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Non-performing Assets Including Troubled Debt Restructurings (TDR) (Tables)
6 Months Ended
Jun. 30, 2015
Nonperforming Assets Including Troubled Debt Restructurings [Abstract]  
Non-performing Assets Including TDR


 

June 30, 2015     December 31, 2014  
Non-accrual loans            
Commercial     209       -   
Commercial loans secured by real estate $ 255     $ 778  
Real estate-mortgage   1,647       1,417  
Total     2,111       2,195  
                 
Other real estate owned                
Commercial loans secured by real estate     -       384  
Real estate-mortgage     126       128  
Total     126       512  
                 
TDR's not in non-accrual     328       210  
Total non-performing assets including TDR   $ 2,565     $ 2,917  
Total non-performing assets as a percent of loans, net of unearned income, and other real estate owned     0.30 %     0.35 %

 

Schedule of Interest Income


 

Three months ended   Six months ended  
June 30,   June 30,  
2015   2014     2015     2014  
Interest income due in accordance with original terms $ 24     $ 34     $ 48     $ 67  
Interest income recorded     -       -       -       -  
Net reduction in interest income   $ 24     $ 34     $ 48     $ 67  

 

Schedule of TDRs


 

The following table details the loans modified as TDRs during the six month period ended June 30, 2015 (dollars in thousands).

 

Loans in accrual status # of Loans     Current Balance     Concession Granted
Commercial loan   1     $ 204     Extension of maturity date

 

The following table details the loans modified as TDRs during the three month period ended June 30, 2014 (dollars in thousands).

 

Loans in non-accrual status # of Loans     Current Balance     Concession Granted
Commercial loan secured by real estate   1     $ 141     Extension of maturity date

 

The following table details the loans modified as TDRs during the six month period ended June 30, 2014 (dollars in thousands).

 

Loans in non-accrual status # of Loans     Current Balance     Concession Granted
Commercial loan secured by real estate   1     $ 253     Extension of maturity date