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ALLOWANCE FOR LOAN LOSSES (Tables)

12 Months Ended

Dec. 31, 2018

Provision for Loan and Lease Losses [Abstract]

Allowance for Credit Losses on Financing Receivables [Table Text Block]

The following table summarizes the rollforward of the allowance for loan losses by portfolio segment (in thousands).

		BALANCE AT DECEMBER 31, 2017				CHARGE- OFFS				RECOVERIES				PROVISION (CREDIT)				BALANCE AT DECEMBER 31, 2018
Commercial		$	4,298			$	(574	)		$	31			$	(698	)		$	3,057
Commercial loans secured by non-owner occupied real estate			3,666				—				51				(328	)			3,389
Real estate – residential mortgage			1,102				(380	)			119				394				1,235
Consumer			128				(251	)			61				189				127
Allocation for general risk			1,020				—				—				(157	)			863
Total		$	10,214			$	(1,205	)		$	262			$	(600	)		$	8,671

		BALANCE AT DECEMBER 31, 2016				CHARGE- OFFS				RECOVERIES				PROVISION (CREDIT)				BALANCE AT DECEMBER 31, 2017
Commercial		$	4,041			$	(311	)		$	27			$	541			$	4,298
Commercial loans secured by non-owner occupied real estate			3,584				(132	)			56				158				3,666
Real estate – residential mortgage			1,169				(313	)			207				39				1,102
Consumer			151				(172	)			120				29				128
Allocation for general risk			987				—				—				33				1,020
Total		$	9,932			$	(928	)		$	410			$	800			$	10,214

		BALANCE AT DECEMBER 31, 2015				CHARGE- OFFS				RECOVERIES				PROVISION (CREDIT)				BALANCE AT DECEMBER 31, 2016
Commercial		$	4,243			$	(3,662	)		$	169			$	3,291			$	4,041
Commercial loans secured by non-owner occupied real estate			3,449				(82	)			58				159				3,584
Real estate – residential mortgage			1,174				(208	)			100				103				1,169
Consumer			151				(344	)			30				314				151
Allocation for general risk			904				—				—				83				987
Total		$	9,921			$	(4,296	)		$	357			$	3,950			$	9,932

Schedule of Primary Segments of Loan Portfolio [Table Text Block]

The following tables summarize the loan portfolio and allowance for loan loss by the primary segments of the loan portfolio.

		AT DECEMBER 31, 2018
		(IN THOUSANDS)
Loans:		COMMERCIAL				COMMERCIAL LOANS SECURED BY NON-OWNER OCCUPIED REAL ESTATE				REAL ESTATE –  RESIDENTIAL MORTGAGE				CONSUMER				TOTAL
Individually evaluated for impairment		$	—			$	11			$	—			$	—			$	11
Collectively evaluated for impairment			250,184				356,532				237,964				17,591				862,271
Total loans		$	250,184			$	356,543			$	237,964			$	17,591			$	862,282

		AT DECEMBER 31, 2018
		(IN THOUSANDS)
Allowance for loan losses:		COMMERCIAL				COMMERCIAL LOANS SECURED BY NON-OWNER OCCUPIED REAL ESTATE				REAL ESTATE – RESIDENTIAL MORTGAGE				CONSUMER				ALLOCATION FOR GENERAL RISK				TOTAL
Specific reserve allocation		$	—			$	11			$	—			$	—			$	—			$	11
General reserve allocation			3,057				3,378				1,235				127				863				8,660
Total allowance for loan losses		$	3,057			$	3,389			$	1,235			$	127			$	863			$	8,671

		AT DECEMBER 31, 2017
		(IN THOUSANDS)
Loans:		COMMERCIAL				COMMERCIAL LOANS SECURED BY NON-OWNER OCCUPIED REAL ESTATE				REAL ESTATE – RESIDENTIAL MORTGAGE				CONSUMER				TOTAL
Individually evaluated for impairment		$	1,213			$	547			$	—			$	—			$	1,760
Collectively evaluated for impairment			247,914				373,298				247,278				19,383				887,873
Total loans		$	249,127			$	373,845			$	247,278			$	19,383			$	889,633

		AT DECEMBER 31, 2017
		(IN THOUSANDS)
Allowance for loan losses:		COMMERCIAL				COMMERCIAL LOANS SECURED BY NON-OWNER OCCUPIED REAL ESTATE				REAL ESTATE – RESIDENTIAL MORTGAGE				CONSUMER				ALLOCATION FOR GENERAL RISK				TOTAL
Specific reserve allocation		$	909			$	—			$	—			$	—			$	—			$	909
General reserve allocation			3,389				3,666				1,102				128				1,020				9,305
Total allowance for loan losses		$	4,298			$	3,666			$	1,102			$	128			$	1,020			$	10,214

Impaired Financing Receivables [Table Text Block]

The following tables present impaired loans by portfolio segment, segregated by those for which a specific allowance was required and those for which a specific allowance was not necessary.

