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Regulatory Capital (Tables)
3 Months Ended
Mar. 31, 2016
Regulatory Capital [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]
Additionally, while not a regulatory capital ratio, the Company’s tangible common equity ratio was 7.72% at March 31, 2016 (in thousands, except ratios).
 
 
 
 
 
 
 
 
At March 31, 2016
  
 
Company
 
Bank
 
Minimum
Required
For Capital
Adequacy
Purposes
 
To be Well
Capitalized
Under
Prompt
Corrective
Action
Regulations*
  
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Ratio
 
Ratio
  
 
(In Thousands, Except Ratios)
Total Capital (To Risk Weighted Assets)
 
$
120,661
 
 
 
13.11
 
$
105,065
 
 
 
11.49
 
 
8.63
 
 
10.00
Tier 1 Common Equity (To Risk Weighted Assets)
 
 
91,487
 
 
 
9.94
 
 
 
94,690
 
 
 
10.36
 
 
 
5.13
 
 
 
6.50
 
Tier 1 Capital (To Risk Weighted Assets)
 
 
102,862
 
 
 
11.18
 
 
 
94,690
 
 
 
10.36
 
 
 
6.63
 
 
 
8.00
 
Tier 1 Capital (To Average Assets)
 
 
102,862
 
 
 
9.28
 
 
 
94,690
 
 
 
8.73
 
 
 
4.00
 
 
 
5.00
 
 
 
 
 
 
 
 
 
At December 31, 2015
  
 
Company
 
Bank
 
Minimum
Required
For Capital
Adequacy
Purposes
 
To be Well
Capitalized
Under
Prompt
Corrective
Action
Regulations*
  
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Ratio
 
Ratio
  
 
(In Thousands, Except Ratios)
Total Capital (To Risk Weighted Assets)
 
$
144,096
 
 
 
15.55
 
$
106,890
 
 
 
11.67
 
 
8.00
 
 
10.00
Tier 1 Common Equity (To Risk Weighted Assets)
 
 
93,202
 
 
 
10.06
 
 
 
96,092
 
 
 
10.49
 
 
 
4.50
 
 
 
6.50
 
Tier 1 Capital (To Risk Weighted Assets)
 
 
125,648
 
 
 
13.56
 
 
 
96,092
 
 
 
10.49
 
 
 
6.00
 
 
 
8.00
 
Tier 1 Capital (To Average Assets)
 
 
125,648
 
 
 
11.41
 
 
 
96,092
 
 
 
8.97
 
 
 
4.00
 
 
 
5.00
 
 
*
Applies to the Bank only.