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Allowance for Loan Losses (Tables)

6 Months Ended

Jun. 30, 2015

Allowance for Loan Losses [Abstract]

Rollforward of the Allowance for Loan Losses by Portfolio Segment

		Three months ended June 30, 2015,
		Balance at March 31, 2015				Charge- Offs				Recoveries				Provision (Credit)				Balance at June 30, 2015
Commercial		$	3,157			$	-			$	8			$	6			$	3,171
Commercial loans secured by real estate			4,087				(15	)			9				59				4,140
Real estate-mortgage			1,304				(188	)			25				180				1,321
Consumer			191				(16	)			5				21				201
Allocation for general risk			950				-				-				(66	)			884
Total		$	9,689			$	(219	)		$	47			$	200			$	9,717

		Three months ended June 30, 2014,
		Balance at March 31, 2014				Charge- Offs				Recoveries				Provision (Credit)				Balance at June 30, 2014
Commercial		$	3,065			$	-			$	55			$	134			$	3,254
Commercial loans secured by real estate			4,662				-				19				(206	)			4,475
Real estate-mortgage			1,273				(30	)			11				47				1,301
Consumer			139				(22	)			8				20				145
Allocation for general risk			970				-				-				5				975
Total		$	10,109			$	(52	)		$	93			$	-			$	10,150

		Six months ended June 30, 2015,
		Balance at December 31, 2014				Charge- Offs				Recoveries				Provision (Credit)				Balance at  June 30, 2015
Commercial		$	3,262			$	(121	)		$	14			$	16			$	3,171
Commercial loans secured by real estate			3,902				(15	)			51				202				4,140
Real estate-mortgage			1,310				(291	)			55				247				1,321
Consumer			190				(63	)			14				60				201
Allocation for general risk			959				-				-				(75	)			884
Total		$	9,623			$	(490	)		$	134			$	450			$	9,717

		Six months ended June 30, 2014,
		Balance at December 31, 2013				Charge- Offs				Recoveries				Provision (Credit)				Balance at June 30, 2014
Commercial		$	2,844			$	(72	)		$	105			$	377			$	3,254
Commercial loans secured by real estate			4,885				(66	)			172				(516	)			4,475
Real estate-mortgage			1,260				(73	)			25				89				1,301
Consumer			136				(58	)			13				54				145
Allocation for general risk			979				-				-				(4	)			975
Total		$	10,104			$	(269	)		$	315			$	-			$	10,150

Summary of Primary Segments of Loan Portfolio

		At June 30, 2015
Loans:		Commercial				Commercial Loans Secured by Real Estate				Real Estate- Mortgage				Consumer				Allocation for General Risk				Total
Individually evaluated for impairment		$	406			$	776			$	—			$	—							$	1,182
Collectively evaluated for impairment			155,053				426,398				259,144				20,073								860,668
Total loans		$	155,459			$	427,174			$	259,144			$	20,073							$	861,850
Allowance for loan losses:
Specific reserve allocation		$	102			$	512			$	—			$	—			$	—			$	614
General reserve allocation			3,069				3,628				1,321				201				884				9,103
Total allowance for loan losses		$	3,171			$	4,140			$	1,321			$	201			$	884			$	9,717

		At December 31, 2014
Loans:		Commercial				Commercial Loans Secured  by Real Estate				Real Estate- Mortgage				Consumer				Allocation for General Risk				Total
Individually evaluated for impairment		$	—			$	989			$	—			$	—							$	989
Collectively evaluated for impairment			139,126				409,340				258,616				19,009								826,091
Total loans		$	139,126			$	410,329			$	258,616			$	19,009							$	827,080
Allowance for loan losses:
Specific reserve allocation		$	—			$	520			$	—			$	-			$	—			$	520
General reserve allocation			3,262				3,382				1,310				190				959				9,103
Total allowance for loan losses		$	3,262			$	3,902			$	1,310			$	190			$	959			$	9,623

