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Regulatory Capital (Tables)
9 Months Ended
Sep. 30, 2017
Regulatory Capital [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]
Additionally, while not a regulatory capital ratio, the Company’s tangible common equity ratio was 7.35% at September 30, 2017 (in thousands, except ratios).
 
 
 
 
AT SEPTEMBER 30, 2017
  
 
COMPANY
 
BANK
 
MINIMUM
REQUIRED
FOR CAPITAL
ADEQUACY
PURPOSES
 
TO BE WELL
CAPITALIZED
UNDER PROMPT
CORRECTIVE
ACTION
REGULATIONS*
  
 
AMOUNT
 
RATIO
 
AMOUNT
 
RATIO
 
RATIO
 
RATIO
  
 
(IN THOUSANDS, EXCEPT RATIOS)
Total Capital (To Risk Weighted Assets)
 
$
126,357
 
 
 
13.08
 
$
109,915
 
 
 
11.44
 
 
8.00
 
 
10.00
Tier 1 Common Equity (To Risk Weighted Assets)
 
 
95,839
 
 
 
9.92
 
 
 
98,695
 
 
 
10.28
 
 
 
4.50
 
 
 
6.50
 
Tier 1 Capital (To Risk Weighted Assets)
 
 
107,678
 
 
 
11.15
 
 
 
98,695
 
 
 
10.28
 
 
 
6.00
 
 
 
8.00
 
Tier 1 Capital (To Average Assets)
 
 
107,678
 
 
 
9.32
 
 
 
98,695
 
 
 
8.68
 
 
 
4.00
 
 
 
5.00
 
 
 
 
 
AT DECEMBER 31, 2016
  
 
COMPANY
 
BANK
 
MINIMUM
REQUIRED
FOR CAPITAL
ADEQUACY
PURPOSES
 
TO BE WELL
CAPITALIZED
UNDER
PROMPT
CORRECTIVE
ACTION
REGULATIONS*
  
 
AMOUNT
 
RATIO
 
AMOUNT
 
RATIO
 
RATIO
 
RATIO
  
 
(IN THOUSANDS, EXCEPT RATIOS)
Total Capital (To Risk Weighted Assets)
 
$
125,131
 
 
 
13.15
 
$
107,618
 
 
 
11.35
 
 
8.00
 
 
10.00
Tier 1 Common Equity (To Risk Weighted Assets)
 
 
95,028
 
 
 
9.99
 
 
 
96,796
 
 
 
10.21
 
 
 
4.50
 
 
 
6.50
 
Tier 1 Capital (To Risk Weighted Assets)
 
 
106,868
 
 
 
11.23
 
 
 
96,796
 
 
 
10.21
 
 
 
6.00
 
 
 
8.00
 
Tier 1 Capital (To Average Assets)
 
 
106,868
 
 
 
9.35
 
 
 
96,796
 
 
 
8.61
 
 
 
4.00
 
 
 
5.00
 
 
*
Applies to the Bank only.