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Allowance For Loan Losses (Tables)

9 Months Ended

Sep. 30, 2014

Allowance for Loan Losses [Abstract]

Rollforward of the Allowance for Loan Losses by Portfolio Segment

		Three months ended September 30, 2014
		Balance at June 30, 2014				Charge-Offs				Recoveries				Provision (Credit)				Balance at September 30, 2014
Commercial		$	3,254			$	—			$	6			$	35			$	3,295
Commercial loans secured by real estate			4,475				(506	)			24				(78	)			3,915
Real estate-mortgage			1,301				(103	)			29				115				1,342
Consumer			145				(24	)			6				24				151
Allocation for general risk			975				—				—				(96	)			879
Total		$	10,150			$	(633	)		$	65			$	—			$	9,582

		Three months ended September 30, 2013
		Balance at June 30, 2013				Charge-Offs				Recoveries				Provision (Credit)				Balance at September 30, 2013
Commercial		$	2,780			$	—			$	17			$	891			$	3,688
Commercial loans secured by real estate			5,983				—				39				(993	)			5,029
Real estate-mortgage			1,279				(49	)			31				62				1,323
Consumer			146				(8	)			8				(6	)			140
Allocation for general risk			957				—				—				46				1,003
Total		$	11,145			$	(57	)		$	95			$	-			$	11,183

		Nine months ended September 30, 2014
		Balance at December 31, 2013				Charge-Offs				Recoveries				Provision (Credit)				Balance at September 30, 2014
Commercial		$	2,844			$	(72	)		$	111			$	412			$	3,295
Commercial loans secured by real estate			4,885				(572	)			196				(594	)			3,915
Real estate-mortgage			1,260				(176	)			54				204				1,342
Consumer			136				(82	)			19				78				151
Allocation for general risk			979				—				—				(100	)			879
Total		$	10,104			$	(902	)		$	380			$	—			$	9,582

		Nine months ended September 30, 2013
		Balance at December 31, 2012				Charge-Offs				Recoveries				Provision (Credit)				Balance at September 30, 2013
Commercial		$	2,596			$	—			$	48			$	1,044			$	3,688
Commercial loans secured by real estate			7,796				(1,480	)			181				(1,468	)			5,029
Real estate-mortgage			1,269				(96	)			98				52				1,323
Consumer			150				(87	)			48				29				140
Allocation for general risk			760				—				—				243				1,003
Total		$	12,571			$	(1,663	)		$	375			$	(100	)		$	11,183

Summary of Primary Segments of Loan Portfolio

		At September 30, 2014
		Commercial				Commercial Loans Secured by Real Estate				Real Estate- Mortgage				Consumer				Allocation for General Risk				Total
Loans:
Individually evaluated for impairment		$	—			$	1,444			$	—			$	—							$	1,444
Collectively evaluated for impairment			134,352				402,799				257,567				17,761								812,479
Total loans		$	134,352			$	404,243			$	257,567			$	17,761							$	813,923
Allowance for loan losses:
Specific reserve allocation		$	—			$	547			$	—			$	—			$	—			$	547
General reserve allocation			3,295				3,368				1,342				151				879				9,035
Total allowance for loan losses		$	3,295			$	3,915			$	1,342			$	151			$	879			$	9,582

		At December 31, 2013
		Commercial				Commercial Loans Secured by Real Estate				Real Estate- Mortgage				Consumer				Allocation for General Risk				Total
Loans:
Individually evaluated for impairment		$	—			$	3,005			$	—			$	61							$	3,066
Collectively evaluated for impairment			120,102				408,686				235,689				15,803								780,280
Total loans		$	120,102			$	411,691			$	235,689			$	15,864							$	783,346
Allowance for loan losses:
Specific reserve allocation		$	—			$	812			$	—			$	1			$	—			$	813
General reserve allocation			2,844				4,073				1,260				135				979				9,291
Total allowance for loan losses		$	2,844			$	4,885			$	1,260			$	136			$	979			$	10,104

