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Allowance for Loan Losses (Tables)

9 Months Ended

Sep. 30, 2015

Allowance for Loan Losses [Abstract]

Rollforward of the Allowance for Loan Losses by Portfolio Segment

		Three months ended September 30, 2015,
		Balance at June 30, 2015				Charge- Offs				Recoveries				Provision (Credit)				Balance at September 30, 2015
Commercial		$	3,171			$	(35	)		$	21			$	(47	)		$	3,110
Commercial loans secured by real estate			4,140				(235	)			3				113				4,021
Real estate-mortgage			1,321				(85	)			98				58				1,392
Consumer			201				(18	)			6				88				277
Allocation for general risk			884				-				-				88				972
Total		$	9,717			$	(373	)		$	128			$	300			$	9,772

		Three months ended September 30, 2014,
		Balance at June 30, 2014				Charge- Offs				Recoveries				Provision (Credit)				Balance at September 30, 2014
Commercial		$	3,254			$	-			$	6			$	35			$	3,295
Commercial loans secured by real estate			4,475				(506	)			24				(78	)			3,915
Real estate-mortgage			1,301				(103	)			29				115				1,342
Consumer			145				(24	)			6				24				151
Allocation for general risk			975				-				-				(96	)			879
Total		$	10,150			$	(633	)		$	65			$	-			$	9,582

		Nine months ended September 30, 2015,
		Balance at December 31, 2014				Charge- Offs				Recoveries				Provision (Credit)				Balance at September 30, 2015
Commercial		$	3,262			$	(156	)		$	35			$	(31	)		$	3,110
Commercial loans secured by real estate			3,902				(250	)			54				315				4,021
Real estate-mortgage			1,310				(376	)			153				305				1,392
Consumer			190				(81	)			20				148				277
Allocation for general risk			959				-				-				13				972
Total		$	9,623			$	(863	)		$	262			$	750			$	9,772

		Nine months ended September 30, 2014,
		Balance at December 31, 2013				Charge- Offs				Recoveries				Provision (Credit)				Balance at September 30, 2014
Commercial		$	2,844			$	(72	)		$	111			$	412			$	3,295
Commercial loans secured by real estate			4,885				(572	)			196				(594	)			3,915
Real estate-mortgage			1,260				(176	)			54				204				1,342
Consumer			136				(82	)			19				78				151
Allocation for general risk			979				-				-				(100	)			879
Total		$	10,104			$	(902	)		$	380			$	-			$	9,582

Summary of Primary Segments of Loan Portfolio

		At September 30, 2015
		Commercial				Commercial Loans Secured by Real Estate				Real Estate- Mortgage				Consumer				Allocation for General Risk				Total
Loans:
Individually evaluated for impairment		$	473			$	422			$	—			$	70							$	965
Collectively evaluated for impairment			168,999				417,746				257,530				20,060								864,335
Total loans		$	169,472			$	418,168			$	257,530			$	20,130							$	865,300
Allowance for loan losses:
Specific reserve allocation		$	195			$	259			$	—			$	70			$	—			$	524
General reserve allocation			2,915				3,762				1,392				207				972				9,248
Total allowance for loan losses		$	3,110			$	4,021			$	1,392			$	277			$	972			$	9,772

		At December 31, 2014
		Commercial				Commercial Loans Secured by Real Estate				Real Estate- Mortgage				Consumer				Allocation for General Risk				Total
Loans:
Individually evaluated for impairment		$	—			$	989			$	—			$	—							$	989
Collectively evaluated for impairment			139,126				409,340				258,616				19,009								826,091
Total loans		$	139,126			$	410,329			$	258,616			$	19,009							$	827,080
Allowance for loan losses:
Specific reserve allocation		$	—			$	520			$	—			$	-			$	—			$	520
General reserve allocation			3,262				3,382				1,310				190				959				9,103
Total allowance for loan losses		$	3,262			$	3,902			$	1,310			$	190			$	959			$	9,623

