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INCOME TAXES - Deferred tax assets and liabilities (Details) - USD ($)
Dec. 31, 2023
Dec. 31, 2022
DEFERRED TAX ASSETS:    
Allowance for credit losses - loans $ 3,161,000 $ 2,256,000
Allowance for credit losses -securities 202,000  
Allowance for credit losses - unfunded commitments 197,000 157,000
Unrealized investment security losses 3,650,000 3,971,000
Premises and equipment 678,000 955,000
Lease liabilities 705,000 698,000
Interest rate hedges 94,000  
Other 169,000 185,000
Total tax assets 8,856,000 8,222,000
DEFERRED TAX LIABILITIES:    
Investment accretion (95,000) (107,000)
Lease right-of-use assets (636,000) (639,000)
Accrued pension obligation (5,193,000) (4,494,000)
Other (253,000) (193,000)
Total tax liabilities (6,177,000) (5,433,000)
Net deferred tax asset 2,679,000 2,789,000
Valuation Allowance 0 $ 0
Unrecognized tax benefits $ 0