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LOANS (Tables)
12 Months Ended
Dec. 31, 2015
Loans [Abstract]  
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

The loan portfolio of the Company consisted of the following:
 
 
 
 
AT DECEMBER 31,
  
 
2015
 
2014
  
 
(IN THOUSANDS)
Commercial
 
$
181,066
 
 
$
139,126
 
Commercial loans secured by real estate
 
 
421,637
 
 
 
410,329
 
Real estate-mortgage
 
 
257,937
 
 
 
258,616
 
Consumer
 
 
20,344
 
 
 
19,009
 
Loans, net of unearned income
 
$
880,984
 
 
$
827,080