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Loans
6 Months Ended
Jun. 30, 2018
Accounts Receivable, Net [Abstract]  
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]
9.
Loans
 
 The loan portfolio of the Company consists of the following (in thousands):
 
 
 
June 30,
2018
 
 
December 31,
2017
 
Commercial:
 
 
 
 
 
 
 
 
Commercial and industrial
 
$
168,365
 
 
$
159,192
 
Commercial loans secured by owner occupied real estate
 
 
91,170
 
 
 
89,935
 
Commercial loans secured by non-owner occupied real estate
 
 
370,854
 
 
 
373,845
 
Real estate – residential mortgage
 
 
243,467
 
 
 
247,278
 
Consumer
 
 
17,651
 
 
 
19,383
 
Loans, net of unearned income
 
$
891,507
 
 
$
889,633
 
 
Loan balances at June 30, 2018 and December 31, 2017 are net of unearned income of  $385,000 and $399,000, respectively. Real estate-construction loans comprised 3.9% and 4.1% of total loans, net of unearned income at June 30, 2018 and December 31, 2017, respectively.