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LOANS (Tables)
12 Months Ended
Dec. 31, 2018
Accounts Receivable, Net [Abstract]  
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]
The loan portfolio of the Company consisted of the following:
 
 
AT DECEMBER 31,
 
  
 
2018
 
 
2017
 
  
 
(IN THOUSANDS)
 
Commercial:
 
 
 
 
 
 
 
 
Commercial and industrial
 
$
158,279
 
 
$
159,192
 
Commercial loans secured by owner occupied real estate
 
 
91,905
 
 
 
89,935
 
Commercial loans secured by non-owner occupied real estate
 
 
356,543
 
 
 
373,845
 
Real estate – residential mortgage
 
 
237,964
 
 
 
247,278
 
Consumer
 
 
17,591
 
 
 
19,383
 
Loans, net of unearned income
 
$
862,282
 
 
$
889,633