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Allowance for Loan Losses (Tables) | 6 Months Ended
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Jun. 30, 2015
Allowance for Loan Losses [Abstract] |
Rollforward of the Allowance for Loan Losses by Portfolio Segment |
|  | Three months ended June 30, 2015, |
|  | Balance at March 31, 2015 |  |  | Charge- Offs |  |  | Recoveries |  |  | Provision (Credit) |  |  | Balance at June 30, 2015 |
Commercial |  | $ | 3,157 |  |  | $ | - |  |  | $ | 8 |  |  | $ | 6 |  |  | $ | 3,171 |
Commercial loans secured by real estate |  |  | 4,087 |  |  |  | (15 | ) |  |  | 9 |  |  |  | 59 |  |  |  | 4,140 |
Real estate-mortgage |  |  | 1,304 |  |  |  | (188 | ) |  |  | 25 |  |  |  | 180 |  |  |  | 1,321 |
Consumer |  |  | 191 |  |  |  | (16 | ) |  |  | 5 |  |  |  | 21 |  |  |  | 201 |
Allocation for general risk |  |  | 950 |  |  |  | - |  |  |  | - |  |  |  | (66 | ) |  |  | 884 |
Total |  | $ | 9,689 |  |  | $ | (219 | ) |  | $ | 47 |  |  | $ | 200 |  |  | $ | 9,717 |
|  | Three months ended June 30, 2014, |
|  | Balance at March 31, 2014 |  |  | Charge- Offs |  |  | Recoveries |  |  | Provision (Credit) |  |  | Balance at June 30, 2014 |
Commercial |  | $ | 3,065 |  |  | $ | - |  |  | $ | 55 |  |  | $ | 134 |  |  | $ | 3,254 |
Commercial loans secured by real estate |  |  | 4,662 |  |  |  | - |  |  |  | 19 |  |  |  | (206 | ) |  |  | 4,475 |
Real estate-mortgage |  |  | 1,273 |  |  |  | (30 | ) |  |  | 11 |  |  |  | 47 |  |  |  | 1,301 |
Consumer |  |  | 139 |  |  |  | (22 | ) |  |  | 8 |  |  |  | 20 |  |  |  | 145 |
Allocation for general risk |  |  | 970 |  |  |  | - |  |  |  | - |  |  |  | 5 |  |  |  | 975 |
Total |  | $ | 10,109 |  |  | $ | (52 | ) |  | $ | 93 |  |  | $ | - |  |  | $ | 10,150 |
|  | Six months ended June 30, 2015, |
|  | Balance at December 31, 2014 |  |  | Charge- Offs |  |  | Recoveries |  |  | Provision (Credit) |  |  | Balance at June 30, 2015 |
Commercial |  | $ | 3,262 |  |  | $ | (121 | ) |  | $ | 14 |  |  | $ | 16 |  |  | $ | 3,171 |
Commercial loans secured by real estate |  |  | 3,902 |  |  |  | (15 | ) |  |  | 51 |  |  |  | 202 |  |  |  | 4,140 |
Real estate-mortgage |  |  | 1,310 |  |  |  | (291 | ) |  |  | 55 |  |  |  | 247 |  |  |  | 1,321 |
Consumer |  |  | 190 |  |  |  | (63 | ) |  |  | 14 |  |  |  | 60 |  |  |  | 201 |
Allocation for general risk |  |  | 959 |  |  |  | - |  |  |  | - |  |  |  | (75 | ) |  |  | 884 |
Total |  | $ | 9,623 |  |  | $ | (490 | ) |  | $ | 134 |  |  | $ | 450 |  |  | $ | 9,717 |
|  | Six months ended June 30, 2014, |
|  | Balance at December 31, 2013 |  |  | Charge- Offs |  |  | Recoveries |  |  | Provision (Credit) |  |  | Balance at June 30, 2014 |
Commercial |  | $ | 2,844 |  |  | $ | (72 | ) |  | $ | 105 |  |  | $ | 377 |  |  | $ | 3,254 |
Commercial loans secured by real estate |  |  | 4,885 |  |  |  | (66 | ) |  |  | 172 |  |  |  | (516 | ) |  |  | 4,475 |
Real estate-mortgage |  |  | 1,260 |  |  |  | (73 | ) |  |  | 25 |  |  |  | 89 |  |  |  | 1,301 |
Consumer |  |  | 136 |  |  |  | (58 | ) |  |  | 13 |  |  |  | 54 |  |  |  | 145 |
Allocation for general risk |  |  | 979 |  |  |  | - |  |  |  | - |  |  |  | (4 | ) |  |  | 975 |
Total |  | $ | 10,104 |  |  | $ | (269 | ) |  | $ | 315 |  |  | $ | - |  |  | $ | 10,150 |
Summary of Primary Segments of Loan Portfolio |
|  | At June 30, 2015 |
Loans: |  | Commercial |  |  | Commercial Loans Secured by Real Estate |  |  | Real Estate- Mortgage |  |  | Consumer |  |  | Allocation for General Risk |  |  | Total |
