XML 52 R40.htm IDEA: XBRL DOCUMENT
v3.22.0.1

LOANS (Tables) | 12 Months Ended
--- | ---
Dec. 31, 2021
LOANS |
Schedule of loan portfolio | The loan portfolio of the Company consisted of the following: ​
​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | AT DECEMBER 31,
​ |  | 2021 |  | 2020
​ | ​ | (IN THOUSANDS)
Commercial: | ​ | ​ | ​ | ​ | ​ | ​
Commercial and industrial | ​ | $ | 134,182 | ​ | $ | 151,162
Paycheck Protection Program (PPP) | ​ | ​ | 17,311 | ​ | ​ | 58,344
Commercial loans secured by owner occupied real estate (1) |  | ​ | 99,644 | ​ | ​ | 95,486
Commercial loans secured by non-owner occupied real estate (1) |  | ​ | 430,825 | ​ | ​ | 400,751
Real estate − residential mortgage (1) |  | ​ | 287,996 | ​ | ​ | 249,989
Consumer |  | ​ | 15,096 | ​ | ​ | 16,363
Loans, net of unearned income | ​ | $ | 985,054 | ​ | $ | 972,095
(1) | Real estate construction loans constituted 5.6% and 7.0% of the Company’s total loans, net of unearned income as of December 31, 2021 and 2020, respectively.
Summary of risk concentrations for commercial and commercial real estate loans by industry type | The following table provides information regarding our potential COVID-19 risk concentrations for commercial and commercial real estate loans by industry type at December 31, 2021 and 2020 (in thousands).
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | DECEMBER 31, 2021
​ | ​ | ​ | ​ | ​ | Paycheck | ​ | Commercial loans | ​ | Commercial loans | ​ | ​ | ​
​ | ​ | Commercial | ​ | Protection | ​ | secured by owner | ​ | secured by non-owner | ​ | ​ | ​
​ |  | and industrial |  | Program |  | occupied real estate |  | occupied real estate |  | Total
1-4 unit residential | ​ | $ | 1,246 | ​ | $ | — | ​ | $ | 96 | ​ | $ | 8,565 | ​ | $ | 9,907
Multifamily/apartments/student housing | ​ |  | — | ​ |  | — | ​ |  | 245 | ​ |  | 73,912 | ​ |  | 74,157
Office | ​ |  | 37,386 | ​ |  | 203 | ​ |  | 8,644 | ​ |  | 28,500 | ​ |  | 74,733
Retail | ​ |  | 7,253 | ​ |  | 444 | ​ |  | 20,439 | ​ |  | 148,668 | ​ |  | 176,804
Industrial/manufacturing/warehouse | ​ |  | 74,508 | ​ |  | 5,940 | ​ |  | 21,468 | ​ |  | 44,316 | ​ |  | 146,232
Hotels | ​ |  | 154 | ​ |  | 1,764 | ​ |  | — | ​ |  | 42,425 | ​ |  | 44,343
Eating and drinking places | ​ |  | 484 | ​ |  | 6,591 | ​ |  | 4,537 | ​ |  | 1,752 | ​ |  | 13,364
Personal care | ​ |  | 1,197 | ​ |  | 173 | ​ |  | — | ​ |  | 4,315 | ​ |  | 5,685
Amusement and recreation | ​ |  | 92 | ​ |  | 53 | ​ |  | 5,402 | ​ |  | 12 | ​ |  | 5,559
Mixed use | ​ |  | — | ​ |  | — | ​ |  | 4,031 | ​ |  | 62,088 | ​ |  | 66,119
Other | ​ |  | 11,862 | ​ |  | 2,143 | ​ |  | 34,782 | ​ |  | 16,272 | ​ |  | 65,059
Total | ​ | $ | 134,182 | ​ | $ | 17,311 | ​ | $ | 99,644 | ​ | $ | 430,825 | ​ | $ | 681,962
​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | DECEMBER 31, 2020
​ | ​ | ​ | ​ | ​ | Paycheck | ​ | Commercial loans | ​ | Commercial loans | ​ | ​ | ​
​ | ​ | Commercial | ​ | Protection | ​ | secured by owner | ​ | secured by non-owner | ​ | ​ | ​
​ |  | and industrial |  | Program |  | occupied real estate |  | occupied real estate |  | Total
1-4 unit residential | ​ | $ | 1,450 | ​ | $ | — | ​ | $ | 105 | ​ | $ | 6,139 | ​ | $ | 7,694
Multifamily/apartments/student housing | ​ |  | — | ​ |  | — | ​ |  | 469 | ​ |  | 66,879 | ​ |  | 67,348
Office | ​ |  | 33,525 | ​ |  | 6,872 | ​ |  | 10,095 | ​ |  | 37,164 | ​ |  | 87,656
Retail | ​ |  | 8,080 | ​ |  | 1,542 | ​ |  | 21,180 | ​ |  | 124,325 | ​ |  | 155,127
Industrial/manufacturing/warehouse | ​ |  | 87,021 | ​ |  | 26,222 | ​ |  | 18,255 | ​ |  | 38,814 | ​ |  | 170,312
Hotels | ​ |  | 329 | ​ |  | 837 | ​ |  | — | ​ |  | 41,779 | ​ |  | 42,945
Eating and drinking places | ​ |  | 769 | ​ |  | 13,479 | ​ |  | 4,390 | ​ |  | 1,925 | ​ |  | 20,563
Personal care | ​ |  | 4,118 | ​ |  | 621 | ​ |  | — | ​ |  | 9,356 | ​ |  | 14,095
Amusement and recreation | ​ |  | 190 | ​ |  | 46 | ​ |  | 3,307 | ​ |  | 38 | ​ |  | 3,581
Mixed use | ​ |  | — | ​ |  | — | ​ |  | 2,411 | ​ |  | 65,585 | ​ |  | 67,996
Other | ​ |  | 15,680 | ​ |  | 8,725 | ​ |  | 35,274 | ​ |  | 8,747 | ​ |  | 68,426
Total | ​ | $ | 151,162 | ​ | $ | 58,344 | ​ | $ | 95,486 | ​ | $ | 400,751 | ​ | $ | 705,743

X
- Definition Represents summary of risk concentrations for commercial and commercial real estate loans by industry type. + References No definition available. + Details
Name: | asrv_SummaryOfRiskConcentrationsForCommercialAndCommercialRealEstateLoansByIndustryType
Namespace Prefix: | asrv_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- References No definition available. + Details
Name: | us-gaap_LoansAndLeasesReceivableDisclosureAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.3,4) -URI http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682 + Details
Name: | us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration