<SEC-DOCUMENT>0001558370-22-018035.txt : 20221117
<SEC-HEADER>0001558370-22-018035.hdr.sgml : 20221117
<ACCEPTANCE-DATETIME>20221117160356
ACCESSION NUMBER:		0001558370-22-018035
CONFORMED SUBMISSION TYPE:	S-8
PUBLIC DOCUMENT COUNT:		6
FILED AS OF DATE:		20221117
DATE AS OF CHANGE:		20221117
EFFECTIVENESS DATE:		20221117

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			AMERISERV FINANCIAL INC /PA/
		CENTRAL INDEX KEY:			0000707605
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				251424278
		STATE OF INCORPORATION:			PA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		S-8
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-268440
		FILM NUMBER:		221398331

	BUSINESS ADDRESS:	
		STREET 1:		MAIN & FRANKLIN STS
		STREET 2:		PO BOX 430
		CITY:			JOHNSTOWN
		STATE:			PA
		ZIP:			15907
		BUSINESS PHONE:		8145335300

	MAIL ADDRESS:	
		STREET 1:		MAIN & FRANKLIN STS
		STREET 2:		PO BOX 430
		CITY:			JOHNSTOWN
		STATE:			PA
		ZIP:			15907
</SEC-HEADER>
<DOCUMENT>
<TYPE>S-8
<SEQUENCE>1
<FILENAME>tmb-20221006xs8.htm
<DESCRIPTION>S-8
<TEXT>
<!--Enhanced HTML document created with Toppan Merrill Bridge  9.14.0.96--><!--Created on: 11/15/2022 07:17:49 PM (UTC)--><!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd"><html><head><meta charset="UTF-8"><title></title></head><body><div style="margin-top:30pt;"></div><div style="max-width:100%;padding-left:5.88%;padding-right:5.88%;position:relative;"><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt 0pt 6pt 0pt;">As filed with the Securities and Exchange Commission on November 17, 2022</p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:right;margin:0pt 0pt 6pt 0pt;">Registration No. 333-_____</p><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;padding-top:1pt;text-align:center;border-top:3px double #000000;margin:0pt 0pt 12pt 0pt;"><font style="font-size:10pt;visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt 0pt 6pt 0pt;">UNITED STATES<br>SECURITIES AND EXCHANGE COMMISSION<br>Washington, D.C. 20549</p><div style="font-family:'Times New Roman','Times','serif';font-size:10.0pt;margin-bottom:6pt;min-height:1.19em;position:relative;width:100%;"><hr noshade="true" color="#000000" size="1" width="25.0%" style="background-color:#000000;color:#000000;height:1pt;position:relative;top:0.6em;border:none;margin:0 auto;" align="center"></div><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt 0pt 6pt 0pt;">FORM&#160;S-8<br>REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933</p><div style="font-family:'Times New Roman','Times','serif';font-size:10.0pt;margin-bottom:6pt;min-height:1.19em;position:relative;width:100%;"><hr noshade="true" color="#000000" size="1" width="25.0%" style="background-color:#000000;color:#000000;height:1pt;position:relative;top:0.6em;border:none;margin:0 auto;" align="center"></div><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt 0pt 12pt 0pt;"><u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;white-space:pre-wrap;">                    AmeriServ Financial, Inc.                    &#160;</u><font style="text-decoration-line:none;"><br></font>(Exact name of registrant as specified in its charter)</p><div><table style="border-collapse:collapse;font-size:16pt;height:max-content;margin-left:auto;margin-right:auto;padding-left:0pt;padding-right:0pt;width:100%;" align="center"><tr style="height:1pt;"><td style="vertical-align:top;width:42.3%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="position:absolute;top:0pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;margin:0pt;"><font style="font-size:10pt;visibility:hidden;">&#8203;</font></p></div></div></td><td style="vertical-align:top;width:12.5%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="position:absolute;top:0pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;margin:0pt;"><font style="font-size:10pt;visibility:hidden;">&#8203;</font></p></div></div></td><td style="vertical-align:top;width:45.19%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="position:absolute;top:0pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;margin:0pt;"><font style="font-size:10pt;visibility:hidden;">&#8203;</font></p></div></div></td></tr><tr><td style="vertical-align:top;width:42.3%;border-bottom:1px solid #000000;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;">Pennsylvania</p></td><td style="vertical-align:top;width:12.5%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-align:center;margin:0pt;"><font style="font-size:10pt;margin-bottom:12pt;text-decoration-line:underline;text-decoration-style:solid;visibility:hidden;">&#8203;</font></p></td><td style="vertical-align:top;width:45.19%;border-bottom:1px solid #000000;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;">25-1424278</p></td></tr><tr><td style="vertical-align:top;width:42.3%;border-top:1px solid #000000;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;">(State or other jurisdiction of<br>incorporation or organization)</p></td><td style="vertical-align:top;width:12.5%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-align:center;margin:0pt;"><font style="font-size:10pt;margin-bottom:12pt;text-decoration-line:underline;text-decoration-style:solid;visibility:hidden;">&#8203;</font></p></td><td style="vertical-align:top;width:45.19%;border-top:1px solid #000000;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;">(I.R.S. Employer<br>Identification Number)</p></td></tr></table></div><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;margin:0pt;"><font style="font-size:10pt;visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt 0pt 12pt 0pt;">Main &amp; Franklin Streets, P.O. Box&#160;430<br><u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;white-space:pre-wrap;">             Johnstown, Pennsylvania 15907-0430            &#160;</u><br>(Address and zip code of Principal Executive Offices)</p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt 0pt 12pt 0pt;"><u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">AmeriServ Financial, Inc. 2021 Equity Incentive Plan</u><font style="text-decoration-line:none;"><br></font>(Full title of the plan)</p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt 0pt 12pt 0pt;">Jeffrey A. Stopko<br>President &amp; Chief Executive Officer<br>AmeriServ Financial, Inc.<br>Main &amp; Franklin Streets, P.O. Box&#160;430<br><u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">Johnstown, Pennsylvania 15907-0430</u><br>(Name and Address of agent for service)<br><br><u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">&#160;</u><u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;white-space:pre-wrap;">                                        (814) 533-5300                                        &#160;</u><br>(Telephone number, including area code, of agent for service)</p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt 0pt 12pt 0pt;">Copies to:</p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt 0pt 12pt 0pt;">David&#160;W. Swartz, Esquire<br>Stevens &amp; Lee, P.C.<br>111&#160;North Sixth Street<br><font style="white-space:pre-wrap;">Reading, Pennsylvania  19601</font><br>(610) 478-2000<br><font style="visibility:hidden;">&#8203;</font></p><div style="font-family:'Times New Roman','Times','serif';font-size:10.0pt;margin-bottom:12pt;min-height:1.19em;position:relative;width:100%;"><hr noshade="true" color="#000000" size="1" width="25.0%" style="background-color:#000000;color:#000000;height:1pt;position:relative;top:0.6em;border:none;margin:0 auto;" align="center"></div><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt 0pt 12pt 0pt;">Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company or an emerging growth company. See definitions of &#8220;large accelerated filer,&#8221; &#8220;accelerated filer,&#8221; &#8220;smaller reporting company&#8221; and &#8220;emerging growth company&#8221; in Rule 12b-2 of the Exchange Act. (Check one):</p><div><table style="border-collapse:collapse;font-size:16pt;height:max-content;margin-left:auto;margin-right:auto;padding-left:0pt;padding-right:0pt;width:100%;" align="center"><tr style="height:1pt;"><td style="vertical-align:top;width:50%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="position:absolute;top:0pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;margin:0pt;"><font style="font-size:10pt;visibility:hidden;">&#8203;</font></p></div></div></td><td style="vertical-align:top;width:50%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="position:absolute;top:0pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;margin:0pt;"><font style="font-size:10pt;visibility:hidden;">&#8203;</font></p></div></div></td></tr><tr><td style="vertical-align:top;width:50%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;">Large Accelerated Filer <font style="font-family:'Times New Roman';">&#9723;</font></p></td><td style="vertical-align:top;width:50%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;">Accelerated Filer <font style="font-family:'Times New Roman';">&#9723;</font></p></td></tr><tr><td style="vertical-align:top;width:50%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;">Non-Accelerated Filer<font style="display:inline-block;width:18.32pt;"></font><font style="font-family:'Times New Roman';">&#8999;</font></p></td><td style="vertical-align:top;width:50%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;">Smaller Reporting Company <font style="font-family:'Times New Roman';">&#8999;</font></p></td></tr><tr><td style="vertical-align:top;width:50%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;margin:0pt;"><font style="font-size:10pt;margin-bottom:5pt;margin-top:5pt;visibility:hidden;">&#8203;</font></p></td><td style="vertical-align:top;width:50%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;">Emerging Growth Company <font style="font-family:'Times New Roman';">&#9723;</font></p></td></tr></table></div><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:12pt 0pt 0pt 0pt;"><font style="white-space:pre-wrap;">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 7(a)(2)(B) of the Securities Act.  </font><font style="font-family:'Times New Roman';">&#9723;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;margin:12pt 0pt 0pt 0pt;"><font style="font-family:'Wingdings';font-size:10pt;margin-bottom:5pt;margin-top:5pt;visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p><p style="display:none;font-size:11pt;line-height:0pt;margin:0pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:0pt;visibility:hidden;">&#8203;</font></p></div><div style="clear:both;margin-bottom:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-align:center;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:5.88%;margin-right:5.88%;margin-top:30pt;page-break-after:always;width:88.24%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;margin:0pt 0pt 8pt 0pt;">PART&#160;I</p><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-align:center;margin:0pt 0pt 8pt 0pt;">INFORMATION REQUIRED IN THE SECTION&#160;10(a) PROSPECTUS</p><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;margin:0pt 0pt 8pt 0pt;">Item&#160;<font style="white-space:pre-wrap;">1.  Plan Information.</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:36pt;margin:0pt 0pt 8pt 0pt;">Information required by Item&#160;1 to be contained in the Section&#160;10(a) prospectus is omitted from this Registration Statement in accordance with Rule&#160;428 adopted under the Securities Act of 1933, as amended (the &#8220;Securities Act&#8221;), and the Note to Part&#160;I of Form&#160;S-8.</p><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;margin:0pt 0pt 8pt 0pt;">Item&#160;<font style="white-space:pre-wrap;">2.  Registrant Information and Employee Plan Annual Information.</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:36pt;margin:0pt;">Information required by Item&#160;2 to be contained in the Section&#160;10(a) prospectus is omitted from this Registration Statement in accordance with Rule&#160;428 adopted under the Securities Act and the Note to Part&#160;I of Form&#160;S-8.</p><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-align:center;margin:0pt;"><font style="margin-bottom:12pt;visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-align:center;margin:0pt 0pt 8pt 0pt;">PART II</p><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-align:center;margin:0pt 0pt 8pt 0pt;">INFORMATION REQUIRED IN THE REGISTRATION STATEMENT</p><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;margin:0pt 0pt 8pt 0pt;"><font style="white-space:pre-wrap;">Item 3.  Incorporation of Documents by Reference.</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:36pt;margin:0pt 0pt 8pt 0pt;">In this Registration Statement, &#8220;we,&#8221; &#8220;us,&#8221; and &#8220;our&#8221; refer to AmeriServ Financial, Inc.