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Loans
3 Months Ended
Mar. 31, 2017
Loans [Abstract]  
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]

7. Loans

The loan portfolio of the Company consists of the following (in thousands):
 
 
 
 
March 31,
2017
 
December 31,
2016
Commercial
 
$
169,348
 
 
$
171,529
 
Commercial loans secured by real estate
 
 
461,017
 
 
 
446,598
 
Real estate – mortgage
 
 
246,907
 
 
 
245,765
 
Consumer
 
 
19,571
 
 
 
19,872
 
Loans, net of unearned income
 
$
896,843
 
 
$
883,764
 
Loan balances at March 31, 2017 and December 31, 2016 are net of unearned income of $453,000 and $476,000, respectively. Real estate-construction loans comprised 4.0% and 4.7% of total loans, net of unearned income at March 31, 2017 and December 31, 2016, respectively.