XML 28 R13.htm IDEA: XBRL DOCUMENT v3.5.0.2
Loans
9 Months Ended
Sep. 30, 2016
Loans [Abstract]  
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]

7. Loans

The loan portfolio of the Company consists of the following (in thousands):
 
 
September 30,
2016
December 31,
2015
Commercial
$
181,251
$
181,066
Commercial loans secured by real estate
437,911
421,637
Real estate – mortgage
248,544
257,937
Consumer
19,818
20,344
Loans, net of unearned income
$
887,524
$
880,984
Loan balances at September 30, 2016 and December 31, 2015 are net of unearned income of $489,000 and $557,000, respectively. Real estate-construction loans comprised 4.0% and 3.0% of total loans, net of unearned income at September 30, 2016 and December 31, 2015, respectively.