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Loans (Tables)
9 Months Ended
Sep. 30, 2024
Loans  
Schedule of loan portfolio

The loan portfolio of the Company consists of the following (in thousands):

September 30, 2024

December 31, 2023

Commercial:

Commercial real estate (owner occupied) (1)

$

80,511

$

89,147

Other commercial and industrial

139,758

159,424

Commercial real estate (non-owner occupied):

 

Retail (1)

168,676

161,961

Multi-family (1)

123,369

110,008

Other (1)

241,519

240,286

Residential mortgages (1)

 

179,297

174,670

Consumer

 

106,508

102,775

Loans, net of unearned income

$

1,039,638

$

1,038,271

(1)Real estate construction loans constituted 3.1% and 3.4% of the Company’s total loans, net of unearned income as of September 30, 2024 and December 31, 2023, respectively.