Individually evaluated for impairment |  | $ | 406 |  |  | $ | 776 |  |  | $ | — |  |  | $ | — |  |  |  |  |  |  | $ | 1,182 |
Collectively evaluated for impairment |  |  | 155,053 |  |  |  | 426,398 |  |  |  | 259,144 |  |  |  | 20,073 |  |  |  |  |  |  |  | 860,668 |
Total loans |  | $ | 155,459 |  |  | $ | 427,174 |  |  | $ | 259,144 |  |  | $ | 20,073 |  |  |  |  |  |  | $ | 861,850 |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Specific reserve allocation |  | $ | 102 |  |  | $ | 512 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 614 |
General reserve allocation |  |  | 3,069 |  |  |  | 3,628 |  |  |  | 1,321 |  |  |  | 201 |  |  |  | 884 |  |  |  | 9,103 |
Total allowance for loan losses |  | $ | 3,171 |  |  | $ | 4,140 |  |  | $ | 1,321 |  |  | $ | 201 |  |  | $ | 884 |  |  | $ | 9,717 |
|  | At December 31, 2014 |
Loans: |  | Commercial |  |  | Commercial Loans Secured by Real Estate |  |  | Real Estate- Mortgage |  |  | Consumer |  |  | Allocation for General Risk |  |  | Total |
Individually evaluated for impairment |  | $ | — |  |  | $ | 989 |  |  | $ | — |  |  | $ | — |  |  |  |  |  |  | $ | 989 |
Collectively evaluated for impairment |  |  | 139,126 |  |  |  | 409,340 |  |  |  | 258,616 |  |  |  | 19,009 |  |  |  |  |  |  |  | 826,091 |
Total loans |  | $ | 139,126 |  |  | $ | 410,329 |  |  | $ | 258,616 |  |  | $ | 19,009 |  |  |  |  |  |  | $ | 827,080 |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Specific reserve allocation |  | $ | — |  |  | $ | 520 |  |  | $ | — |  |  | $ | - |  |  | $ | — |  |  | $ | 520 |
General reserve allocation |  |  | 3,262 |  |  |  | 3,382 |  |  |  | 1,310 |  |  |  | 190 |  |  |  | 959 |  |  |  | 9,103 |
Total allowance for loan losses |  | $ | 3,262 |  |  | $ | 3,902 |  |  | $ | 1,310 |  |  | $ | 190 |  |  | $ | 959 |  |  | $ | 9,623 |
Impaired Loans by Class |
|  | June 30, 2015 |
|  | Impaired Loans with Specific Allowance |  |  | Impaired Loans with no Specific Allowance |  |  | Total Impaired Loans |
|  | Recorded Investment |  |  | Related Allowance |  |  | Recorded Investment |  |  | Recorded Investment |  |  | Unpaid Principal Balance |
Commercial |  | $ | 406 |  |  | $ | 102 |  |  | $ | - |  |  | $ | 406 |  |  | $ | 406 |
Commercial loans secured by real estate |  |  | 756 |  |  |  | 512 |  |  |  | 20 |  |  |  | 776 |  |  |  | 885 |
Total impaired loans |  | $ | 1,162 |  |  | $ | 614 |  |  | $ | 20 |  |  | $ | 1,182 |  |  | $ | 1,291 |
|  | December 31, 2014 |
|  | Impaired Loans with Specific Allowance |  |  | Impaired Loans with no Specific Allowance |  |  | Total Impaired Loans |
|  | Recorded Investment |  |  | Related Allowance |  |  | Recorded Investment |  |  | Recorded Investment |  |  | Unpaid Principal Balance |
Commercial loans secured by real estate |  | $ | 989 |  |  | $ | 520 |  |  | $ | - |  |  | $ | 989 |  |  | $ | 1,069 |
Total impaired loans |  | $ | 989 |  |  | $ | 520 |  |  | $ | - |  |  | $ | 989 |  |  | $ | 1,069 |
Average Recorded Investment in Impaired Loans and Related Interest Income Recognized |
|  | Three months ended June 30, |  |  | Six months ended June 30, |
|  | 2015 |  |  | 2014 |  |  | 2015 |  |  | 2014 |
Average loan balance: |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  | $ | 220 |  |  | $ | - |  |  | $ | 110 |  |  | $ | - |
Commercial loans secured by real estate |  |  | 1,509 |  |  |  | 2,296 |  |  |  | 1,891 |  |  |  | 2,678 |
Average investment in impaired loans |  | $ | 1,729 |  |  | $ | 2,296 |  |  | $ | 2,001 |  |  | $ | 2,678 |
