Non-performing Assets Including Troubled Debt Restructurings (TDR) (Tables)

9 Months Ended

Sep. 30, 2014

	September 30, 2014			December 31, 2013
Non-accrual loans
Commercial loans secured by real estate	$	1,230		$	1,632
Real estate-mortgage		1,771			1,239
Total		3,001			2,871
Other real estate owned
Commercial loans secured by real estate		592			344
Real estate-mortgage		91			673
Total		683			1,017
TDR's not in non-accrual		214			221
Total non-performing assets including TDR	$	3,898		$	4,109
Total non-performing assets as a percent of loans, net of unearned income, and other real estate owned		0.48	%		0.52	%


	Three months ended September 30,				Nine months ended September 30,
	2014		2013		2014		2013
Interest income due in accordance with original terms	$	39	$	37	$	106	$	139
Interest income recorded		—		—		—		—
Net reduction in interest income	$	39	$	37	$	106	$	139

The following table details the loans modified as TDRs during the nine month period ended September 30, 2014 (dollars in thousands).

Loans in non-accrual status

# of Loans

Current Balance

Concession Granted

Commercial loan secured by real estate

138

Extension of maturity date

The following table details the loans modified as TDR's during the three and nine month periods ended on September 30, 2013.

Loans in accrual status		# of Loans				Current Balance				Concession Granted
Consumer			1			$	51			Extension of maturity date

	Three months ended September 30,				Nine months ended September 30,
	2014		2013		2014		2013
Recorded investment of defaults
Commercial loan secured by real estate	$	—	$	-	$	—	$	1,320
Total	$	—	$	-	$	—	$	1,320