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Allowance for Loan Losses (Tables)

6 Months Ended

Jun. 30, 2018

Provision for Loan and Lease Losses [Abstract]

Allowance for Credit Losses on Financing Receivables [Table Text Block]

The following tables summarize the rollforward of the allowance for loan losses by portfolio segment for the three and six month periods ending June 30, 2018 and 2017 (in thousands).

		Three months ended June 30, 2018
		Balance at March 31, 2018				Charge- Offs				Recoveries				Provision (Credit)				Balance at June 30, 2018
Commercial		$	3,984			$	(412	)		$	4			$	(10	)		$	3,566
Commercial loans secured by non-owner occupied real estate			3,550				—				13				123				3,686
Real estate – residential mortgage			1,267				(103	)			67				22				1,253
Consumer			142				(53	)			23				13				125
Allocation for general risk			989				—				—				(98	)			891
Total		$	9,932			$	(568	)		$	107			$	50			$	9,521

		Three months ended June 30, 2017
		Balance at March 31, 2017				Charge- Offs				Recoveries				Provision (Credit)				Balance at June 30, 2017
Commercial		$	4,024			$	—			$	6			$	(206	)		$	3,824
Commercial loans secured by non-owner occupied real estate			3,746				—				13				729				4,488
Real estate – residential mortgage			1,168				(60	)			17				25				1,150
Consumer			149				(33	)			43				(20	)			139
Allocation for general risk			993				—				—				(203	)			790
Total		$	10,080			$	(93	)		$	79			$	325			$	10,391

		Six months ended June 30, 2018
		Balance at December 31, 2017				Charge- Offs				Recoveries				Provision (Credit)				Balance at June 30, 2018
Commercial		$	4,298			$	(574	)		$	12			$	(170	)		$	3,566
Commercial loans secured by non-owner occupied real estate			3,666				—				26				(6	)			3,686
Real estate – residential mortgage			1,102				(217	)			77				291				1,253
Consumer			128				(152	)			35				114				125
Allocation for general risk			1,020				—				—				(129	)			891
Total		$	10,214			$	(943	)		$	150			$	100			$	9,521

		Six months ended June 30, 2017
		Balance at December 31, 2016				Charge- Offs				Recoveries				Provision (Credit)				Balance at June 30, 2017
Commercial		$	4,041			$	—			$	13			$	(230	)		$	3,824
Commercial loans secured by non-owner occupied real estate			3,584				(14	)			24				894				4,488
Real estate – residential mortgage			1,169				(154	)			75				60				1,150
Consumer			151				(96	)			61				23				139
Allocation for general risk			987				—				—				(197	)			790
Total		$	9,932			$	(264	)		$	173			$	550			$	10,391

Schedule of Primary Segments of Loan Portfolio [Table Text Block]

The following tables summarize the loan portfolio and allowance for loan loss by the primary segments of the loan portfolio (in thousands).

		At June 30, 2018
		Commercial				Commercial Loans Secured by Non-Owner Occupied Real Estate				Real Estate- Residential Mortgage				Consumer				Allocation for General Risk				Total
Loans:
Individually evaluated for impairment		$	—			$	12			$	—			$	—							$	12
Collectively evaluated for impairment			259,535				370,842				243,467				17,651								891,495
Total loans		$	259,535			$	370,854			$	243,467			$	17,651							$	891,507
Allowance for loan losses:
Specific reserve allocation		$	—			$	—			$	—			$	—			$	—			$	—
General reserve allocation			3,566				3,686				1,253				125				891				9,521
Total allowance for loan losses		$	3,566			$	3,686			$	1,253			$	125			$	891			$	9,521

		At December 31, 2017
		Commercial				Commercial Loans Secured by Non-Owner Occupied Real Estate				Real Estate- Residential  Mortgage				Consumer				Allocation for General Risk				Total
Loans:
Individually evaluated for impairment		$	1,213			$	547			$	—			$	—							$	1,760
Collectively evaluated for impairment			247,914				373,298				247,278				19,383								887,873
Total loans		$	249,127			$	373,845			$	247,278			$	19,383							$	889,633
Allowance for loan losses:
Specific reserve allocation		$	909			$	—			$	—			$	—			$	—			$	909
General reserve allocation			3,389				3,666				1,102				128				1,020				9,305
Total allowance for loan losses		$	4,298			$	3,666			$	1,102			$	128			$	1,020			$	10,214

Impaired Financing Receivables [Table Text Block]

The following tables present impaired loans by portfolio segment, segregated by those for which a specific allowance was required and those for which a specific allowance was not necessary (in thousands).

