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Loans
6 Months Ended
Jun. 30, 2019
Loans and Leases Receivable Disclosure [Abstract]  
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]
9.
Loans
 
The loan portfolio of the Company consists of the following (in thousands):
 
 
 
June 30,
2019
 
 
December 31,
2018
 
Commercial: 
Commercial and industrial
 
$
172,428
 
 
$
158,279
 
Commercial loans secured by owner occupied real estate
 
 
83,003
 
 
 
91,905
 
Commercial loans secured by non-owner occupied real estate
 
 
375,673
 
 
 
356,543
 
Real estate – residential mortgage
 
 
239,916
 
 
 
237,964
 
Consumer
 
 
17,737
 
 
 
17,591
 
Loans, net of unearned income
 
$
888,757
 
 
$
862,282
 
 
Loan balances at June 30, 2019 and December 31, 2018 are net of unearned income of  $413,000 and $322,000, respectively. Real estate-construction loans comprised 4.0% and 3.5% of total loans, net of unearned income at June 30, 2019 and December 31, 2018, respectively.