Non-Performing Assets Including Troubled Debt Restructurings (TDR) (Tables)

3 Months Ended

Mar. 31, 2020

Non-Performing Assets Including Troubled Debt Restructurings (TDR)

Schedule of nonperforming assets including trouble debt restructurings

The following table presents information concerning non-performing assets including TDR (in thousands, except percentages):


	March 31,			December 31,
	2020			2019
Non-accrual loans
Commercial and industrial	$	25		$	—
Commercial loans secured by non-owner occupied real estate		8			8
Real estate-residential mortgage		1,404			1,479
Total		1,437			1,487
Other real estate owned
Real estate-residential mortgage		—			37
Total		—			37
TDR’s not in non-accrual
Commercial and industrial		807			815
Total		807			815
Total non-performing assets including TDR	$	2,244		$	2,339
Total non-performing assets as a percent of loans, net of unearned income, and other real estate owned		0.26	%		0.26	%

Schedule of interest income on non accrual loans

The following table sets forth, for the periods indicated, (1) the gross interest income that would have been recorded if non-accrual loans had been current in accordance with their original terms and had been outstanding throughout the period or since origination if held for part of the period, (2) the amount of interest income actually recorded on such loans, and (3) the net reduction in interest income attributable to such loans (in thousands).


	Three months
	ended
	March 31,
	2020		2019
Interest income due in accordance
with original terms	$	17	$	15
Interest income recorded		—		—
Net reduction in interest income	$	17	$	15