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PREMISES AND EQUIPMENT (Tables)

12 Months Ended

Dec. 31, 2014

PREMISES AND EQUIPMENT [Abstract]

Schedule of Premises and Equipment

		AT DECEMBER 31,
		2014				2013
		(IN THOUSANDS)
Land		$	1,198			$	1,208
Premises			24,175				25,752
Furniture and equipment			8,337				8,912
Leasehold improvements			689				803
Total at cost			34,399				36,675
Less: Accumulated depreciation and amortization			21,387				23,556
Net book value		$	13,012			$	13,119

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- Definition

Tabular disclosure of physical assets used in the normal conduct of business and not intended for resale. Includes, but is not limited to, balances by class of assets, depreciation and depletion expense and method used, including composite depreciation, and accumulated deprecation.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 360

-SubTopic 10

-Section 50

-Paragraph 1

-URI http://asc.fasb.org/extlink&oid=6391035&loc=d3e2868-110229



Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 210

-SubTopic 10

-Section S99

-Paragraph 1

-Subparagraph (SX 210.5-02.13)

-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682



Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 02

-Paragraph 13

-Subparagraph b

-Article 5

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