td class="nump">$ 17,788<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_AvailableforsaleSecuritiesDebtMaturitiesAfterFifteenYearsAmortizedCost">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Available-for-sale securities debt maturities after fifteen years amortized cost.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_AvailableforsaleSecuritiesDebtMaturitiesAfterFifteenYearsAmortizedCost</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
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            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_AvailableforsaleSecuritiesDebtMaturitiesAfterFifteenYearsFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Available-for-sale securities debt maturities after fifteen years fair value.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_AvailableforsaleSecuritiesDebtMaturitiesAfterFifteenYearsFairValue</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_AvailableforsaleSecuritiesDebtMaturitiesAfterTenThroughFifteenYearsAmortizedCostBasis">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Available-for-sale securities debt maturities after ten through fifteen years amortized cost basis.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_AvailableforsaleSecuritiesDebtMaturitiesAfterTenThroughFifteenYearsAmortizedCostBasis</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_AvailableforsaleSecuritiesDebtMaturitiesAfterTenThroughFifteenYearsFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Available-for-sale securities debt maturities after ten through fifteen years fair value.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_AvailableforsaleSecuritiesDebtMaturitiesAfterTenThroughFifteenYearsFairValue</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_HeldtomaturitySecuritiesDebtMaturitiesAfterFifteenYearsFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Held-to-maturity securities debt maturities after fifteen years fair value.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_HeldtomaturitySecuritiesDebtMaturitiesAfterFifteenYearsFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_HeldtomaturitySecuritiesDebtMaturitiesAfterFifteenYearsNetCarryingAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Held-to-maturity securities debt maturities after fifteen years net carrying amount.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_HeldtomaturitySecuritiesDebtMaturitiesAfterFifteenYearsNetCarryingAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_HeldtomaturitySecuritiesDebtMaturitiesAfterTenThroughFifteenYearsFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of held-to-maturity debt securities at fair value maturing in the tenth fiscal year through the fifteenth fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_HeldtomaturitySecuritiesDebtMaturitiesAfterTenThroughFifteenYearsFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_HeldtomaturitySecuritiesDebtMaturitiesAfterTenThroughFifteenYearsNetCarryingAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount of debt securities accounted for as held-to-maturity, net of adjustments including, but not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized, and fair value hedge accounting adjustments, maturing in the tenth through fifteenth fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_HeldtomaturitySecuritiesDebtMaturitiesAfterTenThroughFifteenYearsNetCarryingAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the cost of debt securities, which are categorized neither as held-to-maturity nor trading, net of adjustments including accretion, amortization, collection of cash, previous other-than-temporary impairments recognized in earnings (less any cumulative-effect adjustments recognized, as defined), and fair value hedge accounting adjustments, if any.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (aa)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27161-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment in debt and equity securities categorized neither as held-to-maturity nor trading.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 1<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28360136&amp;loc=d3e22054-111558<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (aa)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26610-111562<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after adjustments of available-for-sale debt securities at cost, maturing in the sixth fiscal year through the tenth fiscal year following the latest fiscal year. Adjustments include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings less cumulative-effect adjustments, and fair value hedge accounting adjustments. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27198-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value of available-for-sale debt securities maturing in the sixth fiscal year through the tenth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27198-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27161-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after adjustments of available-for-sale debt securities at cost, maturing in the second fiscal year through the fifth fiscal year following the latest fiscal year. Adjustments include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings less cumulative-effect adjustments, and fair value hedge accounting adjustments. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27198-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value of available-for-sale debt securities maturing in the second fiscal year through the fifth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27161-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27198-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract</nobr></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after adjustments of available-for-sale debt securities at cost, maturing in the next fiscal year following the latest fiscal year. Adjustments include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings less cumulative-effect adjustments, and fair value hedge accounting adjustments. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27198-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value of available-for-sale debt securities maturing in the next fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27198-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27161-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td>instant</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after other than temporary impairment (OTTI) accretion, of investments in debt securities classified as held-to-maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (f)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 1<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28360136&amp;loc=d3e22054-111558<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-03.1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.6)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecurities</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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          </td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value of held-to-maturity debt securities maturing in the sixth fiscal year through the tenth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (f)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
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                    <td><strong> Balance Type:</strong></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount of debt securities accounted for as held-to-maturity, net of adjustments including, but not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized, and fair value hedge accounting adjustments, maturing in the fifth through tenth fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (f)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount</nobr></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value of held-to-maturity debt securities maturing in the second fiscal year through the fifth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (f)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue</nobr></td>
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          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount of debt securities accounted for as held-to-maturity, net of adjustments including, but not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized, and fair value hedge accounting adjustments, maturing in the next fiscal year through the fifth fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (f)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value of held-to-maturity debt securities maturing in the next fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (f)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue</nobr></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount of debt securities accounted for as held-to-maturity, net of adjustments including, but not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized, and fair value hedge accounting adjustments, maturing in the next fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (f)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td>instant</td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value of investments in debt securities classified as held-to-maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (aa)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (f)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesFairValue</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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  <head>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0E6SAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Earnings Per Common Share (Summary of Earnings Per Common Share) (Details) (USD $)<br>In Thousands, except Per Share data, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
        <th class="th" colspan="2">9 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Sep. 30, 2014</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2013</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2014</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_NumeratorAbstract', window );"><strong>Numerator:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
        <td class="nump">$ 365<span></span></td>
        <td class="nump">$ 1,226<span></span></td>
        <td class="nump">$ 2,274<span></span></td>
        <td class="nump">$ 3,352<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsPreferredStock', window );">Preferred stock dividends</a></td>
        <td class="nump">53<span></span></td>
        <td class="nump">53<span></span></td>
        <td class="nump">158<span></span></td>
        <td class="nump">157<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic', window );">NET INCOME AVAILABLE TO COMMON SHAREHOLDERS</a></td>
        <td class="nump">$ 312<span></span></td>
        <td class="nump">$ 1,173<span></span></td>
        <td class="nump">$ 2,116<span></span></td>
        <td class="nump">$ 3,195<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_DenominatorAbstract', window );"><strong>Denominator:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic', window );">Weighted average common shares outstanding (basic)</a></td>
        <td class="nump">18,795<span></span></td>
        <td class="nump">18,784<span></span></td>
        <td class="nump">18,792<span></span></td>
        <td class="nump">18,995<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncrementalCommonSharesAttributableToCallOptionsAndWarrants', window );">Effect of stock options</a></td>
        <td class="nump">113<span></span></td>
        <td class="nump">94<span></span></td>
        <td class="nump">124<span></span></td>
        <td class="nump">91<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding', window );">Weighted average common shares outstanding (diluted)</a></td>
        <td class="nump">18,908<span></span></td>
        <td class="nump">18,878<span></span></td>
        <td class="nump">18,916<span></span></td>
        <td class="nump">19,086<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasicAndDilutedAbstract', window );"><strong>Earnings per common share:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasic', window );">Basic</a></td>
        <td class="nump">$ 0.02<span></span></td>
        <td class="nump">$ 0.06<span></span></td>
        <td class="nump">$ 0.11<span></span></td>
        <td class="nump">$ 0.17<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareDiluted', window );">Diluted</a></td>
        <td class="nump">$ 0.02<span></span></td>
        <td class="nump">$ 0.06<span></span></td>
        <td class="nump">$ 0.11<span></span></td>
        <td class="nump">$ 0.17<span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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                    <td><nobr>asrv_DenominatorAbstract</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td>duration</td>
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                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_NumeratorAbstract</nobr></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of paid and unpaid preferred stock dividends declared with the form of settlement in cash, stock and payment-in-kind (PIK).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 405<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957935&amp;loc=d3e64057-112817<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DividendsPreferredStock</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 52<br><br> -URI http://asc.fasb.org/extlink&amp;oid=32703322&amp;loc=d3e4984-109258<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.21)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.23)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 18<br><br> -Article 7<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 20<br><br> -Article 5<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 21<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareBasic</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareBasicAndDilutedAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareBasicAndDilutedAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareDiluted">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.21)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 18<br><br> -Article 7<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 20<br><br> -Article 5<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 21<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareDiluted</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncrementalCommonSharesAttributableToCallOptionsAndWarrants">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Additional shares included in the calculation of diluted EPS as a result of the potentially dilutive effect of call options and warrants using the treasury stock method.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Warrant<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6528364<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 23<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1757-109256<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Treasury Stock Method<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6527216<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Call Option<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506649<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncrementalCommonSharesAttributableToCallOptionsAndWarrants</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Net Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.22)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 19<br><br> -Article 5<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 20<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Net income after adjustments for dividends on preferred stock (declared in the period) and/or cumulative preferred stock (accumulated for the period).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1377-109256<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The average number of shares or units issued and outstanding that are used in calculating diluted EPS or earnings per unit (EPU), determined based on the timing of issuance of shares or units in the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 16<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1505-109256<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of [basic] shares or units, after adjustment for contingently issuable shares or units and other shares or units not deemed outstanding, determined by relating the portion of time within a reporting period that common shares or units have been outstanding to the total time in that period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 10<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1448-109256<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Weighted-Average Number of Common Shares Outstanding<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6528421<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_WeightedAverageNumberOfSharesOutstandingBasic</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>33
<FILENAME>R52.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EUOBG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Allowance for Loan Losses (Classes of Loan Portfolio by Categories) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Sep. 30, 2014</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentAgingAbstract', window );"><strong>Classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
        <td class="nump">$ 809,596<span></span></td>
        <td class="nump">$ 778,265<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">30-59 Days Past Due</a></td>
        <td class="nump">1,987<span></span></td>
        <td class="nump">2,722<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue', window );">60-89 Days Past Due</a></td>
        <td class="nump">444<span></span></td>
        <td class="nump">697<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue', window );">90 Days Past Due</a></td>
        <td class="nump">1,896<span></span></td>
        <td class="nump">1,662<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Total Past Due</a></td>
        <td class="nump">4,327<span></span></td>
        <td class="nump">5,081<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Total Loans</a></td>
        <td class="nump">813,923<span></span></td>
        <td class="nump">783,346<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing', window );">90 Days Past Due and Still Accruing</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentAgingAbstract', window );"><strong>Classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
        <td class="nump">134,287<span></span></td>
        <td class="nump">120,102<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">30-59 Days Past Due</a></td>
        <td class="nump">65<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue', window );">60-89 Days Past Due</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue', window );">90 Days Past Due</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Total Past Due</a></td>
        <td class="nump">65<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Total Loans</a></td>
        <td class="nump">134,352<span></span></td>
        <td class="nump">120,102<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing', window );">90 Days Past Due and Still Accruing</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial loans secured by real estate [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentAgingAbstract', window );"><strong>Classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
        <td class="nump">403,561<span></span></td>
        <td class="nump">410,619<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">30-59 Days Past Due</a></td>
        <td class="nump">250<span></span></td>
        <td class="nump">457<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue', window );">60-89 Days Past Due</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue', window );">90 Days Past Due</a></td>
        <td class="nump">432<span></span></td>
        <td class="nump">615<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Total Past Due</a></td>
        <td class="nump">682<span></span></td>
        <td class="nump">1,072<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Total Loans</a></td>
        <td class="nump">404,243<span></span></td>
        <td class="nump">411,691<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing', window );">90 Days Past Due and Still Accruing</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real estate-mortgage [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentAgingAbstract', window );"><strong>Classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
        <td class="nump">254,076<span></span></td>
        <td class="nump">231,740<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">30-59 Days Past Due</a></td>
        <td class="nump">1,605<span></span></td>
        <td class="nump">2,232<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue', window );">60-89 Days Past Due</a></td>
        <td class="nump">422<span></span></td>
        <td class="nump">670<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue', window );">90 Days Past Due</a></td>
        <td class="nump">1,464<span></span></td>
        <td class="nump">1,047<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Total Past Due</a></td>
        <td class="nump">3,491<span></span></td>
        <td class="nump">3,949<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Total Loans</a></td>
        <td class="nump">257,567<span></span></td>
        <td class="nump">235,689<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing', window );">90 Days Past Due and Still Accruing</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Consumer [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentAgingAbstract', window );"><strong>Classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
        <td class="nump">17,672<span></span></td>
        <td class="nump">15,804<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">30-59 Days Past Due</a></td>
        <td class="nump">67<span></span></td>
        <td class="nump">33<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue', window );">60-89 Days Past Due</a></td>
        <td class="nump">22<span></span></td>
        <td class="nump">27<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue', window );">90 Days Past Due</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Total Past Due</a></td>
        <td class="nump">89<span></span></td>
        <td class="nump">60<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Total Loans</a></td>
        <td class="nump">17,761<span></span></td>
        <td class="nump">15,864<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing', window );">90 Days Past Due and Still Accruing</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Financing receivables that are less than 60 days past due but more than 29 days past due.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953401-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Financing receivables that are less than 90 days past due but more than 59 days past due.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953401-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Recorded investment in financing receivables that are 90 days or more past due and still accruing.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=d3e5111-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentAgingAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableRecordedInvestmentAgingAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Financing receivables that are current.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953401-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableRecordedInvestmentCurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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              </div>
            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Financing receivables that are equal to or greater than 90 days past due.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953401-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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                </table>
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          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Recorded Investment in financing receivables that are past due at the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953401-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableRecordedInvestmentPastDue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=d3e5074-111524<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28367877&amp;loc=d3e4428-111522<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EJIAC">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Commitments and Contingent Liabilities (Details) (USD $)<br>In Millions, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Sep. 30, 2014</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commitments to extend credit [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LossContingenciesLineItems', window );"><strong>Loss Contingencies [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommitmentsAndContingencies', window );">Commitments and contingent liabilities</a></td>
        <td class="nump">$ 172.1<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Standby letters of credit [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LossContingenciesLineItems', window );"><strong>Loss Contingencies [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommitmentsAndContingencies', window );">Commitments and contingent liabilities</a></td>
        <td class="nump">$ 12.1<span></span></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents the caption on the face of the balance sheet to indicate that the entity has entered into (1) purchase or supply arrangements that will require expending a portion of its resources to meet the terms thereof, and (2) is exposed to potential losses or, less frequently, gains, arising from (a) possible claims against a company's resources due to future performance under contract terms, and (b) possible losses or likely gains from uncertainties that will ultimately be resolved when one or more future events that are deemed likely to occur do occur or fail to occur.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 450<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=25496072&amp;loc=d3e14326-108349<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.25)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 25<br><br> -Article 5<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 19<br><br> -Article 7<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 17<br><br> -Article 9<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.17)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-03.(a),19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommitmentsAndContingencies</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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                    <td>xbrli:stringItemType</td>
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                    <td>duration</td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0E51AE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Preferred Stock (Narrative) (Details) (USD $)<br>In Millions, except Share data, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="1">1 Months Ended</th>
        <th class="th" colspan="1">9 Months Ended</th>
        <th class="th" colspan="1"></th>
        <th class="th" colspan="1"></th>
        <th class="th" colspan="3">9 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Aug. 01, 2011</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2014</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
        <th class="th">
          <div>Aug. 11, 2011

</div>
          <div>Noncumulative Series E Preferred Stock [Member]</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2014

</div>
          <div>Noncumulative Series E Preferred Stock [Member]

</div>
          <div>Minimum [Member]</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2014

</div>
          <div>Noncumulative Series E Preferred Stock [Member]

</div>
          <div>Maximum [Member]</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2014

</div>
          <div>Series E Preferred Stock [Member]</div>
        </th>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TemporaryEquityLineItems', window );"><strong>Temporary Equity [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesIssued', window );">Number of shares of fixed rate cumulative perpetual preferred stock series D</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">21,000<span></span></td>
        <td class="nump">21,000<span></span></td>
        <td class="nump">21,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockDividendRatePercentage', window );">Annualized Dividend Rate</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1.00%<span></span></td>
        <td class="nump">5.00%<span></span></td>
        <td class="nump">9.00%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_PercentagePreferredStockRedemption', window );">Redemption price of series E preferred stock</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">100.00%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock', window );">Aggregate purchase price of fixed rate cumulative perpetual preferred stock</a></td>
        <td class="nump">$ 21<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_PercentageOfLendingIncentiveFeePayable', window );">Percentage of lending incentive fee payable</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">0.50%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_MinimumPercentageTierOneCapitalToBeMaintain', window );">Minimum percentage tier one capital to be maintain</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">90.00%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_IncreasedPercentageOfLendingIncentiveFee', window );">Increased percentage of lending incentive fee</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1.00%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_IncreasedPercentageOfLendingIncentiveFee">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Increased percentage of lending incentive fee.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_IncreasedPercentageOfLendingIncentiveFee</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Minimum percentage tier one capital to be maintain.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_MinimumPercentageTierOneCapitalToBeMaintain</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_PercentageOfLendingIncentiveFeePayable">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Percentage of lending incentive fee payable.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_PercentageOfLendingIncentiveFeePayable</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td>duration</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_PercentagePreferredStockRedemption">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Percentage preferred stock redemption.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_PercentagePreferredStockRedemption</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
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              </div>
            </div>
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        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockDividendRatePercentage">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The percentage rate used to calculate dividend payments on preferred stock.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockDividendRatePercentage</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockSharesIssued">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) issued to shareholders (includes related preferred shares that were issued, repurchased, and remain in the treasury). May be all or portion of the number of preferred shares authorized. Excludes preferred shares that are classified as debt.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.28)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockSharesIssued</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Proceeds from issuance of capital stock which provides for a specific dividend that is paid to the shareholders before any dividends to common stockholders and which takes precedence over common stockholders in the event of liquidation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 14<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3255-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TemporaryEquityLineItems</nobr></td>
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                    <td>na</td>
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<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EM4BI">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Allowance for Loan Losses (Summary of Primary Segments of Loan Portfolio) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Sep. 30, 2014</div>
        </th>
        <th class="th">
          <div>Jun. 30, 2014</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Individually evaluated for impairment</a></td>
        <td class="nump">$ 1,444<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 3,066<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Collectively evaluated for impairment</a></td>
        <td class="nump">812,479<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">780,280<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Total Loans</a></td>
        <td class="nump">813,923<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">783,346<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Specific reserve allocation</a></td>
        <td class="nump">547<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">813<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">General reserve allocation</a></td>
        <td class="nump">9,035<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">9,291<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Total allowance for loan losses</a></td>
        <td class="nump">9,582<span></span></td>
        <td class="nump">10,150<span></span></td>
        <td class="nump">10,104<span></span></td>
        <td class="nump">11,145<span></span></td>
        <td class="nump">12,571<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Individually evaluated for impairment</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Collectively evaluated for impairment</a></td>
        <td class="nump">134,352<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">120,102<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Total Loans</a></td>
        <td class="nump">134,352<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">120,102<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Specific reserve allocation</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">General reserve allocation</a></td>
        <td class="nump">3,295<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">2,844<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Total allowance for loan losses</a></td>
        <td class="nump">3,295<span></span></td>
        <td class="nump">3,254<span></span></td>
        <td class="nump">2,844<span></span></td>
        <td class="nump">2,780<span></span></td>
        <td class="nump">2,596<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial loans secured by real estate [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Individually evaluated for impairment</a></td>
        <td class="nump">1,444<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">3,005<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Collectively evaluated for impairment</a></td>
        <td class="nump">402,799<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">408,686<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Total Loans</a></td>
        <td class="nump">404,243<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">411,691<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Specific reserve allocation</a></td>
        <td class="nump">547<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">812<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">General reserve allocation</a></td>
        <td class="nump">3,368<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">4,073<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Total allowance for loan losses</a></td>
        <td class="nump">3,915<span></span></td>
        <td class="nump">4,475<span></span></td>
        <td class="nump">4,885<span></span></td>
        <td class="nump">5,983<span></span></td>
        <td class="nump">7,796<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real estate-mortgage [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Individually evaluated for impairment</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Collectively evaluated for impairment</a></td>
        <td class="nump">257,567<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">235,689<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Total Loans</a></td>
        <td class="nump">257,567<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">235,689<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Specific reserve allocation</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">General reserve allocation</a></td>
        <td class="nump">1,342<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,260<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Total allowance for loan losses</a></td>
        <td class="nump">1,342<span></span></td>
        <td class="nump">1,301<span></span></td>
        <td class="nump">1,260<span></span></td>
        <td class="nump">1,279<span></span></td>
        <td class="nump">1,269<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Consumer [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Individually evaluated for impairment</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">61<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Collectively evaluated for impairment</a></td>
        <td class="nump">17,761<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">15,803<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Total Loans</a></td>
        <td class="nump">17,761<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">15,864<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Specific reserve allocation</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">General reserve allocation</a></td>
        <td class="nump">151<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">135<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Total allowance for loan losses</a></td>
        <td class="nump">151<span></span></td>
        <td class="nump">145<span></span></td>
        <td class="nump">136<span></span></td>
        <td class="nump">146<span></span></td>
        <td class="nump">150<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Allocation for general risk [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Specific reserve allocation</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">General reserve allocation</a></td>
        <td class="nump">879<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">979<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Total allowance for loan losses</a></td>
        <td class="nump">$ 879<span></span></td>
        <td class="nump">$ 975<span></span></td>
        <td class="nump">$ 979<span></span></td>
        <td class="nump">$ 957<span></span></td>
        <td class="nump">$ 760<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsNotesAndLoansReceivableLineItems">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccountsNotesAndLoansReceivableLineItems</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLosses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>A valuation allowance for financing receivables that are expected to be uncollectible.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableAllowanceForCreditLosses</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The valuation allowance for financing receivables that are expected to be uncollectible that were collectively evaluated for impairment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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                <p>Amount of valuation allowance for financing receivables that are expected to be uncollectible that were individually evaluated for impairment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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                <p>The balance of financing receivables that were collectively evaluated for impairment.</p>
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                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (h)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953423-111524<br><br><br><br></p>
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                <p>The balance of financing receivables that were individually evaluated for impairment.</p>
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                <p>Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
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          <div style="width: 200px;"><strong>Recent Accounting Pronouncements<br></strong></div>
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        <th class="th" colspan="1">9 Months Ended</th>
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          <div>Sep. 30, 2014</div>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock', window );">Recent Accounting Pronouncements</a></td>
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<h2 style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"><strong><font>3</font>. Recent Accounting Pronouncements</strong></h2>

<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">In July 2013, the Financial Accounting Standards Board (FASB) issued Accounting Standards Update (ASU) <font>2013</font>-<font>11</font>, <em>Income Taxes (Topic <font>740</font>): Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists.</em> This Update applies to all entities that have unrecognized tax benefits when a net operating loss carryforward, a similar tax loss, or a tax credit carryforward exists at the reporting date. An unrecognized tax benefit, or a portion of an unrecognized tax benefit, should be presented in the financial statements as a reduction to a deferred tax asset for a net operating loss carryforward, a similar tax loss, or a tax credit carryforward, except as follows. To the extent a net operating loss carryforward, a similar tax loss, or a tax credit carryforward is not available at the reporting date under the tax law of the applicable jurisdiction to settle any additional income taxes that would result from the disallowance of a tax position or the tax law of the applicable jurisdiction does not require the entity to use, and the entity does not intend to use, the deferred tax asset for such purpose, the unrecognized tax benefit should be presented in the financial statements as a liability and should not be combined with deferred tax assets. The assessment of whether a deferred tax asset is available is based on the unrecognized tax benefit and deferred tax asset that exist at the reporting date and should be made presuming disallowance of the tax position at the reporting date. The amendments in this Update are effective for fiscal years, and interim periods within those years, beginning after December 15, 2013. The amendments should be applied prospectively to all unrecognized tax benefits that exist at the effective date. Retrospective application is permitted. This ASU did not have a significant impact on the Company's financial statements.</p>

<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">In January 2014, the FASB issued ASU <font>2014</font>-<font>04</font>, <em>Receivables&#160;&#151;&#160;Troubled Debt Restructurings by Creditors (Subtopic <font>310</font>-<font>40</font>): Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure. </em>The amendments in this Update clarify that an in substance repossession or foreclosure occurs, and a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, upon either (<font>1</font>) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure or (<font>2</font>) the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. Additionally, the amendments require interim and annual disclosure of both (<font>1</font>) the amount of foreclosed residential real estate property held by the creditor and (<font>2</font>) the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure according to local requirements of the applicable jurisdiction. The amendments in this Update are effective for public business entities for annual periods, and interim periods within those annual periods, beginning after December 15, 2014. An entity can elect to adopt the amendments in this Update using either a modified retrospective transition method or a prospective transition method. This ASU is not expected to have a significant impact on the Company's financial statements.</p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure of changes in accounting principles, including adoption of new accounting pronouncements, that describes the new methods, amount and effects on financial statement line items.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ESTAG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Accumulated Other Comprehensive Loss (Changes in Each Component of Accumulated Other Comprehensive Loss) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
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        <th class="th" colspan="4">3 Months Ended</th>
        <th class="th" colspan="4">9 Months Ended</th>
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          <div>Sep. 30, 2014</div>
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          <div>Sep. 30, 2013</div>
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          <div>Sep. 30, 2014</div>
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          <div>Sep. 30, 2013</div>
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      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AccumulatedOtherComprehensiveLossLineItems', window );"><strong>Accumulated Other Comprehensive Loss [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax', window );">Beginning Balance</a></td>
        <td class="num">$ (4,709)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="num">$ (5,875)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="num">$ (5,379)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_OtherComprehensiveIncomeLossBeforeReclassifications', window );">Other comprehensive income before reclassifications</a></td>
        <td class="num">(463)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">116<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">820<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="num">(2,161)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeLoss', window );">Amounts reclassified from accumulated other comprehensive loss</a></td>
        <td class="nump">527<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="num">(43)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump">410<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump">350<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent', window );">Net current period other comprehensive income</a></td>
        <td class="nump">64<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">73<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">1,230<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="num">(1,811)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax', window );">Ending Balance</a></td>
        <td class="num">(4,645)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="num">(7,263)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="num">(4,645)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="num">(7,263)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Net Unrealized Gains and Losses on Investment Securities [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AccumulatedOtherComprehensiveLossLineItems', window );"><strong>Accumulated Other Comprehensive Loss [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax', window );">Beginning Balance</a></td>
        <td class="nump">1,950<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">1,043<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">4,141<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_OtherComprehensiveIncomeLossBeforeReclassifications', window );">Other comprehensive income before reclassifications</a></td>
        <td class="num">(463)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">116<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">561<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="num">(2,264)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeLoss', window );">Amounts reclassified from accumulated other comprehensive loss</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="num">(43)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="num">(117)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="num">(90)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent', window );">Net current period other comprehensive income</a></td>
        <td class="num">(463)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">73<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">444<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="num">(2,354)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax', window );">Ending Balance</a></td>
        <td class="nump">1,487<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">1,714<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">1,487<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">1,714<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Defined Benefit Pension Items [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AccumulatedOtherComprehensiveLossLineItems', window );"><strong>Accumulated Other Comprehensive Loss [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax', window );">Beginning Balance</a></td>
        <td class="num">(6,659)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="num">(6,918)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="num">(9,520)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_OtherComprehensiveIncomeLossBeforeReclassifications', window );">Other comprehensive income before reclassifications</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">259<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">103<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeLoss', window );">Amounts reclassified from accumulated other comprehensive loss</a></td>
        <td class="nump">527<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">527<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">440<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent', window );">Net current period other comprehensive income</a></td>
        <td class="nump">527<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">786<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">543<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax', window );">Ending Balance</a></td>
        <td class="num">$ (6,132)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="num">$ (8,977)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="num">$ (6,132)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="num">$ (8,977)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr>
        <td colspan="9"></td>
      </tr>
      <tr>
        <td colspan="9">
          <table class="outerFootnotes" width="100%">
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[1]</td>
              <td style="vertical-align: top;" valign="top">These accumulated other comprehensive loss components are included in the computation of net periodic benefit cost (see Note 16 for additional details).</td>
            </tr>
          </table>
        </td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_AccumulatedOtherComprehensiveLossLineItems">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_AccumulatedOtherComprehensiveLossLineItems</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_AmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amounts Reclassified From Accumulated Other Comprehensive Income Loss</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_AmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
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            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_OtherComprehensiveIncomeLossBeforeReclassifications">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of other comprehensive income (loss) before reclassifications.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_OtherComprehensiveIncomeLossBeforeReclassifications</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Accumulated change in equity from transactions and other events and circumstances from non-owner sources, net of tax effect, at period end. Excludes Net Income (Loss), and accumulated changes in equity from transactions resulting from investments by owners and distributions to owners. Includes foreign currency translation items, certain pension adjustments, unrealized gains and losses on certain investments in debt and equity securities, other than temporary impairment (OTTI) losses related to factors other than credit losses on available-for-sale and held-to-maturity debt securities that an entity does not intend to sell and it is not more likely than not that the entity will be required to sell before recovery of the amortized cost basis, as well as changes in the fair value of derivatives related to the effective portion of a designated cash flow hedge.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e637-108580<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 14<br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e681-108580<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 14A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=SL7669686-108580<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 31<br><br> -Article 5<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after tax of other comprehensive income (loss) attributable to parent entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 20<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7656940&amp;loc=SL4569643-111683<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 19<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7656940&amp;loc=SL4569616-111683<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1A<br><br> -Subparagraph (c)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=18733093&amp;loc=SL4573702-111684<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
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<DOCUMENT>
<TYPE>EXCEL
<SEQUENCE>39
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<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EACAG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Investment Securities (Narrative) (Details) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
        <th class="th" colspan="2">9 Months Ended</th>
        <th class="th" colspan="1"></th>
      </tr>
      <tr>
        <th class="th">
          <div>Sep. 30, 2013</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2014</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_invest_InvestmentLineItems', window );"><strong>Investment [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_GainOnSaleOfSecurities', window );">Gross investment gains</a></td>
        <td class="nump">$ 66,000<span></span></td>
        <td class="nump">$ 182,000<span></span></td>
        <td class="nump">$ 137,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_LossOnSaleOfSecurities', window );">Gross investment losses</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">5,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_InvestmentSecuritiesAdditionalTextualAbstract', window );"><strong>Investment Securities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_ConsolidatedInvestmentSecuritiesPortfolioModifiedYears', window );">Consolidated investment securities portfolio modified, years</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">3 years 1 month 13 days<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities', window );">Proceeds from sales of investment securities - available for sale</a></td>
        <td class="nump">1,100,000<span></span></td>
        <td class="nump">5,242,000<span></span></td>
        <td class="nump">2,298,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_CarryingValueOfAvailableForSaleHeldToMaturityAndFederalHomeLoanBankBorrowings', window );">Book value of securities available for sale and held to maturity</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 119,411,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 110,780,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions', window );">Positions considered temporarily impaired</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">53<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Standard &amp; Poor's, AAA Rating [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_invest_InvestmentLineItems', window );"><strong>Investment [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_PercentageOfInvestmentSecuritiesPortfolioRated', window );">Portfolio rated</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">86.40%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">89.00%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Standard &amp; Poor's, A Rating [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_invest_InvestmentLineItems', window );"><strong>Investment [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_PercentageOfInvestmentSecuritiesPortfolioRated', window );">Portfolio rated</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">2.00%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_CarryingValueOfAvailableForSaleHeldToMaturityAndFederalHomeLoanBankBorrowings">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying value of available for sale held to maturity and federal home loan bank.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_CarryingValueOfAvailableForSaleHeldToMaturityAndFederalHomeLoanBankBorrowings</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Consolidated investment securities portfolio modified, years.</p>
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                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The gain realized from the sale, exchange, redemption, or retirement of securities, not separately or otherwise categorized as trading, available-for-sale, or held-to-maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td>asrv_</td>
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                    <td><nobr>asrv_InvestmentSecuritiesAdditionalTextualAbstract</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The loss realized from the sale, exchange, redemption, or retirement of securities, not separately or otherwise categorized as trading, available-for-sale, or held-to-maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td>asrv_</td>
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                    <td>xbrli:monetaryItemType</td>
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                <p>Percentage of investment securities portfolio rated.</p>
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                <p>No definition available.</p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure regarding factors used to determine that the impairment of securities categorized as held-to-maturity where cost exceeds fair value is not an other than temporary impairment (OTTI). This item contains disclosure of the number of investment positions in the held-to-maturity investments determined to be temporarily impaired.</p>
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                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -Subparagraph (b)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27290-111563<br><br><br><br></p>
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                <p>The cash inflow associated with the sale of debt and equity securities classified as available-for-sale securities.</p>
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                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -Subparagraph (a),(b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3179-108585<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
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          <div style="width: 200px;"><strong>Federal Home Loan Bank Borrowings (Tables)<br></strong></div>
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        <th class="th" colspan="1">9 Months Ended</th>
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          <div>Sep. 30, 2014</div>
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<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
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<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Overnight</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
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<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
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<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>2015</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>4,000</font></td>
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<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>0.52</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" width="100%" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>2016</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>12,000</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>0.81</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" width="100%" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>2017</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>12,000</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>1.06</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" width="100%" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>2018</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>9,000</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>1.54</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">Total advances</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>37,000</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>1.04</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">Total FHLB borrowings</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>63,438</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>0.71</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">%</td>
</tr>
</table>
</div>
</div>

<p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">&#160;</p>



<div>
<div class="CursorPointer">
<table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;">
<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="11" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>At </strong>December 31, 2013</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Type</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Maturing</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Amount</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Weighted Average Rate</strong></td>
</tr>

<tr>
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Open Repo Plus</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Overnight</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>41,555</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>0.25</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">%</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Advances</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>2015</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>4,000</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>0.52</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" width="100%" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>2016</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>12,000</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>0.81</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" width="100%" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>2017</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>7,000</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>1.07</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" width="100%" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>2018</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>2,000</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>1.47</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">Total advances</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>25,000</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>0.89</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">Total FHLB borrowings</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>66,555</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>0.49</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">%</td>
</tr>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of advances by federal home loan bank by branch.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 470<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6479118&amp;loc=d3e64650-112822<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 470<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6479336&amp;loc=d3e64711-112823<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.13,16)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 13, 16<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0E1AAC">
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          <div style="width: 200px;"><strong>Non-performing Assets Including Troubled Debt Restructurings (TDR) (Tables)<br></strong></div>
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        <th class="th" colspan="1">9 Months Ended</th>
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          <div>Sep. 30, 2014</div>
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<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">September 30,<br/>
<font>2014</font></p>
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<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;">&#160;</td>
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<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">December 31, 2013</p>
</td>
</tr>

<tr style=" background-color: rgb(204, 238, 255);">
<td rowspan="1" colspan="1" style=" padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom;"><u>Non-accrual loans</u></td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;">&#160;&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;">&#160;&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left;">&#160;</td>
</tr>

<tr style=" background-color: white;">
<td rowspan="1" colspan="1" style=" padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom;">Commercial loans secured by real estate</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;">$</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;"><font>1,230</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;">$</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;"><font>1,632</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left;">&#160;</td>
</tr>

<tr style=" background-color: rgb(204, 238, 255);">
<td rowspan="1" colspan="1" style=" padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">Real estate-mortgage</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"><font>1,771</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"><font>1,239</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">&#160;</td>
</tr>

<tr style=" background-color: white;">
<td rowspan="1" colspan="1" style=" padding-left: 20pt; text-indent: -10pt; vertical-align: bottom; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">Total</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"><font>3,001</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"><font>2,871</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">&#160;</td>
</tr>

<tr style=" background-color: rgb(204, 238, 255);">
<td rowspan="1" colspan="1" style=" padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom;"><u>Other real estate owned</u></td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;">&#160;&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;">&#160;&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left;">&#160;</td>
</tr>

<tr style=" background-color: white;">
<td rowspan="1" colspan="1" style=" padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom;">Commercial loans secured by real estate</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;"><font>592</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;"><font>344</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left;">&#160;</td>
</tr>

<tr style=" background-color: rgb(204, 238, 255);">
<td rowspan="1" colspan="1" style=" padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">Real estate-mortgage</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"><font>91</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"><font>673</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">&#160;</td>
</tr>

<tr style=" background-color: white;">
<td rowspan="1" colspan="1" style=" padding-left: 20pt; text-indent: -10pt; vertical-align: bottom; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">Total</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"><font>683</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"><font>1,017</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">&#160;</td>
</tr>

<tr style=" background-color: rgb(204, 238, 255);">
<td rowspan="1" colspan="1" style=" padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">TDR's not in non-accrual</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"><font>214</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"><font>221</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">&#160;</td>
</tr>

<tr style=" background-color: white;">
<td rowspan="1" colspan="1" style=" padding-left: 20pt; text-indent: -10pt; vertical-align: bottom; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;">Total non-performing assets including TDR</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;">$</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;"><font>3,898</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;">$</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;"><font>4,109</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;">&#160;</td>
</tr>

<tr style=" background-color: rgb(204, 238, 255);">
<td rowspan="1" colspan="1" style=" padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom;">Total non-performing assets as a percent of loans, net of unearned income, and other real estate owned</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;"><font>0.48</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left;">%&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;"><font>0.52</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left;">%&#160;</td>
</tr>
</table>
</div>
</div>
</div>
</div><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock', window );">Schedule of Interest Income</a></td>
        <td class="text"><div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';">
<p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt 3pt 4px; margin: 0pt;">&#160;</p>

<div style=" text-align: center;">
<div class="CursorPointer">
<table cellspacing="0" cellpadding="0" width="608" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt; margin: -15pt 0pt 0pt;">
<tr>
<td>&#160;</td>
<td style=" width: 12px; vertical-align: bottom; text-align: center; border-bottom-style: none;">&#160;</td>
<td colspan="3">&#160;</td>
<td style=" width: 12px; vertical-align: bottom; text-align: center; border-bottom-style: none;">&#160;</td>
<td colspan="3">&#160;</td>
<td style=" width: 12px; vertical-align: bottom; text-align: center; border-bottom-style: none;">&#160;</td>
<td colspan="3">&#160;</td>
<td style=" width: 12px; vertical-align: bottom; text-align: center; border-bottom-style: none;">&#160;</td>
<td colspan="3">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;">&#160;</td>
<td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">Three months ended<br/>
September 30,</p>
</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;">&#160;</td>
<td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">Nine months ended<br/>
September 30,</p>
</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left;"><strong>&#160;&#160;</strong></td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"><strong><font>2014</font></strong></td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"><strong><font>2013</font></strong></td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"><strong><font>2014</font></strong></td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"><strong><font>2013</font></strong></td>
</tr>

<tr style=" background-color: white;">
<td rowspan="1" colspan="1" style=" padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom;">Interest income due in accordance with original terms</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;">$</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;"><font>39</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;">$</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;"><font>37</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;">$</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;"><font>106</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;">$</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;"><font>139</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left;">&#160;</td>
</tr>

<tr style=" background-color: rgb(204, 238, 255);">
<td rowspan="1" colspan="1" style=" padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">Interest income recorded</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">&#160;</td>
</tr>

<tr style=" background-color: white;">
<td rowspan="1" colspan="1" style=" padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;">Net reduction in interest income</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;">$</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;"><font>39</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;">$</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;"><font>37</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;">$</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;"><font>106</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;">$</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;"><font>139</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;">&#160;</td>
</tr>
</table>
</div>
</div>
</div><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock', window );">Schedule of TDRs</a></td>
        <td class="text"><div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';">
<div>

<div style=" text-align: center;">
<div class="CursorPointer"></div>
</div>

<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt 3pt 4px; margin: 0pt;">The following table details the loans modified as TDRs during the <font>nine</font> month period ended September 30, 2014 (dollars in thousands).</p>

<div style=" text-align: center;">
<div class="CursorPointer">
<table cellspacing="0" cellpadding="0" width="608" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt; margin: -15pt 0pt 0pt;">
<tr>
<td>&#160;</td>
<td style=" width: 12px; vertical-align: bottom; text-align: center; border-bottom-style: none;">&#160;</td>
<td colspan="3">&#160;</td>
<td style=" width: 12px; vertical-align: bottom; text-align: center; border-bottom-style: none;">&#160;</td>
<td colspan="3">&#160;</td>
<td style=" width: 12px; vertical-align: bottom; text-align: center; border-bottom-style: none;">&#160;</td>
<td colspan="3">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"><strong>Loans in non-accrual status</strong></td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"><strong># of Loans</strong></td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"><strong>Current Balance</strong></td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"><strong>Concession Granted</strong></td>
</tr>

<tr style=" background-color: rgb(204, 238, 255);">
<td rowspan="1" colspan="1" style=" padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom;">Commercial loan secured by real estate</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;"><font>1</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;">$</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;"><font>138</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left;"><font>Extension of maturity date</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left;">&#160;</td>
</tr>
</table>
</div>
</div>

</div>

<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt 3pt 4px; margin: 0pt;">The <font>following table details the</font> loans modified as TDR's during the <font>three</font> and <font>nine</font> month periods ended on September 30, 2013.</p>

<p style=" font: 10pt/normal Times New Roman, Times, Serif; margin: 0pt 0px; text-align: justify; text-indent: 0.5in; font-size-adjust: none; font-stretch: normal;">&#160;</p>

<div class="CursorPointer">
<table cellspacing="0" cellpadding="0" style=" font: 10pt/normal Times New Roman, Times, Serif; width: 95%; border-collapse: collapse; font-size-adjust: none; font-stretch: normal;">
<tr style=" vertical-align: bottom;">
<td style=" border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">Loans in accrual status</td>
<td style=" padding-bottom: 1pt;">&#160;</td>
<td colspan="2" style=" text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"># of Loans</td>
<td style=" padding-bottom: 1pt;">&#160;</td>
<td style=" padding-bottom: 1pt;">&#160;</td>
<td colspan="2" style=" text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">Current Balance</td>
<td style=" padding-bottom: 1pt;">&#160;</td>
<td style=" padding-bottom: 1pt;">&#160;</td>
<td style=" border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">Concession Granted</td>
</tr>

<tr style=" vertical-align: bottom; background-color: rgb(204, 238, 255);">
<td style=" width: 37%;">Consumer</td>
<td style=" width: 1%;">&#160;</td>
<td style=" width: 1%; text-align: left;">&#160;</td>
<td style=" width: 10%; text-align: right;"><font>1</font></td>
<td style=" width: 1%; text-align: left;">&#160;</td>
<td style=" width: 1%;">&#160;</td>
<td style=" width: 1%; text-align: left;">$</td>
<td style=" width: 10%; text-align: right;"><font>51</font></td>
<td style=" width: 1%; text-align: left;">&#160;</td>
<td style=" width: 1%;">&#160;</td>
<td style=" width: 36%; text-align: left;"><font>Extension of maturity date</font></td>
</tr>
</table>
</div>
</div><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_ScheduleOfRecordedInvestmentInLoansAsTroubleDebtRestructuringTableTextBlock', window );">Recorded Investment of Defaults</a></td>
        <td class="text"><div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';">
<table cellspacing="0" cellpadding="0" width="608" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt; margin: -15pt 0pt 0pt;">
<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;">&#160;</td>
<td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">Three months ended<br/>
September 30,</p>
</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;">&#160;</td>
<td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">Nine months ended<br/>
September 30,</p>
</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left;"><strong>&#160;&#160;</strong></td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"><strong><font>2014</font></strong></td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"><strong><font>2013</font></strong></td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"><strong><font>2014</font></strong></td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"><strong><font>2013</font></strong></td>
</tr>

