NON-PERFORMING ASSETS INCLUDING TROUBLED DEBT RESTRUCTURINGS (Tables)

12 Months Ended

Dec. 31, 2018

Nonperforming Assets Including Troubled Debt Restructurings [Abstract]

Schedule Of Nonperforming Assets Including Trouble Debt Restructurings [Table Text Block]

The following table presents information concerning non-performing assets including TDR:


	AT DECEMBER 31,
	2018			2017
	(IN THOUSANDS, EXCEPT PERCENTAGES)
Non-accrual loans:
Commercial and industrial	$	—		$	353
Commercial loans secured by owner occupied real estate		—			859
Commercial loans secured by non-owner occupied real estate		11			547
Real estate – residential mortgage		1,210			1,257
Total		1,221			3,016
Other real estate owned:
Commercial loans secured by owner occupied real estate		157
Real estate – residential mortgage		—			18
Total		157			18
TDR’s not in non-accrual		—			—
Total non-performing assets including TDR	$	1,378		$	3,034
Total non-performing assets as a percent of loans, net of unearned income, and other real estate owned		0.16	%		0.34	%

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

The following table details the TDRs at December 31, 2018 (dollars in thousands).

Loans in non-accrual status

# of Loans

Current

Balance

Concession Granted

Commercial loan secured by non-owner occupied real estate

Extension of maturity date

The following table details the TDRs at December 31, 2017 (dollars in thousands).

Loans in non-accrual status	# of Loans		Current Balance		Concession Granted
Commercial and industrial		2	$	343		Extension of maturity date
Commercial loans secured by owner occupied real estate		1		574		Extension of maturity date
Commercial loan secured by non-owner occupied real estate		1		13		Extension of maturity date

The following table details the TDRs at December 31, 2016 (dollars in thousands).

Loans in non-accrual status

# of Loans

Current

Balance

Concession Granted

Commercial and industrial

496

Extension of maturity date

Commercial loan secured by non-owner occupied real estate

Extension of maturity date

Schedule of Interest Income on Non Accrual Loans [Table Text Block]

The following table sets forth, for the periods indicated, (1) the gross interest income that would have been recorded if non-accrual loans had been current in accordance with their original terms and had been outstanding throughout the period or since origination if held for part of the period, (2) the amount of interest income actually recorded on such loans, and (3) the net reduction in interest income attributable to such loans.

	YEAR ENDED DECEMBER 31,
	2018		2017			2016
	(IN THOUSANDS)
Interest income due in accordance with original terms	$	75	$	103		$	118
Interest income recorded		—		(75	)		—
Net reduction in interest income	$	75	$	28		$	118