Interest income recognized: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  | $ | 10 |  |  | $ | - |  |  | $ | 11 |  |  | $ | - |
Commercial loans secured by real estate |  |  | 5 |  |  |  | 1 |  |  |  | 11 |  |  |  | 2 |
Interest income recognized on a cash basis on impaired loans |  | $ | 15 |  |  | $ | 1 |  |  | $ | 22 |  |  | $ | 2 |
Loan Portfolio Summarized by Categories |
|  | June 30, 2015 |
|  | Pass |  |  | Special Mention |  |  | Substandard |  |  |  | Doubtful |  |  | Total |
Commercial |  | $ | 150,704 |  |  | $ | 758 |  |  | $ | 3,866 |  |  | $ | 131 |  |  | $ | 155,459 |
Commercial loans secured by real estate |  |  | 421,117 |  |  |  | 2,627 |  |  |  | 3,175 |  |  |  | 255 |  |  |  | 427,174 |
Total |  | $ | 571,821 |  |  | $ | 3,385 |  |  | $ | 7,041 |  |  | $ | 386 |  |  | $ | 582,633 |
|  | December 31, 2014 |
|  | Pass |  |  | Special Mention |  |  | Substandard |  |  |  | Doubtful |  |  | Total |
Commercial |  | $ | 132,665 |  |  | $ | 161 |  |  | $ | 6,164 |  |  | $ | 136 |  |  | $ | 139,126 |
Commercial loans secured by real estate |  |  | 406,195 |  |  |  | 620 |  |  |  | 3,238 |  |  |  | 276 |  |  |  | 410,329 |
Total |  | $ | 538,860 |  |  | $ | 781 |  |  | $ | 9,402 |  |  | $ | 412 |  |  | $ | 549,455 |
Performing and Non-performing Outstanding Balances |
|  | June 30, 2015 |
|  | Performing |  |  | Non-Performing |
Real estate- mortgage |  | $ | 257,497 |  |  | $ | 1,647 |
Consumer |  |  | 20,073 |  |  |  | - |
Total |  | $ | 277,570 |  |  | $ | 1,647 |
|  | December 31, 2014 |
|  | Performing |  |  | Non-Performing |
Real estate- mortgage |  | $ | 257,199 |  |  | $ | 1,417 |
Consumer |  |  | 19,009 |  |  |  | - |
Total |  | $ | 276,208 |  |  | $ | 1,417 |
Classes of Loan Portfolio by Categories |
|  | June 30, 2015 |
|  | Current |  |  | 30-59 Days Past Due |  |  | 60-89 Days Past Due |  |  | 90 Days Past Due |  |  | Total Past Due |  |  | Total Loans |  |  | 90 Days Past Due and Still Accruing |
Commercial |  | $ | 153,174 |  |  | $ | — |  |  | $ | 2,285 |  |  | $ | — |  |  | $ | 2,285 |  |  | $ | 155,459 |  |  | $ | — |
Commercial loans secured by real estate |  |  | 426,939 |  |  |  | — |  |  |  | — |  |  |  | 235 |  |  |  | 235 |  |  |  | 427,174 |  |  |  | — |
Real estate- mortgage |  |  | 255,924 |  |  |  | 1,634 |  |  |  | 637 |  |  |  | 949 |  |  |  | 3,220 |  |  |  | 259,144 |  |  |  | — |
Consumer |  |  | 20,009 |  |  |  | 55 |  |  |  | 9 |  |  |  | — |  |  |  | 64 |  |  |  | 20,073 |  |  |  | — |
Total |  | $ | 856,046 |  |  | $ | 1,689 |  |  | $ | 2,931 |  |  | $ | 1,184 |  |  | $ | 5,804 |  |  | $ | 861,850 |  |  | $ | — |
|  | December 31, 2014 |
|  | Current |  |  | 30-59 Days Past Due |  |  | 60-89 Days Past Due |  |  | 90 Days Past Due |  |  | Total Past Due |  |  | Total Loans |  |  | 90 Days Past Due and Still Accruing |
Commercial |  | $ | 139,126 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 139,126 |  |  | $ | — |
Commercial loans secured by real estate |  |  | 410,049 |  |  |  | 280 |  |  |  | — |  |  |  | — |  |  |  | 280 |  |  |  | 410,329 |  |  |  | — |
Real estate- mortgage |  |  | 255,021 |  |  |  | 2,196 |  |  |  | 332 |  |  |  | 1,067 |  |  |  | 3,595 |  |  |  | 258,616 |  |  |  | — |
Consumer |  |  | 18,927 |  |  |  | 74 |  |  |  | 8 |  |  |  | — |  |  |  | 82 |  |  |  | 19,009 |  |  |  | — |
Total |  | $ | 823,123 |  |  | $ | 2,550 |  |  | $ | 340 |  |  | $ | 1,067 |  |  | $ | 3,957 |  |  | $ | 827,080 |  |  | $ | — |

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