		June 30, 2018
		Impaired Loans with Specific Allowance								Impaired Loans with no Specific Allowance				Total Impaired Loans
		Recorded Investment				Related Allowance				Recorded Investment				Recorded Investment				Unpaid Principal Balance
Commercial		$	—			$	—			$	—			$	—			$	—
Commercial loans secured by non-owner occupied real estate			—				—				12				12				34
Total impaired loans		$	—			$	—			$	12			$	12			$	34

		December 31, 2017
		Impaired Loans with Specific Allowance								Impaired Loans with no Specific Allowance				Total Impaired Loans
		Recorded Investment				Related Allowance				Recorded Investment				Recorded Investment				Unpaid Principal Balance
Commercial		$	1,202			$	909			$	11			$	1,213			$	1,215
Commercial loans secured by non-owner occupied real estate			—				—				547				547				600
Total impaired loans		$	1,202			$	909			$	558			$	1,760			$	1,815

Schedule of Average Recorded Investment in Impaired Loans and Related Interest Income Recognized [Table Text Block]

The following table presents the average recorded investment in impaired loans and related interest income recognized for the periods indicated (in thousands).

		Three months ended June 30,								Six months ended June 30,
		2018				2017				2018				2017
Average loan balance:
Commercial		$	457			$	815			$	709			$	708
Commercial loans secured by non-owner occupied real estate			13				170				191				173
Average investment in impaired loans		$	470			$	985			$	900			$	881
Interest income recognized:
Commercial		$	—			$	—			$	—			$	—
Commercial loans secured by non-owner occupied real estate			—				—				—				—
Interest income recognized on a cash basis on impaired loans		$	—			$	—			$	—			$	—

Financing Receivable Credit Quality Indicators [Table Text Block]

The following table presents the classes of the commercial and commercial real estate loan portfolios summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system (in thousands).

		June 30, 2018
		Pass				Special Mention				Substandard				Doubtful				Total
Commercial and industrial		$	166,074			$	—			$	2,291			$	—			$	168,365
Commercial loans secured by owner occupied real estate			88,419				1,605				1,146				—				91,170
Commercial loans secured by non-owner occupied real estate			358,905				11,659				278				12				370,854
Total		$	613,398			$	13,264			$	3,715			$	12			$	630,389

		December 31, 2017
		Pass				Special Mention				Substandard				Doubtful				Total
Commercial and industrial		$	156,448			$	500			$	2,000			$	244			$	159,192
Commercial loans secured by owner occupied real estate			87,215				1,675				759				286				89,935
Commercial loans secured by non-owner occupied real estate			362,805				10,153				874				13				373,845
Total		$	606,468			$	12,328			$	3,633			$	543			$	622,972

Schedule of Financing Receivable Performing and Nonperforming [Table Text Block]

The remaining non-accrual balance is reported as impaired with no specific allowance. It is generally the policy of the bank that the outstanding balance of any consumer loan that exceeds 90-days past due as to principal and/or interest is charged off. The following tables present the performing and non-performing outstanding balances of the residential and consumer portfolio classes (in thousands).

		June 30, 2018
		Performing				Non-Performing
Real estate – residential mortgage		$	242,479			$	988
Consumer			17,651				—
Total		$	260,130			$	988

		December 31, 2017
		Performing				Non-Performing
Real estate – residential mortgage		$	246,021			$	1,257
Consumer			19,383				—
Total		$	265,404			$	1,257

Past Due Financing Receivables [Table Text Block]

The following tables present the classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans (in thousands).

		June 30, 2018
		Current				30 – 59 Days Past Due				60 – 89 Days Past Due				90 Days Past Due				Total Past Due				Total Loans				90 Days Past Due and Still Accruing
Commercial and industrial		$	168,365			$	—			$	—			$	—			$	—			$	168,365			$	—
Commercial loans secured by owner occupied real estate			91,170				—				—				—				—				91,170				—
Commercial loans secured by non – owner occupied real estate			370,773				81				—				—				81				370,854				—
Real estate-residential mortgage			239,471				2,773				371				852				3,996				243,467				—
Consumer			17,600				38				13				—				51				17,651				—
Total		$	887,379			$	2,892			$	384			$	852			$	4,128			$	891,507			$	—

		December 31, 2017
		Current				30 – 59 Days Past Due				60 – 89 Days Past Due				90 Days Past Due				Total Past Due				Total Loans				90 Days Past Due and Still Accruing
Commercial and industrial		$	159,181			$	—			$	—			$	11			$	11			$	159,192			$	—
Commercial loans secured by owner occupied real estate			89,649				—				—				286				286				89,935				—
Commercial loans secured by non-owner occupied real estate			368,073				5,238				534				—				5,772				373,845				—
Real estate – residential mortgage			243,393				2,373				671				841				3,885				247,278				—
Consumer			19,262				76				45				—				121				19,383				—
Total		$	879,558			$	7,687			$	1,250			$	1,138			$	10,075			$	889,633			$	—

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Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.

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