XML 44 R29.htm IDEA: XBRL DOCUMENT v3.8.0.1
Non-performing Assets Including Troubled Debt Restructurings (TDR) (Tables)
9 Months Ended
Sep. 30, 2017
Nonperforming Assets Including Troubled Debt Restructurings [Abstract]  
Schedule Of Nonperforming Assets Including Trouble Debt Restructurings [Table Text Block]

The following table presents information concerning non-performing assets including TDR (in thousands, except percentages):
 
 
 
September 30,
2017
 
December 31,
2016
Non-accrual loans
 
 
  
 
 
 
  
 
Commercial
 
$
461
 
 
$
496
 
Commercial loans secured by real estate
 
 
2,785
 
 
 
178
 
Real estate-mortgage
 
 
1,402
 
 
 
929
 
Consumer
 
 
7
 
 
 
 
Total
 
 
4,655
 
 
 
1,603
 
Other real estate owned
 
 
  
 
 
 
  
 
Real estate-mortgage
 
 
39
 
 
 
21
 
Total
 
 
39
 
 
 
21
 
TDR’s not in non-accrual
 
 
678
 
 
 
 
Total non-performing assets including TDR
 
$
5,372
 
 
$
1,624
 
Total non-performing assets as a percent of loans, net of unearned income, and other real estate owned
 
 
0.60
 
 
0.18
Schedule of Financing Receivables, Non Accrual Status [Table Text Block]
The following table sets forth, for the periods indicated, (1) the gross interest income that would have been recorded if non-accrual loans had been current in accordance with their original terms and had been outstanding throughout the period or since origination if held for part of the period, (2) the amount of interest income actually recorded on such loans, and (3) the net reduction in interest income attributable to such loans (in thousands).
 
 
 
Three months ended
September 30,
 
Nine months ended
September 30,
  
 
2017
 
2016
 
2017
 
2016
Interest income due in accordance with original terms
 
$
32
 
 
$
20
 
 
$
65
 
 
$
99
 
Interest income recorded
 
 
 
 
 
 
 
 
 
 
 
 
Net reduction in interest income
 
$
32
 
 
$
20
 
 
$
65
 
 
$
99
 
Troubled Debt Restructurings on Financing Receivables [Table Text Block]
The following table details the loans modified as TDRs during the nine month period ended September 30, 2017 (dollars in thousands).
 
 
Loans in non-accrual status
 
# of Loans
 
Current
Balance
 
Concession Granted
Commercial loan
 
 
2
 
 
$
678
 
 
 
Extension of maturity date with
interest only period
The following table details the loans modified as TDRs during the nine month period ended September 30, 2016 (dollars in thousands).
 
 
Loans in non-accrual status
 
# of Loans
 
Current
Balance
 
Concession Granted
Commercial loan
 
 
2
 
 
$
507
 
 
 
Extension of maturity date with
interest only period