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DEPOSITS (Tables)
12 Months Ended
Dec. 31, 2014
DEPOSITS [Abstract]  
Schedule of Balances of Deposits
AT DECEMBER 31,
2014 2013  
(IN THOUSANDS)
Demand:      
Non-interest bearing   $ 167,551     $ 154,002
Interest bearing     89,676       84,926
Savings     90,020       87,655
Money market     221,378       219,801
Certificates of deposit in denominations of $100,000 or more     50,529       47,287
Other time     250,727       260,851
Total deposits   $ 869,881     $ 854,522
Schedule of Interest Expense on Deposits
YEAR ENDED DECEMBER 31,
2014   2013     2012
(IN THOUSANDS)
Interest bearing demand $ 191     $ 138     $ 116
Savings     144       139       181
Money market     761       736       895
Certificates of deposit in denominations of $100,000 or more     268       289       435
Other time     3,525       3,862       4,875
Total interest expense   $ 4,889     $ 5,164     $ 6,502
Schedule of Balances of Deposits of $100,000 or More
YEAR: OTHER TIME DEPOSITS    

CERTIFICATES OF
DEPOSIT
OF $100,000 OR MORE

 

(IN THOUSANDS)
2015 $ 130,090     $ 41,582
2016   30,472       8,230
2017     14,515       417
2018     26,424       200
2019     12,193      
2020 and after     37,033       100
Total   $ 250,727     $ 50,529


Schedule of Maturities of Deposits of $100,000 or More


MATURING IN: (IN THOUSANDS)
Three months or less $ 4,483
Over three through six months   23,171
Over six through twelve months   13,928
Over twelve months     8,947
Total   $ 50,529