Impaired Loans by Class

		September 30, 2014
		Impaired Loans with Specific Allowance								Impaired Loans with no Specific Allowance				Total Impaired Loans
		Recorded Investment				Related Allowance				Recorded Investment				Recorded Investment				Unpaid Principal Balance
Commercial loans secured by real estate		$	1,064			$	547			$	380			$	1,444			$	1,981
Total impaired loans		$	1,064			$	547			$	380			$	1,444			$	1,981

		December 31, 2013
		Impaired Loans with Specific Allowance								Impaired Loans with no Specific Allowance				Total Impaired Loans
		Recorded Investment				Related Allowance				Recorded Investment				Recorded Investment				Unpaid Principal Balance
Commercial loans secured by real estate		$	3,005			$	812			$	—			$	3,005			$	3,118
Consumer			61				1				—				61				61
Total impaired loans		$	3,066			$	813			$	—			$	3,066			$	3,179

Average Recorded Investment in Impaired Loans and Related Interest Income Recognized

		Three months ended September 30,								Nine months ended September 30,
		2014				2013				2014				2013
Average loan balance:
Commercial			-				50				-				6
Commercial loans secured by real estate		$	1,897			$	2,170			$	2,012			$	2,904
Consumer			—				63				—				18
Average investment in impaired loans		$	1,897			$	2,283			$	2,012			$	2,928
Interest income recognized:
Commercial loans secured by real estate		$	4			$	3			$	6			$	7
Consumer			-				-				-				1
Interest income recognized on a cash basis on impaired loans		$	4			$	3			$	6			$	8

Loan Portfolio Summarized by Categories

		September 30, 2014
		Pass				Special Mention				Substandard				Doubtful				Total
Commercial		$	128,253			$	100			$	5,861			$	138			$	134,352
Commercial loans secured by real estate			399,334				627				3,995				287				404,243
Total		$	527,587			$	727			$	9,586			$	425			$	538,595

		December 31, 2013
		Pass				Special Mention				Substandard				Doubtful				Total
Commercial		$	108,623			$	8,880			$	2,599			$	—			$	120,102
Commercial loans secured by real estate			396,788				6,961				7,482				460				411,691
Total		$	505,411			$	15,841			$	10,081			$	460			$	531,793

Performing and Non-performing Outstanding Balances

		September 30, 2014
		Performing				Non-Performing
Real estate-mortgage		$	255,796			$	1,771
Consumer			17,761				—
Total		$	273,557			$	1,771

		December 31, 2013
		Performing				Non-Performing
Real estate-mortgage		$	234,450			$	1,239
Consumer			15,803				61
Total		$	250,253			$	1,300

Classes of Loan Portfolio by Categories

		September 30, 2014
		Current				30 – 59 Days Past Due				60 – 89 Days Past Due				90 Days Past Due				Total Past Due				Total Loans				90 Days Past Due and Still Accruing
Commercial		$	134,287			$	65			$	—			$	—			$	65			$	134,352			$	—
Commercial loans secured by real estate			403,561				250				—				432				682				404,243				—
Real estate-mortgage			254,076				1,605				422				1,464				3,491				257,567				—
Consumer			17,672				67				22				—				89				17,761				—
Total		$	809,596			$	1,987			$	444			$	1,896			$	4,327			$	813,923			$	—

		December 31, 2013
		Current				30 – 59 Days Past Due				60 – 89 Days Past Due				90 Days Past Due				Total Past Due				Total Loans				90 Days Past Due and Still Accruing
Commercial		$	120,102			$	—			$	—			$	—			$	—			$	120,102			$	—
Commercial loans secured by real estate			410,619				457				—				615				1,072				411,691				—
Real estate-mortgage			231,740				2,232				670				1,047				3,949				235,689				—
Consumer			15,804				33				27				—				60				15,864				—
Total		$	778,265			$	2,722			$	697			$	1,662			$	5,081			$	783,346			$	—

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Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account.

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Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.

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