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ADVANCES FROM FEDERAL HOME LOAN BANK AND GUARANTEED JUNIOR SUBORDINATED DEFERRABLE INTEREST DEBENTURES (Tables)
 12 Months Ended
Dec. 31, 2014
ADVANCES FROM FEDERAL HOME LOAN BANK AND GUARANTEED JUNIOR SUBORDINATED DEFERRABLE INTEREST DEBENTURES [Abstract]  
Schedule of Balances and Advances
AT DECEMBER 31, 2014
MATURING

WEIGHTED
AVERAGE YIELD

   BALANCE  

(IN THOUSANDS, EXCEPT RATES)
2015     0.52       4,000  
2016     0.81       12,000  
2017     1.06       12,000  
2018     1.51       10,000  
2019     1.88       4,000  
Total advances from FHLB     1.12       42,000  

 

AT DECEMBER 31, 2013
MATURING

WEIGHTED
AVERAGE YIELD

   BALANCE  

(IN THOUSANDS, EXCEPT RATES)
2015     0.52       4,000  
2016     0.81       12,000  
2017     1.07       7,000  
2018     1.47       2,000  
Total advances from FHLB     0.89       25,000