</p><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:36pt;margin:0pt 0pt 8pt 0pt;">The following documents filed with the Securities and Exchange Commission (the &#8220;SEC&#8221;) are incorporated by reference in this Registration Statement and made a part hereof:</p><table border="0" cellpadding="0" cellspacing="0"><tr><td style="width:36pt;padding:0pt;"></td><td style="vertical-align:text-top;white-space:nowrap;width:18pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;margin-bottom:8pt;margin-top:0pt;">(a)</p></td><td style="padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;margin-bottom:8pt;margin-top:0pt;"><a style="font-family:&quot;'Times New Roman','Times','serif'&quot;;" href="https://www.sec.gov/ix?doc=/Archives/edgar/data/707605/000155837022004065/tmb-20211231x10ka.htm"><font style="font-family:'Times New Roman','Times','serif';font-style:normal;font-weight:normal;">our Annual Report on Form&#160;10-K for the fiscal year ended December&#160;31, 2021 as amended by a Form 10-K/A filed on March 22, 2022;</font></a></p></td></tr></table><table border="0" cellpadding="0" cellspacing="0"><tr><td style="width:36pt;padding:0pt;"></td><td style="vertical-align:text-top;white-space:nowrap;width:18pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;margin-bottom:8pt;margin-top:0pt;">(b)</p></td><td style="padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;margin-bottom:8pt;margin-top:0pt;">our Quarterly Reports on Form&#160;10-Q for the fiscal quarters ended <a style="font-family:&quot;'Times New Roman','Times','serif'&quot;;" href="https://www.sec.gov/ix?doc=/Archives/edgar/data/707605/000155837022008309/tmb-20220331x10q.htm"><font style="font-family:'Times New Roman','Times','serif';font-style:normal;font-weight:normal;">March&#160;31, 2022</font></a>, <a style="font-family:&quot;'Times New Roman','Times','serif'&quot;;" href="https://www.sec.gov/ix?doc=/Archives/edgar/data/707605/000155837022013029/tmb-20220630x10q.htm"><font style="font-family:'Times New Roman','Times','serif';font-style:normal;font-weight:normal;">June&#160;30, 2022</font></a>, and <a style="font-family:&quot;'Times New Roman','Times','serif'&quot;;" href="https://www.sec.gov/ix?doc=/Archives/edgar/data/707605/000155837022017449/tmb-20220930x10q.htm"><font style="font-family:'Times New Roman','Times','serif';font-style:normal;font-weight:normal;">September 30, 2022</font></a>; </p></td></tr></table><table border="0" cellpadding="0" cellspacing="0"><tr><td style="width:36pt;padding:0pt;"></td><td style="vertical-align:text-top;white-space:nowrap;width:18pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;margin-bottom:8pt;margin-top:0pt;">(c)</p></td><td style="padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;margin-bottom:8pt;margin-top:0pt;">our Current Reports on Form&#160;8-K filed on <a style="font-family:&quot;'Times New Roman','Times','serif'&quot;;" href="https://www.sec.gov/ix?doc=/Archives/edgar/data/707605/000155837022000407/tmb-20220125x8k.htm"><font style="font-family:'Times New Roman','Times','serif';font-style:normal;font-weight:normal;">January&#160;25, 2022</font></a>, <a style="font-family:&quot;'Times New Roman','Times','serif'&quot;;" href="https://www.sec.gov/ix?doc=/Archives/edgar/data/707605/000155837022005573/tmb-20220419x8k.htm"><font style="font-family:'Times New Roman','Times','serif';font-style:normal;font-weight:normal;">April 19, 2022</font></a>, <a style="font-family:&quot;'Times New Roman','Times','serif'&quot;;" href="https://www.sec.gov/ix?doc=/Archives/edgar/data/707605/000155837022006079/tmb-20220426x8k.htm"><font style="font-family:'Times New Roman','Times','serif';font-style:normal;font-weight:normal;">April&#160;27, 2022</font></a>, <a style="font-family:&quot;'Times New Roman','Times','serif'&quot;;" href="https://www.sec.gov/ix?doc=/Archives/edgar/data/707605/000155837022007994/tmb-20220506x8k.htm"><font style="font-family:'Times New Roman','Times','serif';font-style:normal;font-weight:normal;">May&#160;10, 2022</font></a>, <a style="font-family:&quot;'Times New Roman','Times','serif'&quot;;" href="https://www.sec.gov/ix?doc=/Archives/edgar/data/707605/000155837022010816/tmb-20220719x8k.htm"><font style="font-family:'Times New Roman','Times','serif';font-style:normal;font-weight:normal;">July&#160;19, 2022</font></a>, <a style="font-family:&quot;'Times New Roman','Times','serif'&quot;;" href="https://www.sec.gov/ix?doc=/Archives/edgar/data/707605/000155837022010952/tmb-20220725x8k.htm"><font style="font-family:'Times New Roman','Times','serif';font-style:normal;font-weight:normal;">July 25, 2022</font></a>, <a style="font-family:&quot;'Times New Roman','Times','serif'&quot;;" href="https://www.sec.gov/ix?doc=/Archives/edgar/data/707605/000155837022015046/tmb-20221018x8k.htm"><font style="font-family:'Times New Roman','Times','serif';font-style:normal;font-weight:normal;">October 18, 2022</font></a>, and <a style="font-family:&quot;'Times New Roman','Times','serif'&quot;;" href="https://www.sec.gov/ix?doc=/Archives/edgar/data/707605/000155837022015210/tmb-20221024x8k.htm"><font style="font-family:'Times New Roman','Times','serif';font-style:normal;font-weight:normal;">October 24, 2022</font></a>;</p></td></tr></table><table border="0" cellpadding="0" cellspacing="0"><tr><td style="width:36pt;padding:0pt;"></td><td style="vertical-align:text-top;white-space:nowrap;width:18pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;margin-bottom:8pt;margin-top:0pt;">(d)</p></td><td style="padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;margin-bottom:8pt;margin-top:0pt;"><a style="font-family:&quot;'Times New Roman','Times','serif'&quot;;" href="https://www.sec.gov/Archives/edgar/data/707605/0000950132-97-000855-index.html"><font style="font-family:'Times New Roman','Times','serif';font-style:normal;font-weight:normal;">the description of our common stock set forth </font><font style="font-family:'Times New Roman','Times','serif';font-style:normal;font-weight:normal;">in Post-Effective Amendment No. 3 to our Registration Statement on Form&#160;S-3 (File No.&#160;33-56604);</font></a></p></td></tr></table><table border="0" cellpadding="0" cellspacing="0"><tr><td style="width:36pt;padding:0pt;"></td><td style="vertical-align:text-top;white-space:nowrap;width:18.15pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;margin-bottom:8pt;margin-top:0pt;">(e)</p></td><td style="padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;margin-bottom:8pt;margin-top:0pt;">all other documents filed by us after the date of this Registration Statement under Sections&#160;<font style="white-space:pre-wrap;">13(a), 13(c), 14, and 15(d) of the Securities Exchange Act of 1934, prior to the filing of a post-effective amendment to the Registration Statement that indicates that all securities offered have been sold or which deregisters all securities then remaining unsold, shall be deemed to be incorporated by reference in this Registration Statement and part of this Registration Statement from the date of filing of such documents.  Any statement contained in a document incorporated or deemed to be incorporated by reference herein shall be modified or superseded for purposes of this Registration Statement to the extent that a statement contained herein or in any other subsequently filed document that also is or is deemed to be incorporated by reference herein modifies or supersedes such statement.  Any such statement so modified or superseded shall not be deemed, except as so modified or superseded, to constitute a part of this Registration Statement.</font></p></td></tr></table><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;margin:0pt 0pt 8pt 0pt;"><font style="white-space:pre-wrap;">Item 4.  Description of Securities.</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:36pt;margin:0pt 0pt 8pt 0pt;">Not applicable.</p></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-align:center;margin:0pt;">2</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;margin:0pt 0pt 8pt 0pt;"><font style="white-space:pre-wrap;">Item 5.  Interest of Named Experts and Counsel.</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:36pt;margin:0pt 0pt 8pt 0pt;">Not applicable.</p><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;margin:0pt 0pt 8pt 0pt;"><font style="white-space:pre-wrap;">Item 6.  Indemnification of Directors and Officers.</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:36pt;margin:0pt 0pt 8pt 0pt;"><font style="white-space:pre-wrap;">Pennsylvania law provides that a Pennsylvania corporation may indemnify directors, officers, employees, and agents of the corporation against liabilities they may incur in such capacities for any action taken or any failure to act, whether or not the corporation would have the power to indemnify the person under any provision of law, unless such action or failure to act is determined by a court to have constituted recklessness or willful misconduct.  Pennsylvania law also permits the adoption of a bylaw amendment, approved by shareholders, providing for the elimination of a director&#8217;s liability for monetary damages for any action taken or any failure to take any action unless (1)&#160;the director has breached or failed to perform the duties of his office and (2)&#160;the breach or failure to perform constitutes self-dealing, willful misconduct, or recklessness.</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:36pt;margin:0pt 0pt 8pt 0pt;">Our bylaws generally provide for (1)&#160;indemnification of our directors, officers, employees, and agents and (2)&#160;the elimination of a director&#8217;s liability for monetary damages, to the fullest extent permitted by Pennsylvania law.</p><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:36pt;margin:0pt 0pt 8pt 0pt;">Directors and officers are also insured against certain liabilities for their actions, as such, by an insurance policy obtained by us.</p><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;margin:0pt 0pt 8pt 0pt;"><font style="white-space:pre-wrap;">Item 7.  Exemption from Registration Claimed.</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:36pt;margin:0pt 0pt 8pt 0pt;">Not applicable.</p><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;margin:0pt 0pt 8pt 0pt;"><font style="white-space:pre-wrap;">Item 8.  Exhibits</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:36pt;margin:0pt 0pt 8pt 0pt;">Exhibits:</p><div><table style="border-collapse:collapse;font-size:16pt;height:max-content;margin-left:auto;margin-right:auto;padding-left:0pt;padding-right:0pt;table-layout:auto;width:100%;" align="center"><tr style="height:1pt;"><td style="vertical-align:top;width:9.12%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="position:absolute;top:0pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;margin:0pt;"><font style="font-size:1pt;visibility:hidden;">&#8203;</font></p></div></div></td><td style="vertical-align:top;width:2.52%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="position:absolute;top:0pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;margin:0pt;"><font style="font-size:1pt;visibility:hidden;">&#8203;</font></p></div></div></td><td style="vertical-align:top;width:88.35%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="position:absolute;top:0pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;margin:0pt;"><font style="font-size:1pt;visibility:hidden;">&#8203;</font></p></div></div></td></tr><tr><td style="vertical-align:bottom;width:9.12%;border-bottom:1px solid #000000;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-align:center;text-indent:0pt;margin:0pt;">Number</p></td><td style="vertical-align:top;width:2.52%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-align:center;text-indent:0pt;margin:0pt 0pt 6pt 0pt;">&#160;&#160;&#160;</p></td><td style="vertical-align:bottom;width:88.35%;border-bottom:1px solid #000000;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-align:center;text-indent:0pt;margin:0pt;">Description</p></td></tr><tr><td style="vertical-align:top;width:9.12%;border-top:1px solid #000000;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-align:center;text-indent:0pt;margin:0pt 0pt 6pt 0pt;">3.1</p></td><td style="vertical-align:top;width:2.52%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:0pt;margin:0pt 0pt 6pt 0pt;"><font style="margin-bottom:12pt;visibility:hidden;">&#8203;</font></p></td><td style="vertical-align:top;width:88.35%;border-top:1px solid #000000;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:0pt;margin:0pt 0pt 8pt 0pt;"><a style="font-family:&quot;'Times New Roman','Times','serif'&quot;;" href="https://www.sec.gov/Archives/edgar/data/707605/000070760511000142/ex3.htm"><font style="font-family:'Times New Roman','Times','serif';font-style:normal;font-weight:normal;">Articles of Incorporation of the Registrant, as presently in effect (incorporated by reference to Exhibit&#160;3.1 to the Registration Statement on Form S-8 (File No. 333-176869) filed on September&#160;16, 2011).</font></a></p></td></tr><tr><td style="vertical-align:top;width:9.12%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-align:center;text-indent:0pt;margin:0pt 0pt 6pt 0pt;">3.2</p></td><td style="vertical-align:top;width:2.52%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:0pt;margin:0pt 0pt 6pt 0pt;"><font style="margin-bottom:12pt;visibility:hidden;">&#8203;</font></p></td><td style="vertical-align:top;width:88.35%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:0pt;margin:0pt 0pt 8pt 0pt;"><a style="font-family:&quot;'Times New Roman','Times','serif'&quot;;" href="https://www.sec.gov/Archives/edgar/data/707605/000070760520000029/bylawsvirtualmeeting8k.htm"><font style="font-family:'Times New Roman','Times','serif';font-style:normal;font-weight:normal;">Bylaws of the Registrant, as presently in effect (incorporated by reference to Exhibit&#160;3.1 to the Current Report on Form 8-K filed on April&#160;6, 2020).