		AT DECEMBER 31, 2018
		IMPAIRED LOANS WITH SPECIFIC ALLOWANCE								IMPAIRED LOANS WITH NO SPECIFIC ALLOWANCE				TOTAL IMPAIRED LOANS
		RECORDED INVESTMENT				RELATED ALLOWANCE				RECORDED INVESTMENT				RECORDED INVESTMENT				UNPAID PRINCIPAL BALANCE
		(IN THOUSANDS)
Commercial loans secured by non-owner occupied real estate		$	11			$	11			$	—			$	11			$	33
Total impaired loans		$	11			$	11			$	—			$	11			$	33

		AT DECEMBER 31, 2017
		IMPAIRED LOANS WITH SPECIFIC ALLOWANCE								IMPAIRED LOANS WITH NO SPECIFIC ALLOWANCE				TOTAL IMPAIRED LOANS
		RECORDED INVESTMENT				RELATED ALLOWANCE				RECORDED INVESTMENT				RECORDED INVESTMENT				UNPAID PRINCIPAL BALANCE
		(IN THOUSANDS)
Commercial		$	1,202			$	909			$	11			$	1,213			$	1,215
Commercial loans secured by non-owner occupied real estate			—				—				547				547				600
Total impaired loans		$	1,202			$	909			$	558			$	1,760			$	1,815

Schedule of Average Recorded Investment in Impaired Loans and Related Interest Income Recognized [Table Text Block]

The following table presents the average recorded investment in impaired loans and related interest income recognized for the periods indicated.

		YEAR ENDED DECEMBER 31,
		2018				2017				2016
		(IN THOUSANDS)
Average impaired balance:
Commercial		$	228			$	1,075			$	718
Commercial loans secured by non-owner occupied real estate			12				838				356
Average investment in impaired loans		$	240			$	1,913			$	1,074
Interest income recognized:
Commercial		$	—			$	12			$	—
Commercial loans secured by non-owner occupied real estate			—				—				—
Interest income recognized on a cash basis on impaired loans		$	—			$	12			$	—

Financing Receivable Credit Quality Indicators [Table Text Block]

The following table presents the classes of the commercial and commercial real estate loan portfolios summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system.

		AT DECEMBER 31, 2018
		PASS				SPECIAL MENTION				SUBSTANDARD				DOUBTFUL				TOTAL
		(IN THOUSANDS)
Commercial and industrial		$	154,510			$	2,089			$	1,680			$	—			$	158,279
Commercial loans secured by owner occupied real estate			86,997				3,769				1,139				—				91,905
Commercial loans secured by non-owner occupied real estate			349,954				6,316				262				11				356,543
Total		$	591,461			$	12,174			$	3,081			$	11			$	606,727

		AT DECEMBER 31, 2017
		PASS				SPECIAL MENTION				SUBSTANDARD				DOUBTFUL				TOTAL
		(IN THOUSANDS)
Commercial and industrial		$	156,448			$	500			$	2,000			$	244			$	159,192
Commercial loans secured by owner occupied real estate			87,215				1,675				759				286				89,935
Commercial loans secured by non-owner occupied real estate			362,805				10,153				874				13				373,845
Total		$	606,468			$	12,328			$	3,633			$	543			$	622,972

Schedule of Financing Receivable Performing and Nonperforming [Table Text Block]

The following tables present the performing and non-performing outstanding balances of the residential and consumer portfolio classes.

		AT DECEMBER 31, 2018
		PERFORMING				NON- PERFORMING
		(IN THOUSANDS)
Real estate – residential mortgage		$	236,754			$	1,210
Consumer			17,591				—
Total		$	254,345			$	1,210

		AT DECEMBER 31, 2017
		PERFORMING				NON- PERFORMING
		(IN THOUSANDS)
Real estate – residential mortgage		$	246,021			$	1,257
Consumer			19,383				—
Total		$	265,404			$	1,257

Past Due Financing Receivables [Table Text Block]

The following tables present the classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans.

		AT DECEMBER 31, 2018
		CURRENT				30 – 59 DAYS PAST DUE				60 – 89 DAYS PAST DUE				90 DAYS PAST DUE				TOTAL PAST DUE				TOTAL LOANS				90 DAYS PAST DUE AND STILL ACCRUING
		(IN THOUSANDS)
Commercial and industrial		$	158,279			$	—			$	—			$	—			$	—			$	158,279			$	—
Commercial loans secured by owner occupied real estate			91,905				—				—				—				—				91,905				—
Commercial loans secured by non-owner occupied real estate			355,963				580				—				—				580				356,543				—
Real estate – residential mortgage			232,465				3,651				472				1,376				5,499				237,964				—
Consumer			17,408				153				30				—				183				17,591				—
Total		$	856,020			$	4,384			$	502			$	1,376			$	6,262			$	862,282			$	—

		AT DECEMBER 31, 2017
		CURRENT				30 – 59 DAYS PAST DUE				60 – 89 DAYS PAST DUE				90 DAYS PAST DUE				TOTAL PAST DUE				TOTAL LOANS				90 DAYS PAST DUE AND STILL ACCRUING
		(IN THOUSANDS)
Commercial and industrial		$	159,181			$	—			$	—			$	11			$	11			$	159,192			$	—
Commercial loans secured by owner occupied real estate			89,649				—				—				286				286				89,935				—
Commercial loans secured by non-owner occupied real estate			368,073				5,238				534				—				5,772				373,845				—
Real estate – residential mortgage			243,393				2,373				671				841				3,885				247,278				—
Consumer			19,262				76				45				—				121				19,383				—
Total		$	879,558			$	7,687			$	1,250			$	1,138			$	10,075			$	889,633			$	—

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