<tr style=" background-color: white;">
<td rowspan="1" colspan="1" style=" padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom;"><u>Recorded investment of defaults</u></td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;">&#160;&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;">&#160;&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;">&#160;&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;">&#160;&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left;">&#160;</td>
</tr>

<tr style=" background-color: rgb(204, 238, 255);">
<td rowspan="1" colspan="1" style=" padding-left: 20pt; text-indent: -10pt; vertical-align: bottom; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">Commercial loan secured by real estate</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;">$</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;">$</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"><font>-</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;">$</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;">$</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"><font>1,320</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">&#160;</td>
</tr>

<tr style=" background-color: white;">
<td rowspan="1" colspan="1" style=" padding-left: 30pt; text-indent: -10pt; vertical-align: bottom; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;">Total</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;">$</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;">$</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;"><font>-</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;">$</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;">$</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;"><font>1,320</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;">&#160;</td>
</tr>
</table>
</div><span></span></td>
      </tr>
    </table>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_NonperformingAssetsIncludingTroubledDebtRestructuringsAbstract</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Schedule of non-performing assets including trouble debt restructurings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Schedule of recorded investment in loans as trouble debt restructuring.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_ScheduleOfRecordedInvestmentInLoansAsTroubleDebtRestructuringTableTextBlock</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
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                    <td><strong> Data Type:</strong></td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of nonaccrual and past due financing receivables (such as loans and trade receivables), including: (a) the recorded investment in loans and trade receivables, if applicable, on nonaccrual status as of each balance sheet date (b) the recorded investment in loans and trade receivables, if applicable, past due 90 days or more and still accruing.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=d3e5111-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
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            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of financing receivables and troubled debt restructurings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 34<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953682-111524<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 33<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953676-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>43
<FILENAME>R56.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EAGAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Non-performing Assets Including Troubled Debt Restructurings (Schedule of TDRs) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
        <th class="th" colspan="1">9 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Sep. 30, 2013

</div>
          <div>Loans in accrual status [Member]

</div>
          <div>Consumer [Member]</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2014

</div>
          <div>Loans in non-accrual status [Member]

</div>
          <div>Commercial loans secured by real estate [Member]</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_TroubleDebtRestructuringForNonPerformingAssetsGrantedAbstract', window );"><strong>Schedule of TDRs</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsNumberOfContracts2', window );">Number of loans</a></td>
        <td class="nump">1<span></span></td>
        <td class="nump">1<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2', window );">Current Balance</a></td>
        <td class="nump">$ 51<span></span></td>
        <td class="nump">$ 138<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsDeterminationOfAllowanceForCreditLosses1', window );">Concession Granted</a></td>
        <td class="text"><div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';">Extension of maturity date</div><span></span></td>
        <td class="text"><div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';">Extension of maturity date</div><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_TroubleDebtRestructuringForNonPerformingAssetsGrantedAbstract</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td>duration</td>
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          </td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableModificationsDeterminationOfAllowanceForCreditLosses1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Description of how troubled debt restructurings that occurred during the period are factored into the determination of the allowance for credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 33<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953676-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableModificationsDeterminationOfAllowanceForCreditLosses1</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
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          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableModificationsNumberOfContracts2">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of financing receivables that have been modified by troubled debt restructurings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 33<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953676-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableModificationsNumberOfContracts2</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
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                    <td>duration</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Post-modification amount of investment in financing receivables modified by troubled debt restructurings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 33<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953676-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td>duration</td>
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          </td>
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</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>44
<FILENAME>R44.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EOSAE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Loans (Summary of Loan Portfolio) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Sep. 30, 2014</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Loans, net of unearned income</a></td>
        <td class="nump">$ 813,923<span></span></td>
        <td class="nump">$ 783,346<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Loans, net of unearned income</a></td>
        <td class="nump">134,352<span></span></td>
        <td class="nump">120,102<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial loans secured by real estate [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Loans, net of unearned income</a></td>
        <td class="nump">404,243<span></span></td>
        <td class="nump">411,691<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Real estate-mortgage [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Loans, net of unearned income</a></td>
        <td class="nump">257,567<span></span></td>
        <td class="nump">235,689<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Consumer [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Loans, net of unearned income</a></td>
        <td class="nump">$ 17,761<span></span></td>
        <td class="nump">$ 15,864<span></span></td>
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        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccountsNotesAndLoansReceivableLineItems</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=d3e5074-111524<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28367877&amp;loc=d3e4428-111522<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
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          <div style="width: 200px;"><strong>Preferred Stock (Tables)<br></strong></div>
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      <tr>
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          <div>Sep. 30, 2014</div>
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<tr style=" vertical-align: top;">
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>DIVIDEND PERIOD ANNUALIZED</strong></td>
<td rowspan="1" align="center" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td align="center" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-left: none; border-right: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
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DIVIDEND RATE</strong></td>
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<tr style=" vertical-align: top;">
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>BEGINNING</strong></td>
<td rowspan="1" align="center" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
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<td align="center" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; : none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td align="center" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-left: none; border-right: none; : none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
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<tr style=" vertical-align: top;">
<td width="50%" rowspan="1" colspan="1" style=" text-indent: 10pt; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">August 11, 2011</p>
</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" width="50%" style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">December 31, 2011</p>
</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-color: #000000; padding: 0px;">&#160;</td>
<td style=" text-align: center; border-left: none; border-right: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td align="left" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; white-space: nowrap; padding-right: 5px;">&#160;</td>
<td rowspan="1" colspan="1" align="right" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; white-space: nowrap;"><font>5.0</font></td>
<td align="left" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; white-space: nowrap; padding-right: 5px;">%</td>
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<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">January 1, 2012</p>
</td>
<td rowspan="1" align="center" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" width="50%" align="center" style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">December 31, 2013</p>
</td>
<td rowspan="1" align="center" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-color: #000000; padding: 0px;">&#160;</td>
<td align="center" style=" text-align: center; border-left: none; border-right: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" colspan="3" align="center" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; white-space: nowrap;"><font>1.0</font>% to <font>5.0</font>%</td>
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<tr style=" vertical-align: top;">
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<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">January 1, 2014</p>
</td>
<td rowspan="1" align="center" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" width="50%" align="center" style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">February 7, 2016</p>
</td>
<td rowspan="1" align="center" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-color: #000000; padding: 0px;">&#160;</td>
<td align="center" style=" text-align: center; border-left: none; border-right: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" colspan="3" align="center" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom;"><font>1.0</font>% to <font>7.0</font>%<sup><font>(1)</font></sup></td>
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<tr style=" vertical-align: top;">
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<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">February 8, 2016</p>
</td>
<td rowspan="1" align="center" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" align="center" style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Redemption</td>
<td rowspan="1" align="center" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-color: #000000; padding: 0px;">&#160;</td>
<td align="center" style=" text-align: center; border-left: none; border-right: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" colspan="3" align="center" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom;"><font>9.0</font>%<sup><font>(2)</font></sup></td>
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<td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;"><font>(1)</font></td>
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<div>
Between January 1, 2014 and February 7, 2016, the Company's dividend rate was fixed at 1% based upon the level of percentage change in QSBL between September 30, 2013 and the Baseline.
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<td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;"><font>(2)</font></td>
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Beginning on February 8, 2016, the dividend rate will be fixed at <font>nine</font> percent (<font>9</font>%) per annum.
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                <p>Tabular disclosure of all or some of the information related to dividends declared, but not paid, as of the financial reporting date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4304-108586<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0E2F">
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<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">Three months ended September 30, 2014</p>
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<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">Three months ended September 30, 2013</p>
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<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Net Unrealized Gains and Losses on Investment Securities AFS<sup><font>(1)</font></sup></strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Defined Benefit Pension Items<sup><font>(1)</font></sup></strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Total<sup><font>(1)</font></sup></strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Net Unrealized Gains and Losses on Investment Securities AFS<sup><font>(1)</font></sup></strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Defined Benefit Pension Items<sup><font>(1)</font></sup></strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Total<sup><font>(1)</font></sup></strong></td>
</tr>

<tr>
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Beginning balance</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>1,950</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(6,659</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(4,709</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>1,714</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(8,977</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(7,263</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Other comprehensive income before Reclassifications</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(463</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>-</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(463</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>116</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>116</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">Amounts reclassified from accumulated other comprehensive loss</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>-</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>527</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>527</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(43</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>-</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(43</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">)</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">Net current period other comprehensive income (loss)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(463</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>527</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>64</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>73</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>-</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>73</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">&#160;</td>
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<tr>
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">Ending balance</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>1,487</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(6,132</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(4,645</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>1,787</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(8,977</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(7,190</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
</tr>
</table>
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<p style=" text-align: left; text-indent: 1px; font-family : Times New Roman;">&#160;</p>

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<td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;">(1)</td>
<td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;">Amounts in parentheses indicate debits on the Consolidated Balance Sheets.</td>
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<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">The following table presents the changes in each component of accumulated other comprehensive loss, net of tax, for the nine months ended September 30, 2014 and 2013 (in thousands):</p>



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<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
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<td rowspan="1" colspan="11" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">Nine months ended September 30, 2014</p>
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<td rowspan="1" colspan="11" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">Nine months ended September 30, 2013</p>
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<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Net Unrealized Gains and Losses on Investment Securities AFS<sup><font>(1)</font></sup></strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Defined Benefit Pension Items<sup><font>(1)</font></sup></strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Total<sup><font>(1)</font></sup></strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Net Unrealized Gains and Losses on Investment Securities AFS<sup><font>(1)</font></sup></strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Defined Benefit Pension Items<sup><font>(1)</font></sup></strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Total<sup><font>(1)</font></sup></strong></td>
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<tr>
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Beginning balance</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>1,043</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(6,918</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(5,875</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>4,141</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(9,520</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(5,379</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Other comprehensive income before Reclassifications</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>561</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>259</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>820</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(2,264</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>103</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(2,161</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
</tr>

<tr>
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">Amounts reclassified from accumulated other comprehensive loss</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(117</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>527</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>410</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(90</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>440</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>350</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">Net current period other comprehensive income (loss)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>444</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>786</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>1,230</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(2,354</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>543</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(1,811</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
</tr>

<tr>
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">Ending balance</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>1,487</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(6,132</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(4,645</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>1,787</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(8,977</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(7,190</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
</tr>
</table>
</div>
</div>

<p style=" text-align: left; text-indent: 1px; font-family : Times New Roman;">&#160;</p>

<div class="CursorPointer">
<table cellspacing="0" cellpadding="0" width="100%" style=" text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; margin-top: 0pt; margin-bottom: 0pt;">
<tr style=" font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left;">
<td style=" border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;">&#160;</td>
<td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;">(1)</td>
<td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;">Amounts in parentheses indicate debits on the Consolidated Balance Sheets.</td>
</tr>
</table>
</div>

<div class="CursorPointer"></div>
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</div><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfAmountsInAccumulatedOtherComprehensiveIncomeLossToBeRecognizedOverNextFiscalYearTableTextBlock', window );">Amounts Reclassified out of Each Component of Accumulated Other Comprehensive Loss</a></td>
        <td class="text"><div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';">
<div align="center" style=" border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;">
<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">The following table presents the amounts reclassified out of each component of accumulated other comprehensive loss for the three months ended September 30, 2014 and 2013 (in thousands):</p>



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<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Amount reclassified from accumulated other comprehensive loss<sup>(1)</sup></strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Details about accumulated other comprehensive loss components</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>For the </strong>three months ended<br/>
September 30, 2014</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>For the </strong>three months ended<br/>
September 30, 2013</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Affected line item in the<br/>
statement of operations</strong></td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Unrealized gains and losses on sale of securities<br/>
&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>-</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(66</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Net realized gains on investment securities</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>-</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>23</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">Provision for income tax expense</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>-</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(43</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">Net of tax</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Amortization of defined benefit items<sup><font>(2)</font></sup></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Recognized net actuarial loss</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>813</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>-</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Salaries and employee benefits</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Prior service cost</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(14</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>-</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Salaries and employee benefits</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>799</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>-</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Pretax income</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(272</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>-</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">Provision for income tax expense</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>527</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>-</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">Net income</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">Total reclassifications for the period</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>527</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(43</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">Net income</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>
</table>
</div>
</div>

<p style=" text-align: left; text-indent: 1px; font-family : Times New Roman;">&#160;</p>

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<tr style=" font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left;">
<td style=" border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;">&#160;</td>
<td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;">(1)</td>
<td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;">Amounts in parentheses indicate credits.</td>
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<tr style=" font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left;">
<td style=" border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;">&#160;</td>
<td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;">(2)</td>
<td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;">
<div>
These accumulated other comprehensive loss components are included in the computation of net periodic benefit cost (see Note <font>16</font> for additional details).
</div>
</td>
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<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">The following table presents the amounts reclassified out of each component of accumulated other comprehensive loss for the nine months ended September 30, 2014 and 2013 (in thousands):</p>



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<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Amount reclassified from accumulated other comprehensive loss<sup><font>(1)</font></sup></strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Details about accumulated other comprehensive loss components</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>For the </strong>nine months ended September 30, 2014</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>For the </strong>nine months ended September 30, 2013</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Affected line item in the<br/>
statement of operations</strong></td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Unrealized gains and losses on sale of securities<br/>
&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(177</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(137</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Net realized gains on investment securities</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>60</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>47</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">Provision for income tax expense</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(117</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(90</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">Net of tax</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Amortization of defined benefit items<sup><font>(2)</font></sup></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Recognized net actuarial loss</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>813</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>682</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Salaries and employee benefits</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Prior service cost</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(14</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(10</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Salaries and employee benefits</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">Transition asset</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(4</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">Salaries and employee benefits</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>799</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>668</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Pretax income</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
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<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(272</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(228</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">Provision for income tax expense</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
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<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>527</font></td>
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<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>440</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">Net income</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
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<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">Total reclassifications for the period</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>410</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>350</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">Net income</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
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<p style=" text-align: left; text-indent: 1px; font-family : Times New Roman;">&#160;</p>

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<td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;">(1)</td>
<td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;">Amounts in parentheses indicate credits.</td>
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<td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;">(2)</td>
<td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;">These accumulated other comprehensive loss components are included in the computation of net periodic benefit cost (see Note 16 for additional details).</td>
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                <p>Tabular disclosure of the components of accumulated other comprehensive income (loss).</p>
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                <p>Tabular disclosure of the amounts related to pension plans and/or other employee benefit plans in accumulated other comprehensive income (loss) expected to be recognized as components of net periodic benefit cost over the next fiscal year, including the net gain (loss), net prior service cost or credit, and net transition asset or obligation.</p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
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          <div style="width: 200px;"><strong>Basis of Preparation<br></strong></div>
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          <div>Sep. 30, 2014</div>
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<h2 style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"><strong><font>2</font>. Basis of Preparation</strong></h2>

<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">The unaudited consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information. In the opinion of management, all adjustments consisting of normal recurring entries considered necessary for a fair presentation have been included. They are not, however, necessarily indicative of the results of consolidated operations for a full-year.</p>

<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">For further information, refer to the consolidated financial statements and accompanying notes included in the Company's Annual Report on Form 10-K for the year ended December 31, 2013.</p>
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                <p>The entire disclosure for the basis of accounting, or basis of presentation, used to prepare the financial statements (for example, US Generally Accepted Accounting Principles, Other Comprehensive Basis of Accounting, IFRS).</p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Regulatory Capital (Tables)<br></strong></div>
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        <th class="th" colspan="1">9 Months Ended</th>
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      <tr>
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          <div>Sep. 30, 2014</div>
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        <td class="text">&#xA0;<span></span></td>
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<td style=" vertical-align: top; text-align: left; width: 8%;">&#160;</td>
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<td colspan="3" style=" vertical-align: top; text-align: left; width: 8%;">&#160;</td>
<td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td colspan="3" style=" vertical-align: top; text-align: left; width: 8%;">&#160;</td>
<td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td colspan="3" style=" vertical-align: top; text-align: left; width: 8%;">&#160;</td>
<td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td colspan="3" style=" vertical-align: top; text-align: left; width: 8%;">&#160;</td>
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<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;">&#160;</td>
<td rowspan="1" colspan="23" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;"><strong>At </strong>September 30, 2014</td>
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<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 14%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 14%;">&#160;</td>
<td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 14%;"><strong>Actual</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 14%;">&#160;</td>
<td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 14%;"><strong>For Capital<br/>
Adequacy Purposes</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 14%;">&#160;</td>
<td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 14%;"><strong>To Be Well Capitalized Under Prompt Corrective Action Provisions</strong></td>
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<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"><strong>Amount</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"><strong>Ratio</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
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<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"><strong>Ratio</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"><strong>Amount</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"><strong>Ratio</strong></td>
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<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">Total Capital (To Risk Weighted Assets) Consolidated</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>130,416</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>15.00</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 4%;">%</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>69,571</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>8.00</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 4%;">%</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>86,964</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>10.00</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 4%;">%</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">AmeriServ Financial Bank</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>106,597</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>12.39</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>68,822</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>8.00</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>86,027</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>10.00</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">Tier <font>1</font> Capital (To Risk Weighted Assets) Consolidated</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>120,042</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>13.80</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>34,786</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>4.00</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>52,178</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>6.00</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">AmeriServ Financial Bank</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>96,223</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>11.19</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>34,411</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>4.00</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>51,616</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>6.00</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">Tier <font>1</font> Capital (To Average Assets) Consolidated</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>120,042</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>11.44</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>41,977</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>4.00</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>52,471</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>5.00</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">AmeriServ Financial Bank</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>96,223</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>9.41</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>40,921</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>4.00</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>51,151</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>5.00</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
</tr>
</table>
</div>
</div>