</font></a></p></td></tr><tr><td style="vertical-align:top;width:9.12%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-align:center;text-indent:0pt;margin:0pt 0pt 6pt 0pt;">5.1</p></td><td style="vertical-align:top;width:2.52%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:0pt;margin:0pt 0pt 6pt 0pt;"><font style="margin-bottom:12pt;visibility:hidden;">&#8203;</font></p></td><td style="vertical-align:top;width:88.35%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:0pt;margin:0pt 0pt 8pt 0pt;"><a style="font-family:&quot;'Times New Roman','Times','serif'&quot;;" href="tmb-20221006xex5d1.htm"><font style="font-family:'Times New Roman','Times','serif';font-style:normal;font-weight:normal;">Opinion and consent of Stevens &amp; Lee, P.C.</font></a></p></td></tr><tr><td style="vertical-align:top;width:9.12%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-align:center;text-indent:0pt;margin:0pt 0pt 6pt 0pt;">10.1</p></td><td style="vertical-align:top;width:2.52%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:0pt;margin:0pt 0pt 6pt 0pt;"><font style="margin-bottom:12pt;visibility:hidden;">&#8203;</font></p></td><td style="vertical-align:top;width:88.35%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:0pt;margin:0pt 0pt 8pt 0pt;"><a style="font-family:&quot;'Times New Roman','Times','serif'&quot;;" href="https://www.sec.gov/Archives/edgar/data/707605/000110465921040315/tm212546-1_def14a.htm"><font style="font-family:'Times New Roman','Times','serif';font-style:normal;font-weight:normal;">AmeriServ Financial, Inc. 2021 Equity Incentive Plan (incorporated by reference to Appendix A of the Registrant&#8217;s definitive proxy statement filed March&#160;23, 2021).</font></a></p></td></tr><tr><td style="vertical-align:top;width:9.12%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-align:center;text-indent:0pt;margin:0pt 0pt 6pt 0pt;">23.1</p></td><td style="vertical-align:top;width:2.52%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:0pt;margin:0pt 0pt 6pt 0pt;"><font style="margin-bottom:12pt;visibility:hidden;">&#8203;</font></p></td><td style="vertical-align:top;width:88.35%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:0pt;margin:0pt 0pt 8pt 0pt;"><a style="font-family:&quot;'Times New Roman','Times','serif'&quot;;" href="tmb-20221006xex23d1.htm"><font style="font-family:'Times New Roman','Times','serif';font-style:normal;font-weight:normal;">Consent of S.R. Snodgrass, P.C.</font></a></p></td></tr><tr><td style="vertical-align:top;width:9.12%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-align:center;text-indent:0pt;margin:0pt 0pt 6pt 0pt;">23.2</p></td><td style="vertical-align:top;width:2.52%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:0pt;margin:0pt 0pt 6pt 0pt;"><font style="margin-bottom:12pt;visibility:hidden;">&#8203;</font></p></td><td style="vertical-align:top;width:88.35%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:0pt;margin:0pt 0pt 8pt 0pt;"><a style="font-family:&quot;'Times New Roman','Times','serif'&quot;;" href="tmb-20221006xex5d1.htm"><font style="font-family:'Times New Roman','Times','serif';font-style:normal;font-weight:normal;">Consent of Stevens&#160;&amp; Lee, P.C. (included in Exhibit&#160;5.1).</font></a></p></td></tr><tr><td style="vertical-align:top;width:9.12%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-align:center;text-indent:0pt;margin:0pt 0pt 6pt 0pt;">24.1</p></td><td style="vertical-align:top;width:2.52%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:0pt;margin:0pt 0pt 6pt 0pt;"><font style="margin-bottom:12pt;visibility:hidden;">&#8203;</font></p></td><td style="vertical-align:top;width:88.35%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:0pt;margin:0pt 0pt 8pt 0pt;"><a href="#Signatures"><font style="font-style:normal;font-weight:normal;">Powers of Attorney of Directors and Officers (included on signature page).</font></a></p></td></tr><tr><td style="vertical-align:top;width:9.12%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-align:center;text-indent:0pt;margin:0pt 0pt 6pt 0pt;">107.1</p></td><td style="vertical-align:top;width:2.52%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:0pt;margin:0pt 0pt 6pt 0pt;"><font style="margin-bottom:12pt;visibility:hidden;">&#8203;</font></p></td><td style="vertical-align:top;width:88.35%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:0pt;margin:0pt 0pt 6pt 0pt;"><a style="font-family:&quot;'Times New Roman','Times','serif'&quot;;" href="tmb-20221006xexfilingfees.htm"><font style="font-family:'Times New Roman','Times','serif';font-style:normal;font-weight:normal;">Filing Fee Table</font></a></p></td></tr></table></div><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;margin:12pt 0pt 8pt 0pt;"><font style="white-space:pre-wrap;">Item 9.  Undertakings</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:36pt;margin:0pt 0pt 8pt 0pt;"><font style="white-space:pre-wrap;">(a)  The undersigned registrant hereby undertakes:</font></p></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-align:center;margin:0pt;">3</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:36pt;margin:0pt 0pt 8pt 0pt;"><font style="white-space:pre-wrap;">(1)  To file, during any period in which offers or sales are being made, a post-effective amendment to this registration statement:</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:57pt;margin:0pt 0pt 8pt 0pt;"><font style="white-space:pre-wrap;">(i)  To include any prospectus required by section&#160;10(a)(3) of the Securities Act of 1933;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:57pt;margin:0pt 0pt 8pt 0pt;"><font style="white-space:pre-wrap;">(ii)  To reflect in the prospectus any facts or events arising after the effective date of the registration statement (or the most recent post-effective amendment thereof) which, individually or in the aggregate, represent a fundamental change in the information set forth in the registration statement.  Notwithstanding the foregoing, any increase or decrease in volume of securities offered (if the total dollar value of securities offered would not exceed that which was registered) and any deviation from the low or high end of the estimated maximum offering range may be reflected in the form of prospectus filed with the Commission pursuant to Rule 424(b) if, in the aggregate, the changes in volume and price represent no more than a 20% change in the maximum aggregate offering price set forth in the &#8220;Calculation of Registration Fee&#8221; table in the effective registration statement.</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:57pt;margin:0pt 0pt 8pt 0pt;"><font style="white-space:pre-wrap;">(iii)  To include any material information with respect to the plan of distribution not previously disclosed in the registration statement or any material change to such information in the registration statement.</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:36pt;margin:0pt 0pt 8pt 0pt;"><i style="font-style:italic;">Provided, however</i>, that paragraphs (a)(1)(i) and (a)(1)(ii) do not apply if the information required to be included in a post-effective amendment by these paragraphs is contained in reports filed with or furnished to the Commission by the registrant pursuant to Section&#160;13 or Section&#160;15(d) of the Securities Exchange Act of 1934 that are incorporated by reference in the registration statement.</p><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:36pt;margin:0pt 0pt 8pt 0pt;"><font style="white-space:pre-wrap;">(2)  That, for the purpose of determining any liability under the Securities Act of 1933, each such post-effective amendment shall be deemed to be a new registration statement relating to the securities offered therein, and the offering of such securities at that time shall be deemed to be the initial bona fide offering thereof.</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:36pt;margin:0pt 0pt 8pt 0pt;"><font style="white-space:pre-wrap;">(3)  To remove from registration by means of a post-effective amendment any of the securities being registered which remain unsold at the termination of the offering.</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:36pt;margin:0pt 0pt 8pt 0pt;"><font style="white-space:pre-wrap;">(b)  The undersigned registrant hereby undertakes that, for purposes of determining any liability under the Securities Act of 1933, each filing of the registrant&#8217;s annual report pursuant to section&#160;13(a) or section&#160;15(d) of the Securities Exchange Act of 1934 (and, where applicable, each filing of an employee benefit plan&#8217;s annual report pursuant to section&#160;15(d) of the Securities Exchange Act of 1934) that is incorporated by reference in the registration statement shall be deemed to be a new registration statement relating to the securities offered therein, and the offering of such securities at that time shall be deemed to be the initial bona fide offering thereof.</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:36pt;margin:0pt;"><font style="white-space:pre-wrap;">(c)  Insofar as indemnification for liabilities arising under the Securities Act of 1933 may be permitted to directors, officers and controlling persons of the registrant pursuant to the foregoing provisions, or otherwise, the registrant has been advised that in the opinion of the Securities and Exchange Commission such indemnification is against public policy as expressed in the Securities Act of 1933 and is, therefore, unenforceable.  In the event that a claim for indemnification against such liabilities (other than the payment by the registrant of expenses incurred or paid by a director, officer or controlling person of the registrant in the successful defense of any action, suit or proceeding) is asserted by such director, officer or controlling person in connection with the securities being registered, the registrant will, unless in the opinion of its counsel the matter has been settled by controlling precedent, submit to a court of appropriate jurisdiction the question whether such indemnification by it is against public policy as expressed in the Act and will be governed by the final adjudication of such issue.</font></p><p style="display:none;font-size:11pt;line-height:0pt;margin:0pt;"><font style="font-family:'Times New Roman','Times','serif';font-size:0pt;visibility:hidden;">&#8203;</font></p></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-align:center;margin:0pt;">4</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:18pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-align:center;margin:0pt 0pt 6pt 0pt;">SIGNATURES<a name="Signatures"></a></p><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:36pt;margin:0pt 0pt 6pt 0pt;">Pursuant to the requirements of the Securities Act of 1933, the registrant certifies that it has reasonable grounds to believe that it meets all of the requirements for filing on Form&#160;S-8 and has duly caused this Registration Statement to be signed on its behalf by the undersigned, thereunto duly authorized, in the City of Johnstown, Commonwealth of Pennsylvania on November 17, 2022.</p><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:36pt;margin:0pt 0pt 6pt 0pt;"><font style="margin-bottom:12pt;visibility:hidden;">&#8203;</font></p><div align="left"><table style="border-collapse:collapse;font-size:16pt;height:max-content;padding-left:0pt;padding-right:0pt;width:100%;"><tr style="height:1pt;"><td style="vertical-align:top;width:46.2%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="position:absolute;top:0pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;margin:0pt;"><font style="font-size:1pt;visibility:hidden;">&#8203;</font></p></div></div></td><td style="vertical-align:top;width:3.84%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="position:absolute;top:0pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;margin:0pt;"><font style="font-size:1pt;visibility:hidden;">&#8203;</font></p></div></div></td><td style="vertical-align:top;width:49.94%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="position:absolute;top:0pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;margin:0pt;"><font style="font-size:1pt;visibility:hidden;">&#8203;</font></p></div></div></td></tr><tr><td style="vertical-align:top;width:46.2%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:0pt;margin:0pt;"><font style="margin-bottom:12pt;visibility:hidden;">&#8203;</font></p></td><td colspan="2" style="vertical-align:top;width:53.79%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:0pt;margin:0pt;">AMERISERV FINANCIAL, INC.