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Loans
3 Months Ended
Mar. 31, 2018
Loans [Abstract]  
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]

9. Loans

The loan portfolio of the Company consists of the following (in thousands):
 
 
 
March 31,
2018
 
December 31,
2017
Commercial
 
$
158,776
 
 
$
159,192
 
Commercial loans secured by real estate
 
 
451,787
 
 
 
463,780
 
Real estate – mortgage
 
 
244,322
 
 
 
247,278
 
Consumer
 
 
19,988
 
 
 
19,383
 
Loans, net of unearned income
 
$
874,873
 
 
$
889,633
 
Loan balances at March 31, 2018 and December 31, 2017 are net of unearned income of $376,000 and $399,000, respectively. Real estate-construction loans comprised 3.8% and 4.1% of total loans, net of unearned income at March 31, 2018 and December 31, 2017, respectively.