XML 28 R13.htm IDEA: XBRL DOCUMENT v3.5.0.2
Loans
6 Months Ended
Jun. 30, 2016
Loans [Abstract]  
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]

7. Loans

The loan portfolio of the Company consists of the following (in thousands):
 
 
 
 
June 30,
2016
 
December 31,
2015
Commercial
 
$
185,540
 
 
$
181,066
 
Commercial loans secured by real estate
 
 
438,827
 
 
 
421,637
 
Real estate – mortgage
 
 
248,709
 
 
 
257,937
 
Consumer
 
 
19,297
 
 
 
20,344
 
Loans, net of unearned income
 
$
892,373
 
 
$
880,984
 
Loan balances at June 30, 2016 and December 31, 2015 are net of unearned income of $502,000 and $557,000, respectively. Real estate-construction loans comprised 2.9% and 3.0% of total loans, net of unearned income at June 30, 2016 and December 31, 2015, respectively.