</p></td></tr><tr><td style="vertical-align:top;width:46.2%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:0pt;margin:0pt;"><font style="margin-bottom:12pt;visibility:hidden;">&#8203;</font></p></td><td style="vertical-align:top;width:3.84%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:0pt;margin:0pt;"><font style="margin-bottom:12pt;visibility:hidden;">&#8203;</font></p></td><td style="vertical-align:top;width:49.94%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:0pt;margin:0pt;"><font style="margin-bottom:12pt;visibility:hidden;">&#8203;</font></p></td></tr><tr><td style="vertical-align:top;width:46.2%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:0pt;margin:0pt;"><font style="margin-bottom:12pt;visibility:hidden;">&#8203;</font></p></td><td style="vertical-align:top;width:3.84%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:0pt;margin:0pt;">By:</p></td><td style="vertical-align:top;width:49.94%;border-bottom:1px solid #000000;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:0pt;margin:0pt;">/s/ Jeffrey A. Stopko</p></td></tr><tr><td style="vertical-align:top;width:46.2%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:0pt;margin:0pt;"><font style="margin-bottom:12pt;visibility:hidden;">&#8203;</font></p></td><td style="vertical-align:top;width:3.84%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:0pt;margin:0pt;"><font style="margin-bottom:12pt;visibility:hidden;">&#8203;</font></p></td><td style="vertical-align:top;width:49.94%;border-top:1px solid #000000;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:0pt;margin:0pt;">Jeffrey A. Stopko<br>President and Chief Executive Officer</p></td></tr></table></div><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:36pt;margin:0pt 0pt 12pt 0pt;">KNOW ALL MEN BY THESE PRESENTS, that each person whose signature appears below constitutes and appoints Allan R. Dennison, Jeffrey A. Stopko, or David&#160;W. Swartz, Esquire, and each of them, his or her true and lawful attorney-in-fact, as agent with full power of substitution and resubstitution of him or her and in his or her name, place and stead, in any and all capacity, to sign any or all amendments to this Registration Statement and to file the same, with all exhibits thereto, and other documents in connection therewith, with the Securities and Exchange Commission, granting unto such attorney-in-fact and agent full power and authority to do and perform each and every act and thing requisite and necessary to be done in and about the premises, as fully and to all intents and purposes as they might or could do in person, hereby ratifying and confirming all that said attorneys-in-fact and agents, or their substitute or substitutes, may lawfully do or cause to be done by virtue hereof.</p><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:36pt;margin:0pt 0pt 12pt 0pt;">Pursuant to the requirements of the Securities Act of 1933, this Registration Statement has been signed by the following persons in the capacities and on the dates indicated.</p><div><table style="border-collapse:collapse;font-size:16pt;height:max-content;margin-left:auto;margin-right:auto;padding-left:0pt;padding-right:0pt;table-layout:auto;width:100%;" align="center"><tr style="height:1pt;"><td style="vertical-align:top;width:34.61%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="position:absolute;top:0pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;margin:0pt;"><font style="font-size:1pt;visibility:hidden;">&#8203;</font></p></div></div></td><td style="vertical-align:top;width:2.88%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="position:absolute;top:0pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;margin:0pt;"><font style="font-size:1pt;visibility:hidden;">&#8203;</font></p></div></div></td><td style="vertical-align:middle;width:35.57%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="position:absolute;top:50%;transform:translate(0,-50%);width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;margin:0pt;"><font style="font-size:1pt;visibility:hidden;">&#8203;</font></p></div></div></td><td style="vertical-align:top;width:2.88%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="position:absolute;top:0pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;margin:0pt;"><font style="font-size:1pt;visibility:hidden;">&#8203;</font></p></div></div></td><td style="vertical-align:middle;width:23.8%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="position:absolute;top:50%;transform:translate(0,-50%);width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;margin:0pt;"><font style="font-size:1pt;visibility:hidden;">&#8203;</font></p></div></div></td></tr><tr><td style="vertical-align:top;width:34.61%;border-bottom:1px solid #000000;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-align:center;text-indent:0pt;margin:0pt;">Signature</p></td><td style="vertical-align:top;width:2.88%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:0pt;margin:0pt;">&#160;&#160;&#160;&#160;</p></td><td style="vertical-align:middle;width:35.57%;border-bottom:1px solid #000000;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:0pt;margin:0pt;">Title</p></td><td style="vertical-align:top;width:2.88%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-align:center;text-indent:0pt;margin:0pt;">&#160;&#160;&#160;&#160;</p></td><td style="vertical-align:middle;width:23.8%;border-bottom:1px solid #000000;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-align:center;text-indent:0pt;margin:0pt;">Date</p></td></tr><tr><td style="vertical-align:top;width:34.61%;border-top:1px solid #000000;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:0pt;margin:0pt 0pt 6pt 0pt;"><u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">/s/ Jeffrey A. Stopko</u><u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;"><u style="display:inline-block;overflow:hidden;position:relative;text-align:justify;text-align-last:justify;text-decoration:underline;text-indent:0pt;vertical-align:bottom;white-space:normal;width:56.05pt;">&#8203; &#8203;<font style="display:inline-block;height:0pt;width:100%;"></font></u></u><font style="text-decoration-line:none;"><br></font>Jeffrey A. Stopko</p></td><td style="vertical-align:top;width:2.88%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:0pt;margin:0pt 0pt 12pt 0pt;"><font style="visibility:hidden;">&#8203;</font></p></td><td style="vertical-align:top;width:35.57%;border-top:1px solid #000000;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:0pt;margin:0pt 0pt 12pt 0pt;">President and Chief Executive Officer (Principal Executive Officer) and Director</p></td><td style="vertical-align:top;width:2.88%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:0pt;margin:0pt 0pt 6pt 0pt;"><font style="margin-bottom:12pt;visibility:hidden;">&#8203;</font></p></td><td style="vertical-align:top;width:23.8%;border-top:1px solid #000000;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:0pt;margin:0pt 0pt 6pt 0pt;">November 17, 2022</p></td></tr><tr><td style="vertical-align:top;width:34.61%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:0pt;margin:0pt 0pt 6pt 0pt;"><u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">/s/ Michael D. Lynch</u><u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;"><u style="display:inline-block;overflow:hidden;position:relative;text-align:justify;text-align-last:justify;text-decoration:underline;text-indent:0pt;vertical-align:bottom;white-space:normal;width:53.62pt;">&#8203; &#8203;<font style="display:inline-block;height:0pt;width:100%;"></font></u></u><font style="text-decoration-line:none;"><br></font>Michael D. Lynch</p></td><td style="vertical-align:top;width:2.88%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:0pt;margin:0pt 0pt 12pt 0pt;"><font style="visibility:hidden;">&#8203;</font></p></td><td style="vertical-align:top;width:35.57%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:0pt;margin:0pt 0pt 12pt 0pt;">Executive Vice President, Chief Financial Officer, Chief Investment Officer and Chief Risk Officer (Principal Accounting Officer and Principal Financial Officer)</p></td><td style="vertical-align:top;width:2.88%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></td><td style="vertical-align:top;width:23.8%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;margin:0pt;">November 17, 2022</p></td></tr><tr><td style="vertical-align:top;width:34.61%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:0pt;margin:0pt 0pt 12pt 0pt;"><u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">/s/ Allan R. Dennison</u><u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;"><u style="display:inline-block;overflow:hidden;position:relative;text-align:justify;text-align-last:justify;text-decoration:underline;text-indent:0pt;vertical-align:bottom;white-space:normal;width:51.77pt;">&#8203; &#8203;<font style="display:inline-block;height:0pt;width:100%;"></font></u></u><font style="text-decoration-line:none;"><br></font>Allan R. Dennison</p></td><td style="vertical-align:top;width:2.88%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:0pt;margin:0pt;"><font style="margin-bottom:12pt;visibility:hidden;">&#8203;</font></p></td><td style="vertical-align:top;width:35.57%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:0pt;margin:0pt;">Director (Chairman)</p></td><td style="vertical-align:top;width:2.88%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></td><td style="vertical-align:top;width:23.8%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;margin:0pt;">November 17, 2022</p></td></tr><tr><td style="vertical-align:top;width:34.61%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:0pt;margin:0pt 0pt 12pt 0pt;"><u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">/s/ J. Michael Adams, Jr.</u><u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;"><u style="display:inline-block;overflow:hidden;position:relative;text-align:justify;text-align-last:justify;text-decoration:underline;text-indent:0pt;vertical-align:bottom;white-space:normal;width:38.03pt;">&#8203; &#8203;<font style="display:inline-block;height:0pt;width:100%;"></font></u></u><br>J. Michael Adams, Jr.</p></td><td style="vertical-align:top;width:2.88%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:0pt;margin:0pt;"><font style="margin-bottom:12pt;visibility:hidden;">&#8203;</font></p></td><td style="vertical-align:top;width:35.57%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:0pt;margin:0pt;">Director</p></td><td style="vertical-align:top;width:2.88%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></td><td style="vertical-align:top;width:23.8%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;margin:0pt;">November 17, 2022</p></td></tr><tr><td style="vertical-align:top;width:34.61%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:0pt;margin:0pt 0pt 12pt 0pt;"><u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">/s/ Amy Bradley</u><u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;"><u style="display:inline-block;overflow:hidden;position:relative;text-align:justify;text-align-last:justify;text-decoration:underline;text-indent:0pt;vertical-align:bottom;white-space:normal;width:74.39pt;">&#8203; &#8203;<font style="display:inline-block;height:0pt;width:100%;"></font></u></u><br>Amy Bradley</p></td><td style="vertical-align:top;width:2.88%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:0pt;margin:0pt;"><font style="margin-bottom:12pt;visibility:hidden;">&#8203;</font></p></td><td style="vertical-align:top;width:35.57%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:0pt;margin:0pt;">Director</p></td><td style="vertical-align:top;width:2.88%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></td><td colspan="2" style="vertical-align:top;width:24.03%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;margin:0pt;">November 17, 2022</p></td></tr></table></div></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-align:center;margin:0pt;">5</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:always;width:76.47%;border-width:0;"><div style="max-width:100%;padding-left:11.76%;padding-right:11.76%;position:relative;"><div style="margin-top:18pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><div><table style="border-collapse:collapse;font-size:16pt;height:max-content;margin-left:auto;margin-right:auto;padding-left:0pt;padding-right:0pt;table-layout:auto;width:100%;" align="center"><tr><td style="vertical-align:top;width:34.61%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:0pt;margin:0pt 0pt 12pt 0pt;"><u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">/s/ Kim W. Kunkle</u><u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;"><u style="display:inline-block;overflow:hidden;position:relative;text-align:justify;text-align-last:justify;text-decoration:underline;text-indent:0pt;vertical-align:bottom;white-space:normal;width:63.39pt;">&#8203; &#8203;<font style="display:inline-block;height:0pt;width:100%;"></font></u></u><br>Kim W. Kunkle</p></td><td style="vertical-align:top;width:2.88%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:0pt;margin:0pt;"><font style="margin-bottom:12pt;visibility:hidden;">&#8203;</font></p></td><td style="vertical-align:top;width:35.57%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:0pt;margin:0pt;">Director</p></td><td style="vertical-align:top;width:2.88%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></td><td colspan="2" style="vertical-align:top;width:24.03%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;margin:0pt;">November 17, 2022</p></td></tr><tr><td style="vertical-align:top;width:34.61%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:0pt;margin:0pt 0pt 12pt 