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Disclosures about Fair Value Measurements (Tables)
 3 Months Ended
Mar. 31, 2015
Disclosures about Fair Value Measurements [Abstract]  
Schedule of Assets and Liabilities Measured on Recurring Basis
Fair Value Measurements at March 31, 2015 Using
Total   (Level 1)     (Level 2)     (Level 3)  
                 
US Agency securities $ 5,948     $ -     $ 5,948     $ -  
US Agency mortgage-backed securities     101,146       -       101,146       -  
Corporate bonds     15,439       -       15,439       -  

 

Fair Value Measurements at December 31, 2014 Using
Total   (Level 1)     (Level 2)     (Level 3)  
                 
US Agency securities $ 5,906     $ -     $ 5,906     $ -  
US Agency mortgage-backed securities     105,768       -       105,768       -  
Corporate bonds     15,436       -       15,436       -  
Schedule of Assets Measured at Fair Value on Non-Recurring Basis
Fair Value Measurements at March 31, 2015 Using  
Total     (Level 1)     (Level 2)     (Level 3)  
Impaired loans $ 515     $ -     $ -     $ 515  
Other real estate owned   563       -       -       563  

 

Fair Value Measurements at December 31, 2014 Using  
Total     (Level 1)     (Level 2)     (Level 3)  
Impaired loans $ 469     $ -     $ -     $ 469  
Other real estate owned   512       -       -       512  

 

March 31, 2015 Quantitative Information About Level 3 Fair Value Measurements
Fair Value
Estimate		      Valuation
Techniques		   Unobservable
Input		   Range(Wgtd Ave)

$
   
  Appraisal adjustments(2)   0% to 35%(30%)
Impaired loans     515      Appraisal of collateral(1), (3)   Liquidation expenses   1% to 15%(10%)
                     

   
   
  Appraisal adjustments(2)   0% to 48%(38%)
Other real estate owned     563      Appraisal of collateral (1),(3)   Liquidation expenses   1% to 20%(10%)

 

December 31, 2014 Quantitative Information About Level 3 Fair Value Measurements
Fair Value
Estimate		      Valuation
Techniques		   Unobservable
Input		   Range(Wgtd Ave)

$
   
  Appraisal adjustments(2)   0% to 37%(30%)
Impaired loans     469      Appraisal of collateral(1),(3)   Liquidation expenses   1% to 15%(10%)
                     

   
   
  Appraisal adjustments(2)   47% to 83%(55%)
Other real estate owned     512      Appraisal of collateral (1),(3)   Liquidation expenses   1% to 61%(9%)

 

(1)
Fair Value is generally determined through independent appraisals of the underlying collateral, which generally include various level 3 inputs which are not identifiable.
(2) Appraisals may be adjusted by management for qualitative factors such as economic conditions.
(3)
Includes qualitative adjustments by management and estimated liquidation expenses.
Schedule of Financial Instruments
March 31, 2015
Carrying
Value		   Fair Value     (Level 1)     (Level 2)     (Level 3)  
FINANCIAL ASSETS:                                  
Cash and cash equivalents $ 30,718     $ 30,718     $ 30,718     $ -     $ -  
Investment securities - AFS     122,533       122,533       -       122,533       -  
Investment securities – HTM     19,477       20,013       -       17,031       2,982  
Regulatory stock     5,626       5,626       5,626       -       -  
Loans held for sale     3,575       3,675       3,675       -       -  
Loans, net of allowance for loan loss and unearned income     840,708       845,904       -       -       845,904  
Accrued interest income receivable     3,300       3,300       3,300       -       -  
Bank owned life insurance     37,388       37,388       37,388       -       -  
                                         
FINANCIAL LIABILITIES:                                        
Deposits with no stated maturities   $ 587,825     $ 587,825     $ 587,825     $ -     $ -  
Deposits with stated maturities     304,851       307,634       -       -       307,634  
Short-term borrowings     27,219       27,219       27,219       -       -  
All other borrowings     57,085       61,695       -       -       61,695  
Accrued interest payable     1,545       1,545       1,545       -       -  

 

December 31, 2014
Carrying
Value		   Fair Value     (Level 1)     (Level 2)     (Level 3)  
FINANCIAL ASSETS:                                  
Cash and cash equivalents $ 32,872     $ 32,872     $ 32,872     $ -     $ -  
Investment securities - AFS     127,110       127,110       -       127,110       -  
Investment securities – HTM     19,840       20,213       -       17,241       2,972  
Regulatory stock     6,173       6,173       6,173       -       -  
Loans held for sale     5,051       5,127       5,127       -       -  
Loans, net of allowance for loan loss and unearned income     817,457       819,935       -       -       819,935  
Accrued interest income receivable     3,127       3,127       3,127       -       -  
Bank owned life insurance     37,417       37,417       37,417       -       -  
                                         
FINANCIAL LIABILITIES:                                        
Deposits with no stated maturities   $ 568,625     $ 568,625     $ 568,625     $ -     $ -  
Deposits with stated maturities     301,256       304,744       -       -       304,744  
Short-term borrowings     38,880       38,880       38,880       -       -  
All other borrowings     55,085       59,256       -       -       59,256  
Accrued interest payable     1,706       1,706       1,706       -       -