Impaired Loans by Class

		September 30, 2015
		Impaired Loans with Specific Allowance								Impaired Loans with no Specific Allowance				Total  Impaired Loans
		Recorded Investment				Related Allowance				Recorded Investment				Recorded Investment				Unpaid  Principal Balance
Commercial		$	473			$	195			$	-			$	473			$	476
Commercial loans secured by real estate			378				259				44				422				507
Consumer			70				70				-				70				70
Total impaired loans		$	921			$	524			$	44			$	965			$	1,053

		December 31, 2014
		Impaired Loans with Specific Allowance								Impaired Loans with no Specific Allowance				Total  Impaired Loans
		Recorded Investment				Related Allowance				Recorded Investment				Recorded Investment				Unpaid  Principal Balance
Commercial loans secured by real estate		$	989			$	520			$	-			$	989			$	1,069
Total impaired loans		$	989			$	520			$	-			$	989			$	1,069

Average Recorded Investment in Impaired Loans and Related Interest Income Recognized

		Three months ended September 30,								Nine months ended September 30,
		2015				2014				2015				2014
Average loan balance:
Commercial		$	347			$	-			$	189			$	-
Commercial loans secured by real estate			966				1,897				1,583				2,012
Consumer			35				-				23				-
Average investment in impaired loans		$	1,348			$	1,897			$	1,795			$	2,012
Interest income recognized:
Commercial		$	7			$	-			$	17			$	-
Commercial loans secured by real estate			5				4				15				6
Consumer			-				-				1				-
Interest income recognized on a cash basis on impaired loans		$	12			$	4			$	33			$	6

Loan Portfolio Summarized by Categories

		September 30, 2015
		Pass				Special Mention				Substandard					Doubtful			Total
Commercial		$	166,822			$	744			$	1,778			$	128			$	169,472
Commercial loans secured by real estate			412,270				2,942				2,937				19				418,168
Total		$	579,092			$	3,686			$	4,715			$	147			$	587,640

		December 31, 2014
		Pass				Special Mention				Substandard					Doubtful			Total
Commercial		$	132,665			$	161			$	6,164			$	136			$	139,126
Commercial loans secured by real estate			406,195				620				3,238				276				410,329
Total		$	538,860			$	781			$	9,402			$	412			$	549,455

Performing and Non-performing Outstanding Balances

		September 30, 2015
		Performing				Non-Performing
Real estate- mortgage		$	255,901			$	1,629
Consumer			20,060				70
Total		$	275,961			$	1,699

		December 31, 2014
		Performing				Non-Performing
Real estate- mortgage		$	257,199			$	1,417
Consumer			19,009				-
Total		$	276,208			$	1,417

Classes of Loan Portfolio by Categories

		September 30, 2015
		Current				30-59 Days Past Due				60-89 Days Past Due				90 Days Past Due				Total Past Due				Total Loans				90 Days Past Due and Still Accruing
Commercial		$	168,872			$	600			$	—			$	—			$	600			$	169,472			$	—
Commercial loans secured by real estate			418,168				—				—				—				—				418,168				—
Real estate- mortgage			254,125				1,887				801				717				3,405				257,530				—
Consumer			19,607				446				77				—				523				20,130				—
Total		$	860,772			$	2,933			$	878			$	717			$	4,528			$	865,300			$	—

		December 31, 2014
		Current				30-59 Days Past Due				60-89 Days Past Due				90 Days Past Due				Total Past Due				Total Loans				90 Days Past Due and Still Accruing
Commercial		$	139,126			$	—			$	—			$	—			$	—			$	139,126			$	—
Commercial loans secured by real estate			410,049				280				—				—				280				410,329				—
Real estate- mortgage			255,021				2,196				332				1,067				3,595				258,616				—
Consumer			18,927				74				8				—				82				19,009				—
Total		$	823,123			$	2,550			$	340			$	1,067			$	3,957			$	827,080			$	—

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Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account.

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Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.

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