0pt;"><u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">/s/ Margaret A. O&#8217;Malley</u><u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;"><u style="display:inline-block;overflow:hidden;position:relative;text-align:justify;text-align-last:justify;text-decoration:underline;text-indent:0pt;vertical-align:bottom;white-space:normal;width:34.69pt;">&#8203; &#8203;<font style="display:inline-block;height:0pt;width:100%;"></font></u></u><br>Margaret A. O&#8217;Malley</p></td><td style="vertical-align:top;width:2.88%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:0pt;margin:0pt;"><font style="margin-bottom:12pt;visibility:hidden;">&#8203;</font></p></td><td style="vertical-align:top;width:35.57%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:0pt;margin:0pt;">Director</p></td><td style="vertical-align:top;width:2.88%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></td><td colspan="2" style="vertical-align:top;width:24.03%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;margin:0pt;">November 17, 2022</p></td></tr><tr><td style="vertical-align:top;width:34.61%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:0pt;margin:0pt 0pt 12pt 0pt;"><u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">/s/ Daniel A. Onorato</u><u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;"><u style="display:inline-block;overflow:hidden;position:relative;text-align:justify;text-align-last:justify;text-decoration:underline;text-indent:0pt;vertical-align:bottom;white-space:normal;width:52.4pt;">&#8203; &#8203;<font style="display:inline-block;height:0pt;width:100%;"></font></u></u><br>Daniel A. Onorato</p></td><td style="vertical-align:top;width:2.88%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:0pt;margin:0pt;"><font style="margin-bottom:12pt;visibility:hidden;">&#8203;</font></p></td><td style="vertical-align:top;width:35.57%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:0pt;margin:0pt;">Director</p></td><td style="vertical-align:top;width:2.88%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></td><td colspan="2" style="vertical-align:top;width:24.03%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;margin:0pt;">November 17, 2022</p></td></tr><tr><td style="vertical-align:top;width:34.61%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:0pt;margin:0pt 0pt 12pt 0pt;"><u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">/s/ Mark A. Pasquerilla</u><u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;"><u style="display:inline-block;overflow:hidden;position:relative;text-align:justify;text-align-last:justify;text-decoration:underline;text-indent:0pt;vertical-align:bottom;white-space:normal;width:45.06pt;">&#8203; &#8203;<font style="display:inline-block;height:0pt;width:100%;"></font></u></u><br>Mark A. Pasquerilla</p></td><td style="vertical-align:top;width:2.88%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:0pt;margin:0pt;"><font style="margin-bottom:12pt;visibility:hidden;">&#8203;</font></p></td><td style="vertical-align:top;width:35.57%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:0pt;margin:0pt;">Director</p></td><td style="vertical-align:top;width:2.88%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></td><td colspan="2" style="vertical-align:top;width:24.03%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;margin:0pt;">November 17, 2022</p></td></tr><tr><td style="vertical-align:top;width:34.61%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:0pt;margin:0pt 0pt 6pt 0pt;"><u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">/s/ Sara A. Sargent</u><u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;"><u style="display:inline-block;overflow:hidden;position:relative;text-align:justify;text-align-last:justify;text-decoration:underline;text-indent:0pt;vertical-align:bottom;white-space:normal;width:64.62pt;">&#8203; &#8203;<font style="display:inline-block;height:0pt;width:100%;"></font></u></u><br>Sara A. Sargent</p></td><td style="vertical-align:top;width:2.88%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:0pt;margin:0pt;"><font style="margin-bottom:12pt;visibility:hidden;">&#8203;</font></p></td><td style="vertical-align:top;width:35.57%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-indent:0pt;margin:0pt;">Director</p></td><td style="vertical-align:top;width:2.88%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></td><td colspan="2" style="vertical-align:top;width:24.03%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;margin:0pt;">November 17, 2022</p></td></tr></table></div><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;display:table;margin-bottom:30pt;min-height:36pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:11pt;text-align:center;margin:0pt;">6</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-left:11.76%;margin-right:11.76%;margin-top:30pt;page-break-after:avoid;width:76.47%;border-width:0;"></body></html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-5.1
<SEQUENCE>2
<FILENAME>tmb-20221006xex5d1.htm
<DESCRIPTION>EX-5.1
<TEXT>
<!--Enhanced HTML document created with Toppan Merrill Bridge  9.14.0.96--><!--Created on: 11/15/2022 07:17:49 PM (UTC)--><!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd"><html><head><meta charset="UTF-8"><title></title></head><body><div style="margin-top:30pt;"></div><div style="max-width:100%;padding-left:10.35%;padding-right:10.35%;position:relative;"><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;font-weight:bold;text-align:right;margin:0pt 0pt 6pt 0pt;">Exhibit 5.1</p><p style="font-family:'Book Antiqua';font-size:22pt;font-variant:small-caps;text-align:center;margin:0pt;">Stevens &amp; Lee</p><p style="font-family:'Book Antiqua';font-size:12.5pt;font-variant:small-caps;line-height:11pt;text-align:center;margin:0pt 0pt 6pt 0pt;"><u style="text-decoration-line:underline;text-decoration-style:solid;">Lawyers &amp; Consultants</u></p><p style="font-family:'Book Antiqua';font-size:9pt;text-align:center;margin:0pt;">111 N. Sixth Street</p><p style="font-family:'Book Antiqua';font-size:9pt;text-align:center;margin:0pt 0pt 12pt 0pt;">P.O. Box 679<br><font style="white-space:pre-wrap;">Reading, PA  19603</font><br>(610) 478-2000 Fax (610) 376-5610<br>www.stevenslee.com</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;text-align:center;margin:0pt 0pt 12pt 0pt;">November 17, 2022</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;margin:0pt 0pt 12pt 0pt;">Board of Directors<br>AmeriServ Financial, Inc.<br>Main &amp; Franklin Streets<br>Johnstown, Pennsylvania 15907</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;margin:0pt 0pt 12pt 0pt;"><font style="white-space:pre-wrap;">Re:  Form S-8 Registration Statement - 2021 Equity Incentive Plan</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;margin:0pt 0pt 12pt 0pt;">Ladies and Gentlemen: </p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;text-indent:36pt;margin:0pt 0pt 12pt 0pt;">In connection with the registration of 600,000 shares of common stock, $0.01 par value per share (the &#8220;<u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">Common Stock</u>&#8221;), by AmeriServ Financial, Inc. (the &#8220;<u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">Company</u>&#8221;), covered by the Company&#8217;s Registration Statement on Form&#160;S-8 (the &#8220;<u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">Registration Statement</u>&#8221;) filed with the Securities and Exchange Commission under the Securities Act of 1933, as amended, on the date hereof with respect to the potential issuance of the Common Stock under the AmeriServ Financial, Inc. 2021 Equity Incentive Plan (the &#8220;<u style="text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">Plan</u>&#8221;), we, as counsel to the Company, have reviewed:</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;text-indent:36pt;margin:0pt 0pt 12pt 0pt;"><font style="white-space:pre-wrap;">(1)  the articles of incorporation of the Company, as amended;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;text-indent:36pt;margin:0pt 0pt 12pt 0pt;"><font style="white-space:pre-wrap;">(2)  the bylaws of the Company, as amended;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;text-indent:36pt;margin:0pt 0pt 12pt 0pt;"><font style="white-space:pre-wrap;">(3)  resolutions adopted by the board of directors of the Company relating to the Registration Statement;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;text-indent:36pt;margin:0pt 0pt 12pt 0pt;"><font style="white-space:pre-wrap;">(4)  a corporate subsistence certificate, issued by the Secretary of the Commonwealth of Pennsylvania with respect to the Company;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;text-indent:36pt;margin:0pt 0pt 12pt 0pt;"><font style="white-space:pre-wrap;">(5)  the Registration Statement; </font></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;text-indent:36pt;margin:0pt 0pt 12pt 0pt;"><font style="white-space:pre-wrap;">(6)  the Plan; and</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;text-indent:36pt;margin:0pt 0pt 12pt 0pt;"><font style="white-space:pre-wrap;">(7)  copies of certificates representing shares of the Common Stock.</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;text-indent:36pt;margin:0pt 0pt 12pt 0pt;"><font style="white-space:pre-wrap;">In connection with delivering this opinion letter, we have relied as to matters of material fact upon the representations of members of the Company&#8217;s management; however, we have no reason to believe that any such representations are incorrect or incomplete.  We have assumed </font></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;display:table;margin-bottom:21.6pt;min-height:41.75pt;width:100%;"><div style="display:table-cell;vertical-align:bottom;width:100%;"><p style="font-family:'Book Antiqua';font-size:8pt;text-align:center;margin:6pt 0pt 0pt 0pt;"><font style="white-space:pre-wrap;">Allentown    </font><font style="font-family:'Times New Roman';">&#9679;</font><font style="white-space:pre-wrap;">    Bala Cynwyd    </font><font style="font-family:'Times New Roman';">&#9679;</font><font style="white-space:pre-wrap;">    Cleveland    </font><font style="font-family:'Times New Roman';">&#9679;</font><font style="white-space:pre-wrap;">    Fort Lauderdale    </font><font style="font-family:'Times New Roman';">&#9679;</font><font style="white-space:pre-wrap;">    Harrisburg    </font><font style="font-family:'Times New Roman';">&#9679;</font><font style="white-space:pre-wrap;">    Lancaster   </font><font style="font-family:'Times New Roman';">&#9679;</font><font style="white-space:pre-wrap;">   New York      </font><font style="font-family:'Times New Roman';">&#9679;</font><font style="white-space:pre-wrap;">    Philadelphia</font><br><font style="white-space:pre-wrap;"> Princeton    </font><font style="font-family:'Times New Roman';">&#9679;</font><font style="white-space:pre-wrap;">    Reading    </font><font style="font-family:'Times New Roman';">&#9679;</font><font style="white-space:pre-wrap;">    Rochester    </font><font style="font-family:'Times New Roman';">&#9679;</font><font style="white-space:pre-wrap;">    Scranton    </font><font style="font-family:'Times New Roman';">&#9679;</font><font style="white-space:pre-wrap;">    Valley Forge    </font><font style="font-family:'Times New Roman';">&#9679;</font><font style="white-space:pre-wrap;">    Wilkes-Barre    </font><font style="font-family:'Times New Roman';">&#9679;</font><font style="white-space:pre-wrap;">    Wilmington</font></p><p style="font-family:'Book Antiqua';font-size:8pt;text-align:center;margin:0pt -18pt 0pt -18pt;">A PROFESSIONAL CORPORATION</p></div></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-bottom:30pt;margin-left:10.35%;margin-right:10.35%;margin-top:30pt;page-break-after:always;width:79.3%;border-width:0;"><div style="max-width:100%;padding-left:10.35%;padding-right:10.35%;position:relative;"><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Book Antiqua';font-size:22pt;font-variant:small-caps;text-align:center;margin:0pt;">Stevens &amp; Lee</p><p style="font-family:'Book Antiqua';font-size:12.5pt;font-variant:small-caps;line-height:11pt;text-align:center;margin:0pt 0pt 12pt 0pt;"><u style="text-decoration-line:underline;text-decoration-style:solid;">Lawyers &amp; Consultants</u></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;margin:0pt 0pt 12pt 0pt;">Board of Directors<br>November 17, 2022<br>Page 2</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;margin:0pt 0pt 12pt 0pt;">the genuineness of all signatures, the authenticity of all documents submitted to us as originals, the conformity to original documents of all documents submitted to us as copies and the authenticity of the originals of such copies. In connection with this letter, we have concerned ourselves solely with the application of the laws of the Commonwealth of Pennsylvania and the laws of the United States, and no opinion is expressed herein concerning the possible effects of the laws of any other jurisdiction.