<p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">&#160;</p>

<div>
<div class="CursorPointer">
<table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;">
<tr>
<td style=" vertical-align: top; text-align: left; width: 8%;">&#160;</td>
<td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td colspan="3" style=" vertical-align: top; text-align: left; width: 8%;">&#160;</td>
<td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td colspan="3" style=" vertical-align: top; text-align: left; width: 8%;">&#160;</td>
<td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td colspan="3" style=" vertical-align: top; text-align: left; width: 8%;">&#160;</td>
<td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td colspan="3" style=" vertical-align: top; text-align: left; width: 8%;">&#160;</td>
<td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td colspan="3" style=" vertical-align: top; text-align: left; width: 8%;">&#160;</td>
<td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td colspan="3" style=" vertical-align: top; text-align: left; width: 8%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;">&#160;</td>
<td rowspan="1" colspan="23" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;"><strong>At </strong>December 31, 2013</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 14%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 14%;">&#160;</td>
<td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 14%;"><strong>Actual</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 14%;">&#160;</td>
<td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 14%;"><strong>For Capital<br/>
Adequacy Purposes</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 14%;">&#160;</td>
<td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 14%;"><strong>To Be Well Capitalized Under Prompt Corrective Action Provisions</strong></td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"><strong>Amount</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"><strong>Ratio</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"><strong>Amount</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"><strong>Ratio</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"><strong>Amount</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"><strong>Ratio</strong></td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">Total Capital (To Risk Weighted Assets) Consolidated</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>128,469</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>15.28</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 4%;">%</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>67,247</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>8.00</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 4%;">%</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>84,059</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>10.00</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 4%;">%</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">AmeriServ Financial Bank</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>103,009</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>12.39</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>66,506</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>8.00</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>83,132</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>10.00</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">Tier <font>1</font> Capital (To Risk Weighted Assets) Consolidated</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>117,957</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>14.03</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>33,624</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>4.00</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>50,435</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>6.00</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">AmeriServ Financial Bank</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>92,611</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>11.14</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>33,253</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>4.00</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>49,879</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>6.00</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">Tier <font>1</font> Capital (To Average Assets) Consolidated</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>117,957</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>11.45</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>41,204</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>4.00</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>51,505</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>5.00</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">AmeriServ Financial Bank</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>92,611</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>9.23</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>40,124</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>4.00</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>50,155</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>5.00</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
</tr>
</table>
</div>
</div>
</div><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RegulatoryCapitalRequirementsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_RegulatoryCapitalRequirementsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=d3e65071-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958568-112826<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1B<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958570-112826<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1G<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958577-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>49
<FILENAME>R40.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EEPBG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Investment Securities (Summary of Cost Basis and Fair Values of Investment Securities) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Sep. 30, 2014</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesAbstract', window );"><strong>Available-For-Sale-Securities-And-Held-To-Maturity-Securities</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Investment securities available for sale, Cost Basis</a></td>
        <td class="nump">$ 128,720<span></span></td>
        <td class="nump">$ 140,398<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAOCI', window );">Investment securities available for sale, Gross Unrealized Gains</a></td>
        <td class="nump">3,145<span></span></td>
        <td class="nump">3,185<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAOCI', window );">Investment securities available for sale, Gross Unrealized Losses</a></td>
        <td class="num">(892)<span></span></td>
        <td class="num">(1,605)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for Sale, Fair Value, Total</a></td>
        <td class="nump">130,973<span></span></td>
        <td class="nump">141,978<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecurities', window );">Investment securities held to maturity, Cost Basis</a></td>
        <td class="nump">19,498<span></span></td>
        <td class="nump">18,187<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGains', window );">Investment securities held to maturity, Gross Unrealized Gains</a></td>
        <td class="nump">396<span></span></td>
        <td class="nump">289<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLosses', window );">Investment securities held to maturity, Gross Unrealized Losses</a></td>
        <td class="num">(268)<span></span></td>
        <td class="num">(688)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Held to Maturity, Fair Value, Total</a></td>
        <td class="nump">19,626<span></span></td>
        <td class="nump">17,788<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">U.S. Agency [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesAbstract', window );"><strong>Available-For-Sale-Securities-And-Held-To-Maturity-Securities</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Investment securities available for sale, Cost Basis</a></td>
        <td class="nump">6,930<span></span></td>
        <td class="nump">6,926<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAOCI', window );">Investment securities available for sale, Gross Unrealized Gains</a></td>
        <td class="nump">33<span></span></td>
        <td class="nump">35<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAOCI', window );">Investment securities available for sale, Gross Unrealized Losses</a></td>
        <td class="num">(58)<span></span></td>
        <td class="num">(126)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for Sale, Fair Value, Total</a></td>
        <td class="nump">6,905<span></span></td>
        <td class="nump">6,835<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">U.S. Agency mortgage-backed securities [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesAbstract', window );"><strong>Available-For-Sale-Securities-And-Held-To-Maturity-Securities</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Investment securities available for sale, Cost Basis</a></td>
        <td class="nump">108,296<span></span></td>
        <td class="nump">121,480<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAOCI', window );">Investment securities available for sale, Gross Unrealized Gains</a></td>
        <td class="nump">3,055<span></span></td>
        <td class="nump">3,129<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAOCI', window );">Investment securities available for sale, Gross Unrealized Losses</a></td>
        <td class="num">(666)<span></span></td>
        <td class="num">(1,227)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for Sale, Fair Value, Total</a></td>
        <td class="nump">110,685<span></span></td>
        <td class="nump">123,382<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecurities', window );">Investment securities held to maturity, Cost Basis</a></td>
        <td class="nump">12,788<span></span></td>
        <td class="nump">12,671<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGains', window );">Investment securities held to maturity, Gross Unrealized Gains</a></td>
        <td class="nump">340<span></span></td>
        <td class="nump">289<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLosses', window );">Investment securities held to maturity, Gross Unrealized Losses</a></td>
        <td class="num">(169)<span></span></td>
        <td class="num">(477)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Held to Maturity, Fair Value, Total</a></td>
        <td class="nump">12,959<span></span></td>
        <td class="nump">12,483<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Corporate bonds [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesAbstract', window );"><strong>Available-For-Sale-Securities-And-Held-To-Maturity-Securities</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Investment securities available for sale, Cost Basis</a></td>
        <td class="nump">13,494<span></span></td>
        <td class="nump">11,992<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAOCI', window );">Investment securities available for sale, Gross Unrealized Gains</a></td>
        <td class="nump">57<span></span></td>
        <td class="nump">21<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAOCI', window );">Investment securities available for sale, Gross Unrealized Losses</a></td>
        <td class="num">(168)<span></span></td>
        <td class="num">(252)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for Sale, Fair Value, Total</a></td>
        <td class="nump">13,383<span></span></td>
        <td class="nump">11,761<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Corporate bonds and other securities [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesAbstract', window );"><strong>Available-For-Sale-Securities-And-Held-To-Maturity-Securities</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecurities', window );">Investment securities held to maturity, Cost Basis</a></td>
        <td class="nump">3,995<span></span></td>
        <td class="nump">3,995<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGains', window );">Investment securities held to maturity, Gross Unrealized Gains</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLosses', window );">Investment securities held to maturity, Gross Unrealized Losses</a></td>
        <td class="num">(45)<span></span></td>
        <td class="num">(91)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Held to Maturity, Fair Value, Total</a></td>
        <td class="nump">3,950<span></span></td>
        <td class="nump">3,904<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Taxable Municipal [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesAbstract', window );"><strong>Available-For-Sale-Securities-And-Held-To-Maturity-Securities</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecurities', window );">Investment securities held to maturity, Cost Basis</a></td>
        <td class="nump">2,715<span></span></td>
        <td class="nump">1,521<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGains', window );">Investment securities held to maturity, Gross Unrealized Gains</a></td>
        <td class="nump">56<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLosses', window );">Investment securities held to maturity, Gross Unrealized Losses</a></td>
        <td class="num">(54)<span></span></td>
        <td class="num">(120)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Held to Maturity, Fair Value, Total</a></td>
        <td class="nump">$ 2,717<span></span></td>
        <td class="nump">$ 1,401<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAOCI">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of accumulated pre-tax unrealized gains on investments in available-for-sale securities that are recognized in Accumulated Other Comprehensive Income (AOCI).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInAOCI</nobr></td>
                  </tr>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
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                    <td><strong> Data Type:</strong></td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of accumulated pre-tax unrealized loss before deducting unrealized gain on investments in available-for-sale securities recognized in Accumulated Other Comprehensive Income (AOCI).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_AvailableForSaleSecuritiesGrossUnrealizedLossAccumulatedInAOCI</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
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                    <td><strong> Period Type:</strong></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the excess of amortized cost basis over fair value of securities in a gain position and which are categorized as held-to-maturinty.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGains</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLosses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the excess of amortized cost basis over fair value of securities in a loss position and which are categorized as held-to-maturinty.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLosses</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment in debt and equity securities categorized neither as held-to-maturity nor trading.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 1<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28360136&amp;loc=d3e22054-111558<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (aa)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26610-111562<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the cost of debt and equity securities, which are categorized neither as held-to-maturity nor trading, net of adjustments including accretion, amortization, collection of cash, previous other-than-temporary impairments recognized in earnings (less any cumulative-effect adjustments recognized, as defined), and fair value hedge accounting adjustments, if any.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesAmortizedCost</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesAbstract</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecurities">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after other than temporary impairment (OTTI) accretion, of investments in debt securities classified as held-to-maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (f)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 1<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28360136&amp;loc=d3e22054-111558<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-03.1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.6)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value of investments in debt securities classified as held-to-maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (aa)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (f)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesFairValue</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td>debit</td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EZAAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Allowance for Loan Losses (Narrative) (Details) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="1">9 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Sep. 30, 2014</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_IndividualLoanBalanceIsClassifiedAsNonaccrualStatusOrTroubledDebtRestructure', window );">Individual loan balance is classified as nonaccrual status or troubled debt restructure</a></td>
        <td class="nump">$ 100,000<span></span></td>
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        <td class="nump">1,000,000<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_LoansPastDueAsToMaturity', window );">Loans past due as to maturity, days</a></td>
        <td class="text">90 days<span></span></td>
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          <div class="a">Minimum [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_CreditReviewsMandatoryForLoansAggregateBalances', window );">Credit reviews mandatory for loan aggregate balances with in 12-month period</a></td>
        <td class="nump">$ 250,000<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AnticipatedScopeOfRangeOfCoverage', window );">Anticipated scope of range-of-coverage</a></td>
        <td class="nump">50.00%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Maximum [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AnticipatedScopeOfRangeOfCoverage', window );">Anticipated scope of range-of-coverage</a></td>
        <td class="nump">55.00%<span></span></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Anticipated scope of range of coverage.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_AnticipatedScopeOfRangeOfCoverage</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td>duration</td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Credit reviews mandatory for loans aggregate balances.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_CreditReviewsMandatoryForLoansAggregateBalances</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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                </table>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_IndividualLoanBalanceIsClassifiedAsNonaccrualStatusOrTroubledDebtRestructure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Individual loan balance is classified as nonaccrual status or troubled debt restructure.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_IndividualLoanBalanceIsClassifiedAsNonaccrualStatusOrTroubledDebtRestructure</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td>instant</td>
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        <tr>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Loans past due as to maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:durationItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>51
<FILENAME>R72.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EZ4DI">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Disclosures about Fair Value Measurements (Fair Value of Financial Instruments) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Sep. 30, 2014</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_FinancialInstrumentsFinancialAssetsCarryingValueAbstract', window );"><strong>FINANCIAL ASSETS: Carrying Value</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents</a></td>
        <td class="nump">$ 23,482<span></span></td>
        <td class="nump">$ 30,066<span></span></td>
        <td class="nump">$ 28,702<span></span></td>
        <td class="nump">$ 26,820<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecurities', window );">Investment securities - HTM</a></td>
        <td class="nump">19,498<span></span></td>
        <td class="nump">18,187<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankStockAndFederalReserveBankStock', window );">Regulatory stock</a></td>
        <td class="nump">7,152<span></span></td>
        <td class="nump">6,802<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansHeldForSaleMortgages', window );">Loans held for sale</a></td>
        <td class="nump">3,964<span></span></td>
        <td class="nump">3,402<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount', window );">Loans, net of allowance for loan loss and unearned income</a></td>
        <td class="nump">804,341<span></span></td>
        <td class="nump">773,242<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccruedInvestmentIncomeReceivable', window );">Accrued interest income receivable</a></td>
        <td class="nump">3,280<span></span></td>
        <td class="nump">2,908<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BankOwnedLifeInsurance', window );">Bank owned life insurance</a></td>
        <td class="nump">37,228<span></span></td>
        <td class="nump">36,669<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsFairValueDisclosure', window );">Cash and cash equivalents</a></td>
        <td class="nump">23,482<span></span></td>
        <td class="nump">30,066<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Investment securities - AFS</a></td>
        <td class="nump">130,973<span></span></td>
        <td class="nump">141,978<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Investment securities - HTM</a></td>
        <td class="nump">19,626<span></span></td>
        <td class="nump">17,788<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_RegulatoryAssetsFairValueDisclosure', window );">Regulatory stock</a></td>
        <td class="nump">7,152<span></span></td>
        <td class="nump">6,802<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansHeldForSaleFairValueDisclosure', window );">Loans held for sale</a></td>
        <td class="nump">4,043<span></span></td>
        <td class="nump">3,453<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableFairValueDisclosure', window );">Loans, net of allowance for loan loss and unearned income</a></td>
        <td class="nump">803,931<span></span></td>
        <td class="nump">771,460<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsReceivableFairValueDisclosure', window );">Accrued interest income receivable</a></td>
        <td class="nump">3,280<span></span></td>
        <td class="nump">2,908<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashSurrenderValueFairValueDisclosure', window );">Bank owned life insurance</a></td>
        <td class="nump">37,228<span></span></td>
        <td class="nump">36,669<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_FinancialInstrumentsFinancialLiabilitiesCarryingValueAbstract', window );"><strong>FINANCIAL LIABILITIES: Carrying Value</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_DepositsWithNoStatedMaturities', window );">Deposits with no stated maturities</a></td>
        <td class="nump">576,943<span></span></td>
        <td class="nump">546,384<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_DepositsWithStatedMaturities', window );">Deposits with stated maturities</a></td>
        <td class="nump">295,227<span></span></td>
        <td class="nump">308,138<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate', window );">Short-term borrowings</a></td>
        <td class="nump">26,438<span></span></td>
        <td class="nump">41,555<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherBorrowings', window );">All other borrowings</a></td>
        <td class="nump">50,085<span></span></td>
        <td class="nump">38,085<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestPayableCurrentAndNoncurrent', window );">Accrued interest payable</a></td>
        <td class="nump">1,611<span></span></td>
        <td class="nump">1,784<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_DepositsWithNoStatedMaturitiesFairValueDisclosure', window );">Deposits with no stated maturities</a></td>
        <td class="nump">576,943<span></span></td>
        <td class="nump">546,384<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_DepositsWithStatedMaturitiesFairValueDisclosure', window );">Deposits with stated maturities</a></td>
        <td class="nump">289,078<span></span></td>
        <td class="nump">313,272<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankBorrowingsFairValueDisclosure', window );">Short-term borrowings</a></td>
        <td class="nump">26,438<span></span></td>
        <td class="nump">41,555<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_DebtAndCapitalLeaseObligationsFairValueDisclosure', window );">All other borrowings</a></td>
        <td class="nump">53,479<span></span></td>
        <td class="nump">40,598<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsPayableAndAccruedLiabilitiesFairValueDisclosure', window );">Accrued interest payable</a></td>
        <td class="nump">1,611<span></span></td>
        <td class="nump">1,784<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Level 1 [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_FinancialInstrumentsFinancialAssetsCarryingValueAbstract', window );"><strong>FINANCIAL ASSETS: Carrying Value</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsFairValueDisclosure', window );">Cash and cash equivalents</a></td>
        <td class="nump">23,482<span></span></td>
        <td class="nump">30,066<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Investment securities - AFS</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Investment securities - HTM</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_RegulatoryAssetsFairValueDisclosure', window );">Regulatory stock</a></td>
        <td class="nump">7,152<span></span></td>
        <td class="nump">6,802<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansHeldForSaleFairValueDisclosure', window );">Loans held for sale</a></td>
        <td class="nump">4,043<span></span></td>
        <td class="nump">3,453<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableFairValueDisclosure', window );">Loans, net of allowance for loan loss and unearned income</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsReceivableFairValueDisclosure', window );">Accrued interest income receivable</a></td>
        <td class="nump">3,280<span></span></td>
        <td class="nump">2,908<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashSurrenderValueFairValueDisclosure', window );">Bank owned life insurance</a></td>
        <td class="nump">37,228<span></span></td>
        <td class="nump">36,669<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_FinancialInstrumentsFinancialLiabilitiesCarryingValueAbstract', window );"><strong>FINANCIAL LIABILITIES: Carrying Value</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_DepositsWithNoStatedMaturitiesFairValueDisclosure', window );">Deposits with no stated maturities</a></td>
        <td class="nump">576,943<span></span></td>
        <td class="nump">546,384<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_DepositsWithStatedMaturitiesFairValueDisclosure', window );">Deposits with stated maturities</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankBorrowingsFairValueDisclosure', window );">Short-term borrowings</a></td>
        <td class="nump">26,438<span></span></td>
        <td class="nump">41,555<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_DebtAndCapitalLeaseObligationsFairValueDisclosure', window );">All other borrowings</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsPayableAndAccruedLiabilitiesFairValueDisclosure', window );">Accrued interest payable</a></td>
        <td class="nump">1,611<span></span></td>
        <td class="nump">1,784<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Level 2 [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_FinancialInstrumentsFinancialAssetsCarryingValueAbstract', window );"><strong>FINANCIAL ASSETS: Carrying Value</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsFairValueDisclosure', window );">Cash and cash equivalents</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Investment securities - AFS</a></td>
        <td class="nump">130,973<span></span></td>
        <td class="nump">141,978<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Investment securities - HTM</a></td>
        <td class="nump">16,657<span></span></td>
        <td class="nump">14,822<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_RegulatoryAssetsFairValueDisclosure', window );">Regulatory stock</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansHeldForSaleFairValueDisclosure', window );">Loans held for sale</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableFairValueDisclosure', window );">Loans, net of allowance for loan loss and unearned income</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsReceivableFairValueDisclosure', window );">Accrued interest income receivable</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashSurrenderValueFairValueDisclosure', window );">Bank owned life insurance</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_FinancialInstrumentsFinancialLiabilitiesCarryingValueAbstract', window );"><strong>FINANCIAL LIABILITIES: Carrying Value</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_DepositsWithNoStatedMaturitiesFairValueDisclosure', window );">Deposits with no stated maturities</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_DepositsWithStatedMaturitiesFairValueDisclosure', window );">Deposits with stated maturities</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankBorrowingsFairValueDisclosure', window );">Short-term borrowings</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_DebtAndCapitalLeaseObligationsFairValueDisclosure', window );">All other borrowings</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsPayableAndAccruedLiabilitiesFairValueDisclosure', window );">Accrued interest payable</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Level 3 [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_FinancialInstrumentsFinancialAssetsCarryingValueAbstract', window );"><strong>FINANCIAL ASSETS: Carrying Value</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsFairValueDisclosure', window );">Cash and cash equivalents</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Investment securities - AFS</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Investment securities - HTM</a></td>
        <td class="nump">2,969<span></span></td>
        <td class="nump">2,966<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_RegulatoryAssetsFairValueDisclosure', window );">Regulatory stock</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansHeldForSaleFairValueDisclosure', window );">Loans held for sale</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableFairValueDisclosure', window );">Loans, net of allowance for loan loss and unearned income</a></td>
        <td class="nump">803,931<span></span></td>
        <td class="nump">771,460<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsReceivableFairValueDisclosure', window );">Accrued interest income receivable</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashSurrenderValueFairValueDisclosure', window );">Bank owned life insurance</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_FinancialInstrumentsFinancialLiabilitiesCarryingValueAbstract', window );"><strong>FINANCIAL LIABILITIES: Carrying Value</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_DepositsWithNoStatedMaturitiesFairValueDisclosure', window );">Deposits with no stated maturities</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_DepositsWithStatedMaturitiesFairValueDisclosure', window );">Deposits with stated maturities</a></td>
        <td class="nump">289,078<span></span></td>
        <td class="nump">313,272<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankBorrowingsFairValueDisclosure', window );">Short-term borrowings</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_DebtAndCapitalLeaseObligationsFairValueDisclosure', window );">All other borrowings</a></td>
        <td class="nump">53,479<span></span></td>
        <td class="nump">40,598<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsPayableAndAccruedLiabilitiesFairValueDisclosure', window );">Accrued interest payable</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_DebtAndCapitalLeaseObligationsFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Debt and capital lease obligations fair value disclosure.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_DebtAndCapitalLeaseObligationsFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_DepositsWithNoStatedMaturities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate of all deposit liabilities held by the entity, including foreign and domestic, interest and noninterest bearing; may include demand deposits, saving deposits, Negotiable Order of Withdrawal (NOW) and time deposits among others that do not have stated maturities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_DepositsWithNoStatedMaturities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_DepositsWithNoStatedMaturitiesFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Deposits with no stated maturities fair value disclosure.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_DepositsWithNoStatedMaturitiesFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_DepositsWithStatedMaturities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate of all deposit liabilities held by the entity, including foreign and domestic, interest and noninterest bearing; may include demand deposits, saving deposits, Negotiable Order of Withdrawal (NOW) and time deposits among others having stated maturities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_DepositsWithStatedMaturities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_DepositsWithStatedMaturitiesFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Deposits with stated maturities fair value disclosure.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_DepositsWithStatedMaturitiesFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_FinancialInstrumentsFinancialAssetsCarryingValueAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_FinancialInstrumentsFinancialAssetsCarryingValueAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_FinancialInstrumentsFinancialLiabilitiesCarryingValueAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_FinancialInstrumentsFinancialLiabilitiesCarryingValueAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_RegulatoryAssetsFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Regulatory assets fair value disclosure.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_RegulatoryAssetsFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsPayableAndAccruedLiabilitiesFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value portion of trade and related party payables and accrued expenses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccountsPayableAndAccruedLiabilitiesFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsReceivableFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value portion of amount due from customers or clients for goods or services, including trade receivables, that have been delivered or sold in the normal course of business, and amounts due from others, including related parties.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 14<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35750535&amp;loc=d3e13487-108611<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 3<br><br> -Subparagraph a, b<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccountsReceivableFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccruedInvestmentIncomeReceivable">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest, dividends, rents, ancillary and other revenues earned but not yet received by the entity on its investments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 3<br><br> -Article 5<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 4<br><br> -Article 7<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccruedInvestmentIncomeReceivable</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment in debt and equity securities categorized neither as held-to-maturity nor trading.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 1<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28360136&amp;loc=d3e22054-111558<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (aa)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26610-111562<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BankOwnedLifeInsurance">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The carrying amount of a life insurance policy on an officer, executive or employee for which the reporting entity (a bank) is entitled to proceeds from the policy upon death of the insured or surrender of the insurance policy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.10)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 10<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_BankOwnedLifeInsurance</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAtCarryingValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash Equivalents<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 1<br><br> -Article 5<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358313&amp;loc=d3e6676-107765<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3044-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndCashEquivalentsAtCarryingValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value portion of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash Equivalents<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndCashEquivalentsFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashSurrenderValueFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value portion of the amount that could be realized under a life insurance contract or contracts owned by the entity, commonly known as corporate-owned life insurance (COLI) or bank-owned life insurance (BOLI).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash Surrender Value<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6507153<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashSurrenderValueFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of advances from Federal Home Loan Bank (FHLBank) maturing in the next fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 470<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6479118&amp;loc=d3e64650-112822<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 470<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6802200&amp;loc=d3e1835-112601<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankBorrowingsFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value portion of borrowing from Federal Home Loan Bank (FHLBank).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.13(3)(a))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalHomeLoanBankBorrowingsFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankStockAndFederalReserveBankStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of Federal Home Loan Bank (FHLB) and Federal Reserve Bank stock.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalHomeLoanBankStockAndFederalReserveBankStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after other than temporary impairment (OTTI) accretion, of investments in debt securities classified as held-to-maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (f)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 1<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28360136&amp;loc=d3e22054-111558<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-03.1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.6)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value of investments in debt securities classified as held-to-maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (aa)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (f)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestPayableCurrentAndNoncurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of interest payable on debt, including, but not limited to, trade payables.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.15(5))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-03.15(a))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 15<br><br> -Subparagraph a<br><br> -Article 7<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 15<br><br> -Subparagraph 5<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestPayableCurrentAndNoncurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements and loans held for sale.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28367877&amp;loc=d3e4428-111522<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.7)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableNetReportedAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansHeldForSaleFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value portion of loans held-for-sale including, but not limited to, mortgage loans and finance receivables.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansHeldForSaleFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansHeldForSaleMortgages">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount classified as mortgage loans attributable to disposal group held for sale or disposed of. Excludes loans and leases covered under loss sharing agreements and loans classified as debt securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28367877&amp;loc=d3e4428-111522<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.7(a)(3))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 948<br><br> -SubTopic 310<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6490309&amp;loc=d3e48678-111004<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Permanent Investor<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6520390<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansHeldForSaleMortgages</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansReceivableFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value portion of loan receivable, including, but not limited to, mortgage loans held for investment, finance receivables held for investment, policy loans on insurance contracts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Glossary Loan<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6517073<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansReceivableFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherBorrowings">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The carrying amount as of the balance sheet date for the aggregate of other miscellaneous borrowings owed by the reporting entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.13,16)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 13, 16<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherBorrowings</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
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  </body>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>52
<FILENAME>R2.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EO5AG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Consolidated Balance Sheets (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Sep. 30, 2014</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsAbstract', window );"><strong>ASSETS</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndDueFromBanks', window );">Cash and due from depository institutions</a></td>
        <td class="nump">$ 16,820<span></span></td>
        <td class="nump">$ 20,288<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestBearingDepositsInBanks', window );">Interest bearing deposits</a></td>
        <td class="nump">2,952<span></span></td>
        <td class="nump">2,967<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherShortTermInvestments', window );">Short-term investments in money market funds</a></td>
        <td class="nump">3,710<span></span></td>
        <td class="nump">6,811<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Total cash and cash equivalents</a></td>
        <td class="nump">23,482<span></span></td>
        <td class="nump">30,066<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MarketableSecuritiesAbstract', window );"><strong>Investment securities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for sale</a></td>
        <td class="nump">130,973<span></span></td>
        <td class="nump">141,978<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecurities', window );">Held to maturity (fair value $19,626 on September 30, 2014 and $17,788 on December 31, 2013)</a></td>
        <td class="nump">19,498<span></span></td>
        <td class="nump">18,187<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansHeldForSaleMortgages', window );">Loans held for sale</a></td>
        <td class="nump">3,964<span></span></td>
        <td class="nump">3,402<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans</a></td>
        <td class="nump">814,477<span></span></td>
        <td class="nump">783,927<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableDeferredIncome', window );">Less: Unearned income</a></td>
        <td class="nump">554<span></span></td>
        <td class="nump">581<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Allowance for loan losses</a></td>
        <td class="nump">9,582<span></span></td>
        <td class="nump">10,104<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount', window );">Net loans</a></td>
        <td class="nump">804,341<span></span></td>
        <td class="nump">773,242<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentNet', window );">Premises and equipment, net</a></td>
        <td class="nump">13,409<span></span></td>
        <td class="nump">13,119<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccruedInvestmentIncomeReceivable', window );">Accrued interest income receivable</a></td>
        <td class="nump">3,280<span></span></td>
        <td class="nump">2,908<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Goodwill</a></td>
        <td class="nump">11,944<span></span></td>
        <td class="nump">12,613<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BankOwnedLifeInsurance', window );">Bank owned life insurance</a></td>
        <td class="nump">37,228<span></span></td>
        <td class="nump">36,669<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsNet', window );">Net deferred tax asset</a></td>
        <td class="nump">8,799<span></span></td>
        <td class="nump">9,572<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankStock', window );">Federal Home Loan Bank stock</a></td>
        <td class="nump">5,027<span></span></td>
        <td class="nump">4,677<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalReserveBankStock', window );">Federal Reserve Bank stock</a></td>
        <td class="nump">2,125<span></span></td>
        <td class="nump">2,125<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherAssets', window );">Other assets</a></td>
        <td class="nump">6,361<span></span></td>
        <td class="nump">7,478<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">TOTAL ASSETS</a></td>
        <td class="nump">1,070,431<span></span></td>
        <td class="nump">1,056,036<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAbstract', window );"><strong>LIABILITIES</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestBearingDepositLiabilities', window );">Non-interest bearing deposits</a></td>
        <td class="nump">156,876<span></span></td>
        <td class="nump">154,002<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestBearingDepositLiabilities', window );">Interest bearing deposits</a></td>
        <td class="nump">715,294<span></span></td>
        <td class="nump">700,520<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Deposits', window );">Total deposits</a></td>
        <td class="nump">872,170<span></span></td>
        <td class="nump">854,522<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate', window );">Short-term borrowings</a></td>
        <td class="nump">26,438<span></span></td>
        <td class="nump">41,555<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesLongTerm', window );">Advances from Federal Home Loan Bank</a></td>
        <td class="nump">37,000<span></span></td>
        <td class="nump">25,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_JuniorSubordinatedNotes', window );">Guaranteed junior subordinated deferrable interest debentures</a></td>
        <td class="nump">13,085<span></span></td>
        <td class="nump">13,085<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtAndCapitalLeaseObligations', window );">Total borrowed funds</a></td>
        <td class="nump">76,523<span></span></td>
        <td class="nump">79,640<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherLiabilities', window );">Other liabilities</a></td>
        <td class="nump">5,592<span></span></td>
        <td class="nump">8,567<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Liabilities', window );">TOTAL LIABILITIES</a></td>
        <td class="nump">954,285<span></span></td>
        <td class="nump">942,729<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquityAbstract', window );"><strong>SHAREHOLDERS' EQUITY</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockValue', window );">Preferred stock, no par value; $1,000 per share liquidation preference; 2,000,000 shares authorized; 21,000 shares issued and outstanding on September 30, 2014 and December 31, 2013</a></td>
        <td class="nump">21,000<span></span></td>
        <td class="nump">21,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockValue', window );">Common stock, par value $0.01 per share; 30,000,000 shares authorized; 26,412,707 shares issued and 18,794,888 outstanding on September 30, 2014; 26,402,007 shares issued and 18,784,188 outstanding on December 31, 2013</a></td>
        <td class="nump">264<span></span></td>
        <td class="nump">264<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockValue', window );">Treasury stock at cost, 7,617,819 shares on September 30, 2014 and December 31, 2013</a></td>
        <td class="nump">74,829<span></span></td>
        <td class="nump">74,829<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdditionalPaidInCapitalCommonStock', window );">Capital surplus</a></td>
        <td class="nump">145,246<span></span></td>
        <td class="nump">145,190<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RetainedEarningsAccumulatedDeficit', window );">Retained earnings</a></td>
        <td class="nump">29,110<span></span></td>
        <td class="nump">27,557<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax', window );">Accumulated other comprehensive loss, net</a></td>
        <td class="num">(4,645)<span></span></td>
        <td class="num">(5,875)<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">TOTAL SHAREHOLDERS' EQUITY</a></td>
        <td class="nump">116,146<span></span></td>
        <td class="nump">113,307<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquity', window );">TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY</a></td>
        <td class="nump">$ 1,070,431<span></span></td>
        <td class="nump">$ 1,056,036<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccruedInvestmentIncomeReceivable">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest, dividends, rents, ancillary and other revenues earned but not yet received by the entity on its investments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.3)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 3<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 4<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccruedInvestmentIncomeReceivable</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Accumulated change in equity from transactions and other events and circumstances from non-owner sources, net of tax effect, at period end. Excludes Net Income (Loss), and accumulated changes in equity from transactions resulting from investments by owners and distributions to owners. Includes foreign currency translation items, certain pension adjustments, unrealized gains and losses on certain investments in debt and equity securities, other than temporary impairment (OTTI) losses related to factors other than credit losses on available-for-sale and held-to-maturity debt securities that an entity does not intend to sell and it is not more likely than not that the entity will be required to sell before recovery of the amortized cost basis, as well as changes in the fair value of derivatives related to the effective portion of a designated cash flow hedge.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 11<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e637-108580<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 14<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e681-108580<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 14A<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=SL7669686-108580<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 31<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Article 3<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdditionalPaidInCapitalCommonStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Value received from shareholders in common stock-related transactions that are in excess of par value or stated value and amounts received from other stock-related transactions. Includes only common stock transactions (excludes preferred stock transactions). May be called contributed capital, capital in excess of par, capital surplus, or paid-in capital.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 31<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.30(a)(1))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AdditionalPaidInCapitalCommonStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Assets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying amounts as of the balance sheet date of all assets that are recognized. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.18)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 12<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 18<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Assets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AssetsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment in debt and equity securities categorized neither as held-to-maturity nor trading.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 25<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (b)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28360136&amp;loc=d3e22054-111558<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 5<br><br><br><br> -Subparagraph (aa)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26610-111562<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BankOwnedLifeInsurance">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The carrying amount of a life insurance policy on an officer, executive or employee for which the reporting entity (a bank) is entitled to proceeds from the policy upon death of the insured or surrender of the insurance policy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.10)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 10<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_BankOwnedLifeInsurance</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAtCarryingValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Cash<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Cash Equivalents<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 1<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (a)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358313&amp;loc=d3e6676-107765<br><br><br><br><br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 4<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3044-108585<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndCashEquivalentsAtCarryingValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndDueFromBanks">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>For banks and other depository institutions: Includes cash on hand (currency and coin), cash items in process of collection, noninterest bearing deposits due from other financial institutions (including corporate credit unions), and noninterest bearing balances with the Federal Reserve Banks, Federal Home Loan Banks and central banks.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Cash<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Cash Equivalents<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 1, 2, 3<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndDueFromBanks</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate par or stated value of issued nonredeemable common stock (or common stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable common shares, par value and other disclosure concepts are in another section within stockholders' equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.29)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 30<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtAndCapitalLeaseObligations">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying values as of the balance sheet date of all debt, including all short-term borrowings, long-term debt, and capital lease obligations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-03.16)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.13,16)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DebtAndCapitalLeaseObligations</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences and carryforwards.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 740<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (b),(c)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32537-109319<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxAssetsNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Deposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate of all deposit liabilities held by the entity, including foreign and domestic, interest and noninterest bearing; may include demand deposits, saving deposits, Negotiable Order of Withdrawal (NOW) and time deposits among others.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.12)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 12<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Deposits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesLongTerm">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Including both current and noncurrent portions, Federal Home Loan Bank borrowings initially due beyond one year or beyond the normal operating cycle if longer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 470<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6479118&amp;loc=d3e64650-112822<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.16)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 16<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 470<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6479336&amp;loc=d3e64702-112823<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalHomeLoanBankAdvancesLongTerm</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of advances from Federal Home Loan Bank (FHLBank) maturing in the next fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 470<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6479118&amp;loc=d3e64650-112822<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 470<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6802200&amp;loc=d3e1835-112601<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Federal Home Loan Bank (FHLB) stock represents an equity interest in a FHLB. It does not have a readily determinable fair value because its ownership is restricted and it lacks a market (liquidity).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 325<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6478792&amp;loc=d3e63345-112809<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalHomeLoanBankStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalReserveBankStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Federal Reserve Bank stock represents an equity interest in the Federal Reserve Bank. It does not have a readily determinable fair value because its ownership is restricted and it lacks a market (liquidity).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 325<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6478792&amp;loc=d3e63345-112809<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalReserveBankStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLosses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>A valuation allowance for financing receivables that are expected to be uncollectible.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 11B<br><br><br><br> -Subparagraph (c)(1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953423-111524<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableAllowanceForCreditLosses</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Goodwill">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after accumulated impairment loss of an asset representing future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 350<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35741047&amp;loc=d3e13816-109267<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 350<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6388280&amp;loc=d3e13770-109266<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Goodwill</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after other than temporary impairment (OTTI) accretion, of investments in debt securities classified as held-to-maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 5<br><br><br><br> -Subparagraph (f)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 25<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (c)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28360136&amp;loc=d3e22054-111558<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 5<br><br><br><br> -Subparagraph (a)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-03.1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.6)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestBearingDepositLiabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate of all domestic and foreign interest-bearing deposit liabilities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.12)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 12<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestBearingDepositLiabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestBearingDepositsInBanks">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>For banks and other depository institutions (including Federal Reserve Banks, if applicable): Interest-bearing deposits in other financial institutions for relatively short periods of time including, for example, certificates of deposits, which are presented separately from cash on the balance sheet.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 4<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6476743&amp;loc=d3e59706-112781<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 2<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.2)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestBearingDepositsInBanks</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_JuniorSubordinatedNotes">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Including the current and noncurrent portions, carrying value as of the balance sheet date of long-term debt (with maturities initially due after one year or beyond the operating cycle if longer) identified as Junior Subordinated Notes, which have a lower priority than senior instruments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.16)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-03.16(a))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 20, 22<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 13, 16<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX210.5-02.22)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_JuniorSubordinatedNotes</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying amounts as of the balance sheet date of all liabilities that are recognized. Liabilities are probable future sacrifices of economic benefits arising from present obligations of an entity to transfer assets or provide services to other entities in the future.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.19-26)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Liabilities</nobr></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LiabilitiesAbstract</nobr></td>
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          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAndStockholdersEquity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of liabilities and equity items, including the portion of equity attributable to noncontrolling interests, if any.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.32)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 25<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 32<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LiabilitiesAndStockholdersEquity</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableDeferredIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of deferred interest and fee income, unamortized costs incurred to originate loans and leases, unamortized loan commitments and loan syndication fees, and premiums over or discounts from face amounts of acquired loans. Excludes amounts for loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 4<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=d3e5074-111524<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 3<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6378556&amp;loc=d3e10152-111534<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 840<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 4<br><br><br><br> -Subparagraph (a)(4)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=25496975&amp;loc=d3e45377-112738<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.7)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 7<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableDeferredIncome</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28367877&amp;loc=d3e4428-111522<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableGrossCarryingAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements and loans held for sale.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28367877&amp;loc=d3e4428-111522<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.7)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableNetReportedAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansHeldForSaleMortgages">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount classified as mortgage loans attributable to disposal group held for sale or disposed of. Excludes loans and leases covered under loss sharing agreements and loans classified as debt securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=28367877&amp;loc=d3e4428-111522<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.7(a)(3))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 948<br><br><br><br> -SubTopic 310<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6490309&amp;loc=d3e48678-111004<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Permanent Investor<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6520390<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansHeldForSaleMortgages</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
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          </td>
        </tr>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_MarketableSecuritiesAbstract</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestBearingDepositLiabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount of all domestic and foreign noninterest-bearing deposits liabilities held by the entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.12)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 12<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestBearingDepositLiabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate carrying amounts, as of the balance sheet date, of assets not separately disclosed in the balance sheet.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.17)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 17<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 10<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherLiabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate carrying amount, as of the balance sheet date, of liabilities not separately disclosed in the balance sheet.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 15<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.15)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherLiabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherShortTermInvestments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Other investments not otherwise specified in the taxonomy that will be realized in a short period of time, usually less than one year or the normal operating cycle, whichever is longer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.8)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.5)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-03.1(g))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 5<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph g<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherShortTermInvestments</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate par or stated value of issued nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable preferred shares, par value and other disclosure concepts are in another section within stockholders' equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Article 3<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.3-04)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.28)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 29<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business to produce goods and services and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 360<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.13)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 13<br><br><br><br> -Subparagraph a<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 8<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PropertyPlantAndEquipmentNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RetainedEarningsAccumulatedDeficit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cumulative amount of the reporting entity's undistributed earnings or deficit.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 31<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Article 3<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.31(a)(3))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_RetainedEarningsAccumulatedDeficit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total of all stockholders' equity (deficit) items, net of receivables from officers, directors, owners, and affiliates of the entity which are attributable to the parent. The amount of the economic entity's stockholders' equity attributable to the parent excludes the amount of stockholders' equity which is allocable to that ownership interest in subsidiary equity which is not attributable to the parent (noncontrolling interest, minority interest). This excludes temporary equity and is sometimes called permanent equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (SAB TOPIC 4.E)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=27010918&amp;loc=d3e74512-122707<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Staff Accounting Bulletin (SAB)<br><br><br><br> -Number Topic 4<br><br><br><br> -Section E<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.29-31)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 29, 30, 31<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockholdersEquity</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquityAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockholdersEquityAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TreasuryStockValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount allocated to treasury stock. Treasury stock is common and preferred shares of an entity that were issued, repurchased by the entity, and are held in its treasury.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 4<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6405834&amp;loc=d3e23315-112656<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TreasuryStockValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
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        </tr>
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</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>53
<FILENAME>R45.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ETBAC">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Loans (Narative) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Sep. 30, 2014</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsReceivableNetAbstract', window );"><strong>Loans [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_RealEstateConstructionLoansPercentage', window );">Real estate-construction loans, percentage</a></td>
        <td class="nump">3.50%<span></span></td>
        <td class="nump">3.00%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableDeferredIncome', window );">Loan balances net of unearned income</a></td>
        <td class="nump">$ 554<span></span></td>
        <td class="nump">$ 581<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_RealEstateConstructionLoansPercentage">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Real estate-construction loans, percentage.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_RealEstateConstructionLoansPercentage</nobr></td>
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                    <td>asrv_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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          </td>
        </tr>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccountsReceivableNetAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td>duration</td>
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          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableDeferredIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of deferred interest and fee income, unamortized costs incurred to originate loans and leases, unamortized loan commitments and loan syndication fees, and premiums over or discounts from face amounts of acquired loans. Excludes amounts for loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=d3e5074-111524<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6378556&amp;loc=d3e10152-111534<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 4<br><br> -Subparagraph (a)(4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=25496975&amp;loc=d3e45377-112738<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.7)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 7<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableDeferredIncome</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>54
<FILENAME>R6.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EELBG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Consolidated Statements of Cash Flows (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="2">9 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Sep. 30, 2014</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>OPERATING ACTIVITIES</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
        <td class="nump">$ 2,274<span></span></td>
        <td class="nump">$ 3,352<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>Adjustments to reconcile net income to net cash provided by operating activities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesPeriodIncreaseDecrease', window );">Provision (credit) for loan losses</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="num">(100)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherDepreciationAndAmortization', window );">Depreciation expense</a></td>
        <td class="nump">1,359<span></span></td>
        <td class="nump">1,178<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments', window );">Net amortization of investment securities</a></td>
        <td class="nump">283<span></span></td>
        <td class="nump">629<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSaleOfInvestments', window );">Net realized gains on investment securities available for sale</a></td>
        <td class="num">(177)<span></span></td>
        <td class="num">(137)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSaleOfLoansAndLeases', window );">Net gains on loans held for sale</a></td>
        <td class="num">(547)<span></span></td>
        <td class="num">(912)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AmortizationOfDeferredLoanOriginationFeesNet', window );">Amortization of deferred loan fees</a></td>
        <td class="num">(198)<span></span></td>
        <td class="num">(228)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale', window );">Origination of mortgage loans held for sale</a></td>
        <td class="num">(36,105)<span></span></td>
        <td class="num">(49,686)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale', window );">Sales of mortgage loans held for sale</a></td>
        <td class="nump">36,090<span></span></td>
        <td class="nump">58,340<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet', window );">Increase in accrued interest income receivable</a></td>
        <td class="num">(372)<span></span></td>
        <td class="num">(340)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInInterestPayableNet', window );">Decrease in accrued interest payable</a></td>
        <td class="num">(173)<span></span></td>
        <td class="num">(414)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_OtherBankOwnedLifeInsuranceIncome', window );">Earnings on bank owned life insurance</a></td>
        <td class="num">(559)<span></span></td>
        <td class="num">(605)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredIncomeTaxExpenseBenefit', window );">Deferred income taxes</a></td>
        <td class="nump">139<span></span></td>
        <td class="nump">1,327<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensation', window );">Stock based compensation expense</a></td>
        <td class="nump">56<span></span></td>
        <td class="nump">68<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillImpairmentLoss', window );">Goodwill impairment charge</a></td>
        <td class="nump">669<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInPrepaidExpense', window );">Decrease in prepaid Federal Deposit Insurance</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">1,444<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOtherOperatingAssets', window );">Other, net</a></td>
        <td class="num">(679)<span></span></td>
        <td class="num">(1,337)<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations', window );">Net cash provided by operating activities</a></td>
        <td class="nump">2,060<span></span></td>
        <td class="nump">12,579<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract', window );"><strong>INVESTING ACTIVITIES</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt', window );">Purchases of investment securities - available for sale</a></td>
        <td class="num">(10,215)<span></span></td>
        <td class="num">(41,176)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireHeldToMaturitySecurities', window );">Purchases of investment securities - held to maturity</a></td>
        <td class="num">(2,442)<span></span></td>
        <td class="num">(8,432)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities', window );">Proceeds from sales of investment securities - available for sale</a></td>
        <td class="nump">5,242<span></span></td>
        <td class="nump">2,298<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities', window );">Proceeds from maturities of investment securities - available for sale</a></td>
        <td class="nump">16,581<span></span></td>
        <td class="nump">37,335<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleAndMaturityOfHeldToMaturitySecurities', window );">Proceeds from maturities of investment securities - held to maturity</a></td>
        <td class="nump">1,095<span></span></td>
        <td class="nump">4,067<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireFederalHomeLoanBankStock', window );">Purchases of regulatory stock</a></td>
        <td class="num">(6,679)<span></span></td>
        <td class="num">(4,180)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock', window );">Proceeds from redemption of regulatory stock</a></td>
        <td class="nump">6,329<span></span></td>
        <td class="nump">3,844<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForProceedsFromLoansAndLeases', window );">Long-term loans originated</a></td>
        <td class="num">(126,805)<span></span></td>
        <td class="num">(144,733)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment', window );">Principal collected on long-term loans</a></td>
        <td class="nump">91,886<span></span></td>
        <td class="nump">111,399<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireLoansHeldForInvestment', window );">Loans purchased or participated</a></td>
        <td class="num">(4,247)<span></span></td>
        <td class="num">(9,000)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfLoansHeldForInvestment', window );">Loans sold or participated</a></td>
        <td class="nump">7,810<span></span></td>
        <td class="nump">1,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfOtherRealEstate', window );">Proceeds from sale of other real estate owned</a></td>
        <td class="nump">454<span></span></td>
        <td class="nump">1,027<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromLifeInsurancePolicies', window );">Proceeds from life insurance policy</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">356<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireOtherPropertyPlantAndEquipment', window );">Purchases of premises and equipment</a></td>
        <td class="num">(1,643)<span></span></td>
        <td class="num">(2,643)<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations', window );">Net cash used in investing activities</a></td>
        <td class="num">(22,634)<span></span></td>
        <td class="num">(48,838)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract', window );"><strong>FINANCING ACTIVITIES</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInDeposits', window );">Net increase in deposit balances</a></td>
        <td class="nump">17,828<span></span></td>
        <td class="nump">16,412<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromRepaymentsOfShortTermDebt', window );">Net (decrease) increase in other short-term borrowings</a></td>
        <td class="num">(15,117)<span></span></td>
        <td class="nump">15,436<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromFederalHomeLoanBankBorrowings', window );">Principal borrowings on advances from Federal Home Loan Bank</a></td>
        <td class="nump">12,000<span></span></td>
        <td class="nump">14,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RepaymentsOfFederalHomeLoanBankBorrowings', window );">Principal repayments on advances from Federal Home Loan Bank</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="num">(6,000)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForRepurchaseOfCommonStock', window );">Purchases of treasury stock</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="num">(1,171)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsOfDividendsCommonStock', window );">Common stock dividends</a></td>
        <td class="num">(563)<span></span></td>
        <td class="num">(379)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock', window );">Preferred stock dividends</a></td>
        <td class="num">(158)<span></span></td>
        <td class="num">(157)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations', window );">Net cash provided by financing activities</a></td>
        <td class="nump">13,990<span></span></td>
        <td class="nump">38,141<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease', window );">NET (DECREASE) INCREASE IN CASH AND CASH EQUIVALENTS</a></td>
        <td class="num">(6,584)<span></span></td>
        <td class="nump">1,882<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">CASH AND CASH EQUIVALENTS AT JANUARY 1</a></td>
        <td class="nump">30,066<span></span></td>
        <td class="nump">26,820<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">CASH AND CASH EQUIVALENTS AT SEPTEMBER 30</a></td>
        <td class="nump">$ 23,482<span></span></td>
        <td class="nump">$ 28,702<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_OtherBankOwnedLifeInsuranceIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Life insurance income not elsewhere specified in the taxonomy earned during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_OtherBankOwnedLifeInsuranceIncome</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The sum of the periodic adjustments of the differences between securities' face values and purchase prices that are charged against earnings. This is called accretion if the security was purchased at a discount and amortization if it was purchased at premium. As a noncash item, this element is an adjustment to net income when calculating cash provided by or used in operations using the indirect method.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AllowanceForLoanAndLeaseLossesPeriodIncreaseDecrease">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of increase (decrease) of allowance reserve for credit loss.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.7(d))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 7<br><br> -Subparagraph d<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AllowanceForLoanAndLeaseLossesPeriodIncreaseDecrease</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AmortizationOfDeferredLoanOriginationFeesNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net increase(decrease) in interest income during the period representing the allocation of deferred loan origination fees less deferred loan origination costs using the effective interest method over the term of the debt arrangement to which they pertain taking into account the effect of prepayments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Direct Loan Origination Costs<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6510860<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 20<br><br> -Section 30<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6378273&amp;loc=d3e8446-111530<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 20<br><br> -Section 25<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6962437&amp;loc=d3e7402-111529<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 20<br><br> -Section 35<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27723605&amp;loc=d3e8622-111531<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AmortizationOfDeferredLoanOriginationFeesNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAtCarryingValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash Equivalents<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 1<br><br> -Article 5<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28358313&amp;loc=d3e6676-107765<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3044-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndCashEquivalentsAtCarryingValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of increase (decrease) in cash and cash equivalents. Cash and cash equivalents are the amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Includes effect from exchange rate changes.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3521-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 830<br><br> -SubTopic 230<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6450594&amp;loc=d3e33268-110906<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredIncomeTaxExpenseBenefit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of deferred income tax expense (benefit) pertaining to income (loss) from continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SAB TOPIC 6.I.7)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=34349781&amp;loc=d3e330036-122817<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Article 4<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 6<br><br> -Section I<br><br> -Subsection 7<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Deferred Tax Expense (or Benefit)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6510177<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredIncomeTaxExpenseBenefit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSaleOfInvestments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net realized gain (loss) on investments sold during the period, not including gains (losses) on securities separately or otherwise categorized as trading, available-for-sale, or held-to-maturity, which, for cash flow reporting, is a component of proceeds from investing activities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_GainLossOnSaleOfInvestments</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSaleOfLoansAndLeases">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The gains (losses) included in earnings that represent the difference between the sale price and the carrying value of loans and leases that were sold during the reporting period. This element refers to the gain (loss) and not to the cash proceeds of the sales. This element is a noncash adjustment to net income when calculating net cash generated by operating activities using the indirect method.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3521-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_GainLossOnSaleOfLoansAndLeases</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GoodwillImpairmentLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of loss from the write-down of an asset representing the future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35741047&amp;loc=d3e13854-109267<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 20<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6388280&amp;loc=d3e13777-109266<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (e)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35741047&amp;loc=d3e13816-109267<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_GoodwillImpairmentLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in the amount due from borrowers for interest payments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInDeposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash inflow or outflow for the increase (decrease) in the beginning and end of period deposits balances.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 230<br><br> -Section 45<br><br> -Paragraph 1<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6477933&amp;loc=d3e60009-112784<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3095-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInDeposits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInInterestPayableNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in interest payable, which represents the amount owed to note holders, bond holders, and other parties for interest earned on loans or credit extended to the reporting entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInInterestPayableNet</nobr></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in other assets used in operating activities not separately disclosed in the statement of cash flows. May include changes in other current assets, other noncurrent assets, or a combination of other current and noncurrent assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in the amount of outstanding money paid in advance for goods or services that bring economic benefits for future periods.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInPrepaidExpense</nobr></td>
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                    <td><strong> Period Type:</strong></td>
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        </tr>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract</nobr></td>
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        </tr>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of cash inflow (outflow) of financing activities, excluding discontinued operations. Financing activity cash flows include obtaining resources from owners and providing them with a return on, and a return of, their investment; borrowing money and repaying amounts borrowed, or settling the obligation; and obtaining and paying for other resources obtained from creditors on long-term credit.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3521-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 26<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3574-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations</nobr></td>
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                    <td><strong> Data Type:</strong></td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
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          </td>
        </tr>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td><strong> Period Type:</strong></td>
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          </td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of cash inflow (outflow) of investing activities, excluding discontinued operations. Investing activity cash flows include making and collecting loans and acquiring and disposing of debt or equity instruments and property, plant, and equipment and other productive assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3521-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 26<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3574-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
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        <tr>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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        </tr>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of cash inflow (outflow) from operating activities, excluding discontinued operations. Operating activity cash flows include transactions, adjustments, and changes in value not defined as investing or financing activities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3521-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 25<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3536-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td><strong> Period Type:</strong></td>
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            </div>
          </td>
        </tr>
      </table>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherDepreciationAndAmortization">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The other noncash expense, not otherwise specified in the taxonomy, charged against earnings in the period to allocate the cost of tangible and intangible assets over their remaining economic lives.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 360<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherDepreciationAndAmortization</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of cash paid for the origination of mortgages that are held for sale.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 25<br><br> -Subparagraph (g)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3536-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of cash outflow (inflow) from acquisition (sale) of Federal Home Loan Bank (FHLBank) stock.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 13<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3213-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForProceedsFromLoansAndLeases">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash outflow or inflow for the increase (decrease) in the beginning and end of period of loan and lease balances which are not originated or purchased specifically for resale. Includes cash payments and proceeds associated with (a) loans held-for-investment, (b) leases held-for-investment, and (c) both.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 13<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3213-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsForProceedsFromLoansAndLeases</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForRepurchaseOfCommonStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow to reacquire common stock during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3291-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsForRepurchaseOfCommonStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsOfDividendsCommonStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of cash outflow in the form of ordinary dividends to common shareholders of the parent entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3291-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsOfDividendsCommonStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of cash outflow in the form of ordinary dividends to preferred shareholders of the parent entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3291-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow to acquire debt securities classified as available-for-sale securities, because they are not classified as either held-to-maturity securities or trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 13<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3213-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireFederalHomeLoanBankStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of cash outflow to acquire Federal Home Loan Bank (FHLB) stock.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsToAcquireFederalHomeLoanBankStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireHeldToMaturitySecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of cash outflow through purchase of long-term held-to-maturity securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 13<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3213-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsToAcquireHeldToMaturitySecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireLoansHeldForInvestment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow associated with purchasing loans held for investment purposes during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 13<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3213-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsToAcquireLoansHeldForInvestment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireOtherPropertyPlantAndEquipment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow for acquisition of or capital improvements of property, plant and equipment, used to produce goods or deliver services, and not otherwise defined in the taxonomy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 13<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3213-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsToAcquireOtherPropertyPlantAndEquipment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromFederalHomeLoanBankBorrowings">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow from a borrowing made from Federal Home Loan Bank.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 14<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3255-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromFederalHomeLoanBankBorrowings</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromLifeInsurancePolicies">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow for proceeds from life insurance policies for which the entity is the beneficiary.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3179-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromLifeInsurancePolicies</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow from repayments of the balance excluding interest (principal) on loans receivable and leases held for investment purposes.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3179-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromRepaymentsOfShortTermDebt">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash inflow or outflow for borrowing having initial term of repayment within one year or the normal operating cycle, if longer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 9<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3098-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromRepaymentsOfShortTermDebt</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow associated with the sale or maturity (principal being due) of securities not classified as either held-to-maturity securities or trading securities which are classified as available-for-sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -Subparagraph (a),(b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3179-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleAndMaturityOfHeldToMaturitySecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of cash inflow from the sale or maturity of long-term held-to-maturity securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3179-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromSaleAndMaturityOfHeldToMaturitySecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow associated with the sale of debt and equity securities classified as available-for-sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -Subparagraph (a),(b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3179-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfLoansHeldForInvestment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow from Sales of Loans Held For Investment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3179-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromSaleOfLoansHeldForInvestment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow from sales of loans that are secured with real estate mortgages and are held with the intention to resell in the near future.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 21<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3461-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 25<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3536-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfOtherRealEstate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow associated with the sale of other real estate not otherwise defined in the taxonomy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3179-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromSaleOfOtherRealEstate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RepaymentsOfFederalHomeLoanBankBorrowings">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow for the payment of loan drawn from Federal Home Loan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3291-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_RepaymentsOfFederalHomeLoanBankBorrowings</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensation">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount of noncash, equity-based employee remuneration. This may include the value of stock or unit options, amortization of restricted stock or units, and adjustment for officers' compensation. As noncash, this element is an add back when calculating net cash generated by operating activities using the indirect method.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensation</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
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            </div>
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<SEQUENCE>55
<FILENAME>R59.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EVJAE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Federal Home Loan Bank Borrowings (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Sep. 30, 2014</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesActivityForYearAbstract', window );"><strong>Federal Home Loan Bank (FHLB) borrowings and advances</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsSoldUnderAgreementsToRepurchaseCarryingAmounts', window );">Open Repo Plus, Maturing Overnight, Amount</a></td>
        <td class="nump">$ 26,438<span></span></td>
        <td class="nump">$ 41,555<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate', window );">Advances, Maturing 2015, Amount</a></td>
        <td class="nump">4,000<span></span></td>
        <td class="nump">4,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromTwoToThreeYearsOfBalanceSheetDate', window );">Advances, Maturing 2016, Amount</a></td>
        <td class="nump">12,000<span></span></td>
        <td class="nump">12,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromThreeToFourYearsOfBalanceSheetDate', window );">Advances, Maturing 2017, Amount</a></td>
        <td class="nump">12,000<span></span></td>
        <td class="nump">7,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromFourToFiveYearsOfBalanceSheetDate', window );">Advances, Maturing 2018, Amount</a></td>
        <td class="nump">9,000<span></span></td>
        <td class="nump">2,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesLongTerm', window );">Advances from Federal Home Loan Bank</a></td>
        <td class="nump">37,000<span></span></td>
        <td class="nump">25,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdvancesFromFederalHomeLoanBanks', window );">Total FHLB borrowings, Amount</a></td>
        <td class="nump">$ 63,438<span></span></td>
        <td class="nump">$ 66,555<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_FederalHomeLoanBankOpenRepoPlusMaturitiesSummaryAverageInterestRateOvernightFromBalanceSheetDate', window );">Open Repo Plus Maturity Overnight, Weighted Average Rate</a></td>
        <td class="nump">0.26%<span></span></td>
        <td class="nump">0.25%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateOneToTwoYearsFromBalanceSheetDate', window );">Advances Maturing 2015, Weighted Average Rate</a></td>
        <td class="nump">0.52%<span></span></td>
        <td class="nump">0.52%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateTwoToThreeYearsFromBalanceSheetDate', window );">Advances Maturing 2016, Weighted Average Rate</a></td>
        <td class="nump">0.81%<span></span></td>
        <td class="nump">0.81%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateThreeToFourYearsFromBalanceSheetDate', window );">Advances Maturing 2017, Weighted Average Rate</a></td>
        <td class="nump">1.06%<span></span></td>
        <td class="nump">1.07%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateFourToFiveYearsFromBalanceSheetDate', window );">Advances Maturing 2018, Weighted Average Rate</a></td>
        <td class="nump">1.54%<span></span></td>
        <td class="nump">1.47%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankWeightedAverageInterestRate', window );">Total advances, Weighted Average Rate</a></td>
        <td class="nump">1.04%<span></span></td>
        <td class="nump">0.89%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_FederalHomeLoanBankWeightedAverageInterestRate', window );">Aggregate FHLB borrowings, Weighted Average Rate</a></td>
        <td class="nump">0.71%<span></span></td>
        <td class="nump">0.49%<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_FederalHomeLoanBankOpenRepoPlusMaturitiesSummaryAverageInterestRateOvernightFromBalanceSheetDate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Federal home loan bank, open repo plus, maturities summary, average interest rate, overnight from balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_FederalHomeLoanBankOpenRepoPlusMaturitiesSummaryAverageInterestRateOvernightFromBalanceSheetDate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_FederalHomeLoanBankWeightedAverageInterestRate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Federal home loan bank weighted average interest rate.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_FederalHomeLoanBankWeightedAverageInterestRate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
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                    <td>num:percentItemType</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdvancesFromFederalHomeLoanBanks">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of borrowings as of the balance sheet date from the Federal Home Loan Bank, which are primarily used to cover shortages in the required reserve balance and liquidity shortages.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 470<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6479118&amp;loc=d3e64650-112822<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AdvancesFromFederalHomeLoanBanks</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetsSoldUnderAgreementsToRepurchaseCarryingAmounts">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount of assets sold under agreements to repurchase when the carrying amount (or market value, if higher than the carrying amount) of securities or other assets sold under repurchase agreements exceeds 10 percent of total assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(m)(1)(i)(A)(i))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph m<br><br> -Subparagraph 1<br><br> -Article 4<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AssetsSoldUnderAgreementsToRepurchaseCarryingAmounts</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
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                    <td><strong> Period Type:</strong></td>
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        </tr>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalHomeLoanBankAdvancesActivityForYearAbstract</nobr></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Describes the weighted average interest rate applicable to the specific advances from the Federal Home Loan Bank, by branch, as of the Balance Sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 470<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6479118&amp;loc=d3e64650-112822<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 470<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6479336&amp;loc=d3e64711-112823<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.19(b))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankWeightedAverageInterestRate</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesLongTerm">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Including both current and noncurrent portions, Federal Home Loan Bank borrowings initially due beyond one year or beyond the normal operating cycle if longer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 470<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6479118&amp;loc=d3e64650-112822<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.16)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 16<br><br> -Article 9<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 470<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6479336&amp;loc=d3e64702-112823<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalHomeLoanBankAdvancesLongTerm</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
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              </div>
            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateFourToFiveYearsFromBalanceSheetDate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The weighted average interest rate applicable to the Federal Home Loan Bank advances which are due from four to five years of the Balance Sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.13(3)(a))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateFourToFiveYearsFromBalanceSheetDate</nobr></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateOneToTwoYearsFromBalanceSheetDate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The weighted average interest rate applicable to the Federal Home Loan Bank advances which are due from one to two years of the Balance Sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.13(3)(a))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateOneToTwoYearsFromBalanceSheetDate</nobr></td>
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          </td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateThreeToFourYearsFromBalanceSheetDate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The weighted average interest rate applicable to the Federal Home Loan Bank advances which are due from three to four years of the Balance Sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.14)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Industry Guide<br><br> -Number 3<br><br> -Section VII<br><br> -Paragraph 3<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateThreeToFourYearsFromBalanceSheetDate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateTwoToThreeYearsFromBalanceSheetDate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The weighted average interest rate applicable to the Federal Home Loan Bank advances which are due from two to three years of the Balance Sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.13(3)(a))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateTwoToThreeYearsFromBalanceSheetDate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td><strong> Period Type:</strong></td>
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            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromFourToFiveYearsOfBalanceSheetDate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of advances from Federal Home Loan Bank (FHLBank) maturing in the fifth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 470<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6479118&amp;loc=d3e64650-112822<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 470<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6802200&amp;loc=d3e1835-112601<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromFourToFiveYearsOfBalanceSheetDate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td>instant</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of advances from Federal Home Loan Bank (FHLBank) maturing in the second fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 470<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6479118&amp;loc=d3e64650-112822<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 470<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6802200&amp;loc=d3e1835-112601<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
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                    <td><strong> Balance Type:</strong></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromThreeToFourYearsOfBalanceSheetDate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of advances from Federal Home Loan Bank (FHLBank) maturing in the fourth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 470<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6479118&amp;loc=d3e64650-112822<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 470<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6802200&amp;loc=d3e1835-112601<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromThreeToFourYearsOfBalanceSheetDate</nobr></td>
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                    <td><strong> Data Type:</strong></td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of advances from Federal Home Loan Bank (FHLBank) maturing in the third fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 470<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6479118&amp;loc=d3e64650-112822<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 470<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6802200&amp;loc=d3e1835-112601<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromTwoToThreeYearsOfBalanceSheetDate</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EKH">
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          <div style="width: 200px;"><strong>Disclosures about Fair Value Measurements (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">9 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Sep. 30, 2014</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueDisclosuresAbstract', window );"><strong>Disclosures about Fair Value Measurements [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock', window );">Assets and Liabilities Measured on Recurring Basis</a></td>
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<div>
<div class="CursorPointer">
<table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;">
<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;">&#160;</td>
<td rowspan="1" colspan="15" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;"><strong>Fair Value Measurements at </strong>September 30, 2014 Using</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"><strong>Total</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"><strong>(Level <font>1)</font></strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"><strong>(Level <font>2)</font></strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"><strong>(Level <font>3)</font></strong></td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;">US Agency securities</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>6,905</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>6,905</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;">US Agency mortgage-backed securities</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>110,685</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>110,685</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;">Corporate bonds</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>13,383</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>13,383</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
</tr>
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<p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">&#160;</p>



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<table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;">
<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;">&#160;</td>
<td rowspan="1" colspan="15" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;"><strong>Fair Value Measurements at </strong>December 31, 2013 Using</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"><strong>Total</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"><strong>(Level <font>1)</font></strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"><strong>(Level <font>2)</font></strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"><strong>(Level <font>3)</font></strong></td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;">US Agency securities</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>6,835</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>6,835</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;">US Agency mortgage-backed securities</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>123,382</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>123,382</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;">Corporate bonds</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>11,761</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>11,761</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
</tr>
</table>
</div>
</div>
</div><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock', window );">Assets Measured at Fair Value on Non-Recurring Basis</a></td>
        <td class="text"><div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';">
<div>
<div align="center" style=" width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;">


<div>
<div class="CursorPointer">
<table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;">
<tr>
<td colspan="3" style=" vertical-align: top; text-align: left; width: 100%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;">&#160;</td>
<td rowspan="1" colspan="15" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;"><strong>Fair Value Measurements at </strong>September 30, 2014 Using</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"><strong>Total</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"><strong>(Level <font>1)</font></strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"><strong>(Level <font>2)</font></strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"><strong>(Level <font>3)</font></strong></td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;">Impaired loans</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>897</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>897</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;">Other real estate owned</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>683</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>683</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
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<p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">&#160;</p>



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<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;">&#160;</td>
<td rowspan="1" colspan="15" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;"><strong>Fair Value Measurements at </strong>December 31, 2013 Using</td>
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<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"><strong>Total</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"><strong>(Level <font>1)</font></strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"><strong>(Level <font>2)</font></strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"><strong>(Level <font>3)</font></strong></td>
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<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;">Impaired loans</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>2,253</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>2,253</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
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<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;">Other real estate owned</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>1,017</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>1,017</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
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<td rowspan="2" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">September 30, 2014</p>
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<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;">&#160;</td>
<td rowspan="1" colspan="15" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;"><strong>Quantitative Information About Level <font>3</font> Fair Value Measurements</strong></td>
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<td rowspan="1" style=" vertical-align: bottom; font-weight: normal; font-size: 10pt; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 13%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 13%;"><strong>Fair Value Estimate</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 13%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 13%;"><strong>Valuation Techniques</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 13%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 13%;"><strong>Unobservable Input</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 13%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 13%;"><strong>Range (Wgtd Ave)</strong></td>
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<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;">Impaired loans</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>897</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: rright; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"><font>Appraisal of collateral</font><sup>(1)</sup></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: rright; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;">Appraisal adjustments<sup><font>(2)</font></sup><br/>
Liquidation expenses<sup><font>(2)</font></sup></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: rright; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"><font>0</font>% to <font>35</font>% (<font>30</font>%)<br/>
<font>1</font>% to <font>15</font>% (<font>10</font>%)<br/>
&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;">Other real estate owned</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>683</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: rright; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"><font>Appraisal of collateral</font><sup>(1),(3)</sup></td>
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<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: rright; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;">Appraisal adjustments<sup><font>(2)</font></sup><br/>
Liquidation expenses<sup><font>(2)</font></sup></td>
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<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: rright; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"><font>0</font>% to <font>48</font>% (<font>38</font>%)<br/>
<font>1</font>% to <font>20</font>% (<font>10</font>%)</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
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<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">December 31, 2013</p>
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<td rowspan="1" colspan="15" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Quantitative Information About Level <font>3</font> Fair Value Measurements</strong></td>
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<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Fair Value Estimate</strong></td>
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<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Valuation Techniques</strong></td>
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<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Unobservable Input</strong></td>
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<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Range(Wgtd Ave)</strong></td>
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<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>2,253</font></td>
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<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: rright; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>Appraisal of collateral</font><sup>(1)</sup></td>
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<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: rright; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Appraisal adjustments<sup><font>(2)</font></sup><br/>
Liquidation expenses<sup><font>(2)</font></sup></td>
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<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: rright; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>0</font>% to <font>37</font>% (<font>30</font>%) <font>1</font>% to <font>15</font>% (<font>10</font>%)</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
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<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Other real estate owned</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>1,017</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: rright; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>Appraisal of collateral</font><sup>(1),(3)</sup></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: rright; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Appraisal adjustments<sup><font>(2)</font></sup><br/>
Liquidation expenses<sup><font>(2)</font></sup></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: rright; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>0</font>% to <font>48</font>% (<font>38</font>%) <font>1</font>% to <font>20</font>% (<font>10</font>%)</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
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<p style=" text-align: left; text-indent: 1px; font-family : Times New Roman;">&#160;</p>

