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Allowance for Loan Losses (Tables) | 3 Months Ended
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Mar. 31, 2015
Allowance for Loan Losses [Abstract] |
Rollforward of the Allowance for Loan Losses by Portfolio Segment |
|  | Three months ended March 31, 2015, |
|  | Balance at December 31, 2014 |  |  | Charge- Offs |  |  | Recoveries |  |  | Provision (Credit) |  |  | Balance at March 31, 2015 |
Commercial |  | $ | 3,262 |  |  | $ | (121 | ) |  | $ | 6 |  |  | $ | 10 |  |  | $ | 3,157 |
Commercial loans secured by real estate |  |  | 3,902 |  |  |  | - |  |  |  | 42 |  |  |  | 143 |  |  |  | 4,087 |
Real estate-mortgage |  |  | 1,310 |  |  |  | (103 | ) |  |  | 30 |  |  |  | 67 |  |  |  | 1,304 |
Consumer |  |  | 190 |  |  |  | (47 | ) |  |  | 9 |  |  |  | 39 |  |  |  | 191 |
Allocation for general risk |  |  | 959 |  |  |  | - |  |  |  | - |  |  |  | (9 | ) |  |  | 950 |
Total |  | $ | 9,623 |  |  | $ | (271 | ) |  | $ | 87 |  |  | $ | 250 |  |  | $ | 9,689 |
|  | Three months ended March 31, 2014, |
|  | Balance at December 31, 2013 |  |  | Charge- Offs |  |  | Recoveries |  |  | Provision (Credit) |  |  | Balance at March 31, 2014 |
Commercial |  | $ | 2,844 |  |  | $ | (72 | ) |  | $ | 50 |  |  | $ | 243 |  |  | $ | 3,065 |
Commercial loans secured by real estate |  |  | 4,885 |  |  |  | (66 | ) |  |  | 153 |  |  |  | (310 | ) |  |  | 4,662 |
Real estate-mortgage |  |  | 1,260 |  |  |  | (43 | ) |  |  | 14 |  |  |  | 42 |  |  |  | 1,273 |
Consumer |  |  | 136 |  |  |  | (36 | ) |  |  | 5 |  |  |  | 34 |  |  |  | 139 |
Allocation for general risk |  |  | 979 |  |  |  | - |  |  |  | - |  |  |  | (9 | ) |  |  | 970 |
Total |  | $ | 10,104 |  |  | $ | (217 | ) |  | $ | 222 |  |  | $ | - |  |  | $ | 10,109 |
Summary of Primary Segments of Loan Portfolio |
|  | At March 31, 2015 |
|  | Commercial |  |  | Commercial Loans Secured by Real Estate |  |  | Real Estate- Mortgage |  |  | Consumer |  |  | Allocation for General Risk |  |  | Total |
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  | $ | 204 |  |  | $ | 813 |  |  | $ | — |  |  | $ | — |  |  |  |  |  |  | $ | 1,017 |
Collectively evaluated for impairment |  |  | 151,089 |  |  |  | 419,264 |  |  |  | 259,884 |  |  |  | 19,143 |  |  |  |  |  |  |  | 849,380 |
Total loans |  | $ | 151,293 |  |  | $ | 420,077 |  |  | $ | 259,884 |  |  | $ | 19,143 |  |  |  |  |  |  | $ | 850,397 |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Specific reserve allocation |  | $ | 31 |  |  | $ | 471 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 502 |
General reserve allocation |  |  | 3,126 |  |  |  | 3,616 |  |  |  | 1,304 |  |  |  | 191 |  |  |  | 950 |  |  |  | 9,187 |
Total allowance for loan losses |  | $ | 3,157 |  |  | $ | 4,087 |  |  | $ | 1,304 |  |  | $ | 191 |  |  | $ | 950 |  |  | $ | 9,689 |
|  | At December 31, 2014 |
|  | Commercial |  |  | Commercial Loans Secured by Real Estate |  |  | Real Estate- Mortgage |  |  | Consumer |  |  | Allocation for General Risk |  |  | Total |