Impaired Loans by Class

		June 30, 2015
		Impaired Loans with Specific Allowance								Impaired Loans with no Specific  Allowance				Total  Impaired Loans
		Recorded Investment				Related Allowance				Recorded Investment				Recorded Investment				Unpaid Principal Balance
Commercial		$	406			$	102			$	-			$	406			$	406
Commercial loans secured by real estate			756				512				20				776				885
Total impaired loans		$	1,162			$	614			$	20			$	1,182			$	1,291

		December 31, 2014
		Impaired Loans with Specific Allowance								Impaired Loans with no Specific Allowance				Total  Impaired Loans
		Recorded Investment				Related Allowance				Recorded Investment				Recorded Investment				Unpaid   Principal Balance
Commercial loans secured by real estate		$	989			$	520			$	-			$	989			$	1,069
Total impaired loans		$	989			$	520			$	-			$	989			$	1,069

Average Recorded Investment in Impaired Loans and Related Interest Income Recognized

		Three months ended June 30,								Six months ended June 30,
		2015				2014				2015				2014
Average loan balance:
Commercial		$	220			$	-			$	110			$	-
Commercial loans secured by real estate			1,509				2,296				1,891				2,678
Average investment in impaired loans		$	1,729			$	2,296			$	2,001			$	2,678
Interest income recognized:
Commercial		$	10			$	-			$	11			$	-
Commercial loans secured by real estate			5				1				11				2
Interest income recognized on a cash basis on impaired loans		$	15			$	1			$	22			$	2

Loan Portfolio Summarized by Categories

		June 30, 2015
		Pass				Special Mention				Substandard					Doubtful			Total
Commercial		$	150,704			$	758			$	3,866			$	131			$	155,459
Commercial loans secured by real estate			421,117				2,627				3,175				255				427,174
Total		$	571,821			$	3,385			$	7,041			$	386			$	582,633

		December 31, 2014
		Pass				Special Mention				Substandard					Doubtful			Total
Commercial		$	132,665			$	161			$	6,164			$	136			$	139,126
Commercial loans secured by real estate			406,195				620				3,238				276				410,329
Total		$	538,860			$	781			$	9,402			$	412			$	549,455

Performing and Non-performing Outstanding Balances

		June 30, 2015
		Performing				Non-Performing
Real estate- mortgage		$	257,497			$	1,647
Consumer			20,073				-
Total		$	277,570			$	1,647

		December 31, 2014
		Performing				Non-Performing
Real estate- mortgage		$	257,199			$	1,417
Consumer			19,009				-
Total		$	276,208			$	1,417

Classes of Loan Portfolio by Categories

		June 30, 2015
		Current				30-59  Days Past  Due				60-89 Days Past Due				90 Days Past Due				Total Past Due				Total Loans				90 Days Past Due and Still Accruing
Commercial		$	153,174			$	—			$	2,285			$	—			$	2,285			$	155,459			$	—
Commercial loans secured by real estate			426,939				—				—				235				235				427,174				—
Real estate- mortgage			255,924				1,634				637				949				3,220				259,144				—
Consumer			20,009				55				9				—				64				20,073				—
Total		$	856,046			$	1,689			$	2,931			$	1,184			$	5,804			$	861,850			$	—

		December 31, 2014
		Current				30-59 Days Past  Due				60-89 Days  Past Due				90 Days Past Due				Total Past Due				Total Loans				90 Days Past Due and Still Accruing
Commercial		$	139,126			$	—			$	—			$	—			$	—			$	139,126			$	—
Commercial loans secured by real estate			410,049				280				—				—				280				410,329				—
Real estate- mortgage			255,021				2,196				332				1,067				3,595				258,616				—
Consumer			18,927				74				8				—				82				19,009				—
Total		$	823,123			$	2,550			$	340			$	1,067			$	3,957			$	827,080			$	—

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Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.

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