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Loans
3 Months Ended
Mar. 31, 2016
Loans [Abstract]  
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]

7. Loans

The loan portfolio of the Company consists of the following (in thousands):
 
 
 
 
March 31,
2016
 
December 31,
2015
Commercial
 
$
181,515
 
 
$
181,066
 
Commercial loans secured by real estate
 
 
425,265
 
 
 
421,637
 
Real estate – mortgage
 
 
253,565
 
 
 
257,937
 
Consumer
 
 
19,627
 
 
 
20,344
 
Loans, net of unearned income
 
$
879,972
 
 
$
880,984
 
Loan balances at March 31, 2016 and December 31, 2015 are net of unearned income of $524,000 and $557,000, respectively. Real estate-construction loans comprised 2.4% and 3.0% of total loans, net of unearned income at March 31, 2016 and December 31, 2015, respectively.