DISCLOSURES ABOUT FAIR VALUE OF FINANCIAL INSTRUMENTS (Tables)

12 Months Ended

Dec. 31, 2015

Disclosures About Fair Value Of Financial Instruments [Abstract]

Fair Value, by Balance Sheet Grouping [Table Text Block]

AT DECEMBER 31, 2015

Carrying Value

Fair
Value

(Level 1)

(Level 2)

(Level 3)

(IN THOUSANDS)

FINANCIAL ASSETS:

Cash and cash equivalents

48,510

—

Investment securities – AFS

119,467

—

119,467

—

Investment securities – HTM

21,419

21,533

—

18,608

2,925

Regulatory stock

6,753

—

Loans held for sale

3,003

3,041

—

Loans, net of allowance for loan loss and unearned income

871,063

869,591

—

869,591

Accrued interest income receivable

3,057

—

Bank owned life insurance

37,228

—

FINANCIAL LIABILITIES:

Deposits with no stated maturities

633,751

—

Deposits with stated maturities

269,543

271,909

—

271,909

Short-term borrowings

48,748

—

All other borrowings

68,735

72,241

—

72,241

Accrued interest payable

1,651

—


	AT DECEMBER 31, 2014
	Carrying Value		Fair Value		(Level 1)		(Level 2)		(Level 3)
	(IN THOUSANDS)
FINANCIAL ASSETS:
Cash and cash equivalents	$	32,872	$	32,872	$	32,872	$	—	$	—
Investment securities – AFS		127,110		127,110		—		127,110		—
Investment securities – HTM		19,840		20,213		—		17,241		2,972
Regulatory stock		6,173		6,173		6,173		—		—
Loans held for sale		5,051		5,127		5,127		—		—
Loans, net of allowance for loan loss and unearned income		817,457		819,935		—		—		819,935
Accrued interest income receivable		3,127		3,127		3,127		—		—
Bank owned life insurance		37,417		37,417		37,417		—		—
FINANCIAL LIABILITIES:
Deposits with no stated maturities	$	568,625	$	568,625	$	568,625	$	—	$	—
Deposits with stated maturities		301,256		304,744		—		—		304,744
Short-term borrowings		38,880		38,880		38,880		—		—
All other borrowings		55,085		59,256		—		—		59,256
Accrued interest payable		1,706		1,706		1,706		—		—