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  | $ | — |  |  | $ | 989 |  |  | $ | — |  |  | $ | — |  |  |  |  |  |  | $ | 989 |
Collectively evaluated for impairment |  |  | 139,126 |  |  |  | 409,340 |  |  |  | 258,616 |  |  |  | 19,009 |  |  |  |  |  |  |  | 826,091 |
Total loans |  | $ | 139,126 |  |  | $ | 410,329 |  |  | $ | 258,616 |  |  | $ | 19,009 |  |  |  |  |  |  | $ | 827,080 |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Specific reserve allocation |  | $ | — |  |  | $ | 520 |  |  | $ | — |  |  | $ | - |  |  | $ | — |  |  | $ | 520 |
General reserve allocation |  |  | 3,262 |  |  |  | 3,382 |  |  |  | 1,310 |  |  |  | 190 |  |  |  | 959 |  |  |  | 9,103 |
Total allowance for loan losses |  | $ | 3,262 |  |  | $ | 3,902 |  |  | $ | 1,310 |  |  | $ | 190 |  |  | $ | 959 |  |  | $ | 9,623 |
Impaired Loans by Class |
|  | March 31, 2015 |
|  | Impaired Loans with Specific Allowance |  |  | Impaired Loans with no Specific Allowance |  |  | Total Impaired Loans |
|  | Recorded Investment |  |  | Related Allowance |  |  | Recorded Investment |  |  | Recorded Investment |  |  | Unpaid Principal Balance |
Commercial |  | $ | 204 |  |  | $ | 31 |  |  | $ | - |  |  | $ | 204 |  |  | $ | 204 |
Commercial loans secured by real estate |  |  | 813 |  |  |  | 471 |  |  |  | - |  |  |  | 813 |  |  |  | 900 |
Total impaired loans |  | $ | 1,017 |  |  | $ | 502 |  |  | $ | - |  |  | $ | 1,017 |  |  | $ | 1,104 |
|  | December 31, 2014 |
|  | Impaired Loans with Specific Allowance |  |  | Impaired Loans with no Specific Allowance |  |  | Total Impaired Loans |
|  | Recorded Investment |  |  | Related Allowance |  |  | Recorded Investment |  |  | Recorded Investment |  |  | Unpaid Principal Balance |
Commercial loans secured by real estate |  | $ | 989 |  |  | $ | 520 |  |  | $ | - |  |  | $ | 989 |  |  | $ | 1,069 |
Total impaired loans |  | $ | 989 |  |  | $ | 520 |  |  | $ | - |  |  | $ | 989 |  |  | $ | 1,069 |
Average Recorded Investment in Impaired Loans and Related Interest Income Recognized |
|  | Three months ended March 31, |
|  | 2015 |  |  | 2014 |
Average loan balance: |  |  |  |  |  |  |  |
Commercial |  | $ | 102 |  |  | $ | - |
Commercial loans secured by real estate |  |  | 901 |  |  |  | 2,623 |
Average investment in impaired loans |  | $ | 1,003 |  |  | $ | 2,623 |
Interest income recognized: |  |  |  |  |  |  |  |
Commercial |  | $ | 1 |  |  | $ | - |
Commercial loans secured by real estate |  |  | 6 |  |  |  | 1 |
Interest income recognized on a cash basis on impaired loans |  | $ | 7 |  |  | $ | 1 |
Loan Portfolio Summarized by Categories |
|  | March 31, 2015 |
|  | Pass |  |  | Special Mention |  |  | Substandard |  |  |  | Doubtful |  |  | Total |
Commercial |  | $ | 146,481 |  |  | $ | 678 |  |  | $ | 4,001 |  |  | $ | 133 |  |  | $ | 151,293 |
Commercial loans secured by real estate |  |  | 413,868 |  |  |  | 2,665 |  |  |  | 3,271 |  |  |  | 273 |  |  |  | 420,077 |
Total |  | $ | 560,349 |  |  | $ | 3,343 |  |  | $ | 7,272 |  |  | $ | 406 |  |  | $ | 571,370 |
