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Consolidated Statements of Operations (USD $)
In Thousands, except Per Share data, unless otherwise specified
 3 Months Ended 9 Months Ended
Sep. 30, 2014
Sep. 30, 2013
Sep. 30, 2014
Sep. 30, 2013
INTEREST INCOME        
Interest and fees on loans $ 9,019 $ 8,765 $ 26,990 $ 25,983
Interest bearing deposits 1 1 3 5
Short-term investments in money market funds 2 1 6 7
Investment securities:        
Available for sale 859 911 2,688 2,774
Held to maturity 138 133 410 371
Total Interest Income 10,019 9,811 30,097 29,140
INTEREST EXPENSE        
Deposits 1,237 1,274 3,688 3,912
Short-term borrowings 10 12 34 25
Advances from Federal Home Loan Bank 89 45 223 100
Guaranteed junior subordinated deferrable interest debentures 280 280 840 840
Total Interest Expense 1,616 1,611 4,785 4,877
NET INTEREST INCOME 8,403 8,200 25,312 24,263
Provision (credit) for loan losses         (100)
NET INTEREST INCOME AFTER PROVISION (CREDIT) FOR LOAN LOSSES 8,403 8,200 25,312 24,363
NON-INTEREST INCOME        
Trust and investment advisory fees 1,807 1,893 5,787 5,773
Service charges on deposit accounts 507 560 1,486 1,609
Net gains on sale of loans 275 285 547 912
Mortgage related fees 190 212 467 641
Net realized gains on investment securities   66 177 137
Bank owned life insurance 188 204 559 793
Other income 626 766 1,740 2,012
Total Non-Interest Income 3,593 3,986 10,763 11,877
NON-INTEREST EXPENSE        
Salaries and employee benefits 6,139 6,251 18,560 18,758
Net occupancy expense 709 694 2,265 2,218
Equipment expense 468 429 1,432 1,339
Professional fees 1,360 1,034 4,132 3,219
Supplies, postage and freight 196 197 566 619
Miscellaneous taxes and insurance 276 360 884 1,101
Federal deposit insurance expense 159 152 473 437
Goodwill impairment charge 669    669   
Other expense 1,267 1,296 3,620 3,786
Total Non-Interest Expense 11,243 10,413 32,601 31,477
PRETAX INCOME 753 1,773 3,474 4,763
Provision for income tax expense 388 547 1,200 1,411
NET INCOME 365 1,226 2,274 3,352
Preferred stock dividends 53 53 158 157
NET INCOME AVAILABLE TO COMMON SHAREHOLDERS $ 312 $ 1,173 $ 2,116 $ 3,195
Basic:        
Net income $ 0.02 $ 0.06 $ 0.11 $ 0.17
Average number of shares outstanding 18,795 18,784 18,792 18,995
Diluted:        
Net income $ 0.02 $ 0.06 $ 0.11 $ 0.17
Average number of shares outstanding 18,908 18,878 18,916 19,086
Cash dividends declared $ 0.01 $ 0.01 $ 0.03 $ 0.02