15. LEASE COMMITMENTS

The Company’s obligation for future minimum lease payments on operating leases at December 31, 2016, is as follows:


YEAR:	FUTURE MINIMUM LEASE PAYMENTS
	(IN THOUSANDS)
2017	$	578
2018		390
2019		223
2020		234
2021		234
2022 and thereafter		1,505

In addition to the amounts set forth above, certain of the leases require payments by the Company for taxes, insurance, and maintenance. Rent expense included in total non-interest expense amounted to $767,000, $821,000 and $732,000, in 2016, 2015, and 2014, respectively.