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<td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;"><font>(1)</font></td>
<td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;">Fair Value is generally determined through independent appraisals of the underlying collateral, which generally include various level <font>3</font> inputs which are not identifiable.</td>
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<td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;"><font>(2)</font></td>
<td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;">Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses.</td>
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<td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;"><font>(3)</font></td>
<td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;">Includes qualitative adjustments by management and estimated liquidation expenses.</td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByBalanceSheetGroupingTextBlock', window );">Fair Value of Financial Instruments</a></td>
        <td class="text"><div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';">
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<td rowspan="1" colspan="19" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">September 30, 2014</p>
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<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Carrying<br/>
Value</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Fair<br/>
Value</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>(Level <font>1)</font></strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>(Level <font>2)</font></strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>(Level <font>3)</font></strong></td>
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<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">FINANCIAL ASSETS:<br/>
&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Cash and cash equivalents</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>23,482</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>23,482</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>23,482</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Investment securities&#160;&#150;&#160;AFS</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>130,973</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>130,973</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>130,973</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Investment securities&#160;&#150;&#160;HTM</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>19,498</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>19,626</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>16,657</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>2,969</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Regulatory stock</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>7,152</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>7,152</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>7,152</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Loans held for sale</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>3,964</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>4,043</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>4,043</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Loans, net of allowance for loan loss and unearned income</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>804,341</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>803,931</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>803,931</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Accrued interest income receivable</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>3,280</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>3,280</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>3,280</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Bank owned life insurance</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>37,228</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>37,228</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>37,228</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">FINANCIAL LIABILITIES:</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Deposits with <font>no</font> stated maturities</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>576,943</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>576,943</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>576,943</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Deposits with stated maturities</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>295,227</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>289,078</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>289,078</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Short-term borrowings</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>26,438</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>26,438</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>26,438</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">All other borrowings</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>50,085</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>53,479</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>53,479</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Accrued interest payable</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>1,611</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>1,611</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>1,611</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>
</table>
</div>
</div>
</div>



<div align="center" style=" width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;">
<div>
<div class="CursorPointer">
<table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;">
<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;">&#160;</td>
<td rowspan="1" colspan="19" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">December 31, 2013</p>
</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Carrying<br/>
Value</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Fair<br/>
Value</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>(Level <font>1)</font></strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>(Level <font>2)</font></strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>(Level <font>3)</font></strong></td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">FINANCIAL ASSETS:<br/>
&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Cash and cash equivalents</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>30,066</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>30,066</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>30,066</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Investment securities&#160;&#150;&#160;AFS</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>141,978</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>141,978</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>141,978</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Investment securities&#160;&#150;&#160;HTM</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>18,187</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>17,788</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>14,822</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>2,966</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Regulatory stock</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>6,802</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>6,802</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>6,802</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Loans held for sale</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>3,402</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>3,453</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>3,453</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Loans, net of allowance for loan loss and unearned income</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>773,242</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>771,460</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>771,460</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Accrued interest income receivable</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>2,908</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>2,908</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>2,908</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Bank owned life insurance</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>36,669</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>36,669</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>36,669</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">FINANCIAL LIABILITIES:</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Deposits with <font>no</font> stated maturities</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>546,384</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>546,384</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>546,384</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Deposits with stated maturities</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>308,138</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>313,272</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>313,272</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Short-term borrowings</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>41,555</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>41,555</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>41,555</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">All other borrowings</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>38,085</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>40,598</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>40,598</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Accrued interest payable</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>1,784</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>1,784</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>1,784</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>
</table>
</div>
</div>
</div>
</div><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of assets and liabilities by class, including financial instruments measured at fair value that are classified in shareholders' equity, if any, that are measured at fair value on a nonrecurring basis in periods after initial recognition (for example, impaired assets). Disclosures may include, but are not limited to: (a) the fair value measurements recorded and the reasons for the measurements and (b) the level within the fair value hierarchy in which the fair value measurements are categorized in their entirety (levels 1, 2, 3).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 820<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=36462937&amp;loc=d3e19296-110258<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByBalanceSheetGroupingTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the fair value of financial instruments, including financial assets and financial liabilities, and the measurements of those instruments, assets, and liabilities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 820<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=36462937&amp;loc=d3e19207-110258<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 10<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35750535&amp;loc=d3e13433-108611<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35750535&amp;loc=d3e13467-108611<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35750535&amp;loc=d3e13476-108611<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 30<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957238&amp;loc=d3e14172-108612<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6447952&amp;loc=d3e13220-108610<br><br><br><br></p>
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                <p>Tabular disclosure of assets and liabilities, including [financial] instruments measured at fair value that are classified in stockholders' equity, if any, that are measured at fair value on a recurring basis. The disclosures contemplated herein include the fair value measurements at the reporting date by the level within the fair value hierarchy in which the fair value measurements in their entirety fall, segregating fair value measurements using quoted prices in active markets for identical assets (Level 1), significant other observable inputs (Level 2), and significant unobservable inputs (Level 3).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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                <p>Amount of loss from the write-down of an asset representing the future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35741047&amp;loc=d3e13854-109267<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 20<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6388280&amp;loc=d3e13777-109266<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (e)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35741047&amp;loc=d3e13816-109267<br><br><br><br></p>
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<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">The Company has a noncontributory defined benefit pension plan covering certain employees who work at least <font>1,000</font> hours per year. The participants shall have a vested interest in their accrued benefit after <font>five</font> full years of service. The benefits of the plan are based upon the employee's years of service and average annual earnings for the highest <font>five</font> consecutive calendar years during the final <font>ten</font> year period of employment. Plan assets are primarily debt securities (including US Treasury and Agency securities, corporate notes and bonds), listed common stocks (including shares of AmeriServ Financial, Inc. common stock which is limited to <font>10</font>% of the plan's assets), mutual funds, and short-term cash equivalent instruments. The net periodic pension cost for the three and nine months ended September 30, 2014 and <font>2013</font> were as follows (in thousands):<br/>
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<td style=" vertical-align: top; text-align: left;">&#160;</td>
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<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">Three months ended September 30,</p>
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<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong><font>2013</font></strong></td>
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<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong><font>2014</font></strong></td>
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<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
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<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 2pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding-top: 0px; padding-left: 10px;">Service cost</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>430</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>453</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>1,290</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>1,359</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 2pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding-top: 0px; padding-left: 10px;">Interest cost</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>331</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>291</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>993</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>873</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 2pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding-top: 0px; padding-left: 10px;">Expected return on plan assets</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(498</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(440</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(1,494</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(1,320</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;">)</td>
</tr>

<tr>
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 2pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding-top: 0px; padding-left: 10px;">Amortization of prior year service cost</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(5</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(5</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(15</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(15</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;">)</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 2pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding-top: 0px; padding-left: 10px;">Amortization of transition asset</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(2</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(6</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;">)</td>
</tr>

<tr>
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 2pt; vertical-align: bottom; padding-top: 0px; padding-left: 10px;">Recognized net actuarial loss</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>272</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>341</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>816</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>1,023</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 3pt; vertical-align: bottom; padding-top: 0px; padding-left: 20px;">Net periodic pension cost</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>530</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>638</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>1,590</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
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<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
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<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">The Company implemented a soft freeze of its defined benefit pension plan to provide that non-union employees hired on or after January 1, 2013 and union employees hired on or after January 1, 2014 are not eligible to participate in the pension plan. Instead, such employees are eligible to participate in a qualified <font>401</font>(k) plan. This change was made to help reduce pension costs in future periods.</p>
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                <p>The entire disclosure for pension and other postretirement benefits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 70<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6414718&amp;loc=d3e28014-114942<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35743120&amp;loc=d3e2410-114920<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 80<br><br> -Section 50<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35742057&amp;loc=SL14450702-114947<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 60<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6414199&amp;loc=d3e39622-114963<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 60<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6414203&amp;loc=d3e39675-114964<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ELG">
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                <p>Number of location.</p>
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                <p>No definition available.</p>
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                <p>The total amount of cash and securities held by third party trustees pursuant to terms of debt instruments or other agreements as of the date of each statement of financial position presented, which can be used by the trustee only to pay the noncurrent portion of specified obligations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(b))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
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          <div style="width: 200px;"><strong>Earnings Per Common Share (Tables)<br></strong></div>
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<tr>
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<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
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<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">Three months ended<br/>
September 30,</p>
</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">Nine months ended<br/>
September 30,</p>
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<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
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<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong><font>2013</font></strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong><font>2014</font></strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong><font>2013</font></strong></td>
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<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
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<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong>Numerator:</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 61%;">Net income</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%; text-align: right; vertical-align: bottom;"><font>365</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 1%; text-align: center; vertical-align: bottom;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%; text-align: right; vertical-align: bottom;"><font>1,226</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 1%; text-align: center; vertical-align: bottom;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%; text-align: right; vertical-align: bottom;"><font>2,274</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 1%; text-align: center; vertical-align: bottom;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%; text-align: right; vertical-align: bottom;"><font>3,352</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;">Preferred stock dividends</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>53</font></td>
<td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>53</font></td>
<td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>158</font></td>
<td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>157</font></td>
<td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;">Net income available to common shareholders</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>312</font></td>
<td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>1,173</font></td>
<td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>2,116</font></td>
<td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>3,195</font></td>
<td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong>Denominator: </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Weighted average common shares outstanding (basic)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>18,795</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>18,784</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>18,792</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>18,995</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;">Effect of stock options</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>113</font></td>
<td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>94</font></td>
<td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>124</font></td>
<td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>91</font></td>
<td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;">Weighted average common shares outstanding (diluted)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>18,908</font></td>
<td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>18,878</font></td>
<td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>18,916</font></td>
<td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>19,086</font></td>
<td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong>Earnings per common share: </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Basic</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>0.02</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>0.06</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>0.11</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>0.17</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Diluted</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>0.02</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>0.06</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>0.11</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>0.17</font></td>
</tr>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareAbstract</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          </td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of an entity's basic and diluted earnings per share calculations, including a reconciliation of numerators and denominators of the basic and diluted per-share computations for income from continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
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                    <td>na</td>
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<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EVGAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Pension Benefits (Net Periodic Pension Cost) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
        <th class="th" colspan="2">9 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Sep. 30, 2014</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2013</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2014</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2013</div>
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      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanNetPeriodicBenefitCostAbstract', window );"><strong>Net periodic pension cost</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanServiceCost', window );">Service cost</a></td>
        <td class="nump">$ 430<span></span></td>
        <td class="nump">$ 453<span></span></td>
        <td class="nump">$ 1,290<span></span></td>
        <td class="nump">$ 1,359<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanInterestCost', window );">Interest cost</a></td>
        <td class="nump">331<span></span></td>
        <td class="nump">291<span></span></td>
        <td class="nump">993<span></span></td>
        <td class="nump">873<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets', window );">Expected return on plan assets</a></td>
        <td class="num">(498)<span></span></td>
        <td class="num">(440)<span></span></td>
        <td class="num">(1,494)<span></span></td>
        <td class="num">(1,320)<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAmortizationOfPriorServiceCostCredit', window );">Amortization of prior year service cost</a></td>
        <td class="num">(5)<span></span></td>
        <td class="num">(5)<span></span></td>
        <td class="num">(15)<span></span></td>
        <td class="num">(15)<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAmortizationOfTransitionObligationsAssets', window );">Amortization of transition asset</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="num">(2)<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="num">(6)<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_RecognizedNetActuarialLoss', window );">Recognized net actuarial loss</a></td>
        <td class="nump">272<span></span></td>
        <td class="nump">341<span></span></td>
        <td class="nump">816<span></span></td>
        <td class="nump">1,023<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost', window );">Net periodic pension cost</a></td>
        <td class="nump">$ 530<span></span></td>
        <td class="nump">$ 638<span></span></td>
        <td class="nump">$ 1,590<span></span></td>
        <td class="nump">$ 1,914<span></span></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Recognized net actuarial loss for the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                <p>The amount of the prior service cost or credit recognized in net periodic benefit cost relating to benefit changes attributable to plan participants' prior service pursuant to a plan amendment or a plan initiation.</p>
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                <p>The amount of the transition obligation or asset recognized in net periodic benefit cost.</p>
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                <p>An amount calculated as a basis for determining the extent of delayed recognition of the effects of changes in the fair value of assets. The expected return on plan assets is determined based on the expected long-term rate of return on plan assets and the market-related value of plan assets.</p>
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                <p>The increase in a defined benefit pension plan's projected benefit obligation or a defined benefit postretirement plan's accumulated postretirement benefit obligation due to the passage of time.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (h)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35743120&amp;loc=d3e1928-114920<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35743120&amp;loc=d3e1928-114920<br><br><br><br></p>
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                <p>The total amount of net periodic benefit cost for defined benefit plans for the period. Periodic benefit costs include the following components: service cost, interest cost, expected return on plan assets, gain (loss), prior service cost or credit, transition asset or obligation, and gain (loss) due to settlements or curtailments.</p>
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                <p>The actuarial present value of benefits attributed by the pension benefit formula to services rendered by employees during the period. The portion of the expected postretirement benefit obligation attributed to employee service during the period. The service cost component is a portion of the benefit obligation and is unaffected by the funded status of the plan.</p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
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          <div style="width: 200px;"><strong>Principles of Consolidation<br></strong></div>
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        <th class="th" colspan="1">9 Months Ended</th>
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          <div>Sep. 30, 2014</div>
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<h2 style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"><strong><font>1</font>. Principles of Consolidation</strong></h2>

<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">The accompanying consolidated financial statements include the accounts of AmeriServ Financial, Inc. (the Company) and its wholly-owned subsidiaries, AmeriServ Financial Bank (the Bank), AmeriServ Trust and Financial Services Company (the Trust Company), and AmeriServ Life Insurance Company (AmeriServ Life). The Bank is a Pennsylvania state-chartered full service bank with <font>17</font> locations in Pennsylvania. The Trust Company offers a complete range of trust and financial services and administers assets valued at $<font>1.8</font> billion that are not reported on the Company's balance sheet at September 30, 2014. AmeriServ Life is a captive insurance company that engages in underwriting as a reinsurer of credit life and disability insurance.</p>

<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">In addition, the Parent Company is an administrative group that provides support in such areas as audit, finance, investments, loan review, general services, and marketing. Significant intercompany accounts and transactions have been eliminated in preparing the consolidated financial statements.</p>
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                <p>The entire disclosure for organization, consolidation and basis of presentation of financial statements disclosure.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 205<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35735333&amp;loc=d3e288-107754<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=18733093&amp;loc=d3e5614-111684<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 915<br><br> -SubTopic 235<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6472506&amp;loc=d3e38932-110933<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 272<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6373374&amp;loc=d3e70478-108055<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 205<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6359566&amp;loc=d3e326-107755<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EUEAE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Consolidated Balance Sheets (Parenthetical) (USD $)<br>In Thousands, except Share data, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Sep. 30, 2014</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementOfFinancialPositionAbstract', window );"><strong>Consolidated Balance Sheets [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Held to maturity securities, fair value</a></td>
        <td class="nump">$ 19,626<span></span></td>
        <td class="nump">$ 17,788<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockNoParValue', window );">Preferred stock, par value</a></td>
        <td class="nump">$ 0<span></span></td>
        <td class="nump">$ 0<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockLiquidationPreference', window );">Preferred stock, liquidation preference per share</a></td>
        <td class="nump">$ 1,000<span></span></td>
        <td class="nump">$ 1,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesAuthorized', window );">Preferred stock, shares authorized</a></td>
        <td class="nump">2,000,000<span></span></td>
        <td class="nump">2,000,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesIssued', window );">Preferred stock, shares issued</a></td>
        <td class="nump">21,000<span></span></td>
        <td class="nump">21,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesOutstanding', window );">Preferred stock, shares outstanding</a></td>
        <td class="nump">21,000<span></span></td>
        <td class="nump">21,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockParOrStatedValuePerShare', window );">Common stock, par value</a></td>
        <td class="nump">$ 0.01<span></span></td>
        <td class="nump">$ 0.01<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesAuthorized', window );">Common stock, shares authorized</a></td>
        <td class="nump">30,000,000<span></span></td>
        <td class="nump">30,000,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesIssued', window );">Common stock, shares issued</a></td>
        <td class="nump">26,412,707<span></span></td>
        <td class="nump">26,402,007<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesOutstanding', window );">Common stock, shares outstanding</a></td>
        <td class="nump">18,794,888<span></span></td>
        <td class="nump">18,784,188<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockShares', window );">Treasury stock, shares</a></td>
        <td class="nump">7,617,819<span></span></td>
        <td class="nump">7,617,819<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockParOrStatedValuePerShare">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Face amount or stated value per share of common stock.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 30<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><strong> Name:</strong></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The maximum number of common shares permitted to be issued by an entity's charter and bylaws.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 30<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockSharesAuthorized</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
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                    <td><strong> Balance Type:</strong></td>
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          </td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockSharesIssued">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total number of common shares of an entity that have been sold or granted to shareholders (includes common shares that were issued, repurchased and remain in the treasury). These shares represent capital invested by the firm's shareholders and owners, and may be all or only a portion of the number of shares authorized. Shares issued include shares outstanding and shares held in the treasury.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 30<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockSharesIssued</nobr></td>
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                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
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                    <td><strong> Balance Type:</strong></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockSharesOutstanding">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of shares of common stock outstanding. Common stock represent the ownership interest in a corporation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 30<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockSharesOutstanding</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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          </td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value of investments in debt securities classified as held-to-maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (aa)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (f)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockLiquidationPreference">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The per share liquidation preference (or restrictions) of nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer) that has a preference in involuntary liquidation considerably in excess of the par or stated value of the shares. The liquidation preference is the difference between the preference in liquidation and the par or stated values of the share.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21475-112644<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29<br><br> -Article 5<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21484-112644<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph d<br><br> -Article 4<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(d)(1))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><nobr>us-gaap_PreferredStockLiquidationPreference</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Face amount per share of no-par value preferred stock nonredeemable or redeemable solely at the option of the issuer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.28)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29<br><br> -Article 5<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The maximum number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) permitted to be issued by an entity's charter and bylaws.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.28)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29<br><br> -Article 5<br><br><br><br></p>
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                    <td><nobr>us-gaap_PreferredStockSharesAuthorized</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) issued to shareholders (includes related preferred shares that were issued, repurchased, and remain in the treasury). May be all or portion of the number of preferred shares authorized. Excludes preferred shares that are classified as debt.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.28)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                <p>Aggregate share number for all nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer) held by stockholders. Does not include preferred shares that have been repurchased.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.28)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                <p>Number of common and preferred shares that were previously issued and that were repurchased by the issuing entity and held in treasury on the financial statement date. This stock has no voting rights and receives no dividends.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.28,29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29, 30<br><br> -Article 5<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
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          <div style="width: 200px;"><strong>Preferred Stock<br></strong></div>
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        <th class="th" colspan="1">9 Months Ended</th>
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      <tr>
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          <div>Sep. 30, 2014</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockTextBlock', window );">Preferred Stock</a></td>
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<div align="center" style=" width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;">
<h2 style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"><strong><font>11</font>. Preferred Stock</strong></h2>

<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">On August 11, 2011, pursuant to the Small Business Lending Fund (SBLF), the Company issued and sold to the US Treasury <font>21,000</font> shares of its Senior Non-Cumulative Perpetual Preferred Stock, Series E (Series E Preferred Stock) for the aggregate proceeds of $<font>21</font> million. The SBLF is a voluntary program sponsored by the US Treasury that encourages small business lending by providing capital to qualified community banks at favorable rates. The initial interest rate on the Series E Preferred Stock has been initially set at <font>5</font>% per annum and may be decreased to as low as <font>1</font>% per annum if growth thresholds are met for qualified outstanding small business loans. The Company used the proceeds from the Series E Preferred Stock issued to the US Treasury to repurchase all <font>21,000</font> shares of its outstanding preferred shares previously issued to the US Treasury under the TARP Capital Purchase Program.</p>
</div>



<div align="center" style=" border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;">
<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">The Series E Preferred Stock has an aggregate liquidation preference of approximately $<font>21</font> million and qualifies as Tier <font>1</font> Capital for regulatory purposes. The terms of the Series E Preferred Stock provide for the payment of non-cumulative dividends on a quarterly basis. The dividend rate, as a percentage of the liquidation amount, may fluctuate while the Series E Preferred Stock is outstanding based upon changes in the level of &#147;qualified small business lending&#148; (&#147;QSBL&#148;) by the Bank from its average level of QSBL at each of the <font>four</font> quarter ends leading up to September 30, 2010 (the &#147;Baseline&#148;) as follows</p>

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<div>
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<tr style=" vertical-align: top;">
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<td rowspan="1" align="center" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
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DIVIDEND RATE</strong></td>
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<tr style=" vertical-align: top;">
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>BEGINNING</strong></td>
<td rowspan="1" align="center" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
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<td align="center" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; : none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td align="center" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-left: none; border-right: none; : none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td colspan="3" align="center" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; border-bottom: #000000 1pt solid; border-left: none; border-right: none; : none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
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<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">August 11, 2011</p>
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<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">December 31, 2011</p>
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<td style=" text-align: center; border-left: none; border-right: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td align="left" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; white-space: nowrap; padding-right: 5px;">&#160;</td>
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<td align="left" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; white-space: nowrap; padding-right: 5px;">%</td>
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<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">January 1, 2012</p>
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<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">December 31, 2013</p>
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<td align="center" style=" text-align: center; border-left: none; border-right: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
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<td width="50%" rowspan="1" colspan="1" style=" text-indent: 10pt; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">January 1, 2014</p>
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<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">February 7, 2016</p>
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<td align="center" style=" text-align: center; border-left: none; border-right: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" colspan="3" align="center" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom;"><font>1.0</font>% to <font>7.0</font>%<sup><font>(1)</font></sup></td>
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<td width="50%" rowspan="1" colspan="1" style=" text-indent: 10pt; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">February 8, 2016</p>
</td>
<td rowspan="1" align="center" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" align="center" style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Redemption</td>
<td rowspan="1" align="center" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-color: #000000; padding: 0px;">&#160;</td>
<td align="center" style=" text-align: center; border-left: none; border-right: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
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<p style=" text-align: left; text-indent: 1px; font-family : Times New Roman;">&#160;</p>

<div class="CursorPointer">
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<tr style=" font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left;">
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<td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;"><font>(1)</font></td>
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<div>
Between January 1, 2014 and February 7, 2016, the Company's dividend rate was fixed at 1% based upon the level of percentage change in QSBL between September 30, 2013 and the Baseline.
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<td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;"><font>(2)</font></td>
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<div>
Beginning on February 8, 2016, the dividend rate will be fixed at <font>nine</font> percent (<font>9</font>%) per annum.
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<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">As of September 30, 2013, the Company had increased its QSBL to a level that reduced the dividend rate to <font>1</font>%. Accordingly, this <font>1</font>% rate will continue through February 7, 2016.</p>

<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">As long as shares of Series E Preferred Stock remain outstanding, we may not pay dividends to our common shareholders (nor may we repurchase or redeem any shares of our common stock) during any quarter in which we fail to declare and pay dividends on the Series E Preferred Stock and for the next <font>three</font> quarters following such failure. In addition, under the terms of the Series E Preferred Stock, we may only declare and pay dividends on our common stock (or repurchase shares of our common stock), if, after payment of such dividend, the dollar amount of our Tier <font>1</font> capital would be at least <font>ninety</font> percent (<font>90</font>%) of Tier <font>1</font> capital as of September 30, 2011, excluding any charge-offs and redemptions of the Series E Preferred Stock (the &#147;Tier <font>1</font> Dividend Threshold&#148;). The Tier <font>1</font> Dividend Threshold is subject to reduction, beginning January 1, 2014, based upon the extent by which, if at all, the QSBL at September 30, 2013 has increased over the Baseline.</p>

<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">We may redeem the Series E Preferred Stock at any time at our option, at a redemption price of <font>100</font>% of the liquidation amount plus accrued but unpaid dividends, subject to the approval of our federal banking regulator.</p>
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                <p>The entire disclosure for terms, amounts, nature of changes, rights and privileges, dividends, and other matters related to preferred stock.</p>
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                <p>This is focus fiscal year of the document report in CCYY format. For a 2006 annual report, which may also provide financial information from prior periods, fiscal 2006 should be given as the fiscal year focus. Example: 2006.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                <p>The end date of the period reflected on the cover page if a periodic report. For all other reports and registration statements containing historical data, it is the date up through which that historical data is presented.  If there is no historical data in the report, use the filing date. The format of the date is CCYY-MM-DD.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                <p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word "Other".</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
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                <p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation 12B<br><br> -Number 240<br><br> -Section 12b<br><br> -Subsection 1<br><br><br><br></p>
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                <p>Indicate number of shares or other units outstanding of each of registrant's classes of capital or common stock or other ownership interests, if and as stated on cover of related periodic report. Where multiple classes or units exist define each class/interest by adding class of stock items such as Common Class A [Member], Common Class B [Member] or Partnership Interest [Member] onto the Instrument [Domain] of the Entity Listings, Instrument.</p>
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                <p>No definition available.</p>
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                <p>Indicate whether the registrant is one of the following: (1) Large Accelerated Filer, (2) Accelerated Filer, (3) Non-accelerated Filer, (4) Smaller Reporting Company (Non-accelerated) or (5) Smaller Reporting Accelerated Filer. Definitions of these categories are stated in Rule 12b-2 of the Exchange Act. This information should be based on the registrant's current or most recent filing containing the related disclosure.</p>
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                <p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p>
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                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation 12B<br><br> -Number 240<br><br> -Section 12b<br><br> -Subsection 1<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
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<div align="center" style=" border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;">
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<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">The following table presents the changes in each component of accumulated other comprehensive loss, net of tax, for the three months ended September 30, 2014 and 2013 (in thousands):</p>
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<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
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<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">Three months ended September 30, 2014</p>
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<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">Three months ended September 30, 2013</p>
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<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Net Unrealized Gains and Losses on Investment Securities AFS<sup><font>(1)</font></sup></strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
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<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Total<sup><font>(1)</font></sup></strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Net Unrealized Gains and Losses on Investment Securities AFS<sup><font>(1)</font></sup></strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Defined Benefit Pension Items<sup><font>(1)</font></sup></strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Total<sup><font>(1)</font></sup></strong></td>
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<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>1,950</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(6,659</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(4,709</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>1,714</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(8,977</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(7,263</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Other comprehensive income before Reclassifications</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(463</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>-</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(463</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>116</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>116</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">Amounts reclassified from accumulated other comprehensive loss</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>-</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>527</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>527</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(43</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>-</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(43</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">)</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">Net current period other comprehensive income (loss)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(463</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>527</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>64</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>73</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>-</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>73</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">Ending balance</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>1,487</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(6,132</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(4,645</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>1,787</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(8,977</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(7,190</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
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<p style=" text-align: left; text-indent: 1px; font-family : Times New Roman;">&#160;</p>

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<td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;">(1)</td>
<td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;">Amounts in parentheses indicate debits on the Consolidated Balance Sheets.</td>
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<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">The following table presents the changes in each component of accumulated other comprehensive loss, net of tax, for the nine months ended September 30, 2014 and 2013 (in thousands):</p>



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<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
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<td rowspan="1" colspan="11" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">Nine months ended September 30, 2014</p>
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<td rowspan="1" colspan="11" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">Nine months ended September 30, 2013</p>
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<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Net Unrealized Gains and Losses on Investment Securities AFS<sup><font>(1)</font></sup></strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Defined Benefit Pension Items<sup><font>(1)</font></sup></strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Total<sup><font>(1)</font></sup></strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Net Unrealized Gains and Losses on Investment Securities AFS<sup><font>(1)</font></sup></strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Defined Benefit Pension Items<sup><font>(1)</font></sup></strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Total<sup><font>(1)</font></sup></strong></td>
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<tr>
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Beginning balance</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>1,043</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(6,918</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(5,875</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>4,141</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(9,520</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(5,379</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Other comprehensive income before Reclassifications</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>561</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>259</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>820</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(2,264</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>103</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(2,161</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
</tr>

<tr>
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">Amounts reclassified from accumulated other comprehensive loss</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(117</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>527</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>410</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(90</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>440</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>350</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">Net current period other comprehensive income (loss)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>444</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>786</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>1,230</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(2,354</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>543</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(1,811</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
</tr>

<tr>
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">Ending balance</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>1,487</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(6,132</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(4,645</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>1,787</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(8,977</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(7,190</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
</tr>
</table>
</div>
</div>

<p style=" text-align: left; text-indent: 1px; font-family : Times New Roman;">&#160;</p>

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<table cellspacing="0" cellpadding="0" width="100%" style=" text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; margin-top: 0pt; margin-bottom: 0pt;">
<tr style=" font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left;">
<td style=" border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;">&#160;</td>
<td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;">(1)</td>
<td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;">Amounts in parentheses indicate debits on the Consolidated Balance Sheets.</td>
</tr>
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<div>

<div align="center" style=" border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;">
<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">The following table presents the amounts reclassified out of each component of accumulated other comprehensive loss for the three months ended September 30, 2014 and 2013 (in thousands):</p>



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<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Amount reclassified from accumulated other comprehensive loss<sup>(1)</sup></strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Details about accumulated other comprehensive loss components</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>For the </strong>three months ended<br/>
September 30, 2014</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>For the </strong>three months ended<br/>
September 30, 2013</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Affected line item in the<br/>
statement of operations</strong></td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Unrealized gains and losses on sale of securities<br/>
&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>-</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(66</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Net realized gains on investment securities</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>-</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>23</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">Provision for income tax expense</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>-</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(43</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">Net of tax</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Amortization of defined benefit items<sup><font>(2)</font></sup></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Recognized net actuarial loss</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>813</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>-</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Salaries and employee benefits</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Prior service cost</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(14</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>-</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Salaries and employee benefits</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>799</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>-</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Pretax income</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(272</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>-</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">Provision for income tax expense</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>527</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>-</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">Net income</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">Total reclassifications for the period</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>527</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(43</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">Net income</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>
</table>
</div>
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<p style=" text-align: left; text-indent: 1px; font-family : Times New Roman;">&#160;</p>

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<tr style=" font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left;">
<td style=" border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;">&#160;</td>
<td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;">(1)</td>
<td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;">Amounts in parentheses indicate credits.</td>
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<tr style=" font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left;">
<td style=" border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;">&#160;</td>
<td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;">(2)</td>
<td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;">
<div>
These accumulated other comprehensive loss components are included in the computation of net periodic benefit cost (see Note <font>16</font> for additional details).
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<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">The following table presents the amounts reclassified out of each component of accumulated other comprehensive loss for the nine months ended September 30, 2014 and 2013 (in thousands):</p>



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<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Amount reclassified from accumulated other comprehensive loss<sup><font>(1)</font></sup></strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
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<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Details about accumulated other comprehensive loss components</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>For the </strong>nine months ended September 30, 2014</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>For the </strong>nine months ended September 30, 2013</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Affected line item in the<br/>
statement of operations</strong></td>
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<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Unrealized gains and losses on sale of securities<br/>
&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
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<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(177</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(137</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Net realized gains on investment securities</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>60</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>47</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">Provision for income tax expense</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(117</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(90</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">Net of tax</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Amortization of defined benefit items<sup><font>(2)</font></sup></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Recognized net actuarial loss</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>813</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>682</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Salaries and employee benefits</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Prior service cost</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(14</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(10</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Salaries and employee benefits</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">Transition asset</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(4</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">Salaries and employee benefits</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>799</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>668</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Pretax income</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(272</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(228</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">Provision for income tax expense</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>527</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>440</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
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<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">Net income</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
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<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>410</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>350</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">Net income</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
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<p style=" text-align: left; text-indent: 1px; font-family : Times New Roman;">&#160;</p>