|  | December 31, 2014 |
|  | Pass |  |  | Special Mention |  |  | Substandard |  |  |  | Doubtful |  |  | Total |
Commercial |  | $ | 132,665 |  |  | $ | 161 |  |  | $ | 6,164 |  |  | $ | 136 |  |  | $ | 139,126 |
Commercial loans secured by real estate |  |  | 406,195 |  |  |  | 620 |  |  |  | 3,238 |  |  |  | 276 |  |  |  | 410,329 |
Total |  | $ | 538,860 |  |  | $ | 781 |  |  | $ | 9,402 |  |  | $ | 412 |  |  | $ | 549,455 |
Performing and Non-performing Outstanding Balances |
|  | March 31, 2015 |
|  | Performing |  |  | Non-Performing |
Real estate- mortgage |  | $ | 258,010 |  |  | $ | 1,874 |
Consumer |  |  | 19,143 |  |  |  | - |
Total |  | $ | 277,243 |  |  | $ | 1,874 |
|  | December 31, 2014 |
|  | Performing |  |  | Non-Performing |
Real estate- mortgage |  | $ | 257,199 |  |  | $ | 1,417 |
Consumer |  |  | 19,009 |  |  |  | - |
Total |  | $ | 276,208 |  |  | $ | 1,417 |
Classes of Loan Portfolio by Categories |
|  | March 31, 2015 |
|  | Current |  |  | 30-59 Days Past Due |  |  | 60-89 Days Past Due |  |  | 90 Days Past Due |  |  | Total Past Due |  |  | Total Loans |  |  | 90 Days Past Due and Still Accruing |
Commercial |  | $ | 151,293 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 151,293 |  |  | $ | — |
Commercial loans secured by real estate |  |  | 419,483 |  |  |  | 358 |  |  |  | 236 |  |  |  | — |  |  |  | 594 |  |  |  | 420,077 |  |  |  | — |
Real estate- mortgage |  |  | 256,781 |  |  |  | 1,374 |  |  |  | 461 |  |  |  | 1,268 |  |  |  | 3,103 |  |  |  | 259,884 |  |  |  | — |
Consumer |  |  | 19,118 |  |  |  | 23 |  |  |  | 2 |  |  |  | — |  |  |  | 25 |  |  |  | 19,143 |  |  |  | — |
Total |  | $ | 846,675 |  |  | $ | 1,755 |  |  | $ | 699 |  |  | $ | 1,268 |  |  | $ | 3,722 |  |  | $ | 850,397 |  |  | $ | — |
|  | December 31, 2014 |
|  | Current |  |  | 30-59 Days Past Due |  |  | 60-89 Days Past Due |  |  | 90 Days Past Due |  |  | Total Past Due |  |  | Total Loans |  |  | 90 Days Past Due and Still Accruing |
Commercial |  | $ | 139,126 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 139,126 |  |  | $ | — |
Commercial loans secured by real estate |  |  | 410,049 |  |  |  | 280 |  |  |  | — |  |  |  | — |  |  |  | 280 |  |  |  | 410,329 |  |  |  | — |
Real estate- mortgage |  |  | 255,021 |  |  |  | 2,196 |  |  |  | 332 |  |  |  | 1,067 |  |  |  | 3,595 |  |  |  | 258,616 |  |  |  | — |
Consumer |  |  | 18,927 |  |  |  | 74 |  |  |  | 8 |  |  |  | — |  |  |  | 82 |  |  |  | 19,009 |  |  |  | — |
Total |  | $ | 823,123 |  |  | $ | 2,550 |  |  | $ | 340 |  |  | $ | 1,067 |  |  | $ | 3,957 |  |  | $ | 827,080 |  |  | $ | — |

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- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -URI http://asc.fasb.org/extlink&oid=35738203&loc=SL6953659-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 55 -Paragraph 19 -URI http://asc.fasb.org/extlink&oid=32702940&loc=SL6953803-111525 + Details
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