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SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Tables)
12 Months Ended
Dec. 31, 2014
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES [Abstract]  
Earnings Per Share
YEAR ENDED DECEMBER 31,
2014 2013     2012  
(IN THOUSANDS, EXCEPT PER SHARE DATA)
Numerator:                
Net income   $ 3,023     $ 5,193     $ 5,039  
Preferred stock dividends     210       209       828  
Net income available to common shareholders   $ 2,813     $ 4,984     $ 4,211  
                         
Denominator:                        
Weighted average common shares outstanding (basic)     18,793       18,942       19,685  
Effect of stock options     115       92       62  
Weighted average common shares outstanding (diluted)     18,908       19,034       19,747  
                         
Earnings per common share:                        
Basic   $ 0.15     $ 0.26     $ 0.21  
Diluted     0.15       0.26       0.21