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REGULATORY CAPITAL (Tables)
12 Months Ended
Dec. 31, 2018
Regulatory Capital Requirements [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block] The Company believes that no conditions or events have occurred that would change this conclusion. To be categorized as well capitalized, the Company must maintain minimum total risk-based, common equity Tier 1 risk-based, Tier 1 risk-based, and Tier 1 leverage ratios as set forth in the table.
 
 
AT DECEMBER 31, 2018
 
  
 
COMPANY
 
 
BANK
 
 
MINIMUM
REQUIRED
FOR
CAPITAL
ADEQUACY
PURPOSES
 
 
TO BE WELL
CAPITALIZED
UNDER
PROMPT
CORRECTIVE
ACTION
REGULATIONS*
 
  
 
AMOUNT
 
 
RATIO
 
 
AMOUNT
 
 
RATIO
 
 
RATIO
 
 
RATIO
 
  
 
(IN THOUSANDS, EXCEPT RATIOS)
 
Total Capital (To Risk Weighted Assets)
 
$
129,178
 
 
 
13.53
%
 
$
115,451
 
 
 
12.14
%
 
 
8.00
%
 
 
10.00
%
Tier 1 Common Equity (To Risk Weighted Assets)
 
 
100,258
 
 
 
10.
50
 
 
 
105,891
 
 
 
11.14
 
 
 
4.50
 
 
 
6.50
 
Tier 1 Capital (To Risk Weighted Assets)
 
 
112,130
 
 
 
11.74
 
 
 
105,891
 
 
 
11.14
 
 
 
6.00
 
 
 
8.00
 
Tier 1 Capital (To Average Assets)
 
 
112,130
 
 
 
9.71
 
 
 
105,891
 
 
 
9.28
 
 
 
4.00
 
 
 
5.00
 
 
 
 
AT DECEMBER 31, 2017
 
  
 
COMPANY
 
 
BANK
 
 
MINIMUM
REQUIRED
FOR
CAPITAL
ADEQUACY
PURPOSES
 
 
TO BE WELL
CAPITALIZED
UNDER
PROMPT
CORRECTIVE
ACTION
REGULATIONS*
 
  
 
AMOUNT
 
 
RATIO
 
 
AMOUNT
 
 
RATIO
 
 
RATIO
 
 
RATIO
 
  
 
(IN THOUSANDS, EXCEPT RATIOS)
 
Total Capital (To Risk Weighted Assets)
 
$
126,276
 
 
 
13.21
%
 
$
110,681
 
 
 
11.64
%
 
 
8.00
%
 
 
10.00
%
Tier 1 Common Equity (To Risk Weighted Assets)
 
 
95,882
 
 
 
10.03
 
 
 
99,552
 
 
 
10.47
 
 
 
4.50
 
 
 
6.50
 
Tier 1 Capital (To Risk Weighted Assets)
 
 
107,682
 
 
 
11.26
 
 
 
99,552
 
 
 
10.47
 
 
 
6.00
 
 
 
8.00
 
Tier 1 Capital (To Average Assets)
 
 
107,682
 
 
 
9.32
 
 
 
99,552
 
 
 
8.75
 
 
 
4.00
 
 
 
5.00
 
 
*
Applies to the Bank only.