XML 41 R31.htm IDEA: XBRL DOCUMENT

Regulatory Capital (Tables)

9 Months Ended

Sep. 30, 2015

Regulatory Capital [Abstract]

Summarized Regulatory Capital Ratio

		At September 30, 2015
		Actual								For Capital Adequacy Purposes								To Be Well Capitalized Under Prompt Corrective Action Provisions
		Amount				Ratio				Amount				Ratio				Amount				Ratio
Total Capital (To RWA) Consolidated		$	134,591				14.77	%		$	72,904				8.00	%		$	91,130				10.00	%
AmeriServ Financial Bank			106,582				11.81				72,178				8.00				90,223				10.00
Common Equity Tier 1 Capital (To RWA) Consolidated			91,825				10.08				41,009				4.50				59,235				6.50
AmeriServ Financial Bank			95,906				10.63				40,600				4.50				58,645				6.50
Tier 1 Capital (To RWA) Consolidated			123,915				13.60				54,678				6.00				72,904				8.00
AmeriServ Financial Bank			95,906				10.63				54,134				6.00				72,178				8.00
Tier 1 Capital (To Average Assets) leverage Consolidated			123,915				11.40				43,473				4.00				54,342				5.00
AmeriServ Financial Bank			95,906				9.06				42,327				4.00				52,909				5.00

		At December 31, 2014
		Actual								For Capital Adequacy Purposes								To Be Well Capitalized Under Prompt Corrective Action Provisions
		Amount				Ratio				Amount				Ratio				Amount				Ratio
Total Capital (To RWA) Consolidated		$	131,497				14.80	%		$	71,066				8.00	%		$	88,833				10.00	%
AmeriServ Financial Bank			106,084				12.07				70,305				8.00				87,881				10.00
Tier 1 Capital (To RWA) Consolidated			120,992				13.62				35,533				4.00				53,300				6.00
AmeriServ Financial Bank			95,579				10.88				35,153				4.00				52,729				6.00
Tier 1 Capital (To Average Assets) Consolidated			120,992				11.34				42,662				4.00				53,327				5.00
AmeriServ Financial Bank			95,579				9.19				41,608				4.00				52,010				5.00