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<td style=" border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;">&#160;</td>
<td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;">(1)</td>
<td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;">Amounts in parentheses indicate credits.</td>
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<td style=" border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;">&#160;</td>
<td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;">(2)</td>
<td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;">These accumulated other comprehensive loss components are included in the computation of net periodic benefit cost (see Note 16 for additional details).</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for comprehensive income, which includes, but is not limited to, 1) the amount of income tax expense or benefit allocated to each component of other comprehensive income, including reclassification adjustments, 2) the reclassification adjustments for each classification of other comprehensive income and 3) the ending accumulated balances for each component of comprehensive income.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e637-108580<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 14<br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e681-108580<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e689-108580<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 1A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=SL7669619-108580<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e640-108580<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 17<br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e716-108580<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 16<br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e709-108580<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Reclassification Adjustments<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6522872<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EFHBI">
      <tr>
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          <div style="width: 200px;"><strong>Consolidated Statements of Operations (USD $)<br>In Thousands, except Per Share data, unless otherwise specified</strong></div>
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        <th class="th" colspan="2">3 Months Ended</th>
        <th class="th" colspan="2">9 Months Ended</th>
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      <tr>
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          <div>Sep. 30, 2014</div>
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        <th class="th">
          <div>Sep. 30, 2013</div>
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        <th class="th">
          <div>Sep. 30, 2014</div>
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        <th class="th">
          <div>Sep. 30, 2013</div>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeOperatingAbstract', window );"><strong>INTEREST INCOME</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndFeeIncomeLoansAndLeases', window );">Interest and fees on loans</a></td>
        <td class="nump">$ 9,019<span></span></td>
        <td class="nump">$ 8,765<span></span></td>
        <td class="nump">$ 26,990<span></span></td>
        <td class="nump">$ 25,983<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeDepositsWithFinancialInstitutions', window );">Interest bearing deposits</a></td>
        <td class="nump">1<span></span></td>
        <td class="nump">1<span></span></td>
        <td class="nump">3<span></span></td>
        <td class="nump">5<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeMoneyMarketDeposits', window );">Short-term investments in money market funds</a></td>
        <td class="nump">2<span></span></td>
        <td class="nump">1<span></span></td>
        <td class="nump">6<span></span></td>
        <td class="nump">7<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeSecuritiesByClassificationAbstract', window );"><strong>Investment securities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeSecuritiesAvailableForSale', window );">Available for sale</a></td>
        <td class="nump">859<span></span></td>
        <td class="nump">911<span></span></td>
        <td class="nump">2,688<span></span></td>
        <td class="nump">2,774<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeSecuritiesHeldToMaturity', window );">Held to maturity</a></td>
        <td class="nump">138<span></span></td>
        <td class="nump">133<span></span></td>
        <td class="nump">410<span></span></td>
        <td class="nump">371<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeOperating', window );">Total Interest Income</a></td>
        <td class="nump">10,019<span></span></td>
        <td class="nump">9,811<span></span></td>
        <td class="nump">30,097<span></span></td>
        <td class="nump">29,140<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseAbstract', window );"><strong>INTEREST EXPENSE</strong></a></td>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseDeposits', window );">Deposits</a></td>
        <td class="nump">1,237<span></span></td>
        <td class="nump">1,274<span></span></td>
        <td class="nump">3,688<span></span></td>
        <td class="nump">3,912<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesShortTerm', window );">Short-term borrowings</a></td>
        <td class="nump">10<span></span></td>
        <td class="nump">12<span></span></td>
        <td class="nump">34<span></span></td>
        <td class="nump">25<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm', window );">Advances from Federal Home Loan Bank</a></td>
        <td class="nump">89<span></span></td>
        <td class="nump">45<span></span></td>
        <td class="nump">223<span></span></td>
        <td class="nump">100<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseJuniorSubordinatedDebentures', window );">Guaranteed junior subordinated deferrable interest debentures</a></td>
        <td class="nump">280<span></span></td>
        <td class="nump">280<span></span></td>
        <td class="nump">840<span></span></td>
        <td class="nump">840<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpense', window );">Total Interest Expense</a></td>
        <td class="nump">1,616<span></span></td>
        <td class="nump">1,611<span></span></td>
        <td class="nump">4,785<span></span></td>
        <td class="nump">4,877<span></span></td>
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        <td class="nump">8,403<span></span></td>
        <td class="nump">8,200<span></span></td>
        <td class="nump">25,312<span></span></td>
        <td class="nump">24,263<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesPeriodIncreaseDecrease', window );">Provision (credit) for loan losses</a></td>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">8,403<span></span></td>
        <td class="nump">8,200<span></span></td>
        <td class="nump">25,312<span></span></td>
        <td class="nump">24,363<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncomeAbstract', window );"><strong>NON-INTEREST INCOME</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FeesAndCommissionsFiduciaryAndTrustActivities', window );">Trust and investment advisory fees</a></td>
        <td class="nump">1,807<span></span></td>
        <td class="nump">1,893<span></span></td>
        <td class="nump">5,787<span></span></td>
        <td class="nump">5,773<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FeesAndCommissionsDepositorAccounts', window );">Service charges on deposit accounts</a></td>
        <td class="nump">507<span></span></td>
        <td class="nump">560<span></span></td>
        <td class="nump">1,486<span></span></td>
        <td class="nump">1,609<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSalesOfLoansNet', window );">Net gains on sale of loans</a></td>
        <td class="nump">275<span></span></td>
        <td class="nump">285<span></span></td>
        <td class="nump">547<span></span></td>
        <td class="nump">912<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FeesAndCommissionsMortgageBanking', window );">Mortgage related fees</a></td>
        <td class="nump">190<span></span></td>
        <td class="nump">212<span></span></td>
        <td class="nump">467<span></span></td>
        <td class="nump">641<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSaleOfSecuritiesNet', window );">Net realized gains on investment securities</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">66<span></span></td>
        <td class="nump">177<span></span></td>
        <td class="nump">137<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BankOwnedLifeInsuranceIncome', window );">Bank owned life insurance</a></td>
        <td class="nump">188<span></span></td>
        <td class="nump">204<span></span></td>
        <td class="nump">559<span></span></td>
        <td class="nump">793<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncomeOtherOperatingIncome', window );">Other income</a></td>
        <td class="nump">626<span></span></td>
        <td class="nump">766<span></span></td>
        <td class="nump">1,740<span></span></td>
        <td class="nump">2,012<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncome', window );">Total Non-Interest Income</a></td>
        <td class="nump">3,593<span></span></td>
        <td class="nump">3,986<span></span></td>
        <td class="nump">10,763<span></span></td>
        <td class="nump">11,877<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestExpenseAbstract', window );"><strong>NON-INTEREST EXPENSE</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LaborAndRelatedExpense', window );">Salaries and employee benefits</a></td>
        <td class="nump">6,139<span></span></td>
        <td class="nump">6,251<span></span></td>
        <td class="nump">18,560<span></span></td>
        <td class="nump">18,758<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OccupancyNet', window );">Net occupancy expense</a></td>
        <td class="nump">709<span></span></td>
        <td class="nump">694<span></span></td>
        <td class="nump">2,265<span></span></td>
        <td class="nump">2,218<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EquipmentExpense', window );">Equipment expense</a></td>
        <td class="nump">468<span></span></td>
        <td class="nump">429<span></span></td>
        <td class="nump">1,432<span></span></td>
        <td class="nump">1,339<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProfessionalFees', window );">Professional fees</a></td>
        <td class="nump">1,360<span></span></td>
        <td class="nump">1,034<span></span></td>
        <td class="nump">4,132<span></span></td>
        <td class="nump">3,219<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SuppliesAndPostageExpense', window );">Supplies, postage and freight</a></td>
        <td class="nump">196<span></span></td>
        <td class="nump">197<span></span></td>
        <td class="nump">566<span></span></td>
        <td class="nump">619<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TaxesOther', window );">Miscellaneous taxes and insurance</a></td>
        <td class="nump">276<span></span></td>
        <td class="nump">360<span></span></td>
        <td class="nump">884<span></span></td>
        <td class="nump">1,101<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalDepositInsuranceCorporationPremiumExpense', window );">Federal deposit insurance expense</a></td>
        <td class="nump">159<span></span></td>
        <td class="nump">152<span></span></td>
        <td class="nump">473<span></span></td>
        <td class="nump">437<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillImpairmentLoss', window );">Goodwill impairment charge</a></td>
        <td class="nump">669<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">669<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherNoninterestExpense', window );">Other expense</a></td>
        <td class="nump">1,267<span></span></td>
        <td class="nump">1,296<span></span></td>
        <td class="nump">3,620<span></span></td>
        <td class="nump">3,786<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestExpense', window );">Total Non-Interest Expense</a></td>
        <td class="nump">11,243<span></span></td>
        <td class="nump">10,413<span></span></td>
        <td class="nump">32,601<span></span></td>
        <td class="nump">31,477<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments', window );">PRETAX INCOME</a></td>
        <td class="nump">753<span></span></td>
        <td class="nump">1,773<span></span></td>
        <td class="nump">3,474<span></span></td>
        <td class="nump">4,763<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Provision for income tax expense</a></td>
        <td class="nump">388<span></span></td>
        <td class="nump">547<span></span></td>
        <td class="nump">1,200<span></span></td>
        <td class="nump">1,411<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">NET INCOME</a></td>
        <td class="nump">365<span></span></td>
        <td class="nump">1,226<span></span></td>
        <td class="nump">2,274<span></span></td>
        <td class="nump">3,352<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsPreferredStock', window );">Preferred stock dividends</a></td>
        <td class="nump">53<span></span></td>
        <td class="nump">53<span></span></td>
        <td class="nump">158<span></span></td>
        <td class="nump">157<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic', window );">NET INCOME AVAILABLE TO COMMON SHAREHOLDERS</a></td>
        <td class="nump">$ 312<span></span></td>
        <td class="nump">$ 1,173<span></span></td>
        <td class="nump">$ 2,116<span></span></td>
        <td class="nump">$ 3,195<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasicAbstract', window );"><strong>Basic:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasic', window );">Net income</a></td>
        <td class="nump">$ 0.02<span></span></td>
        <td class="nump">$ 0.06<span></span></td>
        <td class="nump">$ 0.11<span></span></td>
        <td class="nump">$ 0.17<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic', window );">Average number of shares outstanding</a></td>
        <td class="nump">18,795<span></span></td>
        <td class="nump">18,784<span></span></td>
        <td class="nump">18,792<span></span></td>
        <td class="nump">18,995<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareDilutedAbstract', window );"><strong>Diluted:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareDiluted', window );">Net income</a></td>
        <td class="nump">$ 0.02<span></span></td>
        <td class="nump">$ 0.06<span></span></td>
        <td class="nump">$ 0.11<span></span></td>
        <td class="nump">$ 0.17<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding', window );">Average number of shares outstanding</a></td>
        <td class="nump">18,908<span></span></td>
        <td class="nump">18,878<span></span></td>
        <td class="nump">18,916<span></span></td>
        <td class="nump">19,086<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockDividendsPerShareDeclared', window );">Cash dividends declared</a></td>
        <td class="nump">$ 0.01<span></span></td>
        <td class="nump">$ 0.01<span></span></td>
        <td class="nump">$ 0.03<span></span></td>
        <td class="nump">$ 0.02<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AllowanceForLoanAndLeaseLossesPeriodIncreaseDecrease">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of increase (decrease) of allowance reserve for credit loss.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.7(d))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 7<br><br> -Subparagraph d<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AllowanceForLoanAndLeaseLossesPeriodIncreaseDecrease</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BankOwnedLifeInsuranceIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Earnings on or other increases in the value of the cash surrender value of bank owned life insurance policies.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.13)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_BankOwnedLifeInsuranceIncome</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockDividendsPerShareDeclared">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate dividends declared during the period for each share of common stock outstanding.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockDividendsPerShareDeclared</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DividendsPreferredStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of paid and unpaid preferred stock dividends declared with the form of settlement in cash, stock and payment-in-kind (PIK).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27012166&amp;loc=d3e187085-122770<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 405<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957935&amp;loc=d3e64057-112817<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DividendsPreferredStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareBasic">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 52<br><br> -URI http://asc.fasb.org/extlink&amp;oid=32703322&amp;loc=d3e4984-109258<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.21)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.23)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 18<br><br> -Article 7<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 20<br><br> -Article 5<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 21<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareBasic</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareBasicAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareBasicAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareDiluted">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.21)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 18<br><br> -Article 7<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 20<br><br> -Article 5<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 21<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareDiluted</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareDilutedAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareDilutedAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EquipmentExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents equipment expense including depreciation, repairs, rentals, and service contract costs. This item also includes equipment purchases which do not qualify for capitalization in accordance with the entity's accounting policy. This item may also include furniture expenses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EquipmentExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalDepositInsuranceCorporationPremiumExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of expense for Federal Deposit Insurance Corporation (FDIC) insurance.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.14)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalDepositInsuranceCorporationPremiumExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FeesAndCommissionsDepositorAccounts">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Includes amounts charged depositors for: (1) maintenance of their accounts (maintenance charges); (2) failure to maintain specified minimum balances on account; (3) exceeding the number of checks or transactions allowed to be processed in a given period; (4) checks drawn on no minimum balance deposit accounts; (5) withdrawals from nontransaction deposit accounts; (6) closing savings accounts before a specified minimum period of time has elapsed; (7) accounts which have remained inactive for extended periods of time or which have become dormant; (8) use of automated teller machines or remote service units; (9) checks drawn against insufficient funds that the bank assesses regardless of whether it decides to pay, return or hold the check; (10) issuing stop payment orders; (11) certifying checks; and (12) accumulating or disbursing funds deposited in IRAs or Keogh Plan accounts when not handled by the bank's trust department. This item does not include penalties assessed on the early withdrawal of time deposits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 13<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.13 (d))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FeesAndCommissionsDepositorAccounts</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FeesAndCommissionsFiduciaryAndTrustActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Income from services rendered by trust departments or by any consolidated subsidiaries acting in a fiduciary capacity, including fees earned for (1) acting as an agent for fiduciary placement and loans and (2) custody or investment advisory services when such fees are not separately billed to the customer. This item excludes commissions and fees received for the accumulation or disbursement of funds deposited to Individual Retirement or Keogh plan accounts when such are not handled by the reporting entity's trust department.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.13 (a))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 13<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FeesAndCommissionsFiduciaryAndTrustActivities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FeesAndCommissionsMortgageBanking">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The noninterest income derived from mortgage banking activities (fees and commissions), excluding fees earned from servicing third-party assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 13<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.13 (d))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FeesAndCommissionsMortgageBanking</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
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                    <td><strong> Period Type:</strong></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net gain (loss) realized from the sale, exchange, redemption, or retirement of securities, not separately or otherwise categorized as trading, available-for-sale, or held-to-maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.13(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 13<br><br> -Subparagraph h<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 3<br><br> -Article 7<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_GainLossOnSaleOfSecuritiesNet</nobr></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net gain (loss) resulting from a sale of loans, including adjustments to record loans classified as held-for-sale at the lower-of-cost-or-market and fair value adjustments to loan held for investment purposes.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.13(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.3(a))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_GainLossOnSalesOfLoansNet</nobr></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GoodwillImpairmentLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of loss from the write-down of an asset representing the future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35741047&amp;loc=d3e13854-109267<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 20<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6388280&amp;loc=d3e13777-109266<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (e)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35741047&amp;loc=d3e13816-109267<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_GoodwillImpairmentLoss</nobr></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of operating profit and nonoperating income or expense before Income or Loss from equity method investments, income taxes, extraordinary items, and noncontrolling interest.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h)(1)(i))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments</nobr></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Article 4<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Income Tax Expense (or Benefit)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6515339<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (a),(b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxExpenseBenefit</nobr></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents the total of interest and dividend income, including any amortization and accretion (as applicable) of discounts and premiums, earned from (1) loans and leases whether held-for-sale or held-in-portfolio; (2) investment securities; (3) federal funds sold; (4) securities purchased under agreements to resell; (5) investments in banker's acceptances, commercial paper, or certificates of deposit; (6) dividend income; or (7) other investments not otherwise specified herein.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.1-5)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 1, 2 , 3, 4, 5<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestAndDividendIncomeOperating</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of operating dividend and interest income, including amortization and accretion of premiums and discounts, on available-for-sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Available-for-Sale Securities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6505594<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 2<br><br> -Article 9<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 35<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27723805&amp;loc=d3e24721-111560<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestAndDividendIncomeSecuritiesAvailableForSale</nobr></td>
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                <table border="0" cellpadding="0" cellspacing="0">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of operating interest income, including amortization and accretion of premiums and discounts, on held-to-maturity securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 2<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28360136&amp;loc=d3e22054-111558<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 35<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27723805&amp;loc=d3e24721-111560<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestAndDividendIncomeSecuritiesHeldToMaturity</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Period Type:</strong></td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndFeeIncomeLoansAndLeases">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate interest and fee income generated by: (1) loans the Entity has positive intent and ability to hold for the foreseeable future, or until maturity or payoff, including commercial and consumer loans, whether domestic or foreign, which may consist of: (a) industrial and agricultural; (b) real estate; and (c) real estate construction loans; (d) trade financing; (e) lease financing; (f) home equity lines-of-credit; (g) automobile and other vehicle loans; and (h) credit card and other revolving-type loans and (2) loans and leases held-for-sale which may include mortgage loans, direct financing, and sales-type leases.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 1<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestAndFeeIncomeLoansAndLeases</nobr></td>
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          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of the cost of borrowed funds accounted for as interest expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 835<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6450988&amp;loc=d3e26243-108391<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.9)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 9<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpense</nobr></td>
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                  <tr>
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        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseAbstract">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpenseAbstract</nobr></td>
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              </div>
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          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseDeposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate amount of interest expense on all deposits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.6)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 6<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpenseDeposits</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest expense incurred during the reporting period on long-term borrowings associated with Federal Home Loan Bank and Federal Reserve Bank advances.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm</nobr></td>
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            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesShortTerm">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest expense incurred during the reporting period on short-term borrowings associated with Federal Home Loan Bank and Federal Reserve Bank advances.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesShortTerm</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseJuniorSubordinatedDebentures">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest expense incurred during the reporting period on junior subordinated debentures. Includes amortization of expenses incurred in the issuance of subordinated notes and debentures.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 8<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.8)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpenseJuniorSubordinatedDebentures</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
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                    <td><strong> Period Type:</strong></td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest income derived from funds deposited with both domestic and foreign financial institutions including funds in money market and other accounts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 4<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestIncomeDepositsWithFinancialInstitutions</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
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                  </tr>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of interest income or expense, including any amortization and accretion (as applicable) of discounts and premiums, including consideration of the provisions for loan, lease, credit, and other related losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.12)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 12<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeExpenseNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net amount of operating interest income (expense).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.10)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 10<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestIncomeExpenseNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeMoneyMarketDeposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest earned on funds deposited in US domestic money market accounts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 4<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestIncomeMoneyMarketDeposits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LaborAndRelatedExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount of expenditures for salaries, wages, profit sharing and incentive compensation, and other employee benefits, including equity-based compensation, and pension and other postretirement benefit expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LaborAndRelatedExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Net Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.22)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 19<br><br> -Article 5<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 20<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Net income after adjustments for dividends on preferred stock (declared in the period) and/or cumulative preferred stock (accumulated for the period).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1377-109256<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total aggregate amount of all noninterest expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.14)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 14<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestExpenseAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestExpenseAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The total amount of noninterest income which may be derived from: (1) fees and commissions; (2) premiums earned; (3) insurance policy charges; (4) the sale or disposal of assets; and (5) other sources not otherwise specified.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.13)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 13<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestIncome</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncomeAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestIncomeAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncomeOtherOperatingIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents other forms of revenue earned, excluding interest, which is not otherwise specified in the taxonomy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 13<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestIncomeOtherOperatingIncome</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OccupancyNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of net occupancy expense that may include items, such as depreciation of facilities and equipment, lease expenses, property taxes and property and casualty insurance expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.6)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6455398&amp;loc=d3e45280-112737<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.14(b))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OccupancyNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Other noninterest expenses that are not separately presented in any other noninterest expense category.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.14)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
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                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherNoninterestExpense</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>A fee charged for services from professionals such as doctors, lawyers and accountants. The term is often expanded to include other professions, for example, pharmacists charging to maintain a medicinal profile of a client or customer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 946<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.6-07.2(a),(b),(c),(d))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6488393&amp;loc=d3e606610-122999<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 946<br><br> -SubTopic 225<br><br> -Section 45<br><br> -Paragraph 3<br><br> -Subparagraph (k)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6488370&amp;loc=d3e13550-115849<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProfessionalFees</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount of expenses directly related to the supplies and postage.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.14)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SuppliesAndPostageExpense</nobr></td>
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                <p>Taxes, excluding payroll, income and excise taxes, if not included elsewhere, that could include production, real and personal property, and other selling and distribution-related taxes.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The average number of shares or units issued and outstanding that are used in calculating diluted EPS or earnings per unit (EPU), determined based on the timing of issuance of shares or units in the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 16<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1505-109256<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of [basic] shares or units, after adjustment for contingently issuable shares or units and other shares or units not deemed outstanding, determined by relating the portion of time within a reporting period that common shares or units have been outstanding to the total time in that period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 10<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1448-109256<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Weighted-Average Number of Common Shares Outstanding<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6528421<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_WeightedAverageNumberOfSharesOutstandingBasic</nobr></td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
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          <div style="width: 200px;"><strong>Investment Securities<br></strong></div>
        </th>
        <th class="th" colspan="1">9 Months Ended</th>
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      <tr>
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          <div>Sep. 30, 2014</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsAbstract', window );"><strong>Investment Securities [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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<div align="center" style=" width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;">
<h2 style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"><strong><font>6</font>. Investment Securities</strong></h2>

<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">The cost basis and fair values of investment securities are summarized as follows (in thousands):<br/>
<br/>
<strong>Investment securities available for sale (AFS):</strong>&#160; &#160;&#160;&#160; &#160;&#160; &#160;&#160;</p>

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<div class="CursorPointer">
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<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 100%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 100%;">&#160;</td>
<td rowspan="1" colspan="15" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 100%;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">September 30, 2014</p>
</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Cost<br/>
Basis</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Gross Unrealized Gains</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Gross Unrealized Losses</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Fair<br/>
Value</strong></td>
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<tr>
<td colspan="1" rowspan="1" style=" text-indent: 10pt; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 56%;">US Agency</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; text-align: right; width: 6%; vertical-align: bottom;"><font>6,930</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; text-align: center; width: 1%; vertical-align: bottom;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; text-align: right; width: 10%; vertical-align: bottom;"><font>33</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; text-align: center; width: 1%; vertical-align: bottom;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>(58</font></td>
<td style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; text-align: left; width: 8%; vertical-align: bottom;">)</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; text-align: center; width: 1%; vertical-align: bottom;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; text-align: right; width: 7%; vertical-align: bottom;"><font>6,905</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
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<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">US Agency mortgage-backed securities</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>108,296</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>3,055</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>(666</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>110,685</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;">Corporate bonds</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>13,494</font></td>
<td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 1pt solid;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>57</font></td>
<td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 1pt solid;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>(168</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>13,383</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;">Total</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>128,720</font></td>
<td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>3,145</font></td>
<td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>(892</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>130,973</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>
</table>
</div>
</div>

<h2 style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt; clear: both;"><br/>
<strong>Investment securities held to maturity (HTM):</strong>&#160; &#160;&#160; &#160;&#160; &#160;&#160;<br/>
</h2>

<div>
<div class="CursorPointer">
<table cellpadding="0" align="left" cellspacing="0" style=" font-style: normal; font-weight: normal; vertical-align: bottom; font-size: 10pt; font-variant: normal; text-align: left; text-indent: 0px; text-transform: none; *margin-top: -20pt; width: 70%; font-family : Times New Roman;">
<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="15" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">September 30, 2014</p>
</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Cost<br/>
Basis</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Gross Unrealized Gains</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Gross Unrealized Losses</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Fair<br/>
Value</strong></td>
</tr>

<tr>
<td colspan="1" rowspan="1" style=" text-indent: 10pt; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 56%;">US Agency mortgage-backed securities</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; text-align: right; width: 7%; white-space: nowrap; vertical-align: bottom;"><font>12,788</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; text-align: center; width: 1%; white-space: nowrap; vertical-align: bottom;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; text-align: right; width: 10%; white-space: nowrap; vertical-align: bottom;"><font>340</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; text-align: right; width: 8%; white-space: nowrap; vertical-align: bottom;"><font>(169</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; text-align: right; width: 7%; white-space: nowrap; vertical-align: bottom;"><font>12,959</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Taxable municipal</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>2,715</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>56</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(54</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>2,717</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">Corporate bonds and other securities</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>3,995</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(45</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>3,950</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;">Total</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>19,498</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>396</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(268</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>19,626</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>
</table>
</div>
</div>

<h2 style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt; clear: both;"><br/>
<strong>Investment securities available for sale (AFS):</strong>&#160; &#160;&#160; &#160;&#160; &#160;&#160;<br/>
</h2>

<div>
<div class="CursorPointer">
<table cellspacing="0" align="left" cellpadding="0" style=" font-variant: normal; font-size: 10pt; *margin-top: -20pt; font-weight: normal; font-style: normal; width: 70%; vertical-align: bottom; text-indent: 0px; text-transform: none; font-family : Times New Roman; text-align: left;">
<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="15" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">December 31, 2013</p>
</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Cost<br/>
Basis</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Gross Unrealized Gains</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Gross Unrealized Losses</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Fair<br/>
Value</strong></td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 56%;">US Agency</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; text-align: right; width: 7%;"><font>6,926</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; vertical-align: bottom; text-align: center; width: 1%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; text-align: right; width: 10%;"><font>35</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; vertical-align: bottom; text-align: center; width: 1%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; text-align: right; width: 8%;"><font>(126</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; vertical-align: bottom; text-align: center; width: 1%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; text-align: right; width: 7%;"><font>6,835</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">US Agency mortgage-backed securities</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>121,480</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>3,129</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>(1,227</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>123,382</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;">Corporate bonds</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>11,992</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>21</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>(252</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>11,761</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;">Total</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>140,398</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>3,185</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>(1,605</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>141,978</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>
</table>
</div>
</div>

<h2 style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt; clear: both;"><br/>
<strong>Investment securities held to maturity (HTM):</strong>&#160; &#160;&#160; &#160;&#160; &#160;&#160;</h2>



<div>
<div class="CursorPointer">
<table cellspacing="0" align="left" cellpadding="0" style=" font-variant: normal; font-size: 10pt; *margin-top: -20pt; font-weight: normal; font-style: normal; width: 70%; vertical-align: bottom; text-indent: 0px; text-transform: none; font-family : Times New Roman; text-align: left;">
<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="15" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">December 31, 2013</p>
</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Cost<br/>
Basis</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Gross Unrealized Gains</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Gross Unrealized Losses</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Fair<br/>
Value</strong></td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 56%;">US Agency mortgage-backed securities</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; text-align: right; width: 7%;"><font>12,671</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; text-align: right; width: 10%;"><font>289</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; text-align: right; width: 8%;"><font>(477</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; text-align: right; width: 7%;"><font>12,483</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Taxable municipal</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>1,521</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>&#151;</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>(120</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>1,401</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;">Corporate bonds and other securities</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>3,995</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>&#151;</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>(91</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>3,904</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;">Total</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>18,187</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>289</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>(688</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>17,788</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>
</table>
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<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt; clear: both;"><br/>
Maintaining investment quality is a primary objective of the Company's investment policy which, subject to certain limited exceptions, prohibits the purchase of any investment security below a Moody's Investor's Service or Standard &amp; Poor's rating of &#147;A.&#148; At September 30, 2014, <font>86.4</font>% of the portfolio was rated &#147;AAA&#148; as compared to <font>89.0</font>% at December 31, 2013. <font>2.0</font>% of the portfolio was either rated below &#147;A&#148; or unrated at September 30, 2014. The Company has <font>no</font> exposure to subprime mortgage loans in the investment portfolio. At September 30, 2014, the Company's consolidated investment securities portfolio had an effective duration of approximately <font>3.12</font> years.</p>
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<div align="center" style=" width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;">
<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">Total proceeds from the sale of AFS securities for the first <font>nine</font> months of <font>2014</font> were $<font>5.2</font> million resulting in $<font>182,000</font> of gross investment security gains and $<font>5,000</font> of gross security losses. Total proceeds from the sale of AFS securities for the first <font>nine</font> months of <font>2013</font> were $<font>2.3</font> million resulting in $<font>137,000</font> of gross investment security gains. There were no sales of AFS securities in the third quarter of 2014. Sales of AFS securities in the third quarter of 2013 were $<font>1.1</font> million resulting in $<font>66,000</font> of gross investment security gains.</p>

<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">The book value of securities, both available for sale and held to maturity, pledged to secure public and trust deposits, and certain Federal Home Loan Bank borrowings was $<font>119,411,000</font> at September 30, 2014 and $<font>110,780,000</font> at December 31, 2013.</p>

<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">The following tables present information concerning investments with unrealized losses as of September 30, 2014 and December 31, 2013 (in thousands):<br/>
<br/>
<strong>Total investment securities:</strong>&#160; &#160;&#160; &#160;&#160; &#160;&#160; &#160;&#160; &#160;&#160;</p>

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<table cellspacing="0" align="left" cellpadding="0" style=" font-variant: normal; font-size: 10pt; *margin-top: -20pt; font-weight: normal; font-style: normal; width: 70%; vertical-align: bottom; text-indent: 0px; text-transform: none; font-family : Times New Roman; text-align: left;">
<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="23" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">September 30, 2014</p>
</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Less than <font>12</font> months</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong><font>12</font> months or longer</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Total</strong></td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Fair<br/>
Value</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Unrealized Losses</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Fair<br/>
Value</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Unrealized Losses</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Fair<br/>
Value</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Unrealized Losses</strong></td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 38%;">US Agency</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; text-align: right; width: 8%;"><font>50</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; vertical-align: bottom; text-align: center; width: 1%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; text-align: right; width: 8%;"><font>(1</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; vertical-align: bottom; text-align: center; width: 1%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; text-align: right; width: 8%;"><font>3,843</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; vertical-align: bottom; text-align: center; width: 1%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; text-align: right; width: 8%;"><font>(57</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; text-align: right; width: 8%;"><font>3,893</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; vertical-align: bottom; text-align: center; width: 1%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; text-align: right; width: 8%;"><font>(58</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">US Agency mortgage-backed securities</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>16,415</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>(68</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>26,320</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>(767</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>42,735</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>(835</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Taxable municipal</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>984</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>(11</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>968</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>(43</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>1,952</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>(54</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">Corporate bonds and other securities</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>2,933</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>(62</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>8,847</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>(151</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>11,780</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>(213</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;">Total</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>20,382</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>(142</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>39,978</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>(1,018</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>60,360</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>(1,160</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
</tr>
</table>
</div>
</div>

<h2 style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt; clear: both;"><br/>
<strong>Total investment securities</strong>&#160; &#160;&#160; &#160;&#160; &#160;&#160; &#160;&#160; &#160;&#160;</h2>



<div>
<div class="CursorPointer">
<table cellspacing="0" align="left" cellpadding="0" style=" font-variant: normal; font-size: 10pt; *margin-top: -20pt; font-weight: normal; font-style: normal; width: 70%; vertical-align: bottom; text-indent: 0px; text-transform: none; font-family : Times New Roman; text-align: left;">
<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="23" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">December 31, 2013</p>
</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Less than <font>12</font> months</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong><font>12</font> months or longer</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Total</strong></td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Fair<br/>
Value</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Unrealized Losses</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Fair<br/>
Value</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Unrealized Losses</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Fair<br/>
Value</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Unrealized Losses</strong></td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 38%;">US Agency</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; width: 8%; text-align: right;"><font>3,812</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; vertical-align: bottom; width: 1%; text-align: center;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; width: 8%; text-align: right;"><font>(64</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; vertical-align: bottom; width: 1%; text-align: center;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; width: 8%; text-align: right;"><font>938</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; vertical-align: bottom; width: 1%; text-align: center;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; width: 8%; text-align: right;"><font>(62</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; vertical-align: bottom; width: 1%; text-align: center;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; width: 8%; text-align: right;"><font>4,750</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; vertical-align: bottom; width: 1%; text-align: center;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; width: 8%; text-align: right;"><font>(126</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">US Agency mortgage-backed securities</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>52,163</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>(1,701</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>669</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>(3</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>52,832</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>(1,704</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Taxable municipal</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>891</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>(120</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>&#151;</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>&#151;</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>891</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>(120</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">Corporate bonds and other securities</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>9,687</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>(300</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>2,957</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>(43</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>12,644</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>(343</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;">Total</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>66,553</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>(2,185</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>4,564</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>(108</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>71,117</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>(2,293</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">)</td>
</tr>
</table>
</div>
</div>
</div>

<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt; clear: both;"><br/>
The unrealized losses are primarily a result of increases in market yields from the time of purchase. In general, as market yields rise, the value of securities will decrease; as market yields fall, the fair value of securities will increase. There are <font>53</font> positions that are considered temporarily impaired at September 30, 2014. Management generally views changes in fair value caused by changes in interest rates as temporary; therefore, these securities have not been classified as other-than-temporarily impaired. Management has also concluded that based on current information we expect to continue to receive scheduled interest payments as well as the entire principal balance. Furthermore, management does not intend to sell these securities and does not believe it will be required to sell these securities before they recover in value.</p>
</div>



<div align="center" style=" width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;">
<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">Contractual maturities of securities at September 30, 2014 are shown below (in thousands). Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without prepayment penalties.</p>

<h2 style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"><strong>Total investment securities:</strong>&#160; &#160;&#160; &#160;&#160; &#160;&#160;</h2>
</div>

<div>
<div align="center" style=" width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;">
<div>
<div class="CursorPointer">
<table align="left" cellspacing="0" cellpadding="0" style=" font-weight: normal; text-align: left; font-family : Times New Roman; text-indent: 0px; vertical-align: bottom; width: 70%; text-transform: none; *margin-top: -20pt; font-size: 10pt; font-variant: normal; font-style: normal;">
<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="15" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">September 30, 2014</p>
</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Available for sale</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Held to maturity</strong></td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Cost<br/>
Basis</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Fair<br/>
Value</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Cost<br/>
Basis</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Fair<br/>
Value</strong></td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 57%;">Within <font>1</font> year</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; width: 8%; text-align: right;"><font>1,000</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; vertical-align: bottom; width: 1%; text-align: center;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; width: 8%; text-align: right;"><font>1,018</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; vertical-align: bottom; width: 1%; text-align: center;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; width: 8%; text-align: right;"><font>2,000</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; vertical-align: bottom; width: 1%; text-align: center;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; width: 8%; text-align: right;"><font>1,990</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">After <font>1</font> year but within <font>5</font> years</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>13,827</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>13,944</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>1,000</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>979</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">After <font>5</font> years but within <font>10</font> years</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>17,881</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>18,026</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>3,325</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>3,246</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">After <font>10</font> years but within <font>15</font> years</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>60,072</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>61,067</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>1,011</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>968</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;">Over <font>15</font> years</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>35,940</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>36,918</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>12,162</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>12,443</font></td>
<td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;">Total</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>128,720</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>130,973</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>19,498</font></td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>19,626</font></td>
</tr>
</table>
</div>
</div>
</div>
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      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InvestmentsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for  investments in certain debt and equity securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27290-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27357-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -Glossary Debt Security<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6509901<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6379141&amp;loc=d3e15032-111544<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27232-111563<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62557-112803<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27161-111563<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 10<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27405-111563<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -Glossary Equity Security<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6511694<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
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          <div>Sep. 30, 2014</div>
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<h2 style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"><strong><font>5</font>. Consolidated Statement of Cash Flows</strong></h2>

<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">On a consolidated basis, cash and cash equivalents include cash and due from depository institutions, interest-bearing deposits, federal funds sold and short-term investments in money market funds. The Company made $<font>1.1 million</font> in income tax payments in the first <font>nine</font> months of <font>2014</font> as compared to $<font>86,000</font> for the first <font>nine</font> months of <font>2013</font>. The Company made total interest payments of $<font>4,958,000</font> in the first <font>nine</font> months of <font>2014</font> compared to $<font>5,291,000</font> in the same <font>2013</font> period. The Company had $<font>455,000</font> non-cash transfers to other real estate owned (OREO) in the first <font>nine</font> months of <font>2014</font> compared to $<font>593,000</font> in the same <font>2013</font> period.</p>
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                <p>The entire disclosure for supplemental cash flow activities, including cash, noncash, and part noncash transactions, for the period. Noncash is defined as information about all investing and financing activities of an enterprise during a period that affect recognized assets or liabilities but that do not result in cash receipts or cash payments in the period. "Part noncash" refers to that portion of the transaction not resulting in cash receipts or cash payments in the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4332-108586<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4313-108586<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4304-108586<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
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          <div style="width: 200px;"><strong>Disclosures about Fair Value Measurements<br></strong></div>
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<h2 style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"><strong><font>17</font>. Disclosures about Fair Value Measurements</strong></h2>

<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">The following disclosures establish a hierarchal disclosure framework associated with the level of pricing observability utilized in measuring assets and liabilities at fair value. The <font>three</font> broad levels defined within this hierarchy are as follows:</p>

<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">Level I:&#160;&#160;Quoted prices are available in active markets for identical assets or liabilities as of the reported date.</p>

<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">Level II:&#160;&#160;Pricing inputs are other than the quoted prices in active markets, which are either directly or indirectly observable as of the reported date. The nature of these assets and liabilities includes items for which quoted prices are available but traded less frequently and items that are fair-valued using other financial instruments, the parameters of which can be directly observed.</p>

<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">Level III:&#160;&#160;Assets and liabilities that have little to <font>no</font> pricing observability as of the reported date. These items do not have <font>two</font>-way markets and are measured using management's best estimate of fair value, where the inputs into the determination of fair value require significant management judgment or estimation.</p>

<h5 style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 24px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"><font style=" text-decoration: underline;">Assets and Liability Measured on a Recurring Basis</font></h5>

<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">Securities classified as available for sale are reported at fair value utilizing Level <font>2</font> inputs. For these securities, the Company obtains fair value measurements from an independent pricing service. The fair value measurements consider observable data that may include dealer quoted market spreads, cash flows, the US Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information and the bond's terms and conditions, among other things.</p>
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<div align="center" style=" border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt; width: 708px;">
<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">The following tables present the assets reported on the Consolidated Balance Sheets at their fair value as of September 30, 2014 and December 31, 2013, by level within the fair value hierarchy. Financial assets and liabilities are classified in their entirety based on the lowest level of input that is significant to the fair value measurement.</p>

<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">Assets and liability measured at fair value on a recurring basis are summarized below (in thousands):</p>

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<tr>
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<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;">&#160;</td>
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<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;">&#160;</td>
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<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"><strong>(Level <font>1)</font></strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"><strong>(Level <font>2)</font></strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"><strong>(Level <font>3)</font></strong></td>
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<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>6,905</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>6,905</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;">US Agency mortgage-backed securities</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>110,685</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>110,685</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;">Corporate bonds</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>13,383</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>13,383</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
</tr>
</table>
</div>
</div>

<p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">&#160;</p>



<div>
<div class="CursorPointer">
<table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;">
<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;">&#160;</td>
<td rowspan="1" colspan="15" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;"><strong>Fair Value Measurements at </strong>December 31, 2013 Using</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"><strong>Total</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"><strong>(Level <font>1)</font></strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"><strong>(Level <font>2)</font></strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"><strong>(Level <font>3)</font></strong></td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;">US Agency securities</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>6,835</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>6,835</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;">US Agency mortgage-backed securities</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>123,382</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>123,382</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;">Corporate bonds</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>11,761</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>11,761</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
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<h5 style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 24px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"><font style=" text-decoration: underline;">Assets Measured on a Non-recurring Basis</font></h5>

<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">&#160;</p>

<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">Loans considered impaired are loans for which, based on current information and events, it is probable that the creditor will be unable to collect all amounts due according to the contractual terms of the loan agreement. As detailed in the allowance for loan loss footnote, impaired loans are reported at fair value of the underlying collateral if the repayment is expected solely from the collateral. Collateral values are estimated using Level <font>3</font> inputs based on observable market data which at times are discounted. At September 30, 2014, impaired loans with a carrying value of $<font>1.4</font> million were reduced by a specific valuation allowance totaling $<font>547,000</font> resulting in a net fair value of $<font>897,000</font>. At December 31, 2013, impaired loans with a carrying value of $<font>3.1</font> million were reduced by a specific valuation allowance totaling $<font>813,000</font> million resulting in a net fair value of $<font>2.3</font> million.</p>

<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">Other real estate owned is measured at fair value based on appraisals, less cost to sell at the date of foreclosure. Valuations are periodically performed by management. Income and expenses from operations and changes in valuation allowance are included in the net expenses from OREO.</p>

<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">Assets measured at fair value on a non-recurring basis are summarized below (in thousands, except range data):</p>
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<tr>
<td colspan="3" style=" vertical-align: top; text-align: left; width: 100%;">&#160;</td>
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<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;">&#160;</td>
<td rowspan="1" colspan="15" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;"><strong>Fair Value Measurements at </strong>September 30, 2014 Using</td>
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<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"><strong>Total</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"><strong>(Level <font>1)</font></strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"><strong>(Level <font>2)</font></strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"><strong>(Level <font>3)</font></strong></td>
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<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;">Impaired loans</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>897</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>897</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
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<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;">Other real estate owned</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>683</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>683</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
</tr>
</table>
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<p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">&#160;</p>



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<table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;">
<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;">&#160;</td>
<td rowspan="1" colspan="15" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;"><strong>Fair Value Measurements at </strong>December 31, 2013 Using</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"><strong>Total</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"><strong>(Level <font>1)</font></strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"><strong>(Level <font>2)</font></strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;"><strong>(Level <font>3)</font></strong></td>
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<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;">Impaired loans</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>2,253</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>2,253</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;">Other real estate owned</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>1,017</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>1,017</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
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<p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">&#160;</p>



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<table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;">
<tr>
<td rowspan="2" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">September 30, 2014</p>
</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;">&#160;</td>
<td rowspan="1" colspan="15" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;"><strong>Quantitative Information About Level <font>3</font> Fair Value Measurements</strong></td>
</tr>

<tr>
<td rowspan="1" style=" vertical-align: bottom; font-weight: normal; font-size: 10pt; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 13%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 13%;"><strong>Fair Value Estimate</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 13%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 13%;"><strong>Valuation Techniques</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 13%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 13%;"><strong>Unobservable Input</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 13%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 13%;"><strong>Range (Wgtd Ave)</strong></td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;">Impaired loans</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 6%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>897</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: rright; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"><font>Appraisal of collateral</font><sup>(1)</sup></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: rright; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;">Appraisal adjustments<sup><font>(2)</font></sup><br/>
Liquidation expenses<sup><font>(2)</font></sup></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: rright; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"><font>0</font>% to <font>35</font>% (<font>30</font>%)<br/>
<font>1</font>% to <font>15</font>% (<font>10</font>%)<br/>
&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;">Other real estate owned</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 6%;"><font>683</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: rright; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"><font>Appraisal of collateral</font><sup>(1),(3)</sup></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: rright; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;">Appraisal adjustments<sup><font>(2)</font></sup><br/>
Liquidation expenses<sup><font>(2)</font></sup></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: rright; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 6%;"><font>0</font>% to <font>48</font>% (<font>38</font>%)<br/>
<font>1</font>% to <font>20</font>% (<font>10</font>%)</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 6%;">&#160;</td>
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<div align="center" style=" border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;">
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<tr>
<td rowspan="2" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">December 31, 2013</p>
</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="15" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Quantitative Information About Level <font>3</font> Fair Value Measurements</strong></td>
</tr>

<tr>
<td rowspan="1" style=" vertical-align: bottom; font-weight: normal; font-size: 10pt; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Fair Value Estimate</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Valuation Techniques</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Unobservable Input</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Range(Wgtd Ave)</strong></td>
</tr>

<tr>
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Impaired loans</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>2,253</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: rright; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>Appraisal of collateral</font><sup>(1)</sup></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: rright; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Appraisal adjustments<sup><font>(2)</font></sup><br/>
Liquidation expenses<sup><font>(2)</font></sup></td>
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<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: rright; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>0</font>% to <font>37</font>% (<font>30</font>%) <font>1</font>% to <font>15</font>% (<font>10</font>%)</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
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<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Other real estate owned</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>1,017</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: rright; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>Appraisal of collateral</font><sup>(1),(3)</sup></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: rright; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Appraisal adjustments<sup><font>(2)</font></sup><br/>
Liquidation expenses<sup><font>(2)</font></sup></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: rright; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>0</font>% to <font>48</font>% (<font>38</font>%) <font>1</font>% to <font>20</font>% (<font>10</font>%)</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
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<p style=" text-align: left; text-indent: 1px; font-family : Times New Roman;">&#160;</p>

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<td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;"><font>(1)</font></td>
<td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;">Fair Value is generally determined through independent appraisals of the underlying collateral, which generally include various level <font>3</font> inputs which are not identifiable.</td>
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<td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;"><font>(2)</font></td>
<td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;">Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses.</td>
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<td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; width: 0%;"><font>(3)</font></td>
<td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;">Includes qualitative adjustments by management and estimated liquidation expenses.</td>
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<h5 style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">DISCLOSURES ABOUT FAIR VALUE OF FINANCIAL INSTRUMENTS</h5>

<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">For the Company, as for most financial institutions, approximately <font>90</font>% of its assets and liabilities are considered financial instruments. Many of the Company's financial instruments, however, lack an available trading market characterized by a willing buyer and willing seller engaging in an exchange transaction. Therefore, significant estimates and present value calculations were used by the Company for the purpose of this disclosure.</p>

<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">Fair values have been determined by the Company using independent third party valuations that use the best available data (Level <font>2</font>) and an estimation methodology (Level <font>3</font>) the Company believes is suitable for each category of financial instruments. Management believes that cash, cash equivalents, and loans and deposits with floating interest rates have estimated fair values which approximate the recorded book balances. The estimation methodologies used, the estimated fair values based on US GAAP measurements, and recorded book balances at September 30, 2014 and December 31, 2013, were as follows (in thousands):</p>
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<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"><strong> </strong></td>
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<td rowspan="1" colspan="19" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">September 30, 2014</p>
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<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Carrying<br/>
Value</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Fair<br/>
Value</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>(Level <font>1)</font></strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>(Level <font>2)</font></strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>(Level <font>3)</font></strong></td>
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<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">FINANCIAL ASSETS:<br/>
&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
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<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Cash and cash equivalents</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>23,482</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>23,482</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>23,482</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Investment securities&#160;&#150;&#160;AFS</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>130,973</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>130,973</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>130,973</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Investment securities&#160;&#150;&#160;HTM</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>19,498</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>19,626</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>16,657</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>2,969</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Regulatory stock</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>7,152</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>7,152</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>7,152</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Loans held for sale</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>3,964</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>4,043</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>4,043</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Loans, net of allowance for loan loss and unearned income</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>804,341</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>803,931</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>803,931</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Accrued interest income receivable</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>3,280</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>3,280</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>3,280</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Bank owned life insurance</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>37,228</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>37,228</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>37,228</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">FINANCIAL LIABILITIES:</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Deposits with <font>no</font> stated maturities</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>576,943</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>576,943</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>576,943</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Deposits with stated maturities</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>295,227</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>289,078</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>289,078</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Short-term borrowings</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>26,438</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>26,438</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>26,438</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">All other borrowings</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>50,085</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>53,479</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>53,479</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Accrued interest payable</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>1,611</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>1,611</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>1,611</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>
</table>
</div>
</div>
</div>



<div align="center" style=" width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;">
<div>
<div class="CursorPointer">
<table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;">
<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;">&#160;</td>
<td rowspan="1" colspan="19" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">December 31, 2013</p>
</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Carrying<br/>
Value</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Fair<br/>
Value</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>(Level <font>1)</font></strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>(Level <font>2)</font></strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>(Level <font>3)</font></strong></td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">FINANCIAL ASSETS:<br/>
&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Cash and cash equivalents</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>30,066</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>30,066</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>30,066</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Investment securities&#160;&#150;&#160;AFS</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>141,978</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>141,978</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>141,978</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Investment securities&#160;&#150;&#160;HTM</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>18,187</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>17,788</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>14,822</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>2,966</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Regulatory stock</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>6,802</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>6,802</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>6,802</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Loans held for sale</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>3,402</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>3,453</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>3,453</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Loans, net of allowance for loan loss and unearned income</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>773,242</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>771,460</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>771,460</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Accrued interest income receivable</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>2,908</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>2,908</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>2,908</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Bank owned life insurance</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>36,669</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>36,669</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>36,669</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">FINANCIAL LIABILITIES:</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Deposits with <font>no</font> stated maturities</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>546,384</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>546,384</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>546,384</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Deposits with stated maturities</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>308,138</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>313,272</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>313,272</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Short-term borrowings</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>41,555</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>41,555</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>41,555</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">All other borrowings</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>38,085</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>40,598</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>40,598</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Accrued interest payable</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>1,784</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>1,784</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>1,784</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>
</table>
</div>
</div>
</div>

</div>

<div align="center" style=" border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;">
<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">The fair value of cash and cash equivalents, regulatory stock, accrued interest income receivable, short-term borrowings, and accrued interest payable are equal to the current carrying value.</p>

<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">The fair value of investment securities is equal to the available quoted market price for similar securities. The fair value measurements consider observable data that may include dealer quoted market spreads, cash flows, the US Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information and the bond's terms and conditions, among other things. The Level <font>3</font> securities are valued by discounted cash flows using the US Treasury rate for the remaining term of the securities.</p>

<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">Loans held for sale are priced individually at market rates on the day that the loan is locked for commitment with an investor. All loans in the held for sale account conform to Fannie Mae underwriting guidelines, with the specific intent of the loan being purchased by an investor at the predetermined rate structure. Loans in the held for sale account have specific delivery dates that must be executed to protect the pricing commitment (typically a <font>30</font>, <font>45</font>, or <font>60</font> day lock period).</p>

<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">The net loan portfolio has been valued using a present value discounted cash flow. The discount rate used in these calculations is based upon the treasury yield curve adjusted for non-interest operating costs, credit loss, current market prices and assumed prepayment risk.</p>

<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">The fair value of bank owned life insurance is based upon the cash surrender value of the underlying policies and matches the book value.</p>

<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">Deposits with stated maturities have been valued using a present value discounted cash flow with a discount rate approximating current market for similar assets and liabilities. Deposits with <font>no</font> stated maturities have an estimated fair value equal to both the amount payable on demand and the recorded book balance.</p>

<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">The fair value of all other borrowings is based on the discounted value of contractual cash flows. The discount rates are estimated using rates currently offered for similar instruments with similar remaining maturities.</p>
</div>



<div align="center" style=" border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;">
<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">Commitments to extend credit and standby letters of credit are financial instruments generally not subject to sale, and fair values are not readily available. The carrying value, represented by the net deferred fee arising from the unrecognized commitment, and the fair value, determined by discounting the remaining contractual fee over the term of the commitment using fees currently charged to enter into similar agreements with similar credit risk, is not considered material for disclosure. The contractual amounts of unfunded commitments are presented in Note <font>15</font>.</p>

<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">Changes in assumptions or estimation methodologies may have a material effect on these estimated fair values. The Company's remaining assets and liabilities which are not considered financial instruments have not been valued differently than has been customary under historical cost accounting.</p>
</div>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure of the fair value measurement of assets and liabilities, which includes financial instruments measured at fair value that are classified in shareholders' equity, which may be measured on a recurring or nonrecurring basis.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 820<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=36462937&amp;loc=d3e19279-110258<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 820<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=36462937&amp;loc=d3e19190-110258<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 820<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=36462937&amp;loc=d3e19207-110258<br><br><br><br></p>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Regulatory Capital<br></strong></div>
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        <th class="th" colspan="1">9 Months Ended</th>
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      <tr>
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          <div>Sep. 30, 2014</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock', window );">Regulatory Capital</a></td>
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<div align="center" style=" border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;">
<h2 style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"><strong>13. Regulatory Capital</strong></h2>

<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">The Company is subject to various capital requirements administered by the federal banking agencies. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company must meet specific capital guidelines that involve quantitative measures of the Company's assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. The Company's capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company's consolidated financial statements.</p>
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<div align="center" style=" width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;">
<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">Quantitative measures established by regulation to ensure capital adequacy require the Company to maintain minimum amounts and ratios (set forth in the table below) of total and Tier <font>1</font> capital to risk-weighted assets, and of Tier 1 capital to average assets. As of September 30, 2014, the Federal Reserve categorized the Company as Well Capitalized under the regulatory framework for prompt corrective action. The Company believes that <font>no</font> conditions or events have occurred that would change this conclusion. To be categorized as Well Capitalized, the Company must maintain minimum total risk-based, Tier 1 risk-based, and Tier 1 leverage ratios as set forth in the table. Additionally, while not a regulatory capital ratio, the Company's tangible common equity ratio was <font>7.86</font>% at September 30, 2014 (in thousands, except ratios).</p>

