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INCOME TAXES - Deferred tax assets and liabilities (Details) - USD ($)
$ in Thousands
Dec. 31, 2019
Dec. 31, 2018
DEFERRED TAX ASSETS:    
Allowance for loan losses $ 1,949 $ 1,821
Unfunded commitment reserve 215 187
Unrealized investment security losses 0 374
Premises and equipment 1,129 1,056
Accrued pension obligation 1,093 144
Other 230 255
Total tax assets 4,616 3,837
DEFERRED TAX LIABILITIES:    
Investment accretion (82) (90)
Unrealized investment security gains (456) 0
Other (102) (110)
Total tax liabilities (640) (200)
Deferred Tax Assets, Net, Total $ 3,976 $ 3,637