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Allowance for Loan Losses (Tables)

3 Months Ended

Mar. 31, 2015

Allowance for Loan Losses [Abstract]

Rollforward of the Allowance for Loan Losses by Portfolio Segment

		Three months ended March 31, 2015,
		Balance at December 31, 2014				Charge- Offs				Recoveries				Provision (Credit)				Balance at March 31, 2015
Commercial		$	3,262			$	(121	)		$	6			$	10			$	3,157
Commercial loans secured by real estate			3,902				-				42				143				4,087
Real estate-mortgage			1,310				(103	)			30				67				1,304
Consumer			190				(47	)			9				39				191
Allocation for general risk			959				-				-				(9	)			950
Total		$	9,623			$	(271	)		$	87			$	250			$	9,689

		Three months ended March 31, 2014,
		Balance at December 31, 2013				Charge- Offs				Recoveries				Provision (Credit)				Balance at March 31, 2014
Commercial		$	2,844			$	(72	)		$	50			$	243			$	3,065
Commercial loans secured by real estate			4,885				(66	)			153				(310	)			4,662
Real estate-mortgage			1,260				(43	)			14				42				1,273
Consumer			136				(36	)			5				34				139
Allocation for general risk			979				-				-				(9	)			970
Total		$	10,104			$	(217	)		$	222			$	-			$	10,109

Summary of Primary Segments of Loan Portfolio

		At March 31, 2015
		Commercial				Commercial Loans Secured by Real Estate				Real Estate- Mortgage				Consumer				Allocation for General Risk				Total
Loans:
Individually evaluated for impairment		$	204			$	813			$	—			$	—							$	1,017
Collectively evaluated for impairment			151,089				419,264				259,884				19,143								849,380
Total loans		$	151,293			$	420,077			$	259,884			$	19,143							$	850,397
Allowance for loan losses:
Specific reserve allocation		$	31			$	471			$	—			$	—			$	—			$	502
General reserve allocation			3,126				3,616				1,304				191				950				9,187
Total allowance for loan losses		$	3,157			$	4,087			$	1,304			$	191			$	950			$	9,689

		At December 31, 2014
		Commercial				Commercial Loans Secured by Real Estate				Real Estate- Mortgage				Consumer				Allocation for General Risk				Total
Loans:
Individually evaluated for impairment		$	—			$	989			$	—			$	—							$	989
Collectively evaluated for impairment			139,126				409,340				258,616				19,009								826,091
Total loans		$	139,126			$	410,329			$	258,616			$	19,009							$	827,080
Allowance for loan losses:
Specific reserve allocation		$	—			$	520			$	—			$	-			$	—			$	520
General reserve allocation			3,262				3,382				1,310				190				959				9,103
Total allowance for loan losses		$	3,262			$	3,902			$	1,310			$	190			$	959			$	9,623

Impaired Loans by Class

		March 31, 2015
		Impaired Loans with Specific Allowance								Impaired Loans with no Specific Allowance				Total Impaired Loans
		Recorded Investment				Related Allowance				Recorded Investment				Recorded Investment				Unpaid  Principal Balance
Commercial		$	204			$	31			$	-			$	204			$	204
Commercial loans secured by real estate			813				471				-				813				900
Total impaired loans		$	1,017			$	502			$	-			$	1,017			$	1,104

		December 31, 2014
		Impaired Loans with Specific Allowance								Impaired  Loans with no Specific Allowance				Total Impaired Loans
		Recorded Investment				Related Allowance				Recorded Investment				Recorded Investment				Unpaid  Principal Balance
Commercial loans secured by real estate		$	989			$	520			$	-			$	989			$	1,069
Total impaired loans		$	989			$	520			$	-			$	989			$	1,069

Average Recorded Investment in Impaired Loans and Related Interest Income Recognized

		Three months ended March 31,
		2015				2014
Average loan balance:
Commercial		$	102			$	-
Commercial loans secured by real estate			901				2,623
Average investment in impaired loans		$	1,003			$	2,623
Interest income recognized:
Commercial		$	1			$	-
Commercial loans secured by real estate			6				1
Interest income recognized on a cash basis on impaired loans		$	7			$	1

Loan Portfolio Summarized by Categories

		March 31, 2015
		Pass				Special Mention				Substandard					Doubtful			Total
Commercial		$	146,481			$	678			$	4,001			$	133			$	151,293
Commercial loans secured by real estate			413,868				2,665				3,271				273				420,077
Total		$	560,349			$	3,343			$	7,272			$	406			$	571,370

		December 31, 2014
		Pass				Special Mention				Substandard					Doubtful			Total
Commercial		$	132,665			$	161			$	6,164			$	136			$	139,126
Commercial loans secured by real estate			406,195				620				3,238				276				410,329
Total		$	538,860			$	781			$	9,402			$	412			$	549,455

Performing and Non-performing Outstanding Balances

		March 31, 2015
		Performing				Non-Performing
Real estate- mortgage		$	258,010			$	1,874
Consumer			19,143				-
Total		$	277,243			$	1,874

		December 31, 2014
		Performing				Non-Performing
Real estate- mortgage		$	257,199			$	1,417
Consumer			19,009				-
Total		$	276,208			$	1,417

Classes of Loan Portfolio by Categories

		March 31, 2015
		Current				30-59 Days Past Due				60-89 Days Past Due				90 Days Past Due				Total Past Due				Total Loans				90 Days Past Due and Still Accruing
Commercial		$	151,293			$	—			$	—			$	—			$	—			$	151,293			$	—
Commercial loans secured by real estate			419,483				358				236				—				594				420,077				—
Real estate- mortgage			256,781				1,374				461				1,268				3,103				259,884				—
Consumer			19,118				23				2				—				25				19,143				—
Total		$	846,675			$	1,755			$	699			$	1,268			$	3,722			$	850,397			$	—

		December 31, 2014
		Current				30-59 Days Past Due				60-89 Days Past Due				90 Days Past Due				Total Past Due				Total Loans				90 Days Past Due and Still Accruing
Commercial		$	139,126			$	—			$	—			$	—			$	—			$	139,126			$	—
Commercial loans secured by real estate			410,049				280				—				—				280				410,329				—
Real estate- mortgage			255,021				2,196				332				1,067				3,595				258,616				—
Consumer			18,927				74				8				—				82				19,009				—
Total		$	823,123			$	2,550			$	340			$	1,067			$	3,957			$	827,080			$	—

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Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account.

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Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.

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