27. SELECTED QUARTERLY CONSOLIDATED FINANCIAL DATA (unaudited)

The following table sets forth certain unaudited quarterly consolidated financial data regarding the Company:


	2019 QUARTER ENDED
	DEC. 31		SEPT. 30		JUNE 30		MARCH 31
	(IN THOUSANDS, EXCEPT PER SHARE DATA)
Interest income	$	12,405	$	12,433	$	12,765	$	12,164
Interest expense		3,445		3,669		3,704		3,507
Net interest income		8,960		8,764		9,061		8,657
Provision (credit) for loan losses		975		225		—		(400)
Net interest income after provision (credit) for loan losses		7,985		8,539		9,061		9,057
Non-interest income		3,416		4,095		3,657		3,605
Non-interest expense		10,563		10,503		10,456		10,293
Income before income taxes		838		2,131		2,262		2,369
Provision for income taxes		169		442		470		491
Net income	$	669	$	1,689	$	1,792	$	1,878
Basic earnings per common share	$	0.04	$	0.10	$	0.10	$	0.11
Diluted earnings per common share		0.04		0.10		0.10		0.11
Cash dividends declared per common share		0.025		0.025		0.025		0.020


	2018 QUARTER ENDED
	DEC. 31		SEPT. 30		JUNE 30		MARCH 31
	(IN THOUSANDS, EXCEPT PER SHARE DATA)
Interest income	$	12,125	$	12,149	$	11,603	$	11,217
Interest expense		3,346		3,040		2,745		2,469
Net interest income		8,779		9,109		8,858		8,748
Provision (credit) for loan losses		(700)		—		50		50
Net interest income after provision (credit) for loan losses		9,479		9,109		8,808		8,698
Non-interest income		3,322		3,586		3,681		3,635
Non-interest expense		10,374		10,096		10,292		10,111
Income before income taxes		2,427		2,599		2,197		2,222
Provision for income taxes		499		270		453		455
Net income	$	1,928	$	2,329	$	1,744	$	1,767
Basic earnings per common share	$	0.11	$	0.13	$	0.10	$	0.10
Diluted earnings per common share		0.11		0.13		0.10		0.10
Cash dividends declared per common share		0.020		0.020		0.020		0.015