<div>

<p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">&#160;</p>

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<tr>
<td style=" vertical-align: top; text-align: left; width: 8%;">&#160;</td>
<td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td colspan="3" style=" vertical-align: top; text-align: left; width: 8%;">&#160;</td>
<td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td colspan="3" style=" vertical-align: top; text-align: left; width: 8%;">&#160;</td>
<td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td colspan="3" style=" vertical-align: top; text-align: left; width: 8%;">&#160;</td>
<td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td colspan="3" style=" vertical-align: top; text-align: left; width: 8%;">&#160;</td>
<td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td colspan="3" style=" vertical-align: top; text-align: left; width: 8%;">&#160;</td>
<td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td colspan="3" style=" vertical-align: top; text-align: left; width: 8%;">&#160;</td>
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<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;">&#160;</td>
<td rowspan="1" colspan="23" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;"><strong>At </strong>September 30, 2014</td>
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<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 14%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 14%;">&#160;</td>
<td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 14%;"><strong>Actual</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 14%;">&#160;</td>
<td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 14%;"><strong>For Capital<br/>
Adequacy Purposes</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 14%;">&#160;</td>
<td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 14%;"><strong>To Be Well Capitalized Under Prompt Corrective Action Provisions</strong></td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"><strong>Amount</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"><strong>Ratio</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"><strong>Amount</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"><strong>Ratio</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"><strong>Amount</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"><strong>Ratio</strong></td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">Total Capital (To Risk Weighted Assets) Consolidated</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>130,416</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>15.00</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 4%;">%</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>69,571</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>8.00</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 4%;">%</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>86,964</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>10.00</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 4%;">%</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">AmeriServ Financial Bank</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>106,597</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>12.39</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>68,822</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>8.00</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>86,027</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>10.00</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">Tier <font>1</font> Capital (To Risk Weighted Assets) Consolidated</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>120,042</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>13.80</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>34,786</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>4.00</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>52,178</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>6.00</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">AmeriServ Financial Bank</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>96,223</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>11.19</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>34,411</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>4.00</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>51,616</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>6.00</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">Tier <font>1</font> Capital (To Average Assets) Consolidated</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>120,042</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>11.44</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>41,977</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>4.00</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>52,471</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>5.00</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">AmeriServ Financial Bank</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>96,223</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>9.41</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>40,921</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>4.00</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>51,151</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>5.00</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
</tr>
</table>
</div>
</div>

<p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">&#160;</p>

<div>
<div class="CursorPointer">
<table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;">
<tr>
<td style=" vertical-align: top; text-align: left; width: 8%;">&#160;</td>
<td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td colspan="3" style=" vertical-align: top; text-align: left; width: 8%;">&#160;</td>
<td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td colspan="3" style=" vertical-align: top; text-align: left; width: 8%;">&#160;</td>
<td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td colspan="3" style=" vertical-align: top; text-align: left; width: 8%;">&#160;</td>
<td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td colspan="3" style=" vertical-align: top; text-align: left; width: 8%;">&#160;</td>
<td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td colspan="3" style=" vertical-align: top; text-align: left; width: 8%;">&#160;</td>
<td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td colspan="3" style=" vertical-align: top; text-align: left; width: 8%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;">&#160;</td>
<td rowspan="1" colspan="23" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;"><strong>At </strong>December 31, 2013</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 14%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 14%;">&#160;</td>
<td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 14%;"><strong>Actual</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 14%;">&#160;</td>
<td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 14%;"><strong>For Capital<br/>
Adequacy Purposes</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 14%;">&#160;</td>
<td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 14%;"><strong>To Be Well Capitalized Under Prompt Corrective Action Provisions</strong></td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"><strong>Amount</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"><strong>Ratio</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"><strong>Amount</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"><strong>Ratio</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"><strong>Amount</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"><strong>Ratio</strong></td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">Total Capital (To Risk Weighted Assets) Consolidated</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>128,469</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>15.28</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 4%;">%</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>67,247</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>8.00</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 4%;">%</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>84,059</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>10.00</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 4%;">%</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">AmeriServ Financial Bank</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>103,009</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>12.39</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>66,506</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>8.00</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>83,132</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>10.00</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">Tier <font>1</font> Capital (To Risk Weighted Assets) Consolidated</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>117,957</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>14.03</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>33,624</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>4.00</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>50,435</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>6.00</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">AmeriServ Financial Bank</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>92,611</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>11.14</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>33,253</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>4.00</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>49,879</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>6.00</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">Tier <font>1</font> Capital (To Average Assets) Consolidated</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>117,957</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>11.45</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>41,204</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>4.00</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>51,505</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>5.00</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">AmeriServ Financial Bank</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>92,611</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>9.23</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>40,124</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
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<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>5.00</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
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                <p>The entire disclosure for banks, savings institutions, and credit unions, for regulatory capital requirements imposed by the Federal Reserve System (FRB), the Federal Deposit Insurance Corporation (FDIC), the Office of Thrift Supervision (OTS) or for any state imposed capital requirements, as applicable.  The disclosure may include (1) a description of regulatory capital requirements (a) for capital adequacy purposes and (b) established by the prompt corrective action provisions of Section 38 of the Federal Depository Insurance Act; (2) the actual or possible material effects of noncompliance with such requirements; (3) whether the entity is in compliance with the regulatory capital requirements including (a) required and actual ratios and amounts of Tier 1 leverage, Tier 1 risk-based, and total risk-based capital, tangible capital (for savings institutions), and Tier 3 capital for market risk (for certain banks and bank holding companies), (b) factors that may significantly affect capital adequacy; (4) the prompt corrective action category in which the entity was classified as of its most recent notification; (5) whether management believes any conditions or events since notification have changed the entity's category. Also may include additional information that might be disclosed in situations where substantial doubt about the entity's ability to continue as a going concern for a reasonable period of time.</p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
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          <div style="width: 200px;"><strong>Non-performing Assets Including Troubled Debt Restructurings (TDR)<br></strong></div>
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<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt 3pt 4px; margin: 0pt;">The following table presents information concerning non-performing assets including TDR (in thousands, except percentages):</p>
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<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">September 30,<br/>
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<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">December 31, 2013</p>
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<td rowspan="1" colspan="1" style=" padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom;"><u>Non-accrual loans</u></td>
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<td style=" white-space: nowrap; vertical-align: bottom; text-align: left;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;">&#160;&#160;</td>
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<td rowspan="1" colspan="1" style=" padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom;">Commercial loans secured by real estate</td>
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<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;"><font>1,230</font></td>
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<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;"><font>1,632</font></td>
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<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;">&#160;</td>
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<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;">&#160;</td>
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<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;"><font>344</font></td>
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<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"><font>91</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"><font>673</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">&#160;</td>
</tr>

<tr style=" background-color: white;">
<td rowspan="1" colspan="1" style=" padding-left: 20pt; text-indent: -10pt; vertical-align: bottom; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">Total</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"><font>683</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"><font>1,017</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">&#160;</td>
</tr>

<tr style=" background-color: rgb(204, 238, 255);">
<td rowspan="1" colspan="1" style=" padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">TDR's not in non-accrual</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"><font>214</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"><font>221</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">&#160;</td>
</tr>

<tr style=" background-color: white;">
<td rowspan="1" colspan="1" style=" padding-left: 20pt; text-indent: -10pt; vertical-align: bottom; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;">Total non-performing assets including TDR</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;">$</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;"><font>3,898</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;">$</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;"><font>4,109</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;">&#160;</td>
</tr>

<tr style=" background-color: rgb(204, 238, 255);">
<td rowspan="1" colspan="1" style=" padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom;">Total non-performing assets as a percent of loans, net of unearned income, and other real estate owned</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;"><font>0.48</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left;">%&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;"><font>0.52</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left;">%&#160;</td>
</tr>
</table>
</div>
</div>
</div>

</div>

<div align="center" style=" width: 708px; border: 1pt solid white; margin: 6pt 0pt;">
<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt 3pt 4px; margin: 0pt;">The Company had <font>no</font> loans past due <font>90</font> days or more for the periods presented which were accruing interest.</p>

<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt 3pt 4px; margin: 0pt;">The following table sets forth, for the periods indicated, (<font>1</font>) the gross interest income that would have been recorded if non-accrual loans had been current in accordance with their original terms and had been outstanding throughout the period or since origination if held for part of the period, (<font>2</font>) the amount of interest income actually recorded on such loans, and (<font>3</font>) the net reduction in interest income attributable to such loans (in thousands).</p>

<div>

<p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt 3pt 4px; margin: 0pt;">&#160;</p>

<div style=" text-align: center;">
<div class="CursorPointer">
<table cellspacing="0" cellpadding="0" width="608" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt; margin: -15pt 0pt 0pt;">
<tr>
<td>&#160;</td>
<td style=" width: 12px; vertical-align: bottom; text-align: center; border-bottom-style: none;">&#160;</td>
<td colspan="3">&#160;</td>
<td style=" width: 12px; vertical-align: bottom; text-align: center; border-bottom-style: none;">&#160;</td>
<td colspan="3">&#160;</td>
<td style=" width: 12px; vertical-align: bottom; text-align: center; border-bottom-style: none;">&#160;</td>
<td colspan="3">&#160;</td>
<td style=" width: 12px; vertical-align: bottom; text-align: center; border-bottom-style: none;">&#160;</td>
<td colspan="3">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;">&#160;</td>
<td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">Three months ended<br/>
September 30,</p>
</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;">&#160;</td>
<td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">Nine months ended<br/>
September 30,</p>
</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left;"><strong>&#160;&#160;</strong></td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"><strong><font>2014</font></strong></td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"><strong><font>2013</font></strong></td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"><strong><font>2014</font></strong></td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"><strong><font>2013</font></strong></td>
</tr>

<tr style=" background-color: white;">
<td rowspan="1" colspan="1" style=" padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom;">Interest income due in accordance with original terms</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;">$</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;"><font>39</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;">$</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;"><font>37</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;">$</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;"><font>106</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;">$</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;"><font>139</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left;">&#160;</td>
</tr>

<tr style=" background-color: rgb(204, 238, 255);">
<td rowspan="1" colspan="1" style=" padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">Interest income recorded</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">&#160;</td>
</tr>

<tr style=" background-color: white;">
<td rowspan="1" colspan="1" style=" padding-left: 10pt; text-indent: -10pt; vertical-align: bottom; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;">Net reduction in interest income</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;">$</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;"><font>39</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;">$</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;"><font>37</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;">$</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;"><font>106</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;">$</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;"><font>139</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;">&#160;</td>
</tr>
</table>
</div>
</div>

</div>

<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt 3pt 4px; margin: 0pt;">Consistent with accounting and regulatory guidance, the Bank recognizes a TDR when the Bank, for economic or legal reasons related to a borrower's financial difficulties, grants a concession to the borrower that would not normally be considered. Regardless of the form of concession granted, the Bank's objective in offering a troubled debt restructure is to increase the probability of repayment of the borrower's loan.</p>

<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt 3pt 4px; margin: 0pt;">To be considered a TDR, both of the following criteria must be met:</p>

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<tr style=" font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left;">
<td style=" width: 3%;">&#160;</td>
<td style=" text-align: left; width: 3%;">&#149;</td>
<td style=" text-align: left; width: 94%;">the borrower must be experiencing financial difficulties; and</td>
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</table>
</div>

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<table cellspacing="0" cellpadding="0" width="100%" style=" text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt; margin: 0pt;">
<tr style=" font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left;">
<td style=" width: 3%;">&#160;</td>
<td style=" text-align: left; width: 3%;">&#149;</td>
<td style=" text-align: left; width: 94%;">the Bank, for economic or legal reasons related to the borrower's financial difficulties, grants a concession to the borrower that would not otherwise be considered.</td>
</tr>
</table>
</div>

<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt 3pt 4px; margin: 0pt;">Factors that indicate a borrower is experiencing financial difficulties include, but are not limited to:</p>

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<tr style=" font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left;">
<td style=" width: 3%;">&#160;</td>
<td style=" text-align: left; width: 3%;">&#149;</td>
<td style=" text-align: left; width: 94%;">the borrower is currently in default on their loan(s);</td>
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</table>
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<table cellspacing="0" cellpadding="0" width="100%" style=" text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt; margin: 0pt;">
<tr style=" font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left;">
<td style=" width: 3%;">&#160;</td>
<td style=" text-align: left; width: 3%;">&#149;</td>
<td style=" text-align: left; width: 94%;">the borrower has filed for bankruptcy;</td>
</tr>
</table>
</div>

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<table cellspacing="0" cellpadding="0" width="100%" style=" text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt; margin: 0pt;">
<tr style=" font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left;">
<td style=" width: 3%;">&#160;</td>
<td style=" text-align: left; width: 3%;">&#149;</td>
<td style=" text-align: left; width: 94%;">the borrower has insufficient cash flows to service their loan(s); and</td>
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<td style=" text-align: left; width: 94%;">the borrower is unable to obtain refinancing from other sources at a market rate similar to rates available to a non-troubled debtor.</td>
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<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt 3pt 4px; margin: 0pt;">Factors that indicate that a concession has been granted include, but are not limited to:</p>

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<td style=" text-align: left; width: 94%;">the borrower is granted an interest rate reduction to a level below market rates for debt with similar risk; or</td>
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<td style=" text-align: left; width: 94%;">the borrower is granted a material maturity date extension, or extension of the amortization plan to provide payment relief. For purposes of this policy, a material maturity date extension will generally include any maturity date extension, or the aggregate of multiple consecutive maturity date extensions, that exceed <font>120</font> days. A restructuring that results in an insignificant delay in payment, i.e. <font>120</font> days or less, is not necessarily a TDR. Insignificant payment delays occur when the amount of the restructured payments subject to the delay is insignificant relative to the unpaid principal or collateral value, and will result in an insignificant shortfall in the originally scheduled contractual amount due, and/or the delay in timing of the restructured payment period is insignificant relative to the frequency of payments, the original maturity or the original amortization.</td>
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<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt 3pt 4px; margin: 0pt;">The determination of whether a restructured loan is a TDR requires consideration of all of the facts and circumstances surrounding the modification. <font>No</font> single factor is determinative of whether a restructuring is a TDR. An overall general decline in the economy or some deterioration in a borrower's financial condition does not automatically mean that the borrower is experiencing financial difficulty. Accordingly, determination of whether a modification is a TDR involves a large degree of judgment.</p>
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<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt 3pt 4px; margin: 0pt;">The Company had no loans modified as TDRs during the <font>three</font> month period ended September 30, 2014.</p>

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<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt 3pt 4px; margin: 0pt;">The following table details the loans modified as TDRs during the <font>nine</font> month period ended September 30, 2014 (dollars in thousands).</p>

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<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"><strong>Loans in non-accrual status</strong></td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"><strong># of Loans</strong></td>
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<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"><strong>Current Balance</strong></td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"><strong>Concession Granted</strong></td>
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<td rowspan="1" colspan="1" style=" padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom;">Commercial loan secured by real estate</td>
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<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;"><font>1</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left;">&#160;</td>
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<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;">$</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;"><font>138</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: left;"><font>Extension of maturity date</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left;">&#160;</td>
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<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt 3pt 4px; margin: 0pt;">The <font>following table details the</font> loans modified as TDR's during the <font>three</font> and <font>nine</font> month periods ended on September 30, 2013.</p>

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<td style=" border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">Loans in accrual status</td>
<td style=" padding-bottom: 1pt;">&#160;</td>
<td colspan="2" style=" text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;"># of Loans</td>
<td style=" padding-bottom: 1pt;">&#160;</td>
<td style=" padding-bottom: 1pt;">&#160;</td>
<td colspan="2" style=" text-align: center; border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">Current Balance</td>
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<td style=" border-bottom-color: black; border-bottom-width: 1pt; border-bottom-style: solid;">Concession Granted</td>
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<td style=" width: 37%;">Consumer</td>
<td style=" width: 1%;">&#160;</td>
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<td style=" width: 10%; text-align: right;"><font>1</font></td>
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<td style=" width: 1%;">&#160;</td>
<td style=" width: 1%; text-align: left;">$</td>
<td style=" width: 10%; text-align: right;"><font>51</font></td>
<td style=" width: 1%; text-align: left;">&#160;</td>
<td style=" width: 1%;">&#160;</td>
<td style=" width: 36%; text-align: left;"><font>Extension of maturity date</font></td>
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<p style=" text-indent: 0.5in; text-align: justify; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt 3pt 4px; margin: 0pt 0px; font: 10pt/normal Times New Roman, Times, Serif; font-size-adjust: none; font-stretch: normal;">&#160;</p>

<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt 3pt 4px; margin: 0pt;">&#160;</p>

<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt 3pt 4px; margin: 0pt;">In all instances where loans have been modified in troubled debt restructurings the pre- and post-modified balances are the same. The specific ALL reserve for loans modified as TDR's was $<font>503,000</font> and $<font>372,000</font> as of September 30, 2014 and <font>2013</font>, respectively.</p>

<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt 3pt 4px; margin: 0pt;">Once a loan is classified as a TDR, this classification will remain until documented improvement in the financial position of the borrower supports confidence that all principal and interest will be paid according to terms. Additionally, the customer must have re-established a track record of timely payments according to the restructured contract terms for a minimum of <font>six</font> consecutive months prior to consideration for removing the loan from non-accrual TDR status. However, a loan will continue to be on non-accrual status until, consistent with our policy, the borrower has made a minimum of an additional <font>six</font> consecutive monthly payments in accordance with the terms of the loan.</p>

<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt 3pt 4px; margin: 0pt;">The following table presents the recorded investment in loans that were modified as TDR's during each <font>12</font>-month period prior to the current reporting periods, which begin January 1, 2014 and <font>2013</font> (<font>nine</font> month periods) and July 1, 2014 and <font>2013</font> (<font>3</font> month periods), respectively, and that subsequently defaulted during these reporting periods (dollars in thousands).</p>

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<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">Three months ended<br/>
September 30,</p>
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<td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">Nine months ended<br/>
September 30,</p>
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<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left;"><strong>&#160;&#160;</strong></td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"><strong><font>2014</font></strong></td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"><strong><font>2013</font></strong></td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"><strong><font>2014</font></strong></td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"><strong><font>2013</font></strong></td>
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<td rowspan="1" colspan="1" style=" padding-left: 10pt; text-indent: -10pt; vertical-align: text-bottom;"><u>Recorded investment of defaults</u></td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;">&#160;&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;">&#160;&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;">&#160;&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right;">&#160;&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left;">&#160;</td>
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<td rowspan="1" colspan="1" style=" padding-left: 20pt; text-indent: -10pt; vertical-align: bottom; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">Commercial loan secured by real estate</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;">$</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;">$</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"><font>-</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;">$</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;">$</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: black;"><font>1,320</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 1pt; border-bottom-style: solid; border-bottom-color: white;">&#160;</td>
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<td rowspan="1" colspan="1" style=" padding-left: 30pt; text-indent: -10pt; vertical-align: bottom; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;">Total</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;">$</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;">$</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;"><font>-</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;">$</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: center; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;">&#160;</td>
<td rowspan="1" style=" width: 6px; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;">$</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: black;"><font>1,320</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom-width: 3pt; border-bottom-style: double; border-bottom-color: white;">&#160;</td>
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<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt 3pt 4px; margin: 0pt;">All TDR's are individually evaluated for impairment and a related allowance is recorded, as needed. All TDR's which defaulted in the above table had a related allowance adequate to reserve for anticipated losses.</p>

<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding: 3pt 0pt 3pt 4px; margin: 0pt;">The Company is unaware of any additional loans which are required to either be charged-off or added to the non-performing asset totals disclosed above.</p>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_NonperformingAssetsIncludingTroubledDebtRestructuringsAbstract</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td><strong> Period Type:</strong></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Non-performing Assets Including Troubled Debt Restructurings (TDR).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_NonPerformingAssetsIncludingTroubledDebtRestructuringsTdr</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
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  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>74
<FILENAME>R60.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0ETVAG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Preferred Stock (Preferred Dividend Stock Period Annualized) (Details) (Series E Preferred Stock [Member])<br></strong></div>
        </th>
        <th class="th" colspan="2">9 Months Ended</th>
      </tr>
      <tr>
        <th class="th" colspan="2">
          <div>Sep. 30, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_PreferredStockLineItems', window );"><strong>Preferred Stock [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockDividendRatePercentage', window );">Annualized Dividend Rate</a></td>
        <td class="nump">9.00%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Term 1 [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_PreferredStockLineItems', window );"><strong>Preferred Stock [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockDividendRatePercentage', window );">Annualized Dividend Rate</a></td>
        <td class="nump">5.00%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Term 4 [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_PreferredStockLineItems', window );"><strong>Preferred Stock [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockDividendRatePercentage', window );">Annualized Dividend Rate</a></td>
        <td class="nump">9.00%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Minimum [Member] | Term 1 [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_PreferredStockLineItems', window );"><strong>Preferred Stock [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_DividendAnnualizedPeriod', window );">Dividend Annualized Period</a></td>
        <td class="text">Aug. 11,
				 2011<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Minimum [Member] | Term 2 [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_PreferredStockLineItems', window );"><strong>Preferred Stock [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockDividendRatePercentage', window );">Annualized Dividend Rate</a></td>
        <td class="nump">1.00%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_DividendAnnualizedPeriod', window );">Dividend Annualized Period</a></td>
        <td class="text">Jan.
				01,
				 2012<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Minimum [Member] | Term 3 [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_PreferredStockLineItems', window );"><strong>Preferred Stock [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockDividendRatePercentage', window );">Annualized Dividend Rate</a></td>
        <td class="nump">1.00%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_DividendAnnualizedPeriod', window );">Dividend Annualized Period</a></td>
        <td class="text">Jan.
				01,
				 2014<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Minimum [Member] | Term 4 [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_PreferredStockLineItems', window );"><strong>Preferred Stock [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_DividendAnnualizedPeriod', window );">Dividend Annualized Period</a></td>
        <td class="text">Feb.
				08,
				 2016<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Maximum [Member] | Term 1 [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_PreferredStockLineItems', window );"><strong>Preferred Stock [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_DividendAnnualizedPeriod', window );">Dividend Annualized Period</a></td>
        <td class="text">Dec. 31,
				 2011<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Maximum [Member] | Term 2 [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_PreferredStockLineItems', window );"><strong>Preferred Stock [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockDividendRatePercentage', window );">Annualized Dividend Rate</a></td>
        <td class="nump">5.00%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_DividendAnnualizedPeriod', window );">Dividend Annualized Period</a></td>
        <td class="text">Dec. 31,
				 2013<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Maximum [Member] | Term 3 [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_PreferredStockLineItems', window );"><strong>Preferred Stock [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockDividendRatePercentage', window );">Annualized Dividend Rate</a></td>
        <td class="nump">7.00%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_DividendAnnualizedPeriod', window );">Dividend Annualized Period</a></td>
        <td class="text">Feb.
				07,
				 2016<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr>
        <td colspan="3"></td>
      </tr>
      <tr>
        <td colspan="3">
          <table class="outerFootnotes" width="100%">
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[1]</td>
              <td style="vertical-align: top;" valign="top">Beginning on February 8, 2016, the dividend rate will be fixed at nine percent (9%) per annum.</td>
            </tr>
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[2]</td>
              <td style="vertical-align: top;" valign="top">Between January 1, 2014 and February 7, 2016, the Company's dividend rate was fixed at 1% based upon the level of percentage change in QSBL between September 30, 2013 and the Baseline.</td>
            </tr>
          </table>
        </td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_DividendAnnualizedPeriod">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Dividend annualized period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_DividendAnnualizedPeriod</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:dateItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
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                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_PreferredStockLineItems">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_PreferredStockLineItems</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockDividendRatePercentage">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The percentage rate used to calculate dividend payments on preferred stock.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockDividendRatePercentage</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>75
<FILENAME>R13.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Loans<br></strong></div>
        </th>
        <th class="th" colspan="1">9 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Sep. 30, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsReceivableNetAbstract', window );"><strong>Loans [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock', window );">Loans</a></td>
        <td class="text"><div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';">
<h2 style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"><strong>7. Loans</strong></h2>

<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">The loan portfolio of the Company consists of the following (in thousands):</p>

<div>
<div class="CursorPointer">
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<tr>
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<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">September 30,<br/>
2014</p>
</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">December 31, 2013</p>
</td>
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<tr style=" background-color: #CCEEFF;">
<td colspan="1" rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 67%;">Commercial</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; width: 12%; text-align: right;"><font>134,352</font></td>
<td style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 1%; text-align: left; vertical-align: bottom;">&#160;</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; vertical-align: bottom; width: 1%; text-align: center;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; width: 20%; text-align: right;"><font>120,102</font></td>
<td style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 1%; text-align: left; vertical-align: bottom;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Commercial loans secured by real estate</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>404,243</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>411,691</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
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<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Real estate-mortgage</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>257,567</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>235,689</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; padding: 0px;">Consumer</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>17,761</font></td>
<td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>15,864</font></td>
<td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" vertical-align: bottom; padding: 0px;">Loans, net of unearned income</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: #000000 1pt solid; border-color: #000000; padding: 0px; padding-right: 10px; border-bottom: #000000 2.80pt double;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: #000000 1pt solid; border-color: #000000; padding: 0px; border-bottom: #000000 2.80pt double;"><font>813,923</font></td>
<td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: #000000 1pt solid; border-color: #000000; padding: 0px; padding-right: 10px; border-bottom: #000000 2.80pt double;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: #000000 1pt solid; border-color: #000000; padding: 0px; border-bottom: #000000 2.80pt double;"><font>783,346</font></td>
<td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>
</table>

</div>
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<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">Loan balances at September 30, 2014 and December 31, 2013 are net of unearned income of $<font>554,000</font> and $<font>581,000</font>, respectively. Real estate-construction loans comprised <font>3.5</font>% and <font>3.0</font>% of total loans, net of unearned income at September 30, 2014 and December 31, 2013, respectively.</p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for claims held for amounts due a entity, excluding financing receivables. Examples include, but are not limited to, trade accounts receivables, notes receivables, loans receivables. Includes disclosure for allowance for credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.3,4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 3, 4<br><br> -Article 5<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=d3e5074-111524<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=d3e5066-111524<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 7<br><br> -Article 9<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(k))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26873400&amp;loc=d3e23780-122690<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph k<br><br> -Article 4<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=d3e5162-111524<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
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          <div style="width: 200px;"><strong>Allowance for Loan Losses<br></strong></div>
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          <div>Sep. 30, 2014</div>
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<div align="center" style=" width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;">
<h2 style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"><strong>8. Allowance for Loan Losses</strong></h2>

<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">The following tables summarize the rollforward of the allowance for loan losses by portfolio segment for the three and nine month periods ending September 30, 2014 and 2013 (in thousands).</p>
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<tr>
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<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;">&#160;</td>
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<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">Three months ended September 30, 2014</p>
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<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Balance at </strong>June 30, 2014</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Charge-Offs</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Recoveries</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Provision (Credit)</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Balance at<br/>
</strong>September 30,<br/>
2014</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Commercial</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>3,254</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>6</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>35</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>3,295</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Commercial loans secured by real estate</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>4,475</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>(506</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>24</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>(78</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>3,915</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Real estate-mortgage</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>1,301</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>(103</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>29</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>115</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>1,342</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Consumer</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>145</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>(24</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>6</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>24</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>151</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 5%;">Allocation for general risk</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>975</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>(96</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>879</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px; width: 5%;">Total</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"><font>10,150</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"><font>(633</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; border-bottom: #000000 2.80pt double; width: 5%;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"><font>65</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"><font>9,582</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;">&#160;</td>
</tr>
</table>
</div>
</div>
</div>



<div align="center" style=" width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;">
<div>
<div class="CursorPointer">
<table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;">
<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;">&#160;</td>
<td rowspan="1" colspan="19" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">Three months ended September 30, 2013</p>
</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Balance at </strong>June 30, 2013</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Charge-Offs</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Recoveries</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Provision (Credit)</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Balance at<br/>
</strong>September 30,<br/>
2013</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Commercial</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>2,780</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>17</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>891</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>3,688</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Commercial loans secured by real estate</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>5,983</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>39</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>(993</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>5,029</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Real estate-mortgage</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>1,279</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>(49</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>31</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>62</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>1,323</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Consumer</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>146</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>(8</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>8</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>(6</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>140</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 5%;">Allocation for general risk</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>957</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>46</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>1,003</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px; width: 5%;">Total</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"><font>11,145</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"><font>(57</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; border-bottom: #000000 2.80pt double; width: 5%;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"><font>95</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;">$</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"><font>-</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"><font>11,183</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;">&#160;</td>
</tr>
</table>
</div>
</div>

<p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">&#160;</p>

<div>
<div class="CursorPointer">
<table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;">
<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;">&#160;</td>
<td rowspan="1" colspan="19" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">Nine months ended September 30, 2014</p>
</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Balance at </strong>December 31, 2013</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Charge-Offs</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Recoveries</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Provision (Credit)</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Balance at<br/>
</strong>September 30,<br/>
2014</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Commercial</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>2,844</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>(72</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>111</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>412</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>3,295</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Commercial loans secured by real estate</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>4,885</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>(572</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>196</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>(594</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>3,915</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Real estate-mortgage</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>1,260</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>(176</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>54</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>204</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>1,342</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Consumer</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>136</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>(82</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>19</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>78</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>151</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 5%;">Allocation for general risk</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>979</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>(100</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>879</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px; width: 5%;">Total</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"><font>10,104</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"><font>(902</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; border-bottom: #000000 2.80pt double; width: 5%;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"><font>380</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"><font>9,582</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;">&#160;</td>
</tr>
</table>
</div>
</div>

<p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">&#160;</p>

<div>
<div class="CursorPointer">
<table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;">
<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;">&#160;</td>
<td rowspan="1" colspan="19" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">Nine months ended September 30, 2013</p>
</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Balance at </strong>December 31, 2012</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Charge-Offs</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Recoveries</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Provision (Credit)</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Balance at<br/>
</strong>September 30,<br/>
2013</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Commercial</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>2,596</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>48</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>1,044</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>3,688</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Commercial loans secured by real estate</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>7,796</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>(1,480</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>181</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>(1,468</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>5,029</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Real estate-mortgage</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>1,269</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>(96</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>98</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>52</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>1,323</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Consumer</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>150</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>(87</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>48</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>29</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>140</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 5%;">Allocation for general risk</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>760</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>243</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>1,003</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px; width: 5%;">Total</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"><font>12,571</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"><font>(1,663</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; border-bottom: #000000 2.80pt double; width: 5%;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"><font>375</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"><font>(100</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; border-bottom: #000000 2.80pt double; width: 5%;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"><font>11,183</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;">&#160;</td>
</tr>
</table>
</div>
</div>
</div>

</div>

<div align="center" style=" width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;">
<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">As a result of successful ongoing problem credit resolution efforts, the Company achieved further asset quality improvements in 2014 and 2013, specifically in the commercial loans secured by real estate category, which resulted in no provision in 2014 and a credit provision in 2013.</p>
</div>



<div align="center" style=" width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;">
<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">The following tables summarize the loan portfolio and allowance for loan loss by the primary segments of the loan portfolio (in thousands).</p>

<p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">&#160;</p>

<div>
<div class="CursorPointer"></div>
</div>

<div>

<div>
<div class="CursorPointer">
<table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;">
<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;">&#160;</td>
<td rowspan="1" colspan="23" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;"><strong>At </strong>September 30, 2014</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"><strong>Commercial</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"><strong>Commercial Loans Secured by Real Estate</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"><strong>Real<br/>
Estate- Mortgage</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"><strong>Consumer</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"><strong>Allocation<br/>
for General Risk</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"><strong>Total</strong></td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"><strong>Loans:<br/>
</strong>&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">Individually evaluated for impairment</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>1,444</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>1,444</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 4%;">Collectively evaluated for impairment</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>134,352</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>402,799</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>257,567</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>17,761</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>812,479</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px; width: 4%;">Total loans</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"><font>134,352</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"><font>404,243</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"><font>257,567</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"><font>17,761</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"><font>813,923</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"><strong>Allowance for loan losses: </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">Specific reserve allocation</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>547</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>547</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 4%;">General reserve allocation</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>3,295</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>3,368</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>1,342</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>151</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>879</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>9,035</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px; width: 4%;">Total allowance for loan losses</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"><font>3,295</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"><font>3,915</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"><font>1,342</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"><font>151</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"><font>879</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"><font>9,582</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;">&#160;</td>
</tr>
</table>
</div>
</div>

<p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">&#160;</p>

<div>
<div class="CursorPointer">
<table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;">
<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;">&#160;</td>
<td rowspan="1" colspan="23" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;"><strong>At </strong>December 31, 2013</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"><strong>Commercial</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"><strong>Commercial Loans Secured by Real Estate</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"><strong>Real<br/>
Estate- Mortgage</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"><strong>Consumer</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"><strong>Allocation<br/>
for General Risk</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"><strong>Total</strong></td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"><strong>Loans:<br/>
</strong>&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">Individually evaluated for impairment</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>3,005</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>61</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>3,066</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 4%;">Collectively evaluated for impairment</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>120,102</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>408,686</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>235,689</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>15,803</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>780,280</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px; width: 4%;">Total loans</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"><font>120,102</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"><font>411,691</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"><font>235,689</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"><font>15,864</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"><font>783,346</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"><strong>Allowance for loan losses: </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">Specific reserve allocation</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>812</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>1</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>813</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 4%;">General reserve allocation</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>2,844</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>4,073</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>1,260</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>135</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>979</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>9,291</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px; width: 4%;">Total allowance for loan losses</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"><font>2,844</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"><font>4,885</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"><font>1,260</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"><font>136</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"><font>979</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"><font>10,104</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;">&#160;</td>
</tr>
</table>
</div>
</div>

</div>

<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">The segments of the Company's loan portfolio are disaggregated to a level that allows management to monitor risk and performance. The loan segments used are consistent with the internal reports evaluated by the Company's management and Board of Directors to monitor risk and performance within various segments of its loan portfolio and therefore, no further disaggregation into classes is necessary. The overall risk profile for the commercial loan segment is impacted by non-owner occupied CRE loans, which include loans secured by non-owner occupied nonfarm nonresidential properties, as a meaningful but declining portion of the commercial portfolio is centered in these types of accounts. The residential mortgage loan segment is comprised of first lien amortizing residential mortgage loans and home equity loans. The consumer loan segment consists primarily of installment loans and overdraft lines of credit connected with customer deposit accounts.</p>

<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">Management evaluates for possible impairment any individual loan in the commercial or commercial real estate segment with a loan balance in excess of $<font>100,000</font> that is in nonaccrual status or classified as a Troubled Debt Restructure (TDR). Loans are considered to be impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by</p>
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<div align="center" style=" border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;">
<p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">management in evaluating impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower's prior payment record, and the amount of the shortfall in relation to the principal and interest owed. The Company does not separately evaluate individual consumer and residential mortgage loans for impairment, unless such loans are part of a larger relationship that is impaired, or are classified as a TDR.</p>
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<div>
<div align="center" style=" border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;">
<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">Once the determination has been made that a loan is impaired, the determination of whether a specific allocation of the allowance is necessary is measured by comparing the recorded investment in the loan to the fair value of the loan using <font>one</font> of <font>three</font> methods: (a) the present value of expected future cash flows discounted at the loan's effective interest rate; (b) the loan's observable market price; or (c) the fair value of the collateral less selling costs for collateral dependent loans. The method is selected on a loan-by-loan basis, with management primarily utilizing the fair value of collateral method. The evaluation of the need and amount of a specific allocation of the allowance and whether a loan can be removed from impairment status is made on a quarterly basis. The Company's policy for recognizing interest income on impaired loans does not differ from its overall policy for interest recognition.</p> <p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">The need for an updated appraisal on collateral dependent loans is determined on a case-by-case basis. The useful life of an appraisal or evaluation will vary depending upon the circumstances of the property and the economic conditions in the marketplace. A new appraisal is not required if there is an existing appraisal which, along with other information, is sufficient to determine a reasonable value for the property and to support an appropriate and adequate allowance for loan losses. At a minimum, annual documented reevaluation of the property is completed by the Bank's internal Assigned Risk Department to support the value of the property.</p> <p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">When reviewing an appraisal associated with an existing collateral real estate dependent transaction, the Bank's internal Assigned Risk Department must determine if there have been material changes to the underlying assumptions in the appraisal which affect the original estimate of value. Some of the factors that could cause material changes to reported values include:</p> <div class="CursorPointer">
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<tr style=" font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left;">
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<td style=" width: 24px; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;">&#149;</td>
<td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;">the passage of time;</td>
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<tr style=" font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left;">
<td style=" width: 21px; border-left: none; border-right: none; border-top: none; border-bottom: none;">&#160;</td>
<td style=" width: 24px; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;">&#149;</td>
<td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;">the volatility of the local market;</td>
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<td style=" width: 21px; border-left: none; border-right: none; border-top: none; border-bottom: none;">&#160;</td>
<td style=" width: 24px; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;">&#149;</td>
<td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;">the availability of financing;</td>
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<td style=" width: 21px; border-left: none; border-right: none; border-top: none; border-bottom: none;">&#160;</td>
<td style=" width: 24px; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;">&#149;</td>
<td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;">natural disasters;</td>
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<td style=" width: 21px; border-left: none; border-right: none; border-top: none; border-bottom: none;">&#160;</td>
<td style=" width: 24px; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;">&#149;</td>
<td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;">the inventory of competing properties;</td>
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<td style=" width: 21px; border-left: none; border-right: none; border-top: none; border-bottom: none;">&#160;</td>
<td style=" width: 24px; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;">&#149;</td>
<td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;">new improvements to, or lack of maintenance of, the subject property or competing properties upon physical inspection by the Bank;</td>
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<tr style=" font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left;">
<td style=" width: 21px; border-left: none; border-right: none; border-top: none; border-bottom: none;">&#160;</td>
<td style=" width: 24px; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;">&#149;</td>
<td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;">changes in underlying economic and market assumptions, such as material changes in current and projected vacancy, absorption rates, capitalization rates, lease terms, rental rates, sales prices, concessions, construction overruns and delays, zoning changes, etc.; and/or</td>
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<tr style=" font-weight: normal; font-style: normal; line-height: 12pt; font-size: 10pt; vertical-align: top; text-align: left;">
<td style=" width: 21px; border-left: none; border-right: none; border-top: none; border-bottom: none;">&#160;</td>
<td style=" width: 24px; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;">&#149;</td>
<td style=" text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none;">environmental contamination.</td>
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</div> <p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">The value of the property is adjusted to appropriately reflect the above listed factors and the value is discounted to reflect the value impact of a forced or distressed sale, any outstanding senior liens, any outstanding unpaid real estate taxes, transfer taxes and closing costs that would occur with sale of the real estate. If the Assigned Risk Department personnel determine that a reasonable value cannot be derived based on available information, a new appraisal is ordered. The determination of the need for a new appraisal, versus completion of a property valuation by the Bank's Assigned Risk Department personnel rests with the Assigned Risk Department and not the originating account officer.</p>
</div>  <div align="center" style=" width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;">
<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">The following tables present impaired loans by class, segregated by those for which a specific allowance was required and those for which a specific allowance was not necessary (in thousands).</p> <p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">&#160;</p> <div>
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<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="19" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">September 30, 2014</p>
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<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Impaired Loans with Specific Allowance</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Impaired Loans with <font>no</font> Specific Allowance</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Total Impaired Loans</strong></td>
</tr> <tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Recorded Investment</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Related Allowance</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Recorded Investment</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Recorded Investment</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Unpaid Principal Balance</strong></td>
</tr> <tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">Commercial loans secured by real estate</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>1,064</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>547</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>380</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>1,444</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>1,981</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr> <tr>
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;">Total impaired loans</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"><font>1,064</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"><font>547</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"><font>380</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"><font>1,444</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;">$</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"><font>1,981</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;">&#160;</td>
</tr>
</table>
</div>
</div> <p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">&#160;</p> <div>
<div class="CursorPointer">
<table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;">
<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="19" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">December 31, 2013</p>
</td>
</tr> <tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Impaired Loans with Specific Allowance</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Impaired Loans with <font>no</font> Specific Allowance</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Total Impaired Loans</strong></td>
</tr> <tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Recorded Investment</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Related Allowance</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Recorded Investment</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Recorded Investment</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Unpaid Principal Balance</strong></td>
</tr> <tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Commercial loans secured by real estate</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>3,005</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>812</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>3,005</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>3,118</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr> <tr>
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">Consumer</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>61</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>1</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>61</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>61</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr> <tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;">Total impaired loans</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"><font>3,066</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;">$</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"><font>813</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"><font>3,066</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"><font>3,179</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;">&#160;</td>
</tr>
</table>
</div>
</div>
</div> <p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">The following table presents the average recorded investment in impaired loans and related interest income recognized for the periods indicated (in thousands).</p> <p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">&#160;</p> <div>
<div class="CursorPointer">
<div>

<table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;">
<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">Three months ended<br/>
September 30,</p>
</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">Nine months ended<br/>
September 30,</p>
</td>
</tr> <tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong><font>2014</font></strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong><font>2013</font></strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong><font>2014</font></strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong><font>2013</font></strong></td>
</tr> <tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Average loan balance:<br/>
&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
</tr> <tr>
<td colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;">Commercial</td>
<td style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;">&#160;</td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;">&#160;</td>
<td colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"><font>-</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;">&#160;</td>
<td style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;">&#160;</td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;">&#160;</td>
<td colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"><font>50</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;">&#160;</td>
<td style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;">&#160;</td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;">&#160;</td>
<td colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"><font>-</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;">&#160;</td>
<td style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;">&#160;</td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;">&#160;</td>
<td colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"><font>6</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;">&#160;</td>
</tr> <tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Commercial loans secured by real estate</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>1,897</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>2,170</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>2,012</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>2,904</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr> <tr>
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">Consumer</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>63</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>18</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr> <tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;">Average investment in impaired loans</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"><font>1,897</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"><font>2,283</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"><font>2,012</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"><font>2,928</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;">&#160;</td>
</tr> <tr>
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Interest income recognized:</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr> <tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">Commercial loans secured by real estate</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>4</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>3</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>6</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>7</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr> <tr>
<td colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;">Consumer</td>
<td style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;">&#160;</td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;">&#160;</td>
<td style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"><font>-</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;">&#160;</td>
<td style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;">&#160;</td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;">&#160;</td>
<td style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"><font>-</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;">&#160;</td>
<td style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;">&#160;</td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;">&#160;</td>
<td style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"><font>-</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;">&#160;</td>
<td style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;">&#160;</td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;">&#160;</td>
<td style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"><font>1</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;">&#160;</td>
</tr> <tr>
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;">Interest income recognized on a cash basis on impaired loans</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"><font>4</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"><font>3</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"><font>6</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"><font>8</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;">&#160;</td>
</tr>
</table>

