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Loans
9 Months Ended
Sep. 30, 2017
Loans [Abstract]  
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]

7. Loans

The loan portfolio of the Company consists of the following (in thousands):
 
 
 
September 30,
2017
 
December 31,
2016
Commercial
 
$
160,918
 
 
$
171,529
 
Commercial loans secured by real estate
 
 
469,348
 
 
 
446,598
 
Real estate – mortgage
 
 
246,881
 
 
 
245,765
 
Consumer
 
 
19,063
 
 
 
19,872
 
Loans, net of unearned income
 
$
896,210
 
 
$
883,764
 
 
Loan balances at September 30, 2017 and December 31, 2016 are net of unearned income of $438,000 and $476,000, respectively. Real estate-construction loans comprised 3.6% and 4.7% of total loans, net of unearned income at September 30, 2017 and December 31, 2016, respectively.