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Regulatory Capital (Tables)

9 Months Ended

Sep. 30, 2021

Regulatory Capital

Schedule of compliance with regulatory capital requirements under banking regulations

change this conclusion as of such date. To be categorized as well capitalized, the Bank must maintain minimum total capital, common equity tier 1 capital, tier 1 capital, and tier 1 leverage ratios as set forth in the table.

At September 30, 2021

TO BE WELL

MINIMUM

CAPITALIZED

REQUIRED

UNDER

FOR

PROMPT

CAPITAL

CORRECTIVE

ADEQUACY

ACTION

COMPANY

BANK

PURPOSES

REGULATIONS*

AMOUNT

RATIO

AMOUNT

RATIO

RATIO

RATIO

(IN THOUSANDS, EXCEPT RATIOS)

Total Capital (To Risk Weighted Assets)

$

147,516

13.61

%

$

132,583

12.28

%

8.00

%

10.00

%

Tier 1 Common Equity (To Risk Weighted Assets)

107,829

9.95

119,496

11.07

4.50

6.50

Tier 1 Capital (To Risk Weighted Assets)

107,829

9.95

119,496

11.07

6.00

8.00

Tier 1 Capital (To Average Assets)

107,829

7.87

119,496

8.87

4.00

5.00


		At December 31, 2020
														TO BE WELL
												MINIMUM		CAPITALIZED
												REQUIRED		UNDER
												FOR		PROMPT
												CAPITAL		CORRECTIVE
												ADEQUACY		ACTION
		COMPANY					BANK					PURPOSES		REGULATIONS*
		AMOUNT			RATIO		AMOUNT			RATIO		RATIO		RATIO

		(IN THOUSANDS, EXCEPT RATIOS)
Total Capital (To Risk Weighted Assets)		$	135,777		12.93	%	$	125,182		11.95	%	8.00	%	10.00	%
Tier 1 Common Equity (To Risk Weighted Assets)			105,653		10.06			112,965		10.78		4.50		6.50
Tier 1 Capital (To Risk Weighted Assets)			117,556		11.20			112,965		10.78		6.00		8.00
Tier 1 Capital (To Average Assets)			117,556		9.29			112,965		9.03		4.00		5.00

*Applies to the Bank only.