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</div> <p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">Management uses a <font>nine</font> point internal risk rating system to monitor the credit quality of the overall loan portfolio. The first <font>six</font> categories are considered not criticized. The first <font>five</font> &#147;Pass&#148; categories are aggregated, while the Pass-<font>6</font>, Special Mention, Substandard and Doubtful categories are disaggregated to separate pools. The criticized rating categories utilized by management generally follow bank regulatory definitions. The Special Mention category includes assets that are currently protected but are potentially weak, resulting in an undue and unwarranted credit risk, but not to the point of justifying a Substandard classification. Loans in the Substandard category have well-defined weaknesses that jeopardize the liquidation of the debt, and have a distinct possibility that some loss will be sustained if the weaknesses are not corrected. Loans in the Doubtful category have all the weaknesses inherent in a credit classified Substandard with weaknesses pronounced to a point where collection or liquidation in full, on the basis of current facts, conditions, and value is highly questionable, but the extent of loss is not currently determinable. All loans greater than <font>90</font> days past due, or for which any portion of the loan represents a specific allocation of the allowance for loan losses are placed in Substandard or Doubtful.</p>
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<div align="center" style=" width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;">
<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">To help ensure that risk ratings are accurate and reflect the present and future capacity of borrowers to repay a loan as agreed, the Company has a structured loan rating process, which dictates that, at a minimum, credit reviews are mandatory for all commercial and commercial mortgage loan relationships with aggregate balances in excess of $<font>250,000</font> within a <font>12</font>-month period. Generally, consumer and residential mortgage loans are included in the Pass categories unless a specific action, such as bankruptcy, delinquency, or death occurs to raise awareness of a possible credit event. The Company's commercial relationship managers are responsible for the timely and accurate risk rating of the loans in their portfolios at origination and on an ongoing basis. Risk ratings are assigned by the account officer, but require independent review and rating concurrence from the Company's internal Loan Review Department. The Loan Review Department is an experienced independent function which reports directly to the Board's Audit Committee. The scope of commercial portfolio coverage by the Loan Review Department is defined and presented to the Audit Committee for approval on an annual basis. The approved scope of coverage for 2014 required review of a minimum range of <font>50</font>% to <font>55</font>% of the commercial loan portfolio.</p>

<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">In addition to loan monitoring by the account officer and Loan Review Department, the Company also requires presentation of all credits rated Pass-<font>6</font> with aggregate balances greater than $<font>1,000,000</font>, all credits rated Special Mention or Substandard with aggregate balances greater than $<font>250,000</font>, and all credits rated Doubtful with aggregate balances greater than $<font>100,000</font> on an individual basis to the Company's Loan Loss Reserve Committee on a quarterly basis. Additionally, the Asset Quality Task Force, which is a group comprised of senior level personnel, meets monthly to monitor the status of problem loans.</p>

<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">The following table presents the classes of the commercial loan portfolios summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system (in thousands).</p>

<p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">&#160;</p>

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<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;">&#160;</td>
<td rowspan="1" colspan="19" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">September 30, 2014</p>
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<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Pass</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Special Mention</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Substandard</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Doubtful</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Total</strong></td>
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<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Commercial</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>128,253</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>100</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>5,861</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>138</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>134,352</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
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<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 5%;">Commercial loans secured by real estate</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>399,334</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>627</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>3,995</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>287</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>404,243</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
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<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px; width: 5%;">Total</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"><font>527,587</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"><font>727</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"><font>9,586</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;">$</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"><font>425</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"><font>538,595</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;">&#160;</td>
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<p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">&#160;</p>

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<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;">&#160;</td>
<td rowspan="1" colspan="19" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">December 31, 2013</p>
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<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Pass</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Special Mention</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Substandard</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Doubtful</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Total</strong></td>
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<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Commercial</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>108,623</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>8,880</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>2,599</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>120,102</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 5%;">Commercial loans secured by real estate</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>396,788</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>6,961</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>7,482</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>460</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>411,691</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px; width: 5%;">Total</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"><font>505,411</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"><font>15,841</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"><font>10,081</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"><font>460</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"><font>531,793</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;">&#160;</td>
</tr>
</table>
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<div align="center" style=" width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;">
<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">It is generally the policy of the bank that the outstanding balance of any residential mortgage loan that exceeds <font>90</font>-days past due as to principal and/or interest is transferred to non-accrual status and an evaluation is completed to determine the fair value of the collateral less selling costs, unless the balance is minor. A charge down is recorded for any deficiency balance determined from the collateral evaluation. The remaining non-accrual balance is reported as impaired with <font>no</font> specific allowance. It is the policy of the bank that the outstanding balance of any consumer loan that exceeds <font>90</font>-days past due as to principal and/or interest is charged off. The following tables present the performing and non-performing outstanding balances of the residential and consumer portfolios (in thousands).</p>

<p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">&#160;</p>

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<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;">&#160;</td>
<td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">September 30, 2014</p>
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<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 20%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 20%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 20%;"><strong>Performing</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 20%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 20%;"><strong>Non-Performing</strong></td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;">Real estate-mortgage</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 11%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 11%;"><font>255,796</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 11%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 11%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 11%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 11%;"><font>1,771</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 11%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;">Consumer</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 11%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 11%;"><font>17,761</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 11%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 11%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 11%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 11%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 11%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px; width: 11%;">Total</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; width: 11%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 11%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 11%;"><font>273,557</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 11%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 11%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 11%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 11%;"><font>1,771</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 11%;">&#160;</td>
</tr>
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<p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">&#160;</p>

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<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">December 31, 2013</p>
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<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 20%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 20%;"><strong>Performing</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 20%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 20%;"><strong>Non-Performing</strong></td>
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<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;">Real estate-mortgage</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 11%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 11%;"><font>234,450</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 11%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 11%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 11%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 11%;"><font>1,239</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 11%;">&#160;</td>
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<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;">Consumer</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 11%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 11%;"><font>15,803</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 11%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 11%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 11%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 11%;"><font>61</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 11%;">&#160;</td>
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<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px; width: 11%;">Total</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; width: 11%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 11%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 11%;"><font>250,253</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 11%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 11%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 11%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 11%;"><font>1,300</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 11%;">&#160;</td>
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<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt; clear: both;">Management further monitors the performance and credit quality of the loan portfolio by analyzing the age of the portfolio as determined by the length of time a recorded payment is past due. The following tables present the classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans (in thousands).</p>

<p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">&#160;</p>

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<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;">&#160;</td>
<td rowspan="1" colspan="27" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">September 30, 2014</p>
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<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 7%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 7%;"><strong>Current</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 7%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 7%;"><strong><font>30</font>&#160;&#150;&#160;<font>59</font><br/>
Days Past Due</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 7%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 7%;"><strong><font>60</font>&#160;&#150;&#160;<font>89</font><br/>
Days Past Due</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 7%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 7%;"><strong><font>90</font> Days<br/>
Past Due</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 7%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 7%;"><strong>Total Past Due</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 7%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 7%;"><strong>Total<br/>
Loans</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 7%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 7%;"><strong><font>90</font> Days Past Due and Still Accruing</strong></td>
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<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 3%;">Commercial</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 3%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>134,287</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 3%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>65</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 3%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 3%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 3%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>65</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 3%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>134,352</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 3%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
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<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 3%;">Commercial loans secured by real estate</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>403,561</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>250</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>432</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>682</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>404,243</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 3%;">Real estate-mortgage</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>254,076</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>1,605</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>422</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>1,464</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>3,491</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>257,567</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 3%;">Consumer</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>17,672</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>67</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>22</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>89</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>17,761</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px; width: 3%;">Total</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"><font>809,596</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"><font>1,987</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"><font>444</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"><font>1,896</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"><font>4,327</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"><font>813,923</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 3%;">&#160;</td>
</tr>
</table>
</div>
</div>

<p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">&#160;</p>

<div>
<div class="CursorPointer">
<table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;">
<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;">&#160;</td>
<td rowspan="1" colspan="27" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">December 31, 2013</p>
</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 7%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 7%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 7%;"><strong>Current</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 7%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 7%;"><strong><font>30</font>&#160;&#150;&#160;<font>59</font><br/>
Days Past Due</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 7%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 7%;"><strong><font>60</font>&#160;&#150;&#160;<font>89</font><br/>
Days Past Due</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 7%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 7%;"><strong><font>90</font> Days Past Due</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 7%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 7%;"><strong>Total Past Due</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 7%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 7%;"><strong>Total<br/>
Loans</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 7%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 7%;"><strong><font>90</font> Days Past Due and Still Accruing</strong></td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 3%;">Commercial</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 3%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>120,102</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 3%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 3%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 3%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 3%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 3%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>120,102</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 3%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 3%;">Commercial loans secured by real estate</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>410,619</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>457</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>615</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>1,072</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>411,691</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 3%;">Real estate-mortgage</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>231,740</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>2,232</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>670</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>1,047</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>3,949</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>235,689</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 3%;">Consumer</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>15,804</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>33</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>27</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>60</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>15,864</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px; width: 3%;">Total</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"><font>778,265</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"><font>2,722</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"><font>697</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"><font>1,662</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"><font>5,081</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"><font>783,346</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 3%;">&#160;</td>
</tr>
</table>
</div>
</div>

</div>

<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt; clear: both;">An allowance for loan losses (&#147;ALL&#148;) is maintained to absorb losses from the loan portfolio. The ALL is based on management's continuing evaluation of the risk characteristics and credit quality of the loan portfolio, assessment of current economic conditions, diversification and size of the portfolio, adequacy of collateral, past and anticipated loss experience, and the amount of non-performing loans.</p>
</div>



<div align="center" style=" width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;">
<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">Loans that are collectively evaluated for impairment are analyzed with general allowances being made as appropriate. For general allowances, historical loss trends are used in the estimation of losses in the current portfolio. These historical loss amounts are complemented by consideration of other qualitative factors.</p>

<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">Management tracks the historical net charge-off activity at each risk rating grade level for the entire commercial portfolio and at the aggregate level for the consumer, residential mortgage and small business portfolios. A historical charge-off factor is calculated utilizing a rolling <font>12</font> consecutive historical quarters for the commercial portfolios. This historical charge-off factor for the consumer, residential mortgage and small business portfolios are based on a <font>three</font> year historical average of actual loss experience.</p>

<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">The Company uses a comprehensive methodology and procedural discipline to maintain an ALL to absorb inherent losses in the loan portfolio. The Company believes this is a critical accounting policy since it involves significant estimates and judgments. The allowance consists of <font>three</font> elements: <font>1</font>) an allowance established on specifically identified problem loans, <font>2</font>) formula driven general reserves established for loan categories based upon historical loss experience and other qualitative factors which include delinquency, non-performing and TDR loans, loan trends, economic trends, concentrations of credit, trends in loan volume, experience and depth of management, examination and audit results, effects of any changes in lending policies, and trends in policy, financial information, and documentation exceptions, and <font>3</font>) a general risk reserve which provides support for variance from our assessment of the previously listed qualitative factors, provides protection against credit risks resulting from other inherent risk factors contained in the Company's loan portfolio, and recognizes the model and estimation risk associated with the specific and formula driven allowances. The qualitative factors used in the formula driven general reserves are evaluated quarterly (and revised if necessary) by the Company's management to establish allocations which accommodate each of the listed risk factors.</p>

<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">&#147;Pass&#148; rated credits are segregated from &#147;Criticized&#148; and &#147;Classified&#148; credits for the application of qualitative factors.</p>

<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">Management reviews the loan portfolio on a quarterly basis using a defined, consistently applied process in order to make appropriate and timely adjustments to the ALL. When information confirms all or part of specific loans to be uncollectible, these amounts are promptly charged off against the ALL.</p>
</div>
</div>
</div><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AllowanceForCreditLossesTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for allowance for credit losses.</p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
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          <div style="width: 200px;"><strong>Federal Home Loan Bank Borrowings<br></strong></div>
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        <th class="th" colspan="1">9 Months Ended</th>
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          <div>Sep. 30, 2014</div>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesDisclosureTextBlock', window );">Federal Home Loan Bank Borrowings</a></td>
        <td class="text"><div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';">
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<h2 style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"><strong><font>10</font>. Federal Home Loan Bank Borrowings</strong></h2>

<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">Total Federal Home Loan Bank (FHLB) borrowings and advances consist of the following (in thousands, except percentages):</p>

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<div>
<div class="CursorPointer">
<table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;">
<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="11" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>At </strong>September 30, 2014</td>
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<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Type</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Maturing</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Amount</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Weighted Average Rate</strong></td>
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<tr>
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Open Repo Plus</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Overnight</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>26,438</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>0.26</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">%</td>
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<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Advances</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>2015</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>4,000</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>0.52</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" width="100%" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>2016</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>12,000</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>0.81</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" width="100%" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>2017</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>12,000</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>1.06</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" width="100%" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>2018</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>9,000</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>1.54</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">Total advances</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>37,000</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>1.04</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">Total FHLB borrowings</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>63,438</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>0.71</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">%</td>
</tr>
</table>
</div>
</div>

<p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">&#160;</p>



<div>
<div class="CursorPointer">
<table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;">
<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="11" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>At </strong>December 31, 2013</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Type</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Maturing</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Amount</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Weighted Average Rate</strong></td>
</tr>

<tr>
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Open Repo Plus</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Overnight</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>41,555</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>0.25</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">%</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Advances</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>2015</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>4,000</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>0.52</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" width="100%" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>2016</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>12,000</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>0.81</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" width="100%" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>2017</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>7,000</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>1.07</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" width="100%" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>2018</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>2,000</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>1.47</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">Total advances</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>25,000</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>0.89</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">Total FHLB borrowings</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>66,555</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 3pt double black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>0.49</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">%</td>
</tr>
</table>
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<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">The rate on Open Repo Plus advances can change daily, while the rates on the advances are fixed until the maturity of the advance.</p>
</div>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AdvancesFromFederalHomeLoanBanksAbstract</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for borrowing from the Federal Home Loan Bank, including: (i) general description; (ii) title and nature of obligation; (iii) interest rate; (iv) payment terms; (v) maturity dates by year; (vi) collateral requirements; (vii) restrictive covenants; (viii) priority; (ix) conversion or redemption features; (x) carrying value of assets pledged as collateral; (xi) combined aggregate maturities for next five years; (xii) unused or available balances.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 470<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6479118&amp;loc=d3e64650-112822<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 470<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6802200&amp;loc=d3e1835-112601<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 470<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6479336&amp;loc=d3e64711-112823<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.13(a))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalHomeLoanBankAdvancesDisclosureTextBlock</nobr></td>
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                    <td>us-gaap_</td>
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<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EAKBG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Regulatory Capital (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Sep. 30, 2014</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalAbstract', window );"><strong>Summarized regulatory capital ratio of company</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TangibleCapitalToTangibleAssets', window );">Tangible common equity ratio</a></td>
        <td class="nump">7.86%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Consolidated [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalAbstract', window );"><strong>Summarized regulatory capital ratio of company</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Capital', window );">Total Capital (To Risk Weighted Assets), Actual Amount</a></td>
        <td class="nump">$ 130,416<span></span></td>
        <td class="nump">$ 128,469<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalToRiskWeightedAssets', window );">Total Capital (To Risk Weighted Assets), Actual Ratio</a></td>
        <td class="nump">15.00%<span></span></td>
        <td class="nump">15.28%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalRequiredForCapitalAdequacy', window );">Total Capital (To Risk Weighted Assets), For Capital Adequacy Purposes Amount</a></td>
        <td class="nump">69,571<span></span></td>
        <td class="nump">67,247<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets', window );">Total Capital (To Risk Weighted Assets), For Capital Adequacy Purposes Ratio</a></td>
        <td class="nump">8.00%<span></span></td>
        <td class="nump">8.00%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalRequiredToBeWellCapitalized', window );">Total Capital (To Risk Weighted Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions Amount</a></td>
        <td class="nump">86,964<span></span></td>
        <td class="nump">84,059<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets', window );">Total Capital (To Risk Weighted Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio</a></td>
        <td class="nump">10.00%<span></span></td>
        <td class="nump">10.00%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapital', window );">Tier 1 Capital (To Risk Weighted Assets), Actual Amount</a></td>
        <td class="nump">120,042<span></span></td>
        <td class="nump">117,957<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets', window );">Tier 1 Capital (To Risk Weighted Assets), Actual Ratio</a></td>
        <td class="nump">13.80%<span></span></td>
        <td class="nump">14.03%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy', window );">Tier 1 Capital (To Risk Weighted Assets), For Capital Adequacy Purposes Amount</a></td>
        <td class="nump">34,786<span></span></td>
        <td class="nump">33,624<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets', window );">Tier 1 Capital (To Risk Weighted Assets), For Capital Adequacy Purposes Ratio</a></td>
        <td class="nump">4.00%<span></span></td>
        <td class="nump">4.00%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized', window );">Tier 1 Capital (To Risk Weighted Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions Amount</a></td>
        <td class="nump">52,178<span></span></td>
        <td class="nump">50,435<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets', window );">Tier 1 Capital (To Risk Weighted Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio</a></td>
        <td class="nump">6.00%<span></span></td>
        <td class="nump">6.00%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapital', window );">Tier 1 Capital (To Average Assets), Actual Amount</a></td>
        <td class="nump">120,042<span></span></td>
        <td class="nump">117,957<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalToAverageAssets', window );">Tier 1 Capital (To Average Assets), Actual Ratio</a></td>
        <td class="nump">11.44%<span></span></td>
        <td class="nump">11.45%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy', window );">Tier 1 Capital (To Average Assets), For Capital Adequacy Purposes Amount</a></td>
        <td class="nump">41,977<span></span></td>
        <td class="nump">41,204<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets', window );">Tier 1 Capital (To Average Assets), For Capital Adequacy Purposes Ratio</a></td>
        <td class="nump">4.00%<span></span></td>
        <td class="nump">4.00%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized', window );">Tier 1 Capital (To Average Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions Amount</a></td>
        <td class="nump">52,471<span></span></td>
        <td class="nump">51,505<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets', window );">Tier 1 Capital (To Average Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio</a></td>
        <td class="nump">5.00%<span></span></td>
        <td class="nump">5.00%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">AmeriServ Financial Bank [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalAbstract', window );"><strong>Summarized regulatory capital ratio of company</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Capital', window );">Total Capital (To Risk Weighted Assets), Actual Amount</a></td>
        <td class="nump">106,597<span></span></td>
        <td class="nump">103,009<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalToRiskWeightedAssets', window );">Total Capital (To Risk Weighted Assets), Actual Ratio</a></td>
        <td class="nump">12.39%<span></span></td>
        <td class="nump">12.39%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalRequiredForCapitalAdequacy', window );">Total Capital (To Risk Weighted Assets), For Capital Adequacy Purposes Amount</a></td>
        <td class="nump">68,822<span></span></td>
        <td class="nump">66,506<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets', window );">Total Capital (To Risk Weighted Assets), For Capital Adequacy Purposes Ratio</a></td>
        <td class="nump">8.00%<span></span></td>
        <td class="nump">8.00%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalRequiredToBeWellCapitalized', window );">Total Capital (To Risk Weighted Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions Amount</a></td>
        <td class="nump">86,027<span></span></td>
        <td class="nump">83,132<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets', window );">Total Capital (To Risk Weighted Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio</a></td>
        <td class="nump">10.00%<span></span></td>
        <td class="nump">10.00%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapital', window );">Tier 1 Capital (To Risk Weighted Assets), Actual Amount</a></td>
        <td class="nump">96,223<span></span></td>
        <td class="nump">92,611<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets', window );">Tier 1 Capital (To Risk Weighted Assets), Actual Ratio</a></td>
        <td class="nump">11.19%<span></span></td>
        <td class="nump">11.14%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy', window );">Tier 1 Capital (To Risk Weighted Assets), For Capital Adequacy Purposes Amount</a></td>
        <td class="nump">34,411<span></span></td>
        <td class="nump">33,253<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets', window );">Tier 1 Capital (To Risk Weighted Assets), For Capital Adequacy Purposes Ratio</a></td>
        <td class="nump">4.00%<span></span></td>
        <td class="nump">4.00%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized', window );">Tier 1 Capital (To Risk Weighted Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions Amount</a></td>
        <td class="nump">51,616<span></span></td>
        <td class="nump">49,879<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets', window );">Tier 1 Capital (To Risk Weighted Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio</a></td>
        <td class="nump">6.00%<span></span></td>
        <td class="nump">6.00%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapital', window );">Tier 1 Capital (To Average Assets), Actual Amount</a></td>
        <td class="nump">96,223<span></span></td>
        <td class="nump">92,611<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalToAverageAssets', window );">Tier 1 Capital (To Average Assets), Actual Ratio</a></td>
        <td class="nump">9.41%<span></span></td>
        <td class="nump">9.23%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy', window );">Tier 1 Capital (To Average Assets), For Capital Adequacy Purposes Amount</a></td>
        <td class="nump">40,921<span></span></td>
        <td class="nump">40,124<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets', window );">Tier 1 Capital (To Average Assets), For Capital Adequacy Purposes Ratio</a></td>
        <td class="nump">4.00%<span></span></td>
        <td class="nump">4.00%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized', window );">Tier 1 Capital (To Average Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions Amount</a></td>
        <td class="nump">$ 51,151<span></span></td>
        <td class="nump">$ 50,155<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets', window );">Tier 1 Capital (To Average Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio</a></td>
        <td class="nump">5.00%<span></span></td>
        <td class="nump">5.00%<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Capital">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of total capital as defined in the regulations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 948<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6490092&amp;loc=d3e47304-110998<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=d3e65071-112826<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=d3e65071-112826<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 948<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6490092&amp;loc=d3e47080-110998<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Capital</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalRequiredForCapitalAdequacy">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The minimum amount of Total Capital required for capital adequacy purposes under the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=d3e65071-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CapitalRequiredForCapitalAdequacy</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The minimum Total risk based capital ratio (total capital divided by risk weighted assets) required for capital adequacy purposes under the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=d3e65071-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958568-112826<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1B<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958570-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalRequiredToBeWellCapitalized">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of Total Capital required to be categorized as well as capitalized under the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CapitalRequiredToBeWellCapitalized</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The Total risk based capital ratio (total capital divided by risk weighted assets) required to be categorized as "well capitalized", in the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalToRiskWeightedAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total Capital divided by risk weighted assets as defined in the regulations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=d3e65071-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CapitalToRiskWeightedAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TangibleCapitalToTangibleAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tangible Capital divided by Tangible assets as defined in the regulations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=d3e65071-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TangibleCapitalToTangibleAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneLeverageCapital">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tier 1 Leverage Capital as defined in the regulations. Also called Core Capital.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=d3e65071-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneLeverageCapital</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneLeverageCapitalAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneLeverageCapitalAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The minimum amount of Tier 1 Leverage Capital required for capital adequacy purposes under the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=d3e65071-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The minimum amount of Tier 1 Leverage Capital for capital adequacy purposes divided by average assets as defined in the regulations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=d3e65071-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958568-112826<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1B<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958570-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of Tier 1 Leverage Capital required to be categorized as well capitalized under the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of Tier 1 Leverage Capital required to be categorized as well capitalized divided by average assets as defined in the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneLeverageCapitalToAverageAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tier 1 Leverage Capital divided by average assets as defined in the regulations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=d3e65071-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneLeverageCapitalToAverageAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneRiskBasedCapital">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tier 1 Risk Based Capital as defined in the regulations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=d3e65071-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneRiskBasedCapital</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The minimum amount of Tier 1 Risk Based Capital required for capital adequacy purposes under the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=d3e65071-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The minimum Tier One Capital Ratio (Tier one capital divided by risk-weighted assets) required for capital adequacy purposes under the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=d3e65071-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958568-112826<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1B<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958570-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of Tier 1 Risk Based Capital required to be categorized as well capitalized under the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The Tier 1 capital ratio (Tier 1 capital divided by risk weighted assets) required to be categorized as "well capitalized" under the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tier 1 capital divided by risk weighted assets as defined by regulations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1H<br><br> -Subparagraph (c)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=d3e65071-112826<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 505<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35709795&amp;loc=SL5958568-112826<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
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          </td>
        </tr>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EIXBG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Segment Results (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
        <th class="th" colspan="2">9 Months Ended</th>
        <th class="th" colspan="1"></th>
      </tr>
      <tr>
        <th class="th">
          <div>Sep. 30, 2014</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2013</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2014</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SegmentReportingMeasurementDisclosuresAbstract', window );"><strong>Contribution of segments to the consolidated results of operations</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestRevenueExpenseNet', window );">Total revenue</a></td>
        <td class="nump">$ 11,996<span></span></td>
        <td class="nump">$ 12,186<span></span></td>
        <td class="nump">$ 36,075<span></span></td>
        <td class="nump">$ 36,140<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
        <td class="nump">365<span></span></td>
        <td class="nump">1,226<span></span></td>
        <td class="nump">2,274<span></span></td>
        <td class="nump">3,352<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Total assets</a></td>
        <td class="nump">1,070,431<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,070,431<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,056,036<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillImpairmentLoss', window );">Goodwill impairment</a></td>
        <td class="nump">669<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">669<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Retail Banking [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SegmentReportingMeasurementDisclosuresAbstract', window );"><strong>Contribution of segments to the consolidated results of operations</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestRevenueExpenseNet', window );">Total revenue</a></td>
        <td class="nump">6,651<span></span></td>
        <td class="nump">6,775<span></span></td>
        <td class="nump">19,238<span></span></td>
        <td class="nump">20,285<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
        <td class="nump">706<span></span></td>
        <td class="nump">729<span></span></td>
        <td class="nump">1,671<span></span></td>
        <td class="nump">2,339<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Total assets</a></td>
        <td class="nump">359,932<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">359,932<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">347,823<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Banking [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SegmentReportingMeasurementDisclosuresAbstract', window );"><strong>Contribution of segments to the consolidated results of operations</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestRevenueExpenseNet', window );">Total revenue</a></td>
        <td class="nump">4,279<span></span></td>
        <td class="nump">4,075<span></span></td>
        <td class="nump">12,691<span></span></td>
        <td class="nump">11,943<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
        <td class="nump">1,141<span></span></td>
        <td class="nump">1,136<span></span></td>
        <td class="nump">3,267<span></span></td>
        <td class="nump">3,189<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Total assets</a></td>
        <td class="nump">557,909<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">557,909<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">545,556<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Trust [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SegmentReportingMeasurementDisclosuresAbstract', window );"><strong>Contribution of segments to the consolidated results of operations</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestRevenueExpenseNet', window );">Total revenue</a></td>
        <td class="nump">1,907<span></span></td>
        <td class="nump">2,048<span></span></td>
        <td class="nump">6,062<span></span></td>
        <td class="nump">6,216<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
        <td class="num">(432)<span></span></td>
        <td class="nump">310<span></span></td>
        <td class="nump">232<span></span></td>
        <td class="nump">816<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Total assets</a></td>
        <td class="nump">4,457<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">4,457<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">4,722<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Investment/ Parent [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SegmentReportingMeasurementDisclosuresAbstract', window );"><strong>Contribution of segments to the consolidated results of operations</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestRevenueExpenseNet', window );">Total revenue</a></td>
        <td class="num">(841)<span></span></td>
        <td class="num">(712)<span></span></td>
        <td class="num">(1,916)<span></span></td>
        <td class="num">(2,304)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
        <td class="num">(1,050)<span></span></td>
        <td class="num">(949)<span></span></td>
        <td class="num">(2,896)<span></span></td>
        <td class="num">(2,992)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Total assets</a></td>
        <td class="nump">$ 148,133<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 148,133<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 157,935<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Assets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying amounts as of the balance sheet date of all assets that are recognized. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 12<br><br> -Article 7<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 18<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Assets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GoodwillImpairmentLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of loss from the write-down of an asset representing the future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35741047&amp;loc=d3e13854-109267<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 20<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6388280&amp;loc=d3e13777-109266<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (e)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35741047&amp;loc=d3e13816-109267<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_GoodwillImpairmentLoss</nobr></td>
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                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
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          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestRevenueExpenseNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of interest revenue (income derived from investments in debt securities and on cash and cash equivalents) net of interest expense (cost of borrowed funds accounted for as interest).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestRevenueExpenseNet</nobr></td>
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                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Net Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.22)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 19<br><br> -Article 5<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 20<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
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                    <td>xbrli:monetaryItemType</td>
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                    <td>credit</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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  <head>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0E5SAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Accumulated Other Comprehensive Loss (Amounts Reclassified out of Each Component of Accumulated Other Comprehensive Loss) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="4">3 Months Ended</th>
        <th class="th" colspan="4">9 Months Ended</th>
      </tr>
      <tr>
        <th class="th" colspan="2">
          <div>Sep. 30, 2014</div>
        </th>
        <th class="th" colspan="2">
          <div>Sep. 30, 2013</div>
        </th>
        <th class="th" colspan="2">
          <div>Sep. 30, 2014</div>
        </th>
        <th class="th" colspan="2">
          <div>Sep. 30, 2013</div>
        </th>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract', window );"><strong>Unrealized gains and losses on sale of securities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSaleOfInvestments', window );">Net realized gains on available for sale securities</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="num">$ (66)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="num">$ (177)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="num">$ (137)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax', window );">Provision for income tax expense</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">23<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">60<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">47<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent', window );">Net of tax</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="num">(43)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="num">(117)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="num">(90)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract', window );"><strong>Amortization of defined benefit items</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFutureAmortizationOfGainLoss', window );">Recognized net actuarial loss</a></td>
        <td class="nump">813<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump">813<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump">682<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanFutureAmortizationOfPriorServiceCostCredit', window );">Prior service cost</a></td>
        <td class="num">(14)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="num">(14)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="num">(10)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanAmortizationOfNetTransitionAssetObligation', window );">Transition asset</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="num">(4)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax', window );">Total before tax</a></td>
        <td class="nump">799<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump">799<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump">668<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossTax', window );">Provision for income tax expense</a></td>
        <td class="num">(272)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="num">(272)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="num">(228)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax', window );">Net of tax</a></td>
        <td class="nump">527<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump">527<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump">440<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeLoss', window );">Total reclassifications for the period</a></td>
        <td class="nump">$ 527<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="num">$ (43)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump">$ 410<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump">$ 350<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
      </tr>
      <tr>
        <td colspan="9"></td>
      </tr>
      <tr>
        <td colspan="9">
          <table class="outerFootnotes" width="100%">
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[1]</td>
              <td style="vertical-align: top;" valign="top">These accumulated other comprehensive loss components are included in the computation of net periodic benefit cost (see Note 16 for additional details).</td>
            </tr>
          </table>
        </td>
      </tr>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amounts Reclassified From Accumulated Other Comprehensive Income Loss</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_AmountsReclassifiedFromAccumulatedOtherComprehensiveIncomeLoss</nobr></td>
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                  <tr>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
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                    <td><strong> Period Type:</strong></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanAmortizationOfNetTransitionAssetObligation">
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount included in accumulated other comprehensive income (AOCI) related to transition obligation (asset) expected to be recognized as components of net periodic benefit cost (credit) for the fiscal year that follows the most recent annual statement of financial position.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (s)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35743120&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanAmortizationOfNetTransitionAssetObligation</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
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          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanFutureAmortizationOfGainLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount included in accumulated other comprehensive income (AOCI) related to gain (loss) expected to be recognized as components of net periodic benefit cost for the fiscal year that follows the most recent annual statement of financial position.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanFutureAmortizationOfGainLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
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        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanFutureAmortizationOfPriorServiceCostCredit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount included in accumulated other comprehensive income (AOCI) related to prior service cost (credit) expected to be recognized as components of net periodic benefit cost for the fiscal year that follows the most recent annual statement of financial position.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanFutureAmortizationOfPriorServiceCostCredit</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSaleOfInvestments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net realized gain (loss) on investments sold during the period, not including gains (losses) on securities separately or otherwise categorized as trading, available-for-sale, or held-to-maturity, which, for cash flow reporting, is a component of proceeds from investing activities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_GainLossOnSaleOfInvestments</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td>xbrli:stringItemType</td>
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          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after tax and reclassification adjustments, of appreciation (loss) in value of unsold available-for-sale securities, attributable to parent entity. Excludes amounts related to other than temporary impairment (OTTI) loss.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 20<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7656940&amp;loc=SL4569643-111683<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 19<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7656940&amp;loc=SL4569616-111683<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1A<br><br> -Subparagraph (c)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=18733093&amp;loc=SL4573702-111684<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
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          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of tax expense (benefit) of reclassification adjustment from accumulated other comprehensive income for unrealized gain (loss) realized upon the sale of available-for-sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27357-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e640-108580<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before tax of reclassification adjustment from accumulated other comprehensive income (loss) for actuarial gain (loss) related to pension and other postretirement benefit plans.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e637-108580<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (i)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35743120&amp;loc=d3e1928-114920<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e689-108580<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (j)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35743120&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossBeforeTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after tax of reclassification adjustment from accumulated other comprehensive income (loss) for actuarial gain (loss) related to pension and other postretirement benefit plans.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e637-108580<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (i)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35743120&amp;loc=d3e1928-114920<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e689-108580<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (j)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35743120&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax</nobr></td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          </td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of tax expense (benefit) of reclassification adjustment from accumulated other comprehensive income (loss) for actuarial gain (loss) related to pension and other postretirement benefit plans.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e689-108580<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e640-108580<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossTax</nobr></td>
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                    <td>us-gaap_</td>
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                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Pension Benefits (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">9 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Sep. 30, 2014</div>
        </th>
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        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
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<td style=" vertical-align: top; text-align: left;">&#160;</td>
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<td colspan="3" style=" vertical-align: top; text-align: left;">&#160;</td>
<td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td colspan="3" style=" vertical-align: top; text-align: left;">&#160;</td>
<td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td colspan="3" style=" vertical-align: top; text-align: left;">&#160;</td>
<td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td colspan="3" style=" vertical-align: top; text-align: left;">&#160;</td>
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<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">Three months ended September 30,</p>
</td>
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<td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">Nine months ended September 30,</p>
</td>
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<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong><font>2014</font></strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong><font>2013</font></strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong><font>2014</font></strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong><font>2013</font></strong></td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 0pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Components of net periodic benefit cost</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 2pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding-top: 0px; padding-left: 10px;">Service cost</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>430</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>453</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>1,290</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>1,359</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 2pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding-top: 0px; padding-left: 10px;">Interest cost</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>331</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>291</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>993</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>873</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 2pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding-top: 0px; padding-left: 10px;">Expected return on plan assets</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(498</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(440</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(1,494</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(1,320</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;">)</td>
</tr>

<tr>
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 2pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding-top: 0px; padding-left: 10px;">Amortization of prior year service cost</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(5</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(5</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(15</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(15</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;">)</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 2pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding-top: 0px; padding-left: 10px;">Amortization of transition asset</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(2</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(6</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;">)</td>
</tr>

<tr>
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 2pt; vertical-align: bottom; padding-top: 0px; padding-left: 10px;">Recognized net actuarial loss</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>272</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>341</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>816</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>1,023</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 3pt; vertical-align: bottom; padding-top: 0px; padding-left: 20px;">Net periodic pension cost</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>530</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>638</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>1,590</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>1,914</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_GeneralDiscussionOfPensionAndOtherPostretirementBenefitsAbstract</nobr></td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the components of net benefit costs for pension plans and/or other employee benefit plans including service cost, interest cost, expected return on plan assets, gain (loss), prior service cost or credit, transition asset or obligation, and gain (loss) recognized due to settlements or curtailments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (h)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35743120&amp;loc=d3e1928-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfNetBenefitCostsTableTextBlock</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0E1BAG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Allowance for Loan Losses (Performing and Non-performing Outstanding Balances) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Sep. 30, 2014</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2013</div>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Performing [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_LoanPortfolioClassifiedAsPerformanceAndNonperformanceAbstract', window );"><strong>Performing and non-performing outstanding balances of the residential and consumer portfolios</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableConsumer', window );">Outstanding balance of consumer loan</a></td>
        <td class="nump">$ 273,557<span></span></td>
        <td class="nump">$ 250,253<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Performing [Member] | Real estate-mortgage [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_LoanPortfolioClassifiedAsPerformanceAndNonperformanceAbstract', window );"><strong>Performing and non-performing outstanding balances of the residential and consumer portfolios</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableConsumer', window );">Outstanding balance of consumer loan</a></td>
        <td class="nump">255,796<span></span></td>
        <td class="nump">234,450<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Performing [Member] | Consumer [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_LoanPortfolioClassifiedAsPerformanceAndNonperformanceAbstract', window );"><strong>Performing and non-performing outstanding balances of the residential and consumer portfolios</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableConsumer', window );">Outstanding balance of consumer loan</a></td>
        <td class="nump">17,761<span></span></td>
        <td class="nump">15,803<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Non-Performing [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_LoanPortfolioClassifiedAsPerformanceAndNonperformanceAbstract', window );"><strong>Performing and non-performing outstanding balances of the residential and consumer portfolios</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableConsumer', window );">Outstanding balance of consumer loan</a></td>
        <td class="nump">1,771<span></span></td>
        <td class="nump">1,300<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Non-Performing [Member] | Real estate-mortgage [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_LoanPortfolioClassifiedAsPerformanceAndNonperformanceAbstract', window );"><strong>Performing and non-performing outstanding balances of the residential and consumer portfolios</strong></a></td>
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          <div class="a">Non-Performing [Member] | Consumer [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
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                <p>Amount before allowance of consumer loans, including, but not limited to, mortgage, home equity, vehicles, credit card, installment, and lease financing. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=28367877&amp;loc=d3e4428-111522<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 7<br><br> -Subparagraph a, b<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.7(a),(b))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
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          <div style="width: 200px;"><strong>Commitments and Contingent Liabilities<br></strong></div>
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<div align="center" style=" width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;">
<h2 style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"><strong><font>15</font>. Commitments and Contingent Liabilities</strong></h2>

<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">The Company had various outstanding commitments to extend credit approximating $<font>172.1</font> million and standby letters of credit of $<font>12.1</font> million as of September 30, 2014. The Company's exposure to credit loss in the event of nonperformance by the other party to these commitments to extend credit and standby letters of credit is represented by their contractual amounts. The Bank uses the same credit and collateral policies in making commitments and conditional obligations as for all other lending.</p>

