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Loans (Tables)
3 Months Ended
Mar. 31, 2024
Loans  
Schedule of loan portfolio

The loan portfolio of the Company consists of the following (in thousands):

March 31, 2024

December 31, 2023

Commercial:

Commercial real estate (owner occupied) (1)

$

88,030

$

89,147

Other commercial and industrial

148,805

159,424

Commercial real estate (non-owner occupied):

 

Retail (1)

169,787

161,961

Multi-family (1)

109,556

110,008

Other (1)

229,574

240,286

Residential mortgages (1)

 

176,991

174,670

Consumer

 

102,944

102,775

Loans, net of unearned income

$

1,025,687

$

1,038,271

(1)Real estate construction loans constituted 3.1% and 3.4% of the Company’s total loans, net of unearned income as of March 31, 2024 and December 31, 2023, respectively.