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DEPOSITS (Tables)
12 Months Ended
Dec. 31, 2015
Deposits [Abstract]  
Schedule Of Deposit Liabilities [Table Text Block]

The following table sets forth the balance of the Company’s deposits:
 
 
 
 
AT DECEMBER 31,
  
 
2015
 
2014
  
 
(IN THOUSANDS)
Demand:
 
 
  
 
 
 
  
 
Non-interest bearing
 
$
188,947
 
 
$
167,551
 
Interest bearing
 
 
92,037
 
 
 
89,676
 
Savings
 
 
93,949
 
 
 
90,020
 
Money market
 
 
258,818
 
 
 
221,378
 
Certificates of deposit in denominations of $100,000 or more
 
 
31,422
 
 
 
50,529
 
Other time
 
 
238,121
 
 
 
250,727
 
Total deposits
 
$
903,294
 
 
$
869,881
 
Interest Income and Interest Expense Disclosure [Text Block]
Interest expense on deposits consisted of the following:
 
 
 
 
 
YEAR ENDED DECEMBER 31,
  
 
2015
 
2014
 
2013
  
 
(IN THOUSANDS)
Interest bearing demand
 
$
199
 
 
$
191
 
 
$
138
 
Savings
 
 
156
 
 
 
144
 
 
 
139
 
Money market
 
 
817
 
 
 
761
 
 
 
736
 
Certificates of deposit in denominations of $100,000 or
more
 
 
266
 
 
 
268
 
 
 
289
 
Other time
 
 
3,314
 
 
 
3,525
 
 
 
3,862
 
Total interest expense
 
$
4,752
 
 
$
4,889
 
 
$
5,164
 
Schedule Of Maturities Of Time Deposits [Table Text Block]
The following table sets forth the balance of other time deposits and certificates of deposit of $100,000 or more as of December 31, 2015 maturing in the periods presented:
 
 
 
YEAR:
 
OTHER
TIME
DEPOSITS
 
CERTIFICATES
OF DEPOSIT
OF $100,000
OR MORE
  
 
(IN THOUSANDS)
2016
 
$
102,774
 
 
$
28,288
 
2017
 
 
26,971
 
 
 
1,988
 
2018
 
 
36,165
 
 
 
945
 
2019
 
 
28,543
 
 
 
100
 
2020
 
 
17,013
 
 
 
 
2021 and after
 
 
26,655
 
 
 
101
 
Total
 
$
238,121
 
 
$
31,422
 
Schedule Of Maturities O fTime Deposits Of One Hundred Thousand Or More [Table Text Block]
The maturities on certificates of deposit greater than $100,000 or more as of December 31, 2015, are as follows:
 
 
MATURING IN:
 
(IN THOUSANDS)
Three months or less
 
$
6,868
 
Over three through six months
 
 
12,588
 
Over six through twelve months
 
 
8,832
 
Over twelve months
 
 
3,134
 
Total
 
$
31,422