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Allowance for Loan Losses (Tables)

3 Months Ended

Mar. 31, 2016

Allowance for Loan Losses [Abstract]

Allowance for Credit Losses on Financing Receivables [Table Text Block]

The following tables summarize the rollforward of the allowance for loan losses by portfolio segment for the three month periods ending March 31, 2016 and 2015 (in thousands).

		Three months ended March 31, 2016
		Balance at December 31, 2015				Charge-Offs				Recoveries				Provision (Credit)				Balance at March 31, 2016
Commercial		$	4,244			$	(3,339	)		$	7			$	2,655			$	3,567
Commercial loans secured by real estate			3,449				—				28				229				3,706
Real estate – mortgage			1,173				(38	)			42				(20	)			1,157
Consumer			151				(205	)			4				195				145
Allocation for general risk			904				—				—				41				945
Total		$	9,921			$	(3,582	)		$	81			$	3,100			$	9,520

		Three months ended March 31, 2015
		Balance at December 31, 2014				Charge-Offs				Recoveries				Provision (Credit)				Balance at March 31, 2015
Commercial		$	3,262			$	(121	)		$	6			$	10			$	3,157
Commercial loans secured by real estate			3,902				—				42				143				4,087
Real estate – mortgage			1,310				(103	)			30				67				1,304
Consumer			190				(47	)			9				39				191
Allocation for general risk			959				—				—				(9	)			950
Total		$	9,623			$	(271	)		$	87			$	250			$	9,689

Schedule of Primary Segments of Loan Portfolio [Table Text Block]

The following tables summarize the loan portfolio and allowance for loan loss by the primary segments of the loan portfolio (in thousands).

		At March 31, 2016
		Commercial				Commercial Loans Secured by Real Estate				Real Estate- Mortgage				Consumer				Allocation for General Risk				Total
Loans:
Individually evaluated for impairment		$	1,053			$	363			$	—			$	—							$	1,416
Collectively evaluated for impairment			180,462				424,902				253,565				19,627								878,556
Total loans		$	181,515			$	425,265			$	253,565			$	19,627							$	879,972
Allowance for loan losses:
Specific reserve allocation		$	573			$	61			$	—			$	—			$	—			$	634
General reserve allocation			2,994				3,645				1,157				145				945				8,886
Total allowance for loan losses		$	3,567			$	3,706			$	1,157			$	145			$	945			$	9,520

		At December 31, 2015
		Commercial				Commercial Loans Secured by Real Estate				Real Estate- Mortgage				Consumer				Allocation for General Risk				Total
Loans:
Individually evaluated for impairment		$	4,416			$	86			$	—			$	—							$	4,502
Collectively evaluated for impairment			176,650				421,551				257,937				20,344								876,482
Total loans		$	181,066			$	421,637			$	257,937			$	20,344							$	880,984
Allowance for loan losses:
Specific reserve allocation		$	1,387			$	—			$	—			$	—			$	—			$	1,387
General reserve allocation			2,857				3,449				1,173				151				904				8,534
Total allowance for loan losses		$	4,244			$	3,449			$	1,173			$	151			$	904			$	9,921

Impaired Financing Receivables [Table Text Block]

The following tables present impaired loans by class, segregated by those for which a specific allowance was required and those for which a specific allowance was not necessary (in thousands).

		March 31, 2016
		Impaired Loans with Specific Allowance								Impaired Loans with no Specific Allowance				Total Impaired Loans
		Recorded Investment				Related Allowance				Recorded Investment				Recorded Investment				Unpaid Principal Balance
Commercial		$	806			$	573			$	247			$	1,053			$	1,061
Commercial loans secured by real estate			302				61				61				363				786
Total impaired loans		$	1,108			$	634			$	308			$	1,416			$	1,847

		December 31, 2015
		Impaired Loans with Specific Allowance								Impaired Loans with no Specific Allowance				Total Impaired Loans
		Recorded Investment				Related Allowance				Recorded Investment				Recorded Investment				Unpaid Principal Balance
Commercial		$	4,416			$	1,387			$	—			$	4,416			$	4,421
Commercial loans secured by real estate			—				—				86				86				522
Total impaired loans		$	4,416			$	1,387			$	86			$	4,502			$	4,943

Schedule of Average Recorded Investment in Impaired Loans and Related Interest Income Recognized [Table Text Block]

The following table presents the average recorded investment in impaired loans and related interest income recognized for the periods indicated (in thousands).

		Three months ended March 31,
		2016				2015
Average loan balance:
Commercial		$	1,162			$	102
Commercial loans secured by real estate			615				901
Average investment in impaired loans		$	1,777			$	1,003
Interest income recognized:
Commercial		$	3			$	1
Commercial loans secured by real estate			—				6
Interest income recognized on a cash basis on impaired loans		$	3			$	7

Financing Receivable Credit Quality Indicators [Table Text Block]

The following table presents the classes of the commercial and commercial real estate loan portfolios summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system (in thousands).

		March 31, 2016
		Pass				Special Mention				Substandard				Doubtful				Total
Commercial		$	178,520			$	793			$	1,955			$	247			$	181,515
Commercial loans secured by real estate			415,949				7,764				1,533				19				425,265
Total		$	594,469			$	8,557			$	3,488			$	266			$	606,780

		December 31, 2015
		Pass				Special Mention				Substandard				Doubtful				Total
Commercial		$	174,616			$	1,811			$	3,318			$	1,321			$	181,066
Commercial loans secured by real estate			416,331				3,100				2,188				18				421,637
Total		$	590,947			$	4,911			$	5,506			$	1,339			$	602,703

Schedule of Financing Receivable Performing and Nonperforming [Table Text Block]

The following tables present the performing and non-performing outstanding balances of the residential and consumer portfolios (in thousands).

		March 31, 2016
		Performing				Non-Performing
Real estate-mortgage		$	252,478			$	1,087
Consumer			19,627				—
Total		$	272,105			$	1,087

		December 31, 2015
		Performing				Non-Performing
Real estate-mortgage		$	256,149			$	1,788
Consumer			20,344				—
Total		$	276,493			$	1,788

Classes of Loan Portfolio by Categories

The following tables present the classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans (in thousands).

		March 31, 2016
		Current				30 – 59 Days Past Due				60 – 89 Days Past Due				90 Days Past Due				Total Past Due				Total Loans				90 Days Past Due and Still Accruing
Commercial		$	180,598			$	427			$	243			$	247			$	917			$	181,515			$	—
Commercial loans secured by real estate			420,538				4,727				—				—				4,727				425,265				—
Real estate – mortgage			249,427				3,005				456				677				4,138				253,565				—
Consumer			19,541				84				2				—				86				19,627				—
Total		$	870,104			$	8,243			$	701			$	924			$	9,868			$	879,972			$	—

		December 31, 2015
		Current				30 – 59 Days Past Due				60 – 89 Days Past Due				90 Days Past Due				Total Past Due				Total Loans				90 Days Past Due and Still Accruing
Commercial		$	176,216			$	489			$	4,361			$	—			$	4,850			$	181,066			$	—
Commercial loans secured by real estate			421,247				208				182				—				390				421,637				—
Real estate – mortgage			254,288				2,658				442				549				3,649				257,937				—
Consumer			20,115				67				162				—				229				20,344				—
Total		$	871,866			$	3,422			$	5,147			$	549			$	9,118			$	880,984			$	—

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-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 11B
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Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.

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-Publisher FASB
-Name Accounting Standards Codification
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-SubTopic 10
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-Paragraph 19
-URI http://asc.fasb.org/extlink&oid=32702940&loc=SL6953803-111525

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