<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">Additionally, the Company is also subject to a number of asserted and unasserted potential claims encountered in the normal course of business. In the opinion of the Company, neither the resolution of these claims nor the funding of these credit commitments will have a material adverse effect on the Company's consolidated financial position, results of operation or cash flows.</p>
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                <p>The entire disclosure for commitments and contingencies.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.25)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6449706&amp;loc=d3e16207-108621<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 460<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6398077&amp;loc=d3e12565-110249<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 450<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=25496072&amp;loc=d3e14435-108349<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 440<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6394976&amp;loc=d3e25287-109308<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
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        <th class="th" colspan="1">9 Months Ended</th>
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          <div>Sep. 30, 2014</div>
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<tr>
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<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
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<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">September 30,<br/>
2014</p>
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<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">December 31, 2013</p>
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<td colspan="1" rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 67%;">Commercial</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; width: 12%; text-align: right;"><font>134,352</font></td>
<td style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 1%; text-align: left; vertical-align: bottom;">&#160;</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; vertical-align: bottom; width: 1%; text-align: center;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; vertical-align: bottom; width: 20%; text-align: right;"><font>120,102</font></td>
<td style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 1%; text-align: left; vertical-align: bottom;">&#160;</td>
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<tr>
<td rowspan="1" colspan="1" style=" vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Commercial loans secured by real estate</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>404,243</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>411,691</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
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<td rowspan="1" colspan="1" style=" vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Real estate-mortgage</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>257,567</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>235,689</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
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<tr>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; padding: 0px;">Consumer</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>17,761</font></td>
<td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>15,864</font></td>
<td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
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<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" vertical-align: bottom; padding: 0px;">Loans, net of unearned income</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: #000000 1pt solid; border-color: #000000; padding: 0px; padding-right: 10px; border-bottom: #000000 2.80pt double;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: #000000 1pt solid; border-color: #000000; padding: 0px; border-bottom: #000000 2.80pt double;"><font>813,923</font></td>
<td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: #000000 1pt solid; border-color: #000000; padding: 0px; padding-right: 10px; border-bottom: #000000 2.80pt double;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: #000000 1pt solid; border-color: #000000; padding: 0px; border-bottom: #000000 2.80pt double;"><font>783,346</font></td>
<td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.3,4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 3, 4<br><br> -Article 5<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EWMAG">
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          <div style="width: 200px;"><strong>Allowance for Loan Losses (Average Recorded Investment in Impaired Loans and Related Interest Income Recognized) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
        <th class="th" colspan="2">9 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Sep. 30, 2014</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2013</div>
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        <th class="th">
          <div>Sep. 30, 2014</div>
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          <div>Sep. 30, 2013</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestmentAbstract', window );"><strong>Average recorded investment in impaired loans and related interest income recognized</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average investment in impaired loans</a></td>
        <td class="nump">$ 1,897<span></span></td>
        <td class="nump">$ 2,283<span></span></td>
        <td class="nump">$ 2,012<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndOtherIncomeAbstract', window );"><strong>Interest income recognized:</strong></a></td>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">4<span></span></td>
        <td class="nump">3<span></span></td>
        <td class="nump">6<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average investment in impaired loans</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">50<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndOtherIncomeAbstract', window );"><strong>Interest income recognized:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod', window );">Interest income recognized on a cash basis on impaired loans</a></td>
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        <td class="text">&nbsp;&nbsp;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestmentAbstract', window );"><strong>Average recorded investment in impaired loans and related interest income recognized</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">1,897<span></span></td>
        <td class="nump">2,170<span></span></td>
        <td class="nump">2,012<span></span></td>
        <td class="nump">2,904<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndOtherIncomeAbstract', window );"><strong>Interest income recognized:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">4<span></span></td>
        <td class="nump">3<span></span></td>
        <td class="nump">6<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestmentAbstract', window );"><strong>Average recorded investment in impaired loans and related interest income recognized</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average investment in impaired loans</a></td>
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        <td class="nump">$ 63<span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Average amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=d3e5212-111524<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 17<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=d3e5258-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of interest income recognized on a cash-basis method of accounting that the financing receivables (with related allowance for credit losses and without a related allowance for credit losses) were impaired.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -Subparagraph (c)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=d3e5212-111524<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestAndOtherIncomeAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>86
<FILENAME>R41.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
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    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EUEBG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Investment Securities (Information Concerning Investments with Unrealized Losses) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Sep. 30, 2014</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesAbstract', window );"><strong>Information concerning investments with unrealized losses</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_InvestmentSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Less than 12 months, Fair Value</a></td>
        <td class="nump">$ 20,382<span></span></td>
        <td class="nump">$ 66,553<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_InvestmentSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInAOCI', window );">Less than 12 months, Unrealized Losses</a></td>
        <td class="num">(142)<span></span></td>
        <td class="num">(2,185)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_InvestmentSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue', window );">12 months or longer, Fair Value</a></td>
        <td class="nump">39,978<span></span></td>
        <td class="nump">4,564<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_InvestmentSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInAOCI', window );">12 months or longer, Unrealized Losses</a></td>
        <td class="num">(1,018)<span></span></td>
        <td class="num">(108)<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_InvestmentSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Total, Fair Value</a></td>
        <td class="nump">60,360<span></span></td>
        <td class="nump">71,117<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_InvestmentSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInAOCI', window );">Total, Unrealized Losses</a></td>
        <td class="num">(1,160)<span></span></td>
        <td class="num">(2,293)<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">U.S. Agency [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesAbstract', window );"><strong>Information concerning investments with unrealized losses</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_InvestmentSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Less than 12 months, Fair Value</a></td>
        <td class="nump">50<span></span></td>
        <td class="nump">3,812<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_InvestmentSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInAOCI', window );">Less than 12 months, Unrealized Losses</a></td>
        <td class="num">(1)<span></span></td>
        <td class="num">(64)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_InvestmentSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue', window );">12 months or longer, Fair Value</a></td>
        <td class="nump">3,843<span></span></td>
        <td class="nump">938<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_InvestmentSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInAOCI', window );">12 months or longer, Unrealized Losses</a></td>
        <td class="num">(57)<span></span></td>
        <td class="num">(62)<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_InvestmentSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Total, Fair Value</a></td>
        <td class="nump">3,893<span></span></td>
        <td class="nump">4,750<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_InvestmentSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInAOCI', window );">Total, Unrealized Losses</a></td>
        <td class="num">(58)<span></span></td>
        <td class="num">(126)<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">U.S. Agency mortgage-backed securities [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesAbstract', window );"><strong>Information concerning investments with unrealized losses</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_InvestmentSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Less than 12 months, Fair Value</a></td>
        <td class="nump">16,415<span></span></td>
        <td class="nump">52,163<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_InvestmentSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInAOCI', window );">Less than 12 months, Unrealized Losses</a></td>
        <td class="num">(68)<span></span></td>
        <td class="num">(1,701)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_InvestmentSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue', window );">12 months or longer, Fair Value</a></td>
        <td class="nump">26,320<span></span></td>
        <td class="nump">669<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_InvestmentSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInAOCI', window );">12 months or longer, Unrealized Losses</a></td>
        <td class="num">(767)<span></span></td>
        <td class="num">(3)<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_InvestmentSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Total, Fair Value</a></td>
        <td class="nump">42,735<span></span></td>
        <td class="nump">52,832<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_InvestmentSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInAOCI', window );">Total, Unrealized Losses</a></td>
        <td class="num">(835)<span></span></td>
        <td class="num">(1,704)<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Taxable Municipal [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesAbstract', window );"><strong>Information concerning investments with unrealized losses</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_InvestmentSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Less than 12 months, Fair Value</a></td>
        <td class="nump">984<span></span></td>
        <td class="nump">891<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_InvestmentSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInAOCI', window );">Less than 12 months, Unrealized Losses</a></td>
        <td class="num">(11)<span></span></td>
        <td class="num">(120)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_InvestmentSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue', window );">12 months or longer, Fair Value</a></td>
        <td class="nump">968<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_InvestmentSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInAOCI', window );">12 months or longer, Unrealized Losses</a></td>
        <td class="num">(43)<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_InvestmentSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Total, Fair Value</a></td>
        <td class="nump">1,952<span></span></td>
        <td class="nump">891<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_InvestmentSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInAOCI', window );">Total, Unrealized Losses</a></td>
        <td class="num">(54)<span></span></td>
        <td class="num">(120)<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Corporate bonds and other securities [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAndHeldToMaturitySecuritiesAbstract', window );"><strong>Information concerning investments with unrealized losses</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_InvestmentSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Less than 12 months, Fair Value</a></td>
        <td class="nump">2,933<span></span></td>
        <td class="nump">9,687<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_InvestmentSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInAOCI', window );">Less than 12 months, Unrealized Losses</a></td>
        <td class="num">(62)<span></span></td>
        <td class="num">(300)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_InvestmentSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue', window );">12 months or longer, Fair Value</a></td>
        <td class="nump">8,847<span></span></td>
        <td class="nump">2,957<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_InvestmentSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInAOCI', window );">12 months or longer, Unrealized Losses</a></td>
        <td class="num">(151)<span></span></td>
        <td class="num">(43)<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_InvestmentSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Total, Fair Value</a></td>
        <td class="nump">11,780<span></span></td>
        <td class="nump">12,644<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_InvestmentSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInAOCI', window );">Total, Unrealized Losses</a></td>
        <td class="num">$ (213)<span></span></td>
        <td class="num">$ (343)<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of accumulated pre-tax unrealized loss on securities that have been in a loss position for twelve months or longer recognized in Accumulated Other Comprehensive Income (AOCI).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_InvestmentSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInAOCI</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
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              </div>
            </div>
          </td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of accumulated pre-tax unrealized loss on securities recognized in Accumulated Other Comprehensive Income (AOCI).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_InvestmentSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInAOCI</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
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              </div>
            </div>
          </td>
        </tr>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the aggregate fair value of investments in debt and equity securities in an unrealized loss position.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_InvestmentSecuritiesContinuousUnrealizedLossPositionFairValue</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td>instant</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of accumulated pre-tax unrealized loss on investment securities that have been in a loss position for less than twelve months recognized in Accumulated Other Comprehensive Income (AOCI).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
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                <p>This item represents the aggregate fair value of investments in debt and equity securities that have been in a continuous unrealized loss position for less than twelve months.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
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                <p>This item represents the aggregate fair value of investments in debt and equity securities that have been in a continuous unrealized loss position for twelve months or longer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EZPAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Consolidated Statements of Comprehensive Income (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
        <th class="th" colspan="2">9 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Sep. 30, 2014</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2013</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2014</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTaxAbstract', window );"><strong>COMPREHENSIVE INCOME</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
        <td class="nump">$ 365<span></span></td>
        <td class="nump">$ 1,226<span></span></td>
        <td class="nump">$ 2,274<span></span></td>
        <td class="nump">$ 3,352<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParentAbstract', window );"><strong>Other comprehensive income (loss), before tax:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentBeforeTaxPortionAttributableToParent', window );">Pension obligation change for defined benefit plan</a></td>
        <td class="nump">799<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">1,191<span></span></td>
        <td class="nump">823<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansTaxPortionAttributableToParent', window );">Income tax effect</a></td>
        <td class="num">(272)<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="num">(405)<span></span></td>
        <td class="num">(280)<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax', window );">Unrealized holding gains (losses) on available for sale securities arising during period</a></td>
        <td class="num">(701)<span></span></td>
        <td class="nump">176<span></span></td>
        <td class="nump">850<span></span></td>
        <td class="num">(3,429)<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax', window );">Income tax effect</a></td>
        <td class="nump">238<span></span></td>
        <td class="num">(60)<span></span></td>
        <td class="num">(289)<span></span></td>
        <td class="nump">1,165<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax', window );">Reclassification adjustment for gains on available for sale securities included in net income</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="num">(66)<span></span></td>
        <td class="num">(177)<span></span></td>
        <td class="num">(137)<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax', window );">Income tax effect</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="nump">23<span></span></td>
        <td class="nump">60<span></span></td>
        <td class="nump">47<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent', window );">Other comprehensive income (loss)</a></td>
        <td class="nump">64<span></span></td>
        <td class="nump">73<span></span></td>
        <td class="nump">1,230<span></span></td>
        <td class="num">(1,811)<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ComprehensiveIncomeNetOfTax', window );">Comprehensive income</a></td>
        <td class="nump">$ 429<span></span></td>
        <td class="nump">$ 1,299<span></span></td>
        <td class="nump">$ 3,504<span></span></td>
        <td class="nump">$ 1,541<span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after tax of increase (decrease) in equity from transactions and other events and circumstances from net income and other comprehensive income, attributable to parent entity. Excludes changes in equity resulting from investments by owners and distributions to owners.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35737396<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e557-108580<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Net Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=31042434&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Net Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.22)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 19<br><br> -Article 5<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 20<br><br> -Article 9<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before tax, after reclassification adjustments, of (increase) decrease in accumulated other comprehensive (income) loss related to pension and other postretirement defined benefit plans, attributable to parent entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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                <p>Amount of tax (expense) benefit, after reclassification adjustments, of (increase) decrease in accumulated other comprehensive (income) loss related to pension and other postretirement defined benefit plans, attributable to parent entity.</p>
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                <p>Amount after tax of other comprehensive income (loss) attributable to parent entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 20<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7656940&amp;loc=SL4569643-111683<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 19<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7656940&amp;loc=SL4569616-111683<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 810<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1A<br><br> -Subparagraph (c)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=18733093&amp;loc=SL4573702-111684<br><br><br><br></p>
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                <p>Amount before tax of reclassification adjustment from accumulated other comprehensive income for unrealized gain (loss) realized upon the sale of available-for-sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27357-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e637-108580<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e689-108580<br><br><br><br></p>
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                <p>Amount of tax expense (benefit) of reclassification adjustment from accumulated other comprehensive income for unrealized gain (loss) realized upon the sale of available-for-sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=27724398&amp;loc=d3e27357-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=36458714&amp;loc=d3e640-108580<br><br><br><br></p>
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                <p>Amount before tax and reclassification adjustments of unrealized holding gain (loss) on available-for-sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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                <p>Amount of tax expense (benefit) before reclassification adjustments of unrealized holding gain (loss) on available-for-sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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<h2 style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"><strong><font>4</font>. Earnings Per Common Share</strong></h2>

<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">Basic earnings per share include only the weighted average common shares outstanding. Diluted earnings per share include the weighted average common shares outstanding and any potentially dilutive common stock equivalent shares in the calculation. Treasury shares are treated as retired for earnings per share purposes. Options to purchase <font>3,625</font> common shares, at exercise prices ranging from $<font>4.60</font> to $<font>5.22</font>, and <font>101,070</font> common shares, at exercise prices ranging from $<font>3.23</font> to $<font>5.75</font>, were outstanding as of September 30, 2014 and <font>2013</font>, respectively, but were not included in the computation of diluted earnings per common share because to do so would be antidilutive. Dividends on preferred shares are deducted from net income in the calculation of earnings per common share.</p>

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<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">Three months ended<br/>
September 30,</p>
</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">Nine months ended<br/>
September 30,</p>
</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong><font>2014</font></strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong><font>2013</font></strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong><font>2014</font></strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong><font>2013</font></strong></td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="15" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong><font style=" font-weight: normal;">(</font>In thousands, except per share data<font style=" font-weight: normal;">)</font></strong></td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong>Numerator:</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 61%;">Net income</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%; text-align: right; vertical-align: bottom;"><font>365</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 1%; text-align: center; vertical-align: bottom;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%; text-align: right; vertical-align: bottom;"><font>1,226</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 1%; text-align: center; vertical-align: bottom;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%; text-align: right; vertical-align: bottom;"><font>2,274</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 1%; text-align: center; vertical-align: bottom;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%; text-align: right; vertical-align: bottom;"><font>3,352</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;">Preferred stock dividends</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>53</font></td>
<td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>53</font></td>
<td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>158</font></td>
<td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>157</font></td>
<td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;">Net income available to common shareholders</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>312</font></td>
<td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>1,173</font></td>
<td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>2,116</font></td>
<td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>3,195</font></td>
<td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong>Denominator: </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Weighted average common shares outstanding (basic)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>18,795</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>18,784</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>18,792</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>18,995</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;">Effect of stock options</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>113</font></td>
<td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>94</font></td>
<td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>124</font></td>
<td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>91</font></td>
<td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;">Weighted average common shares outstanding (diluted)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>18,908</font></td>
<td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>18,878</font></td>
<td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>18,916</font></td>
<td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><font>19,086</font></td>
<td style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong>Earnings per common share: </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
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<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Basic</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>0.02</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>0.06</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>0.11</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>0.17</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr style=" background-color: #cceeff;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Diluted</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>0.02</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>0.06</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>0.11</font></td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><font>0.17</font></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for earnings per share.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1278-109256<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 52<br><br> -URI http://asc.fasb.org/extlink&amp;oid=32703322&amp;loc=d3e4984-109258<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.21)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=26872669&amp;loc=d3e20235-122688<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EDFAC">
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          <div style="width: 200px;"><strong>Non-performing Assets Including Troubled Debt Restructurings (Narrative) (Details) (USD $)<br></strong></div>
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      <tr>
        <th class="th">
          <div>Sep. 30, 2014</div>
        </th>
        <th class="th">
          <div>Sep. 30, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_NonperformingAssetsIncludingTroubledDebtRestructuringsAbstract', window );"><strong>Nonperforming Assets Including Troubled Debt Restructurings [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AggregateOfMultipleConsecutiveMaturityDateExtensionsDelayInPaymentDays', window );">Aggregate of multiple consecutive maturity date extensions delay in payment, days</a></td>
        <td class="text">120 days<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_TimelyPaymentsOnContractTermsForMinimumConsecutiveMonthsPriorToConsiderationForRemovingLoanFromTdrStatus', window );">Timely payments on contract terms for minimum consecutive months prior to consideration for removing loan from TDR status</a></td>
        <td class="text">6 months<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_MinimumNumberOfConsecutiveMonthsPaymentForRemovingLoanFromNonaccrualStatus', window );">Minimum consecutive months payment for removing the loan from non-accrual status</a></td>
        <td class="text">6 months<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_AllowanceForLoanAndLeaseLossesTroubledDebtRestructurings', window );">ALL reserve for TDR's</a></td>
        <td class="nump">$ 503,000<span></span></td>
        <td class="nump">$ 372,000<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_AggregateOfMultipleConsecutiveMaturityDateExtensionsDelayInPaymentDays">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate of multiple consecutive maturity date extensions delay in payment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_AggregateOfMultipleConsecutiveMaturityDateExtensionsDelayInPaymentDays</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:durationItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_AllowanceForLoanAndLeaseLossesTroubledDebtRestructurings">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Allowance for loan and lease losses pertaining to troubled debt restructurings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_AllowanceForLoanAndLeaseLossesTroubledDebtRestructurings</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_MinimumNumberOfConsecutiveMonthsPaymentForRemovingLoanFromNonaccrualStatus">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Minimum number of consecutive months payment for removing the loan from non-accrual status.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_MinimumNumberOfConsecutiveMonthsPaymentForRemovingLoanFromNonaccrualStatus</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:durationItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
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            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_NonperformingAssetsIncludingTroubledDebtRestructuringsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_NonperformingAssetsIncludingTroubledDebtRestructuringsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_TimelyPaymentsOnContractTermsForMinimumConsecutiveMonthsPriorToConsiderationForRemovingLoanFromTdrStatus">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Timely payments on contract terms for minimum consecutive months prior to consideration for removing loan from TDR status.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_TimelyPaymentsOnContractTermsForMinimumConsecutiveMonthsPriorToConsiderationForRemovingLoanFromTdrStatus</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:durationItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
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  </body>
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</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>90
<FILENAME>R69.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EZIAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Pension Benefits (Narrative) (Details)<br></strong></div>
        </th>
        <th class="th" colspan="1">9 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Sep. 30, 2014</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_PensionBenefitsLineItems', window );"><strong>Pension Benefits [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_NoncontributoryDefinedBenefitPensionPlanLeastWorkHoursPerYear', window );">Noncontributory defined benefit pension plan, least work hours per year</a></td>
        <td class="nump">1,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_ParticipantsVestedInterestAccruedBenefitServicePeriod', window );">Participants vested interest accrued benefit, service period, years</a></td>
        <td class="text">5 years<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_BenefitsPlanBasedOnServiceAndAverageAnnualEarningsForHighestConsecutiveCalendarYears', window );">Benefits plan based on service and average annual earnings for highest consecutive calendar years</a></td>
        <td class="text">5 years<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_BenefitsPlanBasedOnServiceAndAverageAnnualEarningsForHighestConsecutiveCalendarYearsFromFinalEmploymentPeriodYears', window );">Benefits plan based on service and average annual earnings for highest consecutive calendar years from final employment period years</a></td>
        <td class="text">10 years<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Maximum [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_PensionBenefitsLineItems', window );"><strong>Pension Benefits [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanTargetPlanAssetAllocations', window );">Plan assets, listed common stocks, percentage</a></td>
        <td class="nump">10.00%<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_BenefitsPlanBasedOnServiceAndAverageAnnualEarningsForHighestConsecutiveCalendarYears">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Benefits plan based on service and average annual earnings for highest consecutive calendar years.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_BenefitsPlanBasedOnServiceAndAverageAnnualEarningsForHighestConsecutiveCalendarYears</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:durationItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_asrv_BenefitsPlanBasedOnServiceAndAverageAnnualEarningsForHighestConsecutiveCalendarYearsFromFinalEmploymentPeriodYears">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Benefits plan based on service and average annual earnings for highest consecutive calendar years from final employment period years.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_BenefitsPlanBasedOnServiceAndAverageAnnualEarningsForHighestConsecutiveCalendarYearsFromFinalEmploymentPeriodYears</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:durationItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Noncontributory defined benefit pension plan, least work hours per year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_NoncontributoryDefinedBenefitPensionPlanLeastWorkHoursPerYear</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:integerItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Participants vested interest accrued benefit, service period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_ParticipantsVestedInterestAccruedBenefitServicePeriod</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:durationItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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            </div>
          </td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>asrv_PensionBenefitsLineItems</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>asrv_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanTargetPlanAssetAllocations">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Target allocation of investments of this type to total plan assets presented on a weighted average basis.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (d)(i)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35743120&amp;loc=d3e1928-114920<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 715<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (c)(i)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35743120&amp;loc=d3e2446-114920<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanTargetPlanAssetAllocations</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EHFAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Allowance For Loan Losses (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">9 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Sep. 30, 2014</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesAdjustmentsNetAbstract', window );"><strong>Allowance for Loan Losses [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock', window );">Rollforward of the Allowance for Loan Losses by Portfolio Segment</a></td>
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<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;">&#160;</td>
<td rowspan="1" colspan="19" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">Three months ended September 30, 2014</p>
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<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Balance at </strong>June 30, 2014</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Charge-Offs</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Recoveries</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Provision (Credit)</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Balance at<br/>
</strong>September 30,<br/>
2014</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Commercial</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>3,254</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>6</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>35</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>3,295</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Commercial loans secured by real estate</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>4,475</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>(506</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>24</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>(78</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>3,915</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Real estate-mortgage</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>1,301</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>(103</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>29</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>115</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>1,342</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Consumer</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>145</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>(24</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>6</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>24</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>151</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 5%;">Allocation for general risk</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>975</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>(96</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>879</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px; width: 5%;">Total</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"><font>10,150</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"><font>(633</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; border-bottom: #000000 2.80pt double; width: 5%;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"><font>65</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"><font>9,582</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;">&#160;</td>
</tr>
</table>
</div>
</div>
</div>



<div align="center" style=" width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;">
<div>
<div class="CursorPointer">
<table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;">
<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;">&#160;</td>
<td rowspan="1" colspan="19" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">Three months ended September 30, 2013</p>
</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Balance at </strong>June 30, 2013</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Charge-Offs</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Recoveries</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Provision (Credit)</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Balance at<br/>
</strong>September 30,<br/>
2013</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Commercial</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>2,780</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>17</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>891</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>3,688</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Commercial loans secured by real estate</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>5,983</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>39</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>(993</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>5,029</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Real estate-mortgage</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>1,279</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>(49</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>31</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>62</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>1,323</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Consumer</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>146</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>(8</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>8</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>(6</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>140</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 5%;">Allocation for general risk</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>957</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>46</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>1,003</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px; width: 5%;">Total</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"><font>11,145</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"><font>(57</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; border-bottom: #000000 2.80pt double; width: 5%;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"><font>95</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;">$</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"><font>-</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"><font>11,183</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;">&#160;</td>
</tr>
</table>
</div>
</div>

<p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">&#160;</p>

<div>
<div class="CursorPointer">
<table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;">
<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;">&#160;</td>
<td rowspan="1" colspan="19" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">Nine months ended September 30, 2014</p>
</td>
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<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Balance at </strong>December 31, 2013</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Charge-Offs</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Recoveries</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Provision (Credit)</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Balance at<br/>
</strong>September 30,<br/>
2014</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Commercial</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>2,844</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>(72</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>111</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>412</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>3,295</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Commercial loans secured by real estate</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>4,885</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>(572</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>196</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>(594</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>3,915</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Real estate-mortgage</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>1,260</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>(176</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>54</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>204</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>1,342</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Consumer</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>136</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>(82</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>19</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>78</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>151</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 5%;">Allocation for general risk</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>979</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>(100</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>879</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px; width: 5%;">Total</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"><font>10,104</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"><font>(902</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; border-bottom: #000000 2.80pt double; width: 5%;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"><font>380</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"><font>9,582</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;">&#160;</td>
</tr>
</table>
</div>
</div>

<p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">&#160;</p>

<div>
<div class="CursorPointer">
<table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;">
<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;">&#160;</td>
<td rowspan="1" colspan="19" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">Nine months ended September 30, 2013</p>
</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Balance at </strong>December 31, 2012</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Charge-Offs</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Recoveries</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Provision (Credit)</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Balance at<br/>
</strong>September 30,<br/>
2013</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Commercial</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>2,596</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>48</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>1,044</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>3,688</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Commercial loans secured by real estate</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>7,796</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>(1,480</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>181</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>(1,468</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>5,029</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Real estate-mortgage</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>1,269</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>(96</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>98</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>52</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>1,323</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Consumer</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>150</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>(87</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; width: 5%;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>48</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>29</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>140</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 5%;">Allocation for general risk</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>760</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>243</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>1,003</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px; width: 5%;">Total</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"><font>12,571</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"><font>(1,663</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; border-bottom: #000000 2.80pt double; width: 5%;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"><font>375</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"><font>(100</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; border-bottom: #000000 2.80pt double; width: 5%;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"><font>11,183</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;">&#160;</td>
</tr>
</table>
</div>
</div>
</div>
</div><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_ScheduleOfPrimarySegmentsOfLoanPortfolioTableTextBlock', window );">Summary of Primary Segments of Loan Portfolio</a></td>
        <td class="text"><div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';">
<div>
<div class="CursorPointer">
<table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;">
<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;">&#160;</td>
<td rowspan="1" colspan="23" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;"><strong>At </strong>September 30, 2014</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"><strong>Commercial</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"><strong>Commercial Loans Secured by Real Estate</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"><strong>Real<br/>
Estate- Mortgage</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"><strong>Consumer</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"><strong>Allocation<br/>
for General Risk</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"><strong>Total</strong></td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"><strong>Loans:<br/>
</strong>&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">Individually evaluated for impairment</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>1,444</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>1,444</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 4%;">Collectively evaluated for impairment</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>134,352</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>402,799</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>257,567</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>17,761</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>812,479</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px; width: 4%;">Total loans</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"><font>134,352</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"><font>404,243</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"><font>257,567</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"><font>17,761</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"><font>813,923</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"><strong>Allowance for loan losses: </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">Specific reserve allocation</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>547</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>547</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 4%;">General reserve allocation</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>3,295</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>3,368</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>1,342</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>151</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>879</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>9,035</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px; width: 4%;">Total allowance for loan losses</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"><font>3,295</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"><font>3,915</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"><font>1,342</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"><font>151</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"><font>879</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"><font>9,582</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;">&#160;</td>
</tr>
</table>
</div>
</div>

<p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">&#160;</p>

<div>
<div class="CursorPointer">
<table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;">
<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;">&#160;</td>
<td rowspan="1" colspan="23" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;"><strong>At </strong>December 31, 2013</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"><strong>Commercial</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"><strong>Commercial Loans Secured by Real Estate</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"><strong>Real<br/>
Estate- Mortgage</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"><strong>Consumer</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"><strong>Allocation<br/>
for General Risk</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 8%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 8%;"><strong>Total</strong></td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"><strong>Loans:<br/>
</strong>&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">Individually evaluated for impairment</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>3,005</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>61</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>3,066</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 4%;">Collectively evaluated for impairment</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>120,102</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>408,686</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>235,689</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>15,803</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>780,280</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px; width: 4%;">Total loans</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"><font>120,102</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"><font>411,691</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"><font>235,689</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"><font>15,864</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"><font>783,346</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;"><strong>Allowance for loan losses: </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">Specific reserve allocation</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>812</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>1</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>813</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 4%;">General reserve allocation</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>2,844</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>4,073</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>1,260</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>135</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>979</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 4%;"><font>9,291</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px; width: 4%;">Total allowance for loan losses</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"><font>2,844</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"><font>4,885</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"><font>1,260</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"><font>136</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"><font>979</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 4%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 4%;"><font>10,104</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 4%;">&#160;</td>
</tr>
</table>
</div>
</div>
</div><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivablesTableTextBlock', window );">Impaired Loans by Class</a></td>
        <td class="text"><div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';">
<div>
<div class="CursorPointer">
<table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;">
<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="19" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">September 30, 2014</p>
</td>
</tr> <tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Impaired Loans with Specific Allowance</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Impaired Loans with <font>no</font> Specific Allowance</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Total Impaired Loans</strong></td>
</tr> <tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Recorded Investment</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Related Allowance</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Recorded Investment</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Recorded Investment</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Unpaid Principal Balance</strong></td>
</tr> <tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">Commercial loans secured by real estate</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>1,064</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>547</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>380</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>1,444</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>1,981</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr> <tr>
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;">Total impaired loans</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"><font>1,064</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"><font>547</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"><font>380</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"><font>1,444</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;">$</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"><font>1,981</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;">&#160;</td>
</tr>
</table>
</div>
</div> <p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">&#160;</p> <div>
<div class="CursorPointer">
<table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;">
<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="19" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">December 31, 2013</p>
</td>
</tr> <tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Impaired Loans with Specific Allowance</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Impaired Loans with <font>no</font> Specific Allowance</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Total Impaired Loans</strong></td>
</tr> <tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Recorded Investment</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Related Allowance</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Recorded Investment</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Recorded Investment</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Unpaid Principal Balance</strong></td>
</tr> <tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Commercial loans secured by real estate</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>3,005</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>812</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>3,005</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>3,118</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr> <tr>
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">Consumer</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>61</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>1</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>61</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>61</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr> <tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;">Total impaired loans</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"><font>3,066</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;">$</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"><font>813</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"><font>3,066</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"><font>3,179</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;">&#160;</td>
</tr>
</table>
</div>
</div>
</div><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_ScheduleOfAverageRecordedInvestmentInImpairedLoansAndRelatedInterestIncomeRecognizedTableTextBlock', window );">Average Recorded Investment in Impaired Loans and Related Interest Income Recognized</a></td>
        <td class="text"><div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';">
<table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;">
<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">Three months ended<br/>
September 30,</p>
</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">Nine months ended<br/>
September 30,</p>
</td>
</tr> <tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong><font>2014</font></strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong><font>2013</font></strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong><font>2014</font></strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong><font>2013</font></strong></td>
</tr> <tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Average loan balance:<br/>
&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
</tr> <tr>
<td colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;">Commercial</td>
<td style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;">&#160;</td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;">&#160;</td>
<td colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"><font>-</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;">&#160;</td>
<td style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;">&#160;</td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;">&#160;</td>
<td colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"><font>50</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;">&#160;</td>
<td style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;">&#160;</td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;">&#160;</td>
<td colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"><font>-</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;">&#160;</td>
<td style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;">&#160;</td>
<td style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;">&#160;</td>
<td colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"><font>6</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;">&#160;</td>
</tr> <tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Commercial loans secured by real estate</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>1,897</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>2,170</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>2,012</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>2,904</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr> <tr>
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">Consumer</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>63</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>18</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr> <tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;">Average investment in impaired loans</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"><font>1,897</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"><font>2,283</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"><font>2,012</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"><font>2,928</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;">&#160;</td>
</tr> <tr>
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Interest income recognized:</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr> <tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">Commercial loans secured by real estate</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>4</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>3</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>6</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>7</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr> <tr>
<td colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;">Consumer</td>
<td style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;">&#160;</td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;">&#160;</td>
<td style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"><font>-</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;">&#160;</td>
<td style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;">&#160;</td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;">&#160;</td>
<td style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"><font>-</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;">&#160;</td>
<td style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;">&#160;</td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;">&#160;</td>
<td style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"><font>-</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;">&#160;</td>
<td style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;">&#160;</td>
<td style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;">&#160;</td>
<td style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;"><font>1</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; font-weight: normal; font-style: normal; font-family : Times New Roman; font-size: 10pt;">&#160;</td>
</tr> <tr>
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;">Interest income recognized on a cash basis on impaired loans</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"><font>4</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"><font>3</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"><font>6</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double;"><font>8</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double;">&#160;</td>
</tr>
</table>
</div><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock', window );">Loan Portfolio Summarized by Categories</a></td>
        <td class="text"><div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';">
<div align="center" style=" width: 708px; border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;">
<div>
<div class="CursorPointer">
<table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;">
<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;">&#160;</td>
<td rowspan="1" colspan="19" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">September 30, 2014</p>
</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Pass</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Special Mention</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Substandard</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Doubtful</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Total</strong></td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Commercial</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>128,253</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>100</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>5,861</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>138</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>134,352</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 5%;">Commercial loans secured by real estate</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>399,334</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>627</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>3,995</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>287</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>404,243</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px; width: 5%;">Total</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"><font>527,587</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"><font>727</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"><font>9,586</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;">$</td>
<td rowspan="1" colspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"><font>425</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"><font>538,595</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;">&#160;</td>
</tr>
</table>
</div>
</div>

<p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">&#160;</p>

<div>
<div class="CursorPointer">
<table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;">
<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;">&#160;</td>
<td rowspan="1" colspan="19" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">December 31, 2013</p>
</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Pass</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Special Mention</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Substandard</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Doubtful</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 9%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 9%;"><strong>Total</strong></td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">Commercial</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>108,623</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>8,880</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>2,599</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>120,102</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 5%;">Commercial loans secured by real estate</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>396,788</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>6,961</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>7,482</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>460</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 5%;"><font>411,691</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px; width: 5%;">Total</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"><font>505,411</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"><font>15,841</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"><font>10,081</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"><font>460</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 5%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 5%;"><font>531,793</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 5%;">&#160;</td>
</tr>
</table>
</div>
</div>
</div>


</div><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_asrv_ScheduleOfFinancingReceivablePerformingAndNonperformingTableTextBlock', window );">Performing and Non-performing Outstanding Balances</a></td>
        <td class="text"><div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';">
<div>
<div class="CursorPointer">
<table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;">
<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;">&#160;</td>
<td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">September 30, 2014</p>
</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 20%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 20%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 20%;"><strong>Performing</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 20%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 20%;"><strong>Non-Performing</strong></td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;">Real estate-mortgage</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 11%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 11%;"><font>255,796</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 11%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 11%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 11%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 11%;"><font>1,771</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 11%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;">Consumer</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 11%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 11%;"><font>17,761</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 11%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 11%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 11%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 11%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 11%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px; width: 11%;">Total</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; width: 11%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 11%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 11%;"><font>273,557</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 11%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 11%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 11%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 11%;"><font>1,771</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 11%;">&#160;</td>
</tr>
</table>
</div>
</div>

<p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">&#160;</p>

<div>
<div class="CursorPointer">
<table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;">
<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;">&#160;</td>
<td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">December 31, 2013</p>
</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 20%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 20%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 20%;"><strong>Performing</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 20%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 20%;"><strong>Non-Performing</strong></td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;">Real estate-mortgage</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 11%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 11%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 11%;"><font>234,450</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 11%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 11%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 11%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 11%;"><font>1,239</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 11%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;">Consumer</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 11%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 11%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 11%;"><font>15,803</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 11%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 11%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 11%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 11%;"><font>61</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 11%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px; width: 11%;">Total</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; width: 11%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 11%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 11%;"><font>250,253</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 11%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 11%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 11%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 11%;"><font>1,300</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 11%;">&#160;</td>
</tr>
</table>
</div>
</div>
</div><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PastDueFinancingReceivablesTableTextBlock', window );">Classes of Loan Portfolio by Categories</a></td>
        <td class="text"><div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';">
<div>
<div class="CursorPointer">
<table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;">
<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;">&#160;</td>
<td rowspan="1" colspan="27" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">September 30, 2014</p>
</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 7%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 7%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 7%;"><strong>Current</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 7%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 7%;"><strong><font>30</font>&#160;&#150;&#160;<font>59</font><br/>
Days Past Due</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 7%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 7%;"><strong><font>60</font>&#160;&#150;&#160;<font>89</font><br/>
Days Past Due</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 7%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 7%;"><strong><font>90</font> Days<br/>
Past Due</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 7%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 7%;"><strong>Total Past Due</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 7%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 7%;"><strong>Total<br/>
Loans</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 7%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 7%;"><strong><font>90</font> Days Past Due and Still Accruing</strong></td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 3%;">Commercial</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 3%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>134,287</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 3%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>65</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 3%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 3%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 3%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>65</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 3%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>134,352</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 3%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 3%;">Commercial loans secured by real estate</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>403,561</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>250</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>432</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>682</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>404,243</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 3%;">Real estate-mortgage</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>254,076</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>1,605</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>422</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>1,464</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>3,491</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>257,567</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 3%;">Consumer</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>17,672</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>67</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>22</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>89</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>17,761</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px; width: 3%;">Total</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"><font>809,596</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"><font>1,987</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"><font>444</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"><font>1,896</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"><font>4,327</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"><font>813,923</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px; border-bottom: #000000 2.80pt double; width: 3%;">&#160;</td>
</tr>
</table>
</div>
</div>

<p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">&#160;</p>

<div>
<div class="CursorPointer">
<table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;">
<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 33%;">&#160;</td>
<td rowspan="1" colspan="27" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 33%;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">December 31, 2013</p>
</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 7%;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 7%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 7%;"><strong>Current</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 7%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 7%;"><strong><font>30</font>&#160;&#150;&#160;<font>59</font><br/>
Days Past Due</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 7%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 7%;"><strong><font>60</font>&#160;&#150;&#160;<font>89</font><br/>
Days Past Due</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 7%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 7%;"><strong><font>90</font> Days Past Due</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 7%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 7%;"><strong>Total Past Due</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 7%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 7%;"><strong>Total<br/>
Loans</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 7%;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 7%;"><strong><font>90</font> Days Past Due and Still Accruing</strong></td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 3%;">Commercial</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 3%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>120,102</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 3%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 3%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 3%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 3%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 3%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>120,102</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap; width: 3%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 3%;">Commercial loans secured by real estate</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>410,619</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>457</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>615</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>1,072</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>411,691</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 3%;">Real estate-mortgage</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>231,740</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>2,232</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>670</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>1,047</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>3,949</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>235,689</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 3%;">Consumer</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>15,804</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>33</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>27</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>60</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>15,864</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; width: 3%;"><font>&#151;</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; border-bottom: 1pt solid black; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 5px; padding-left: 5px; width: 3%;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px; width: 3%;">Total</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; width: 3%;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"><font>778,265</font></td>
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<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"><font>2,722</font></td>
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<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"><font>697</font></td>
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<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;">$</td>
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<td rowspan="1" style=" vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; padding: 0px; white-space: nowrap; border-bottom: #000000 2.80pt double; width: 3%;"><font>5,081</font></td>
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                <p>Schedule of average recorded investment in impaired loans and related interest income recognized.</p>
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                <p>No definition available.</p>
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                <p>Schedule of financing receivable performing and nonperforming.</p>
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                <p>No definition available.</p>
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                <p>Schedule of primary segments of the loan portfolio.</p>
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                <p>No definition available.</p>
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                <p>Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=SL6953423-111524<br><br><br><br></p>
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                <p>Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.</p>
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                <p>Tabular disclosure of impaired financing receivables.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -URI http://asc.fasb.org/extlink&amp;oid=35738203&amp;loc=d3e5212-111524<br><br><br><br></p>
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                <p>Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status.</p>
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                <p>Securities (including those issuable pursuant to contingent stock agreements) that could potentially dilute basic earnings per share (EPS) or earnings per unit (EPU) in the future that were not included in the computation of diluted EPS or EPU because to do so would increase EPS or EPU amounts or decrease loss per share or unit amounts for the period presented.</p>
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                <p>The weighted-average price as of the balance sheet date at which grantees can acquire the shares reserved for issuance on vested portions of options outstanding and currently exercisable under the stock option plan.</p>
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  <body><span style="display: none;">v2.4.0.8</span><table class="report" border="0" cellspacing="2" id="ID0EME">
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<div align="center" style=" border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;">
<h2 style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; text-transform: none; padding-top: 5pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;"><strong><font>14</font>. Segment Results</strong></h2>

<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">The financial performance of the Company is also monitored by an internal funds transfer pricing profitability measurement system which produces line of business results and key performance measures. The Company's major business units include retail banking, commercial lending, trust, and investment/parent. The reported results reflect the underlying economics of the business segments. Expenses for centrally provided services are allocated based upon the cost and estimated usage of those services. The businesses are match-funded and interest rate risk is centrally managed and accounted for within the investment/parent business segment. The key performance measure the Company focuses on for each business segment is net income contribution.</p>
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<div align="center" style=" border-top: 1pt white solid; border-bottom: 1pt white solid; border-right: 1pt white solid; border-left: 1pt white solid; padding-top: 9pt; padding-bottom: 9pt; padding-right: 3pt; padding-left: 6pt; margin-top: 6pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 6pt;">


<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">Retail banking includes the deposit-gathering branch franchise and lending to both individuals and small businesses. Lending activities include residential mortgage loans, direct consumer loans, and small business commercial loans. Commercial banking to businesses includes commercial loans, and commercial real-estate loans. The trust segment contains our wealth management businesses which include the Trust Company, West Chester Capital Advisors (WCCA), our registered investment advisory firm and financial services. Wealth management includes personal trust products and services such as personal portfolio investment management, estate planning and administration, custodial services and pre-need trusts. Also, institutional trust products and services such as <font>401</font>(k) plans, defined benefit and defined contribution employee benefit plans, and individual retirement accounts are included in this segment. Financial services include the sale of mutual funds, annuities, and insurance products. The Wealth management businesses also includes the union collective investment funds, namely the ERECT and BUILD funds which are designed to use union pension dollars in construction projects that utilize union labor. The company recognized goodwill in connection with the acquisition of WCCA in 2007. In the third quarter of 2014, the Company performed a goodwill impairment test and determined that the fair value of WCCA was less than its carrying value and, accordingly, recorded an impairment charge of $<font>669,000</font> which is included in net income (loss) for the Trust segment in the table below. The goodwill impairment charge was the result of a reduction in earnings power caused by the departure of WCCA's former CEO and subsequent loss of a meaningful number of clients. The investment/parent includes the net results of investment securities and borrowing activities, general corporate expenses not allocated to the business segments, interest expense on guaranteed junior subordinated deferrable interest debentures, and centralized interest rate risk management. Inter-segment revenues were not material.</p>

<p style=" text-indent: 20px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">The contribution of the major business segments to the Consolidated Statements of Operations for the three and nine months ended September 30, 2014 and <font>2013</font> were as follows (in thousands):</p>

<div>

<p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">&#160;</p>

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<table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;">
<tr>
<td style=" vertical-align: top; text-align: left;">&#160;</td>
<td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td colspan="3" style=" vertical-align: top; text-align: left;">&#160;</td>
<td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td colspan="3" style=" vertical-align: top; text-align: left;">&#160;</td>
<td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td colspan="3" style=" vertical-align: top; text-align: left;">&#160;</td>
<td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td colspan="3" style=" vertical-align: top; text-align: left;">&#160;</td>
<td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td colspan="3" style=" vertical-align: top; text-align: left;">&#160;</td>
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<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">Three months ended<br/>
September 30, 2014</p>
</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">Nine months ended<br/>
September 30, 2014</p>
</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">September 30,<br/>
<font>2014</font></p>
</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Total<br/>
revenue</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Net income (loss)</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Total<br/>
revenue</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Net income (loss)</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Total<br/>
assets</strong></td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Retail banking</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>6,651</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>706</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>19,238</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>1,671</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>359,932</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Commercial banking</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>4,279</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>1,141</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>12,691</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>3,267</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>557,909</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Trust</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>1,907</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(432</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>6,062</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>232</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>4,457</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;">Investment/Parent</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(841</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(1,050</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(1,916</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(2,896</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>148,133</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;">Total</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>11,996</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>365</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>36,075</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>2,274</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>1,070,431</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>
</table>
</div>
</div>

<p style=" text-indent: 0pt; text-align: left; font-family : Times New Roman; font-size: 10pt; line-height: 12pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; padding-top: 3pt; padding-right: 0pt; padding-left: 4px; padding-bottom: 3pt; margin-top: 0pt; margin-right: 0pt; margin-left: 0pt; margin-bottom: 0pt;">&#160;</p>

<div>
<div class="CursorPointer">
<table cellspacing="0" cellpadding="0" width="100%" style=" vertical-align: bottom; text-indent: 0px; text-align: left; font-family : Times New Roman; font-size: 10pt; font-style: normal; font-variant: normal; font-weight: normal; text-transform: none; *margin-top: -20pt;">
<tr>
<td style=" vertical-align: top; text-align: left;">&#160;</td>
<td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td colspan="3" style=" vertical-align: top; text-align: left;">&#160;</td>
<td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td colspan="3" style=" vertical-align: top; text-align: left;">&#160;</td>
<td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td colspan="3" style=" vertical-align: top; text-align: left;">&#160;</td>
<td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td colspan="3" style=" vertical-align: top; text-align: left;">&#160;</td>
<td style=" vertical-align: top; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td colspan="3" style=" vertical-align: top; text-align: left;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">Three months ended<br/>
September 30, 2013</p>
</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="7" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">Nine months ended<br/>
September 30, 2013</p>
</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;">
<p style=" margin: 0in 0in 6pt 0.25in; border: 1px rgb(0, 0, 0);">December 31, 2013</p>
</td>
</tr>

<tr>
<td rowspan="1" colspan="1" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;"><strong> </strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Total<br/>
revenue</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Net income (loss)</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Total<br/>
revenue</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Net income (loss)</strong></td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">&#160;</td>
<td rowspan="1" colspan="3" style=" line-height: normal; vertical-align: bottom; font-size: 8pt; text-align: center; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px;"><strong>Total<br/>
assets</strong></td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Retail banking</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>6,775</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>729</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>20,285</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>2,339</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>347,823</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Commercial banking</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>4,075</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>1,136</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>11,943</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>3,189</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>545,556</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr style=" background-color: #CCEEFF;">
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: text-bottom; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px;">Trust</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>2,048</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>310</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>6,216</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>816</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-left: none; border-right: none; border-top: none; border-bottom: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>4,722</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>

<tr>
<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;">Investment/Parent</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(712</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(949</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(2,304</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>(2,992</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 10px;">)</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 1pt solid; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>157,935</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
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<td rowspan="1" colspan="1" width="100%" style=" text-indent: 10pt; vertical-align: bottom; padding: 0px;">Total</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>12,186</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>1,226</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>36,140</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>3,352</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: center; padding: 0px; white-space: nowrap; padding-right: 5px; padding-left: 5px;">&#160;</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: left; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; padding-right: 10px; white-space: nowrap;">$</td>
<td rowspan="1" style=" vertical-align: bottom; text-align: right; border-bottom: #000000 2.80pt double; border-left: none; border-right: none; border-top: none; border-color: #000000; padding: 0px; white-space: nowrap;"><font>1,056,036</font></td>
<td style=" white-space: nowrap; vertical-align: bottom; text-align: left; padding: 0px; padding-right: 5px; padding-left: 5px;">&#160;</td>
</tr>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for reporting segments including data and tables. Reportable segments include those that meet any of the following quantitative thresholds a) it's reported revenue, including sales to external customers and intersegment sales or transfers is 10 percent or more of the combined revenue, internal and external, of all operating segments b) the absolute amount of its reported profit or loss is 10 percent or more of the greater, in absolute amount of 1) the combined reported profit of all operating segments that did not report a loss or 2) the combined reported loss of all operating segments that did report a loss c) its assets are 10 percent or more of the combined assets of all operating segments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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