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REGULATORY CAPITAL (Tables)
12 Months Ended
Dec. 31, 2015
Regulatory Capital [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]
 
 
 
 
 
 
 
AT DECEMBER 31, 2015
  
 
COMPANY
 
BANK
 
MINIMUM
REQUIRED
FOR
CAPITAL
ADEQUACY
PURPOSES
 
TO BE WELL
CAPITALIZED
UNDER
PROMPT
CORRECTIVE
ACTION
REGULATIONS*
  
 
AMOUNT
 
RATIO
 
AMOUNT
 
RATIO
 
RATIO
 
RATIO
  
 
(IN THOUSANDS, EXCEPT RATIOS)
Total Capital (To Risk Weighted Assets)
 
$
144,096
 
 
 
15.55
% 
 
$
106,890
 
 
 
11.67
% 
 
 
8.00
% 
 
 
10.00
% 
Tier 1 Common Equity (To Risk Weighted Assets)
 
 
93,202
 
 
 
10.06
 
 
 
96,092
 
 
 
10.49
 
 
 
4.50
 
 
 
6.50
 
Tier 1 Capital (To Risk Weighted Assets)
 
 
125,648
 
 
 
13.56
 
 
 
96,092
 
 
 
10.49
 
 
 
6.00
 
 
 
8.00
 
Tier 1 Capital (To Average Assets)
 
 
125,648
 
 
 
11.41
 
 
 
96,092
 
 
 
8.97
 
 
 
4.00
 
 
 
5.00
 
 
 
 
 
 
 
 
 
AT DECEMBER 31, 2014
  
 
COMPANY
 
BANK
 
MINIMUM
REQUIRED
FOR
CAPITAL
ADEQUACY
PURPOSES
 
TO BE WELL
CAPITALIZED
UNDER
PROMPT
CORRECTIVE
ACTION
REGULATIONS*
  
 
AMOUNT
 
RATIO
 
AMOUNT
 
RATIO
 
RATIO
 
RATIO
  
 
(IN THOUSANDS, EXCEPT RATIOS)
Total Capital (To Risk Weighted Assets)
 
$
131,497
 
 
 
14.80
 
$
106,084
 
 
 
12.07
 
 
8.00
 
 
10.00
Tier 1 Common Equity (To Risk Weighted Assets)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Tier 1 Capital (To Risk Weighted Assets)
 
 
120,992
 
 
 
13.62
 
 
 
95,579
 
 
 
10.88
 
 
 
4.00
 
 
 
6.00
 
Tier 1 Capital (To Average Assets)
 
 
120,992
 
 
 
11.34
 
 
 
95,579
 
 
 
9.19
 
 
 
4.00
 
 
 
5.00
 
 
*
Applies to the Bank only.