</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;text-indent:36pt;margin:0pt 0pt 12pt 0pt;">Based upon our review of the foregoing, it is our opinion that:</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;text-indent:36pt;margin:0pt 0pt 12pt 0pt;"><font style="white-space:pre-wrap;">(a)  the Company has been duly incorporated under the laws of the Commonwealth of Pennsylvania and is validly subsisting under the laws of the Commonwealth of Pennsylvania; and</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;text-indent:36pt;margin:0pt 0pt 12pt 0pt;"><font style="white-space:pre-wrap;">(b)  the Common Stock issuable pursuant to the Plan has been duly authorized and, when and to the extent issued pursuant to the Plan upon receipt by the Company of the consideration for the Common Stock specified therein will be fully paid and nonassessable.</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;text-indent:36pt;margin:0pt 0pt 24pt 0pt;"><font style="white-space:pre-wrap;">We consent to the filing of this opinion as an exhibit to the Registration Statement.  In giving this consent, we do not thereby admit that we come within the category of persons whose consent is required under Section&#160;7 of the Securities Act of 1933, as amended, or the rules and regulations of the Securities and Exchange Commission thereunder.</font></p><div><table style="border-collapse:collapse;font-size:16pt;height:max-content;margin-left:auto;margin-right:auto;width:100%;" align="center"><tr style="height:1pt;"><td style="vertical-align:top;width:50%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="position:absolute;top:0pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;margin:0pt;"><font style="font-size:1pt;visibility:hidden;">&#8203;</font></p></div></div></td><td style="vertical-align:top;width:50%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="position:absolute;top:0pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;margin:0pt;"><font style="font-size:1pt;visibility:hidden;">&#8203;</font></p></div></div></td></tr><tr><td style="vertical-align:top;width:50%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></td><td style="vertical-align:top;width:50%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;margin:0pt;">Very truly yours,</p></td></tr><tr><td style="vertical-align:top;width:50%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></td><td style="vertical-align:top;width:50%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></td></tr><tr><td style="vertical-align:top;width:50%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></td><td style="vertical-align:top;width:50%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;margin:0pt;">STEVENS &amp; LEE, P.C.</p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;margin:0pt;">/s/ Stevens &amp; Lee, P.C.</p></td></tr></table></div><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-left:10.35%;margin-right:10.35%;margin-top:30pt;page-break-after:avoid;width:79.3%;border-width:0;"></body></html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-23.1
<SEQUENCE>3
<FILENAME>tmb-20221006xex23d1.htm
<DESCRIPTION>EX-23.1
<TEXT>
<!--Enhanced HTML document created with Toppan Merrill Bridge  9.14.0.96--><!--Created on: 11/15/2022 07:17:49 PM (UTC)--><!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd"><html><head><meta charset="UTF-8"><title></title></head><body><div style="margin-top:30pt;"></div><div style="max-width:100%;padding-left:10.35%;padding-right:10.35%;position:relative;"><div style="margin-top:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:right;margin:0pt;"><b style="font-size:11pt;font-weight:bold;">Exhibit 23.1</b></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><font style="font-size:11pt;text-decoration-line:underline;text-decoration-style:solid;visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><font style="font-size:11pt;"><img src="tmb-20221006xex23d1002.jpg" alt="Logo&#10;&#10;Description automatically generated" style="display:inline-block;height:39pt;left:0%;padding-bottom:0pt;position:relative;top:0pt;width:153.77pt;"></font></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;"><font style="font-size:11pt;text-decoration-line:underline;text-decoration-style:solid;visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;"><font style="font-size:11pt;text-decoration-line:underline;text-decoration-style:solid;visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;"><font style="font-size:11pt;text-decoration-line:underline;text-decoration-style:solid;visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;"><u style="font-size:11pt;text-decoration-color:#000000;text-decoration-line:underline;text-decoration-style:solid;">CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM</u></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;"><font style="font-size:11pt;text-decoration-line:underline;text-decoration-style:solid;visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;"><font style="font-size:11pt;text-decoration-line:underline;text-decoration-style:solid;visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;"><font style="font-size:11pt;text-decoration-line:underline;text-decoration-style:solid;visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><font style="font-size:11pt;">We consent&#160;to the incorporation by reference in this Registration Statement on Form S-8 of AmeriServ Financial, Inc. of our report dated March 14, 2022, relating to the consolidated financial statements of AmeriServ Financial, Inc., appearing in the 2021 Annual Report to Shareholders and incorporated in the Annual Report on Form 10-K/A of AmeriServ Financial, Inc. for the year ended December 31, 2021.</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><font style="font-size:11pt;visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><font style="font-size:11pt;visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><font style="font-size:11pt;">/s/S.R. Snodgrass, P.C.</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;"><font style="font-size:11pt;text-decoration-line:underline;text-decoration-style:solid;visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><font style="font-size:11pt;">Cranberry Township, Pennsylvania</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><font style="font-size:11pt;">November 17, 2022</font></p></div><div style="clear:both;margin-bottom:30pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;"><img src="tmb-20221006xex23d1001.jpg" alt="Graphic" style="display:inline-block;height:8.05pt;width:420.05pt;"></p></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-left:10.35%;margin-right:10.35%;margin-top:30pt;page-break-after:avoid;width:79.3%;border-width:0;"></body></html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-FILING FEES
<SEQUENCE>4
<FILENAME>tmb-20221006xexfilingfees.htm
<DESCRIPTION>EX-FILING FEES
<TEXT>
<!--Enhanced HTML document created with Toppan Merrill Bridge  9.14.0.96--><!--Created on: 11/15/2022 07:17:49 PM (UTC)--><!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd"><html><head><meta charset="UTF-8"><title></title></head><body><div style="margin-top:30pt;"></div><div style="max-width:100%;padding-left:5.88%;padding-right:5.88%;position:relative;"><div style="clear:both;max-width:100%;position:relative;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:right;margin:0pt 0pt 8pt 0pt;"><b style="font-weight:bold;">Exhibit 107.1</b></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:right;margin:0pt 0pt 8pt 0pt;"><font style="visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt 0pt 8pt 0pt;"><b style="font-weight:bold;">Calculation of Filing Fee Tables</b></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt 0pt 8pt 0pt;"><b style="font-weight:bold;">Form S-8</b></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;"><b style="font-weight:bold;">Registration Statement under the Securities Act of 1933</b></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt 0pt 8pt 0pt;">(Form Type)</p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;"><b style="font-weight:bold;">AmeriServ Financial, Inc.</b></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt 0pt 8pt 0pt;">(Exact Name of Registrant as Specified in its Charter)</p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt 0pt 8pt 0pt;"><font style="font-size:12pt;visibility:hidden;">&#8203;</font></p><div><table style="border-collapse:collapse;font-size:16pt;height:max-content;margin-left:auto;margin-right:auto;padding-left:0.5pt;padding-right:0.5pt;width:100%;" align="center"><tr style="height:1pt;"><td style="vertical-align:top;width:11.37%;margin:0pt;padding:0pt 0.5pt 0pt 0.5pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="position:absolute;top:0pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><font style="font-size:1pt;visibility:hidden;">&#8203;</font></p></div></div></td><td style="vertical-align:top;width:11.75%;margin:0pt;padding:0pt 0.5pt 0pt 0.5pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="position:absolute;top:0pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><font style="font-size:1pt;visibility:hidden;">&#8203;</font></p></div></div></td><td style="vertical-align:top;width:12.79%;margin:0pt;padding:0pt 0.5pt 0pt 0.5pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="position:absolute;top:0pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><font style="font-size:1pt;visibility:hidden;">&#8203;</font></p></div></div></td><td style="vertical-align:top;width:15.24%;margin:0pt;padding:0pt 0.5pt 0pt 0.5pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="position:absolute;top:0pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><font style="font-size:1pt;visibility:hidden;">&#8203;</font></p></div></div></td><td style="vertical-align:top;width:12.18%;margin:0pt;padding:0pt 0.5pt 0pt 0.5pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="position:absolute;top:0pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><font style="font-size:1pt;visibility:hidden;">&#8203;</font></p></div></div></td><td style="vertical-align:top;width:12.87%;margin:0pt;padding:0pt 0.5pt 0pt 0.5pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="position:absolute;top:0pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><font style="font-size:1pt;visibility:hidden;">&#8203;</font></p></div></div></td><td style="vertical-align:top;width:10.35%;margin:0pt;padding:0pt 0.5pt 0pt 0.5pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="position:absolute;top:0pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><font style="font-size:1pt;visibility:hidden;">&#8203;</font></p></div></div></td><td style="vertical-align:top;width:13.42%;margin:0pt;padding:0pt 0.5pt 0pt 0.5pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="position:absolute;top:0pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><font style="font-size:1pt;visibility:hidden;">&#8203;</font></p></div></div></td></tr><tr><td colspan="8" style="vertical-align:top;width:100%;border-bottom:1px solid #000000;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;margin:0pt;padding:0pt 0.25pt 0pt 0.25pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;"><b style="font-weight:bold;">Table&#160;1: Newly Registered Securities</b></p></td></tr><tr><td style="vertical-align:top;width:11.37%;border-bottom:1px solid #000000;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;margin:0pt;padding:0pt 0.25pt 0pt 0.25pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;">Security Type</p></td><td style="vertical-align:top;width:11.75%;border-bottom:1px solid #000000;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;margin:0pt;padding:0pt 0.25pt 0pt 0.25pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;">Security Class Title&#160;(1)</p></td><td style="vertical-align:top;width:12.79%;border-bottom:1px solid #000000;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;margin:0pt;padding:0pt 0.25pt 0pt 0.25pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;">Fee Calculation Rule</p></td><td style="vertical-align:top;width:15.24%;border-bottom:1px solid #000000;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;margin:0pt;padding:0pt 0.25pt 0pt 0.25pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;">Amount Registered&#160;(1)</p></td><td style="vertical-align:top;width:12.18%;border-bottom:1px solid #000000;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;margin:0pt;padding:0pt 0.25pt 0pt 0.25pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;">Proposed Maximum Offering Price Unit&#160;(2)</p></td><td style="vertical-align:top;width:12.87%;border-bottom:1px solid #000000;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;margin:0pt;padding:0pt 0.25pt 0pt 0.25pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;">Maximum Aggregate Offering Price&#160;(1)(2)</p></td><td style="vertical-align:top;width:10.35%;border-bottom:1px solid #000000;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;margin:0pt;padding:0pt 0.25pt 0pt 0.25pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;">Fee Rate</p></td><td style="vertical-align:top;width:13.42%;border-bottom:1px solid #000000;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;margin:0pt;padding:0pt 0.25pt 0pt 0.25pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;">Amount of Registration Fee&#160;(3)</p></td></tr><tr><td style="vertical-align:top;width:11.37%;border-bottom:1px solid #000000;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;margin:0pt;padding:0pt 0.25pt 0pt 0.25pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;">Equity</p></td><td style="vertical-align:top;width:11.75%;border-bottom:1px solid #000000;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;margin:0pt;padding:0pt 0.25pt 0pt 0.25pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;">Common Stock, par value $0.01 per share&#160;(1)</p></td><td style="vertical-align:top;width:12.79%;border-bottom:1px solid #000000;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;margin:0pt;padding:0pt 0.25pt 0pt 0.25pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;">457(c) and 457(h)</p></td><td style="vertical-align:top;width:15.24%;border-bottom:1px solid #000000;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;margin:0pt;padding:0pt 0.25pt 0pt 0.25pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;">600,000&#160;(4)</p></td><td style="vertical-align:top;width:12.18%;border-bottom:1px solid #000000;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;margin:0pt;padding:0pt 0.25pt 0pt 0.25pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;">$3.95</p></td><td style="vertical-align:top;width:12.87%;border-bottom:1px solid #000000;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;margin:0pt;padding:0pt 0.25pt 0pt 0.25pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;">$2,370,000</p></td><td style="vertical-align:top;width:10.35%;border-bottom:1px solid #000000;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;margin:0pt;padding:0pt 0.25pt 0pt 0.25pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;">$110.20 per $1,000,000</p></td><td style="vertical-align:top;width:13.42%;border-bottom:1px solid #000000;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;margin:0pt;padding:0pt 0.25pt 0pt 0.25pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;">$261.18</p></td></tr><tr><td colspan="4" style="vertical-align:top;width:51.16%;border-bottom:1px solid #000000;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;margin:0pt;padding:0pt 0.25pt 0pt 0.25pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;"><b style="font-weight:bold;">Total Offering Amounts</b></p></td><td style="vertical-align:top;width:12.18%;border-bottom:1px solid #000000;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;margin:0pt;padding:0pt 0.25pt 0pt 0.25pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></td><td style="vertical-align:top;width:12.87%;border-bottom:1px solid #000000;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;margin:0pt;padding:0pt 0.25pt 0pt 0.25pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;">$2,370,000</p></td><td style="vertical-align:top;width:10.35%;border-bottom:1px solid #000000;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;margin:0pt;padding:0pt 0.25pt 0pt 0.25pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></td><td style="vertical-align:top;width:13.42%;border-bottom:1px solid #000000;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;margin:0pt;padding:0pt 0.25pt 0pt 0.25pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;">$261.18</p></td></tr><tr><td colspan="4" style="vertical-align:top;width:51.16%;border-bottom:1px solid #000000;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;margin:0pt;padding:0pt 0.25pt 0pt 0.25pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;"><b style="font-weight:bold;">Total Fee Offsets&#160;(5)</b></p></td><td style="vertical-align:top;width:12.18%;border-bottom:1px solid #000000;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;margin:0pt;padding:0pt 0.25pt 0pt 0.25pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></td><td style="vertical-align:top;width:12.87%;border-bottom:1px solid #000000;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;margin:0pt;padding:0pt 0.25pt 0pt 0.25pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></td><td style="vertical-align:top;width:10.35%;border-bottom:1px solid #000000;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;margin:0pt;padding:0pt 0.25pt 0pt 0.25pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></td><td style="vertical-align:top;width:13.42%;border-bottom:1px solid #000000;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;margin:0pt;padding:0pt 0.25pt 0pt 0.25pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;">-- </p></td></tr><tr><td colspan="4" style="vertical-align:top;width:51.16%;border-bottom:1px solid #000000;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;margin:0pt;padding:0pt 0.25pt 0pt 0.25pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;"><b style="font-weight:bold;">Net Fee Due</b></p></td><td style="vertical-align:top;width:12.18%;border-bottom:1px solid #000000;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;margin:0pt;padding:0pt 0.25pt 0pt 0.25pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></td><td style="vertical-align:top;width:12.87%;border-bottom:1px solid #000000;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;margin:0pt;padding:0pt 0.25pt 0pt 0.25pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></td><td style="vertical-align:top;width:10.35%;border-bottom:1px solid #000000;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;margin:0pt;padding:0pt 0.25pt 0pt 0.25pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></td><td style="vertical-align:top;width:13.42%;border-bottom:1px solid #000000;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;margin:0pt;padding:0pt 0.25pt 0pt 0.25pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;">$261.18</p></td></tr></table></div><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt 0pt 8pt 0pt;"><font style="font-size:12pt;visibility:hidden;">&#8203;</font></p><div align="left"><table style="border-collapse:collapse;font-size:16pt;height:max-content;padding-left:0pt;padding-right:0pt;width:100%;"><tr style="height:1pt;"><td style="vertical-align:top;width:4%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="position:absolute;top:0pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><font style="font-size:1pt;visibility:hidden;">&#8203;</font></p></div></div></td><td style="vertical-align:top;width:96%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="position:absolute;top:0pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><font style="font-size:1pt;visibility:hidden;">&#8203;</font></p></div></div></td></tr><tr><td style="vertical-align:top;width:4%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;">(1)</p></td><td style="vertical-align:top;width:96%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;">Pursuant to Rule 416 under the Securities Act of 1933, as amended (the &#8220;Securities Act&#8221;), this Registration Statement on Form S-8 (this &#8220;Registration Statement&#8221;) also covers additional shares that may be offered or issued under the 2021 Equity Incentive Plan (the &#8220;Plan&#8221;) by reason of stock splits, stock dividends, or similar transactions. </p></td></tr></table></div><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p><div align="left"><table style="border-collapse:collapse;font-size:16pt;height:max-content;padding-left:0pt;padding-right:0pt;width:100%;"><tr style="height:1pt;"><td style="vertical-align:top;width:4%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="position:absolute;top:0pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><font style="font-size:1pt;visibility:hidden;">&#8203;</font></p></div></div></td><td style="vertical-align:top;width:96%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="position:absolute;top:0pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><font style="font-size:1pt;visibility:hidden;">&#8203;</font></p></div></div></td></tr><tr><td style="vertical-align:top;width:4%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;">(2)</p></td><td style="vertical-align:top;width:96%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;">Estimated pursuant to Rule&#160;457(c) and (h) under the Securities Act solely for the purpose of calculating the amount of the registration fee based upon the average of the high and low prices for a share of the registrant&#8217;s common stock on November 10, 2022, as reported on The NASDAQ Capital Market.</p></td></tr></table></div><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p><div align="left"><table style="border-collapse:collapse;font-size:16pt;height:max-content;padding-left:0pt;padding-right:0pt;width:100%;"><tr style="height:1pt;"><td style="vertical-align:top;width:4%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="position:absolute;top:0pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><font style="font-size:1pt;visibility:hidden;">&#8203;</font></p></div></div></td><td style="vertical-align:top;width:96%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="position:absolute;top:0pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><font style="font-size:1pt;visibility:hidden;">&#8203;</font></p></div></div></td></tr><tr><td style="vertical-align:top;width:4%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;">(3)</p></td><td style="vertical-align:top;width:96%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;">Rounded up to the nearest penny. </p></td></tr></table></div><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p><div align="left"><table style="border-collapse:collapse;font-size:16pt;height:max-content;padding-left:0pt;padding-right:0pt;width:100%;"><tr style="height:1pt;"><td style="vertical-align:top;width:4%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="position:absolute;top:0pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><font style="font-size:1pt;visibility:hidden;">&#8203;</font></p></div></div></td><td style="vertical-align:top;width:96%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="position:absolute;top:0pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><font style="font-size:1pt;visibility:hidden;">&#8203;</font></p></div></div></td></tr><tr><td style="vertical-align:top;width:4%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;">(4)</p></td><td style="vertical-align:top;width:96%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;">Represents 600,000&#160;shares of the registrant&#8217;s common stock reserved for issuance under the Plan.</p></td></tr></table></div><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p><div align="left"><table style="border-collapse:collapse;font-size:16pt;height:max-content;padding-left:0pt;padding-right:0pt;width:100%;"><tr style="height:1pt;"><td style="vertical-align:top;width:4%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="position:absolute;top:0pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><font style="font-size:1pt;visibility:hidden;">&#8203;</font></p></div></div></td><td style="vertical-align:top;width:96%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="position:absolute;top:0pt;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><font style="font-size:1pt;visibility:hidden;">&#8203;</font></p></div></div></td></tr><tr><td style="vertical-align:top;width:4%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;">(5)</p></td><td style="vertical-align:top;width:96%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;">The registrant does not have any fee offsets. </p></td></tr></table></div><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><font style="visibility:hidden;">&#8203;</font></p></div></div><hr style="background-color:#000000;clear:both;color:#000000;height:2pt;line-height:0;margin-left:5.88%;margin-right:5.88%;margin-top:30pt;page-break-after:avoid;width:88.24%;border-width:0;"></body></html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>5
<FILENAME>tmb-20221006xex23d1001.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 tmb-20221006xex23d1001.jpg
M_]C_X  02D9)1@ ! @   0 !  #_VP!#  ," @," @,# P,$ P,$!0@%!00$
M!0H'!P8(# H,# L*"PL-#A(0#0X1#@L+$!80$1,4%145# \7&!84&!(4%13_
MVP!# 0,$! 4$!0D%!0D4#0L-%!04%!04%!04%!04%!04%!04%!04%!04%!04
M%!04%!04%!04%!04%!04%!04%!04%!3_P  1"  1 TD# 2(  A$! Q$!_\0
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MGKX@Z9^SM\3/",^G+?Z]JOPXLO#^GQQW\;I-=I#?J;=9)&&%C\^% [[5(Z'
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M)!IUSKE[;2W]K$]KIL1&V9MS?ZUQO(@X=?+8-M.*T9/VFK>3QP^FV7AB_O\
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M-HR3GH>:\"\!_LZ_$'PUX>\-P7%@CZGH/C&WM;*X:ZA81Z!86MW;V$[?,?\
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M%+SQ]X#OM-DLK_0]+^Q"Y@NS*NR8BYDB$D3HS(P\S"[0Q4@DCPOX?_"KQ_\
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M-\3=0\)FX\%ZEX<T3Q9;3SZ)JE]<Q-]K>*-9'0Q*2R97S2I;&X1$@8(-<_\
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M1BW4$C*@]K\!?A7XV\-R_#?5O%6E_9]:6W\0W?B BYAD^SW=[<V\D295SO\
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M\$L[26*T^R.C/)Y\LLD8V\Y<8QMKWRY_:/MH?%UAIR>%M6?0)M='AFX\1-)
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M  XG/C?X-2>&]%MK70?#>O7E[>QV8B@BM(9-)OX%98\C.9KB,80$_.21@$@
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M?-+L,$\+I:-\6_$7C3]KO2=.L+UHOAQ'I.M6-O$GW=1U"SFL5N+C/\21M<M
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ME^.^K^(-;^#NN>,+#3;S[+X6NK76M*BL;"U*!7NEAENED-Q(6DW2,FY4PB@
MOO +GQ=^+?B*?]H+X<^&/#-ZUIX:T_Q#!9>);B+_ )>KFXL[F:&S!]$2+S9!
