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Loans
9 Months Ended
Sep. 30, 2018
Accounts Receivable, Net [Abstract]  
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]
9.
Loans
The loan portfolio of the Company consists of the following (in thousands):
 
 
 
September 30,
2018
 
 
December 31,
2017
Commercial:
 
 
 
 
 
 
 
 
 
 
    Commercial and industrial
 
 
$
165,522
 
 
 
$
159,192
 
    Commercial loans secured by owner occupied real estate
 
 
 
95,594
 
 
 
 
89,935
 
Commercial loans secured by non-owner occupied real estate
 
 
 
363,532
 
 
 
 
373,845
 
Real estate 
— 
residential mortgage
 
 
 
240,591
 
 
 
 
247,278
 
Consumer
 
 
 
18,094
 
 
 
 
19,383
 
Loans, net of unearned income
 
 
$
883,333
 
 
 
$
889,633
 
Loan balances at September 30, 2018 and December 31, 2017 are net of unearned income of  $339,000 and $399,000, respectively. Real estate-construction loans comprised 3.9% and 4.1% of total loans, net of unearned income at September 30, 2018 and December 31, 2017, respectively.