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NON-PERFORMING ASSETS INCLUDING TROUBLED DEBT RESTRUCTURINGS (Tables)
 12 Months Ended
Dec. 31, 2019
NON-PERFORMING ASSETS INCLUDING TROUBLED DEBT RESTRUCTURINGS  
Schedule of nonperforming assets including trouble debt restructurings

The following table presents information concerning non-performing assets including TDR:

 

 

 

 

 

 

 

 

 

 

AT DECEMBER 31, 

 

 

    

2019

    

2018

 

 

 

(IN THOUSANDS, EXCEPT

 

 

 

PERCENTAGES)

 

Non-accrual loans:

 

 

 

 

 

 

 

Commercial loans secured by non-owner occupied real estate

 

$

 8

 

$

11

 

Real estate – residential mortgage

 

 

1,479

 

 

1,210

 

Total

 

 

1,487

 

 

1,221

 

 

 

 

 

 

 

 

 

Other real estate owned:

 

 

  

 

 

  

 

Commercial loans secured by owner occupied real estate

 

 

 —

 

 

157

 

Real estate – residential mortgage

 

 

37

 

 

 —

 

Total

 

 

37

 

 

157

 

 

 

 

 

 

 

 

 

TDR’s not in non-accrual

 

 

815

 

 

 —

 

Total non-performing assets including TDR

 

$

2,339

 

$

1,378

 

Total non-performing assets as a percent of loans, net of unearned income, and other real estate owned

 

 

0.26

%  

 

0.16

%

 

Schedule of troubled debt restructurings on financing receivables

The following table details the loans modified in  TDRs during the year ended December 31, 2019 (dollars in thousands).

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Loans in accrual status

    

# of Loans

    

Current Balance

    

Concession Granted

Commercial and industrial

 

 2

 

$

816

 

Extension of maturity date with a below market interest rate

Loans in non-accrual status

 

 

 

 

 

 

 

Commercial loan secured by non-owner occupied real estate

 

 1

 

 

 8

 

Extension of maturity date

 

The following table details the loans modified in TDRs during the year ended December 31, 2018 (dollars in thousands).

 

 

 

 

 

 

 

 

 

    

 

    

 

    

 

Loans in non-accrual status

    

# of Loans

    

Current Balance

    

Concession Granted

Commercial loan secured by non-owner occupied real estate

 

 1

 

$

11

 

Extension of maturity date