M_P!-8/4UZ7^T/XUU/X?_  CUC5]&N([+4VFL[""]EC$BVANKN&V-P5;Y6\H3
M&3#?*=G/&:\C\;?LF:E9^*O"6H^%_&/C"XM6\:MK^JVTE[8^7:+)!<B2X3=
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M$]%% 'Z34444 4M:_P"0-?\ _7O)_P"@FKM%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% '@O[=__)H_Q)_Z\$_]'QUZ!\/?^2>?#C_K
MPM?_ $B:BB@#NJ*** "BBB@ HHHH **** "BBB@ HHHH **** "OE3]K'_DY
M/]F+_L.WW_H%O110!]5T444 %%%% !1110!X\_\ R=]%_P!B*_\ Z<%KU2+_
M )#-U_U[P_\ H4E%% %VBBB@ HHHH ^9/VJ?^2[?LW?]C+<?^BDKZ;HHH **
M** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHH
LH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** /_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>6
<FILENAME>tmb-20221006xex23d1002.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 tmb-20221006xex23d1002.jpg
M_]C_X  02D9)1@ ! @   0 !  #_VP!#  ," @," @,# P,$ P,$!0@%!00$
M!0H'!P8(# H,# L*"PL-#A(0#0X1#@L+$!80$1,4%145# \7&!84&!(4%13_
MVP!# 0,$! 4$!0D%!0D4#0L-%!04%!04%!04%!04%!04%!04%!04%!04%!04
M%!04%!04%!04%!04%!04%!04%!04%!3_P  1"  T ,T# 2(  A$! Q$!_\0
M'P   04! 0$! 0$           $" P0%!@<("0H+_\0 M1   @$# P($ P4%
M! 0   %] 0(#  01!1(A,4$&$U%A!R)Q%#*!D:$((T*QP152T? D,V)R@@D*
M%A<8&1HE)B<H*2HT-38W.#DZ0T1%1D=(24I35%565UA96F-D969G:&EJ<W1U
M=G=X>7J#A(6&AXB)BI*3E)66EYB9FJ*CI*6FIZBIJK*SM+6VM[BYNL+#Q,7&
MQ\C)RM+3U-76U]C9VN'BX^3EYN?HZ>KQ\O/T]?;W^/GZ_\0 'P$  P$! 0$!
M 0$! 0        $" P0%!@<("0H+_\0 M1$  @$"! 0#! <%! 0  0)W  $"
M Q$$!2$Q!A)!40=A<1,B,H$(%$*1H;'!"2,S4O 58G+1"A8D-.$E\1<8&1HF
M)R@I*C4V-S@Y.D-$149'2$E*4U155E=865IC9&5F9VAI:G-T=79W>'EZ@H.$
MA8:'B(F*DI.4E9:7F)F:HJ.DI::GJ*FJLK.TM;:WN+FZPL/$Q<;'R,G*TM/4
MU=;7V-G:XN/DY>;GZ.GJ\O/T]?;W^/GZ_]H # ,!  (1 Q$ /P#]$_CI\=/"
M'[.GPXU'QKXUU'[#I5KB.*&(!KB]G()2W@0D;Y6VG R  &9BJ*S#\B_%_P"V
M/^TQ^V;K4Y\'ZK)\-?!UI=$1KH-Y)8K$P$K1B:\7]_/)LD5'6/$9(C<Q(2#7
MJO\ P6'_ &CO"OQ!\ ?#GPAX)\6^%_%^FSZG=:KJ,NB:E%>S6LL$2Q6ZDQ2$
M(KK=W!PPRQC&"-K \K\.?%.@^"?V=?#^NM);1Z38:'%//]D:,!YA&/,0<A3*
MTNY<$@F1B#R:^JX>RNAF=>?UF?+""YG;K\^B[_TSPLWQU7!4H^QC>4G9?U^1
MYO>:U^UK\&HSXPM?C%K6MG2TEFE@F\07&H11Q")_,D>WO1Y,@"YP"K,&*E1D
M9'Z3_P#!-[]I3Q?^U#\ KWQ)XV&GOK6EZT^B_:=/MS!]J2*UM9/.E7<5\UFF
M<ML")TVHH%?CCXCU7Q]^T]JEYJ1GCT_P]#-MMK"2Z86L#(/E&U02\NV0DR%>
M<D J,*/1/V>?C-\2OV%O''A[67UR6]^'EWJ(CUSP_9S/<6\T4FP32);R&-1<
M^7$#'*"#F)59MA96TS')YRIO'8##S6'7VI;-7M=:72^_Y$8/,8J:PN+K1=9_
M973R?2Y^^E8?B7QSX;\%_9O^$A\0:5H7VG=Y']IWL=OYNW&[;O8;L;ESCID>
MM3>$_%.E^.?"NC>)-$NOMNBZQ90ZA8W/EM'YT$J"2-]K@,N58'# $9Y -?'/
M[+?B/0/VCOC)\0-8\=Z9:Z[J\MO%)H^G:K$+N*QL1*X>.,%!'\A>W&[:&)9V
M'+29X\KRM8VAB,95;]E12<N6SDW)V25^F[;Z)'1CL>\-5HX:G;GJMI7VT5W?
M\$EU;/I?1?VB_AAK^F0W]KX]T"*"7=M2]OX[6488J=T4I5UY!QE1D8(X(->B
MUXC^UG\(] ^(/PC\3:K=6-K%KVD:<]]::M]G#7"+ &E,.X$$HP\Q=I)4&3=M
M)45E? #]I+X;7W@_P!X-C\3Q+XC72K+3S:36T\2_:$@53&)&0(3N4J/F^8X"
MY)&>B>54\5@/KV6PJ2Y9-3BUS<JM=/FBDK;W;2VV77&./G0Q7U7&R@KI.+O;
MF=[-6;>OHW\SZ#HK#\:^-=&^'?AF\\0^(;S^S](L]GGW/E/+LWNJ+\J*S'+,
MHX'?TKB/!7[3_P ,_B)XFL_#WA[Q+_:&KWF_R+;[!<Q;]B,[?,\2J,*K'D]O
M6O$HY?C,11EB*-&4H1O>2BVE97=VE966KOT/3J8O#TJBHU*D5)[)M)N^BLMW
M=Z'J=%>6:U^TIX'L;B:RT2\NO'6KQVZW?]F>#[5]3E:(R!"VZ+,:[2<D.ZD#
M'=E!-"_:8^'^M>)M/\,S:I=:'XHO/+4:+K6G7%G<12N@=8G+H$#D$  ,0Q("
MEMPST?V1F'(ZGL)V2O\ "]$NK6]O/;S,O[0P?-R>UC?;=;]O7RW/4Z*\8OOV
MP?A5;WUQI]GXBEUO54D:"&PTK3[BXDNY@=JQ0,(]DA=L*I#;22/FP<U!_P -
M:>&=*_>^*_#'C3P)IS?+'J/B/098K>27J(E,9<[R S 8QA&YZ9V619HU?ZM-
M7V3BTWZ)ZOY)F3S7 I_QH_>FEZO9?,]NHK*\+>*=)\;>'K'7-#OHM2TJ^C\V
M"YA/RN.A!!Y!!!!4@%2"" 016)\2/B]X0^$=E9W?BW6XM(BO)#%;J8Y)9)2!
MEB$C5F('&6Q@%E!(+#/EPPM>K6^KTZ;=2]N5)N5UNK;W1W2KTH4_;3FE#>]U
M:WKL=A17B.J?M=^#-#N[274M*\4Z?X:O-GV;Q5=:'-%ID^^(RIL9@)&W $#$
M?."1\OS5=U3]KGX3:+]D-WXK\M+RW2[MY%TZ[=)8FSAE98B#@AE89RKHZ-AE
M8#T_["S32V&F[[6BW^2>JZIZKJCB_M3 ZWKQ5N[2_/IV>S/8:*\1_P"&T_@S
M_P!#E_Y2[W_XS7L]C?6VJ65O>6=Q%=V=Q&LT-Q X>.5&&596'!!!!!'!!KCQ
M678S I/%494[[<T7&_I=(Z:&,PV*;5"I&=M[-.WW$]%97BOQ';>#_"^L:]>)
M++9Z79S7TR0 &1DB0NP4$@$X4XR0,]Q1X4\1VWC#POH^O6:2Q6>J6<-]"DX
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M7B9]:\9?'WP]X[D^SRV\5EKOC+3?LEMYB*CO## 8EC?:HY7'S?/]\*P]6?\
M:V^%8\3>%?#L?B.XNM=\4^'QXHT73[31[Z>:^TXP33K*BI"3N,=O*1$<2$J%
M"%F4'5\&?M%>!O'US90:3=:PCWNIR:-:G5/#NHZ<L][''=22P(US;QAFC6QN
M@^#\C1;&PS*K:5,^S.I/VDJSYK6OHI6[*25TO1D0RG!0CR*FN6][:VOWMM<\
M4\.:_P# 7P5IFIZ5X:_:@L]!T6]WJNF6WC;2I(K-&9R5MS*KO#S(WS(P<G!+
M%@#75?"OXH_LX_"+3+ZWTCXR>"KV^U&X:[U#5]3\6V,U[?2EB=TLGF#=C<<
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MC#P%IEA;V6A6&F6?B9"K2/,][JGPRU>2\+,[D;3);AU4 ;3(X'R[57S7XE_
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M!XJ^&OBW]F3XJZ9I^CS^(= ^'(TJUMKN&5K1XH+[5]-1G595<L84#$AP-^2
M!\M>ZZA\2-4\<_LNV7QJOK?3XO%/P]\CQSI=I':*]G->ZOXWOFNHY1)OE6)3
MI=N$,,D4@5YE:1UD*T44 =!^R)ID.@:+XTTBS>X&FVLWP8N+>VFN9)E@:ZO;
M2^N!'O8[%>YN[F78N%#3/@#-?&OBSXL>./A?X+^'%YX)\9>(/!7_  ENBW?B
E'6+3PSJD^F6=Q?MK.I6QF6V@=(8OW-K;QA8T50L2@ 444 ?_V0$!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
