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SHORT-TERM BORROWINGS (Details) - USD ($) $ in Thousands | 12 Months Ended
--- | ---
Dec. 31, 2023 | Dec. 31, 2022
SHORT-TERM BORROWINGS |  |
Balance | $ 40,951 | $ 88,641
Short-Term Borrowings |  |
SHORT-TERM BORROWINGS |  |
Balance |  | 0
Average balance during year | $ 46 | $ 113
Average rate paid for the year | 6.04% | 3.11%
Short-Term Borrowings |  |
SHORT-TERM BORROWINGS |  |
Balance | $ 40,951 | $ 88,641
Maximum balance at any month end | 75,442 | 88,641
Average balance during year | $ 35,709 | $ 9,155
Average rate paid for the year | 5.44% | 3.93%
Interest rate on year-end balance | 5.68% | 4.45%

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